{"text_format":"1","workbook":"xlsx","n_sheets":55,"sheets":["Welcome","Guidance","Source reference list","Welsh Guidance","Start","Picture Questions","Questions","Output File","1","2","3","4","5","6","7","3-5 yrs","5-7 yrs","7-11 yrs","11-14 yrs","14-16 yrs","16-18 years","Parents","PQ0","PQ1","PQ2","PQ3","PQ4","PQ5","PQ6","PQ7","PQ8","PQ9","PQ10","PQ11","PQ12","PQ13","PQ14","PQ15","PQ16","PQ17","PQ18","PQ19","PQ20","PQ21","PQ22","PQ23","BSQ","PSQ","SQ1","CQ1","CQ2","CQ3","CQ4","CQ5","CQ6"],"not_rendered":{"charts":0,"images":51,"macros":1,"external_links":0,"defined_names":59,"comments":6,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Welcome","index":0,"n_rows":14,"n_cols":14,"rows_kept":14,"cut":false,"hidden":false,"merged":[]}
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[null,null,"Children, Young People (CYP) and Parents Outcomes Framework & Question Bank"]
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[null,null,"Welcome to the Children, Young People and Parents Outcomes Framework tool",null,null,null,null,null,null,null,null,null,null,"Croeso i'r offeryn Fframwaith Deilliannau Plant, Pobl Ifanc a Rhieni               \n"]
[null,null,"Select the appropriate area below",null,null,null,null,null,null,null,null,null,null,"Dewiswch y maes priodol isod"]
[null,null,"Add more blurb here if required…………"]

{"sheet":"Guidance","index":1,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[15,1,15,10]]}

{"sheet":"Source reference list","index":2,"n_rows":2,"n_cols":3,"rows_kept":2,"cut":false,"hidden":true,"merged":[]}
[null,"Question sources"]
[null,"Abbreviation","Survey and documentation"]

{"sheet":"Welsh Guidance","index":3,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[15,1,15,10]]}

{"sheet":"Start","index":4,"n_rows":10,"n_cols":9,"rows_kept":10,"cut":false,"hidden":false,"merged":[]}
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[null,null,"Children, Young People (CYP) and Parents Outcomes Framework & Question Bank"]
[null,null,"How to use this tool:",null,null,null,null,null,"Sut i ddefnyddio'r offeryn hwn:"]
[null,null,"Select the appropriate area below",null,null,null,null,null,"Dewiswch y maes priodol isod"]

{"sheet":"Picture Questions","index":5,"n_rows":64,"n_cols":15,"rows_kept":64,"cut":false,"hidden":false,"merged":[]}
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[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
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[null,"Picture Questions (Select Name to see the question, click boxes to select Picture Questions to print)"]
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[false,"1.","Warm up Questions (3-5yrs & 5-7yrs)",null,null,null,false,"12.","PQ11",null,null,null,false,"23.","PQ22"]
[false,"2.","PQ1",null,null,null,false,"13.","PQ12",null,null,null,false,"24.","PQ23"]
[false,"3.","PQ2",null,null,null,false,"14.","PQ13",null,null,null,false,"25.","BSQ"]
[false,"4.","PQ3",null,null,null,false,"15.","PQ14",null,null,null,false,"26.","PSQ"]
[false,"5.","PQ4",null,null,null,false,"16.","PQ15",null,null,null,false,"27.","SQ1"]
[false,"6.","PQ5",null,null,null,false,"17.","PQ16",null,null,null,false,"28.","CQ1"]
[false,"7.","PQ6",null,null,null,false,"18.","PQ17",null,null,null,false,"29.","CQ2"]
[false,"8.","PQ7",null,null,null,false,"19.","PQ18",null,null,null,false,"30.","CQ3"]
[false,"9.","PQ8",null,null,null,false,"20.","PQ19",null,null,null,false,"31.","CQ4"]
[false,"10.","PQ9",null,null,null,false,"21.","PQ20",null,null,null,false,"32.","CQ5"]
[false,"11.","PQ10",null,null,null,false,"22.","PQ21",null,null,null,false,"33.","CQ6"]
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[null,null,null,{"$f":"IF(A16=TRUE,E32,F32)","v":"Null"},"PQ0","Null"]
[null,null,null,"Null","PQ1","Null"]
[null,null,null,"Null","PQ2","Null"]
[null,null,null,"Null","PQ3","Null"]
[null,null,null,"Null","PQ4","Null"]
[null,null,null,"Null","PQ5","Null"]
[null,null,null,"Null","PQ6","Null"]
[null,null,null,"Null","PQ7","Null"]
[null,null,null,"Null","PQ8","Null"]
[null,null,null,"Null","PQ9","Null"]
[null,null,null,"Null","PQ10","Null"]
[null,null,null,{"$f":"IF(G16=TRUE,E43,F43)","v":"Null"},"PQ11","Null"]
[null,null,null,"Null","PQ12","Null"]
[null,null,null,"Null","PQ13","Null"]
[null,null,null,"Null","PQ14","Null"]
[null,null,null,"Null","PQ15","Null"]
[null,null,null,"Null","PQ16","Null"]
[null,null,null,"Null","PQ17","Null"]
[null,null,null,"Null","PQ18","Null"]
[null,null,null,"Null","PQ19","Null"]
[null,null,null,"Null","PQ20","Null"]
[null,null,null,"Null","PQ21","Null"]
[null,null,null,{"$f":"IF(M16=TRUE,E54,F54)","v":"Null"},"PQ22","Null"]
[null,null,null,"Null","PQ23","Null"]
[null,null,null,"Null","BSQ","Null"]
[null,null,null,"Null","PSQ","Null"]
[null,null,null,"Null","SQ1","Null"]
[null,null,null,"Null","CQ1","Null"]
[null,null,null,"Null","CQ2","Null"]
[null,null,null,"Null","CQ3","Null"]
[null,null,null,"Null","CQ4","Null"]
[null,null,null,"Null","CQ5","Null"]
[null,null,null,"Null","CQ6","Null"]

{"sheet":"Questions","index":6,"n_rows":1337,"n_cols":31,"rows_kept":1337,"cut":false,"hidden":false,"merged":[]}
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["In","Inc.","Sheet","QNo.","Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions","Final framework question - Welsh","CYP \nFinCap","Picture Question","Notes for users",null,null,null,"Question","Section","Area","Higher level outcome","Lower level outcome","Indicator","Final framework question","Response Options","Scoring Instructions","Final framework question (Welsh)","CYP Question","Picture Question","Notes for users"]
[{"$f":"'1'!N9:N46","v":false},{"$f":"IF(A3=TRUE,\"In\",\"Out\")","v":"Out"},"3 - 5 yrs",1,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children receive pocket money regularly"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D3,'1'!$K$8:$M$46,3,0),\"\")","v":"Mae plant yn cael arian poced yn rheolaidd Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D3,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D1))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D1))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E1))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D1))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F1))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G1))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H1))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I1))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J1))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K1))),\"\")","v":""},{"$f":"IFERROR(INDEX(M$3:M$622,SMALL(IF(B$3:B$622=\"In\",ROW(M$2:M$621)-ROW(I$2)+1),ROW(I1))),\"\")","v":""},{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I1))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I1))),\"\")","v":""}]
[false,{"$f":"IF(A4=TRUE,\"In\",\"Out\")","v":"Out"},"3 - 5 yrs",2,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Behaviour"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Managing your money well dato-day"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D4,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D4,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D2))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D2))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E2))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D2))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F2))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G2))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H2))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I2))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J2))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K2))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I2))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I2))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",3,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Behaviour"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Managing your money well dato-day"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children make age appropriate choices about how to spend their money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHow often does your child plan what they want to buy in advance?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\nHow often does your child make impulse purchases?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nAdd together the scores for all 2 statements and divide by 2 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D5,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrbwyll?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D5,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D3))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D3))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E3))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D3))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F3))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G3))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H3))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I3))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J3))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K3))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I3))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I3))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",4,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children receive money advice and guidance from their parents and other family members"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHow often do you give your child advice and guidance about money?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nHow often does your child receive advice and guidance about money from  other family members?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question: \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question\n\nFor a) \n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D6,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n rhoi cyngor ac arweiniad i'ch plentyn am arian?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad ar arian gan aelodau eraill o'r teulu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D6,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D4))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D4))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E4))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D4))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F4))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G4))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H4))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I4))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J4))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K4))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I4))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I4))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",5,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ11: Do your parents talk to you about what you spend your money on? \n\nYes\nNo"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D7,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ11: Ydi eich rhieni’n siarad gyda chi am sut rydych chi’n gwario eich arian? \n\nYdyn\nNac ydyn\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D7,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D5))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D5))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E5))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D5))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F5))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G5))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H5))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I5))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J5))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K5))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I5))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I5))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",6,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children regularly see money in various forms being used to pay for things in shops"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHow often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n    "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each statement: CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 7 statements and divide by 7 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D8,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ngŵydd eich plentyn?\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\n\nTalu am bethau gan ddefnyddio arian parod\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\nTalu am bethau ar-lein\nGwirio balans cyfrif banc\nDefnyddio bancio ar-lein i wirio cyfrif banc\nGwirio balans ar gerdyn credyd\nDefnyddio peiriant arian i dynnu arian                               \n\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D8,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D6))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D6))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E6))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D6))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F6))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G6))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H6))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I6))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J6))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K6))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I6))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I6))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",7,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children hear everyday household spending decisions are being taken (eg. about the weekly shop)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHow often does your child hear about basic family spending decisions, for example what you buy in a weekly shop?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D9,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn clywed am benderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D9,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D7))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D7))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E7))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D7))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F7))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G7))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H7))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I7))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J7))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K7))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I7))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I7))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",8,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children receive pocket money regularly"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nParent proxy\n\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D10,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nProcsi rhieni\n\nBob hyn a hyn ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos o'r teulu / perthnasau eraill\nYn afreolaidd neu pan fydd gennym rywfaint o arian i'w sbario\nDim - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddir tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu ydi'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D10,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D8))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D8))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E8))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D8))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F8))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G8))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H8))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I8))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J8))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K8))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I8))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I8))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",9,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children understand when things are being paid for in shops"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child understand that you have to pay for things you want to buy in a shop?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child know that you are handing over money for things you want to buy when paying in a shop?\n1. Yes\n2. No\n3. Don’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D11,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod yn rhaid i chi dalu am bethau rydych chi eisiau eu prynu mewn siop?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwybod eich bod chi’n trosglwyddo arian am bethau rydych chi eisiau eu prynu wrth dalu mewn siop?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D11,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D9))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D9))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E9))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D9))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F9))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G9))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H9))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I9))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J9))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K9))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I9))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I9))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",10,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children understand that people have to make choices about what they buy "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDo you think that your child understands that money is limited and people need to choose what they buy rather than buying everything they want?\n1. Yes, all the time\n2. Yes, sometimes\n3. No\n4. Don’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3 "},{"$f":"_xlfn.IFNA(VLOOKUP($D12,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig a bod angen i bobl ddewis beth maen nhw’n ei brynu yn hytrach na phrynu popeth maen nhw ei eisiau?\n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D12,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D10))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D10))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E10))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D10))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F10))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G10))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H10))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I10))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J10))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K10))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I10))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I10))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",11,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ18: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Buy something else\n2. Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D13,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych chi ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D13,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D11))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D11))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E11))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D11))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F11))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G11))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H11))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I11))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J11))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K11))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I11))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I11))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",12,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children do not think that their possessions are the most important thing about them"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHow often does your child ask you to buy things because their friends have them?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=4\n4=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D14,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn gofyn i chi brynu pethau oherwydd bod gan eu ffrindiau rai eu hunain?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D14,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D12))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D12))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E12))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D12))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F12))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G12))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H12))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I12))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J12))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K12))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I12))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I12))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",13,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?\n1. Yes\n2. No"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know=3"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon’t know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D15,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\n1. Do\n2. Naddo\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D15,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D13))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D13))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E13))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D13))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F13))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G13))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H13))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I13))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J13))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K13))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I13))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I13))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",14,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ16: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nAll the time\nSometimes\nNever"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. All the time\n2. Sometimes\n3. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=3\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D16,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ16: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nYdych chi’n gofyn i'ch mam neu eich tad am bethau sydd gan eich ffrindiau?\n\nDrwy'r amser\nWeithiau\nByth\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D16,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D14))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D14))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E14))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D14))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F14))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G14))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H14))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I14))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J14))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K14))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I14))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I14))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",15,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy - Please say how true or untrue the following statements are of your child:\n{Child} Is irritable or quick to get angry\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Frequently fights with others \n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child \n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each statement:\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D17,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D17,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D15))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D15))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E15))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D15))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F15))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G15))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H15))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I15))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J15))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K15))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I15))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I15))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",16,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ8:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      \n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Take it off them\n2. Ask if I can have a turn\n3. Find something else to play with      \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D18,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ8:Mae fy ffrind yn chwarae gyda thegan ac rydw i eisiau chwarae gyda’r tegan hwnnw. Beth ddylwn i ei wneud? Cymryd y tegan oddi arnyn nhw / Gofyn ga i dro / Chwilio am degan arall      \n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D18,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D16))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D16))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E16))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D16))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F16))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G16))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H16))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I16))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J16))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K16))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I16))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I16))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",17,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ19: I have a large jar of sweets but it is nearly dinner time. What should I do? \nEat them all now / Eat some now and same some for another day"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Eat them all now\n2. Eat some now and save some for another day\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D19,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ19: Mae gen i jar mawr o felysion ond mae hi bron yn amser swper. Beth ddylwn i ei wneud? \nEu bwyta nhw i gyd rŵan / Bwyta rhai yn awr a chadw rhai at rywbryd eto\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D19,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D17))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D17))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E17))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D17))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F17))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G17))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H17))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I17))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J17))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K17))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I17))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I17))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",18,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children know that there are different coins, and can describe and name them"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nCan your child put coins in order of their value?\n1. Yes\n2. No\n3. Don’t know\n\nCan your child put banknotes in order of their value?\n1. Yes\n2. No\n3. Don’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D20,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhiant\n\nAll eich plentyn roi darnau arian yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n\nAll eich plentyn roi arian papur yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D20,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D18))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D18))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E18))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D18))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F18))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G18))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H18))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I18))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J18))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K18))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I18))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I18))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",19,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand that different coins and notes have different values"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child understand that different coins and notes have different monetary values?\n1. Yes\n2. No\n3. Don’t know\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D21,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod gan ddarnau arian ac arian papur gwahanol werthoedd ariannol gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D21,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D19))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D19))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E19))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D19))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F19))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G19))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H19))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I19))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J19))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K19))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I19))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I19))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",20,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ1: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ2:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question:\n\n1. £1\n2. 1p\n3. 50p\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=0\n3=0\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D22,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ1: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ2:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D22,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D20))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D20))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E20))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D20))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F20))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G20))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H20))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I20))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J20))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K20))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I20))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I20))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",21,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ4: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ5:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question:\n\n1. £10\n2. £5\n3. £20\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=0\n3=6\nDon't know=0\n\nB) \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D23,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ4: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ5:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D23,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D21))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D21))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E21))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D21))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F21))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G21))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H21))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I21))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J21))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K21))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I21))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I21))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",22,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children are aware of and can explain basic financial language eg. spend, save, change"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\n\nA: Is your child familiar with these simple financial terms? Please tick all that apply\n1. Save\n2. Spend\n3. Change\n4. Not sure\n\n[for each ticked at A]\nB: Has your child ever used these simple financial terms?\n1. Save\n2. Spend\n3. Change\n4. Not sure"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question: \nCHOOSE ALL THAT APPLY\n1. Save\n2. Spend\n3. Change\n4. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nFor options 1 to 3, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 7=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both question and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D24,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\n\nA: Ydi eich plentyn yn gyfarwydd â’r termau ariannol syml hyn? Ticiwch bob un sy'n berthnasol\n1. Cynilo\n2. Gwario\n3. Newid\n4. Ddim yn siŵr\n\n[ar gyfer pob un â thic yn A]\nB: Ydi eich plentyn wedi defnyddio’r termau ariannol syml hyn erioed?\n1. Cynilo\n2. Gwario\n3. Newid\n4. Ddim yn siŵr\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D24,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D22))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D22))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E22))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D22))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F22))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G22))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H22))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I22))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J22))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K22))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I22))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I22))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",23,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nSQ1: Please can you tell me what is happening in these pictures?\n\nCoding list\n\nSave: keep, put away, look after\nSpend: use, give, pay for, buy\nChange: money back, left over"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"Acceptable answers (any of)\n\nFor picture 1:  \nSave: keep, put away, look after=6\n\n\nFor picture 2:  \nSpend: use, give, pay for, buy=6\n\n\nFor picture 3:  \nSpend: use, give, pay for, buy=6"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"First, score each picture:\n\nPicture 1:  \nSave: keep, put away, look after=6\nAny other answer=0\n\nFor picture 2:  \nSpend: use, give, pay for, buy=6\nAny other answer=0\n\nFor picture 3:  \nSpend: use, give, pay for, buy=6\nAny other answer=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D25,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nSQ1: Allwch chi ddweud wrthyf beth sy'n digwydd yn y lluniau hyn?\n\nRhestr godio\n\nCynilo: cadw, rhoi o'r neilltu, gofalu\nGwario: defnyddio, rhoi, talu am, prynu\nNewid: arian yn ôl, dros ben"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D25,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D23))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D23))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E23))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D23))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F23))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G23))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H23))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I23))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J23))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K23))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I23))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I23))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",24,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand that certain things they need and want cost money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know \n\n\nDoes your child understand that different things cost different amounts?\n1. Yes\n2. No\n3. Don’t know "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For each question \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D26,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau bob dydd fel teganau, dillad a bwyd yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall bod gweithgareddau fel dosbarthiadau neu deithiau yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall fod pethau gwahanol yn costio symiau gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D26,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D24))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D24))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E24))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D24))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F24))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G24))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H24))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I24))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J24))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K24))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I24))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I24))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",25,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand that diffrerent things cost different amounts"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\n3. Don’t know\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"Does your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D27,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau neu weithgareddau gwahanol yn costio symisu gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D27,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D25))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D25))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E25))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D25))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F25))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G25))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H25))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I25))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J25))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K25))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I25))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I25))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",26,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nCQ3; CQ4: Which of these do you think costs more?"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For PRE picture 1 (CQ3):  \n1. Bike\n2. Car\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Car\n2. Bike\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"PRE picture 1 (CQ3):  \n1=0\n2=6\nDon't know=0\n\nPOST picture 2 (CQ4):  \n1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D28,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nCQ3; CQ4: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D28,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D26))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D26))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E26))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D26))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F26))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G26))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H26))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I26))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J26))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K26))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I26))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I26))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",27,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nCQ5 CQ6: Which of these do you think costs more?"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"For PRE picture 1 (CQ5):  \n1. Computer\n2. Book\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Book\n2. Computer\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"PRE picture 1 (CQ5):  \n1=6\n2=0\nDon't know=0\n\nPOST picture 2 (CQ6):  \n1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D29,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nCQ5 CQ6: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D29,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D27))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D27))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E27))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D27))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F27))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G27))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H27))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I27))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J27))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K27))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I27))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I27))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",28,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children are aware that money is valuable and not a toy"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child understand that money is not a toy?\n1. Yes\n2. No\n3. Don’t know "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D30,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall nad tegan ydi arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod \n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D30,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D28))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D28))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E28))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D28))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F28))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G28))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H28))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I28))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J28))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K28))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I28))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I28))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",29,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children know how to keep money safe"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D31,'1'!$K$8:$M$46,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D31,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D29))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D29))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E29))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D29))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F29))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G29))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H29))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I29))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J29))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K29))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I29))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I29))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",30,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ13: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house\nIn a piggy bank or money box\nIn the garden\nIn a purse or wallet"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Around the house\n2. In a piggy bank or money box\n3. In the garden  \n4. In a purse or wallet\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=6\n3=0\n4=6\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score. "},{"$f":"_xlfn.IFNA(VLOOKUP($D32,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ13: Cliciwch / rhowch gylch (dewiswch gynifer ag y credwch).\n\nBle sy’n lle da i gadw eich arian? \nO gwmpas y tŷ\nMewn cadw-mi-gei neu flwch arian\nYn yr ardd\nMewn pwrs neu waled\n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D32,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D30))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D30))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E30))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D30))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F30))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G30))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H30))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I30))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J30))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K30))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I30))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I30))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",31,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children can do very simple addition and subtraction in relation to money"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ3:\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins \n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"1. Correctly indicates £1 and 50p\n2. Incorrect response\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D33,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ3:\n\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol \n"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D33,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D31))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D31))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E31))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D31))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F31))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G31))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H31))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I31))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J31))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K31))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I31))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I31))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",32,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Interviewer administered:\n\nPQ20:\n\nThe lolly costs 21p. What coins you need to pay the exact money?\n\n\nPlease click/draw a circle around the right coins"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"1.  Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D34,'1'!$K$8:$M$46,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ20:\n\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D34,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D32))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D32))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E32))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D32))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F32))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G32))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H32))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I32))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J32))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K32))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I32))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I32))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",33,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D35,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D35,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D33))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D33))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E33))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D33))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F33))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G33))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H33))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I33))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J33))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K33))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I33))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I33))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",34,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D36,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D36,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D34))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D34))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E34))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D34))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F34))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G34))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H34))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I34))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J34))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K34))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I34))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I34))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",35,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D37,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D37,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D35))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D35))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E35))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D35))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F35))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G35))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H35))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I35))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J35))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K35))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I35))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I35))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",36,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D38,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D38,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D36))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D36))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E36))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D36))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F36))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G36))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H36))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I36))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J36))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K36))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I36))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I36))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",37,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D39,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D39,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D37))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D37))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E37))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D37))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F37))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G37))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H37))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I37))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J37))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K37))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I37))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I37))),\"\")","v":""}]
[false,"Out","3 - 5 yrs",38,{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!E$2,'1'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!F$2,'1'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!G$2,'1'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!H$2,'1'!$B$8:$J$8,0)),\"\")","v":"Children can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!I$2,'1'!$B$8:$J$8,0)),\"\")","v":"Use standardised Maths/ English tests where available"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!J$2,'1'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!K$2,'1'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D40,'1'!$K$8:$M$46,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd"},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!M$2,'1'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('1'!$B$9:$J$46,MATCH(Questions!$D40,'1'!$K$9:$K$46,0),MATCH(Questions!N$2,'1'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D38))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D38))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E38))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D38))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F38))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G38))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H38))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I38))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J38))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K38))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I38))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I38))),\"\")","v":""}]
[{"$f":"'2'!N9:N94","v":false},"Out","5 - 7 yrs",39,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children receive pocket money regularly"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"In which of the following ways does this child get money of their own?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D41,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhiant\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\n\nTiciwch bob un sy'n berthnasol\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D41,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D39))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D39))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E39))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D39))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F39))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G39))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H39))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I39))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J39))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K39))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I39))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I39))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",40,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D42,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D42,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D40))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D40))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E40))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D40))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F40))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G40))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H40))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I40))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J40))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K40))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I40))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I40))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",41,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have money saved up"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":" Do you have any money saved up?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D43,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ9: Oes gennych chi arian wedi ei gynilo?\nOes\nNac oes"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D43,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D41))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D41))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E41))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D41))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F41))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G41))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H41))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I41))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J41))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K41))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I41))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I41))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",42,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know roughly how much money they have (including savings)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child know roughly how much money they have, including in their savings?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child know roughly how much money they have, including in their savings?\n1. Yes\n2. No\n3. Don’t know0"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"01=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D44,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn gwybod yn fras faint o arian sydd ganddo, gan gynnwys ei gynilion?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D44,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D42))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D42))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E42))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D42))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F42))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G42))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H42))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I42))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J42))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K42))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I42))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I42))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",43,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children make a simple plan for what they will spend their money on and are able to stick to it"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often does your child do each of the following things?\n\na) - Plan what they want to buy in advance?\n\nb) - Stick to their plan?\n\nc) - Make impulse purchases?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) and b)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor c)\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nAdd together the scores for all 3 statements and divide by 3 to produce the final score  for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D45,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\n{Os ydyw}Pa mor aml mae eich plentyn yn cadw at ei gynllun?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim wyn gwybod]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrfyfyr?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D45,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D43))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D43))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E43))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D43))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F43))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G43))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H43))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I43))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J43))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K43))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I43))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I43))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",44,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children make age appropriate choices about how to spend their money (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) How often does your child do each of the following things?\n\n- Plan what they want to buy in advance?\n\n- Stick to their plan?\n\n- Make impulse purchases?\n\nB) What is the longest time your child saved  for because they wanted to buy a specific item?\n\n\nC) Does your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Less than a week\n2. More than a week but less than month\n3. A month or more\n4. They have never saved\nDon’t know \n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)  Score each statement:\nFor a) and b):\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nAdd together the scores for all 3 statements and divide by 3 to produce the final score for A)\n\nB)\n1=2\n2=4\n3=6\n4=0\nDon't know=3\n\nC)\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for all three questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D46,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\n{Os ydyw}Pa mor aml mae eich plentyn yn cadw at eu cynllun?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim wyn gwybod]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrfyfyr?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\nBeth yw'r amser hiraf mae eich plentyn wedi cynilo gan ei fod eisiau prynu eitem benodol?\n1. Llai nag wythnos\n2. Mwy nag wythnos ond llai na mis\n3. Mis neu ragor\n\nYdi eich plentyn yn gwybod y bydd angen iddo wneud dewisiadau am sut i wario ei arian, er enghraifft, dim ond gallu fforddio prynu un eitem yn lle dwy?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D46,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D44))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D44))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E44))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D44))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F44))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G44))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H44))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I44))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J44))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K44))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I44))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I44))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",45,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children check they have the right change when paying for things in shops"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Is your child able to pay for something in a shop with cash? \n\nB) Does your child check they have been given the correct change when buying something in a shop? "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\n3. Don’t know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=0\n3=0\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D47,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn gallu talu am rywbeth mewn siop gydag arian parod?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwirio ei fod wedi cael y newid cywir wrth brynu rhywbeth mewn siop?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod  "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D47,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D45))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D45))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E45))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D45))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F45))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G45))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H45))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I45))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J45))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K45))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I45))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I45))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",46,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children talk about money with friends and family openly"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child ever talk to you about money? For example, what things cost, how you budget or how much they spend?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Yes, a lot\n2. Yes, sometimes\n3. No"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D48,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn wedi siarad gyda chi am arian erioed? Er enghraifft, faint o arian poced mae’n ei gael, faint mae’n ei wario neu a ydi ef/hi’n cynilo ar gyfer rhywbeth?\n1. Ydi, yn aml\n2. Ydi, weithiau\n3. Nac ydw\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D48,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D46))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D46))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E46))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D46))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F46))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G46))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H46))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I46))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J46))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K46))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I46))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I46))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",47,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children talk about money with friends and family openly"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No\nDon't Know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D49,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nA: Ydych chi a'ch ffrindiau yn siarad am arian? Er enghraifft, faint o arian poced rydych chi’n ei gael, faint o arian rydych chi’n ei wario neu a ydych chi’n cynilo ar gyfer rhywbeth?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D49,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D47))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D47))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E47))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D47))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F47))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G47))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H47))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I47))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J47))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K47))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I47))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I47))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",48,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have their own bank account account (at a bank, building society, credit union, etc.)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Does your child have a current account, held in their own name?\n\n\nB) Does child have a savings account or junior ISA, held in their own name?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n1=6\n2=0\nDon't know=0\n\nThen, use the highest score you have assigned to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D50,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nOes gan eich plentyn gyfrif cyfredol, yn ei enw ei hun?\n1. Oes\n2. Nac oes\n[3.Ddim yn gwybod]\n\nOes gan eich plentyn gyfrif cynilo neu ISA iau, yn ei enw ei hun?\n1. Oes\n2. Nac oes\n[3.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D50,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D48))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D48))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E48))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D48))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F48))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G48))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H48))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I48))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J48))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K48))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I48))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I48))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",49,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) How often do you give your child advice and guidance about money?\n\nB) How often does your child receive advice and guidance about money from teachers?\n\nC) How often does your child receive advice and guidance about money from any other sources?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question: \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 3 questions and divide by 3 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D51,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n rhoi cyngor ac arweiniad i'ch plentyn am arian?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad ar arian gan athrawon?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad o unrhyw ffynhonnell arall?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D51,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D49))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D49))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E49))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D49))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F49))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G49))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H49))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I49))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J49))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K49))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I49))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I49))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",50,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Do your parents talk to you about what you spend your money on?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D52,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ11: Ydi eich rhieni yn siarad gyda chi am yr hyn rydych chi’n gwario eich arian? \nYdyn\nNac ydyn\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D52,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D50))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D50))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E50))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D50))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F50))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G50))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H50))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I50))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J50))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K50))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I50))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I50))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",51,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children regularly see money being used to pay for things in shops and online (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often do you do the following in front of your child?\n\n- Pay for things using cash       \n- Pay for things using a debit or credit card      \n- Pay for things online                                         \n- Checked the balance of a bank account                            \n- Used online banking to check a bank account                 \n- Checked the balance on a credit card    \n- Used a cash machine to withdraw money     "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each statement: CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 7 statements and divide by 7 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D53,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ngŵydd eich plentyn?\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\nTalu am bethau gan ddefnyddio arian parod\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\nTalu am bethau ar-lein\nGwirio balans cyfrif banc\nDefnyddio bancio ar-lein i wirio cyfrif banc\nGwirio balans ar gerdyn credyd\nDefnyddio peiriant arian i dynnu arian                           \n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D53,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D51))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D51))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E51))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D51))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F51))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G51))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H51))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I51))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J51))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K51))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I51))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I51))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",52,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often do you involve your child in household spending decisions, for example what you buy in a weekly shop?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D54,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n cynnwys eich plentyn mewn penderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D54,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D52))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D52))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E52))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D52))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F52))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G52))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H52))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I52))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J52))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K52))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I52))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I52))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",53,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children receive pocket money regularly"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"In which of the following ways does this child get money of their own?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D55,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D55,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D53))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D53))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E53))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D53))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F53))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G53))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H53))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I53))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J53))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K53))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I53))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I53))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",54,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child have a safe place to keep their money, for example a piggy bank or savings account?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0\n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D56,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nOes gan eich plentyn le diogel i gadw eu harian, er enghraifft cadw-mi-gei neu gyfrif cynilo mewn banc?\n1. Oes\n2. Nac ydw\n3. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D56,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D54))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D54))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E54))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D54))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F54))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G54))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H54))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I54))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J54))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K54))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I54))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I54))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",55,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children make decisions about how to spend or save their money, supported by their parents"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Who is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n\n\n\nB) Who is mainly responsible for deciding when your child’s money should be saved for later?  \n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=0\n2=0\n3=6\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D57,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario?  \n1. Fi\n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]\n\nPwy sy’n bennaf gyfrifol am benderfynu pryd dylid cadw arian eich plentyn at rywbryd eto?  \n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D57,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D55))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D55))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E55))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D55))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F55))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G55))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H55))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I55))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J55))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K55))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I55))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I55))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",56,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"0Who is mainly responsible for keeping your child’s money safe? "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=0\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D58,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario? \n1. Fi\n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D58,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D56))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D56))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E56))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D56))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F56))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G56))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H56))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I56))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J56))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K56))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I56))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I56))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",57,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have experience of choosing coins and notes to pay for things in shops and waiting for change"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Is your child able to make a cash payment in a shop?\n\n\nB) Does your child know to wait for change after they have made a cash payment?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For both questions\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D59,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn gallu gwneud taliad arian parod mewn siop?\n1. Oes\n2. Nac ydw\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwybod fod angen aros i gael newid ar ôl talu ag arian parod?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D59,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D57))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D57))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E57))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D57))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F57))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G57))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H57))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I57))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J57))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K57))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I57))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I57))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",58,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children believe it is important to think carefully about what they spend their money on"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child think it's important to think carefully before they spend their money?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D60,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhiant:\nYdi eich plentyn yn credu ei bod yn bwysig meddwl yn ofalus cyn gwario ei arian?\nYdi\nNac ydi\nDdim yn siŵr\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D60,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D58))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D58))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E58))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D58))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F58))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G58))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H58))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I58))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J58))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K58))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I58))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I58))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",59,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children believe it is important to think carefully about what they spend their money on"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Imagine it was your birthday yesterday and you got £5, what would you do with it?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I would spend it all at once\n2. I would wait and think about what to spend the money on\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D61,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ12: Dychmygwch bod eich pen-blwydd ddoe a'ch bod chi wedi cael £5.  Beth fyddech chi'n ei wneud ag ef?\nByddwn yn ei wario i gyd ar unwaith\nByddwn yn aros a meddwl ar beth gallwn i wario'r arian\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D61,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D59))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D59))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E59))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D59))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F59))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G59))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H59))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I59))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J59))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K59))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I59))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I59))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",60,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children think that saving money is a good thing to do"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Which one of these is most like you?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I like to save my money\n2. I like to spend my money straight away"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0 "},{"$f":"_xlfn.IFNA(VLOOKUP($D62,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ10: Cliciwch/rhowch gylch o gwmpas yr un sydd debycaf i chi.\nRydw i'n hoffi cynilo fy arian\nRydw i'n hoffi gwario fy arian ar unwaith\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D62,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D60))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D60))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E60))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D60))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F60))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G60))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H60))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I60))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J60))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K60))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I60))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I60))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",61,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children think that saving money is a good thing to do"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Is it a good thing to save your money?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D63,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ21: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae'n dda cynilo eich arian\nYdi\nNac ydi"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D63,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D61))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D61))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E61))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D61))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F61))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G61))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H61))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I61))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J61))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K61))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I61))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I61))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",62,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children don't continue to ask for things after they've been told they can't have them or will have to wait for them"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often does your child pester you to buy things?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=2\n3=4\n4=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D64,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn pwyso arnoch chi i brynu pethau oherwydd ei fod wedi gwario ei holl arian ei hunan?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D64,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D62))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D62))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E62))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D62))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F62))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G62))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H62))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I62))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J62))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K62))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I62))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I62))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",63,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that people have to make choices about what they buy "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Do you think that your child understands that money is limited and that they can’t have everything they want?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D65,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig ac na all gael popeth y mae ei eisiau?\n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D65,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D63))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D63))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E63))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D63))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F63))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G63))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H63))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I63))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J63))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K63))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I63))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I63))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",64,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that people have to make choices about what they buy "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Buy something else\n2. Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D66,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D66,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D64))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D64))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E64))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D64))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F64))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G64))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H64))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I64))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J64))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K64))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I64))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I64))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",65,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children do not think that their possessions are the most important thing about them"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often does your child ask you to buy things because their friends have them?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=4\n4=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D67,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn gofyn i chi brynu pethau oherwydd bod gan eu ffrindiau rai eu hunain?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D67,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D65))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D65))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E65))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D65))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F65))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G65))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H65))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I65))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J65))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K65))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I65))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I65))),\"\")","v":""}]
[false,{"$f":"IF(A68=TRUE,\"In\",\"Out\")","v":"Out"},"5 - 7 yrs",66,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children do not think that their possessions are the most important thing about them"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Have  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon’t know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D68,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\n1. Ydw\n2. Nac ydw\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D68,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D66))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D66))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E66))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D66))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F66))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G66))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H66))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I66))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J66))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K66))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I66))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I66))),\"\")","v":""}]
[false,{"$f":"IF(A69=TRUE,\"In\",\"Out\")","v":"Out"},"5 - 7 yrs",67,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children do not think that their possessions are the most important thing about them"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Do you ask your mum or dad for things your friends have?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. All the time\n2. Sometimes\n3. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=3\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D69,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ16: Cliciwch/rhowch gylch o gwmpas eich ateb.\nYdych chi’n gofyn i'ch mam neu eich tad am bethau sydd gan eich ffrindiau?\nDrwy'r amser\nWeithiau\nByth\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D69,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D67))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D67))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E67))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D67))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F67))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G67))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H67))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I67))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J67))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K67))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I67))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I67))),\"\")","v":""}]
[false,{"$f":"IF(A70=TRUE,\"In\",\"Out\")","v":"Out"},"5 - 7 yrs",68,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child ever talk to you about money? For example, how much pocket money they get, how much they spend or whether they're saving up for something?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, a lot\n2. Yes, sometimes\n3. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D70,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn wedi siarad gyda chi am arian erioed? Er enghraifft, faint o arian poced maen nhw’n ei gael, faint maen nhw’n ei wario neu a ydyn nhw’n cynilo ar gyfer rhywbeth?\n1. Ydi, yn aml\n2. Ydi, weithiau\n3. Nac ydi"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D70,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D68))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D68))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E68))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D68))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F68))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G68))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H68))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I68))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J68))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K68))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I68))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I68))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",69,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3 "},{"$f":"_xlfn.IFNA(VLOOKUP($D71,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nA: Ydych chi a'ch ffrindiau yn siarad am arian? Er enghraifft, faint o arian poced rydych chi’n ei gael, faint o arian rydych chi’n ei wario neu a ydych chi’n cynilo ar gyfer rhywbeth?\n1. Ydym\n2. Nac ydym\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D71,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D69))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D69))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E69))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D69))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F69))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G69))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H69))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I69))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J69))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K69))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I69))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I69))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",70,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP aspire to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children want to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Chloe gets £5 pocket money every week.  Chloe always spends £2 and puts £3 into her savings account.  Do you think Chloe sounds…? Pick the one you think describes Chloe best\n\nB) Chloe’s sister Daisy also gets £5 pocket money every week.  Daisy always spends all her pocket money and never saves any.  Do you think Daisy sounds… [pick the one you think describes Daisy best?\n\nC) When it comes to spending and saving, are you more like Chloe or Daisy?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nFor A) and B)  \nCHOOSE ONE ONLY\n1. Fun\n2. Boring\n3. Silly\n4. Sensible\n5. Stingy\n\nB)\n1. Fun\n2. Boring\n3. Silly\n4. Sensible\n5. Stingy\n\nC) CHOOSE ONE ONLY\n1. Chloe\n2. Daisy"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nA) \n1=6\n2=0\n3=0  \n4=6 \n5=0\n\nB)\n1=0\n2=6\n3=6  \n4=0 \n5=0\n\nC)\n1=6\n2=0\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D72,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nMae Chloe yn cael £5 o arian poced bob wythnos.  Mae Chloe bob amser yn gwario £2 ac yn rhoi £3 yn ei chyfrif cynilo.  Sut un ydi Chloe yn eich barn chi? [dewiswch un gair sy’n disgrifio Chloe orau yn eich barn chi]\na) Hwyliog?\nb) Diflas?\nc) Gwirion?\nd) Synhwyrol?\nE) Cybyddlyd?\n\nMae Daisy, sef chwaer Chloe, hefyd yn cael £5 o arian poced bob wythnos.  Mae Daisy bob amser yn gwario ei holl arian poced a byth yn ei gynilo.  Sut un ydi Daisy yn eich barn chi? [dewiswch un gair sy’n disgrifio Daisy orau yn eich barn chi]\na) Hwyliog?\nb) Diflas?\nc) Gwirion?\nd) Synhwyrol?\nE) Cybyddlyd?\n\nO ran gwariant a chynilo, ydych chi’n debyg i Chloe ynteu Daisy?\na) Chloe\nb) Daisy"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D72,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D70))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D70))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E70))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D70))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F70))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G70))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H70))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I70))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J70))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K70))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I70))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I70))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",71,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How often does your child save up their money to buy a specific item?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D73,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynilo ei arian ei hunan i brynu eitem benodol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D73,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D71))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D71))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E71))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D71))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F71))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G71))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H71))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I71))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J71))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K71))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I71))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I71))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",72,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) How often does your child seem pleased or proud of themselves?\n\nB) When around others does your child appear confident?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D74,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml mae eich plentyn yn ymddangos yn hapus neu'n falch ohono’i hunan?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nYdi eich plentyn yn ymddangos yn hyderus yng nghwmni pobl eraill?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D74,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D72))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D72))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E72))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D72))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F72))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G72))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H72))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I72))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J72))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K72))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I72))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I72))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",73,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 3 statements and divide by  3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D75,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D75,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D73))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D73))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E73))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D73))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F73))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G73))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H73))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I73))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J73))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K73))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I73))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I73))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",74,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D76,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D76,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D74))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D74))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E74))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D74))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F74))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G74))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H74))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I74))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J74))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K74))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I74))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I74))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",75,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"My friend is playing with a toy and I want to play with it. What should I do?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Take it off them\n2. Ask if I can have a turn\n3. Find something else to play with      \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D77,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ8:Mae fy ffrind yn chwarae gyda thegan ac rydw i eisiau chwarae gyda’r tegan hwnnw. Beth ddylwn i ei wneud? Cymryd y tegan oddi arno / Gofyn ga i dro / Chwilio am degan arall      "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D77,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D75))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D75))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E75))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D75))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F75))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G75))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H75))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I75))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J75))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K75))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I75))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I75))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",76,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know the value of coins and notes and can put them in order of value"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Can your child put coins in order of their value?\n\n\nB) Can your child put banknotes in order of their "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D78,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhiant\n\nAll eich plentyn roi’r darnau arian yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n\nAll eich plentyn roi arian papur yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D78,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D76))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D76))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E76))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D76))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F76))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G76))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H76))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I76))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J76))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K76))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I76))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I76))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",77,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know the value of coins and notes and can put them in order of value"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Please can you tell me what is happening in these pictures?\n\nA) Which one of these is worth the most? Click/draw a circle around your answer.\n\nB) Which one of these is worth the least?\nClick/draw a circle around your answer.\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\n\n1. £1\n2. 1p\n3. 50p\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=0\n3=0\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D79,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ1: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ2:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D79,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D77))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D77))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E77))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D77))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F77))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G77))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H77))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I77))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J77))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K77))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I77))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I77))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",78,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know the value of coins and notes and can put them in order of value"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Please can you tell me what is happening in these pictures?\n\nA) Which one of these is worth the most?\nClick/draw a circle around your answer.\n\nB) Which one of these is worth the least?\nClick/draw a circle around your answer.\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\n\n1. £10\n2. £5\n3. £20\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=0\n2=0\n3=6\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D80,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ4: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ5:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D80,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D78))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D78))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E78))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D78))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F78))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G78))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H78))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I78))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J78))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K78))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I78))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I78))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",79,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know the value of coins and notes and can put them in order of value"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Can you put these in the right order? Put a 1 next to the coin you think is worth the least, a 2 next to the coin you think is worth second to least and so on."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n1. All four correct (1p=1, 20p=2, 50p=3, £1=4)\n2. Two out of four are ranked correctly\n3. One out of four is ranked correctly\n4. None are ranked correctly\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D81,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ22: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nAllwch chi roi'r rhain yn y drefn gywir? Rhowch 1 wrth ymyl y darn arian sydd â’r gwerth lleiaf yn eich barn chi, 2 wrth ymyl y darn arian sydd â'r gwerth lleiaf ond un, ac yn y blaen."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D81,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D79))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D79))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E79))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D79))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F79))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G79))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H79))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I79))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J79))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K79))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I79))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I79))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",80,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nClick/draw a circle around the right coins."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n1. Correctly indicates £1 and 50p\n2. Incorrect response\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D82,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ3:\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D82,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D80))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D80))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E80))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D80))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F80))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G80))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H80))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I80))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J80))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K80))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I80))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I80))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",81,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nThe lolly costs 21p. What coins you need to pay the exact money?\n\nClick/draw a circle around the right coins."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D83,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ20:\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D83,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D81))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D81))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E81))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D81))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F81))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G81))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H81))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I81))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J81))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K81))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I81))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I81))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",82,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nDoes your child understand the following words and can use them appropriately in conversation?\n\n- Spend\n- Save\n- Change"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes \n2. No \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D84,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall y geiriau a ganlyn ac yn gallu eu defnyddio'n briodol mewn sgwrs?\n(1. Ydi 2. Nac ydi 3 Ddim yn gwybod) \nGwario\nCynilo\nNewid"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D84,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D82))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D82))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E82))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D82))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F82))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G82))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H82))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I82))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J82))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K82))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I82))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I82))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",83,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) If you 'save' money does that mean that you keep it for the future or spend it in a shop?\n\n\nB) If you can 'afford' to buy something does this mean that you have enough to pay for it or do not have enough to pay for it?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A)\nCHOOSE ONE ONLY\n1. Keep it for the future\n2. Spend it in a shop\nDon't know\n\nB)\nCHOOSE ONE ONLY\n1. Have enough to pay for it\n2. Do not have enough to pay for it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)  \n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D85,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nBeth ydych chi'n ei wneud gyda'ch arian os ydych chi'n ei ‘gynilo’?\n1. ei gadw ar gyfer y dyfodol\n2. ei wario mewn siop\n\nOs gallwch chi 'fforddio' prynu rhywbeth:\n1. Mae gennych chi ddigon i dalu amdano\n2. Nid oes gennych chi ddigon i dalu amdano"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D85,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D83))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D83))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E83))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D83))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F83))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G83))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H83))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I83))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J83))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K83))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I83))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I83))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",84,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nIf something is epxensive, does it mean that it doesn't cost much or it costs a lot of money?\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It doesn't cost much\n2. It costs a lot of money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D86,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nBeth mae ‘drud’ yn ei olygu?\n1. Nid yw'n costio llawer\n2. Mae'n costio llawer o arian"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D86,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D84))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D84))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E84))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D84))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F84))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G84))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H84))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I84))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J84))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K84))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I84))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I84))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",85,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"What's another word for 'money' meaning coins and notes? Is it cash or tickets?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Cash\n2. Tickets\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D87,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nBeth yw'r term am arian wrth sôn am ddarnau arian ac arian papur?\n1. Arian parod\n2. Arian powdwr"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D87,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D85))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D85))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E85))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D85))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F85))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G85))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H85))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I85))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J85))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K85))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I85))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I85))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",86,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children recognise and use symbols for pounds (£) and pence (p)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Which of these is worth more money?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. £5\n2. 5p\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D88,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nCQ1: Pa un sydd â'r gwerth mwyaf?\n\n(CERDYN)\n£5\n5c"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D88,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D86))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D86))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E86))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D86))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F86))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G86))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H86))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I86))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J86))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K86))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I86))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I86))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",87,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children recognise and use symbols for pounds (£) and pence (p)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Which of these is worth more money?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. £5\n2. 5p\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D89,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nCQ2: Pa un sydd â'r gwerth mwyaf?\n\n(CERDYN)\n£5\n5c"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D89,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D87))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D87))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E87))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D87))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F87))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G87))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H87))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I87))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J87))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K87))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I87))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I87))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",88,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand the concept of borrowing money from family or friends and having to pay it back later"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child understand the difference 'lending' and 'giving'?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes \n2. No \n3. Don't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\nDon't know=0\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D90,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall y gwahaniaeth rhwng 'benthyca' a 'rhoi'?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D90,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D88))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D88))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E88))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D88))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F88))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G88))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H88))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I88))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J88))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K88))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I88))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I88))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",89,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand the concept of borrowing money from family or friends and having to pay it back later"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child understand that if they borrow something they have to give it back?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Yes\n2. No\n3. Don't Know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\nDon't know=0\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D91,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall os ydyw’n benthyg rhywbeth fod yn rhaid iddo ei roi yn ôl?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D91,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D89))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D89))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E89))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D89))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F89))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G89))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H89))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I89))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J89))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K89))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I89))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I89))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",90,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand the concept of borrowing money from family or friends and having to pay it back later"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"If you 'borrow' something does this mean that you keep it forever or give it back?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Keep it forever\n2. Give it back\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=0\n2=6\nDon't know=0\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D92,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nOs ydych chi'n 'benthyg’ rhywbeth, ydych chi’n...\n1. Ei gadw am byth\n2. Ei roi yn ôl"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D92,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D90))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D90))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E90))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D90))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F90))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G90))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H90))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I90))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J90))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K90))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I90))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I90))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",91,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know that they can save money in different ways (eg. cash at home, in a savings account etc)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nIn which of the following places is your child aware that money can be kept?'\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. In a bank\n2. In a piggy bank or money box\n3. In a purse, wallet or bag\n4. In pockets\n5. Looked after by parents\n6. Somewhere else (specify)\n7. None of these\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 6, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 7=Immediately score 0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D93,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhiant:\nYm mha rai o'r lleoedd a ganlyn mae eich plentyn yn ymwybodol y gellir cadw arian?\nTiciwch bob un sy'n gymwys.\n\n1. Mewn banc\n2. Mewn cadw-mi-gei neu flwch arian\n3. Mewn pwrs, waled neu fag llaw\n4. Mewn pocedi\n5. Dan ofal rhieni\n6. Rhywle arall (ysgrifennwch yr ateb)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D93,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D91))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D91))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E91))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D91))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F91))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G91))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H91))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I91))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J91))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K91))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I91))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I91))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",92,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know that they can save money in different ways (eg. cash at home, in a savings account etc)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Where can people keep their money so that it stays safe?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Bank\n2. Piggy bank or money box, other container\n3. Purse, wallet or bag\n4. In pockets\n5. At home, in bedroom\n6. At home, other rooms in house\n7. Looked after by parents\n8. Somewhere else (specify) \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 8, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\nOption 7=Immediately score 0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D94,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nLle gall pobl gadw eu harian fel ei fod yn aros yn ddiogel?\nRhestr godio: banc, cadw-mi-gei, blwch arian, cynhwysydd arall, pwrs, waled, bag, pocedi, gartref, ystafell wely, ystafelloedd eraill yn y tŷ, dan ofal rhiant, lleoedd eraill."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D94,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D92))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D92))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E92))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D92))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F92))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G92))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H92))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I92))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J92))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K92))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I92))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I92))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",93,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nDoes your child understand that money can be used digitally, for example when buying something through an online store or an app?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\n3. Don’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\nDon't know=0\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D95,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni \nYdi eich plentyn yn deall y gellir defnyddio arian yn ddigidol - er enghraifft, wrth brynu rhywbeth drwy siop ar-lein neu app?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D95,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D93))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D93))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E93))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D93))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F93))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G93))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H93))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I93))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J93))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K93))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I93))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I93))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",94,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know how to keep their money safe (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D96,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni \nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D96,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D94))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D94))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E94))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D94))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F94))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G94))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H94))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I94))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J94))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K94))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I94))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I94))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",95,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know how to keep their money safe (3-5)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nWhere are good places to keep your money? \n\nClick/draw a circle around the right coins. Pick as many as you think."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Around the house\n2. In a piggy bank or money box\n3. In the garden  \n4. In a purse or wallet\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n1=0\n2=6\n3=0\n4=6\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score. "},{"$f":"_xlfn.IFNA(VLOOKUP($D97,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nPQ13: Cliciwch / rhowch gylch (dewiswch gynifer ag y credwch).\nBle sy’n lle da i gadw eich arian? \nO gwmpas y tŷ / Mewn cadw-mi-gei neu flwch arian / Yn yr ardd / Mewn pwrs neu waled"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D97,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D95))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D95))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E95))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D95))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F95))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G95))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H95))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I95))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J95))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K95))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I95))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I95))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",96,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand the consequences of losing money or having it stolen"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nDoes your child understand that if money is lost or stolen, they cannot get it back?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\nDon't know=0\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D98,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall os caiff arian ei golli neu ei ddwyn, na fydd modd ei gael yn ôl?\n\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D98,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D96))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D96))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E96))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D96))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F96))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G96))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H96))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I96))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J96))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K96))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I96))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I96))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",97,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand the consequences of losing money or having it stolen"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nWhat would it mean if you lost your money and someone found it and kept it?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. You couldn't buy what you wanted\n2. You would have to get some more money from your parents\n3. You would have to ask a bank to replace it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D99,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nBeth fyddai'n ei olygu pe baech chi'n colli eich arian ac y byddai rhywun yn dod o hyd iddo ac yn ei gadw?\n\n1. Byddai'n golygu na fyddwn i'n gallu prynu’r hyn roeddwn i eisiau ei brynu\n2. Byddai'n golygu y byddai'n rhaid i mi gael rhagor o arian gan fy rhieni\n3. Byddai'n golygu y byddai'n rhaid i mi ofyn i’r banc am arian yn ei le"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D99,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D97))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D97))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E97))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D97))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F97))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G97))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H97))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I97))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J97))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K97))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I97))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I97))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",98,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that money is limited and that they might not be able to have everything they want"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your child understands that money is limited and that they can’t have everything they want? \n\n \n\nB) Have you ever explained to your child that money is limited and that they therefore can’t have everything they want?\n\n\nC) How often do you explain to your child that money is limited and that they therefore can’t have everything they want?\n\n\n\nD) Does your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A)\nCHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know \n\n\nB) \nCHOOSE ONE ONLY\n1.  Yes\n2. No\nDon’t know\n\n\nC) \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nD) \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"A)\n1=6\n2=3\n3=0\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nD)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D100,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig ac na all gael popeth y mae ei eisiau? \n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod \n\nYdych chi wedi ceisio esbonio wrth eich plentyn erioed fod arian yn gyfyngedig, ac na all gael popeth mae ei eisiau oherwydd hynny?\n1.  Ydw\n2. Nac ydw\n3. Ddim yn gwybod \n\nPa mor aml ydych chi wedi ceisio esbonio wrth eich plentyn fod arian yn gyfyngedig, ac na all gael popeth mae ei eisiau oherwydd hynny?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nYdi eich plentyn yn gwybod y bydd angen gwneud dewisiadau am sut i wario eu harian - er enghraifft, dim ond gallu fforddio prynu un eitem yn lle dwy?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D100,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D98))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D98))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E98))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D98))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F98))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G98))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H98))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I98))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J98))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K98))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I98))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I98))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",99,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that money is limited and that they might not be able to have everything they want"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nImagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1.Buy something else\n2.Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=3\n2=0\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D101,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D101,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D99))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D99))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E99))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D99))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F99))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G99))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H99))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I99))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J99))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K99))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I99))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I99))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",100,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand what wants and needs are and can explain the difference between the two"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nDoes your child understand that there is a difference between things they need and things they may want? \n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D102,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall bod gwahaniaeth rhwng y pethau y mae ei angen a’r pethau y mae ei eisiau? \n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D102,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D100))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D100))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E100))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D100))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F100))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G100))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H100))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I100))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J100))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K100))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I100))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I100))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",101,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand what wants and needs are and can explain the difference between the two"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nCan you help me? I only have £5 to spend and I am hungry. I can spend it on a new toy or on lunch. Which should I choose?\n\nClick/draw a circle around your answer.\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Toy\n2. Lunch\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D103,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ14: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nAllwch chi fy helpu i? Dim ond £5 sydd gen i i’w wario ac rydw i'n llwglyd. Gallaf ei wario ar degan newydd neu ar ginio. Pa un ddylwn i ei ddewis?\n\nTegan\nCinio"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D103,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D101))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D101))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E101))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D101))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F101))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G101))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H101))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I101))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J101))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K101))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I101))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I101))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",102,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that certain things they need and want (toys, activities, clothes and food) cost money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\nA)\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n\nB)\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Fo each question score as follows:\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D104,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau bob dydd fel teganau, dillad a bwyd yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall bod gweithgareddau fel dosbarthiadau neu deithiau yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D104,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D102))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D102))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E102))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D102))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F102))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G102))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H102))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I102))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J102))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K102))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I102))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I102))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",103,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that different things cost different amounts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child understand that different items or activities cost different amounts?\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D105,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau neu weithgareddau gwahanol yn costio symisu gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D105,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D103))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D103))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E103))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D103))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F103))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G103))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H103))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I103))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J103))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K103))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I103))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I103))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",104,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that different things cost different amounts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Which of these do you think costs more?\n\n- PRE Picture (CQ3)\n\n- POST Picture (CQ4)\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For PRE picture 1 (CQ3):  \n1. Bike\n2. Car\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Car\n2. Bike\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"PRE picture 1 (CQ3):  \n1=0\n2=6\nDon't know=0\n\nPOST picture 2 (CQ4):  \n1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D106,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nCQ3; CQ4: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D106,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D104))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D104))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E104))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D104))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F104))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G104))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H104))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I104))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J104))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K104))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I104))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I104))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",105,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand that different things cost different amounts"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Which of these do you think costs more?\n\n- PRE Picture (CQ5)\n\n- POST Picture (CQ6)\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For PRE picture 1 (CQ5):  \n1. Computer\n2. Book\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Book\n2. Computer\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"PRE picture 1 (CQ5):  \n1=6\n2=0\nDon't know=0\n\nPOST picture 2 (CQ6):  \n1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D107,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\nCQ5; CQ6: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D107,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D105))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D105))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E105))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D105))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F105))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G105))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H105))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I105))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J105))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K105))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I105))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I105))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",106,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know roughly how much money they have and can keep track of their money & spending using simple financial records (eg. counting the money in a money box)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Is your child able to keep track of their money, for example, by counting the money in their money box?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D108,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn gallu cadw golwg ar ei arian e.e. drwy gyfri’r arian yn ei flwch arian?\n1.Ydi\n2. Nac ydi\n3. Nid oes gan fy mhlentyn ei arian ei hun"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D108,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D106))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D106))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E106))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D106))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F106))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G106))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H106))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I106))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J106))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K106))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I106))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I106))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",107,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know how to put money aside for the future"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Does your child know how to save money and keep their savings safe? "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D109,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdi eich plentyn yn gwybod sut i gynilo arian a chadw ei gynilion yn ddiogel? \n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D109,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D107))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D107))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E107))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D107))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F107))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G107))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H107))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I107))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J107))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K107))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I107))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I107))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",108,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know how to put money aside for the future"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"Suppose you wanted something really expensive and your mum or dad says you have to save up for it. Where would you put your money until you had saved enough?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. Ask my parents to keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Something else (specify)\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=4\n3=6\n4=6\n4=assign the nearest appropriate score\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D110,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nGadewch i ni dybio eich bod chi eisiau rhywbeth gwirioneddol ddrud a bod eich mam neu eich tad yn dweud fod yn rhaid i chi gynilo ar ei gyfer. Ble fyddech chi'n rhoi eich arian nes byddech chi wedi cynilo’n ddigonol? GOFYNNWCH HEB ANOGAETH\nRhoi arian mewn cadw-mi-gei/blwch arian\nRhoi arian mewn cyfrif banc\nGofyn i fy rhieni edrych ar ôl yr arian,\nAteb arall\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D110,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D108))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D108))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E108))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D108))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F108))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G108))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H108))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I108))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J108))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K108))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I108))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I108))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",109,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand why saving money for something you want to buy is important"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Which one of these do you agree with most?\n\n\n\n\nB) You may have heard people talking about saving money for the future.   Why do you think people save money?\n\n\n "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1.There is no point in saving money\n2. I think it’s important to save money\nDon't know\n\nB) CHOOSE ONE ONLY\n1. To buy something that's expensive \n 2. Just in case they need it in the future\n 3. Other answer (specify)\n Don't know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=6\n3=assign the nearest appropriate score\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D111,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nÂ pha un o’r rhain ydych chi’n cytuno fwyaf? DARLLENWCH A RHOWCH GOD AR GYFER UN\n  - Nid oes unrhyw bwynt cynilo arian\n  - Rydw i'n credu ei bod yn bwysig cynilo arian\n\n Efallai eich bod chi wedi clywed pobl yn siarad am gynilo arian ar gyfer y dyfodol.   Pam ydych chi’n meddwl mae pobl yn cynilo arian? GOFYNNWCH HEB ANOGAETH\n  - Prynu rhywbeth sy'n ddrud\n  - Dim ond rhag ofn y byddan nhw ei angen yn y dyfodol\n  - Ateb arall\n  - Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D111,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D109))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D109))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E109))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D109))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F109))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G109))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H109))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I109))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J109))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K109))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I109))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I109))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",110,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nClick/draw a circle around the right coins."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1.  Correctly indicates £1 and 50p\n2.Incorrect response\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D112,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ3:\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol "},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D112,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D110))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D110))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E110))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D110))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F110))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G110))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H110))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I110))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J110))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K110))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I110))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I110))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",111,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"The lolly costs 21p. What coins you need to pay the exact money?\n\nClick/draw a circle around the right coins."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"1. Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D113,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ20:\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D113,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D111))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D111))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E111))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D111))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F111))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G111))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H111))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I111))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J111))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K111))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I111))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I111))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",112,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children know that they can get money in different ways and they understand how they get their money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nCan you help me? What are some different ways that children can get money?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Pocket money\n2. Ask mum or dad for some money\n3. Earn money for doing special jobs at home"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=3\n2=0\n3=6\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D114,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ23: Cliciwch/rhowch gylch o gwmpas eich ateb.\nAllwch chi fy helpu i? Beth ydi rhai o'r ffyrdd gwahanol y gall plant gael arian?\nArian poced\nGofyn i mam neu dad am arian\nCael arian am wneud tasgau arbennig yn y cartref"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D114,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D112))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D112))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E112))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D112))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F112))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G112))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H112))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I112))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J112))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K112))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I112))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I112))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",113,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand where the money their family has comes from"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nA) How often have you talked to your child about where your household income comes from?\n\nB) How confident are you that your child understand where your household gets its money from?  \n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A)\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\nB)\nCHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D115,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi wedi siarad gyda'ch plentyn am ble daw incwm eich cartref?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nPa mor hyderus ydych chi fod eich plentyn yn deall o ble daw arian eich cartref?  \n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D115,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D113))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D113))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E113))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D113))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F113))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G113))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H113))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I113))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J113))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K113))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I113))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I113))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",114,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children understand where the money their family has comes from"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How do you think adults can get the money they spend?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add up all of the scores you have assigned to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D116,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ15: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae fy rhieni yn cael arian i'r teulu ei wario. Sut ydych chi'n meddwl maen nhw’n cael yr arian?\nEnnill arian drwy fynd i weithio\nO'r banc\nO'r til yn y siop"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D116,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D114))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D114))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E114))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D114))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F114))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G114))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H114))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I114))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J114))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K114))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I114))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I114))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",115,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand about working to earn money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) Do you ever give your child money in exchange for work, for example if they do chores around the house?\n\nB) Do you think your child understands that people can earn money by working?"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D117,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nYdych chi erioed wedi rhoi arian i'ch plentyn yn gyfnewid am waith - er enghraifft, os ydi ef/hi’n gwneud tasgau o gwmpas y tŷ?\n1. Do\n2. Naddo\n3. Ddim yn gwybod\n\nYdych chi'n meddwl bod eich plentyn yn deall fod pobl yn gallu ennill arian drwy weithio?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D117,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D115))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D115))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E115))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D115))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F115))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G115))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H115))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I115))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J115))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K115))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I115))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I115))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",116,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand about working to earn money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"How do you think adults can get the money they spend?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add up all of the scores you have assigned to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D118,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd:\n\nPQ15: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae fy rhieni yn cael arian i'r teulu ei wario. Sut ydych chi'n meddwl maen nhw’n cael yr arian?\nEnnill arian drwy fynd i weithio / O'r banc / O'r til yn y siop"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D118,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D116))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D116))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E116))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D116))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F116))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G116))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H116))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I116))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J116))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K116))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I116))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I116))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",117,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nA) How often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?\n\n\n\nB) How confident are you that your child understands that adverts are designed to try and make people buy things?  \n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONLY ONLY\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\nDon’t know\n\nB) CHOOSE ONLY ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D119,'2'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\n\nPa mor aml ydych chi'n esbonio diben hysbysebion a'r tactegau mae cwmnïau’n eu defnyddio i werthu mwy o gynhyrchion i'ch plentyn?\n1. Yn aml\n2.Weithiau\n3 Yn anaml\n4.Byth\n[5.Ddim yn gwybod]\n\nPa mor hyderus ydych chi fod eich plentyn yn deall bod hysbysebion yn cael eu cynllunio i geisio gwneud i bobl brynu pethau?  \n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D119,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D117))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D117))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E117))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D117))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F117))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G117))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H117))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I117))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J117))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K117))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I117))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I117))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",118,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"\n\nI asked my friends what they think adverts on TV are for. This is what they said. What do you think?\n\nClick/draw a circle around your answer."},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. To give you a break \n2. To be fun to watch\n3. To make you buy things\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"3=6\nAny other answer=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D120,'2'!$K$8:$M$94,3,0),\"\")","v":"Gweinyddu gan y cyfwelydd\n\nPQ17: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nGofynnais i fy ffrindiau beth oedden nhw'n ei feddwl oedd diben hysbysebion ar y teledu. Dyma beth ddywedon nhw. Beth ydi eich barn chi?\nI roi seibiant i chi - Ie/Na\nHwyl i’w wylio - Ie/Na\nGwneud i chi brynu pethau - Ie/Na"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D120,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D118))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D118))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E118))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D118))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F118))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G118))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H118))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I118))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J118))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K118))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I118))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I118))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",119,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D121,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D121,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D119))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D119))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E119))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D119))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F119))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G119))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H119))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I119))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J119))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K119))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I119))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I119))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",120,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D122,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D122,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D120))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D120))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E120))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D120))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F120))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G120))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H120))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I120))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J120))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K120))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I120))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I120))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",121,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D123,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D123,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D121))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D121))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E121))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D121))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F121))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G121))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H121))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I121))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J121))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K121))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I121))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I121))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",122,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D124,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D124,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D122))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D122))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E122))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D122))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F122))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G122))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H122))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I122))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J122))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K122))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I122))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I122))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",123,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D125,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D125,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D123))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D123))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E123))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D123))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F123))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G123))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H123))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I123))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J123))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K123))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I123))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I123))),\"\")","v":""}]
[false,"Out","5 - 7 yrs",124,{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!E$2,'2'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!F$2,'2'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!G$2,'2'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!H$2,'2'!$B$8:$J$8,0)),\"\")","v":"Children can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!I$2,'2'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!J$2,'2'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!K$2,'2'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D126,'2'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!M$2,'2'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('2'!$B$9:$J$94,MATCH(Questions!$D126,'2'!$K$9:$K$94,0),MATCH(Questions!N$2,'2'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D124))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D124))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E124))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D124))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F124))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G124))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H124))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I124))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J124))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K124))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I124))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I124))),\"\")","v":""}]
[{"$f":"'3'!N9:N90","v":false},"Out","7 - 11 yrs",125,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children receive a set amount of pocket money on a regular basis (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Any other money\n6. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D127,'3'!$K$8:$M$94,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 neu 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D127,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D125))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D125))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E125))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D125))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F125))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G125))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H125))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I125))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J125))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K125))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I125))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I125))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",126,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5, 5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nWhere do you keep your money?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=2\n3=6\n4=6\n5=assign the nearest appropriate score\n6=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D128,'3'!$K$8:$M$94,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'oes' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nOs oes gennych chi gyfrif banc, oes gennych chi gerdyn y gallwch ei ddefnyddio mewn peiriant arian neu lyfr banc?  Gallwch ddewis un ateb neu'r ddau ohonyn nhw.\nMae gen i gerdyn\nMae gen i lyfr banc\nNa, dim un o'r rhain\n\nOS OES LLYFR BANC NEU GERDYN\nYmhle ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (first Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D128,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D126))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D126))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E126))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D126))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F126))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G126))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H126))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I126))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J126))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K126))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I126))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I126))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",127,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children keep information about their bank accounts safe"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nA)  Do you have any of the following wth your bank account?\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. A bank card \n2. A bank book\n3. Neither of these\n\n\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score each question\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nThen, use the score you have assigned at B) as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D129,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D129,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D127))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D127))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E127))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D127))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F127))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G127))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H127))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I127))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J127))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K127))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I127))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I127))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",128,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have money saved up (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D130,'3'!$K$8:$M$94,3,0),\"\")","v":"Meddyliwch am eich holl arian. Ydych chi'n gwybod faint o arian sydd gennych chi ar hyn o bryd?\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n\nPan fyddwch chi’n prynu pethau gan ddefnyddio eich arian, ydych chi’n cadw golwg ar faint rydych chi’n ei wario a faint sydd gennych chi ar ôl? \n\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Does gen i ddim fy arian fy hun i’w wario\n6.  Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D130,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D128))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D128))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E128))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D128))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F128))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G128))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H128))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I128))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J128))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K128))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I128))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I128))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",129,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know how much money they have (including savings) and keep track of their spending"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) When you buy things using your money, do you keep track of how much you spend and how much you have left? \n\n\n\nB) Think about all your money. Do you know how much money you have right now?\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t Know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\n\nA) \n1=6\n2=4\n3=2\n4=0\nDon’t Know\n\nB) \n1=6\n2=0\nDon't know=0  \n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator.\n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D131,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D131,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D129))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D129))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E129))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D129))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F129))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G129))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H129))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I129))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J129))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K129))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I129))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I129))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",130,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know how much money they have (including savings) and keep track of their spending"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nThis is your final score for this indicator if you only ask A)\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n \nThen, add up the scores for both questions you have asked A) and B) and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D132,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n cynllunio beth rydych chi eisiau ei brynu gyda'ch arian cyn i chi ei wario?\n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid oes gen i fy arian fy hunan i'w wario\n\nPa mor aml ydych chi'n cadw at eich cynllun? \n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid ydw i'n cynllunio beth i'w brynu"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D132,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D130))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D130))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E130))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D130))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F130))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G130))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H130))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I130))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J130))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K130))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I130))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I130))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",131,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children make a plan for what they will spend their money on and stick to it"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Do you plan what you want to buy with your money before you spend it?\n\nB) How often do you stick to your plan? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For both questions:\nCHOOSE ONE ONLY\n1. A lot\n2. Sometimes \n3. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=3\n3=0\nDon't know=0\n\nThen, if asking both questions: add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.\n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D133,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod\n\nPan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D133,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D131))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D131))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E131))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D131))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F131))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G131))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H131))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I131))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J131))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K131))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I131))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I131))),\"\")","v":""}]
[false,{"$f":"IF(A134=TRUE,\"In\",\"Out\")","v":"Out"},"7 - 11 yrs",132,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children make choices about how to spend their money that are based on their needs and on value for money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\nC) When you want to get something for yourself, how often do you do the following? \n\na) - Look in different places or stores to compare prices.\nb) - think about whether your friends would approve of the item.\nc) - think about whether the item is good value for money."},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nC) Score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nAdd up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.\n\nThen, add up the scores for all 3 questions and divide by 3 to produce the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D134,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fyddwch chi'n prynu rhywbeth mewn siop, ydych chi'n gwirio a ydych chi wedi cael y newid cywir?\n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid ydw i'n prynu pethau mewn siopau"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D134,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D132))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D132))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E132))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D132))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F132))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G132))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H132))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I132))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J132))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K132))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I132))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I132))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",133,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children check they have the right change when paying for things in shops (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"When you buy something in a shop, do you check if you have been given the right change?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. A lot\n2. Sometimes \n3. Never\n4. I do not buy things in shops"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D135,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  meddwl a oedd yr eitem yn werth da am arian?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D135,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D133))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D133))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E133))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D133))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F133))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G133))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H133))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I133))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J133))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K133))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I133))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I133))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",134,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children shop around to get the best deal"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D136,'3'!$K$8:$M$94,3,0),\"\")","v":"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D136,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D134))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D134))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E134))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D134))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F134))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G134))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H134))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I134))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J134))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K134))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I134))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I134))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",135,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children save up for things they want to buy and can save over a longer time period (at least three months)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"What is the longest time you have saved up for something? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D137,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn? \nTICIWCH BAWB RYDYCH CHI'N SIARAD GYDA NHW AM ARIAN (CYLCHDROI 1-5)\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D137,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D135))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D135))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E135))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D135))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F135))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G135))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H135))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I135))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J135))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K135))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I135))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I135))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",136,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children talk about money with friends and family openly"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you talk about your money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. I never talk about money\n2. Friends\n3. Parents or carers\n4. Teachers\n5. My brothers and sisters\n6. Grandparents or other family members\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=immediately score 0 on this indicator.\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=Immediately score 3 on this indicator\n\nThen, for options 2 to 6  add up the interim values to a maximum of 6, and apply the following to produce the final score:\n2=2  4=4  6=6\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D138,'3'!$K$8:$M$94,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu, dylech ateb 'oes' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Ddim yn gwybod a oes gen i un"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D138,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D136))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D136))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E136))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D136))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F136))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G136))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H136))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I136))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J136))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K136))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I136))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I136))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",137,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have their own bank account (at a bank, building society, credit union, etc.)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A bank account is somewhere people can keep their money rather than keeping it at home. You can have a bank account with a bank, a building society or a credit union. Do you have a bank account of your own?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No: I do not have a bank account\n3. I don’t know if I have one"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D139,'3'!$K$8:$M$94,3,0),\"\")","v":"OS OES CYFRIF BANC/ CYMDEITHAS ADEILADU:\nWnaeth eich rhieni ddewis y cyfrif banc hwn ar eich cyfer chi? \n1. Do\n2. Naddo\n3. Ddim yn gwybod\n\nWnaeth eich rhieni siarad gyda chi am ba gyfrif banc roeddech chi ei eisiau? \n1. Do\n2. Naddo\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D139,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D137))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D137))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E137))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D137))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F137))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G137))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H137))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I137))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J137))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K137))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I137))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I137))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",138,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children are involved in the process of choosing and setting up their own bank accounts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Did your parents pick this bank account for you? \n\nB) Did your parents talk to you about which bank account you wanted?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=ask B)\n2=6\nDon't know=ask B)\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, if you asked only A): use the score for A) as the final score for this indicator. If you asked A) and B) use the score for B) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D140,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D140,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D138))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D138))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E138))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D138))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F138))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G138))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H138))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I138))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J138))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K138))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I138))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I138))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",139,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D141,'3'!$K$8:$M$94,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddai'n rhoi cyngor defnyddiol? \nDewiswch bob un sy'n berthnasol.  \n\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft, Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod (SC)\n\nA phwy fyddai fwyaf defnyddiol (SENGL)\n\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft, Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod\nNi fyddai'r un ohonyn nhw’n rhoi cyngor defnyddiol\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\n\nYdw\nNac ydw\nDdim yn siŵr neu ddim yn cofio"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (variation to first Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D141,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D139))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D139))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E139))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D139))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F139))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G139))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H139))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I139))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J139))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K139))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I139))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I139))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",140,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would give useful advice? \n\n\nB) Have you learnt about how to manage your money in school or college?\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults\n6. The internet/computer\n7. A bank\n8. TV programme\n9. I would not ask for advice about money\nDon't know\n\n\nB)  CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know/don't remember"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this question.\n\nB) \n1=6\n2=0\nDon't know=3\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D142,'3'!$K$8:$M$94,3,0),\"\")","v":"Gyda pha rai o'r rhain ydych chi wedi gweld eich rhieni yn talu am nwyddau? \nMC\n1. Arian parod – (h.y. Arian papur neu ddarnau arian)\n2. Cerdyn debyd\n3. Cyfrif ar-lein (fel Paypal)\n4. Ffôn symudol\n5. Cerdyn credyd\n6. Dim un o’r uchod [SC]\n7. Ddim yn gwybod [SC]"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D142,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D140))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D140))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E140))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D140))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F140))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G140))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H140))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I140))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J140))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K140))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I140))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I140))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",141,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children regularly see money being used to pay for things in shops and online"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Have you seen your parents pay for things with? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D143,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydi eich rhieni yn gwirio eu cyfrifon banc mewn unrhyw un o'r ffyrdd hyn?\n1. Ymweld â'r banc neu’r ATM/peiriant arian Ydyn/Nac ydyn/Ddim yn siŵr\n2. Gwirio ar-lein Ydyn/Nac ydyn/Ddim yn siŵr\n3. Llythyr neu ddatganiad gan y banc Ydyn/Nac ydyn/Ddim yn siŵr\n\n[gan ddilyn pob un fel hyn]\nPa mor aml ydych chi'n gweld eich rhieni yn gwirio eu cyfrifon banc?\nByth\nYn anaml \nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D143,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D141))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D141))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E141))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D141))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F141))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G141))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H141))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I141))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J141))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K141))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I141))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I141))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",142,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children regularly see adults checking the balance on their current and savings accounts, and checking transactions "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How often do you see your parent(s) check their bank accounts by doing the following?\n\n- Visiting the bank or at a cash machine or ATM  \n- Checking on the internet or computer  \n- Reading a letter or statement from the bank  \n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, add together the scores for all three statements and divide by 3 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D144,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \n1. Diwrnodau allan neu wyliau i'r teulu\n2. Beth i’w brynu wrth siopa am fwyd i'r teulu\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D144,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D142))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D142))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E142))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D142))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F142))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G142))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H142))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I142))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J142))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K142))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I142))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I142))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",143,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D145,'3'!$K$8:$M$94,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D145,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D143))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D143))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E143))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D143))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F143))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G143))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H143))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I143))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J143))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K143))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I143))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I143))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",144,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D146,'3'!$K$8:$M$94,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 neu 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D146,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D144))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D144))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E144))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D144))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F144))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G144))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H144))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I144))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J144))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K144))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I144))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I144))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",145,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children receive a set amount of pocket money on a regular basis (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n3. Any other money\n4. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=3\n3=3\n4=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D147,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D147,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D145))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D145))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E145))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D145))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F145))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G145))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H145))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I145))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J145))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K145))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I145))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I145))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",146,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\nA) Where do you keep your money?\n\n\n\n\n\n\n\n\n\n\n\nB) Which of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each option:\n1=2\n2=4\n3=6\n4=6\n5=assign the nearest appropriate score\n6=0\nDon't know =0\n\nTake the highest score you have assigned as the final score for A)\n\nB) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nThen, if asking both question: add together the scores for both questions and divide by 2 to produce the final score for this indicator. Otherwise, use the score you have assigned for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D148,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN:\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono? \nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D148,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D146))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D146))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E146))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D146))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F146))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G146))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H146))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I146))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J146))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K146))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I146))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I146))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",147,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children make decisions about how to spend or save their money, supported by their parents (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nA) When you have money, who usually decides whether you save any of it? \n\nB) When you have money, who usually decides what you spend it on?\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY \n1. My parents (guardians or carers)  decide\n2. I decide on my own\n3. We both decide together\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator\n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D149,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa un o'r rhain sydd fwyaf tebyg i chi?\n1. Rydw i'n hoffi aros am yr hyn rydw i ei eisiau o ddifrif\n2. Rydw i'n hoffi gwario rhywfaint a chynilo rhywfaint\n3. Rydw i'n hoffi gwario, gwario, gwario!"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D149,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D147))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D147))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E147))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D147))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F147))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G147))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H147))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I147))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J147))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K147))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I147))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I147))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",148,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can explain the choices they make with their own money (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Thinking about money, which one of these is most like you?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I like to wait to spend it on what I really want\n2. I like to spend some now, and save some for later\n3. I like to spend it all now\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n1=6\n2=3\n3=0\nDon't know=3\n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D150,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fyddwch chi'n mynd i'r siop, pa mor aml ydych chi'n talu am bethau eich hunan wrth y til?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n3. Byth - rhywun arall sy'n talu\n\nWhat do you get when you are given 'change' at the till?\n1. Arian parod – (fel arian papur neu ddarnau arian)\n2. Dillad newydd rydych chi wedi eu cyfnewid\n3. Derbynneb"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D150,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D148))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D148))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E148))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D148))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F148))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G148))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H148))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I148))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J148))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K148))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I148))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I148))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",149,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have experience of paying for things in shops and waiting for change"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) When you go to shops, how often do you pay for things at the till yourself?\n\n\n\n\n\nB) What do you get when you are given 'change' at the till?\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. A lot\n2. Sometimes\n3. Not very often\n4. Never, someone else pays\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Money back (as notes or coins)\n2. New clothes that you've swapped\n3. A receipt\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nB)\n1=6\n2=0\n3=0\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D151,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi erioed wedi talu am rywbeth ar-lein gyda chymorth oedolyn, naill ai ar wefan neu drwy ddefnyddio app?\n1. Ydw\n2. Nac ydw"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D151,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D149))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D149))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E149))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D149))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F149))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G149))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H149))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I149))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J149))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K149))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I149))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I149))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",150,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have experience of paying for things online (with the support of their parents) such as apps, games or music"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Have you ever paid for something on the internet with the help of an adult, either on a website or using an app?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D152,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D152,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D150))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D150))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E150))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D150))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F150))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G150))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H150))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I150))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J150))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K150))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I150))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I150))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",151,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children believe it is important to keep track of their money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is to check how much money you have?\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D153,'3'!$K$8:$M$94,3,0),\"\")","v":"Dychmygwch eich bod chi'n cael £5 i’w wario ar drip ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond fe fyddwn i'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D153,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D151))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D151))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E151))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D151))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F151))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G151))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H151))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I151))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J151))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K151))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I151))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I151))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",152,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children believe it is important to think carefully about what they spend their money on"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents."},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D154,'3'!$K$8:$M$94,3,0),\"\")","v":"Dychmygwch eich bod chi'n cael £5 i’w wario ar degan. Beth fyddech chi'n ei wneud?\nMynd i'r siop deganau agosaf a’i brynu\nGweld ymhle mae'n cael ei werthu am y pris isaf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D154,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D152))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D152))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E152))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D152))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F152))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G152))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H152))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I152))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J152))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K152))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I152))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I152))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",153,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children think it's important to shop around and look for the best deals in order to make their money go further"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Imagine you were given £5 to spend on a toy. What would you do?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Go to the nearest toyshop and buy it\n2. Find out where sells it for the lowest price\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D155,'3'!$K$8:$M$94,3,0),\"\")","v":"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D155,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D153))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D153))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E153))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D153))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F153))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G153))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H153))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I153))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J153))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K153))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I153))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I153))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",154,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children think that saving money is an important thing to do"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D156,'3'!$K$8:$M$94,3,0),\"\")","v":"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nNid ydi benthyca arian yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D156,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D154))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D154))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E154))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D154))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F154))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G154))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H154))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I154))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J154))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K154))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I154))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I154))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",155,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children believe they should not borrow money from friends or family if they cannot pay it back"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK even if I can't afford to pay it back\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D157,'3'!$K$8:$M$94,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw (graddfa 5 pwynt)\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D157,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D155))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D155))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E155))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D155))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F155))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G155))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H155))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I155))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J155))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K155))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I155))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I155))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",156,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children don't get angry or upset when they're told they can't have something they want but don't need (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How much do you agree with the statements?\n\na)  - 'My parents discuss with me what we can and can’t afford to buy'\n\nb) - 'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D158,'3'!$K$8:$M$94,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau rhywbeth sy’n ddrud.  Rydych chi'n gofyn i'ch rhieni ei brynu i chi ond maen nhw’n dweud \"Na\".  Dyma rai pethau mae plant eraill wedi dweud y bydden nhw’n ei wneud. Pa un fyddech chi fwyaf tebygol o’i wneud? \n\nDal ati i ofyn a gobeithio y byddan nhw’n dweud ie yn y pen draw\nAros tan achlysur arbennig (e.e. pen-blwydd neu'r Nadolig)\nAros tan bydd gennyf ddigon o arian i’w brynu fy hun\nDim byd, a derbyn na allaf ei gael"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D158,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D156))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D156))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E156))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D156))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F156))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G156))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H156))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I156))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J156))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K156))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I156))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I156))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",157,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children don't continue to ask for things after they've been told they can't have them or will have to wait for them (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other children have said they would do. Which would you most likely do? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Keep asking and hope that they will eventually say yes\n2. Wait until a special occasion (e.g. birthday or Christmas)\n3. Wait until I have enough money to buy it myself\n4. Nothing, accept that I can't have it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=3\n3=3\n4=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D159,'3'!$K$8:$M$94,3,0),\"\")","v":"Sut ydych chi’n teimlo am y datganiadau hyn?\n1. 'Gallaf benderfynu drosof fy hunan sut i wario fy arian fy hunan'\n2. 'Gallaf weithio allan faint rydw i angen ei gynilo bob wythnos ar gyfer rhywbeth rydw i ei eisiau'\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D159,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D157))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D157))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E157))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D157))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F157))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G157))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H157))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I157))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J157))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K157))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I157))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I157))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",158,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children feel confident to manage their own money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with these statements?\n\na) 'I can decide for myself how to spend my own money'\n\nb) 'I can work out how much I need to save each week for something I want'"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly disagree\n2. Slightly disagree\n3. Neither agree nor disagree\n4. Slightly agree\n5. Strongly agree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D160,'3'!$K$8:$M$94,3,0),\"\")","v":"Fyddai'n well gennych chi fod yn ffrindiau gyda phlant sydd â phethau drud na'r rhai heb bethau drud? \n1) Byddai\n2) Na fyddai"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D160,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D158))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D158))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E158))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D158))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F158))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G158))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H158))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I158))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J158))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K158))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I158))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I158))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",159,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"When making friends, material possessions are not the most important factor for children"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Would you rather be friends with children who have expensive things than those who don't?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D161,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n meddwl ei bod hi'n bwysig cael pethau drud? \n1) Nac ydw, ddim o gwbl\n2) Nac ydw, ddim mewn gwirionedd\n3) Ydw, ychydig\n4) Ydw, yn fawr iawn "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D161,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D159))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D159))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E159))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D159))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F159))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G159))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H159))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I159))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J159))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K159))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I159))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I159))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",160,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themselves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children do not think that their possessions are the most important thing about them"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is tohave expensive things?\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=2\n3=4\n4=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D162,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn? \nTICIWCH BAWB RYDYCH CHI'N SIARAD GYDA NHW AM ARIAN (CYLCHDROI 1-5)\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D162,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D160))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D160))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E160))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D160))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F160))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G160))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H160))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I160))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J160))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K160))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I160))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I160))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",161,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children feel comfortable talking openly about money with friends and family (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you talk about your money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. I never talk about money\n2. Friends\n3. Parents or carers\n4. Teachers\n5. My brothers and sisters\n6. Grandparents or other family members\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=immediately score 0 on this indicator.\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=Immediately score 3 on this indicator\n\nThen, for options 2 to 6  add up the interim values to a maximum of 6, and apply the following to produce the final score:\n2=2  4=4  6=6\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D163,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa mor bwysig i chi ydi...\n\nEich bod chi'n dysgu sut i gynilo a gwario eich arian yn dda?\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D163,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D161))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D161))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E161))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D161))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F161))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G161))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H161))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I161))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J161))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K161))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I161))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I161))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",162,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP aspire to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children want to be good at managing their money (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How important is it to you that you learn how to save and spend your money well?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D164,'3'!$K$8:$M$94,3,0),\"\")","v":"Oes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n hŷn? \n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D164,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D162))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D162))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E162))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D162))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F162))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G162))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H162))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I162))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J162))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K162))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I162))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I162))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",163,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have education and career goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children are thinking about the different jobs they might want to do when they're older"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you have any idea what job you would like to have when you are older?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D165,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw - rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a, b neu c yn y cwestiwn uchod\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D165,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D163))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D163))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E163))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D163))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F163))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G163))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H163))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I163))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J163))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K163))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I163))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I163))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",164,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nASK IF ANSWERED 1 or 2 for question A) above:\nB) People save for different reasons. Which of these statements best describes why you save?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator.\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D166,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (First and second Qs)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D166,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D164))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D164))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E164))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D164))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F164))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G164))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H164))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I164))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J164))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K164))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I164))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I164))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",165,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 3 statements and divide by  3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D167,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D167,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D165))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D165))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E165))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D165))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F165))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G165))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H165))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I165))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J165))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K165))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I165))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I165))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",166,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D168,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D168,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D166))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D166))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E166))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D166))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F166))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G166))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H166))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I166))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J166))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K166))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I166))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I166))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",167,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D169,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D169,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D167))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D167))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E167))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D167))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F167))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G167))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H167))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I167))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J167))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K167))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I167))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I167))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",168,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D170,'3'!$K$8:$M$94,3,0),\"\")","v":"Rydw i'n mynd yn ddig yn gyflym\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n aml yn ymladd gyda phobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D170,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D168))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D168))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E168))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D168))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F168))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G168))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H168))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I168))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J168))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K168))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I168))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I168))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",169,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How well do each of the following statements describe you?\n\na) I often fight with other people\n\nb) I get angry quickly\n\nc) I sometimes take things belonging to other people\n\nd) I am generally willing to do what is asked of me (e.g. by teachers or parents)\n\ne) Other people say I tell lies"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen for d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D171,'3'!$K$8:$M$94,3,0),\"\")","v":"Procsi rhieni\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D171,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D169))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D169))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E169))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D169))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F169))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G169))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H169))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I169))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J169))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K169))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I169))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I169))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",170,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D172,'3'!$K$8:$M$94,3,0),\"\")","v":"\nRydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nNid ydi siomedigaethau yn fy nigalonni. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D172,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D170))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D170))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E170))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D170))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F170))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G170))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H170))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I170))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J170))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K170))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I170))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I170))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",171,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children show perseverance"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"aHow well do each of the following statements describe you?\n\nA) Setbacks don’t discourage me. \n\nb) I finish whatever I begin. \n\nc) I persist (carry on) with work whether it is difficult or not. \n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D173,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D173,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D171))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D171))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E171))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D171))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F171))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G171))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H171))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I171))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J171))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K171))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I171))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I171))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",172,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know what bank accounts are, how they work (at a simple level) and the benefits of having them"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Do you know what a bank account is?\n\n\n\n\nB) Which of the following could you use a bank account for?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nA) CHOOSE ALL THAT APPLY\n1. Separating your notes from your coins\n2. Keeping your money in a safe place\n3. Taking out money when you want to buy something\n4. Working out where is the cheapest place to buy something\n5. Having extra money added to what you save\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=Immediately score 0\n\nB)\n1=0\n2=2\n3=2\n4=0\n5=2\nDon't know=0\n\nAdd up the scores you have assigned to produce the final score for B)\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D174,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi’n gwybod beth ydi cyfrif banc?\n1. Ydw\n2. Nac ydw\n\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nAr gyfer pa rai o'r canlynol fyddech chi'n defnyddio cyfrif banc?\nAML GOD\n\nCadw eich arian papur a darnau arian ar wahân\nCadw eich arian mewn lle diogel\nCymryd arian pan fyddwch chi eisiau prynu rhywbeth\nGweithio allan ble yw'r lle rhataf i brynu rhywbeth\nYchwanegu arian at yr hyn rydych chi'n ei gynilo"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D174,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D172))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D172))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E172))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D172))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F172))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G172))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H172))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I172))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J172))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K172))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I172))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I172))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",173,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know what bank accounts are, how they work (at a simple level) and the benefits of having them"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\n\n\nA) Which of the following do you do with your bank account(s)?\n\n\n\nB) What type of bank account do you have?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=6\n2=6\n3=6\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D175,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB GYDA CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D175,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D173))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D173))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E173))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D173))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F173))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G173))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H173))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I173))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J173))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K173))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I173))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I173))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",174,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know that they can save money in different ways (e.g. in cash at home, in a savings account, etc.)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Where can you save your money?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer can look after it for me\n4. Bank account (or building society or credit union account)\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n0=0  1=2  2=3  3=4  4=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D176,'3'!$K$8:$M$94,3,0),\"\")","v":"Ble allwch chi gynilo eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Cyfrif banc (neu gyfrif cymdeithas adeiladu neu undeb credyd)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D176,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D174))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D174))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E174))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D174))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F174))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G174))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H174))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I174))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J174))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K174))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I174))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I174))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",175,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand how to set up an account for their money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D177,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\n            \n1. Rydych chi’n cael cyfrif banc yn awtomatig pan fyddwch chi'n cael eich geni\n2. Mae'n rhaid i chi neu eich rhieni ddewis a sefydlu eich cyfrif banc eich hun\n\nEr mwyn sefydlu cyfrif banc, pa un o'r pethau hyn yn eich barn chi fyddech chi ei angen?\n1. Enw a chyfeiriad\n2. Dyddiad geni\n3. Tystysgrif geni\n4. Pasbort\n5. Nodyn ysgrifenedig o’ch ysgol\n6. Manylion personol eich rhieni\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\n8. Cerdyn credyd\n9. Rhywfaint o arian"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D177,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D175))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D175))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E175))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D175))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F175))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G175))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H175))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I175))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J175))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K175))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I175))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I175))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",176,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that if you borrow money you have to pay it back"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"When you 'borrow' money, do you…"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Keep it, it's for you\n2. Forget about it for now\n3. Pay it back, as soon as you can\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=0\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D178,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fyddwch chi’n ‘benthyg’ arian, ydych chi’n...\n\n1. Ei gadw - chi piau’r arian\n2. Anghofio am y peth am y tro\n3. Ei dalu'n ôl, cyn gynted ag y gallwch chi"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D178,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D176))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D176))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E176))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D176))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F176))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G176))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H176))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I176))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J176))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K176))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I176))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I176))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",177,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that borrowing money and not being able to pay it back can have negative consequences"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - I could get into trouble if I borrowed lots of money\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Borrowing money and not paying it back means people might not trust you in the future\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D179,'3'!$K$8:$M$94,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?                      \n  \n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\n2. Gallwn fynd i drafferth pe bawn i'n benthyg llawer o arian\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\n4. Mae benthyg arian a pheidio â’i dalu'n ôl yn golygu na fydd pobl yn ymddiried ynoch chi yn y dyfodol o bosibl\n\nCytuno\nAnghytuno"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D179,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D177))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D177))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E177))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D177))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F177))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G177))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H177))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I177))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J177))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K177))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I177))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I177))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",178,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand what interest is, and how it can be added to money that people save or borrow"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement: CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D180,'3'!$K$8:$M$94,3,0),\"\")","v":"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D180,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D178))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D178))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E178))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D178))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F178))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G178))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H178))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I178))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J178))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K178))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I178))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I178))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",179,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.) (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Have you seen your parents pay for things with? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D181,'3'!$K$8:$M$94,3,0),\"\")","v":"Gyda pha rai o'r rhain ydych chi wedi gweld eich rhieni yn talu am nwyddau? \nMC\n1. Arian parod – (h.y. Arian papur neu ddarnau arian)\n2. Cerdyn debyd\n3. Cyfrif ar-lein (e.e. Paypal)\n4. Ffôn symudol\n5. Cerdyn credyd\n6. Dim un o’r uchod [SC]\n7. Ddim yn gwybod [SC]"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D181,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D179))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D179))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E179))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D179))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F179))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G179))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H179))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I179))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J179))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K179))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I179))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I179))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",180,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children are beginning to understand the basic things they need to think about when choosing between different accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Which of these features should you think about when choosing a bank account?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can bank online or through an app\n7. Interest rate on the money in the bank account\n8. Whether you can take money out straightaway or you have to wait\n9. How much money you can take out per day\n10. Special offers (e.g. free tickets/toy/piggy bank)\n11. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"For options 1, 3, 6,7, 8, 9,and 10, COUNT to a maximum of 6. For options 2, 4 and 5, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1  2=2  3=3  4=4  5=5  6=6\nOption 11=0\nDon't know=0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D182,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa rai o'r pethau hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\nTiciwch bob un sy'n berthnasol\n\n1. Cael cerdyn banc\n2. Llun ar gerdyn banc\n3. Pa mor hawdd ydi hi i gyrraedd y banc\n4. Ydi fy ffrindiau yn defnyddio'r un banc\n5. Ydi fy rhieni yn defnyddio'r un banc\n6. Allwch chi dynnu arian allan ar unwaith, ynteu oes rhaid i chi aros\n7. Cynigion arbennig (e.e. tocynnau am ddim/teganau/cadw-mi-gei)\n8. Arall (nodwch)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D182,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D180))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D180))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E180))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D180))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F180))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G180))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H180))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I180))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J180))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K180))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I180))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I180))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",181,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that money is limited, and that they might not be able to have everything they want or need (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) How much do you agree with the following?\n\n- 'I don't spend money on things if I think I might need the money for something else'\n\nB) Families have different things to spend their money on. Which of the following do you think are essential and which are nice to have if you can afford it?\n\na) - Heating\nb) - Food\nc) - Sweets\nd) - Television\ne) - School shoes\nf) - Electricity\ng) - Expensive trainers\nh) - Winter coat\ni) - Trip to the cinema\nj) - Games console (e.g. Wii, xbox)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Essential\n2. Nice to have if you can afford it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB) Score each statement:\nFor a) b) e) f) h) \n1=6\n2=0\nDon't know=0\n\nFor c) d) g) i) j)\n1=0\n2=6\nDon't know=0\n\nAdd together the scores for all 10 statements nad divide by 10 to produce the final score for B).\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D183,'3'!$K$8:$M$94,3,0),\"\")","v":"Nid ydw i'n gwario arian ar bethau os ydw i’n credu y byddaf angen yr arian ar gyfer rhywbeth arall (cytuno neu anghytuno).\n\nMae gan deuluoedd bethau gwahanol i wario eu harian arnyn nhw.   Pa rai o'r canlynol sy’n hanfodol yn eich barn chi, a pha rai sy'n braf eu cael ond dim ond os gallwch chi neu eich teulu eu fforddio.  \n\nGwresogi\nBwyd\nMelysion\nTeledu\nEsgidiau ysgol\nTrydan\nEsgidiau drud\nCot gaeaf\nTrip i'r sinema\nConsol gemau (e.e. Wii, Xbox)\n\nHanfodol\nBraf eu cael os gellir eu fforddio"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D183,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D181))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D181))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E181))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D181))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F181))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G181))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H181))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I181))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J181))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K181))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I181))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I181))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",182,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can make spending decisions appropriate to their age based on their needs and priorities"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\nC) When you want to get something for yourself, how often do you do the following? \n\na) - Look in different places or stores to compare prices.\n\nb) - think about whether your friends would approve of the item.\n\nc) - think about whether the item is good value for money."},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\nFor each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n\nFirst, score each statement:\n\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D184,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod\n\nPan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D184,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D182))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D182))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E182))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D182))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F182))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G182))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H182))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I182))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J182))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K182))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I182))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I182))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",183,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that services like electricity, phones and the internet cost money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Which of the following cost your parents money?  \n\na) - Going to the park  \nb) - Electricity  in your home \nc) - Going to an NHS doctor  \nd) - Going to a library      \ne) - Making phone calls \nf) - Water that comes out of taps in your home"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\nFor a)  c) and d)\n1=0\n2=6\nDon't know=0\n\nFor b) e) and f)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D185,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa rai o'r canlynol sy’n costio arian i’ch rhieni?  (dewiswch bob un sy'n berthnasol)\n1. Mynd i'r parc            Ydi   Nac ydi   Ddim yn gwybod\n2. Trydan yn eich cartref  Ydi   Nac ydi   Ddim yn gwybod\n3. Mynd i weld un o feddygon y GIG  Ydi   Nac ydi   Ddim yn gwybod\n4. Mynd i'r llyfrgell              Ydi   Nac ydi   Ddim yn gwybod\n5. Gwneud galwadau ffôn          Ydi   Nac ydi   Ddim yn gwybod\n6. Dŵr sy'n dod drwy’r tapiau yn eich cartref   Ydi   Nac ydi   Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y (modified form)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D185,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D183))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D183))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E183))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D183))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F183))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G183))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H183))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I183))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J183))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K183))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I183))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I183))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",184,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that there is a difference between 'price' and 'value' and that some things are better value than others"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A packet of chocolate biscuits costs £1 in one shop.  In another shop they have five packets of the same chocolate biscuits on sale for £3.  \n\nWhich shop sells the biscuits at the best value?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. First\n2. Second\n3. Don't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D186,'3'!$K$8:$M$94,3,0),\"\")","v":"Mae paced o fisgedi siocled yn costio £1 mewn un siop.  Mewn siop arall mae ganddyn nhw bum pecyn o'r un bisgedi siocled ar werth am £3.  \n\nPa siop sy’n gwerthu’r bisgedi am y gwerth gorau am arian?\nY gyntaf\nYr ail\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D186,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D184))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D184))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E184))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D184))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F184))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G184))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H184))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I184))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J184))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K184))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I184))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I184))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",185,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand how to shop around to get the best value for money, and why this is important"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Imagine you want a bike and your mum or dad offers to buy you a new one.  What do you think your mum or dad should do?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Go to your local bike shop and buy the one which you like the best\n2. Go to two or three different bike shops and look at the prices of different bicycles, before deciding which one to buy\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D187,'3'!$K$8:$M$94,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau beic a bod eich mam neu eich tad yn cynnig prynu un newydd i chi.  Beth ydych chi'n meddwl y dylai eich mam neu eich tad ei wneud?\n\n - Mynd i'ch siop feiciau leol a phrynu'r un rydych chi’n ei hoffi orau\n  - Mynd i ddau neu dri o siopau beiciau gwahanol ac edrych ar brisiau beiciau gwahanol, cyn penderfynu pa un i'w brynu"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D187,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D185))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D185))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E185))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D185))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F185))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G185))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H185))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I185))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J185))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K185))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I185))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I185))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",186,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nThis is your final score for this indicator if you only ask A)\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n \nThen, add up the scores for both questions you have asked A) and B) and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D188,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D188,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D186))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D186))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E186))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D186))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F186))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G186))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H186))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I186))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J186))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K186))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I186))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I186))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",187,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"When you buy things using your money, do you keep track of how much you spend and how much you have left? \n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t Know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nDoes not get money of their own at filter 1=Immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D189,'3'!$K$8:$M$94,3,0),\"\")","v":"Pan fyddwch chi’n prynu pethau gan ddefnyddio eich arian, ydych chi’n cadw golwg ar faint rydych chi’n ei wario a faint sydd gennych chi ar ôl? \n\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Does gen i ddim fy arian fy hun i’w wario\n6.  Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D189,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D187))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D187))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E187))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D187))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F187))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G187))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H187))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I187))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J187))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K187))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I187))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I187))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",188,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know how to check a bank balance and read a bank statement"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Looking at this example of a bank statement, how much money was in the account at the end of February? "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"£61=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D190,'3'!$K$8:$M$94,3,0),\"\")","v":"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\n\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D190,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D188))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D188))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E188))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D188))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F188))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G188))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H188))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I188))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J188))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K188))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I188))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I188))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",189,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know they need to keep information about their accounts safe"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Alfie and Helen both decide to put their money in a bank account.  They are both given a bank book with information about their account.\n\nAlfie keeps his bank book in his school bag so he can find it easily. Helen keeps hers in safe place at home.  \n\nWho do you agree with most, Alfie or Helen?\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"1. Alfie\n2. Helen\n3. Neither Alfie nor Helen\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D191,'3'!$K$8:$M$94,3,0),\"\")","v":"Mae Alfie a Helen yn penderfynu rhoi eu harian mewn cyfrif banc.  Mae’r ddau yn cael llyfr banc gyda gwybodaeth am eu cyfrif.\n\nMae Alfie yn cadw ei lyfr banc yn ei fag ysgol er mwyn iddo allu dod o hyd iddo’n hawdd.  Mae Helen yn cadw ei llyfr hi mewn lle diogel yn y cartref.  Gyda phwy ydych chi'n cytuno fwyaf - Alfie ynteu Helen?\n\nAlfie\nHelen\nY naill na'r llall/ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D191,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D189))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D189))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E189))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D189))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F189))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G189))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H189))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I189))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J189))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K189))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I189))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I189))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",190,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know how to make deposits into an account"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D192,'3'!$K$8:$M$94,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D192,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D190))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D190))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E190))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D190))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F190))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G190))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H190))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I190))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J190))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K190))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I190))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I190))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",191,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand why saving money for something you want to buy is important "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nB) People save for different reasons. Which of these statements best describes why you save?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D193,'3'!$K$8:$M$94,3,0),\"\")","v":"A. Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw - rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a neu b yng nghwestiwn A\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D193,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D191))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D191))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E191))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D191))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F191))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G191))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H191))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I191))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J191))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K191))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I191))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I191))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",192,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children know how to put money aside for the future (5-7)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Where can someone save their money?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. A parent (guardian or carer) can look after it\n4. Bank account (or building society or credit union account)\n5. None of these\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=2\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D194,'3'!$K$8:$M$94,3,0),\"\")","v":"Ble allwch chi gynilo eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Cyfrif banc (neu gyfrif cymdeithas adeiladu neu undeb credyd)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D194,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D192))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D192))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E192))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D192))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F192))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G192))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H192))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I192))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J192))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K192))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I192))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I192))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",193,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can calculate what interest they would be paid or would owe if they saved or borrowed money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"£102=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D195,'3'!$K$8:$M$94,3,0),\"\")","v":"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \nRHOWCH Y SWM\n  Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D195,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D193))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D193))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E193))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D193))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F193))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G193))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H193))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I193))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J193))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K193))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I193))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I193))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",194,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can work out how long they will need to save for to be able to buy something if they are saving a set amount a week"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Greg gets £5 a week pocket money. How long would it take Greg to save up his pocket money to buy a book that costs £25?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"4=6\nAny other option=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D196,'3'!$K$8:$M$94,3,0),\"\")","v":"Mae Greg yn cael £5 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu llyfr sy'n costio £25?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D196,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D194))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D194))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E194))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D194))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F194))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G194))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H194))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I194))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J194))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K194))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I194))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I194))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",195,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand the different sources that people get their money from in adulthood"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"How do you think adults can get the money they spend?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add together all of the scores you have assigned to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D197,'3'!$K$8:$M$94,3,0),\"\")","v":"Sut ydych chi'n meddwl mae oedolion yn cael yr arian maen nhw’n ei wario? \nEnnill arian drwy fynd i weithio\nO'r arian poced maen nhw wedi ei gynilo\nGan y Llywodraeth/o fudd-daliadau\nDrwy fynd i'r siopau"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D197,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D195))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D195))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E195))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D195))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F195))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G195))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H195))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I195))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J195))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K195))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I195))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I195))),\"\")","v":""}]
[false,{"$f":"IF(A198=TRUE,\"In\",\"Out\")","v":"Out"},"7 - 11 yrs",196,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that there are a range of jobs and that different jobs pay different amounts (including some that are unpaid)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Please say whether you think this is true or not true.\n\n- The amount of money adults get from working is the same for all jobs"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D198,'3'!$K$8:$M$94,3,0),\"\")","v":"Dywedwch a ydych chi’n credu bod hyn yn wir ai peidio.\n\nMae faint o arian mae oedolion yn ei gael drwy weithio yr un fath ar gyfer pob swydd\n1. Gwir\n2. Ddim yn wir"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D198,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D196))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D196))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E196))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D196))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F196))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G196))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H196))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I196))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J196))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K196))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I196))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I196))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",197,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that the choices they make around school and work will affect the amount of money they have when they're older"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Which of these statements is true?\n                                                                                                  "},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D199,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd plant sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D199,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D197))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D197))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E197))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D197))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F197))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G197))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H197))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I197))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J197))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K197))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I197))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I197))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",198,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that adverts (e.g. in shops, online and on TV) are designed to make people buy things"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"What do you think are adverts for?\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. To tell you about things you need\n2. To make you buy things\n3. To entertain you\n4. To teach you new songs\n5. To give you a break from watching something\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=0\n4=0\n5=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D200,'3'!$K$8:$M$94,3,0),\"\")","v":"Beth ydi pwrpas hysbysebion?\nDweud wrthych chi am bethau rydych chi eu hangen\nGwneud i chi brynu pethau\nEich diddanu chi\nDysgu caneuon newydd i chi\nRhoi seibiant i chi wrth wylio rhywbeth"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D200,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D198))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D198))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E198))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D198))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F198))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G198))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H198))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I198))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J198))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K198))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I198))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I198))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",199,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"Which of the following things do you think are most important to companies like shops?"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. To sell things\n2. To help people\n3. To make money/to make  profit\n4. To make sure people don't spend too much money\n5. To be easy to get to\n6. To be open seven days a week\n7. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=3\n2=0\n3=6\n4=0\n5=0\n6=0\n7=0\nDon't know=0\n\nThen, take the highest score you have recorded as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D201,'3'!$K$8:$M$94,3,0),\"\")","v":"Pa rai o'r rhain yn eich barn chi sydd bwysicaf i gwmnïau fel siopau?\nGwerthu pethau\nHelpu pobl\nGwneud arian/gwneud elw\nGwneud yn siŵr nad ydi pobl yn gwario gormod o arian\nBod o fewn cyrraedd\nBod yn agored saith diwrnod yr wythnos"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D201,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D199))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D199))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E199))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D199))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F199))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G199))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H199))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I199))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J199))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K199))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I199))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I199))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",200,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP understand that taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children understand that the Government takes money taken from people's earnings to pay for things we all need (e.g. schools, hospitals and rubbish collection)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax\n\n\n\n\n\nB) Tax is money that the Government takes from the money that people earn. What is tax for?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nAdd up the scores for both statements and divide by 2 to produce the final score for A).\n\nB) For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D202,'3'!$K$8:$M$94,3,0),\"\")","v":"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD\n\nTreth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian mae pobl yn ei gael. Beth ydi pwrpas trethi?\n\nTalu am bethau fel ysbytai a ffyrdd\nGwneud yn siŵr nad ydi pobl yn ennill gormod\nTalu am wobrau loteri\nTalu am yr heddlu ac ysgolion\nTalu am archfarchnadoedd"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D202,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D200))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D200))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E200))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D200))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F200))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G200))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H200))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I200))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J200))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K200))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I200))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I200))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",201,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D203,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D203,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D201))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D201))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E201))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D201))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F201))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G201))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H201))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I201))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J201))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K201))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I201))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I201))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",202,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D204,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D204,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D202))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D202))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E202))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D202))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F202))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G202))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H202))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I202))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J202))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K202))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I202))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I202))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",203,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D205,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D205,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D203))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D203))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E203))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D203))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F203))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G203))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H203))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I203))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J203))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K203))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I203))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I203))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",204,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D206,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D206,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D204))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D204))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E204))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D204))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F204))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G204))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H204))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I204))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J204))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K204))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I204))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I204))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",205,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D207,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D207,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D205))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D205))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E205))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D205))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F205))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G205))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H205))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I205))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J205))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K205))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I205))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I205))),\"\")","v":""}]
[false,"Out","7 - 11 yrs",206,{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!E$2,'3'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!F$2,'3'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!G$2,'3'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!H$2,'3'!$B$8:$J$8,0)),\"\")","v":"Children can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!I$2,'3'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!J$2,'3'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!K$2,'3'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D208,'3'!$K$8:$M$94,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!M$2,'3'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('3'!$B$9:$J$94,MATCH(Questions!$D208,'3'!$K$9:$K$94,0),MATCH(Questions!N$2,'3'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D206))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D206))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E206))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D206))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F206))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G206))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H206))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I206))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J206))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K206))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I206))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I206))),\"\")","v":""}]
[{"$f":"'4'!N9:N96","v":false},"Out","11 - 14 yrs",207,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D209,'4'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D209,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D207))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D207))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E207))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D207))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F207))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G207))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H207))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I207))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J207))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K207))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I207))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I207))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",208,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people keep their money in a safe place (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nWhere do you keep your money?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=2\n3=6\n4=6\n4=assign the nearest appropriate score\n6=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D210,'4'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nB,.Oes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nC.Ble’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nD.Ydych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\ne.Ydych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (first Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D210,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D208))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D208))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E208))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D208))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F208))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G208))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H208))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I208))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J208))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K208))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I208))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I208))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",209,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people keep information about their current and savings accounts safe (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=2\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score"},{"$f":"_xlfn.IFNA(VLOOKUP($D211,'4'!$K$8:$M$120,3,0),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D211,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D209))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D209))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E209))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D209))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F209))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G209))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H209))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I209))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J209))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K209))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I209))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I209))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",210,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have money saved up (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D212,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 1-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D212,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D210))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D210))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E210))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D210))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F210))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G210))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H210))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I210))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J210))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K210))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I210))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I210))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",211,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how much money they have (Including savings) and keep track of their spending, including by checking bank statements / online banking"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\nA) \n1=0\n2=3\n3=0\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D213,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D213,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D211))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D211))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E211))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D211))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F211))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G211))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H211))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I211))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J211))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K211))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I211))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I211))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",212,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. "},{"$f":"_xlfn.IFNA(VLOOKUP($D214,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D214,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D212))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D212))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E212))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D212))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F212))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G212))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H212))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I212))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J212))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K212))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I212))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I212))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",213,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people make choices about how to spend their money that are based on their needs and on value for money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b) d) e) and f)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D215,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \n\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am ba hyd fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First & fifth statements)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D215,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D213))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D213))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E213))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D213))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F213))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G213))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H213))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I213))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J213))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K213))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I213))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I213))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",214,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people shop around to get the best deal (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D216,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D216,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D214))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D214))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E214))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D214))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F214))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G214))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H214))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I214))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J214))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K214))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I214))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I214))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",215,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people save up for things they want to buy and can save over a longer time period (at least 6 months)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"What is the longest time you have saved up for something? "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D217,'4'!$K$8:$M$120,3,0),\"\")","v":"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Nid ydw i wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D217,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D215))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D215))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E215))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D215))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F215))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G215))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H215))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I215))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J215))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K215))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I215))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I215))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",216,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people talk about money with friends and family openly (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D218,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D218,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D216))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D216))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E216))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D216))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F216))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G216))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H216))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I216))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J216))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K216))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I216))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I216))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",217,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have access to their own current account (at a bank, building society, credit union, etc.)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=6\nDon't know=3\n\n\nIf does not have a bank account at FILTER 2=immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D219,'4'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 gyda'r cwestiwn uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D219,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D217))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D217))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E217))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D217))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F217))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G217))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H217))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I217))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J217))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K217))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I217))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I217))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",218,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have access to and use a debit card linked to their current account"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  "},{"$f":"_xlfn.IFNA(VLOOKUP($D220,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D220,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D218))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D218))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E218))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D218))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F218))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G218))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H218))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I218))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J218))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K218))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I218))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I218))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",219,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have access to their own savings account (at a bank, building society, credit union, etc.)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D221,'4'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYP2 Ydych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D221,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D219))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D219))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E219))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D219))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F219))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G219))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H219))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I219))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J219))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K219))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I219))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I219))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",220,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have experience of managing their bank accounts online where this is available"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nCHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each option:\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as the final score for this indicator\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D222,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D222,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D220))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D220))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E220))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D220))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F220))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G220))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H220))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I220))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J220))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K220))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I220))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I220))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",221,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are involved in the process of choosing and setting up their own current or savings accounts (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D223,'4'!$K$8:$M$120,3,0),\"\")","v":"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian? \n(Cymryd rhan yn llawn/cymryd rhan yn rhannol/Ddim yn cymryd rhan o gwbl)\n\nDewis fy nghyfrif banc neu gyfrif cynilo"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D223,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D221))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D221))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E221))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D221))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F221))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G221))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H221))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I221))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J221))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K221))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I221))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I221))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",222,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are involved in the process of choosing and setting up their own mobile phone provider and package (if they own a mobile phone)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\n3=3\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D224,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nCost eich pecyn galwadau a data ar ffôn symudol\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n4. Does gen i ddim ffôn symudol"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D224,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D222))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D222))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E222))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D222))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F222))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G222))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H222))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I222))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J222))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K222))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I222))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I222))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",223,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D225,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D225,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D223))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D223))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E223))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D223))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F223))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G223))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H223))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I223))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J223))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K223))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I223))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I223))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",224,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP recieve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score the response options selected:\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nAdd up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D226,'4'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\nDewiswch bob un sy'n berthnasol.\nCANIATEIR AML-GOD\n\nFy rhieni\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu (ysgrifennwch)\nGwefan (ysgrifennwch)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu (ysgrifennwch)\nArall (ysgrifennwch)\nNid ydw i'n gofyn am gyngor ar arian\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\nYdw\nNaddo\nDdim yn siŵr/Ddim yn cofio\n\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\nAML\nMathemateg\nABGI\nDinasyddiaeth\nBusnes a Chyllid\nMenter\nArall (rhowch fanylion)\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D226,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D224))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D224))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E224))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D224))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F224))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G224))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H224))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I224))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J224))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K224))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I224))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I224))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",225,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP recieve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Other family members\n3. Friends\n4. A careers adviser or careers teacher at school\n5. Other teachers at school\n6. A Connexions personal adviser\n7. Someone else at Connexions\n8. Other adults (e.g. youth workers, work colleagues)\n9. Someone else (specify)\n10. No-one\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"A)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=4\n2=4\n3=2\n4=6\n5=4\n6=6\n7=6\n8=4\n9=assign the nearest apprpriate score\n10=0\nDon't know=0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D227,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl\n\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\n1. Rhieni\n2. Brawd/chwaer\n3. Aelodau eraill o'r teulu\n4. Ffrindiau\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\n6. Athrawon eraill yn yr ysgol\n7. Cynghorydd personol Connexions\n8. Rhywun arall yn Connexions\n9. Rhywun arall (manylwch ______)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D227,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D225))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D225))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E225))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D225))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F225))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G225))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H225))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I225))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J225))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K225))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I225))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I225))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",226,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people regularly see adults checking the balance on their current and savings accounts, and checking transactions (5-7, 7-11) "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How often do your parents do the following in things when you are with them?\n                                        \n- Check their bank balance                           \n- Use their online banking                  \n- Check their debit or credit card statements\n- Check they were given the correct change"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2  \n3=4 \n4=6\nDon't know = 3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D228,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml mae eich rhieni yn gwneud y pethau a ganlyn pan fyddwch chi gyda nhw?\n\n- Gwirio balans eu cyfrif\n- Defnyddio bancio ar-lein\n- Gwirio eu datganiadau cerdyn debyd neu gredyd\n- Gwneud yn siŵr eu bod nhw wedi cael y newid cywir\n\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D228,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D226))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D226))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E226))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D226))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F226))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G226))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H226))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I226))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J226))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K226))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I226))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I226))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",227,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D229,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \n1. Diwrnodau allan neu wyliau i'r teulu\n2. Beth i’w brynu wrth siopa am fwyd i'r teulu\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D229,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D227))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D227))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E227))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D227))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F227))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G227))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H227))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I227))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J227))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K227))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I227))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I227))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",228,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D230,'4'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D230,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D228))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D228))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E228))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D228))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F228))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G228))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H228))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I228))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J228))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K228))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I228))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I228))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",229,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D231,'4'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BOB UN 7-17 OED SYDD AG ARIAN POCED (CODAU 1 yn CYP2): \nCYP3 Ydych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D231,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D229))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D229))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E229))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D229))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F229))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G229))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H229))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I229))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J229))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K229))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I229))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I229))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",230,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people look after their money themselves"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator.."},{"$f":"_xlfn.IFNA(VLOOKUP($D232,'4'!$K$8:$M$120,3,0),\"\")","v":"OS OES CYFRIF BANC:\nA: Allwch chi gymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nB: Ydi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn / Nac ydyn\n\nOS NAD OES CYFRIF BANC\nC: Allwch chi wario eich arian eich hun heb ganiatâd eich rhieni? GALLAF/NA ALLAF\n\nD: Ydi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn / Nac ydyn"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D232,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D230))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D230))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E230))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D230))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F230))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G230))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H230))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I230))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J230))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K230))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I230))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I230))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",231,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are given responsibility for paying for some of the things they need out of their pocket money or allowance, e.g. mobile phone, travel or toiletries"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How often do your parents do the following in things when you are with them?\n\n- Non-school clothes & shoes\n- Toiletries & cosmetics\n- Snacks or sweets\n- Presents for other people\n- Toys or games or gadgets\n- Going out with your friends"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. No - my parents pay for this for me\n2. Yes - I sometimes pay for this from my own money\n3. Yes - I often pay for this from my own money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=3\n3=6\nDon't know=0\n\nThen, add up the scores for the 6 statements and divide by  6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D233,'4'!$K$8:$M$120,3,0),\"\")","v":"Oes rhaid i chi dalu am rai o'r pethau a ganlyn gyda'ch arian poced neu lwfans?\n\nDillad ac esgidiau ar gyfer y tu allan i oriau ysgol\nPethau ymolchi a cholur\nByrbrydau neu felysion\nAnrhegion ar gyfer pobl eraill\nTeganau neu gemau neu declynnau\nMynd allan gyda'ch ffrindiau\n\nNac oes - mae fy rhieni yn talu ar fy rhan\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\nOes - rydw i'n talu am hyn gan fy arian fy hunan yn bennaf\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D233,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D231))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D231))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E231))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D231))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F231))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G231))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H231))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I231))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J231))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K231))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I231))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I231))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",232,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D234,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\nDo\nNaddo\nDdim yn gwybod\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\nArian\nCerdyn debyd\nCerdyn credyd\nTaleb ar gyfer siop ar-lein\nCyfrif ar-lein (e.e. Paypal)\nArall (nodwch)\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\nNid ydw i'n talu am bethau ar-lein"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D234,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D232))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D232))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E232))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D232))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F232))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G232))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H232))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I232))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J232))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K232))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I232))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I232))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",233,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to keep track of their money (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How important do you think is it to check how much money you have?\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D235,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D235,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D233))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D233))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E233))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D233))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F233))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G233))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H233))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I233))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J233))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K233))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I233))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I233))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",234,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think carefully about what they spend their money on (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents."},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D236,'4'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D236,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D234))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D234))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E234))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D234))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F234))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G234))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H234))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I234))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J234))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K234))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I234))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I234))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",235,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important to shop around for things that they need  and look for the best deals in order to make their money go further (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Imagine you need to buy a present. What do you do?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D237,'4'!$K$8:$M$120,3,0),\"\")","v":"\nDychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\n\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\nChwilio ar-lein i ddod o hyd i'r pris rhataf\nRhywbeth arall\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D237,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D235))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D235))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E235))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D235))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F235))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G235))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H235))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I235))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J235))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K235))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I235))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I235))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",236,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people think that saving money for larger purchases is an important thing to do"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Imagine you want to buy something expensive. How would you get the money?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (Specify)\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D238,'4'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\n\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\nByddai rhywun arall yn fy nheulu yn talu amdano\nFyddwn i ddim yn ei brynu\nArall\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D238,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D236))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D236))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E236))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D236))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F236))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G236))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H236))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I236))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J236))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K236))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I236))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I236))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",237,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is for you to save-up your money for the future in general?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D239,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n4. Ddim yn bwysig o gwbl\n\nNEU\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D239,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D237))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D237))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E237))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D237))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F237))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G237))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H237))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I237))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J237))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K237))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I237))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I237))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",238,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D240,'4'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D240,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D238))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D238))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E238))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D238))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F238))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G238))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H238))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I238))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J238))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K238))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I238))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I238))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",239,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people believe they should not borrow money from friends or family if they cannot pay it back (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK even if I can't afford to pay it back\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D241,'4'!$K$8:$M$120,3,0),\"\")","v":"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nDydi benthyca arian ddim yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D241,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D239))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D239))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E239))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D239))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F239))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G239))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H239))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I239))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J239))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K239))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I239))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I239))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",240,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How much do you agree with the statements?\n\na) - 'My parents discuss with me what we can and can’t afford to buy' (11-17 only)\n\nb) -  'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6 \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D242,'4'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D242,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D240))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D240))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E240))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D240))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F240))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G240))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H240))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I240))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J240))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K240))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I240))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I240))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",241,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people don't continue to ask for things after they've been told they can't have them, or that they will have to wait for them"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other young people have said they would do.  Which would you most likely do? "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Keep asking and hope that they will eventually say yes\n2. Wait until a special occasion (e.g. birthday or Christmas)\n3. Wait until I have enough money to buy it myself\n4. Nothing, accept that I can't have it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1=0\n2=3\n3=3\n4=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D243,'4'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau rhywbeth sy’n ddrud.  Rydych chi'n gofyn i'ch rhieni ei brynu i chi ond maen nhw’n dweud \"Na\".  Dyma rai pethau mae pobl ifanc eraill wedi dweud y bydden nhw'n eu gwneud.  Beth fyddech chi fwyaf tebygol o’i wneud? \n\nDal ati i ofyn a gobeithio y byddan nhw’n dweud ie yn y pen draw\nAros tan achlysur arbennig (e.e. pen-blwydd neu'r Nadolig)\nAros tan bydd gennyf ddigon o arian i’w brynu fy hun\nDim byd, a derbyn na allaf ei gael"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D243,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D241))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D241))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E241))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D241))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F241))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G241))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H241))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I241))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J241))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K241))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I241))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I241))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",242,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people feel confident to manage their own money (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D244,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\n\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D244,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D242))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D242))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E242))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D242))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F242))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G242))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H242))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I242))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J242))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K242))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I242))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I242))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",243,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people believe that they can influence and improve their own financial situation through the choices they make"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement?\n\nNothing I do will make much difference to my money situation (11+)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D245,'4'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\n\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol (11+)\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D245,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D243))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D243))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E243))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D243))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F243))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G243))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H243))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I243))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J243))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K243))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I243))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I243))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",244,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"When making friends, material possessions are not the most important factor for young people (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of the following things would you look for in a new friend?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\n7. None of the above\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D246,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?:\n1. Pa un ai a ydyn nhw’n glyfar\n2. Pa un ai a ydyn nhw’n cŵl neu’n ddeniadol\n3. Pa un ai a ydyn nhw’n berchen ar bethau cŵl\n4. Pa un ai a ydyn nhw’n ddigri\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\n6. Pa un ai a ydyn nhw’n gyfoethog\n7. Dim un o’r uchod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D246,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D244))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D244))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E244))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D244))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F244))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G244))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H244))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I244))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J244))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K244))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I244))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I244))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",245,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people do not think that their possessions are the most important thing about them (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D247,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D247,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D245))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D245))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E245))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D245))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F245))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G245))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H245))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I245))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J245))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K245))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I245))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I245))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",246,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people feel comfortable talking openly about money with friends and family (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D248,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D248,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D246))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D246))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E246))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D246))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F246))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G246))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H246))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I246))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J246))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K246))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I246))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I246))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",247,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP aspire to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people want to be good at managing their money (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How important is the following to you?\n\n- Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D249,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D249,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D247))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D247))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E247))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D247))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F247))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G247))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H247))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I247))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J247))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K247))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I247))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I247))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",248,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the education and qualifications they want to achieve "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which, if any, of the following goals would you like to achieve in the next 5 years?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D250,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\n\nAML-GOD\n\nDim byd, does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\nMynd i'r brifysgol\nMynd i deithio\nCael swydd ddiogel pan fyddaf yn gadael byd addysg\nSymud allan o gartref fy rhieni\nCael fy nghar fy hun\nPeidio â dibynnu ar fy rhieni am arian\nMynd ar wyliau gyda fy ffrindiau\nAros ym myd addysg ar ôl 16 oed (11-15)\nCael graddau da yn fy ngwaith cartref\nYmuno â thîm chwaraeon neu grŵp cerddoriaeth neu gynhyrchiad drama\nAros ym myd addysg (11-14)\nMae gen i nodau eraill yr hoffwn eu cyflawni"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D250,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D248))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D248))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E248))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D248))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F248))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G248))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H248))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I248))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J248))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K248))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I248))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I248))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",249,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are starting to have goals around the job they want to do when they're older"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D251,'4'!$K$8:$M$120,3,0),\"\")","v":"Oes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n hŷn? \n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\n3. Nac oes - dydw i ddim yn gwybod pa swydd fyddwn i’n hoffi ei chael\n\n{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\n1. Tebygol iawn\n2. Eithaf tebygol\n3. Ddim yn debygol\n4. Ddim yn debygol o gwbl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D251,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D249))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D249))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E249))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D249))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F249))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G249))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H249))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I249))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J249))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K249))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I249))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I249))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",250,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people aspire to earn their own money rather than rely on others for money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How much do you agree or disagree with each of the following statements?\n\na) It's important to earn your own money\n\nb) I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D252,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\n                                                       Cytuno                    Anghytuno\n\n1. Mae'n bwysig ennill eich arian eich hun\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn siŵr fod gennych chi ddigon i’ch cynnal chi eich hun\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D252,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D250))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D250))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E250))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D250))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F250))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G250))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H250))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I250))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J250))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K250))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I250))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I250))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",251,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nB) People save for different reasons. Which of these statements best describes why you save?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D253,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw, rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a neu b yn y cwestiwn uchod:\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D253,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D251))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D251))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E251))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D251))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F251))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G251))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H251))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I251))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J251))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K251))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I251))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I251))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",252,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D254,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn amdanaf i hyd at yn wir iawn andanaf i)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q; third Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D254,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D252))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D252))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E252))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D252))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F252))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G252))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H252))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I252))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J252))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K252))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I252))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I252))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",253,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How well do each of the following statements describe you?\n\na) - 'I often fight with other people'\n\nb) - 'I get angry quickly'\n\nc) - ' I sometimes take things belonging to other people'\n\nd) - 'I am generally willing to do what is asked of me' (e.g. by teachers or parents)\n\ne) - 'Other people say I tell lies'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D255,'4'!$K$8:$M$120,3,0),\"\")","v":"Rydw i'n mynd yn ddig yn gyflym\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwb\n\nRydw i'n aml yn ymladd gyda phobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D255,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D253))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D253))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E253))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D253))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F253))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G253))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H253))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I253))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J253))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K253))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I253))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I253))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",254,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D256,'4'!$K$8:$M$120,3,0),\"\")","v":"Eitemau adroddiad rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D256,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D254))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D254))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E254))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D254))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F254))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G254))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H254))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I254))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J254))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K254))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I254))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I254))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",255,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Children show perseverance"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me' \n\n- 'I finish whatever I begin' \n\n- 'I carry on with work whether it is difficult or not' \n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite  like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D257,'4'!$K$8:$M$120,3,0),\"\")","v":"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwb"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D257,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D255))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D255))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E255))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D255))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F255))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G255))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H255))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I255))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J255))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K255))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I255))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I255))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",256,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have self-efficacy"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people believe they can improve their abilities through personal effort"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you it is usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D258,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D258,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D256))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D256))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E256))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D256))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F256))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G256))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H256))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I256))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J256))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K256))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I256))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I256))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",257,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know what bank accounts are, how they work and the benefits of having them"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D259,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n gwybod beth ydi cyfrif banc? (7-11)\n1. Ydw\n2. Nac ydw\n\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D259,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D257))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D257))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E257))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D257))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F257))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G257))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H257))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I257))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J257))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K257))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I257))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I257))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",258,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=6\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D260,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D260,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D258))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D258))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E258))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D258))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F258))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G258))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H258))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I258))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J258))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K258))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I258))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I258))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",259,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Before today, which of the following financial products had you heard of?\n\n\n\n\n\n\n\nB) And which of the following do you have in your own name?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nB) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=2  2=3  3=6 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D261,'4'!$K$8:$M$120,3,0),\"\")","v":"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\nCyfrif cyfredol\nCyfrif cynilion\nISAs\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\n\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\nCyfrif cyfredol\nCyfrif cynilion\nISAs\nCronfeydd ymddiriedolaeth plant neu ISAs Iau"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D261,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D259))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D259))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E259))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D259))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F259))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G259))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H259))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I259))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J259))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K259))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I259))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I259))),\"\")","v":""}]
[false,{"$f":"IF(A262=TRUE,\"In\",\"Out\")","v":"Out"},"11 - 14 yrs",260,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand how to set up a current or savings account (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D262,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\n1. Rydych chi’n cael cyfrif banc yn awtomatig pan fyddwch chi'n cael eich geni\n2. Mae'n rhaid i chi neu eich rhieni ddewis a sefydlu eich cyfrif banc eich hun\n\nEr mwyn sefydlu cyfrif banc, pa un o'r pethau hyn yn eich barn chi fyddech chi ei angen?\n1. Enw a chyfeiriad\n2. Dyddiad geni\n3. Tystysgrif geni\n4. Pasbort\n5. Nodyn ysgrifenedig o’ch ysgol\n6. Manylion personol eich rhieni\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\n8. Cerdyn credyd\n9. Rhywfaint o arian"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D262,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D260))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D260))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E260))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D260))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F260))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G260))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H260))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I260))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J260))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K260))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I260))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I260))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",261,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that borrowing money and not being able to pay it back can have negative consequences"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - I could get into trouble if I borrowed lots of money\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Borrowing money and not paying it back means people might not trust you in the future\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Stronglydisagree\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=5\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D263,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?                      \n  \n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\n2. Gallwn fynd i drafferth pe bawn i'n benthyg llawer o arian\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\n4. Mae benthyg arian a pheidio â’i dalu'n ôl yn golygu na fydd pobl yn ymddiried ynoch chi yn y dyfodol o bosibl\n\nCytuno\nAnghytuno"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D263,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D261))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D261))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E261))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D261))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F261))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G261))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H261))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I261))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J261))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K261))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I261))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I261))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",262,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand what interest is, and how it can be added to money that people save or borrow (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D264,'4'!$K$8:$M$120,3,0),\"\")","v":"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\n\nY swm mae pris pethau yn y siopau yn cynyddu\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nLlog\nPensiwn\nChwyddiant\nBalans\nTreth\nBudd-dal\nCredyd\nDebyd\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D264,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D262))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D262))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E262))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D262))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F262))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G262))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H262))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I262))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J262))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K262))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I262))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I262))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",263,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that money can grow at different rates in different places"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D265,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\n\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\nMae rhai cyfrifon yn rhoi cyfradd llog uwch i chi\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\nMae’r holl gyfrifon cynilo yn yr un banc yn cynnig yr un gyfradd llog"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D265,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D263))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D263))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E263))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D263))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F263))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G263))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H263))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I263))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J263))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K263))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I263))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I263))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",264,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Which of these things have you seen your parents pay for things with?\n\n\n\nB) Are the following statements true or are they false? \n\n-A debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\n- Direct debits can take money from your bank account each month for regular bills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A)  CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know\n\nB) For each statement: CHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\nFor options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0\n\nB) Score each statement:\n1=6\n2=0\nDon't know=0\n\nAdd up the scores for both statements and divide by 2 to produce the score for B).\n\nThen, add the scores for both questions and divide by 2 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D266,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi wedi gweld eich rhieni yn talu am bethau gyda...?\nAML\n\nArian (arian papur neu ddarnau arian)\nCerdyn debyd\nCyfrif ar-lein (fel Paypal)\nFfôn symudol\nCerdyn credyd\nDim un o'r rhain (SC)\nDdim yn gwybod (SC)\n\nYdi hyn yn gywir ynteu'n anghywir?\n\nMae cerdyn debyd yn cymryd arian yn uniongyrchol o'ch cyfrif banc, mae cerdyn credyd yn gadael i chi fenthyg arian a’i dalu'n ôl yn ddiweddarach\n\nGall debydau uniongyrchol gymryd arian o'ch cyfrif banc bob mis ar gyfer biliau rheolaidd\n\nCywir\nAnghywir"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D266,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D264))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D264))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E264))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D264))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F264))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G264))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H264))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I264))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J264))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K264))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I264))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I264))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",265,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand the things they need to think about when choosing between different current or savings accounts (e.g. interest rates, how quickly and easily they can access the money, different account features etc.)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of these features should you think about when choosing a bank account?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can bank online or through an app\n7. Interest rate on the money in the bank account\n8. Whether you can take money out straightaway or you have to wait\n9. How much money you can take out per day\n10. Special offers (e.g. free tickets/toy/piggy bank)\n11. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"For options 1,3,4,5,6,7,8 and 9, COUNT to a maximum of 6. Do not count options 2 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D267,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\nTiciwch bob un sy'n berthnasol\n\n1. Cael cerdyn banc\n2. Llun ar gerdyn banc\n3. Pa mor hawdd ydi hi i gyrraedd y banc\n4. Ydi fy ffrindiau yn defnyddio'r un banc\n5. Ydi fy rhieni yn defnyddio'r un banc\n6. Allwch chi fancio ar-lein neu drwy app\n7. Cyfradd llog ar yr arian yn y cyfrif banc\n8. Allwch chi dynnu arian allan ar unwaith, neu oes rhaid i chi aros\n9. Faint o arian allwch chi ei gymryd allan fesul diwrnod\n10. Cynigion arbennig (e.e. tocynnau am ddim/teganau/cadw-mi-gei)\n11. Arall (nodwch)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D267,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D265))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D265))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E265))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D265))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F265))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G265))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H265))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I265))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J265))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K265))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I265))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I265))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",266,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can make spending decisions appropriate to their age based on their needs and priorities"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D268,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D268,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D266))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D266))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E266))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D266))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F266))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G266))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H266))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I266))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J266))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K266))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I266))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I266))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",267,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can make spending decisions appropriate to their age based on their needs and priorities"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n\na) - Look in different places or stores to compare prices.\nb) - think about whether your friends would approve of the item.\nc) - think about whether the item is good value for money."},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D269,'4'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D269,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D267))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D267))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E267))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D267))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F267))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G267))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H267))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I267))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J267))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K267))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I267))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I267))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",268,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand the difference between 'price' and 'value' and that some things are better value than others"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D270,'4'!$K$8:$M$120,3,0),\"\")","v":"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\n\n1. Mae'n well prynu brand adnabyddus a drud\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D270,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D268))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D268))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E268))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D268))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F268))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G268))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H268))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I268))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J268))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K268))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I268))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I268))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",269,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that services like electricity, phones and the internet cost money (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of the following cost your parents money?  \n\na) - Going to the park  \nb) - Electricity  in your home \nc) - Going to an NHS doctor  \nd) - Going to a library      \ne) - Making phone calls \nf) - Water that comes out of taps in your home"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\nFor a)  c) and d)\n1=0\n2=6\nDon't know=0\n\nFor b) e) and f)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D271,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r canlynol sy’n costio arian i’ch rhieni?  (dewiswch bob un sy'n berthnasol)\n1. Mynd i'r parc            Ydi   Nac ydi   Ddim yn gwybod\n2. Trydan yn eich cartref  Ydi   Nac ydi   Ddim yn gwybod\n3. Mynd i weld un o feddygon y GIG  Ydi   Nac ydi   Ddim yn gwybod\n4. Mynd i'r llyfrgell              Ydi   Nac ydi   Ddim yn gwybod\n5. Gwneud galwadau ffôn          Ydi   Nac ydi   Ddim yn gwybod\n6. Dŵr sy'n dod drwy’r tapiau yn eich cartref   Ydi   Nac ydi   Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y (modified form)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D271,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D269))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D269))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E269))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D269))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F269))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G269))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H269))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I269))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J269))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K269))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I269))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I269))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",270,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand how to shop around for things that they need to get the best value for money, and why this is important (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Why is it a good idea to shop around when picking where to buy something?\n\nB) How can you make sure you get a good deal when buying something?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. You can find the same thing for different prices in different shops \n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money\nDon’t know\n\nB) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online \n3. Buy second hand\n4. Buy non-branded goods \n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\nFor options 1,3 and 4 , COUNT to a maximum of 3. Then apply the following to the new number:\n0=0  1=2  2=4  3=6\nDon't know=0\n\nB) \nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D272,'4'!$K$8:$M$120,3,0),\"\")","v":"Pam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\n\n1. Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o’u cymharu ag eraill (1 pwynt)\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\n5. Ddim yn gwybod (0 pwynt)\n\nSut gallwch chi wneud yn siŵr eich bod chi’n cael bargen dda wrth brynu rhywbeth?\n1. Prynu’r peth cyntaf welwch chi\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\n3. Prynu’n ail law (1 pwynt)\n4. Prynu nwyddau heb frand (1 pwynt)\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\n7. Cael rhywun arall i’w brynu i chi\n8. Ddim yn gwybod (0 pwynt)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D272,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D270))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D270))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E270))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D270))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F270))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G270))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H270))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I270))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J270))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K270))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I270))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I270))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",271,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how to set a budget and accurately track their spending against it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) How do you keep track of the money you get and the money you spend?\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB) Score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned to B) and use this as your final score forB). \n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D273,'4'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D273,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D271))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D271))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E271))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D271))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F271))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G271))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H271))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I271))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J271))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K271))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I271))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I271))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",272,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D274,'4'!$K$8:$M$120,3,0),\"\")","v":"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\n\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn siŵr nad ydych chi’n mynd yn brin o arian\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D274,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D272))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D272))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E272))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D272))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F272))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G272))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H272))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I272))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J272))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K272))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I272))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I272))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",273,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how to use budgeting tools to help them budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How do you keep track of the money you get and the money you spend?\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D275,'4'!$K$8:$M$120,3,0),\"\")","v":"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D275,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D273))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D273))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E273))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D273))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F273))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G273))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H273))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I273))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J273))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K273))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I273))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I273))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",274,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how to check a bank balance and read a bank statement (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Looking at this example of a bank statement, how much money was in the account at the end of February? "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"£61=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D276,'4'!$K$8:$M$120,3,0),\"\")","v":"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\n\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D276,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D274))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D274))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E274))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D274))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F274))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G274))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H274))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I274))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J274))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K274))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I274))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I274))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",275,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know they need to keep information about their current and savings accounts safe (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\nD) Which of these statements are true and which are not true?\n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know\n\nD) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Do not score\n\nB)\n1=6\n2=3\nDon't know=0\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 1, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\nD) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for D).\n\nThen, if asking B) and C), add up the scores for B),  C) and D)  and divide by 3 to produce the final score for this indicator. Otherwise, use the score you have recorded for C) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D277,'4'!$K$8:$M$120,3,0),\"\")","v":"Os oes cyfrif banc:\n\nYdi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\nYdi \nNac ydi\nDdim yn gwybod\n\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\n1. Chi eich hun\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\n\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\n3. Cadw eich PIN yn gyfrinach rhag pawb\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld\n\nDywedwch a ydi’r datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/ Ddim yn gwybod)\n\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D277,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D275))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D275))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E275))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D275))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F275))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G275))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H275))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I275))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J275))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K275))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I275))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I275))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",276,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how to make deposits into a bank account (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\nA) Which of the following do you do with your bank account?\n\n\n\nB) When you get money,  how often do you save at least some of it, for example by putting it in a piggy bank or cash box or into a bank account?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know \n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First score each question:\n\nA) \n1=6\nAny other option=0\n\nTake the highest score as the final score for A)\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D278,'4'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D278,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D276))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D276))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E276))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D276))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F276))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G276))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H276))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I276))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J276))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K276))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I276))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I276))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",277,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand why saving money for something you want to buy is important (5-7, 7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Why is it good to save up for something you want to buy?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D279,'4'!$K$8:$M$120,3,0),\"\")","v":"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n hŷn (2 bwynt)\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\n5. I'ch atal rhag mynd i ddyled (2 bwynt)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D279,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D277))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D277))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E277))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D277))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F277))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G277))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H277))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I277))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J277))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K277))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I277))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I277))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",278,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP are aware of scams and fraud and know how to protect themselves from it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand about the different types of scams and identity theft, and know how to protect themselves from it"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D280,'4'!$K$8:$M$120,3,0),\"\")","v":"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\n\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\n\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D280,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D278))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D278))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E278))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D278))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F278))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G278))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H278))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I278))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J278))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K278))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I278))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I278))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",279,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"£102=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D281,'4'!$K$8:$M$120,3,0),\"\")","v":"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych chi’n gwneud taliadau pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan. Faint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y byddai’r taliad llog yn cael ei wneud? (11+)\n\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D281,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D279))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D279))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E279))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D279))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F279))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G279))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H279))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I279))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J279))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K279))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I279))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I279))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",280,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"4=6\nAny other option=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D282,'4'!$K$8:$M$120,3,0),\"\")","v":"Mae Greg yn cael £6.00 yr wythnos o arian poced. Faint o wythnosau fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D282,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D280))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D280))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E280))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D280))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F280))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G280))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H280))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I280))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J280))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K280))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I280))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I280))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",281,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know where to get good advice and information on money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how and where to seek advice about their money when they need to"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would you go to?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D283,'4'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\n\nAML\n\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D283,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D281))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D281))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E281))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D281))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F281))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G281))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H281))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I281))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J281))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K281))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I281))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I281))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",282,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP know where to get good advice and information on money management"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people know how and where to seek advice about their money when they need to"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"Context Only"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D284,'4'!$K$8:$M$120,3,0),\"\")","v":"A phwy fyddai fwyaf defnyddiol?\n\nSENGL\n\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod\nNi fyddai’r un ohonyn nhw’n rhoi cyngor defnyddiol"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D284,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D282))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D282))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E282))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$296,SMALL(IF(B$3:B$296=\"In\",ROW(D$2:D$295)-ROW(D$2)+1),ROW(D282))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F282))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G282))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H282))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I282))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J282))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K282))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I282))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I282))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",283,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that being financially independent and having their own source of income is an important part of being an adult"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up."},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D285,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig i chi yw... \n\n...cael swydd pan fyddwch chi'n oedolyn?  \n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)? \n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n4. Ddim yn bwysig o gwbl "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D285,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D283))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D283))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E283))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D283))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F283))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G283))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H283))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I283))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J283))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K283))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I283))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I283))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",284,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of these statements is true?\n                                                                                                  "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D286,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D286,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D284))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D284))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E284))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D284))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F284))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G284))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H284))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I284))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J284))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K284))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I284))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I284))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",285,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Which of these statements is true?\n                                                                                                  "},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY                                                                                               \n1. Children who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D287,'4'!$K$8:$M$120,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D287,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D285))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D285))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E285))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D285))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F285))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G285))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H285))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I285))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J285))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K285))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I285))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I285))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",286,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D288,'4'!$K$8:$M$120,3,0),\"\")","v":"Amser am gwis bach:\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau? \n\n1. Hysbysebu\n2. Marchnata\n3. Gosod cynnyrch\n4. Arnodiadau gan enwogion\n\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\n- Talu rhywun enwog i gysylltu eu henw a’u hwyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\n\n(os ar-lein) Llusgo a gollwng\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D288,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D286))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D286))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E286))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D286))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F286))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G286))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H286))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I286))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J286))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K286))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I286))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I286))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",287,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people understand that the Government takes money taken from people's earnings to pay for things we all need (eg. schools, hospitals and rubbish collection)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax\n\n\n\n\n\nB) Tax is money that the Government takes from the money that people earn. What is tax for?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nAdd up the scores for both statements and divide by 2 to produce the final score for A).\n\nB) For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D289,'4'!$K$8:$M$120,3,0),\"\")","v":"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\n\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD\n\nTreth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian mae pobl yn ei gael. Beth ydi pwrpas trethi?\n\nTalu am bethau fel ysbytai a ffyrdd\nGwneud yn siŵr nad ydi pobl yn ennill gormod\nTalu am wobrau loteri\nTalu am yr heddlu ac ysgolion\nTalu am archfarchnadoedd"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D289,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D287))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D287))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E287))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D287))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F287))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G287))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H287))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I287))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J287))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K287))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I287))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I287))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",288,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D290,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D290,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D288))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D288))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E288))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D288))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F288))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G288))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H288))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I288))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J288))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K288))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I288))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I288))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",289,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D291,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D291,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D289))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D289))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E289))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D289))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F289))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G289))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H289))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I289))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J289))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K289))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I289))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I289))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",290,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D292,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D292,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D290))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D290))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E290))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D290))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F290))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G290))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H290))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I290))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J290))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K290))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I290))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I290))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",291,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D293,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D293,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D291))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D291))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E291))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D291))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F291))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G291))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H291))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I291))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J291))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K291))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I291))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I291))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",292,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D294,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D294,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D292))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D292))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E292))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D292))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F292))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G292))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H292))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I292))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J292))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K292))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I292))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I292))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",293,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":"Young people can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D295,'4'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D295,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D293))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D293))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E293))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D293))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F293))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G293))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H293))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I293))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J293))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K293))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I293))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I293))),\"\")","v":""}]
[false,"Out","11 - 14 yrs",294,{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!E$2,'4'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!F$2,'4'!$B$8:$J$8,0)),\"\")","v":"Other"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!G$2,'4'!$B$8:$J$8,0)),\"\")","v":"Wellbeing"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!H$2,'4'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!I$2,'4'!$B$8:$J$8,0)),\"\")","v":"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!J$2,'4'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!K$2,'4'!$B$8:$J$8,0)),\"\")","v":"\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n "},{"$f":"_xlfn.IFNA(VLOOKUP($D296,'4'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno â'r canlynol\n\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!M$2,'4'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('4'!$B$9:$J$120,MATCH(Questions!$D296,'4'!$K$9:$K$120,0),MATCH(Questions!N$2,'4'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D294))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D294))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E294))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D294))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F294))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G294))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H294))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I294))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J294))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K294))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I294))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I294))),\"\")","v":""}]
[{"$f":"'5'!N9:N108","v":false},"Out","14 - 16 yrs",295,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people receive a regular income (eg. an allowance from their family or from a job)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D297,'5'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 yn y cwestiwn cyntaf: \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D297,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D295))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D295))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E295))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D295))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F295))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G295))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H295))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I295))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J295))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K295))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I295))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I295))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",296,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people keep their money in a safe place (7-11)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nWhere do you keep your money?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep my money\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each option\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D298,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nOes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nBle’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nYdych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\nYdych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (first Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D298,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D296))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D296))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E296))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D296))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F296))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G296))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H296))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I296))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J296))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K296))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I296))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I296))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",297,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP Keep their money safe"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people keep information about their current and savings accounts safe (7-11)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score"},{"$f":"_xlfn.IFNA(VLOOKUP($D299,'5'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D299,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D297))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D297))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E297))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D297))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F297))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G297))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H297))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I297))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J297))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K297))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I297))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I297))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",298,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how much money they have and keep track of their spending, including by checking bank statements / online banking (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\nFor options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D300,'5'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D300,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D298))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D298))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E298))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D298))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F298))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G298))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H298))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I298))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J298))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K298))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I298))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I298))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",299,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have money saved up (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D301,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D301,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D299))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D299))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E299))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D299))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F299))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G299))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H299))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I299))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J299))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K299))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I299))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I299))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",300,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. "},{"$f":"_xlfn.IFNA(VLOOKUP($D302,'5'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl am faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am faint fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (some options)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D302,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D300))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D300))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E300))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D300))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F300))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G300))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H300))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I300))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J300))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K300))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I300))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I300))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",301,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people make more complex choices about how to spend their money that are based on their needs and on value for money (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b) d) e) and f)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D303,'5'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (some options)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D303,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D301))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D301))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E301))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D301))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F301))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G301))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H301))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I301))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J301))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K301))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I301))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I301))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",302,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people shop around to get the best deal (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D304,'5'!$K$8:$M$120,3,0),\"\")","v":"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D304,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D302))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D302))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E302))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D302))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F302))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G302))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H302))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I302))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J302))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K302))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I302))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I302))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",303,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"What is the longest time you have saved up for something? "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D305,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D305,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D303))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D303))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E303))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D303))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F303))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G303))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H303))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I303))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J303))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K303))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I303))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I303))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",304,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people talk about money with friends and family openly (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D306,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D306,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D304))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D304))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E304))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D304))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F304))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G304))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H304))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I304))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J304))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K304))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I304))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I304))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",305,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D307,'5'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D307,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D305))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D305))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E305))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D305))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F305))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G305))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H305))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I305))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J305))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K305))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I305))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I305))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",306,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have access to and use a debit card linked to their current account (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  "},{"$f":"_xlfn.IFNA(VLOOKUP($D308,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D308,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D306))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D306))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E306))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D306))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F306))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G306))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H306))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I306))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J306))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K306))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I306))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I306))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",307,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D309,'5'!$K$8:$M$120,3,0),\"\")","v":"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D309,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D307))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D307))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E307))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D307))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F307))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G307))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H307))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I307))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J307))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K307))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I307))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I307))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",308,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have experience of managing their bank accounts online where this is available"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How do you keep track of the money you get and the money you spend?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score for this indicator. "},{"$f":"_xlfn.IFNA(VLOOKUP($D310,'5'!$K$8:$M$120,3,0),\"\")","v":"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian? \n(Cymryd rhan llawn/cymryd rhan rhannol/Ddim yn cymryd rhan o gwbl)\n\nDewis fy nghyfrif banc neu gyfrif cynilo"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D310,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D308))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D308))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E308))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D308))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F308))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G308))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H308))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I308))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J308))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K308))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I308))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I308))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",309,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are involved in the process of choosing and setting up their own current and savings accounts or have been involved in the decision-making"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D311,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nCost eich pecyn galwadau a data ar ffôn symudol\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n4. Does gen i ddim ffôn symudol"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D311,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D309))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D309))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E309))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D309))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F309))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G309))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H309))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I309))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J309))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K309))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I309))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I309))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",310,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are involved in the process of choosing and setting up their own mobile phone provider and package, and have a key say in which ones are selected (if they own a mobile phone)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\n3=leave blank and skip to next indicator\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D312,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D312,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D310))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D310))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E310))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D310))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F310))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G310))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H310))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I310))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J310))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K310))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I310))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I310))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",311,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP receeve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D313,'5'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\n\nDewiswch bob un sy'n berthnasol.\n\nCANIATEIR AML-GOD\n\nFy rhieni\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu (ysgrifennwch)\nGwefan (ysgrifennwch)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu (ysgrifennwch)\nArall (ysgrifennwch)\nNid ydw i'n gofyn am gyngor ar arian\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\n\nYdw\nNaddo\nDdim yn siŵr/Ddim yn cofio\n\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\nAML\n\nMathemateg\nABGI\nDinasyddiaeth\nBusnes a Chyllid\nMenter\nArall (rhowch fanylion)\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D313,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D311))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D311))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E311))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D311))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F311))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G311))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H311))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I311))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J311))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K311))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I311))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I311))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",312,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP recieve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score the response options selected:\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nAdd up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D314,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl\n\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\n1. Rhieni\n2. Brawd/chwaer\n3. Aelodau eraill o'r teulu\n4. Ffrindiau\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\n6. Athrawon eraill yn yr ysgol\n7. Cynghorydd personol Connexions\n8. Rhywun arall yn Connexions\n9. Rhywun arall (manylwch ______)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D314,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D312))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D312))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E312))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D312))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F312))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G312))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H312))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I312))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J312))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K312))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I312))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I312))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",313,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP recieve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. A careers adviser or careers teacher at school/college\n2. Other teachers at school\n3. A careers adviser outside school \n4. Parents or carers\n5. Other family members\n6. Other adults (e.g. youth workers, work colleagues)\n7. Friends\n8. Someone else (specify)\n9. No-one\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=6\n2=6\n3=6\n4=4\n5=4\n6=4\n7=2\n8=assign the nearest apprpriate score\n9=0\nDon't know=0\n\nTake the highest score assigned for B) as the score for this question.\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D315,'5'!$K$8:$M$120,3,0),\"\")","v":"Os byddech chi angen cyngor neu wybodaeth am y gwahanol ddewisiadau ar gyfer talu am addysg yn y dyfodol, ble byddech chi'n mynd?\nDewiswch bob un sy'n berthnasol.\n\n1. Fy rhieni\n2. Fy ffrindiau\n3. Aelodau eraill o'r teulu (ysgrifennwch)\n4. Fy athrawon/fy ysgol neu goleg\n5. Gwefan (ysgrifennwch)\n6. Banc, cymdeithas adeiladu neu sefydliad ariannol arall\n7. Rhaglenni teledu (ysgrifennwch)\n8. Arall (ysgrifennwch)\n9. Dydw i ddim wedi meddwl am hyn eto\n10. Dydw i ddim angen y math hwn o gyngor na gwybodaeth"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D315,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D313))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D313))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E313))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D313))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F313))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G313))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H313))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I313))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J313))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K313))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I313))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I313))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",314,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP recieve advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know where to go for advice and guidance on finance options to fund further education"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"If you needed advice and information about the different options for paying for education in the future, where would you go?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Somewhere else (specify)\n10. I would not ask for advice about paying for education\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score."},{"$f":"_xlfn.IFNA(VLOOKUP($D316,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa un o'r pethau a ganlyn mae'r rhan fwyaf o oedolion yn talu amdanyn nhw, a pha rai mae'r rhan fwyaf o oedolion yn eu cael am ddim?\n\nRhent neu forgais\nTrydan neu nwy yn y cartref\nDŵr yn y cartref\nYmweliadau â meddyg teulu neu ysbyty\nY dreth gyngor\nRhyngrwyd yn y cartref\nBenthyca llyfr llyfrgell\n\nTalu\nAm ddim\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D316,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D314))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D314))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E314))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D314))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F314))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G314))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H314))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I314))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J314))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K314))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I314))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I314))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",315,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\n1. Pay for\n2. Get for free\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=0\n\nFor d) and g) \n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D317,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nDiwrnodau allan i'r teulu neu wyliau\nBeth i'w brynu wrth siopa bwyd i'r teulu\n\nYdw\nNac ydw\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D317,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D315))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D315))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E315))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D315))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F315))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G315))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H315))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I315))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J315))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K315))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I315))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I315))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",316,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D318,'5'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D318,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D316))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D316))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E316))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D316))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F316))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G316))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H316))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I316))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J316))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K316))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I316))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I316))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",317,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D319,'5'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 yn y cwestiwn cyntaf): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D319,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D317))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D317))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E317))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D317))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F317))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G317))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H317))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I317))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J317))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K317))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I317))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I317))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",318,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people receive a regular income (eg. an allowance from their family or from a job)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n5. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n4. Any other money\n5. None of these"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D320,'5'!$K$8:$M$120,3,0),\"\")","v":"OS OES CYFRIF BANC:\nYdych chi'n cael cymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nYdi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn/Nac ydyn\n\nOS NAD OES CYFRIF BANC\nYdych chi'n cael gwario eich arian eich hun heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nYdi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn/Nac ydyn"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D320,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D318))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D318))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E318))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D318))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F318))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G318))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H318))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I318))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J318))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K318))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I318))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I318))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",319,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people look after their money themselves (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator.."},{"$f":"_xlfn.IFNA(VLOOKUP($D321,'5'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN:\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono? \nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D321,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D319))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D319))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E319))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D319))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F319))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G319))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H319))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I319))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J319))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K319))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I319))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I319))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",320,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people make their own decisions about how to spend or save their money (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, who usually decides whether you save any of it? \n\n\nB) When you get money, who usually decides what you spend it on?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D322,'5'!$K$8:$M$120,3,0),\"\")","v":"Oes rhaid i chi dalu am rai o'r pethau a ganlyn rydych chi eu hangen gyda'ch arian eich hun? \nSENGL FESUL RHES\n\n1. Dillad ac esgidiau ar gyfer y tu allan i oriau ysgol\n2. Pethau ymolchi a cholur\n3. Byrbrydau neu felysion\n4. Anrhegion ar gyfer pobl eraill\n5. Teganau neu gemau neu declynnau\n6. Mynd allan gyda'ch ffrindiau\n\nNac oes - mae fy rhieni yn talu ar fy rhan\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\nOes - rydw i'n yn talu am hyn gan fy arian fy hunan yn bennaf"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D322,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D320))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D320))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E320))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D320))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F320))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G320))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H320))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I320))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J320))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K320))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I320))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I320))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",321,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each of the following things, how often do you pay for them out of your own money? \n\n- Non-school clothes and shoes\n\n- Toiletries & cosmetics\n\n- Snacks or sweets\n\n- Presents for other people \n\n- Toys or games or gadgets\n\n- Going  out with your friends\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D323,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\n\nDo\nNaddo\nDdim yn gwybod\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\n\nArian\nCerdyn debyd\nCerdyn credyd\nTaleb ar gyfer siop ar-lein\nCyfrif ar-lein (e.e. Paypal)\nArall (nodwch)\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\nNid ydw i'n talu am bethau ar-lein"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D323,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D321))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D321))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E321))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D321))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F321))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G321))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H321))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I321))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J321))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K321))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I321))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I321))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",322,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D324,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D324,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D322))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D322))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E322))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D322))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F322))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G322))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H322))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I322))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J322))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K322))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I322))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I322))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",323,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe that it is important to keep track of their money (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important do you think is it to check how much money you have?\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D325,'5'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D325,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D323))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D323))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E323))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D323))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F323))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G323))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H323))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I323))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J323))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K323))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I323))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I323))),\"\")","v":""}]
[false,{"$f":"IF(A326=TRUE,\"In\",\"Out\")","v":"Out"},"14 - 16 yrs",324,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think carefully about what they spend their money on (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents."},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D326,'5'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\n\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\nChwilio ar-lein i ddod o hyd i'r pris rhataf\nRhywbeth arall\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D326,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D324))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D324))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E324))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D324))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F324))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G324))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H324))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I324))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J324))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K324))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I324))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I324))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",325,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Imagine you need to buy a present. What do you do?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D327,'5'!$K$8:$M$120,3,0),\"\")","v":"O ran arian, mae'n well gen i fyw ar gyfer heddiw yn hytrach na chynllunio ar gyfer yfory\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D327,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D325))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D325))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E325))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D325))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F325))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G325))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H325))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I325))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J325))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K325))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I325))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I325))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",326,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people prefer to plan for the future rather than live for the day when it comes to their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement?\n\n- 'When it comes to money I prefer to live for today rather than plan for tomorrow'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D328,'5'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\n\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\nByddai rhywun arall yn fy nheulu yn talu amdano\nFyddwn i ddim yn ei brynu\nArall\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D328,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D326))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D326))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E326))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D326))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F326))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G326))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H326))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I326))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J326))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K326))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I326))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I326))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",327,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people think that saving money for larger purchases is important for them to do (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Imagine you want to buy something expensive. How would you get the money?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (Specify)\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D329,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D329,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D327))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D327))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E327))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D327))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F327))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G327))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H327))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I327))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J327))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K327))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I327))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I327))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",328,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is for you to save-up your money for the future in general?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D330,'5'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono\n\nDychmygwch fod rhywun yn rhoi £100 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £100 i Wario £100 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D330,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D328))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D328))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E328))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D328))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F328))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G328))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H328))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I328))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J328))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K328))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I328))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I328))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",329,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D331,'5'!$K$8:$M$120,3,0),\"\")","v":"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian? (12+)\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nNid ydi benthyca arian yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D331,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D329))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D329))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E329))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D329))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F329))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G329))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H329))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I329))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J329))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K329))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I329))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I329))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",330,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK, even if I can't afford to pay it back\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D332,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae Steve yn 18 oed ac yn astudio yn y coleg. Un noson bu lladrad yn ei gartref a chafodd ei liniadur ei ddwyn. Nid oes ganddo yswiriant.\nMae Steve angen gliniadur cyn gynted ag y bo modd fel y gall ddilyn ei gwrs, ac ni all ei ffrindiau na’i deulu ei helpu i brynu un newydd. Mae ganddo ddigon o arian yn ei gyfrif cynilion i dalu am liniadur rhad. Fodd bynnag, os bydd yn gwario ei gynilion ar liniadur ni fydd yn gallu mynd ar wyliau gyda'i ffrindiau fel roedd wedi bwriadu ei wneud. Beth ddylai Steve ei wneud?\n1. Defnyddio'r cynilion i brynu gliniadur\n2. Gwneud cais am gerdyn credyd a defnyddio hwnnw i brynu gliniadur\n3. Cael benthyciad diwrnod cyflog a’i ddefnyddio i brynu gliniadur\n4. Gadael y coleg\n\nBeth fyddech chi'n ei wneud pe byddech chi yn y sefyllfa hon? [dewisiadau fel yr uchod]"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D332,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D330))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D330))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E330))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D330))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F330))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G330))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H330))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I330))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J330))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K330))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I330))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I330))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",331,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Steve is 18 and is studying at college. One night his home is burgled and his laptop to stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What would you do if you were in this situation?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Use the savings to buy a laptop\n2. Apply for a credit card and use this to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0\nDon't know = 3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D333,'5'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D333,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D331))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D331))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E331))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D331))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F331))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G331))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H331))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I331))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J331))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K331))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I331))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I331))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",332,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How much do you agree with them?\n\na) - 'My parents discuss with me what we can and can’t afford to buy'\n\nb) - 'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score the statements\na):\n1=6\n2=4  \n3=3  \n4=2\n5=0\nDon't know = 3\n\nb) and c)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D334,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml ydych chi'n gofyn i'ch rhieni brynu pethau i chi rydych chi eu heisiau ond nad oes eu hangen arnoch chi mewn gwirionedd (fel gemau newydd neu ddillad ffasiynol)?\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D334,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D332))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D332))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E332))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D332))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F332))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G332))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H332))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I332))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J332))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K332))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I332))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I332))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",333,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people don't regularly ask other people for things they want but cannot afford to buy with their own money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=4\n4=6 \nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D335,'5'!$K$8:$M$120,3,0),\"\")","v":"Faint ydych chi'n cytuno neu'n anghytuno â'r datganiad a ganlyn \"Rydw i’n aml yn teimlo'n ddig gyda fy rhieni os na fyddan nhw’n prynu’r pethau rydw i'n gofyn amdanyn nhw\"\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D335,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D333))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D333))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E333))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D333))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F333))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G333))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H333))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I333))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J333))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K333))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I333))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I333))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",334,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people don't regularly ask other people for things they want but cannot afford to buy with their own money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement \n\n- 'I often feel annoyed with my parents if they won't buy me things I ask for'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0 \n2=2\n3=3  \n4=4 \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D336,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\n\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D336,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D334))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D334))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E334))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D334))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F334))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G334))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H334))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I334))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J334))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K334))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I334))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I334))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",335,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people feel confident to manage their own money (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D337,'5'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\n\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol (11+)\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D337,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D335))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D335))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E335))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D335))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F335))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G335))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H335))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I335))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J335))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K335))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I335))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I335))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",336,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following?\n\n- 'Nothing I do will make much difference to my money situation'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0 \n2=2\n3=3  \n4=4 \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D338,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?\n1. Pa un ai a ydyn nhw’n glyfar\n2. Pa un ai a ydyn nhw’n cŵl neu’n ddeniadol\n3. Pa un ai a ydyn nhw’n berchen ar bethau cŵl\n4. Pa un ai a ydyn nhw’n ddigri\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\n6. Pa un ai a ydyn nhw’n gyfoethog\n7. Dim un o’r uchod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D338,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D336))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D336))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E336))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D336))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F336))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G336))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H336))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I336))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J336))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K336))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I336))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I336))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",337,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"When making friends, material possessions are not the most important factor for young people (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of the following things would you look for in a new friend?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D339,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi:\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D339,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D337))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D337))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E337))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D337))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F337))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G337))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H337))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I337))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J337))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K337))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I337))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I337))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",338,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people do not think that their possessions are the most important thing about them (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D340,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D340,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D338))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D338))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E338))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D338))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F338))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G338))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H338))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I338))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J338))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K338))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I338))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I338))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",339,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D341,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D341,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D339))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D339))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E339))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D339))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F339))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G339))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H339))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I339))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J339))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K339))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I339))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I339))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",340,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP aspire to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people want to be good at managing their money (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important is the following to you?\n\n- Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D342,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\n\nAML-GOD\n\nDim byd - does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\nMynd i’r brifysgol\nMynd i deithio\nCael swydd sefydlog pan fyddaf yn gadael byd addysg\nSymud allan o gartref fy rhieni\nCael fy nghar fy hun\nPeidio â dibynnu ar fy rhieni am arian\nMynd ar wyliau gyda fy ffrindiau\nAros ym myd addysg y tu hwnt i 16 oed\nCael graddau da yn fy ngwaith cartref\nYmuno â thîm chwaraeon neu grŵp cerddoriaeth neu gynhyrchiad drama\nAros ym myd addysg\nMae gen i nodau eraill yr hoffwn i eu cyflawni"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D342,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D340))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D340))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E340))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D340))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F340))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G340))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H340))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I340))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J340))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K340))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I340))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I340))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",341,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the education and qualifications they want to achieve (11-14) "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which, if any, of the following goals would you like to achieve in the next 5 years?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D343,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig i chi ydi...\r\n...eich bod chi'n cael swydd pan fyddwch chi’n gorffen eich addysg?\r\n...eich bod chi'n gyfoethog pan fyddwch chi'n oedolyn?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n\r\n\r\nOes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n h?n?\r\n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\r\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\r\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D343,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D341))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D341))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E341))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D341))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F341))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G341))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H341))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I341))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J341))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K341))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I341))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I341))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",342,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the job they want to do when they leave education (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up."},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D344,'5'!$K$8:$M$120,3,0),\"\")","v":"{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\r\n1. Tebygol iawn\r\n2. Eithaf tebygol\r\n3. Ddim yn debygol\r\n4. Ddim yn debygol o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D344,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D342))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D342))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E342))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D342))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F342))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G342))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H342))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I342))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J342))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K342))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I342))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I342))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",343,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the job they want to do when they leave education (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D345,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\r\n                                                       Cytuno                    Anghytuno\r\n\r\n1. Mae'n bwysig ennill eich arian eich hun\r\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\r\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn si?r fod gennych chi ddigon i’ch cynnal chi eich hun\r\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\r\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D345,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D343))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D343))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E343))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D343))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F343))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G343))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H343))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I343))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J343))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K343))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I343))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I343))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",344,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people aspire to earn their own money as adults rather than rely on others for money (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How much do you agree or disagree with each of the following statements?\n\na) It's important to earn your own money\n\nb I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=6\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D346,'5'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\n\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\n\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q; third Q)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D346,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D344))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D344))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E344))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D344))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F344))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G344))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H344))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I344))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J344))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K344))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I344))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I344))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",345,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\n\n\n\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D347,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D347,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D345))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D345))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E345))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D345))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F345))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G345))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H345))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I345))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J345))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K345))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I345))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I345))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",346,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D348,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D348,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D346))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D346))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E346))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D346))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F346))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G346))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H346))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I346))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J346))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K346))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I346))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I346))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",347,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How well do the following statements describe you?\n\na) -'I often fight with other people'\n\nb) -'I get angry quickly'\n\nc) -'I sometimes take things belonging to other people'\n\nd) -'I am generally willing to do what is asked of me (e.g. by teachers or parents)'\n\ne) -'Other people say I tell lies'\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\n\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D349,'5'!$K$8:$M$120,3,0),\"\")","v":"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D349,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D347))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D347))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E347))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D347))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F347))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G347))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H347))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I347))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J347))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K347))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I347))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I347))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",348,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Children show perseverance"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me' \n\n- 'I finish whatever I begin' \n\n- 'I carry on with work whether it is difficult or not' \n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite  like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D350,'5'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D350,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D348))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D348))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E348))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D348))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F348))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G348))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H348))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I348))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J348))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K348))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I348))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I348))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",349,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have self-efficacy"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people believe they can improve their abilities through personal effort"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you is it usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D351,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n gwybod beth ydi cyfrif banc? (7-11)\r\n1. Ydw\r\n2. Nac ydw\r\n\r\n\r\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Oes\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D351,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D349))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D349))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E349))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D349))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F349))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G349))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H349))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I349))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J349))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K349))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I349))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I349))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",350,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know what bank accounts are, how they work and the benefits of having them (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D352,'5'!$K$8:$M$120,3,0),\"\")","v":"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\n\r\n\r\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D352,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D350))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D350))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E350))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D350))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F350))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G350))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H350))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I350))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J350))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K350))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I350))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I350))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",351,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Before today, which of the following financial products had you heard of?\n\nB) And which of the following do you have in your own name?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For both questions:\n\nCHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D353,'5'!$K$8:$M$120,3,0),\"\")","v":"Er mwyn sefydlu cyfrif banc, pa rai o'r pethau hyn yn eich barn chi fyddech chi ei angen?\r\n1. Enw a chyfeiriad\r\n2. Dyddiad geni\r\n3. Tystysgrif geni\r\n4. Pasbort\r\n5. Nodyn ysgrifenedig o’ch ysgol\r\n6. Manylion personol eich rhieni\r\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\r\n8. Cerdyn credyd\r\n9. Rhywfaint o arian"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D353,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D351))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D351))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E351))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D351))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F351))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G351))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H351))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I351))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J351))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K351))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I351))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I351))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",352,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand how to set up a current or savings account (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"To set up a bank account which of these things do you think you would need?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Name and address\n2. Date of birth\n3. Proof of who you are (e.g. a birth certificate or passport)\n4. Note from your school\n5. Parents' contact details\n6. A computer/laptop/tablet\n7. A credit card\n8. Some money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=2\n3=2\n4=0\n5=2\n6=0\n7=0\n8=2\nDon't know=Immedaitely score 0 for this indicator\n\nThen, add up the scores you have assigned to a maximum of 6 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D354,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae benthyciadau myfyrwyr yn ffordd rad o fenthyg arian.\r\n\r\nAnghytuno'n gryf\r\nAnghytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno rywfaint\r\nCytuno'n gryf\r\nDdim yn gwybod\r\n\r\nNodwch a ydych chi’n credu fod y datganiadau a ganlyn yn wir ynteu’n gau:\r\n1. Mae angen talu benthyciadau myfyrwyr yn syth ar ôl graddio\r\n2. Mae'n rhaid i chi ddechrau ad-dalu benthyciad myfyriwr os ydych chi’n ennill mwy na swm penodol\r\n3. Mae benthyciadau myfyrwyr yn cael eu clirio ar ôl 25 mlynedd\r\n4. Nid oes angen talu benthyciadau myfyrwyr yn ôl os ydi’r unigolyn yn hunangyflogedig\r\n5. Mae ad-daliadau benthyciadau myfyrwyr yn cael eu cyfrifo bob mis yn seiliedig ar gyflog yr unigolyn"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D354,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D352))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D352))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E352))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D352))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F352))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G352))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H352))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I352))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J352))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K352))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I352))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I352))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",353,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the role of student loans and the way in which they work"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) How much do you agree with the following statement?\n\n- Student  loans are a sensible way to borrow money for the long term.\n\n\nB) Which of the following statements are true and which are false? \n\na) - Student loans are repaid based on what you earn after you graduate\nb) - You might not have to repay the full amount of the loan for example if you do not get a job after university\nc) - Student loans are cleared if they are not repaid within 30 years\nd) - One does not need to pay the student loans if s/he is self-employed\ne) - Student loan repayments are calculated each month based on one's salary"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\ndon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB) Score each statement:\n\nFor a) b) c)  and e)\n1=6\n2=0\nDon't know=0\n\nFor d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D355,'5'!$K$8:$M$120,3,0),\"\")","v":"Pam fyddai rhywun yn prynu yswiriant? Dewiswch bob un sy'n gymwys:\n1. Talu am gost rhywbeth pe bai hwnnw ar goll\n2. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n torri \n3. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n cael ei ddwyn\n4. Newid gwrthrych hŷn (fel ffôn symudol) am un newydd\n\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod):\n1. Gallwch gael gwell bargeinion ar yswiriant os byddwch chi’n siopa o gwmpas\n2. Os ydych chi’n berchen ar gar, rhaid i chi gael yswiriant car i’w yrru\n3. Os ydych chi’n berchen ar ffôn symudol mae rhwymedigaeth gyfreithiol arnoch chi i'w yswirio\n4. Mae gan bob polisi yswiriant yr un telerau ac amodau\n5. Gall yswirwyr wrthod talu am bethau yn dibynnu ar y telerau a'r amodau"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D355,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D353))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D353))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E353))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D353))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F353))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G353))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H353))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I353))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J353))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K353))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I353))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I353))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",354,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand what insurance is for and where to go to access it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Why  would someone buy insurance?\n\n\n\n\n\n\n\n\n\n\nB) Which of the following statements are true and which are false? \n\na) - You can get better deals on insurance if you shop around\nb) - If you own a car you must have car insurance to drive it\nc) - If you own a mobile phone you are legally obliged to insure it\nd) - All insurance policies have the same terms and conditions\ne) - Insurers can refuse to pay out on a claim depending on the terms and conditions\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n5. To save for retirement\nDon't know\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each option:\n1=2\n2=2\n3=2\n4=0\n5=0\nDon't know=0\n\nAdd together the scores for each option selected to produce a score for A).\n\n\nB) Score each statement:\n\nFor a) b) and e)\n1=6\n2=0\nDon't know=0\n\nFor c) d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D356,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r canlynol y gall pobl brynu yswiriant ar eu cyfer? Dewiswch bob un sy'n gymwys\r\n1.  Ffôn symudol\r\n2. Cynnwys y cartref\r\n3. Car\r\n4. Anifail anwes\r\n5. Yswiriant bywyd (er mwyn talu arian parod os ydyn nhw’n marw)\r\n6. Deintyddol a meddygol (er mwyn darparu gofal preifat os ydyn nhw’n mynd yn sâl)\r\n7. Yswiriant teithio (ar gyfer gwyliau)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D356,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D354))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D354))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E354))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D354))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F354))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G354))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H354))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I354))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J354))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K354))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I354))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I354))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",355,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand what insurance is for and where to go to access it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of the following can people buy insurance for?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)\n8. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 7, COUNT to a maximum of 6. Then apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 8=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D357,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\n\n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\r\n2. Mae benthyca arian am amser hir yn golygu efallai y bydd yn rhaid i chi dalu yn ôl llawer mwy nag y gwnaethoch chi ei fenthyca\r\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\r\n4. Mae mynd i ddyled yn golygu ei bod yn anoddach cael benthyciadau, cardiau credyd a chontractau ffôn symudol yn y dyfodol\r\n\nCytuno\r\n\rAnghytuno\r"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D357,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D355))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D355))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E355))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D355))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F355))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G355))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H355))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I355))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J355))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K355))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I355))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I355))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",356,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that borrowing money and not being able to pay it back can have negative consequences (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - Borrowing money for a long time means you may have to pay back a lot more than you borrowed\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Getting into debt means it is harder to get loans, credit cards and mobile phone contracts in the future\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Stronglydisagree\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=5\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D358,'5'!$K$8:$M$120,3,0),\"\")","v":"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\r\n\r\nY swm mae pris pethau yn y siopau yn cynyddu\r\n\r\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\r\n\r\nYr arian mae pobl yn ei dalu i'r llywodraeth\r\n\r\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\r\n\r\nY swm sydd gennych chi yn eich cyfrif banc\r\n\r\nLlog\r\nPensiwn\r\nChwyddiant\r\nBalans\r\nTreth\r\nBudd-dal\r\nCredyd\r\nDebyd\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D358,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D356))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D356))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E356))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D356))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F356))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G356))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H356))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I356))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J356))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K356))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I356))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I356))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",357,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand what interest is, and how it can be added to money that people save or borrow (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D359,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydi hyn yn gywir ynteu'n anghywir?\n\nMae cerdyn debyd yn cymryd arian yn uniongyrchol o'ch cyfrif banc, mae cerdyn credyd yn gadael i chi fenthyg arian a’i dalu'n ôl yn ddiweddarach\n\n\n\nGall debydau uniongyrchol gymryd arian o'ch cyfrif banc bob mis ar gyfer biliau rheolaidd\n\nCywir\nAnghywir\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau rydych chi eisiau eu prynu? DEWISWCH BOB UN SY'N GYMWYS\r\n1. Arian parod – arian papur neu ddarnau arian\r\n2. Cerdyn debyd\r\n3. Cerdyn talu ymlaen llaw\r\n4. Cyfrif ar-lein (e.e. Paypal)\r\n5. Ffôn symudol\r\n6. Rhywbeth arall (manylwch ar gyfer y peilot)\r\n7.  Mae pobl eraill yn prynu pethau i mi\r\n8. Ddim yn gwybod\r\n\r\nA pha rai o'r dulliau a ganlyn rydych chi’n gweld eich rhieni yn eu defnyddio i dalu am bethau? DEWISWCH BOB UN SY'N GYMWYS\r\n1. Arian parod – arian papur neu ddarnau arian\r\n2. Cerdyn debyd\r\n3. Cerdyn talu ymlaen llaw\r\n4. Cyfrif ar-lein (e.e. Paypal)\r\n5. Ffôn symudol\r\n6. Cerdyn credyd\r\n7. Debyd uniongyrchol\r\n8. Dim un o’r uchod\r\n9. Ddim yn gwybod\r"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y (1st Q; 2nd Q)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D359,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D357))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D357))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E357))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D357))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F357))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G357))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H357))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I357))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J357))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K357))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I357))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I357))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",358,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Which of the following methods do you think people can use to pay for things they want to buy? \n\nB) And which of the following ways do you see your parents pay for things? \n\nC) Please say whether you think the following statements are true or not true.\n\n- A debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\n- Direct debits can take money from your bank account each month for regular bills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each question\nA) and B)\nCHOOSE ALL THAT APPLY\n1. Cash – notes or coins\n2. Debit card\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Credit card\n7. Direct debit\n8. None of these\nDon’t know\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\nA) and B)\n1=1\n2=1\n3=1\n4=1\n5=1\n6=1\n7=1\n8=Immediately score 0 on this question\n9=Immediately score 0 on this question\n\nFor each of A) and B), separately add up the scores you have assigned to a maximum of 6 and use this as the final score the question.\n\nC)\n1=6\n2=0\nDon't know=0\n\nAdd up the scores for both statements and divide by 2 to produce the score for C).\n\nThen, add up the scores for all three questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D360,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\r\nTiciwch bob un sy'n berthnasol\r\n\r\n1. Cael cerdyn arian neu gerdyn debyd\r\n2. Pa mor hawdd ydi mynd i'r banc\r\n3. Ydi fy ffrindiau yn defnyddio'r un banc\r\n4. Ydi fy rhieni yn defnyddio'r un banc\r\n5. Allwch chi fancio ar-lein neu drwy app\r\n6. Cyfradd llog ar yr arian yn y cyfrif banc\r\n7. Allwch chi fynd at eich arian ar unwaith\r\n8. Faint o arian allwch chi ei gymryd allan fesul diwrnod\r\n9. Cyfleuster gorddrafft a beth yw'r terfyn\r\n10. Cynigion rhagarweiniol (e.e. tocynnau am ddim/cerdyn teithio)\r\n11. Ffi misol a faint mae'n ei gostio\r\n12. Nodweddion arbennig (e.e. yswiriant ffôn symudol)\r\n13. Arall (nodwch)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D360,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D358))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D358))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E358))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D358))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F358))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G358))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H358))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I358))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J358))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K358))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I358))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I358))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",359,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features, etc.) (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of these features should you think about when choosing a bank account?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/gadget)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)\n14. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1,2,4,5,6,7,8,9,11, 12 and 13, COUNT to a maximum of 6. Do not count options 3 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D361,'5'!$K$8:$M$120,3,0),\"\")","v":"\nMae'r cwestiynau nesaf yn edrych ar y math o bethau mae pobl yn eu gwneud wrth ddewis cynnyrch ariannol fel cyfrifon banc neu dariffau ffôn symudol. Nodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\n\n... Gallwch gael gwell bargeinion ar gynhyrchion ariannol os ydych chi’n siopa o gwmpas\n... Mae'n bwysig darllen y telerau ac amodau cyn dewis cynnyrch ariannol. \n... Mae rhwymedigaeth gyfreithiol ar fanciau i ddweud wrthyf a allai fy arian wneud yn well mewn cyfrif arall\n... Mae rhwymedigaeth gyfreithiol ar ddarparwyr ffonau symudol i ddweud wrthyf pa dariff sydd orau i mi\n... Yn aml, gallwch gael gwell bargeinion ar gynhyrchion ariannol os byddwch chi’n newid darparwr yn rheolaidd\n...Mae cyngor niwtral am ddim ar ddewis cynhyrchion ariannol ar gael, dim ond bod angen i chi wybod ble i ddod o hyd iddo"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D361,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D359))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D359))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E359))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D359))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F359))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G359))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H359))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I359))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J359))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K359))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I359))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I359))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",360,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Here are some statements about choosing financial products such as  bank account accounts or mobile phone tariffs. Which of the following statements are true and which are false? \n\na) - You can get better deals on financial products if you shop around\n\nb) - It is important to read the terms and conditions before picking a  financial product. \n\nc) - Banks are legally obliged to tell me if my money could be doing better in another account\n\nd) - Mobile phone providers are legally obliged to tell me which tariff is best  for me\n\ne) - You can often get better deals on financial products if you change provider regularly\n\nf) - Free neutral advice on choosing financial products is available, you just need to know where to find it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) b) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D362,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\r\n\r\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\r\nMae ambell gynnyrch ariannol yn rhoi cyfradd llog uwch i chi\r\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\r\nMae pob cynnyrch ariannol yn yr un banc yn cynnig yr un gyfradd llog"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D362,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D360))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D360))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E360))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D360))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F360))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G360))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H360))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I360))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J360))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K360))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I360))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I360))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",361,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people are aware that some saving products have higher interest than others"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D363,'5'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod\r\n\r\n[Fe ddywedoch eich bod chi’n cynilo rhywfaint o arian bob amser/y rhan fwyaf o'r amser/rywfaint o'r amser rydych chi’n cael arian.] Pa mor aml ydych chi'n gwario'r arian hwnnw ar bethau rydych chi eu heisiau?\r\nSC\r\n\r\nBob tro rydw i'n cael arian\r\nY rhan fwyaf o'r adegau rydw i'n cael arian\r\nWeithiau\r\nByth\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D363,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D361))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D361))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E361))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D361))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F361))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G361))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H361))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I361))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J361))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K361))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I361))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I361))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",362,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can make spending decisions appropriate to their age based on their needs and priorities"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n\nB) How often do you spend that money on things you want?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=2\n3=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D364,'5'!$K$8:$M$120,3,0),\"\")","v":"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\r\n\r\n1. Mae'n well prynu brand adnabyddus a drud\r\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\r\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D364,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D362))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D362))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E362))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D362))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F362))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G362))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H362))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I362))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J362))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K362))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I362))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I362))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",363,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D365,'5'!$K$8:$M$120,3,0),\"\")","v":"Sut gallwch chi wneud yn si?r eich bod chi’n cael bargen dda wrth brynu rhywbeth?\r\n1. Prynu’r peth cyntaf welwch chi\r\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\r\n3. Prynu’n ail law (1 pwynt)\r\n4. Prynu nwyddau heb frand (1 pwynt)\r\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\r\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\r\n7. Cael rhywun arall i’w brynu i chi\r\n8. Ddim yn gwybod (0 pwynt)\r\n\r\nPam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\r\n\r\n1.  Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\r\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\r\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o gymharu ag eraill (1 pwynt)\r\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\r\n5. Ddim yn gwybod (0 pwynt)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D365,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D363))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D363))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E363))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D363))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F363))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G363))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H363))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I363))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J363))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K363))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I363))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I363))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",364,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) How can you make sure you get a good deal when buying something?\n\n\nB) Why is it a good idea to shop around when picking where to buy something?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"How can you make sure you get a good deal when buying something?\nA) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online\n3. Buy second hand\n4. Buy non-branded goods\n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1.  You can find the same thing for different prices in different shops\n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money (1 point)\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nB)\nFor options 1, 3 and 4, COUNT to a maximum of 3. Do not count option 2.\nThen apply the following to your count:\n0=0  1=2  2=4  3=6 \nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D366,'5'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D366,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D364))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D364))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E364))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D364))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F364))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G364))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H364))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I364))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J364))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K364))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I364))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I364))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",365,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how to set a budget appropriate to their age and accurately track their spending against it (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) How do you keep track of the money you get and the money you spend?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB) Score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned to B) and use this as your final score forB). \n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D367,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\r\n\r\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn si?r nad ydych chi’n mynd yn brin o arian\r\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\r\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D367,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D365))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D365))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E365))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D365))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F365))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G365))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H365))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I365))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J365))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K365))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I365))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I365))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",366,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D368,'5'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):\r\nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D368,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D366))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D366))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E366))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D366))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F366))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G366))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H366))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I366))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J366))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K366))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I366))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I366))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",367,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how to use tools to help them budget (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA) \nDo you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) \nHow do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D369,'5'!$K$8:$M$120,3,0),\"\")","v":"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\r\nTeipiwch eich ateb, i'r bunt agosaf__________________"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D369,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D367))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D367))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E367))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D367))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F367))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G367))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H367))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I367))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J367))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K367))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I367))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I367))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",368,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how to check a bank balance and read a bank statement (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Looking at this example of a bank statement, how much money was in the account at the end of February? \n\nPlease give your answer to the nearest one pound (£)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"£61=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D370,'5'!$K$8:$M$120,3,0),\"\")","v":"Os oes cyfrif banc:\r\n\r\nYdi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\r\nYdi\r\nNac ydi\r\nDdim yn gwybod\r\n\r\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\r\n1. Chi eich hun\r\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\r\n\r\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\r\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\r\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\r\n3. Cadw eich PIN yn gyfrinach rhag pawb\r\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\r\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld\r\n\r\nDywedwch a ydi’r datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/ Ddim yn gwybod)\r\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\r\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN.\r\n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\r\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\r\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\r\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D370,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D368))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D368))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E368))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D368))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F368))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G368))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H368))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I368))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J368))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K368))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I368))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I368))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",369,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\nD) Which of these statements are true and which are not true?\n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know\n\nD) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Do not score\n\nB)\n1=6\n2=3\nDon't know=0\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 2, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\nD) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for D).\n\nThen, if asking B) and C), add up the scores for B),  C) and D)  and divide by 3 to produce the final score for this indicator. Otherwise, use the score you have recorded for C) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D371,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \r\nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D371,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D369))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D369))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E369))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D369))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F369))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G369))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H369))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I369))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J369))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K369))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I369))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I369))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",370,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how to make deposits into a bank account (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D372,'5'!$K$8:$M$120,3,0),\"\")","v":"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\r\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n h?n (2 bwynt)\r\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\r\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\r\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\r\n5. I'ch atal rhag mynd i ddyled (2 bwynt)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D372,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D370))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D370))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E370))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D370))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F370))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G370))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H370))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I370))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J370))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K370))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I370))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I370))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",371,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand why saving money for something you want to buy is important (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Why is it good to save up for something you want to buy?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D373,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae Tristan yn mynd i siop gyda'i rieni. Mae'n gweld cap y byddai yn hoffi ei brynu o ddifrif. Mae’r cap yn costio £15.  Dim ond £10 sydd gan Tristan ar hyn o bryd, ond yr wythnos nesaf bydd yn cael ei arian poced.  A ddylai Tristan:\r\n1. Gofyn i'w rieni am ragor o arian er mwyn iddo allu prynu'r cap yn awr, neu\r\n2. Prynu'r cap wythnos nesaf pan fydd yn cael ei arian poced\r\n\r\nBeth fyddech chi'n ei wneud yn sefyllfa Tristan?\r\n1. Gofyn i'ch rhieni am yr arian fel y gallwch brynu'r cap ar unwaith\r\n2. Prynu’r cap mewn wythnos pan fydd gennych chi fwy o arian"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D373,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D371))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D371))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E371))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D371))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F371))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G371))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H371))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I371))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J371))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K371))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I371))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I371))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",372,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand why saving money for something you want to buy is important (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Peter  goes to a shop with his parents. He sees a jumper he would really like to buy. The jumper costs £15.  Peter only has £10 right now, but next week he will get some more money.  \n\nA) What should Peter do in this situation?\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nCHOOSE ONE ONLY\n1. Ask his parents for more money so he can buy the jumper straight away\n2. Buy the jumper next week when he gets more money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D374,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Ddim yn bwysig iawn\r\n4. Ddim yn bwysig o gwbl\r\n\r\nNEU\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D374,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D372))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D372))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E372))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D372))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F372))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G372))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H372))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I372))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J372))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K372))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I372))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I372))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",373,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the value of saving for the future"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is for you to save up your money for the future in general?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D375,'5'!$K$8:$M$120,3,0),\"\")","v":"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\r\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\r\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN.\r\n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\r\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\r\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\r\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\r\n\r\n\r\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\n\r\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\r\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\r\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\r\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\r\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\r\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D375,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D373))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D373))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E373))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D373))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F373))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G373))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H373))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I373))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J373))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K373))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I373))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I373))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",374,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP are aware of scams and fraud and know how to protect themselves from it"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand about the different types of scams and identity theft, and know how to protect themselves from it (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D376,'5'!$K$8:$M$120,3,0),\"\")","v":"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \r\nRHOWCH Y SWM\r\n  Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D376,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D374))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D374))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E374))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D374))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F374))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G374))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H374))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I374))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J374))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K374))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I374))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I374))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",375,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"£102=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D377,'5'!$K$8:$M$120,3,0),\"\")","v":"Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, fydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n(SC)\r\n\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D377,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D375))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D375))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E375))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D375))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F375))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G375))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H375))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I375))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J375))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K375))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I375))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I375))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",376,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can calculate the impact of inflation and depreciation on their money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Suppose the inflation rate is 5% and the interest rate you get on your savings is 3%. Will you be able to buy more, less or the same amount with your savings in a year's time as you could buy now?\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=0\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D378,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae Greg yn cael £6.00 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D378,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D376))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D376))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E376))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D376))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F376))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G376))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H376))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I376))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J376))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K376))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I376))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I376))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",377,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"4=6\nAny other option=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D379,'5'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nAML\r\n\r\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D379,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D377))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D377))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E377))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D377))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F377))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G377))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H377))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I377))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J377))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K377))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I377))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I377))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",378,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP know where to get good advice and information on money management"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people know how, where and when to seek advice about their current and future financial circumstances (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would you go to?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D380,'5'!$K$8:$M$120,3,0),\"\")","v":"A phwy fyddai fwyaf defnyddiol?\r\n\r\nSENGL\r\n\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod\r\nNi fyddai’r un ohonyn nhw’n rhoi cyngor defnyddiol"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D380,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D378))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D378))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E378))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D378))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F378))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G378))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H378))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I378))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J378))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K378))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I378))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I378))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",379,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up."},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D381,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig i chi yw...\r\n\r\n...cael swydd pan fyddwch chi'n gorffen eich addysg?\r\n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Ddim yn bwysig iawn\r\n4. Ddim yn bwysig o gwbl "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D381,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D379))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D379))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E379))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D379))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F379))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G379))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H379))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I379))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J379))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K379))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I379))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I379))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",380,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of these statements is true?\n                                                                                                  "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D382,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\r\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl\r"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D382,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D380))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D380))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E380))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D380))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F380))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G380))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H380))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I380))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J380))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K380))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I380))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I380))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",381,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of these statements is true?\n                                                                                                  "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D383,'5'!$K$8:$M$120,3,0),\"\")","v":"Pa un o’r datganiadau hyn sy'n gywir?\r\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl\r"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D383,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D381))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D381))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E381))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D381))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F381))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G381))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H381))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I381))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J381))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K381))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I381))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I381))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",382,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the role of the welfare system, including that benefit payments exist for people when they are unwell or unemployed and looking for work"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements do you think are true and which are not true?\n\n\na) - The welfare system exists to support everyone in society\nb) - It's possible to receive money from the government if you choose not to work\nc) - The welfare system only supports children and older people\nd) - People who are unemployed and looking for work can get benefit payments\ne) - You can only receive benefit payments if you've paid taxes in the past\nf) - The welfare system will give you money whenever you feel ill\ng) - People can claim benefits payments if they are too unwell to work\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, for each statement:\n\nFor a) d) and g)\n1=6\n2=0\nDon't know=0\n\nFor b) c) e) and f)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D384,'5'!$K$8:$M$120,3,0),\"\")","v":"Dywedwch a ydych chi'n meddwl bod y datganiadau a ganlyn yn wir ynteu’n gau?\r\n\r\n\r\n1. Mae'r system les yn bodoli i gefnogi pawb yn y gymdeithas\r\n2.  Mae'n bosibl derbyn arian gan y llywodraeth os ydych chi’n dewis peidio â gweithio\r\n3. Mae'r system les yn cefnogi plant a phobl h?n yn unig\r\n4. Mae gan bobl sy'n ddi-waith ac yn chwilio am waith hawl i gael budd-daliadau\r\n5. Dim ond os ydych chi wedi talu trethi yn y gorffennol y cewch chi daliadau budd-dal \r\n6. Bydd y system les yn rhoi arian i chi pryd bynnag y byddwch chi’n teimlo'n sâl\r\n7. Gall pobl hawlio taliadau budd-dal os ydyn nhw’n rhy sâl i weithio\r\n\r\nGwir\r\nGau\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D384,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D382))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D382))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E382))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D382))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F382))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G382))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H382))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I382))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J382))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K382))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I382))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I382))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",383,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D385,'5'!$K$8:$M$120,3,0),\"\")","v":"Amser am gwis bach:\r\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau?\r\n\r\n1. Hysbysebu\r\n2. Marchnata\r\n3. Gosod cynnyrch\r\n4. Arnodiadau gan enwogion\r\n\r\n\r\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\r\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\r\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\r\n- Talu rhywun enwog i gysylltu eu henw a’u wyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\r\n\r\n(os ar-lein) Llusgo a gollwng\r\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D385,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D383))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D383))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E383))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D383))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F383))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G383))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H383))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I383))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J383))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K383))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I383))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I383))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",384,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Tax is money that the Government takes from the money that people earn. What is tax for?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D386,'5'!$K$8:$M$120,3,0),\"\")","v":"Treth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian y mae pobl yn ei ennill. Beth ydi pwrpas trethi?\r\n\r\nTalu am bethau fel ysbytai a ffyrdd\r\nGwneud yn si?r nad ydi pobl yn ennill gormod\r\nTalu am wobrau loteri\r\nTalu am yr heddlu ac ysgolion\r\nTalu am archfarchnadoedd"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D386,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D384))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D384))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E384))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D384))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F384))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G384))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H384))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I384))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J384))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K384))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I384))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I384))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",385,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"The amount of money people take home from their job is less than they actually earn. Which of the following can be reasons for this?"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. National insurance\n2. Income tax \n3. Property tax \n4. Private medical insurance contributions\n5. Share options in an employer\n6. VAT (value added tax )\n7. Student loan repayments\n8. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"For options 1,2,4, 5 and 7, COUNT to a maximum of 5. For options 3 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1 2=2  3=3 4=4 5=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D387,'5'!$K$8:$M$120,3,0),\"\")","v":"Mae faint o arian mae pobl yn mynd adref gyda nhw o’u gwaith yn llai na'r hyn maen nhw’n ei ennill mewn gwirionedd. Pa un o’r canlynol sy’n disgrifio orau pam mae hyn yn wir?\r\n\r\n1.  Yswiriant gwladol a threth incwm\r\n2.  Treth incwm, treth eiddo a chyfraniadau yswiriant meddygol preifat\r\n3.  Yswiriant gwladol, dewisiadau cyfranddaliadau mewn busnes, TAW (treth ar werth)\r\n4. Yswiriant gwladol, treth incwm ac ad-daliadau benthyciad myfyriwr"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D387,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D385))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D385))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E385))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D385))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F385))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G385))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H385))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I385))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J385))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K385))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I385))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I385))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",386,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n\nA) Do adults always have to pay tax on the income they earn?\n\n\n\nB) Is the following statement true, or is it it false? \n\n- The first part of the money your earn is tax free. \n\n\nC) If the income you make from all sources is under £11, 500 do you have to pay Income Tax on it?\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. True \n2. False \nDon't know\n\n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D388,'5'!$K$8:$M$120,3,0),\"\")","v":"Oes rhaid i oedolion dalu treth ar yr incwm maen nhw’n ei ennill bob amser?\r\n1. Do\r\n2. Nac oes\r\n3. Ddim yn gwybod\r\n\r\n\r\nMae rhan gyntaf yr arian rydych chi'n ei ennill yn ddi-dreth.\r\n1. Gwir\r\n2. Gau\r\n\r\nOs ydi'r incwm gewch chi o bob ffynhonnell yn llai na £11,000 oes rhaid i chi dalu Treth Incwm ar hynny?\r\n1. Do\r\n2. Nac oes\r\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D388,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D386))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D386))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E386))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D386))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F386))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G386))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H386))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I386))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J386))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K386))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I386))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I386))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",387,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"Here are some examples of sources on income. Which ones do you think people normally have to pay tax? "},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Wages/salary from work\n2. Tips or bonuses from work\n3. Interest on savings in an ISA\n4. All of these\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"First, score the response options:\n1=3\n2=3\n3=0\n4=Immediately score 0 on this indicator\nDon't know=Immediately score 0 on this indicator\n\nThen, add up the scores you have assigned and use this as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D389,'5'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai enghreifftiau o ffynonellau incwm. Ar ba rai mae’n rhaid i bobl dalu treth? Dewiswch bob un sy'n gymwys\r\n1. Cyflog gwaith\r\n2. Cil-dyrnau neu fonysau o'r gwaith\r\n3. Llog ar gynilion mewn ISA\r\n4. Pob un o'r rhain\r\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D389,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D387))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D387))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E387))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D387))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F387))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G387))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H387))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I387))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J387))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K387))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I387))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I387))),\"\")","v":""}]
[false,{"$f":"IF(A390=TRUE,\"In\",\"Out\")","v":"Out"},"14 - 16 yrs",388,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D390,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D390,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D388))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D388))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E388))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D388))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F388))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G388))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H388))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I388))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J388))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K388))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I388))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I388))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",389,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D391,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D391,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D389))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D389))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E389))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D389))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F389))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G389))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H389))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I389))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J389))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K389))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I389))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I389))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",390,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D392,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D392,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D390))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D390))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E390))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D390))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F390))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G390))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H390))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I390))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J390))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K390))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I390))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I390))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",391,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D393,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D393,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D391))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D391))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E391))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D391))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F391))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G391))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H391))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I391))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J391))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K391))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I391))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I391))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",392,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D394,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D394,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D392))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D392))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E392))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D392))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F392))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G392))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H392))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I392))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J392))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K392))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I392))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I392))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",393,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":"Young people can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D395,'5'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D395,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D393))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D393))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E393))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D393))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F393))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G393))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H393))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I393))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J393))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K393))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I393))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I393))),\"\")","v":""}]
[false,"Out","14 - 16 yrs",394,{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!E$2,'5'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!F$2,'5'!$B$8:$J$8,0)),\"\")","v":"Other"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!G$2,'5'!$B$8:$J$8,0)),\"\")","v":"Wellbeing"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!H$2,'5'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!I$2,'5'!$B$8:$J$8,0)),\"\")","v":"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!J$2,'5'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!K$2,'5'!$B$8:$J$8,0)),\"\")","v":"\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n "},{"$f":"_xlfn.IFNA(VLOOKUP($D396,'5'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno â'r canlynol\r\n\r\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!M$2,'5'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('5'!$B$9:$J$120,MATCH(Questions!$D396,'5'!$K$9:$K$120,0),MATCH(Questions!N$2,'5'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D394))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D394))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E394))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D394))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F394))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G394))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H394))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I394))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J394))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K394))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I394))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I394))),\"\")","v":""}]
[{"$f":"'6'!N9:N118","v":false},"Out","16 - 18 yrs",395,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D397,'6'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Budd-daliadau\n9. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D397,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D395))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D395))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E395))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D395))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F395))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G395))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H395))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I395))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J395))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K395))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I395))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I395))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",396,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people keep information about their current and savings accounts safe (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score"},{"$f":"_xlfn.IFNA(VLOOKUP($D398,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nOS OES CYFRIF BANC:\nOes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nBle’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nYdych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\nYdych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (first Q)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D398,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D396))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D396))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E396))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D396))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F396))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G396))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H396))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I396))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J396))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K396))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I396))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I396))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",397,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have money saved up (5-7, 7-11, 11-14)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D399,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D399,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D397))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D397))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E397))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D397))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F397))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G397))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H397))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I397))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J397))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K397))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I397))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I397))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",398,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know how much money they have (inluding savings) and keep track of their spending, including by checking bank statements / online banking  (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\nA) \n1=0\n2=3\n3=0\nDon't know=0\n\nB)\nFor options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D400,'6'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i'r banc\n(Rydw i'n gwneud hyn / Nid ydw i'n gwneud hyn)\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D400,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D398))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D398))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E398))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D398))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F398))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G398))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H398))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I398))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J398))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K398))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I398))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I398))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",399,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. "},{"$f":"_xlfn.IFNA(VLOOKUP($D401,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D401,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D399))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D399))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E399))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D399))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F399))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G399))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H399))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I399))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J399))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K399))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I399))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I399))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",400,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people make complex choices about how to spend their money that are based on their needs and on value for money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\nFor A) and C)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor B) D) E and F\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D402,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl am faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am faint fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (some options)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D402,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D400))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D400))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E400))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D400))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F400))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G400))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H400))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I400))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J400))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K400))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I400))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I400))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",401,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people shop around to get the best deal for things that they need (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D403,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D403,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D401))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D401))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E401))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D401))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F401))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G401))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H401))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I401))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J401))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K401))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I401))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I401))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",402,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year) (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"What is the longest time you have saved up for something? "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D404,'6'!$K$8:$M$120,3,0),\"\")","v":"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D404,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D402))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D402))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E402))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D402))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F402))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G402))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H402))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I402))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J402))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K402))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I402))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I402))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",403,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people talk about money with friends and family openly (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D405,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D405,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D403))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D403))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E403))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D403))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F403))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G403))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H403))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I403))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J403))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K403))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I403))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I403))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",404,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Managing your money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people claim any benefits to which they are entitled"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"When did you last do each of the following things?\n\n- Checked whether you are receiving all the benefits, tax credits or pension that you are entitled to\n- Applied for new or additional benefits that you are entitled to\n- Increased or tried to increase your income in some other way (e.g. applied for a job, claimed grants)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Within the last month\n2. Between one and three months ago\n3. Between three and six months ago\n4. Between six and one year ago\n5. Between one and five years ago\n6. More than five years ago\n7. Never\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\nFirst, score each statement:\n1=6\n2=5\n3=4\n4=3\n5=2\n6=1\n7=0\nDon't know=0\n\nThen, if asking about more than one statement: add up the scores for all of the statements you have asked about and divide by the number of statements to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D406,'6'!$K$8:$M$120,3,0),\"\")","v":"Pryd oedd y tro diwethaf i chi wneud y pethau a ganlyn?:\n- Gwirio a ydych chi'n cael yr holl fudd-daliadau, credydau treth neu bensiwn y mae gennych chi hawl i’w cael\n- Gwneud cais am fudd-daliadau newydd neu ychwanegol y mae gennych chi hawl i’w cael\n- Cynyddu neu geisio cynyddu eich incwm mewn rhyw ffordd arall (e.e. ymgeisio am swydd, hawlio grantiau)\nDEWISWCH UN AR GYFER POB UN\n1. Yn ystod y mis diwethaf\n2. Rhwng un a thri mis yn ôl\n3. Rhwng tri a chwe mis yn ôl\n4. Rhwng chwe mis a blwyddyn yn ôl\n5. Rhwng un a phum mlynedd yn ôl\n6. Mwy na phum mlynedd yn ôl\n7. Byth (COD SENGL YN UNIG)\n8. Ddim yn gymwys - ddim gen i, na’i angen chwaith (COD SENGL YN UNIG)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D406,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D404))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D404))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E404))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D404))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F404))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G404))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H404))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I404))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J404))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K404))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I404))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I404))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",405,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Preparing for and managing life events"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have appropriate insurance"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which, if any, of the following types of insurance do you have? This might be something you have bought yourself or that you know someone else has bought on your behalf."},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Home insurance (covering contents and/or the building)\n2. Insurance for specific items (e.g. mobile phone)\n3. Another type of insurance (e.g. car, health)\n4. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score the response options:\n\n1=6\n2=3\n3=assign the nearest appropriate score\n4=0\nDon't know=0\n\nThen, record the highest score as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D407,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai, os o gwbl, o'r mathau a ganlyn o yswiriant sydd gennych chi?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1.  Yswiriant cartref (yn cwmpasu cynnwys a/neu'r adeilad)\r\n2. Yswiriant ar gyfer eitemau penodol (e.e. ffonau symudol)\r\n3. Math arall o yswiriant\r\n4. Dim un o'r rhain (CÔD SENGL YN UNIG)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D407,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D405))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D405))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E405))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D405))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F405))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G405))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H405))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I405))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J405))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K405))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I405))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I405))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",406,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=0\n3=6\nDon't know=3\n\nIf does not have a bank account at FILTER 2=immediately score 0 on this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D408,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Do\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod):\r\nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\r\nCOD SENGL\r\n1. Cyfrif cyfredol\r\n2. Cyfrif cynilo\r\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\r\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D408,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D406))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D406))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E406))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D406))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F406))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G406))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H406))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I406))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J406))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K406))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I406))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I406))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",407,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have access to and use a debit card linked to their current account (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  "},{"$f":"_xlfn.IFNA(VLOOKUP($D409,'6'!$K$8:$M$120,3,0),\"\")","v":"GOFYN I BAWB SYDD Â CHYFRIF BANC:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D409,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D407))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D407))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E407))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D407))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F407))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G407))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H407))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I407))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J407))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K407))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I407))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I407))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",408,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"What type of bank account do you have?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D410,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Do\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod):\r\nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\r\nCOD SENGL\r\n1. Cyfrif cyfredol\r\n2. Cyfrif cynilo\r\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\r\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D410,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D408))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D408))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E408))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D408))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F408))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G408))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H408))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I408))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J408))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K408))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I408))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I408))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",409,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have the physical ability to access appropriate financial products which meet their needs via appropriate channels"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How easy or difficult is it for you to do each of the folllowing things?\n\n- Get to a Post Office using your normal forms of transport\n- Get to a Cash point using your normal forms of transport\n- Get to a Bank, building society or credit union using your normal forms of transport\n- Receive confidential financial documents by post, such as a payment card or chequebook"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D411,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hawdd neu anodd ydi hi i chi i wneud y pethau a ganlyn?\nDEWISWCH UN YN UNIG FESUL UN\n- Mynd i Swyddfa’r Post gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i bwynt Arian gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i fanc, cymdeithas adeiladu neu undeb credyd gan ddefnyddio eich dulliau cludiant arferol\n- Derbyn dogfennau ariannol cyfrinachol drwy'r post, fel cerdyn talu neu lyfr siec\n\n1. Hawdd iawn\n2. Eithaf hawdd\n3. Eithaf anodd\n4. Anodd iawn\n5. Methu mynd\n6. Dim yn dymuno mynd"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D411,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D409))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D409))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E409))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D409))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F409))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G409))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H409))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I409))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J409))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K409))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I409))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I409))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",410,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have access to their own financial products from a young age"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have the technical ability to access appropriate financial products which meet their needs via appropriate channels"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"In which of the following ways, if any, can you use the internet when you need to access information about money or your finances?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, school or college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score each option:\n\n1=6\n2=6\n3=4\n4=2\n5=2\n6=0\nDon't know=0\nUser-added options = assign the nearest appropriate score.\n\nThen, use the highest score recorded as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D412,'6'!$K$8:$M$120,3,0),\"\")","v":"Ym mha rai o'r ffyrdd a ganlyn, os o gwbl, allwch chi neu ydych chi'n defnyddio'r rhyngrwyd pan fydd angen i chi gael gwybodaeth am arian neu eich sefyllfa ariannol?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Gartref, gan ddefnyddio cyfrifiadur neu liniadur\r\n2. Gartref, gan ddefnyddio ffôn symudol, cyfrifiadur tabled neu deledu â'r rhyngrwyd wedi ei alluogi\r\n3. Yn y gwaith, coleg neu yng nghartref ffrind neu berthynas\r\n4. Mewn llyfrgell, canolfan gymunedol neu leoliad cyhoeddus arall\r\n5. Rhywle arall\r\n6. Nid ydw i'n defnyddio’r rhyngrwyd"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D412,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D410))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D410))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E410))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D410))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F410))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G410))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H410))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I410))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J410))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K410))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I410))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I410))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",411,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people choose and set up their own current and savings accounts or have been involved in the decision-making"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D413,'6'!$K$8:$M$120,3,0),\"\")","v":"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian?\r\n(Cymryd rhan llawn/cymryd rhan rhannol/Ddim yn cymryd rhan o gwbl)\r\n\r\nDewis fy nghyfrif banc neu gyfrif cynilo"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D413,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D411))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D411))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E411))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D411))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F411))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G411))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H411))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I411))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J411))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K411))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I411))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I411))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",412,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP are given experience of choosing their own financial products"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people choose and set up their own mobile phone provider and package (if they own a mobile phone)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n1=6\n2=0\n3=3\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D414,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\r\nCost eich pecyn galwadau a data ar ffôn symudol\r\n1. Ydw\r\n\r2. Nac ydw\r\n3. Ddim yn gwybod\r\n4. Does gen i ddim ffôn symudol\r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D414,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D412))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D412))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E412))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D412))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F412))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G412))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H412))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I412))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J412))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K412))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I412))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I412))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",413,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D415,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\r\nByth\r\nYn anaml\r\nWeithiau\r\nYn aml\r\nDdim yn gwybod\r\n\r\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\r\nByth\r\nYn anaml\r\nWeithiau\r\nYn aml\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D415,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D413))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D413))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E413))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D413))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F413))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G413))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H413))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I413))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J413))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K413))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I413))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I413))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",414,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the score for this question.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=3\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D416,'6'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nDewiswch bob un sy'n berthnasol.\r\n\r\nCANIATEIR AML-GOD\r\n\r\nFy rhieni\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu (ysgrifennwch)\r\nGwefan (ysgrifennwch)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu (ysgrifennwch)\r\nArall (ysgrifennwch)\r\nNid ydw i'n gofyn am gyngor ar arian\r\n\r\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\r\n(SENGL)\r\n\r\nYdw\r\nNaddo\r\nDdim yn si?r/Ddim yn cofio\r\n\r\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\r\nAML\r\n\r\nMathemateg\r\nABGI\r\nDinasyddiaeth\r\nBusnes a Chyllid\r\nMenter\r\nArall (rhowch fanylion)\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D416,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D414))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D414))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E414))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D414))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F414))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G414))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H414))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I414))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J414))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K414))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I414))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I414))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",415,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. A careers adviser or careers teacher at school/college\n2. Other teachers at school\n3. A careers adviser outside school \n4. Parents or carers\n5. Other family members\n6. Other adults (e.g. youth workers, work colleagues)\n7. Friends\n8. Someone else (specify)\n9. No-one\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=6\n2=6\n3=6\n4=4\n5=4\n6=4\n7=2\n8=assign the nearest apprpriate score\n9=0\nDon't know=0\n\nTake the highest score assigned for B) as the score for this question.\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D417,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n\r\n\r\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\r\n1. Rhieni\r\n2. Brawd/chwaer\r\n3. Aelodau eraill o'r teulu\r\n4. Ffrindiau\r\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\r\n6. Athrawon eraill yn yr ysgol\r\n7. Cynghorydd personol Connexions\r\n8. Rhywun arall yn Connexions\r\n9. Rhywun arall (manylwch ______)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D417,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D415))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D415))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E415))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D415))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F415))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G415))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H415))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I415))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J415))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K415))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I415))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I415))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",416,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know where to go for advice and guidance on finance options to fund further education (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"If you needed advice and information about the different options for paying for education in the future, where would you go?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Somewhere else (specify)\n10. I would not ask for advice about paying for education\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score."},{"$f":"_xlfn.IFNA(VLOOKUP($D418,'6'!$K$8:$M$120,3,0),\"\")","v":"Os byddech chi angen cyngor a gwybodaeth am y gwahanol ddewisiadau ar gyfer talu am addysg yn y dyfodol, ble byddech chi'n mynd?\r\nDewiswch bob un sy'n berthnasol.\r\n\r\n1. Fy rhieni\r\n2. Fy ffrindiau\r\n3. Aelodau eraill o'r teulu (ysgrifennwch)\r\n4. Fy athrawon/fy ysgol neu goleg\r\n5. Gwefan (ysgrifennwch)\r\n6. Banc, cymdeithas adeiladu neu sefydliad ariannol arall\r\n7. Rhaglenni teledu (ysgrifennwch)\r\n8. Arall (ysgrifennwch)\r\n9. Dydw i ddim wedi meddwl am hyn eto\r\n10. Dydw i ddim angen y math hwn o gyngor na gwybodaeth"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D418,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D416))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D416))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E416))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D416))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F416))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G416))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H416))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I416))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J416))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K416))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I416))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I416))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",417,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have the physical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How easy or difficult is it for you to do each of the following things?\n\n-Get to a Citizens Advice Bureau or other advice agency using your normal forms of transport\n-Get to a Jobcentre Plus or local benefit office using your normal forms of transport\n-Use a telephone in private to discuss financial matters\n-Receive confidential financial information by post"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D419,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hawdd neu anodd ydi hi i chi i wneud y pethau a ganlyn?\nDEWISWCH UN YN UNIG FESUL UN\n- Mynd i Ganolfan Cyngor ar Bopeth neu asiantaeth gynghori arall gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i Ganolfan Byd Gwaith neu swyddfa fudd-daliadau leol gan ddefnyddio eich dulliau cludiant arferol\n- Defnyddio ffôn yn breifat i drafod materion ariannol\n- Derbyn dogfennau ariannol cyfrinachol drwy'r post\n\n1. Hawdd iawn\n2. Eithaf hawdd\n3. Eithaf anodd\n4. Anodd iawn\n5. Methu mynd\n6. Dim yn dymuno mynd"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D419,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D417))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D417))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E417))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D417))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F417))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G417))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H417))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I417))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J417))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K417))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I417))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I417))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",418,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Access to and use of financial products and advice"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP receive advice and guidance about money as well as wider life goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have the technical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"In which of the following ways, if any, can you use the internet when you need to access information about money or your finances?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, school or college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=6\n2=6\n3=4\n4=2\n5=2\n6=0\nDon't know=0\nUser-added options = assign the nearest appropriate score.\n\nThen, use the highest score recorded as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D420,'6'!$K$8:$M$120,3,0),\"\")","v":"Ym mha rai o'r ffyrdd a ganlyn, os o gwbl, allwch chi neu ydych chi'n defnyddio'r rhyngrwyd pan fydd angen i chi gael gwybodaeth am arian neu eich sefyllfa ariannol?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Gartref, gan ddefnyddio cyfrifiadur neu liniadur\r\n2. Gartref, gan ddefnyddio ffôn symudol, cyfrifiadur tabled neu deledu â'r rhyngrwyd wedi ei alluogi\r\n3. Yn y gwaith, coleg neu yng nghartref ffrind neu berthynas\r\n4. Mewn llyfrgell, canolfan gymunedol neu leoliad cyhoeddus arall\r\n5. Rhywle arall\r\n6. Nid ydw i'n defnyddio’r rhyngrwyd"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D420,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D418))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D418))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E418))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D418))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F418))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G418))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H418))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I418))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J418))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K418))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I418))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I418))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",419,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP witness financial transactions and processes"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax) (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\n1. Pay for\n2. Get for free\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=0\n\nFor d) and g) \n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D421,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa un o'r pethau canlynol yn y rhan fwyaf o oedolion yn talu am, ac sydd ddim rhan fwyaf o oedolion gael am ddim?\n\nRhent neu forgais\nTrydan neu nwy yn y cartref\nDŵr yn y cartref\nYmweliadau â meddyg teulu neu ysbyty\nY dreth gyngor\nRhyngrwyd yn y cartref\nBenthyca llyfr llyfrgell\n\nTalu\nAm ddim\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D421,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D419))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D419))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E419))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D419))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F419))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G419))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H419))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I419))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J419))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K419))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I419))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I419))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",420,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D422,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cael lleisio eich barn wrth ddewis...\r\nDiwrnodau allan i'r teulu neu wyliau\r\nBeth i'w brynu wrth siopa bwyd i'r teulu\r\n1. Ydw\r\n\r2. Nac ydw\r\n3. Ddim yn gwybod\r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D422,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D420))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D420))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E420))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D420))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F420))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G420))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H420))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I420))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J420))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K420))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I420))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I420))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",421,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Exposure to family finances"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP are involved in discussions and decisions about household spending"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nFor b) and c):\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D423,'6'!$K$8:$M$120,3,0),\"\")","v":"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\r\nCYLCHDROI’R DATGANIADAU\r\nDewiswch un ar gyfer pob rhes\r\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\r\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\r\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\r\nAnghytuno'n gryf\r\n\r\nAnghytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno rywfaint\r\nCytuno'n gryf\r\nDdim yn gwybod \r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D423,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D421))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D421))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E421))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D421))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F421))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G421))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H421))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I421))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J421))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K421))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I421))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I421))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",422,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have their own regular source of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"You said that you have money of your own. Where do you get your money from? "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents, carers or other family members, including for on scpail occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score \n\nDOES NOT GET MONEY OF THEIR OWN AT FILTER 1=Immediately score 0\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D424,'6'!$K$8:$M$120,3,0),\"\")","v":"Ble ydych chi’n cael eich arian fel arfer?\r\nAML\r\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\r\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\r\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\r\n4. Arian poced gan aelodau eraill fy nheulu\r\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\r\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\r\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\r\n8. Budd-daliadau\r\n9. Arall (Nodwch)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod):\r\nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis?\r\n1. Ydw, yr un faint\r\n2. Nac ydw, mae’n amrywio\r\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D424,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D422))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D422))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E422))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D422))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F422))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G422))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H422))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I422))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J422))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K422))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I422))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I422))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",423,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people look after their money themselves (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator.."},{"$f":"_xlfn.IFNA(VLOOKUP($D425,'6'!$K$8:$M$120,3,0),\"\")","v":"OS OES CYFRIF BANC:\r\nYdych chi'n cael cymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\r\n\r\nYdi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn/Nac ydyn\r\n\r\nOS NAD OES CYFRIF BANC\r\nYdych chi'n cael gwario eich arian eich hun heb ganiatâd eich rhieni? Gallaf/Na allaf\r\n\r\nYdi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn/Nac ydyn"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D425,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D423))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D423))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E423))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D423))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F423))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G423))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H423))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I423))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J423))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K423))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I423))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I423))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",424,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people make their own decisions about  how to spend or save their money  (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, who usually decides whether you save any of it? \n\n\nB) When you get money, who usually decides what you spend it on?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D426,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono?\r\nSC\r\n\r\nFy rhieni neu fy ngofalwyr sy’n penderfynu\r\nFi sy’n penderfynu\r\nRydyn ni’n penderfynu gyda'n gilydd\r\nDdim yn gwybod\r\n\r\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\r\nSC\r\nFy rhieni neu fy ngofalwyr sy’n penderfynu\r\nFi sy’n penderfynu\r\nRydyn ni’n penderfynu gyda'n gilydd\r\nDdim yn gwybod\r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D426,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D424))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D424))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E424))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D424))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F424))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G424))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H424))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I424))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J424))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K424))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I424))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I424))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",425,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have responsibility for managing their own money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each of the following things, how often do you pay for them out of your own money? \n\n- Non-school clothes and shoes\n\n- Toiletries & cosmetics\n\n- Snacks or sweets\n\n- Presents for other people \n\n- Toys or games or gadgets\n\n- Going  out with your friends\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D427,'6'!$K$8:$M$120,3,0),\"\")","v":"Oes rhaid i chi dalu am rai o'r pethau a ganlyn rydych chi eu hangen gyda'ch arian eich hun?\r\nSENGL FESUL RHES\r\n1. Dillad ac esgidiau ar gyfer y tu allan i oriau ysgol\r\n3. Pethau ymolchi a cholur\r\n4. Byrbrydau neu felysion\r\n5. Anrhegion ar gyfer pobl eraill\r\n6. Teganau neu gemau neu declynnau\r\n7. Mynd allan gyda'ch ffrindiau\r\n\r\nNac oes - mae fy rhieni yn talu ar fy rhan\r\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\r\nOes - rydw i'n yn talu am hyn gan fy arian fy hunan yn bennaf"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D427,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D425))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D425))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E425))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D425))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F425))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G425))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H425))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I425))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J425))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K425))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I425))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I425))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",426,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Connection"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Experience of managing your own money (and the risks that come with it)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have experience of paying for goods and activities"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D428,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\r\n\r\nDo\r\nNaddo\r\nDdim yn gwybod\r\n\r\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\r\n\r\nArian\r\nCerdyn debyd\r\nCerdyn credyd\r\nTaleb ar gyfer siop ar-lein\r\nCyfrif ar-lein (e.e. Paypal)\r\nArall (nodwch)\r\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\r\nNid ydw i'n talu am bethau ar-lein"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D428,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D426))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D426))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E426))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D426))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F426))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G426))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H426))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I426))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J426))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K426))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I426))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I426))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",427,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to keep track of their money (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important do you think is it to check how much money you have?\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D429,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\r\n\r\nPwysig iawn\r\nEithaf pwysig\r\nDdim yn bwysig iawn\r\nDdim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D429,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D427))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D427))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E427))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D427))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F427))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G427))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H427))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I427))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J427))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K427))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I427))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I427))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",428,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think carefully about what they spend their money on  (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D430,'6'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\r\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\r\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\r\n3. Na, fyddwn i ddim yn gwneud cynllun\r\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D430,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D428))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D428))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E428))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D428))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F428))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G428))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H428))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I428))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J428))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K428))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I428))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I428))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",429,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP believe it's important to manage your money well and think carefully about how you spend it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Imagine you need to buy a present. What do you do?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D431,'6'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\r\n\r\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\r\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\r\nChwilio ar-lein i ddod o hyd i'r pris rhataf\r\nRhywbeth arall\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D431,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D429))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D429))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E429))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D429))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F429))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G429))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H429))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I429))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J429))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K429))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I429))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I429))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",430,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people prefer to plan for the future rather than live for the day when it comes to their money (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement?\n\n- 'When it comes to money I prefer to live for today rather than plan for tomorrow'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D432,'6'!$K$8:$M$120,3,0),\"\")","v":"O ran arian, mae'n well gen i fyw ar gyfer heddiw yn hytrach na chynllunio ar gyfer yfory\r\n\r\nCytuno'n gryf\r\nCytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nAnghytuno ychydig\r\nAnghytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D432,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D430))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D430))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E430))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D430))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F430))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G430))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H430))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I430))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J430))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K430))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I430))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I430))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",431,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people think that saving money for larger purchases is important for them to do (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Imagine you want to buy something expensive. How would you get the money?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (specify)\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D433,'6'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\r\n\r\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\r\n\r\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\r\n\r\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\r\n\r\nByddai rhywun arall yn fy nheulu yn talu amdano\r\n\r\nFyddwn i ddim yn ei brynu\r\n\r\nArall\r\n\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D433,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D431))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D431))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E431))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D431))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F431))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G431))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H431))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I431))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J431))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K431))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I431))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I431))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",432,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is for you to save-up your money for the future in general?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D434,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D434,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D432))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D432))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E432))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D432))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F432))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G432))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H432))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I432))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J432))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K432))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I432))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I432))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",433,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP think it's good to plan for the future and save up for things"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people think it's important for them to save for the future (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D435,'6'!$K$8:$M$120,3,0),\"\")","v":"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \r\n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\r\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono\r\n\r\nDychmygwch fod rhywun yn rhoi £100 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \r\n(Os ar-lein) GRADDFA LITHRO - Cynilo £100 i Wario £100 - defnyddiwch gynyddrannau £1\r\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D435,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D433))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D433))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E433))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D433))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F433))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G433))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H433))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I433))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J433))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K433))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I433))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I433))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",434,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK, even if I can't afford to pay it back\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D436,'6'!$K$8:$M$120,3,0),\"\")","v":"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\r\n\r\nSENGL\r\n\r\nByddai'n well gen i beidio â benthyg arian\r\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\r\nDydi benthyca arian ddim yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D436,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D434))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D434))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E434))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D434))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F434))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G434))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H434))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I434))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J434))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K434))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I434))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I434))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",435,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have a cautious attitude to borrowing and debt"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Steve is 18 and is studying at college. One night his home is burgled and his laptop is stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What would you do if you were in this situation?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Use the savings to buy a laptop\n2. Apply for a credit card to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\n4=0\nDon't know = 3\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D437,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae Steve yn 18 oed ac yn astudio yn y coleg. Un noson bu lladrad yn ei gartref a chafodd ei liniadur ei ddwyn. Nid oes ganddo yswiriant.\r\nMae Steve angen gliniadur cyn gynted ag y bo modd fel y gall ddilyn ei gwrs, ac ni all ei ffrindiau na’i deulu ei helpu i brynu un newydd. Mae ganddo ddigon o arian yn ei gyfrif cynilion i dalu am liniadur rhad. Fodd bynnag, os bydd yn gwario ei gynilion ar liniadur ni fydd yn gallu mynd ar wyliau gyda'i ffrindiau fel roedd wedi bwriadu ei wneud. Beth ddylai Steve ei wneud?\r\n1. Defnyddio'r cynilion i brynu gliniadur\r\n2. Gwneud cais am gerdyn credyd a defnyddio hwnnw i brynu gliniadur\r\n3. Cael benthyciad diwrnod cyflog a’i ddefnyddio i brynu gliniadur\r\n4. Gadael y coleg\r\n\r\nBeth fyddech chi'n ei wneud pe byddech chi yn y sefyllfa hon? [dewisiadau fel yr uchod]"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D437,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D435))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D435))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E435))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D435))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F435))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G435))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H435))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I435))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J435))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K435))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I435))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I435))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",436,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are able to abstain from/delay spending in order to live within their means and save for the future"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?  \n \n- 'I tend to buy things even when I can’t really afford them'\n\n- 'I tend to live for today and let tomorrow take care of itself'  \n\n- 'I find it more satisfying to spend money than to save it for the long term' \n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each statement:\n\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D438,'6'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n- Rydw i'n tueddu i brynu pethau hyd yn oed pan na allaf eu fforddio nhw mewn gwirionedd\r\n - Rydw i'n tueddu i fyw ar gyfer heddiw a gadael i yfory ofalu amdano ei hun\r\n - Rydw i’n ei chael yn fwy boddhaol gwario arian na’i gynilo ar gyfer y tymor hir\r\n1. Cytuno’n gryf\r\n\r2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D438,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D436))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D436))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E436))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D436))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F436))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G436))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H436))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I436))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J436))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K436))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I436))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I436))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",437,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people don't regularly ask other people for things they want but cannot afford to buy with their own money (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?\n\n\n\n\nB) How much do you agree with the following statement:\n\n- 'I often feel annoyed with my parents if they won't buy me things I ask for'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score each statement:\n\nA)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\n B)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D439,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor aml ydych chi'n gofyn i'ch rhieni brynu pethau i chi rydych chi eu heisiau ond nad oes eu hangen arnoch chi mewn gwirionedd (fel gemau newydd neu ddillad ffasiynol)?\r\n1. Rydw i'n gwneud hyn yn aml\r\n2. Rydw i'n gwneud hyn weithiau\r\n3. Ni fyddaf yn gwneud hyn yn aml\r\n4. Ni fyddaf yn gwneud hyn o gwbl\r\n5. Ddim yn gwybod\r\n\r\nFaint ydych chi'n cytuno neu'n anghytuno â'r datganiad a ganlyn \"Rydw i’n aml yn teimlo'n ddig gyda fy rhieni os na fyddan nhw’n prynu’r pethau rydw i'n gofyn amdanyn nhw\"\r\nCytuno'n gryf\r\nCytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nAnghytuno rywfaint\r\nAnghytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D439,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D437))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D437))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E437))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D437))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F437))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G437))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H437))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I437))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J437))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K437))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I437))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I437))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",438,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people feel confident to manage their own money (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D440,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\r\n\r\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D440,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D438))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D438))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E438))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D438))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F438))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G438))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H438))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I438))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J438))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K438))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I438))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I438))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",439,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP feel confident and in control of their financial situation"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement?\n\n- 'Nothing I do will make much difference to my money situation'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D441,'6'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\r\n\r\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D441,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D439))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D439))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E439))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D439))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F439))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G439))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H439))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I439))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J439))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K439))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I439))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I439))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",440,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to money management (including spending, saving and borrowing)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"Attitudes to receiving money advice and guidance"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the value of financial advice and believe it can help them"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree or disagree with the following statements?  \n\na) - 'Seeking financial advice seems too daunting' \n\nb) - 'I think I would make better financial decisions with the help of advice'\n\nc) - 'I would feel too embarrassed to seek professional advice about money problems'\n\nd) - 'When it comes to financial advice I don't know where to start' \n\ne) - 'I can sort out my own money issues, without seeking advice'\n\nf) - 'When it comes to choosing financial products like savings accounts and insurance, I find there is not enough information out there that I can trust'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) c) d) e) and f)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nFor b)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 6 statements and divide the result by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D442,'6'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n\r\n - Mae ceisio cyngor ariannol yn ymddangos yn rhy frawychus\r\n  - Rydw i'n credu y byddwn i'n gwneud penderfyniadau ariannol gwell ar ôl cael cyngor\r\n  - Byddwn yn teimlo gormod o gywilydd gofyn am gyngor proffesiynol am broblemau ariannol\r\n  - Nid ydw i'n gwybod lle i ddechrau o ran cyngor ariannol.\r\n - Gallaf ddatrys fy materion ariannol fy hunan, heb ofyn am gyngor\r\n  - O ran dewis cynhyrchion ariannol (fel cyfrifon cynilo, yswiriant), nid oes digon o wybodaeth ar gael y gallaf ymddiried ynddi yn fy marn i\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D442,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D440))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D440))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E440))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D440))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F440))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G440))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H440))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I440))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J440))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K440))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I440))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I440))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",441,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"When making friends, material possessions are not the most important factor for young people (7-11,11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following things would you look for in a new friend?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each option\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D443,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?\r\n1. Pa un ai a ydyn nhw’n glyfar\r\n2. Pa un ai a ydyn nhw’n c?l neu’n ddeniadol\r\n3. Pa un ai a ydyn nhw’n berchen ar bethau c?l\r\n4. Pa un ai a ydyn nhw’n ddigri\r\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\r\n6. Pa un ai a ydyn nhw’n gyfoethog\r\n7. Dim un o’r uchod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D443,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D441))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D441))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E441))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D441))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F441))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G441))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H441))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I441))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J441))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K441))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I441))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I441))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",442,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP do not value themelves or others by their material possessions"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people do not think that their possessions are the most important thing about them (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D444,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\r\n1. Bod yn boblogaidd yn yr ysgol\r\n2. Gwneud yn dda gyda'ch gwaith ysgol\r\n3. Cael eich gweld fel rhywun c?l neu ddeniadol\r\n4. Bod yn berchen ar bethau c?l\r\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\r\n6. Cyd-dynnu'n dda gyda'ch teulu\r\n7. Bod yn dda am reoli eich arian"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D444,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D442))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D442))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E442))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D442))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F442))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G442))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H442))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I442))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J442))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K442))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I442))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I442))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",443,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Money and values"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP feel comfortable talking openly about money with friends and family"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you talk about money with any of the following people?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D445,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\r\n\r\nAML\r\n\r\nNi fyddaf yn siarad am arian o gwbl (SC)\r\nffrindiau\r\nRhieni neu ofalwyr\r\nAthrawon\r\nFy mrodyr a’m chwiorydd\r\nNeiniau a theidiau neu aelodau eraill o'r teulu\r\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D445,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D443))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D443))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E443))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D443))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F443))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G443))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H443))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I443))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J443))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K443))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I443))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I443))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",444,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP aspire to be good at managing their money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people want to be good at managing their money (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important is the following to you?\n\n- Being good at managing your money\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D446,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yw'r rhain i chi\r\n1. Bod yn boblogaidd yn yr ysgol\r\n2. Gwneud yn dda gyda'ch gwaith ysgol\r\n3. Cael eich gweld fel rhywun c?l neu ddeniadol\r\n4. Bod yn berchen ar bethau c?l\r\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\r\n6. Cyd-dynnu'n dda gyda'ch teulu\r\n7. Bod yn dda am reoli eich arian\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D446,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D444))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D444))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E444))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D444))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F444))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G444))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H444))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I444))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J444))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K444))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I444))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I444))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",445,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the education and qualifications they want to achieve (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which, if any, of the following goals would you like to achieve in the next 5 years?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D447,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\r\n\r\nAML-GOD\r\n\r\nDim byd - does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\r\nMynd i’r brifysgol\r\nMynd i deithio\r\nCael swydd sefydlog pan fyddaf yn gadael byd addysg\r\nSymud allan o gartref fy rhieni\r\nCael fy nghar fy hun\r\nPeidio â dibynnu ar fy rhieni am arian\r\nMynd ar wyliau gyda fy ffrindiau\r\nAros ym myd addysg y tu hwnt i 16 oed (11-15)\r\nCael graddau da yn fy ngwaith cartref\r\nYmuno â thîm chwaraeon neu gr?p cerddoriaeth neu gynhyrchiad drama\r\nAros ym myd addysg\r\nMae gen i nodau eraill yr hoffwn i eu cyflawni"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D447,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D445))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D445))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E445))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D445))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F445))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G445))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H445))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I445))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J445))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K445))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I445))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I445))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",446,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the job they want to do when they leave education (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up."},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D448,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig i chi ydi...\r\n...eich bod chi'n cael swydd pan fyddwch chi’n gorffen eich addysg?\r\n...eich bod chi'n gyfoethog pan fyddwch chi'n oedolyn?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n\r\nOes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n h?n?\r\n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\r\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\r\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D448,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D446))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D446))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E446))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D446))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F446))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G446))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H446))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I446))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J446))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K446))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I446))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I446))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",447,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have educational and career goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have goals around the job they want to do when they leave education (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D449,'6'!$K$8:$M$120,3,0),\"\")","v":"{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\r\n1. Tebygol iawn\r\n2. Eithaf tebygol\r\n3. Ddim yn debygol\r\n4. Ddim yn debygol o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D449,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D447))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D447))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E447))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D447))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F447))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G447))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H447))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I447))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J447))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K447))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I447))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I447))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",448,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with each of the following statements?\n\na) It's important to earn your own money\n\nb) I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=6\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D450,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\r\n                                                       Cytuno                    Anghytuno\r\n\r\n1. Mae'n bwysig ennill eich arian eich hun\r\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\r\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn si?r fod gennych chi ddigon i’ch cynnal chi eich hun\r\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\r\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D450,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D448))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D448))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E448))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D448))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F448))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G448))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H448))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I448))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J448))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K448))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I448))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I448))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",449,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statement?\n\n- Having a job is the best way to be an independent person"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D451,'6'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\r\n\r\nCael swydd yw'r ffordd orau o fod yn unigolyn annibynnol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D451,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D449))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D449))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E449))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D449))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F449))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G449))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H449))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I449))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J449))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K449))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I449))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I449))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",450,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"At what age would you like to pay for your  home and bills rather than relying on your parents?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. When I am 16\n2. When I am 18\n3. When I am 21\n4. When I am 25\n5. When I am 30\n6. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=5\n3=4  \n4=3  \n5=2\n6=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D452,'6'!$K$8:$M$120,3,0),\"\")","v":"Ar ba oed hoffech chi dalu am eich cartref a’ch biliau yn hytrach na dibynnu ar eich rhieni?\r\nPan fyddaf i’n 16 oed\r\nPan fyddaf i’n 18 oed\r\nPan fyddaf i’n 21 oed \r\nPan fyddaf i’n 25 oed\r\nPan fyddaf i’n 30 oed\r\nByth"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D452,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D450))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D450))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E450))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D450))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F450))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G450))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H450))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I450))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J450))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K450))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I450))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I450))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",451,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Aspirations and goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have financial goals"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you save money, for example at home in a money box or in a savings account?\n\n\n\nB) People save for different reasons. Which of these statements best describes why you save?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes, I save occasionally\n2. Yes, I save regularly\n3. No\n\nB) CHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=3\n2=6\n3=0\n\nB)\n1=2\n2=4\n3=6\n4=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D453,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\r\na) Ydw - rydw i'n cynilo'n rheolaidd\r\nb) Ydw, ond dim ond o bryd i'w gilydd\r\nc) Nac ydw\r\n\r\n\r\nGOFYNNWCH OS ATEBWYD a neu b yn y cwestiwn uchod:\r\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\r\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\r\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\r\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\r\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D453,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D451))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D451))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E451))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D451))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F451))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G451))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H451))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I451))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J451))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K451))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I451))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I451))),\"\")","v":""}]
[false,{"$f":"IF(A454=TRUE,\"In\",\"Out\")","v":"Out"},"16 - 18 yrs",452,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\n\n\n\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D454,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q; third Q)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D454,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D452))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D452))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E452))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D452))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F452))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G452))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H452))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I452))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J452))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K452))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I452))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I452))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",453,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have self-esteem"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people have a sense of their own value or worth"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(VLOOKUP($D455,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D455,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D453))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D453))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E453))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D453))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F453))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G453))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H453))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I453))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J453))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K453))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I453))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I453))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",454,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Children show appropriate behaviour"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How well do the following statements describe you?\n\na) -'I often fight with other people'\n\nb) -'I get angry quickly'\n\nc) -'I sometimes take things belonging to other people'\n\nd) -'I am generally willing to do what is asked of me (e.g. by teachers or parents)'\n\ne) -'Other people say I tell lies'\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\n\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Somewhat like me \n4. Not much like me \n5. Not at all like me\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D456,'6'!$K$8:$M$120,3,0),\"\")","v":"Rydw i'n aml yn ymladd gyda phobl eraill\n\n\nRydw i'n mynd yn ddig yn gyflym\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nYn debyg iawn i fi\nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nYn debyg iawn i fi \n Yn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (First Q; second Q)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D456,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D454))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D454))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E454))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D454))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F454))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G454))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H454))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I454))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J454))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K454))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I454))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I454))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",455,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP display self-control/self-regulation"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Children show perseverance"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me'. \n\n- 'I finish whatever I begin'. \n\n- 'I persist (carry on) with work whether it is difficult or not'. \n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Somewhat like me \n4. Not much like me \n5. Not at all like me\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D457,'6'!$K$8:$M$120,3,0),\"\")","v":"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D457,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D455))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D455))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E455))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D455))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F455))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G455))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H455))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I455))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J455))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K455))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I455))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I455))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",456,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"General mindset"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have self-efficacy"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people believe they can improve their abilities through personal effort"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you it is usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for all 4 questions and divide by  4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D458,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol/coleg gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y (First Q)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D458,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D456))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D456))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E456))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D456))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F456))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G456))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H456))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I456))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J456))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K456))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I456))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I456))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",457,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\n\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D459,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi’n gwybod beth ydi cyfrif banc?\r\n1. Ydw\r\n2. Nac ydw\r\n\r\n\r\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Oes\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D459,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D457))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D457))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E457))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D457))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F457))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G457))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H457))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I457))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J457))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K457))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I457))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I457))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",458,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Why do you  think it is important for people to have a current account in their own name?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. To receive payments for work and/or one off money from friends and family straight into an account\n2. To be able to pay for things themselves\n3. To be able to withdraw cash if they need to\n4. To be able to set up regular payments (e.g. standing orders, direct debits) for  bills (e.g. for a mobile phone)\n5. To be able to check how much money you have\n6. To be able to transfer money\n7. Something else (specify)\n8. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D460,'6'!$K$8:$M$120,3,0),\"\")","v":"Pam mae hi'n bwysig cael cyfrif cyfredol yn eich enw eich hun?\r\n1. Derbyn taliadau am waith a/neu arian achlysurol gan ffrindiau a theulu yn syth i mewn i’m cyfrif\r\n2. Er mwyn gallu talu am bethau fy hunan\r\n3. Er mwyn gallu tynnu arian os bydd angen i mi wneud hynny\r\n4. Er mwyn gallu sefydlu Debyd Uniongyrchol i dalu gwahanol filiau (fel fy mil ffôn symudol)\r\n5. Er mwyn gallu gwirio fy malans\r\n6. Gallu trosglwyddo arian"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D460,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D458))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D458))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E458))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D458))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F458))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G458))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H458))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I458))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J458))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K458))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I458))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I458))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",459,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand basic financial concepts and are able to answer basic questions around interest rates, loan types, investment, inflation etc."},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D461,'6'!$K$8:$M$120,3,0),\"\")","v":"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\r\n\r\nY swm mae pris pethau yn y siopau yn cynyddu\r\n\r\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\r\n\r\nYr arian mae pobl yn ei dalu i'r llywodraeth\r\n\r\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\r\n\r\nY swm sydd gennych chi yn eich cyfrif banc\r\n\r\nLlog\r\nPensiwn\r\nChwyddiant\r\nBalans\r\nTreth\r\nBudd-dal\r\nCredyd\r\nDebyd\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D461,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D459))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D459))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E459))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D459))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F459))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G459))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H459))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I459))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J459))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K459))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I459))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I459))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",460,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Before today, which of the following financial products had you heard of?\n\n\n\n\n\n\n\nB) And which of the following do you have in your own name?\n\n\n\n\n\n\n\nC) Please indicate whether you think the following statements are true or false? \n\na) - Gaining interest on savings is a way of making your money grow\nb) - All banks have to give you the same level of interest on your savings\nc) - Current accounts are usually used for day-to-day banking when you want to get money in and out easily\nd) - Savings accounts usually give you higher rates of interest than current accounts\ne) - You might get a higher level of interest on a savings account if you  put in money every month\nf) - ISAs and junior ISAs are a type of savings account where do not have to pay tax on interest earned\ng) - There is no limit on the amount of money you can put into an ISA each year"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nB) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=2  2=3  3=6 4=6\nOption 5=Immediately score 0\nDon't know=0\n\n\nC)\nScore each statement:\n\nFor a) c) d) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor b) and g)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for C).\n\nThen, add up the scores for all 3 questions and divide by 3 to produce the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D462,'6'!$K$8:$M$120,3,0),\"\")","v":"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\r\nCyfrif cyfredol\r\nCyfrif cynilo\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\n\r\nNodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\r\nMae cael llog ar gynilion yn ffordd o wneud i’ch arian gynyddu\r\nMae'n rhaid i bob banc roi'r un lefel o log i chi ar eich cynilion\r\nMae cyfrifon cyfredol yn cael eu defnyddio ar gyfer bancio o ddydd i ddydd fel arfer, ar gyfer pan fyddwch chi eisiau rhoi arian i mewn neu ei dynnu allan yn hawdd\r\nMae cyfrifon cynilo fel arfer yn rhoi cyfraddau llog uwch i chi na chyfrifon cyfredol\r\nMae’n bosibl y cewch chi lefel uwch o log ar gyfrif cynilo os byddwch chi’n rhoi arian i mewn bob mis\r\nMae ISAs ac ISAs Iau yn fath o gyfrifon cynilo nad oes rhaid i chi dalu treth ar y llog a enillir\r\nNid oes cyfyngiad ar y swm o arian y gallwch chi ei roi mewn ISA bob blwyddyn"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D462,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D460))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D460))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E460))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D460))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F460))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G460))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H460))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I460))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J460))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K460))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I460))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I460))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",461,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are aware of the various ways to borrow money as an adult and that these are associated with different levels of risk"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) When you are 18 you may be offered products to help your borrow money. For each of the following types of borrowing, how confident would you feel explaining what it is to a friend?\n- Credit card\n- Store cards or store credit\n- Bank loan\n- Pay day loan\n - Student loan\n- Mortgage\n- Overdraft\n\n\nB) The following questions are about borrowing money and buying things on credit. Which of the following statements are true and which are false? \n\na) -  When you borrow money you will often be charged interest (you will pay back more than you borrow)\nb) -  All credit card providers charge the same rate of interest \nc) - The quicker you can pay off a debt, the less interest you normally have to pay\nd) - Pay day loans usually have lower interest rates than credit cards\ne) - It is easy to get away with not paying money back\nf) - Some types of borrowing are more expensive than others\ng) You may be fined or have to pay more if you don't pay money back on time\nh) You may be fined or have to pay more if you use an overdraft that has not been agreed in advance with your bank"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) For each statement:\nCHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n5. I have not heard of this\nDon't know\n\n\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\nFor each statement:\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for A).\n\nB)\nScore each statement:\n\nFor a) c) f) g) and h)\n1=6\n2=0\nDon't know=0\n\nFor b) d) and e)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 8 statements and divide by 8 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D463,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi’n 18 oed efallai y bydd cynnyrch yn cael ei gynnig i chi i'ch helpu i fenthyg arian.  Am ba rai o'r rhain rydych chi wedi clywed?\r\n1. Cerdyn credyd\r\n2. Cardiau siopau neu gredyd siopau\r\n3. Benthyciad banc\r\n4. Benthyciad diwrnod cyflog\r\n5. Benthyciadau myfyrwyr\r\n6. Morgais\r\n7. Gorddrafft\r\n8. Dim un o'r uchod\r\n\r\n{Ar gyfer pob eitem a enwir uchod}\r\nPa mor hyderus fyddech chi’n teimlo wrth esbonio i ffrind beth ydi [ENW'R MATH O GREDYD}?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n\r\nMae'r cwestiynau a ganlyn ynghylch benthyca arian a phrynu pethau ar gredyd.  Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n gau? Gwir/Gau/ Ddim yn gwybod)\r\n1.  Pan fyddwch chi’n benthyg arian, bydd llog yn cael ei godi yn aml (fe fyddwch chi’n talu mwy yn ôl na'r swm y cawsoch chi ei fenthyg)\r\n2. Mae pob darparwr cardiau credyd yn codi’r un gyfradd llog\r\n3. Yn gyffredinol, y cyflymaf y gallwch dalu dyled, y lleiaf o log fydd yn rhaid i chi ei dalu\r\n4. Fel arfer mae gan fenthyciadau diwrnod cyflog gyfraddau llog is na chardiau credyd\r\n5.  Mae'n hawdd peidio â thalu arian yn ôl\r\n6. Mae rhai mathau o fenthyciadau yn ddrutach nag eraill\r\n7. Efallai y byddwch chi’n cael dirwy os nad ydych chi’n talu arian yn ôl yn brydlon\r\n8. Efallai y byddwch chi’n cael dirwy os ydych chi’n defnyddio gorddrafft sydd heb ei gytuno ymlaen llaw gyda'ch banc"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D463,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D461))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D461))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E461))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D461))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F461))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G461))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H461))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I461))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J461))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K461))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I461))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I461))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",462,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the role of student loans and the way in which they work (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) How much do you agree with the following statement?\n\n- Student  loans are a sensible way to borrow money for the long term.\n\n\nB) Which of the following statements are true and which are false? \n\na) - Student loans are repaid based on what you earn after you graduate\nb) - You might not have to repay the full amount of the loan for example if you do not get a job after university\nc) - Repayments are taken automatically from what you earn\nd) - Student loans are cleared if they are not repaid within 30 years\ne) - Student loans are a very expensive way of borrowing money compared to other loans\nf) - Student loan repayments are collected by debt collectors\ng) - You must always repay the full amount you borrowed with a student loan"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\ndon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB)\nScore each statement:\n\nFor a) b) c) \n1=6\n2=0\nDon't know=0\n\nFor d) e) f) g)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D464,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae benthyciadau myfyrwyr yn ffordd rad o fenthyg arian.\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod):\r\n1. Mae benthyciadau myfyrwyr yn cael eu had-dalu yn seiliedig ar yr hyn rydych chi’n ei ennill ar ôl i chi raddio\r\n2.  Efallai na fydd yn rhaid i chi ad-dalu swm llawn y benthyciad - er enghraifft, os nad ydych chi’n cael swydd ar ôl bod yn y brifysgol\r\n3. Mae ad-daliadau’n cael eu cymryd yn awtomatig o'r hyn rydych chi’n ei ennill\r\n4. Mae benthyciadau myfyrwyr yn cael eu clirio os nad ydyn nhw’n cael eu had-dalu o fewn 30 mlynedd\r\n5. Mae benthyciadau myfyrwyr yn ffordd ddrud iawn o fenthyca arian o’u cymharu â benthyciadau eraill\r\n6. Mae ad-daliadau benthyciadau myfyrwyr yn cael eu casglu gan gasglwyr dyledion\r\n7. Rhaid i chi ad-dalu'r swm llawn a fenthycwyd gennych chi bob amser yn achos benthyciadau myfyrwyr"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D464,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D462))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D462))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E462))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D462))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F462))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G462))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H462))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I462))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J462))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K462))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I462))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I462))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",463,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand what insurance is for and where to go to access it (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Why  would someone buy insurance?\n\n\n\n\n\n\n\n\n\n\nB) Which of the following statements are true and which are false? \n\na) - You can get better deals on insurance if you shop around\nb) - If you own a car you must have car insurance to drive it\nc) - If you own a mobile phone you are legally obliged to insure it\nd) - All insurance policies have the same terms and conditions\ne) - Insurers can refuse to pay out on a claim depending on the terms and conditions\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ALL THAT APPLY:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n5. To save for retirement\nDon't know\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each option:\n1=2\n2=2\n3=2\n4=0\n5=0\nDon't know=0\n\nAdd together the scores for each option selected to produce a score for A).\n\n\nB)\nScore each statement:\n\nFor a) b) and e)\n1=6\n2=0\nDon't know=0\n\nFor c) d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D465,'6'!$K$8:$M$120,3,0),\"\")","v":"Pam fyddai rhywun yn prynu yswiriant? Dewiswch bob un sy'n gymwys:\r\n1. Talu am gost rhywbeth pe bai hwnnw ar goll\r\n2. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n torri \r\n3. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n cael ei ddwyn\r\n4. Newid gwrthrych h?n (fel ffôn symudol) am un newydd\r\n5. Cynilo ar gyfer ymddeoliad\r\n\r\n\r\n\r\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod)\r\n1. Gallwch gael gwell bargeinion ar yswiriant os byddwch chi’n siopa o gwmpas\r\n2. Os ydych chi’n berchen ar gar, rhaid i chi gael yswiriant car i’w yrru\r\n3. Os ydych chi’n berchen ar ffôn symudol mae rhwymedigaeth gyfreithiol arnoch chi i'w yswirio\r\n4. Mae gan bob polisi yswiriant yr un telerau ac amodau\r\n5. Gall yswirwyr wrthod talu am bethau yn dibynnu ar y telerau a'r amodau"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D465,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D463))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D463))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E463))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D463))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F463))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G463))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H463))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I463))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J463))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K463))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I463))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I463))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",464,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand what insurance is for and where to go to access it (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following can people buy insurance for?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)\n8. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 to 7, COUNT to a maximum of 6. Then apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 8=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D466,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r canlynol y gall pobl brynu yswiriant ar eu cyfer? Dewiswch bob un sy'n gymwys\r\n1.  Ffôn symudol\r\n2. Cynnwys y cartref\r\n3. Car\r\n4. Anifail anwes\r\n5. Yswiriant bywyd (er mwyn talu arian parod os ydyn nhw’n marw)\r\n6. Deintyddol a meddygol (er mwyn darparu gofal preifat os ydyn nhw’n mynd yn sâl)\r\n7. Yswiriant teithio (ar gyfer gwyliau)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D466,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D464))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D464))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E464))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D464))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F464))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G464))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H464))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I464))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J464))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K464))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I464))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I464))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",465,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand financial products, concepts and language"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand what insurance is for and where to go to access it (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Which of the options best describes what a credit record is?\n\n\n\n\nB) Which of the following things are important if you want to have a good credit record?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1.  A credit card statement from a bank\n2. A store card bill \n3. A record showing your mobile phone history\n4. A record of all credit you have borrowed from different places (banks, stores, bills etc.) and whether this has been paid back \n5. None of these\nDon't know\n\nB) CHOOSE ALL THAT APPLY \n1. Your education\n2. Whether you are a registered voter\n3. Whether you have a credit card\n4. Whether you pay your credit card on time \n5. Whether you have debts\n6. Whether you are registered with a G.P.\n7. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n4=6\nAny other option=0\n\n\n\n\n\nB)\nFor options 2 to 5, COUNT to a maximum of 4. For options 1 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less =0  1=2  2=3  3=4 4=6\nOption 7=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D467,'6'!$K$8:$M$120,3,0),\"\")","v":"Beth ydi cofnod credyd? Dewiswch y disgrifiad gorau.\r\n1.  Datganiad cerdyn credyd gan fanc\r\n2. Bil cerdyn siop\r\n3. Cofnod yn dangos hanes eich ffôn symudol\r\n4. Cofnod o’r holl gredyd rydych chi wedi ei fenthyg o wahanol leoedd (banciau, siopau, ac ati) ac a dalwyd y credyd yn ôl\r\n\r\n\r\nPa rai o'r pethau a ganlyn sy’n bwysig os ydych chi eisiau cael cofnod credyd da? Dewiswch bob un sy'n gymwys\r\n\r\n1. Eich addysg\r\n2. Pa un ai a ydych chi’n bleidleisiwr cofrestredig\r\n3. Pa un ai a oes gennych chi gerdyn credyd\r\n4. Pa un ai a ydych chi’n talu eich bil cerdyn credyd yn brydlon\r\n5. Pa un ai a oes gennych chi ddyledion\r\n6. Pa un ai a ydych chi’n cofrestru gyda meddyg teulu"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D467,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D465))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D465))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E465))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D465))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F465))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G465))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H465))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I465))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J465))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K465))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I465))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I465))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",466,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.) (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of these features should you think about when choosing a bank account?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/gadget)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)\n14. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1,2, 4,5,6,7,8,9,11, 12 and 13, COUNT to a maximum of 6. Do not count options 3,4 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D468,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\r\nTiciwch bob un sy'n berthnasol\r\n\r\n1. Cael cerdyn arian neu gerdyn debyd\r\n2. Pa mor hawdd ydi mynd i'r banc\r\n3. Ydi fy ffrindiau yn defnyddio'r un banc\r\n4. Ydi fy rhieni yn defnyddio'r un banc\r\n5. Allwch chi fancio ar-lein neu drwy app\r\n6. Cyfradd llog ar yr arian yn y cyfrif banc\r\n7. Allwch chi fynd at eich arian ar unwaith\r\n8. Faint o arian allwch chi ei gymryd allan fesul diwrnod\r\n9. Cyfleuster gorddrafft a beth yw'r terfyn\r\n10. Cynigion rhagarweiniol (e.e. tocynnau am ddim/teclynnau)\r\n11. Ffi misol a faint mae'n ei gostio\r\n12. Nodweddion arbennig (e.e. yswiriant ffôn symudol)\r\n13. Arall (nodwch)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D468,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D466))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D466))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E466))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D466))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F466))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G466))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H466))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I466))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J466))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K466))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I466))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I466))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",467,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Here are some statements about choosing financial products such as  bank account accounts or mobile phone tariffs. Which of the following statements are true and which are false? \n\na) - You can get better deals on financial products if you shop around\n\nb) - It is important to read the terms and conditions before picking a  financial product. \n\nc) - Banks are legally obliged to tell me if my money could be doing better in another account\n\nd) - Mobile phone providers are legally obliged to tell me which tariff is best  for me\n\ne) - You can often get better deals on financial products if you change provider regularly\n\nf) - Free neutral advice on choosing financial products is available, you just need to know where to find it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor a) b) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D469,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae'r cwestiynau nesaf yn edrych ar y math o bethau mae pobl yn eu gwneud wrth ddewis cynnyrch ariannol fel cyfrifon banc neu dariffau ffôn symudol. Nodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\r\n\r\n... Gallwch gael gwell bargeinion ar gynhyrchion ariannol os ydych chi’n siopa o gwmpas\r\n... Mae'n bwysig darllen y telerau ac amodau cyn dewis cynnyrch ariannol.\r\n... Mae rhwymedigaeth gyfreithiol ar fanciau i ddweud wrthyf a allai fy arian wneud yn well mewn cyfrif arall... Mae rhwymedigaeth gyfreithiol ar ddarparwyr ffonau symudol i ddweud wrthyf pa dariff sydd orau i mi\r\n... Yn aml, gallwch gael gwell bargeinion ar gynhyrchion ariannol os byddwch chi’n newid darparwr yn rheolaidd\r\n...Mae cyngor niwtral am ddim ar ddewis cynhyrchion ariannol ar gael, dim ond bod angen i chi wybod ble i ddod o hyd iddo\r"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D469,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D467))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D467))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E467))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D467))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F467))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G467))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H467))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I467))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J467))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K467))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I467))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I467))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",468,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding financial products and concepts"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how to choose financial products that meet their needs"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are aware that some saving and borrowing products have higher interest than others"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D470,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\r\n\r\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\r\nMae ambell gynnyrch ariannol yn rhoi cyfradd llog uwch i chi\r\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\r\nMae pob cynnyrch ariannol yn yr un banc yn cynnig yr un gyfradd llog"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D470,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D468))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D468))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E468))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D468))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F468))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G468))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H468))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I468))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J468))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K468))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I468))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I468))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",469,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can make spending decisions appropriate to their age based on their needs and priorities (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n\nB) How often do you spend that money on things you want?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=2\n3=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D471,'6'!$K$8:$M$120,3,0),\"\")","v":"Pan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod\r\n\r\n[Fe ddywedoch eich bod chi’n cynilo rhywfaint o arian bob amser/y rhan fwyaf o'r amser/rywfaint o'r amser rydych chi’n cael arian.] Pa mor aml ydych chi'n gwario'r arian hwnnw ar bethau rydych chi eu heisiau?\r\nSC\r\n\r\nBob tro rydw i'n cael arian\r\nY rhan fwyaf o'r adegau rydw i'n cael arian\r\nWeithiau\r\nByth\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D471,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D469))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D469))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E469))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D469))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F469))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G469))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H469))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I469))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J469))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K469))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I469))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I469))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",470,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D472,'6'!$K$8:$M$120,3,0),\"\")","v":"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\r\n\r\n1. Mae'n well prynu brand adnabyddus a drud\r\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\r\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D472,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D470))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D470))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E470))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D470))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F470))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G470))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H470))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I470))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J470))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K470))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I470))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I470))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",471,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the value of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) How can you make sure you get a good deal when buying something?\n\n\nB) Why is it a good idea to shop around when picking where to buy something?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"How can you make sure you get a good deal when buying something?\nA) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online\n3. Buy second hand\n4. Buy non-branded goods\n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1.  You can find the same thing for different prices in different shops\n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money (1 point)\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA)\nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nB)\nFor options 1, 3 and 4, COUNT to a maximum of 3. Do not count option 2.\nThen apply the following to your count:\n0=0  1=2  2=4  3=6 \nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D473,'6'!$K$8:$M$120,3,0),\"\")","v":"Sut gallwch chi wneud yn si?r eich bod chi’n cael bargen dda wrth brynu rhywbeth?\r\n1. Prynu’r peth cyntaf welwch chi\r\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\r\n3. Prynu’n ail law (1 pwynt)\r\n4. Prynu nwyddau heb frand (1 pwynt)\r\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\r\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\r\n7. Cael rhywun arall i’w brynu i chi\r\n8. Ddim yn gwybod (0 pwynt)\r\n\r\nPam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\r\n\r\n1.  Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\r\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\r\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o gymharu ag eraill (1 pwynt)\r\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\r\n5. Ddim yn gwybod (0 pwynt)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D473,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D471))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D471))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E471))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D471))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F471))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G471))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H471))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I471))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J471))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K471))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I471))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I471))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",472,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the principles of budgeting and can develop a budget suited to their needs"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How do you keep track of the money you get and the money you spend?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score for this indicator. "},{"$f":"_xlfn.IFNA(VLOOKUP($D474,'6'!$K$8:$M$120,3,0),\"\")","v":"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D474,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D472))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D472))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E472))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D472))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F472))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G472))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H472))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I472))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J472))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K472))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I472))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I472))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",473,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the principles of budgeting and can develop a budget suited to their needs"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\n2=3\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D475,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\r\n\r\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn si?r nad ydych chi’n mynd yn brin o arian\r\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\r\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D475,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D473))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D473))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E473))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D473))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F473))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G473))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H473))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I473))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J473))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K473))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I473))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I473))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",474,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know how to use tools to help them budget (11-14, 14-16, 16-18)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA) \nDo you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) \nHow do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D476,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):\r\nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D476,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D474))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D474))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E474))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D474))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F474))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G474))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H474))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I474))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J474))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K474))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I474))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I474))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",475,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the costs of living independently"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\n1. Pay for\n2. Get for free\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=3\n\nFor d) and g) \n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D477,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa un o'r pethau canlynol yn y rhan fwyaf o oedolion yn talu am, ac sydd ddim rhan fwyaf o oedolion gael am ddim?\r\n\r\nRhent neu forgais\r\nTrydan neu nwy yn y cartref\r\nD?r yn y cartref\r\nYmweliadau â meddyg teulu neu ysbyty\r\nY dreth gyngor\r\nRhyngrwyd yn y cartref\r\nBenthyca llyfr llyfrgell\r\n\r\nTalu\r\nAm ddim\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D477,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D475))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D475))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E475))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D475))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F475))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G475))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H475))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I475))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J475))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K475))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I475))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I475))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",476,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know how to check a bank balance and read a bank statement (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Looking at this example of a bank statement, how much money was in the account at the end of February? \n\nPlease give your answer to the nearest one pound (£)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"£61=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D478,'6'!$K$8:$M$120,3,0),\"\")","v":"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\r\nTeipiwch eich ateb, i'r bunt agosaf__________________"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D478,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D476))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D476))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E476))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D476))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F476))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G476))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H476))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I476))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J476))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K476))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I476))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I476))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",477,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know how to read a payslip and understand the tax and NI contributions"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Please look at this payslip shown. \n\nA) How much has Sally paid towards her retirement so far this year?\n\n\n\n\n\n\nB) How much was Sally paid this month before any tax or deductions were taken?\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. £100\n2. £320\n3. £2465.20\n4. £1000\n5. £200\nDon't know\n\nB) CHOOSE ONE ONLY\n1. £1950.88\n2. £2700\n3. £2000\n4. £27000\n5. £246.52\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score each question:\n\nA)\n4=6\nAny other option=0\n\n\n\n\nB)\n2=6\nAny other option=0\n\n\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D479,'6'!$K$8:$M$120,3,0),\"\")","v":"PSQ: Edrychwch ar slip cyflog hwn ac yna atebwch y cwestiynau isod.\r\nFaint mae Sally wedi ei dalu tuag at ei hymddeoliad hyd yma eleni?\r\n(SC)\r\n\r\n£100\r\n£320\r\n£2465.2\r0\n£1000\r\n£200\r\nDdim yn gwybod\r\n\r\nFaint o dâl gafodd Sally y mis hwn cyn treth a didyniadau?\r\n(SC)\r\n\r\n£1950.88\r\n£2700\r\n£2000\r\n£27000\r\n£246.52\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D479,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D477))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D477))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E477))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D477))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F477))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G477))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H477))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I477))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J477))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K477))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I477))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I477))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",478,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to keep track of their money, and set and stick to a budget"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFirst, score each question:\n\nA) Do not score\n\n\n\nB)\n1=6\n2=3\nDon't know=0\n\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 1, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\n\nThen, add up the scores for B) and C) and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D480,'6'!$K$8:$M$120,3,0),\"\")","v":"Os oes cyfrif banc:\r\n\r\n{Os ydi} Ydi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\r\nYdi \r\nNac ydi\r\nDdim yn gwybod\r\n\r\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\r\n1. Chi eich hun\r\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\r\n\r\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\r\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\r\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\r\n3. Cadw eich PIN yn gyfrinach rhag pawb\r\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\r\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D480,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D478))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D478))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E478))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D478))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F478))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G478))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H478))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I478))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J478))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K478))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I478))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I478))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",479,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know how to make deposits into a bank account (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator"},{"$f":"_xlfn.IFNA(VLOOKUP($D481,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \r\nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D481,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D479))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D479))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E479))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D479))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F479))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G479))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H479))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I479))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J479))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K479))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I479))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I479))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",480,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Why is it good to save up for something you want to buy?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D482,'6'!$K$8:$M$120,3,0),\"\")","v":"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\r\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n h?n (2 bwynt)\r\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\r\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\r\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\r\n4. I'ch atal rhag mynd i ddyled (2 bwynt)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D482,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D480))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D480))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E480))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D480))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F480))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G480))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H480))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I480))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J480))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K480))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I480))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I480))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",481,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Peter  goes to a shop with his parents. He sees a jumper he would really like to buy. The jumper costs £15.  Peter only has £10 right now, but next week he will get some more money.  \n\nA) What should Peter do in this situation?\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nCHOOSE ONE ONLY\n1. Ask his parents for more money so he can buy the jumper straight away\n2. Buy the jumper next week when he gets more money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D483,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae Tristan yn mynd i siop gyda'i rieni. Mae'n gweld cap y byddai o ddifrif yn hoffi ei brynu. Mae’r cap yn costio £15.  Dim ond £10 sydd gan Tristan ar hyn o bryd, ond yr wythnos nesaf bydd yn cael ei arian poced.  A ddylai Tristan:\r\n1. Gofyn i'w rieni am ragor o arian er mwyn iddo allu prynu'r cap yn awr: neu\r\n2. Prynu'r cap wythnos nesaf pan fydd yn cael ei arian poced\r\n\r\nBeth fyddech chi'n ei wneud yn sefyllfa Tristan?\r\n1. Gofyn i'ch rhieni am yr arian fel y gallwch brynu'r cap ar unwaith\r\n2. Prynu’r cap mewn wythnos pan fydd gennych chi fwy o arian"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D483,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D481))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D481))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E481))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D481))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F481))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G481))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H481))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I481))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J481))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K481))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I481))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I481))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",482,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know how to save up for things they want and why it is good to save"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the value of saving for the future (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important do you think it is for you to save up your money for the future in general?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D484,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D484,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D482))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D482))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E482))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D482))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F482))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G482))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H482))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I482))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J482))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K482))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I482))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I482))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",483,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP are aware of scams and fraud and know how to protect themselves from it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the main types of financial fraud and how to protect themselves from it"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D485,'6'!$K$8:$M$120,3,0),\"\")","v":"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\n\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn? \n\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D485,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D483))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D483))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E483))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D483))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F483))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G483))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H483))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I483))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J483))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K483))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I483))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I483))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",484,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"AMOUNT in £\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"£102=6\nAny other amount=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D486,'6'!$K$8:$M$120,3,0),\"\")","v":"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \r\nRHOWCH Y SWM\r\n  Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D486,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D484))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D484))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E484))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D484))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F484))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G484))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H484))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I484))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J484))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K484))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I484))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I484))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",485,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can understand the impact of inflation and depreciation on their money (14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Suppose the inflation rate is 5% and the interest rate you get on your savings is 3%. Will you be able to buy more, less or the same amount with your savings in a year's time as you could buy now?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"1=0\n2=0\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D487,'6'!$K$8:$M$120,3,0),\"\")","v":"Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, bydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n(SC)\r\n\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D487,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D485))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D485))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E485))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D485))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F485))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G485))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H485))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I485))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J485))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K485))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I485))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I485))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",486,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP can apply their numeracy skills to financial issues"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"4=6\nAny other option=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D488,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae Greg yn cael £6.00 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D488,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D486))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D486))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E486))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D486))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F486))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G486))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H486))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I486))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J486))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K486))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I486))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I486))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",487,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP know where to get good advice and information on money management"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know where to go for advice, guidance and tools about their financial situation, in person, by phone and using digital resources"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"If you needed advice about money, who would you go to?\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score the response options selected:\n\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nThen, add up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count."},{"$f":"_xlfn.IFNA(VLOOKUP($D489,'6'!$K$8:$M$120,3,0),\"\")","v":"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nAML\r\n\r\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod (SC)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D489,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D487))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D487))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E487))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D487))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F487))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G487))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H487))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I487))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J487))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K487))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I487))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I487))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",488,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up."},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D490,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa mor bwysig i chi yw...\r\n\r\n...cael swydd pan fyddwch chi'n gorffen eich addysg?\r\n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D490,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D488))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D488))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E488))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D488))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F488))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G488))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H488))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I488))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J488))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K488))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I488))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I488))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",489,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that the choices they make around education and work will affect the amount of money they have (7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?  \n \n- Young people who do well at school find it easier to get good jobs when they grow up\n\n- 'Spending money on education is an investment in my future'\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each statement:\n\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D491,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nMae gwario arian ar addysg yn fuddsoddiad yn fy nyfodol\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D491,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D489))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D489))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E489))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D489))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F489))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G489))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H489))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I489))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J489))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K489))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I489))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I489))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",490,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"How much do you agree with the following statements?  \n \n- Young people who do well at school find it easier to get good jobs when they grow up\n\n- 'Spending money on education is an investment in my future'\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each statement:\n\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D492,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nMae gwario arian ar addysg yn fuddsoddiad yn fy nyfodol\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod "},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D492,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D490))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D490))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E490))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D490))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F490))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G490))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H490))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I490))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J490))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K490))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I490))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I490))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",491,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know where to find out information on whether they are entitled to benefits and how to claim them"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Which of the following could someone go to if they wanted to find information on whether they are entitled to benefits?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Parents (guardian or carer)\n2. Job Centre\n3. Local Council\n4. Staff at school/college\n5. Internet\n6. Citizens Advice Bureau/ local charity\n7. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nFirst, score each option:\n1=1  \n2=2  \n3=2  \n4=1  \n5=1\n6=2\n7=0\nDon't know = 0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D493,'6'!$K$8:$M$120,3,0),\"\")","v":"At ba rai o'r canlynol allai rhywun droi os oedden nhw eisiau dod o hyd i wybodaeth ynghylch a oes ganddyn nhw hawl i fudd-daliadau?\r\nDewiswch bob un sy'n gymwys:\r\nRhieni\r\nCanolfan Waith\r\nCyngor Lleol\r\nStaff yr ysgol/coleg\r\nY Rhyngrwyd\r\nCanolfan Cyngor ar Bopeth/ elusen leol"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D493,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D491))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D491))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E491))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D491))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F491))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G491))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H491))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I491))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J491))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K491))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I491))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I491))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",492,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand the different sources of money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people know where to find out information on whether they are entitled to benefits and how to claim them"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do  you think some people can claim benefits from the government when they are unemployed and looking for work?\n\n\nB) Do you think some people can claim benefits from the government when they are unwell and unable to work?\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each question\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D494,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n meddwl y gall pobl hawlio budd-daliadau gan y llywodraeth pan fyddan nhw’n ddi-waith ac yn chwilio am waith?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nYdych chi'n meddwl y gall pobl hawlio budd-daliadau gan y llywodraeth pan fyddan nhw’n ddi-waith ac yn methu gweithio?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D494,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D492))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D492))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E492))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D492))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F492))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G492))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H492))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I492))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J492))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K492))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I492))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I492))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",493,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand that companies exist to make money"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (5-7, 7-11, 11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D495,'6'!$K$8:$M$120,3,0),\"\")","v":"Amser am gwis bach:\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau? \n\n1. Hysbysebu\n2. Marchnata\n3. Gosod cynnyrch\n4. Arnodiadau gan enwogion\n\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\n- Talu rhywun enwog i gysylltu eu henw a’u wyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\n\n(os ar-lein) Llusgo a gollwng\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D495,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D493))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D493))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E493))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D493))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F493))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G493))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H493))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I493))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J493))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K493))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I493))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I493))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",494,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Tax is money that the Government takes from the money that people earn. What is tax for?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D496,'6'!$K$8:$M$120,3,0),\"\")","v":"Treth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian y mae pobl yn ei ennill. Beth ydi pwrpas trethi?\r\n\r\nTalu am bethau fel ysbytai a ffyrdd\r\nGwneud yn si?r nad ydi pobl yn ennill gormod\r\nTalu am wobrau loteri\r\nTalu am yr heddlu ac ysgolion\r\nTalu am archfarchnadoedd"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D496,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D494))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D494))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E494))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D494))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F494))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G494))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H494))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I494))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J494))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K494))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I494))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I494))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",495,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"The amount of money people take home from their job is less than they actually earn. Which of the following can be reasons for this?"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. National insurance\n2. Income tax \n3. Property tax \n4. Private medical insurance contributions\n5. Share options in an employer\n6. VAT (value added tax )\n7. Student loan repayments\n8. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"For options 1,2,4, 5 and 7, COUNT to a maximum of 5. For options 3 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1 2=2  3=3 4=4 5=6\nOption 6=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D497,'6'!$K$8:$M$120,3,0),\"\")","v":"Mae faint o arian mae pobl yn mynd adref gyda nhw o’u gwaith yn llai na'r hyn maen nhw’n ei ennill mewn gwirionedd. Pa un o’r canlynol sy’n disgrifio orau pam mae hyn yn wir?\r\n\r\n1.  Yswiriant gwladol a threth incwm*\r\n2.  Treth incwm, treth eiddo a chyfraniadau yswiriant meddygol preifat\r\n3.  Yswiriant gwladol, dewisiadau cyfranddaliadau mewn busnes, TAW (treth ar werth)\r\n4. Yswiriant gwladol, treth incwm ac ad-daliadau benthyciad myfyriwr *"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D497,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D495))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D495))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E495))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D495))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F495))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G495))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H495))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I495))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J495))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K495))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I495))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I495))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",496,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Understanding the role of money in society"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP understand how taxes are collected and what they are used for"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14, 14-16)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n\nA) Do adults always have to pay tax on the income they earn?\n\n\n\nB) Is the following statement true, or is it it false? \n\n- The first part of the money your earn is tax free. \n\n\nC) If the income you make from all sources is under £11, 500 do you have to pay Income Tax on it?\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"\nA) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. True \n2. False \nDon't know\n\n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"First, score each question\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D498,'6'!$K$8:$M$120,3,0),\"\")","v":"Oes rhaid i oedolion dalu treth ar yr incwm maen nhw’n ei ennill bob amser?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\n\r\nMae rhan gyntaf yr arian rydych chi'n ei ennill yn ddi-dreth.\r\n1. Gwir\r\n2. Gau\r\n\r\nOs ydi'r incwm gewch chi o bob ffynhonnell yn llai na £11,000 oes rhaid i chi dalu Treth Incwm ar hynny?\r\n1. Oes\r\n2. Nac oes\r\n3. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D498,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D496))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D496))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E496))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D496))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F496))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G496))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H496))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I496))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J496))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K496))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I496))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I496))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",497,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good literacy skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised literacy tests"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you have GCSE English grade A*-C, 4-9 or equivalent? This might include the equivalent grades from National Awards in Scotland and the International Baccalaureate.\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D499,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o’r cymwysterau a ganlyn sydd gennych chi?\r\nAML\r\n\r\nHND\r\nHNC\r\nSafon Uwch gradd A-E\r\nSafon Uwch Gyfrannol gradd A-E\r\nUwch Gymwysterau'r Alban gradd A-C\r\nTGAU\r\nRhywbeth arall\r\nNid oes gennyf gymwysterau hyd yn hyn\r\nDdim yn gwybod\r\n\r\nOes gennych chi…?\r\n\r\nTGAU Saesneg gradd A*-C\r\n\r\nOes\r\nNac oes"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D499,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D497))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D497))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E497))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D497))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F497))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G497))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H497))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I497))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J497))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K497))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I497))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I497))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",498,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good numeracy skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people perform at age appropriate levels in standardised numeracy tests"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"Do you have GCSE Maths grade A*-C, 4-9 or equivalent?  This might include the equivalent grades from National Awards in Scotland and the International Baccalaureate.\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D500,'6'!$K$8:$M$120,3,0),\"\")","v":"Pa rai o’r cymwysterau a ganlyn sydd gennych chi?\r\nAML\r\n\r\nHND\r\nHNC\r\nSafon Uwch gradd A-E\r\nSafon Uwch Gyfrannol gradd A-E\r\nUwch Gymwysterau'r Alban gradd A-C\r\nTGAU\r\nRhywbeth arall\r\nNid oes gennyf gymwysterau hyd yn hyn\r\nDdim yn gwybod\r\n\r\nOes gennych chi…?\r\n\r\nTGAU Mathemateg gradd A*-C\r\n\r\nOes\r\nNac oes"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D500,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D498))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D498))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E498))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D498))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F498))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G498))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H498))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I498))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J498))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K498))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I498))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I498))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",499,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can identify and understand a problem"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D501,'6'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D501,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D499))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D499))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E499))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D499))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F499))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G499))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H499))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I499))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J499))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K499))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I499))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I499))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",500,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can plan ways to solve a problem"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D502,'6'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D502,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D500))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D500))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E500))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D500))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F500))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G500))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H500))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I500))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J500))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K500))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I500))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I500))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",501,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can monitor progress in tackling a problem"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D503,'6'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D503,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D501))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D501))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E501))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D501))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F501))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G501))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H501))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I501))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J501))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K501))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I501))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I501))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",502,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"CYP have good problem solving skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people can review solutions to problems and modify them if necessary"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"There is no standard question for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"There are no standard response options for this indicator"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once."},{"$f":"_xlfn.IFNA(VLOOKUP($D504,'6'!$K$8:$M$120,3,0),\"\")","v":"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D504,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D502))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D502))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E502))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D502))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F502))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G502))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H502))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I502))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J502))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K502))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I502))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I502))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",503,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"Digital literacy"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":"Young people are able to use financial/money-related online services eg. forms, tools, emails, and online banking"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) Do you have access to the internet, at home or anywhere else?\n\n\n\n\nB) I’d like to ask you about different commercial transactions people do in their everyday lives like banking or shopping. How easy do you find it to use the internet for each of the following? \n\na) - Buying a product online\nb) - Making travel reservations/bookings\nc) - Paying bills\nd) - Using your bank’s online services\ne) - Comparing products and services\nf) - Ordering groceries or food online\ng) - Selling things online\nh) - Finding the location of a house, office, store or restaurant \n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"A)\n1=Ask B\n2=Immediately score 0 for this indicator\nDon't know= Immediately score 0 on this indicator\n\nB) \nFirst, score each statement\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 8 statements at B) and divide the result by 8 to produce the final score for this indicator.\n\n\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D505,'6'!$K$8:$M$120,3,0),\"\")","v":"Ydych chi'n gallu defnyddio'r rhyngrwyd gartref neu yn rhywle arall?\r\nYdw\r\nNac ydw\r\nDdim yn gwybod\r\n\r\nOS OES GENNYCH FYNEDIAD\r\nHoffwn i chi feddwl am drafodion masnachol gwahanol y mae pobl yn eu gwneud yn eu bywydau bob dydd, fel bancio neu siopa. Pa mor hawdd ydych chi'n ei chael i ddefnyddio'r rhyngrwyd ar gyfer y dibenion a ganlyn?\r\na) Prynu cynnyrch ar-lein\r\nb) Gwneud trefniadau/archebion teithio\r\nc) Talu biliau\r\nch) Defnyddio gwasanaethau ar-lein eich banc\r\nd) Cymharu cynhyrchion a gwasanaethau\r\nf) Archebu nwyddau neu fwyd ar-lein\r\ng) Gwerthu pethau ar-lein\r\nh) Dod o hyd i leoliad t?, swyddfa, siop neu fwyty\r\n\r\n1. Sawl gwaith y diwrnod\r\n2. Bob dydd\r\n3. Bob wythnos\r\n4. Bob mis\r\n5. Llai aml na bob mis\r\n6. Byth\r\n7. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D505,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D503))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D503))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E503))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D503))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F503))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G503))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H503))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I503))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J503))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K503))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I503))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I503))),\"\")","v":""}]
[false,"Out","16 - 18 yrs",504,{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!E$2,'6'!$B$8:$J$8,0)),\"\")","v":"Ability"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!F$2,'6'!$B$8:$J$8,0)),\"\")","v":"Other"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!G$2,'6'!$B$8:$J$8,0)),\"\")","v":"Wellbeing"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!H$2,'6'!$B$8:$J$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!I$2,'6'!$B$8:$J$8,0)),\"\")","v":"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!J$2,'6'!$B$8:$J$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!K$2,'6'!$B$8:$J$8,0)),\"\")","v":"\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n "},{"$f":"_xlfn.IFNA(VLOOKUP($D506,'6'!$K$8:$M$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno â'r canlynol\r\n\r\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!M$2,'6'!$B$8:$J$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('6'!$B$9:$J$120,MATCH(Questions!$D506,'6'!$K$9:$K$120,0),MATCH(Questions!N$2,'6'!$B$8:$J$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D504))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D504))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E504))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D504))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F504))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G504))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H504))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I504))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J504))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K504))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I504))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I504))),\"\")","v":""}]
[{"$f":"'7'!M9:M95","v":false},"Out","Parents",505,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe in the importance of developing their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents recognise that money management is an important life skill"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important are money management skills?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D507,'7'!$J$8:$N$120,3,0),\"\")","v":"Barn ar sgiliau rheoli arian...\r\n1. Pwysig iawn\r\n2.  Eithaf pwysig\r\n3.  Dim barn y naill ffordd na'r llall\r\n4.  Ddim yn bwysig iawn\r\n5.  Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D507,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D505))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D505))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E505))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D505))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F505))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G505))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H505))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I505))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J505))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K505))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I505))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I505))),\"\")","v":""}]
[false,"Out","Parents",506,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe in the importance of developing their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How much do you agree with the following statement?\n\n- Children grow up to be like their parents/carers are with their money.\n\nB) At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n - Talk about how money is used in the family, e.g. paying for heating\n\n - Explain the difference between price and the value of things\n\n- Teach the importance of saving\n\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n - Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. Under 5\n2. 5-7\n3. 8-11 \n4. 12-15\n5. 16-18\n6. Parents/carers shouldn't do this \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\nA)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nB)\nScore each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=0\nDon't know = 3\n\nAdd up the scores for all 9 statements and divide by 9 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D508,'7'!$J$8:$N$120,3,0),\"\")","v":"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau a ganlyn?\r\nMae plant yn tyfu i fyny i fod fel eu rhieni/gofalwyr o ran ymdrin ag arian\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf)\r\n\r\n\r\nYm mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i fod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (Q1, Q2 amended version: 3rd, 4th, 6th, 7th, 8th and 9th statements are used)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D508,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D506))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D506))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E506))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D506))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F506))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G506))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H506))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I506))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J506))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K506))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I506))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I506))),\"\")","v":""}]
[false,"Out","Parents",507,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe in the importance of developing their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How much do you agree with the following statement? \n\n- How you manage your money now will influence how your child manages their money in the future."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D509,'7'!$J$8:$N$120,3,0),\"\")","v":"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiad a ganlyn? Bydd y ffordd rydych chi'n rheoli eich arian yn awr yn dylanwadu ar sut mae eich plentyn yn rheoli ei arian yn y dyfodol.\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D509,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D507))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D507))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E507))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D507))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F507))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G507))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H507))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I507))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J507))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K507))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I507))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I507))),\"\")","v":""}]
[false,"Out","Parents",508,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe in the importance of developing their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents think it is important that they help their children develop money management skills, including budgeting and saving and avoiding problem debt"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important is it to help your children  learn how to manage their money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D510,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydi hi i helpu eich plant i ddysgu sut i reoli eu harian?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D510,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D508))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D508))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E508))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D508))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F508))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G508))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H508))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I508))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J508))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K508))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I508))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I508))),\"\")","v":""}]
[false,"Out","Parents",509,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe in the importance of developing their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents think it is important to support the learning their children receive about money outside of the home, e.g. in school"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important is it for parents to  support their children  learn about money through their school work?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D511,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydi hi i rieni gefnogi eu plant i ddysgu am arian drwy eu gwaith ysgol?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D511,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D509))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D509))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E509))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D509))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F509))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G509))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H509))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I509))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J509))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K509))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I509))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I509))),\"\")","v":""}]
[false,"Out","Parents",510,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have absorbed the key messages provided in the intervention"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"What can parents do to help children develop good money management skills?\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"POSSIBLE RESPONSES (DO NOT PROMPT)\n1. Parents give children their own money\n2. Parents give a set amount of money to children and stick to it\n3. Parents act as role models in how they manage their own money\n4. Parents talk to children  about saving, budgeting and the role of money in society\n5. Parent praise children for managing money well\n6. Parents positively comment on others who are good with money etc\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"For options 1 to 6, COUNT to a maximum of 3, then apply the following to your count: \n0=0 1=2  2=4  3=6\nDon't know=0\n\nUser-added options=include within count"},{"$f":"_xlfn.IFNA(VLOOKUP($D512,'7'!$J$8:$N$120,3,0),\"\")","v":"Beth all rhieni ei wneud i helpu eu plant i ddatblygu sgiliau rheoli arian da?\r\n\r\nCWESTIWN AGORED:\r\n\r\nNODYN GWEINYDDU: Dylid datblygu rhestr o ymatebion derbyniol y gellir eu codio, yn seiliedig ar gynnwys yr ymyriad / prif amcanion y cwrs. Gallai hyn gynnwys pwyntiau a ddyrennir ar gyfer pob un o'r canlynol (nid yw'r rhestr a ganlyn yn hollgynhwysfawr]:\r\n- Rhieni yn rhoi arian i’r plant\r\n- Rhieni yn rhoi swm penodol o arian i blant a chadw at y swm hwnnw\r\n- Rhieni yn gweithredu fel modelau rôl o ran sut maen nhw’n rheoli eu harian eu hunain\r\n- Rhieni yn siarad gyda phlant am gynilo, cyllidebu a rôl arian yn y gymdeithas\r\n- Rhieni yn canmol plant am reoli arian yn dda\r\n- Rhieni yn gwneud sylwadau cadarnhaol am bobl eraill sydd yn fedrus gydag arian ac ati\r\n\r\nYna, dylid pennu system sgorio a’i chymhwyso e.e.:\r\n0- Ni ddarparwyd ateb / Ni chrybwyllwyd cynnwys cwrs\r\n1- Nododd y rhieni 1 peth y gallen nhw ei wneud\r\n2- crybwyllodd y rhieni 2-3 o bethau y gallen nhw ei wneud\r\n3- crybwyllodd y rhieni 4 neu ragor o bethau y gallen nhw ei wneud"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D512,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D510))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D510))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E510))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D510))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F510))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G510))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H510))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I510))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J510))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K510))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I510))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I510))),\"\")","v":""}]
[false,"Out","Parents",511,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents know that it is best to start teaching children about money management from a young age (3+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n-  Talk about how money is used in the family, e.g. paying for heating\n\n-  Explain the difference between price and the value of things\n\n-   Teach the importance of saving\n\n-  Give them their own spending money / allowance\n\n-  Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 9 statements and divide by 9 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D513,'7'!$J$8:$N$120,3,0),\"\")","v":" Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D513,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D511))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D511))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E511))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D511))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F511))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G511))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H511))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I511))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J511))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K511))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I511))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I511))),\"\")","v":""}]
[false,"Out","Parents",512,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents know that it is best to start teaching children about money management from a young age (3+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"At what age is it best to start to teach children about money management?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\n5=0\n6=0\n7=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D514,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa oedran yw’r gorau i ddechrau addysgu plant am reoli arian?\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n[8. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D514,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D512))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D512))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E512))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D512))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F512))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G512))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H512))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I512))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J512))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K512))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I512))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I512))),\"\")","v":""}]
[false,"Out","Parents",513,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents know that children develop many financial habits and attitudes between the ages of 3 - 7"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"At what age do children start to develop habits related to money and spending?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\n5=0\n6=0\n7=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D515,'7'!$J$8:$N$120,3,0),\"\")","v":"Ar ba oedran mae plant yn dechrau datblygu arferion sy'n gysylltiedig ag arian a gwariant?\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n[8. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (amended version: question wording is slightly different)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D515,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D513))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D513))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E513))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D513))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F513))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G513))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H513))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I513))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J513))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K513))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I513))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I513))),\"\")","v":""}]
[false,"Out","Parents",514,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents understand the best time to introduce specific financial concepts, products and issues to their children"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) At what age do you think  children can start  saving their own money?\n\nB) At what age do you think  children can start learning about how set a budget ?\n\nC) At what age do you think it is important for children to start learning about debt and borrowing?\n\nD) At what age do you think it is important to start talking to children about how to spend money wisely?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=5\n3=4\n4=3\n5=2\n6=1\n7=0\nDon't know=3\n\nThen, add up the scores for the 4 questions and divide by 4 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D516,'7'!$J$8:$N$120,3,0),\"\")","v":"Ar ba oedran ydych chi'n meddwl y gall plant ddechrau cynilo eu harian eu hunain?\r\n\r\n\r\nAr ba oedran ydych chi'n meddwl y gall plant ddechrau dysgu am sut i bennu cyllideb?\r\n\r\nAr ba oedran ydych chi'n meddwl mae hi'n bwysig i blant ddechrau dysgu am ddyledion a benthyca?\r\n\r\n\r\nAr ba oedran ydych chi'n meddwl mae hi'n bwysig dechrau siarad gyda phlant am sut i wario arian yn ddoeth?\r\n\r\nDEWISIADAU ATEB I BOB UN\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n8. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D516,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D514))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D514))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E514))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D514))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F514))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G514))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H514))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I514))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J514))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K514))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I514))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I514))),\"\")","v":""}]
[false,"Out","Parents",515,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents understand the best time to introduce specific financial concepts, products and issues to their children"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n- Talk about how money is used in the family, e.g. paying for heating\n\n-  Explain the difference between price and the value of things\n\n-  Teach the importance of saving\n\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 9 statements and divide by 9 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D517,'7'!$J$8:$N$120,3,0),\"\")","v":"Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D517,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D515))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D515))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E515))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D515))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F515))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G515))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H515))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I515))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J515))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K515))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I515))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I515))),\"\")","v":""}]
[false,{"$f":"IF(A518=TRUE,\"In\",\"Out\")","v":"Out"},"Parents",516,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents understand the best time to introduce specific financial concepts, products and issues to their children"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":" At what age do you feel it is appropriate to share the following kinds of financial information with your child or to involve the child in the activity? \n\n- Receiving an allowance\n\n- Using a current account\n\n- Opening a savings account\n\n- Having a clothing budget\n\n- Family monthly living costs\n\n- Family income\n\n- Keeping records of family income\n\n- Taking major financial decisions\n\n- Being fully responsible for current account\n\n- Earning all own income\n\n- Being responsible for own credit card"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. From age 17\n9. From age 18\n10. From age 21\n11. From age 25\n12. Older than this\n13. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"Record the option chosen at pre- and post-intervention.\n\nAt post-intervention, first count 1 for each statement showing any improvement (i.e. any lower response option or younger age) at post-intervention, and add these together. Separately count 1  for each statement showing any reversal (i.e. a higher response option or older age group) and add these together.\n\nThen, subtract the second number  from the first one. Cap the resulting score to a maximum of 6 and a minimum of -6 and use this as the final score at post-intervention for this indicator:"},{"$f":"_xlfn.IFNA(VLOOKUP($D518,'7'!$J$8:$N$120,3,0),\"\")","v":" Ar ba oedran ydych chi'n teimlo mae hi’n briodol rhannu’r mathau a ganlyn o wybodaeth ariannol gyda'ch plentyn neu gynnwys y plentyn yn y gweithgarwch?\r\nDewisiadau ateb:\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n8. O 17 oed ymlaen\r\n9. O 18 oed ymlaen\r\n10. O 21 oed ymlaen\r\n11. O 25 oed ymlaen\r\n12. H?n na hynny\r\n13. Byth\r\n14. Ddim yn gwybod\r\nCael lwfans\r\nCael cyfrif cyfredol\r\nAgor cyfrif cynilo\r\nCyfrifol am gyllideb dillad\r\nGwybod am gostau byw misol y teulu\r\nCael gwybod beth ydi incwm y teulu\r\nHelpu i gadw cofnodion o incwm y teulu\r\nTrafod penderfyniadau ariannol mawr\r\nYn gwbl gyfrifol am y cyfrif cyfredol\r\nEnnill ei holl incwm ei hun\r\nYn gyfrifol am ei gerdyn credyd ei hun"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D518,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D516))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D516))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E516))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D516))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F516))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G516))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H516))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I516))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J516))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K516))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I516))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I516))),\"\")","v":""}]
[false,"Out","Parents",517,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents feel confident in helping their children to learn about money and develop money management skills"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) - 'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'I know what age I should start talking to my child / children about how money works'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D519,'7'!$J$8:$N$120,3,0),\"\")","v":"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (1st, 3rd and 4th statements)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D519,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D517))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D517))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E517))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D517))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F517))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G517))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H517))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I517))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J517))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K517))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I517))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I517))),\"\")","v":""}]
[false,"Out","Parents",518,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents feel confident in helping their children to learn about money and develop money management skills"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How confident do you feel in supporting your child to learn how to manage their own money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D520,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor hyderus ydych chi'n teimlo wrth gefnogi eich plentyn i ddysgu sut i reoli ei arian ei hun?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D520,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D518))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D518))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E518))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D518))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F518))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G518))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H518))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I518))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J518))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K518))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I518))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I518))),\"\")","v":""}]
[false,"Out","Parents",519,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents feel confident talking to their children about money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) - 'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'know what age I should start talking to my child / children about how money works'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D521,'7'!$J$8:$N$120,3,0),\"\")","v":"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (1st, 3rd and 4th statements)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D521,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D519))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D519))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E519))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D519))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F519))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G519))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H519))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I519))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J519))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K519))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I519))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I519))),\"\")","v":""}]
[false,"Out","Parents",520,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Overarching attitudes and knowledge"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents have the knowledge and confidence to effectively support the development of their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents feel confident talking to their children about money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How comfortable do you feel talking to your child about money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1.  Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D522,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor gyfforddus ydych chi'n teimlo wrth siarad gyda'ch plentyn am arian?\r\n1. Cyfforddus iawn\r\n2.  Eithaf cyfforddus\r\n3.  Dim barn y naill ffordd na’r llall\r\n4.  Eithaf anghyfforddus\r\n5.  Anghyfforddus iawn\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D522,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D520))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D520))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E520))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D520))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F520))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G520))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H520))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I520))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J520))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K520))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I520))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I520))),\"\")","v":""}]
[false,"Out","Parents",521,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role-model and are positive about good money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe it is important to act as a good role model for their children around money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\nHow important do you think it is to act as a role model for your child, when it comes to managing money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D523,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydych chi'n credu ydi hi i weithredu fel model rôl i’ch plentyn o ran rheoli arian?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D523,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D521))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D521))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E521))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D521))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F521))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G521))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H521))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I521))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J521))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K521))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I521))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I521))),\"\")","v":""}]
[false,"Out","Parents",522,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role-model and are positive about good money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents feel able to act as a good role model for the children around money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How able do you feel  to demonstrate good money management skills to your child?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very able\n2. Fairly able\n3. Neither able nor unable\n4. Fairly unable\n5. Very unable\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D524,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor abl ydych chi'n teimlo o ran dangos sgiliau rheoli arian da i’ch plentyn?\r\n1. Abl iawn\r\n2. Eithaf abl\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn abl iawn\r\n5. Ddim yn abl o gwbl\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D524,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D522))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D522))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E522))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D522))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F522))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G522))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H522))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I522))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J522))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K522))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I522))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I522))),\"\")","v":""}]
[false,"Out","Parents",523,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role-model and are positive about good money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role model good money management behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents set a budget and stick to it.  Parent talks to child about this."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nA) Do you keep track of your personal income and expenditure?  \n\n\nB) You said that you keep track of your personal expenditure.  Do you set a personal budget of how much you can spend? \n\n\nC) Have you ever talked to your child about your budget? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\nA) \n1. Yes\n2. No\nDon’t know   \n\nB)  \n1. Yes\n2. No\nDon’t know\n\nC)\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nIf you only asked A) then this is your final score for this question\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=6\n2=0\nDon't know=0\n\nThen, if asking all 3 questions: add the 3 scores and divide by 3 to produce the final score for this indicator. Otherwise, add together the scores for A) and C) and divide by 2 to produce the final score."},{"$f":"_xlfn.IFNA(VLOOKUP($D525,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi'n cadw golwg ar eich incwm a’ch gwariant personol?  \r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nOs ydych chi:\r\nFe ddywedoch chi eich bod chi’n cadw golwg ar eich gwariant personol.  Ydych chi’n pennu cyllideb bersonol ar gyfer faint allwch chi ei wario?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n_____\r\n\r\nYdych chi erioed wedi siarad gyda'ch plentyn am eich cyllideb?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn berthnasol "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D525,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D523))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D523))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E523))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D523))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F523))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G523))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H523))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I523))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J523))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K523))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I523))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I523))),\"\")","v":""}]
[false,"Out","Parents",524,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role-model and are positive about good money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role model good money management behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents keep track of their spending  in front of CYP and explain what they are doing."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nA) Do you keep track of your personal income and expenditure?  \n\n\nB) How often do you check your bank balance or statements when your child is present?\n\n\n\n\nC) Have you explained to your child what you are doing when you check your bank balance or statements?\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\nA) \n1. Yes\n2. No\nDon’t know   \n\nB)\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nC)\n1. Yes\n2. No\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nC)\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D526,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi'n cadw golwg ar eich incwm a’ch gwariant personol?  \r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nPa mor aml ydych chi'n gwirio balans eich cyfrif banc neu ddatganiadau pan fydd eich plentyn yn bresennol?\r\n1. Yn aml\r\n2. Weithiau\r\n3. Yn anaml\r\n4. Byth\r\n\r\nYdych chi wedi esbonio wrth eich plentyn beth rydych chi’n ei wneud pan fyddwch chi’n gwirio balans eich eich banc neu ddatganiadau?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn berthnasol "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D526,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D524))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D524))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E524))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D524))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F524))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G524))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H524))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I524))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J524))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K524))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I524))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I524))),\"\")","v":""}]
[false,"Out","Parents",525,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role-model and are positive about good money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents role model good money management behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents demonstrate saving in front of their children"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nA) Which of these best describes how often you save money?\n\n\n\n\nB) Have you explained to your child about why you are putting money aside? By putting money aside, we mean saving money or putting it away in any form, even if it is only small amounts or for a short period (e.g. to pay a bill at the end of the month).\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\nA) \n1. Every month\n2. Most months\n3. Some months but not others\n4. Rarely / never\nDon't know\n\nB) \n1. Yes\n2. No\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each statement:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon't know=3\n\nThen, if asking both questions, add up the scores for each and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D527,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa un o'r rhain sy'n disgrifio orau pa mor aml rydych chi’n cynilo arian?\r\nTiciwch un yn unig\r\n\r\nBob mis\r\nY rhan fwyaf o fisoedd\r\nRhai misoedd ond nid rhai eraill\r\nYn anaml / byth\r\nDdim yn gwybod\r\nGwell gennyf beidio â dweud\r\n\r\nYdych chi wedi esbonio wrth eich plentyn pam eich bod chi'n rhoi arian o'r neilltu?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn berthnasol "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D527,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D525))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D525))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E525))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D525))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F525))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G525))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H525))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I525))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J525))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K525))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I525))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I525))),\"\")","v":""}]
[false,"Out","Parents",526,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents set clear boundaries around spending for their children and stick to them"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased number set and stick to money agreements and responsibilities with their child (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) Do you have any family agreements about money in place for this child?\n\n\nB) Please tell us about the types of family agreements you have in place.\n\n\nC) How often are you and your family able to stick to these agreements?\n\n\nD) Please share why, for the time being, you do not have any money agreements in place."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"A)\nCHOOSE ONE ONLY\n1. Yes, lots\n2. Yes, some\n3. No\nDon't know\n\nB) write down  for context only\n\nC)\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. All the time\nDon't know\n\nD) write down for context only"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First score each question:\nA) \n1=6\n2=3\n3=0\nDon't know=3\n\nB) is for context only.\n\nC)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nD) is for context only.\n\nThen, if asking A) and C): add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D528,'7'!$J$8:$N$120,3,0),\"\")","v":"Oes gennych chi gytundebau teuluol ynghylch arian ar waith ar gyfer y plentyn hwn?\r\n\r\nOes, llawer\r\nOes, ambell un\r\nNac oes\r\n\r\nOS OES, dywedwch wrthym am y mathau o gytundebau teuluol sydd gennych chi ar waith isod:\r\n\r\nOS OES, pa mor aml ydych chi a'ch teulu yn gallu cadw at y cytundebau hyn?\r\nTiciwch un ateb\r\n\r\nByth / Anaml / Weithiau / Yn aml / Drwy'r amser / Ddim yn gwybod\r\n\r\nOS NAC OES, dywedwch pam, ar hyn o bryd, nad oes gennych chi gytundebau ariannol ar waith "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D528,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D526))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D526))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E526))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D526))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F526))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G526))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H526))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I526))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J526))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K526))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I526))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I526))),\"\")","v":""}]
[false,"Out","Parents",527,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents set clear boundaries around spending for their children and stick to them"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often does your child pester you to buy things because they have spent all their own money?\n\nB) When your child asks for more money how often do you give this to them?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D529,'7'!$J$8:$N$120,3,0),\"\")","v":" Pa mor aml mae eich plentyn yn pwyso arnoch chi i brynu pethau oherwydd ei fod wedi gwario'r cyfan o’i arian ei hunan?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]\r\n\r\nPan fydd eich plentyn yn gofyn am ragor o arian, pa mor aml ydych chi'n cytuno i wneud hynny?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D529,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D527))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D527))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E527))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D527))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F527))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G527))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H527))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I527))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J527))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K527))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I527))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I527))),\"\")","v":""}]
[false,"Out","Parents",528,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents are able to resist ‘pester power’ "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nHow confident are you that you can resist ‘pester power’ when your child wants you to buy them something?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D530,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor hyderus ydych chi y gallwch chi wrthsefyll 'p?er plagio' pan fydd eich plentyn eisiau i chi brynu rhywbeth iddyn nhw?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D530,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D528))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D528))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E528))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D528))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F528))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G528))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H528))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I528))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J528))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K528))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I528))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I528))),\"\")","v":""}]
[false,"Out","Parents",529,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents don't feel pressure to spend money on things their children want but don’t need"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"To what extent would you say the following statement applies to you personally?\n\n- 'I feel under pressure to spend money on my children even when I can’t afford it'\n\nPlease answer on a scale of 0 to 10, where 0 means it doesn’t sound like you at all and 10 means it sounds a lot like you. "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"0 This doesn't sound like me at all\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 This sounds a lot like me\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"0=6\n1=5\n2=5\n3=4\n4=4\n5=3\n6=2\n7=2\n8=1\n9=1\n10=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D531,'7'!$J$8:$N$120,3,0),\"\")","v":"I ba raddau fyddech chi’n dweud bod y datganiad a ganlyn yn berthnasol i chi’n bersonol?\r\n\"Rydw i'n teimlo dan bwysau i wario arian ar fy mhlant, hyd yn oed pan na allaf ei fforddio\"\r\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu nad yw'n swnio’n debyg i chi o gwbl a lle mae 10 yn golygu ei fod yn swnio'n debyg iawn i chi. Ticiwch un ateb.\r\n(Graddfa 0-10)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D531,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D529))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D529))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E529))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D529))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F529))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G529))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H529))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I529))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J529))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K529))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I529))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I529))),\"\")","v":""}]
[false,"Out","Parents",530,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents don't feel pressure to spend money on things their children want but don’t need"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nHow much pressure,  if any, do you feel to spend money on your child for things they don’t need?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. A lot of pressure\n2. Some pressure\n3. No pressure\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=3\n3=6\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D532,'7'!$J$8:$N$120,3,0),\"\")","v":"Faint o bwysau, os o gwbl, ydych chi'n teimlo i wario arian ar eich plant am bethau nad ydyn nhw eu hangen?\r\n1. Llawer o bwysau\r\n2. Rhywfaint o bwysau\r\n3. Dim pwysau\r\n4. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D532,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D530))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D530))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E530))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D530))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F530))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G530))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H530))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I530))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J530))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K530))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I530))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I530))),\"\")","v":""}]
[false,"Out","Parents",531,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Role-modelling financially capable behaviour"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents emphasise self-control around money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents praise children when they demonstrate self-control in relation to money.\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents praise their children when they demonstrate good money management\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often do you praise your child for showing self-control when it comes to spending money?\n\nB) How often do you praise your child for making sensible choices about what to spend their money on?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know = 0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D533,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n canmol eich plentyn am ddangos hunan-reolaeth ynghylch gwario arian?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n canmol eich plentyn am wneud dewisiadau synhwyrol ar beth maen nhw’n gwario eu harian?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D533,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D531))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D531))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E531))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D531))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F531))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G531))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H531))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I531))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J531))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K531))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I531))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I531))),\"\")","v":""}]
[false,"Out","Parents",532,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased discussions about how money is used; Increased money management discussions with children (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) -  'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'I know what age I should start talking to my child / children about how money works'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\n\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D534,'7'!$J$8:$N$120,3,0),\"\")","v":"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (1st, 3rd and 4th statements)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D534,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D532))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D532))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E532))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D532))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F532))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G532))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H532))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I532))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J532))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K532))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I532))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I532))),\"\")","v":""}]
[false,"Out","Parents",533,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How comfortable do you feel talking to your child about money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D535,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor gyfforddus ydych chi'n teimlo wrth siarad gyda'ch plentyn am arian?\r\n1. Cyfforddus iawn\r\n2.  Eithaf cyfforddus\r\n3.  Dim barn y naill ffordd na’r llall\r\n4.  Eithaf anghyfforddus\r\n5.  Anghyfforddus iawn\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D535,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D533))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D533))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E533))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D533))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F533))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G533))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H533))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I533))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J533))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K533))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I533))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I533))),\"\")","v":""}]
[false,"Out","Parents",534,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain that money is limited and that they have to make trade-offs when spending it"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased discussions about how money is used; Increased money management discussions with children (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often do you  explain to your child that money is limited and that they therefore can’t have everything they want?\n\nB) If your child wanted you to buy them two items would you:\n\nC) How often do you talk to your child about how to you decide what to buy and what not to buy?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\n\nA)  CHOOSE  ONE ONLY \n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nB)  CHOOSE  ONE ONLY \n1. Buy them both\n2. Make them pick one\nDon't know\n\nC)  CHOOSE  ONE ONLY \n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=0\n2=6\nDon't know=3\n\nC)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D536,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi wedi ceisio esbonio wrth eich plentyn erioed fod arian yn gyfyngedig, ac na allan nhw gael popeth maen nhw ei eisiau oherwydd hynny?\r\n1.  Do\r\n2. Naddo\r\n[3. Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi wedi ceisio esbonio wrth eich plentyn fod arian yn gyfyngedig, ac na all gael popeth y mae ei eisiau oherwydd hynny?\r\n\r\n1. Yn aml\r\n2. Weithiau\r\n3. Yn anaml\r\n4. Byth\r\n[5. Ddim yn gwybod]\r\n\r\nOs oedd eich plentyn eisiau i chi brynu dwy eitem, beth fyddech chi’n ei wneud?\r\n1. Prynu’r ddwy eitem\r\n2. Gwneud iddo ddewis un\r\n[3. Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n siarad gyda'ch plentyn am sut rydych chi’n penderfynu beth i'w brynu a beth i beidio ei brynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D536,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D534))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D534))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E534))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D534))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F534))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G534))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H534))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I534))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J534))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K534))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I534))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I534))),\"\")","v":""}]
[false,"Out","Parents",535,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain the difference between wants and needs"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Have you ever explained to your child that  there is a different between things they 'want' and things they 'need'? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D537,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi erioed wedi esbonio i'ch plentyn fod gwahaniaeth rhwng y pethau y mae eu 'heisiau' a’r pethau y mae eu 'hangen'?\r\n1.  Do\r\n2. Naddo\r\n[3. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D537,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D535))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D535))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E535))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D535))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F535))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G535))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H535))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I535))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J535))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K535))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I535))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I535))),\"\")","v":""}]
[false,"Out","Parents",536,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain the difference between wants and needs"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Is your child able to do any of the following?\n\n- Save up for a short period of time to buy something they want\n\n- Understand why you are saying “no” to buying something\n\n- Manage their own day-to-day money or allowance\n\n- Explain the choices they make when they spend their money\n\n- Focus on an activity they have been asked to / decided to do\n\n- Finish a task they have been asked to / decided to do\n\n- Able to Recognise the difference between something they want (e.g. sweets), and something they need (e.g. food)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. No\n2. Yes, sometimes\n3. Yes, always\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\nFirst, score each statement:\n\n1=0\n2=3\n3=6\nDon't know=3\n\nThen, add up the scores for the 7 statements and divide by 7 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D538,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydi'r plentyn hwn yn gallu gwneud rhai o'r canlynol?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nCynilo am gyfnod byr o amser i brynu rhywbeth mae ef/hi ei eisiau\r\n\r\nDeall pam rydych chi’n dweud \"na\" wrth feddwl prynu rhywbeth\r\n\r\nRheoli ei arian neu ei lwfans eu hunan o ddydd i ddydd\r\n\r\nEsbonio'r dewisiadau mae’n eu gwneud pan fydd yn gwario ei arian\r\n\r\nCanolbwyntio ar weithgaredd y gofynnwyd iddo ei wneud / y penderfynodd ei wneud\r\n\r\nGorffen tasg y gofynnwyd iddo ei wneud / y penderfynodd ei wneud\r\n\r\nGwybod y gwahaniaeth rhwng rhywbeth y mae ei eisiau (e.e. melysion), a rhywbeth y mae ei angen (e.e. bwyd)\r\n\r\n(Ydi / Ydi, weithiau / Ydi, yn bendant / Ddim yn gwybod / Amherthnasol (nid oes gan fy mhlentyn ei arian ei hun))"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (1st, 3rd, 4th & 7th statements)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D538,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D536))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D536))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E536))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D536))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F536))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G536))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H536))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I536))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J536))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K536))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I536))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I536))),\"\")","v":""}]
[false,"Out","Parents",537,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to their children about the costs of what they want to buy"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased discussions about how money is used; Increased money management discussions with children (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you talk to your child about the cost of things you or they want to buy?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D539,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n siarad gyda'ch plentyn am gost pethau rydych chi neu y mae ef/hi eisiau eu prynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D539,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D537))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D537))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E537))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D537))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F537))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G537))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H537))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I537))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J537))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K537))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I537))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I537))),\"\")","v":""}]
[false,"Out","Parents",538,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to their children about how to spend their money wisely and explain simple money-saving strategies (eg. shopping around/ only buy what you need)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased discussions about how money is used; Increased money management discussions with children; Increased number involve children in family conversations around money (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Have you ever explained to your child about the things you might do to save money, such as shopping around or only buying what you need?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon’t know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D540,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi erioed wedi esbonio wrth eich plentyn am y pethau y gallech chi eu gwneud i arbed arian, fel siopa o gwmpas, neu ddim ond prynu’r hyn rydych chi ei angen?\r\n1. Do\r\n2. Naddo"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D540,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D538))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D538))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E538))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D538))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F538))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G538))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H538))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I538))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J538))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K538))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I538))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I538))),\"\")","v":""}]
[false,"Out","Parents",539,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased number involve children in basic family spending decisions (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you involve your child in household spending decisions, for example what you buy in a weekly shop?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D541,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n cynnwys eich plentyn mewn penderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D541,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D539))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D539))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E539))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D539))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F539))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G539))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H539))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I539))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J539))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K539))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I539))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I539))),\"\")","v":""}]
[false,"Out","Parents",540,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n- Talk about how money is used in the family, e.g. paying for heating\n\n- Explain the difference between price and the value of things\n\n- Teach the importance of saving\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 8 statements and divide by 8 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D542,'7'!$J$8:$N$120,3,0),\"\")","v":"Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D542,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D540))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D540))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E540))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D540))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F540))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G540))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H540))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I540))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J540))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K540))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I540))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I540))),\"\")","v":""}]
[false,"Out","Parents",541,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain how to budget and save, and why they are important"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nHow often do you encourage your child to save up for things they want to purchase?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. My child does not have their own money\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\n5=0\nDon't know = 3 \n"},{"$f":"_xlfn.IFNA(VLOOKUP($D543,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n annog eich plentyn i gynilo ar gyfer y pethau y mae eisiau eu prynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n5. Nid oes gan fy mhlentyn ei arian ei hun"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D543,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D541))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D541))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E541))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D541))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F541))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G541))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H541))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I541))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J541))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K541))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I541))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I541))),\"\")","v":""}]
[false,"Out","Parents",542,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents understand that it is beneficial to involve children in household spending decisions"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important do you think it is to involve your child in household spending decisions?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D544,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydych chi'n credu ydi hi i gynnwys eich plentyn ym mhenderfyniadau gwariant yr aelwyd?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D544,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D542))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D542))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E542))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D542))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F542))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G542))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H542))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I542))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J542))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K542))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I542))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I542))),\"\")","v":""}]
[false,"Out","Parents",543,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about the cost of living (eg. electricity, water, mobile phone, transport etc)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nHave you explained to your child that utilities, for example mobile phones, water and electricity, cost money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D545,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi wedi esbonio i’ch plentyn fod cyfleustodau - er enghraifft, ffonau symudol, d?r a thrydan - yn costio arian?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D545,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D543))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D543))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E543))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D543))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F543))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G543))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H543))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I543))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J543))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K543))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I543))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I543))),\"\")","v":""}]
[false,"Out","Parents",544,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to young people about how to manage household finances and set-up bills (16+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) Now think about a child you have who is 16 or older. How often do you talk to your child about how to manage household finances?\n\n\n\nB) Have you talked to your child about how to set-up bills such a phone and electricity bills?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nA) CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon’t know=3\n\nThen, add up the scores for the 2 questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D546,'7'!$J$8:$N$120,3,0),\"\")","v":"(16+) Yn awr, meddyliwch am blentyn sydd gennych chi sy'n 16 neu'n h?n.\r\n Pa mor aml ydych chi'n siarad gyda'ch plentyn am sut i reoli cyllid yr aelwyd?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n\r[5.  Ddim yn gwybod]\r\n\n(16+) Ydych chi wedi siarad gyda'ch plentyn am sut i sefydlu biliau, e.e. biliau ffôn a thrydan?\r\n1. Do\n2. Naddo\n[3.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D546,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D544))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D544))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E544))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D544))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F544))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G544))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H544))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I544))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J544))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K544))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I544))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I544))),\"\")","v":""}]
[false,"Out","Parents",545,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to young people about how and why people get into debt and the negative consequences that can result (11+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Have you ever spoken to your child about why people get into debt and the problems this can cause?\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon’t know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D547,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi erioed wedi ei siarad gyda'ch plentyn am pam mae pobl yn mynd i ddyled a’r problemau mae hyn yn gallu ei achosi?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D547,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D545))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D545))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E545))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D545))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F545))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G545))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H545))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I545))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J545))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K545))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I545))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I545))),\"\")","v":""}]
[false,"Out","Parents",546,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk about, explain and involve children in everyday household money management"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain how to work out everyday financial questions involving maths to children, and support them to do so"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often does someone at home help your child solve money questions involving maths? \n\nFor example, how to work out the correct change, how to work out interest, or any other question involving money.\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Never\n2. Occasionally or less than once a week\n3. 1 or 2 days per week\n4. 3 or 4 times a week\n5. 5 times a week or more\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D548,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml mae rhywun gartref yn helpu eich plentyn i ddatrys cwestiynau ariannol yn ymwneud â mathemateg?\r\nEr enghraifft, sut i gyfrifo’r newid cywir, sut i gyfrifo llog, neu unrhyw gwestiwn arall yn ymwneud ag arian.\r\n1. Byth\r\n2. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n3. 1 neu 2 ddiwrnod yr wythnos\r\n4. 3 neu 4 gwaith yr wythnos\r\n5. 5 gwaith yr wythnos neu'n amlach na hynny\r\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D548,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D546))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D546))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E546))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D546))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F546))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G546))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H546))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I546))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J546))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K546))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I546))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I546))),\"\")","v":""}]
[false,"Out","Parents",547,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use financial products and make transactions in front of their children, and explain them in a way they can understand"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use different methods of payment in front of their children (cash, card, online)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First score the statements:\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D549,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D549,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D547))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D547))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E547))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D547))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F547))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G547))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H547))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I547))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J547))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K547))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I547))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I547))),\"\")","v":""}]
[false,"Out","Parents",548,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use financial products and make transactions in front of their children, and explain them in a way they can understand"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use different financial products in front of their children (eg. check current accounts, pay into savings accounts, use online banking etc)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\n\n\nFirst score the statements:\n\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D550,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, byth, ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D550,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D548))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D548))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E548))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D548))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F548))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G548))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H548))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I548))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J548))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K548))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I548))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I548))),\"\")","v":""}]
[false,"Out","Parents",549,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use financial products and make transactions in front of their children, and explain them in a way they can understand"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to their children about what they are doing while using financial products and making transactions"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First score the statements:\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D551,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D551,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D549))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D549))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E549))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D549))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F549))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G549))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H549))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I549))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J549))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K549))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I549))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I549))),\"\")","v":""}]
[false,"Out","Parents",550,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use financial products and make transactions in front of their children, and explain them in a way they can understand"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to young people about how to select the best financial product for them"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics.\n\nHave you talked to your child about the kind of things you have to consider when choosing a financial product, for example a bank account or savings account?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D552,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nYdych chi wedi siarad gyda'ch plentyn am y math o bethau mae'n rhaid i chi eu ystyried wrth ddewis cynnyrch ariannol - er enghraifft, cyfrif banc neu gyfrif cynilo?\r\n1. Do\r\n2. Naddo\n[3.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D552,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D550))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D550))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E550))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D550))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F550))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G550))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H550))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I550))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J550))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K550))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I550))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I550))),\"\")","v":""}]
[false,"Out","Parents",551,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents use financial products and make transactions in front of their children, and explain them in a way they can understand"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about borrowing money / sources of credits and the risks associated with this (16+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics.\n\nHow often do you talk to your child about the risks associated with borrowing money, and the impact of getting into debt?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D553,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nPa mor aml ydych chi'n siarad gyda'ch plentyn am y risgiau sy'n gysylltiedig â benthyg arian, ac effaith mynd i ddyled?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D553,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D551))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D551))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E551))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D551))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F551))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G551))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H551))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I551))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J551))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K551))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I551))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I551))),\"\")","v":""}]
[false,"Out","Parents",552,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about consumer society"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about marketing (eg. adverts are designed to make you want to buy things, promotions (e.g. 3 for 2) are designed to make people spend more etc)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics. \n\nHow often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D554,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nPa mor aml ydych chi'n esbonio pwrpas hysbysebion a'r tactegau y mae cwmnïau yn eu defnyddio i werthu rhagor o gynnyrch i'ch plentyn?\r\n\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D554,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D552))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D552))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E552))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D552))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F552))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G552))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H552))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I552))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J552))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K552))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I552))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I552))),\"\")","v":""}]
[false,"Out","Parents",553,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about consumer society"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents explain techniques for resisting consumer pressure to children"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics. \n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D555,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]. Ydych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D555,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D553))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D553))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E553))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D553))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F553))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G553))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H553))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I553))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J553))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K553))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I553))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I553))),\"\")","v":""}]
[false,"Out","Parents",554,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about where their money comes from"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics.\n\nHow often have you talked to your child about where your household income comes from?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D556,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol] Pa mor aml ydych chi wedi siarad gyda'ch plentyn am ble daw incwm eich aelwyd?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D556,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D554))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D554))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E554))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D554))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F554))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G554))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H554))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I554))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J554))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K554))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I554))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I554))),\"\")","v":""}]
[false,"Out","Parents",555,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about work and how different jobs have different salaries"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"The next few questions are whether you have talked to your child about various topics.\n\nHow often have you talked to your child about how different jobs have different salaries?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D557,'7'!$J$8:$N$120,3,0),\"\")","v":"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol] Pa mor aml ydych chi wedi siarad gyda'ch plentyn am y modd y mae gan swyddi gwahanol gyflogau gwahanol?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D557,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D555))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D555))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E555))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D555))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F555))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G555))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H555))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I555))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J555))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K555))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I555))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I555))),\"\")","v":""}]
[false,"Out","Parents",556,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to their children about further education and future plans and the financial implications of/options for those plans (16+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often do you talk to your child about what they could do after they finish their education?\n\nB)  How confident would you feel providing your child with advice on how they can fund their studies after the leave the school?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\n\nA) CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n\n\nB)\n0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\nFirst score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0\n\nThen, add up the scores for the 2 questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D558,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n siarad gyda'ch plentyn am yr hyn y gallai ei wneud ar ôl iddo orffen ei addysg?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\n\r\n\r\n(16+) Pa mor hyderus fyddech chi’n teimlo ynghylch darparu cyngor i'ch plentyn ar sut gallai gyllido ei astudiaethau ar ôl y gadael yr ysgol?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D558,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D556))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D556))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E556))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D556))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F556))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G556))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H556))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I556))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J556))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K556))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I556))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I556))),\"\")","v":""}]
[false,"Out","Parents",557,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Demonstrating, explaining and involving in household finances"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage their children's aspirations and their financial independence (16+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help their children think about their careers and help them plan how they can reach their career goals. "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often do you talk to your child about what careers they could in the future?\n\n\n\n\nB) Does your child know roughly what career they want to do in the future?\n\n\n\nC) How often do you give your child advice on how they can get the career they want?\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\nA)\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\nB)\n1. Yes\n2. No\nDon't know\n\nC)\n1. Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First score the questions:\nA) \n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon’t know=3\n\nC) \n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, if asking three questions: add up the scores for all three questions and divide the result by 3 to produce the final score for this indicator. Otherwise, add together the scores for A) and B) and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D559,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n siarad gyda'ch plentyn am y gyrfaoedd y gallai eu dilyn yn y dyfodol?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\nYdi eich plentyn yn gwybod yn fras pa yrfa mae'n dymuno ei dilyn yn y dyfodol?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gwybod\r\n\r\n{Os ydyn nhw} Pa mor aml ydych chi'n rhoi cyngor i'ch plentyn ar sut gallai gael yr yrfa y mae ei heisiau?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (first Q)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D559,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D557))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D557))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E557))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D557))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F557))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G557))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H557))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I557))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J557))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K557))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I557))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I557))),\"\")","v":""}]
[false,"Out","Parents",558,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important do you think it is for your child to manage their own money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D560,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydych chi'n credu ydi hi i’ch plentyn reoli ei arian ei hunan?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":" "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D560,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D558))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D558))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E558))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D558))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F558))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G558))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H558))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I558))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J558))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K558))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I558))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I558))),\"\")","v":""}]
[false,"Out","Parents",559,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"In which of the following ways does your child get money of their own?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Occasional pocket money from their parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from their parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n"},{"$f":"_xlfn.IFNA(VLOOKUP($D561,'7'!$J$8:$N$120,3,0),\"\")","v":"Ym mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\r\nTiciwch bob un sy'n berthnasol\r\n\r\nArian poced rheolaidd\r\n\r\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\r\n\r\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\r\n\r\nPen-blwyddi / Nadolig / Dathliadau eraill\r\n\r\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\r\n\r\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\r\n\r\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\r\n\r\nArall (nodwch os gwelwch yn dda) ________________________________________\r\n\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (amended version: additional options in CYP fincap)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D561,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D559))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D559))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E559))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D559))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F559))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G559))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H559))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I559))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J559))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K559))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I559))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I559))),\"\")","v":""}]
[false,"Out","Parents",560,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide their children with a regular set amount of pocket money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"In which of the following ways does your child get money of their own?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. Occasional pocket money from their parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from their parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n"},{"$f":"_xlfn.IFNA(VLOOKUP($D562,'7'!$J$8:$N$120,3,0),\"\")","v":"Ym mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\r\nTiciwch bob un sy'n berthnasol\r\n\r\nArian poced rheolaidd\r\n\r\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\r\n\r\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\r\n\r\nPen-blwyddi / Nadolig / Dathliadau eraill\r\n\r\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\r\n\r\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\r\n\r\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\r\n\r\nArall (nodwch os gwelwch yn dda) ________________________________________\r\n\r\nDdim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (amended version: additional options in CYP fincap)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D562,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D560))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D560))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E560))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D560))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F560))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G560))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H560))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I560))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J560))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K560))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I560))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I560))),\"\")","v":""}]
[false,"Out","Parents",561,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents believe  children should  manage their own money, including making their own decisions about whether to spend or save it and allow their child to do this. "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) Who is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n\n\nB) How much do you agree with the following statements?\n\na) - Children should be allowed to make their own mistakes with their pocket money.\n\nb) - It is best if parents manage their children’s money for them.\n\nc) - Children should decide whether to save their own pocket money.\n\nd) - Children should decide whether to  spend their own pocket money."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) \nCHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\nDon’t know\n\n\nB)\nFor each statement\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\nA) \n1=0\n2=0\n3=6\n4=0\nDon't know=3\n\nB) Score each statement:\nFor a) c) and d)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nAdd up the scores for all 4 statements and divide by 4 to produce a score for B)\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D563,'7'!$J$8:$N$120,3,0),\"\")","v":"Pwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario?  \r\n1. Fi\r\n2. Aelod arall o'r teulu neu ofalwr\r\n3. Fy mhlentyn\r\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\r\n[5. Ddim yn gwybod]\r\n\r\nI ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau a ganlyn.\r\n\r\na) Dylai plant gael yr hawl i wneud eu camgymeriadau eu hunain gyda’u harian poced\r\nb) Mae'n well os ydi rhieni yn rheoli arian eu plant ar eu cyfer\r\n(c) Dylai plant benderfynu a ddylen nhw gynilo eu harian poced eu hunain ai peidio.\r\n(d) Dylai plant benderfynu a ddylen nhw wario eu harian poced eu hunain ai peidio.\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n[6. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (first Q)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D563,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D561))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D561))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E561))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D561))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F561))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G561))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H561))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I561))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J561))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K561))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I561))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I561))),\"\")","v":""}]
[false,"Out","Parents",562,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children to make a plan for what to spend their money on and/or budget and stick to it"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased number allowing their child to make money choices (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you encourage your child to plan what they are going to spend their money on?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D564,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n annog eich plentyn i gynllunio ar beth maen nhw’n mynd i wario eu harian?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D564,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D562))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D562))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E562))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D562))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F562))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G562))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H562))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I562))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J562))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K562))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I562))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I562))),\"\")","v":""}]
[false,"Out","Parents",563,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children to save"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often do you talk to your child about the importance of saving money up for things they want?\n\n\nB) How often do you encourage your child to save up for things they want to purchase?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\nDon't know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D565,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n siarad gyda'ch plentyn am bwysigrwydd cynilo arian ar gyfer pethau mae ef/hi eu heisiau?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n annog eich plentyn i gynilo ar gyfer y pethau y eisiau eu prynu?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D565,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D563))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D563))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E563))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D563))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F563))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G563))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H563))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I563))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J563))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K563))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I563))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I563))),\"\")","v":""}]
[false,"Out","Parents",564,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents allow their children to make payments in different ways, including online"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"In which of these ways has your child made a payment?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE  ALL THAT APPLY\n1. In person using cash\n2. In person using card\n3. Online\n4. None of these\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"For options 1 to 3, add together to produce a score for this indicator\n1=2\n2=2\n3=2\nOption 4=immediately score 0\nDon't know=immediately score 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D566,'7'!$J$8:$N$120,3,0),\"\")","v":"Ym mha rai o'r ffyrdd hyn mae eich plentyn wedi gwneud taliad? (Ticiwch bob un sy'n berthnasol)\r\n1. Wyneb yn wyneb gan ddefnyddio arian parod\r\n2. Wyneb yn wyneb gan ddefnyddio cerdyn\r\n3. Ar-lein\r\n4. Dim un o'r rhain\r\n[5. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D566,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D564))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D564))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E564))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D564))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F564))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G564))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H564))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I564))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J564))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K564))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I564))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I564))),\"\")","v":""}]
[false,"Out","Parents",565,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents allow children to make mistakes with their money and help them learn from those experiences"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased number allowing their child to make money choices (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) If your child lost some of their money would you replace it?\n\n\n\nB) Which of the following statements comes closest to your view? Please think about your child and other children of their age when answering. "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\n\nA) CHOOSE ONE ONLY\n1. Definitely would\n2. Probably would\n3. Definitely would not\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Parents should manage their children’s money for them \n2. Children should be allowed manage their own money \nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\nFirst, score  each question:\n\nA)\n1=0\n2=2\n3=6\nDon't know=3\n\nB)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D567,'7'!$J$8:$N$120,3,0),\"\")","v":"Pe bai eich plentyn yn colli rhywfaint o'i arian, fyddech chi'n rhoi arian yn ei le?\r\n1. Byddwn, yn bendant\r\n2. Byddwn, mae’n debyg\r\n3. Na fyddwn, yn bendant\r\n[4.Ddim yn gwybod]\r\n\r\nPa rai o'r datganiadau a ganlyn sydd agosaf at eich safbwynt? Meddyliwch am eich plentyn a phlant eraill o'r un oedran wrth ateb.\r\n1. Dylai rhieni reoli arian eu plant ar eu rhan\r\n2. Dylid caniatáu i blant reoli eu harian eu hunain\r\n[3. Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D567,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D565))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D565))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E565))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D565))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F565))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G565))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H565))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I565))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J565))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K565))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I565))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I565))),\"\")","v":""}]
[false,"Out","Parents",566,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents provide children with a set amount of money and support them to manage it themselves"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents give older children responsibility for paying for the things they need (eg. school lunches, clothes) out of their pocket money or an allowance (11+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Increased number allowing their child to make money choices; Increased number set and stick to money rules and responsibilities with their child (PP)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Does your child have to use their own allowance when buying any of the following things they need? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. School dinners\n2. School uniform\n3. School equipment\n4. Mobile phone credit or bill\n5. Other bills\n6. None of these\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=immediately score 0\nDon't know=immediately score 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D568,'7'!$J$8:$N$120,3,0),\"\")","v":"Oes rhaid i'ch plentyn ddefnyddio ei lwfans ei hun wrth brynu unrhyw un o'r pethau a ganlyn mae ef/hi eu hangen? Ticiwch bob un sy'n berthnasol,\r\n1. Cinio ysgol\r\n2. Gwisg ysgol\r\n3. Offer ysgol\r\n4. Credyd neu fil ffôn symudol\r\n5. Biliau eraill\r\n6. Dim un o’r uchod\r\n7. [Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (amended version: different answer options)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D568,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D566))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D566))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E566))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D566))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F566))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G566))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H566))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I566))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J566))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K566))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I566))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I566))),\"\")","v":""}]
[false,"Out","Parents",567,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help their children to access financial products, and support them to take an active role in selecting the products"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support their children to open and use their own current account"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Does your child have a current account, held in their own name?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D569,'7'!$J$8:$N$120,3,0),\"\")","v":"Oes gan eich plentyn gyfrif cyfredol, yn ei enw ei hun?\r\n1. Do\r\n2. Naddo\r\n[3.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D569,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D567))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D567))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E567))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D567))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F567))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G567))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H567))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I567))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J567))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K567))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I567))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I567))),\"\")","v":""}]
[false,"Out","Parents",568,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help their children to access financial products, and support them to take an active role in selecting the products"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support children to open and use their own savings account"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Does child have a savings account or junior ISA, held in their own name?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D570,'7'!$J$8:$N$120,3,0),\"\")","v":"Oes gan eich plentyn gyfrif cynilo neu ISA iau, yn ei enw ei hun?\r\n1. Do\r\n2. Naddo\r\n[3.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D570,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D568))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D568))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E568))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D568))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F568))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G568))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H568))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I568))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J568))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K568))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I568))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I568))),\"\")","v":""}]
[false,"Out","Parents",569,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help their children to access financial products, and support them to take an active role in selecting the products"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support children to choose their own current or savings account (7+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nHave you ever involved your child in decisions about which financial products to choose for them, such as a bank or savings account, or a Junior ISA? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Yes\n2. No\n3. My child does not have an account\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\n3=0\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D571,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi erioed wedi cynnwys eich plentyn mewn penderfyniadau ynghylch pa gynhyrchion ariannol i’w dewis ar eu cyfer, fel cyfrif banc neu gyfrif cynilo, neu ISA Iau?\r\n1. Do\r\n2. Naddo\r\n3. Nid oes gan fy mhlentyn gyfrif\r\n(4. Ddim yn gwybod)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D571,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D569))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D569))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E569))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D569))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F569))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G569))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H569))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I569))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J569))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K569))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I569))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I569))),\"\")","v":""}]
[false,"Out","Parents",570,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting learning about money through experience"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help their children to access financial products, and support them to take an active role in selecting the products"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support children to choose their own mobile phone provider and package (11+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) Did you let your child pick their own mobile phone provider?\n\nB) Did you let your child pick their own mobile phone package?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\n3. Child does not have a phone\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\n\n1=6\n2=0\n3=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D572,'7'!$J$8:$N$120,3,0),\"\")","v":"Wnaethoch chi adael i'ch plentyn ddewis ei ddarparwr ffôn symudol ei hunan?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gymwys - nid oes gan y plentyn ffôn\r\n\r\nWnaethoch chi adael i'ch plentyn ddewis ei becyn ffôn symudol ei hunan?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gymwys - nid oes gan y plentyn ffôn"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D572,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D570))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D570))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E570))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D570))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F570))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G570))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H570))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I570))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J570))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K570))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I570))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I570))),\"\")","v":""}]
[false,"Out","Parents",571,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support their children with their literacy, numeracy and wider school work"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents help young children learn letters, words and numbers (3-4)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often does someone at home help (child) to learn the ABC or alphabet?\n\nB) How often does someone at home look at books with or read to your child? \n\nC) How often does someone at home teach your child numbers or counting?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\nDon’t know\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\nFirst, score each question:\n\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D573,'7'!$J$8:$N$120,3,0),\"\")","v":"{Os yw'r plant rhwng 3 a 4 oed} Pa mor aml mae rhywun gartref yn helpu (y plentyn) i ddysgu'r ABC neu’r wyddor?\r\n\r\nPa mor aml mae rhywun gartref yn edrych ar lyfrau neu’n darllen gyda'ch plentyn?\r\n\r\nPa mor aml mae rhywun gartref yn addysgu rhifau neu gyfri i’ch plentyn?\r\n\r\n\r\nDEWISIADAU ATEB I BOB UN:\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D573,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D571))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D571))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E571))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D571))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F571))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G571))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H571))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I571))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J571))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K571))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I571))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I571))),\"\")","v":""}]
[false,"Out","Parents",572,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support their children with their literacy, numeracy and wider school work"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents show interest in CYP’s general school work (5+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Thinking in general about children and education, would you say that a child's education is…"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n\n1. Wholly the parents' responsibility\n2. Mainly the parents' responsibility\n3. Mainly the school's responsibility\n4. Wholly the school's responsibility\n5. Both equally\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\n5=3\nDon't know=3"},{"$f":"_xlfn.IFNA(VLOOKUP($D574,'7'!$J$8:$N$120,3,0),\"\")","v":"Gan feddwl yn gyffredinol am blant ac addysg, fyddech chi'n dweud bod addysg plentyn...\r\n\r\nYn gyfrifoldeb y rhieni yn gyfan gwbl \r\nYn gyfrifoldeb y rhieni yn bennaf\r\nYn gyfrifoldeb yr ysgol yn bennaf\r\nYn gyfrifoldeb yr ysgol yn gyfan gwbl\r\nY ddau fel ei gilydd"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D574,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D572))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D572))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E572))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D572))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F572))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G572))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H572))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I572))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J572))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K572))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I572))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I572))),\"\")","v":""}]
[false,"Out","Parents",573,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support their children with their literacy, numeracy and wider school work"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support CYP in their Maths/English schoolwork (5+)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How often does someone at home teach your child maths or help with maths homework? \n\nB) How often does someone at home teach your child words or help with English homework? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\nCHOOSE ONE ONLY\n\n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D575,'7'!$J$8:$N$120,3,0),\"\")","v":"{Os ydi’r plant dros 5 oed} Pa mor aml mae rhywun gartref yn addysgu mathemateg i’ch plentyn neu'n helpu gyda gwaith cartref mathemateg?\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny\r\n\r\n{Os ydi’r plant dros 5 oed} Pa mor aml mae rhywun gartref yn addysgu geiriau i’ch plentyn neu’n help gyda gwaith cartref Cymraeg/Saesneg?\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D575,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D573))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D573))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E573))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D573))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F573))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G573))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H573))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I573))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J573))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K573))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I573))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I573))),\"\")","v":""}]
[false,"Out","Parents",574,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage children to solve their own problems"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How important do you think it is for your child solve their own problems?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D576,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor bwysig ydych chi'n credu ydi hi i’ch plentyn ddatrys ei broblemau ei hunan?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D576,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D574))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D574))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E574))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D574))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F574))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G574))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H574))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I574))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J574))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K574))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I574))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I574))),\"\")","v":""}]
[false,"Out","Parents",575,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents support the development of their children's self-confidence and praise them when they do well and put in effort."},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How comfortable do you feel praising your child when they try hard to do something?\n\nB) How often do you praise your child when they try hard to do something?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\n\nA) CHOOSE ONE ONLY\n1. Very comfortable\n2. Somewhat comfortable\n3. Somewhat uncomfortable\n4. Not at all comfortable\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.\n\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D577,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor gyfforddus ydych chi'n teimlo yn canmol eich plentyn pan mae'n ymdrechu'n ddyfal i wneud rhywbeth?\r\n1. Cyfforddus iawn\r\n2. Cymharol gyfforddus\r\n3. Cymharol anghyfforddus\r\n4. Ddim yn gyfforddus o gwbl\r\n\r\nPa mor aml ydych chi'n canmol eich plentyn pan mae'n ymdrechu'n ddyfal i wneud rhywbeth?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D577,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D575))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D575))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E575))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D575))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F575))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G575))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H575))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I575))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J575))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K575))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I575))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I575))),\"\")","v":""}]
[false,"Out","Parents",576,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Supporting broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage and support their children's broader development"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents encourage children to seek help if needed"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you encourage your child to talk to people if they need help with something?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D578,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n annog eich plentyn i siarad gyda phobl os bydd ef/hi angen help gyda rhywbeth?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D578,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D576))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D576))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E576))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D576))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F576))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G576))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H576))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I576))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J576))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K576))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I576))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I576))),\"\")","v":""}]
[false,"Out","Parents",577,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"Seeking and sharing advice"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents know where to find information and resources to help them develop their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) Do you know where to find information on teaching children and young people about money management?\n\nB) Which of these sources would you go to if you wanted to get information or help with teaching children and young people about money management?\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n \nB)  CHOOSE ALL THAT APPLY\n1. My child's school\n2. Websites/ Online content\n3. A charity such as CAB\n4. Other (please specify)\n5. None of these\nDon’t know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)\nFor options 1 to 4, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 5=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D579,'7'!$J$8:$N$120,3,0),\"\")","v":"Ydych chi'n gwybod lle i ddod o hyd i wybodaeth am addysgu plant a phobl ifanc am reoli arian?\r\n1. Do\r\n2. Nac ydw\r\nPa rai o'r ffynonellau hyn fyddech chi'n troi atyn nhw pe baech chi’n awyddus i gael gwybodaeth neu help gyda dysgu plant a phobl ifanc am reoli arian?\r\n 1. Ysgol fy mhlentyn\r\n 2. Gwefannau/ Cynnwys ar-lein\r\n 3. Elusen fel Cyngor ar Bopeth\r\n 4. Arall ________\r\n 5. Dim un o'r rhain\r\n 6. Ddim yn gwybod\r\nNA\r\n 6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D579,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D577))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D577))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E577))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D577))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F577))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G577))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H577))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I577))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J577))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K577))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I577))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I577))),\"\")","v":""}]
[false,"Out","Parents",578,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents access and use information and resources to help them develop their children's financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"In the last 12 months have you used any of the following to get information about teaching children and young people about money management? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ALL THAT APPLY\n1. My child's school\n2. Websites/ Online content\n3. A charity such as CAB\n4. Other (please specify)\n5. None of these\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"For options 1 to 4, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 5=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D580,'7'!$J$8:$N$120,3,0),\"\")","v":"Yn ystod y 12 mis diwethaf, ydych chi wedi defnyddio unrhyw un o'r canlynol i gael gwybodaeth am addysgu plant a phobl ifanc ynghylch rheoli arian? Ticiwch bob un sy'n berthnasol\r\n\r\n1. Ysgol fy mhlentyn\r\n 2. Gwefannau/ Cynnwys ar-lein\r\n 3. Elusen fel Cyngor ar Bopeth\r\n 4. Arall ________\r\n 5. Dim un o'r rhain\r\n 6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D580,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D578))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D578))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E578))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D578))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F578))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G578))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H578))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I578))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J578))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K578))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I578))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I578))),\"\")","v":""}]
[false,"Out","Parents",579,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Parents talk to other parents about how to help their children develop financial capability"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How often do you speak to other parents about ways in which to help children develop money management skills?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1.Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4\n3=2\n4=0\nDon't know = 0"},{"$f":"_xlfn.IFNA(VLOOKUP($D581,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor aml ydych chi'n siarad gyda rhieni eraill ynghylch ffyrdd i helpu plant i ddatblygu sgiliau rheoli arian?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D581,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D579))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D579))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E579))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D579))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F579))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G579))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H579))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I579))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J579))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K579))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I579))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I579))),\"\")","v":""}]
[false,{"$f":"IF(A582=TRUE,\"In\",\"Out\")","v":"Out"},"Parents",580,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Ability to live (adequately) within means"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Managing well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Satisfaction with standard of living \n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How well would you say you yourself are managing financially these days? Would you say you are…"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Living comfortably\n2. Getting by alright\n3. Just about getting by\n4. Finding it quite difficult\n5. Finding it very difficult\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D582,'7'!$J$8:$N$120,3,0),\"\")","v":"Pa mor dda fyddech chi'n dweud eich bod chi eich hun yn ymdopi'n ariannol y dyddiau hyn? Fyddech chi’n dweud eich bod chi...\r\nDEWISWCH UN YN UNIG\r\n1. Yn byw’n gyfforddus\r\n2. Yn ymdopi'n iawn\r\n3. Yn ymdopi’n weddol\r\n4. Yn ei chael yn eithaf anodd\r\n5. neu'n ei chael yn anodd iawn?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D582,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D580))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D580))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E580))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D580))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F580))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G580))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H580))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I580))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J580))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K580))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I580))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I580))),\"\")","v":""}]
[false,"Out","Parents",581,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Ability to live (adequately) within means"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Falling behind/in debt/in arrears"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"In the last [SIX] months, have [you / or your partner] been unable to pay any of these bills due to a lack of money?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nCHOOSE ALL THAT APPLY\n1. Rent or mortgage payments\n2. Council tax\n3. Gas, electricity or other fuel bills\n4. Water bill\n5. Telephone bill (including mobile phone, broadband)\n6. Credit or store card bills\n7. Repayments on a loan or advance\n8. Repayments on goods bought on hire purchase or mail order\n9. TV licence\n10. Income Tax or VAT payments\n11. Any other bill or regular commitment\n12. None of these\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"For options 1 to 11 COUNT to a maximum of 6. Then apply the following to your count:\n0=6  1=2  2=2  3=0  4=0  5=0 6=0\nOption 12=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D583,'7'!$J$8:$N$120,3,0),\"\")","v":"Yn y [CHWE] mis diwethaf, ydych [chi / neu eich partner] wedi methu â thalu unrhyw un o'r biliau hyn oherwydd diffyg arian?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Taliadau rhent neu forgais\r\n2. Treth Gyngor\r\n3. Nwy, trydan neu filiau tanwydd eraill\r\n4. Bil d?r\r\n5. Bil ffôn (gan gynnwys ffôn symudol, band eang)\r\n6. Biliau cerdyn credyd neu gerdyn siop\r\n7. Ad-daliad ar fenthyciad neu daliad ymlaen llaw,\r\n8. Ad-daliadau ar nwyddau a brynwyd ar hurbwrcas neu drwy'r post\r\n9. Trwydded deledu\r\n10. Treth incwm neu daliadau TAW\r\n11. Unrhyw fil neu ymrwymiad rheolaidd arall\r\n12. Dim un o'r rhain (CÔD SENGL YN UNIG)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D583,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D581))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D581))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E581))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D581))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F581))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G581))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H581))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I581))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J581))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K581))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I581))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I581))),\"\")","v":""}]
[false,"Out","Parents",582,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Financial resilience - ability to withstand financial shocks"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"Do you (and your partner) currently have at least as much money in savings as you get in income each month? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. No\n2. Yes, about 1 month\n3. Yes, about 2 months\n4. Yes, three months of more\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=2\n3=4\n4=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D584,'7'!$J$8:$N$120,3,0),\"\")","v":"Oes gennych chi (a'ch partner) o leiaf yr un faint o arian mewn cyfrifon cynilo â’r hyn rydych chi'n ei gael fel incwm bob mis ar hyn o bryd?\r\nDEWISWCH UN YN UNIG\r\n1. Naddo\r\n2. Oes, gwerth tua mis\r\n3. Oes, gwerth tua 2 fis\r\n4. Oes, tri mis a mwy"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D584,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D582))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D582))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E582))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D582))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F582))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G582))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H582))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I582))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J582))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K582))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I582))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I582))),\"\")","v":""}]
[false,"Out","Parents",583,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Managing money well day-to-day"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Creating and sticking to a viable budget"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"A) How closely do you normally plan how you will spend your money over the coming week or month? For example by drawing up a budget.\n\n\n\n\nB) And, how often do you keep to the budget you set?\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each question:\n\nA) CHOOSE ONE ONLY\n1. Very closely\n2. Fairly closely\n3. Not very closely\n4. I do not plan my spending at all\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Always \n2. Most of the time\n3. Sometimes\n4. Hardly ever\n5. Never\n6. I do not budget\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=4\n3=3\n4=1\n5=0\n6=0\nDon't know=3\n\nThen, if asking both questions: add up the scores for each question and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score you have recorded for A) as the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D585,'7'!$J$8:$N$120,3,0),\"\")","v":"A) Pa mor fanwl ydych chi fel arfer yn cynllunio sut byddwch chi’n gwario eich arian dros yr wythnos neu'r mis nesaf? Er enghraifft, drwy lunio cyllideb.\r\nDEWISWCH UN YN UNIG\r\n1. Yn agos iawn\r\n2. Yn eithaf agos\r\n3. Ddim yn agos iawn\r\n4. Nid ydw i'n cynllunio fy ngwariant o gwbl\r\n5. Ddim yn gwybod\r\n\r\nB) A pha mor aml ydych chi'n cadw at y gyllideb wnaethoch chi ei phennu?\r\nDEWISWCH UN YN UNIG\r\n1. Bob amser\r\n2. Gan amlaf\r\n3. Weithiau\r\n4. Byth, bron\r\n5. Byth\r\n6. Ddim yn cyllidebu"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D585,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D583))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D583))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E583))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D583))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F583))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G583))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H583))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I583))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J583))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K583))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I583))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I583))),\"\")","v":""}]
[false,"Out","Parents",584,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"General saving behaviour "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Saving on a regular basis "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nA) Which of these best describes how often you save money?\n\n\n\n\nB) Just thinking about the months that you save money is the amount that you save…\n\n\n\n\nC) About how much on average do you personally manage to save each month, at the moment? \n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"\nFor each question:\n\nA)  CHOOSE ONE ONLY\n1. Every month\n2. Most months\n3. Some months, but not others\n4. Rarely/never\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Roughly the same each month\n2. A little different from month to month\n3. Very different from month to month\nDon’t know\n\nC) CHOOSE ONE ONLY\n1. Amount\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=4\n3=2\nDon't know=3\n\nC)\nScore using the first option which applies:\n£0 = 0\nup to £10 = 1 \nup to £25 = 2\nup to £50 = 3\nup to £100 = 4\nup to £250 = 5\nmore than £250 = 6\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.\n"},{"$f":"_xlfn.IFNA(VLOOKUP($D586,'7'!$J$8:$N$120,3,0),\"\")","v":"A) Pa un o'r rhain sy'n disgrifio orau pa mor aml ydych chi’n cynilo arian?\r\nDEWISWCH UN YN UNIG\r\n1. Bob mis\r\n2. Y rhan fwyaf o fisoedd\r\n3. Rhai misoedd, ond nid rhai eraill\r\n4. Yn anaml/byth\r\n5. Ddim yn gwybod\r\n\r\nB) Gan feddwl yn benodol am y misoedd rydych chi’n cynilo arian, ydi'r swm rydych chi'n ei gynilo...\r\n1. Tua'r un faint bob mis\r\n2. Mymryn yn wahanol o fis i fis\r\n3. Yn wahanol iawn o fis i fis\r\n4. Ddim yn gwybod\r\n\r\nC) Tua faint ydych chi'n bersonol yn llwyddo i’w gynilo bob mis ar gyfartaledd, ar hyn o bryd?\r\nRHOWCH SWM MEWN £\r\nYn amrywio gormod i ddweud"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y (first Q, amended version: question wording clarified)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D586,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D584))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D584))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E584))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D584))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F584))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G584))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H584))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I584))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J584))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K584))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I584))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I584))),\"\")","v":""}]
[false,"Out","Parents",585,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":" Financial attitudes and motivations"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Attitudes to money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Attitudes to managing money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"To what extent would you say the following statement applies to you personally?\n\n- 'I feel under pressure to spend money on my children even when I can't afford it.'\n\nPlease answer on a scale of 0 to 10, where 0 is 'does not sound like me at all' and 10 is 'sounds a lot like me'\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"0 does not sound like me at all\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 sounds a lot like me\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"0=6\n1=5\n2=5\n3=4\n4=4\n5=3\n6=2\n7=2\n8=1\n9=1\n10=0\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D587,'7'!$J$8:$N$120,3,0),\"\")","v":" A) Rydw i'n teimlo dan bwysau i wario arian ar fy mhlant, hyd yn oed pan na allaf ei fforddio 0 (ddim yn swnio’n debyg i mi o gwbl) i 10 (swnio'n debyg iawn i mi)\r\n\r\n\r\n0 ddim yn swnio’n debyg i mi\r\n...\r\n10 swnio'n debyg iawn i mi\r\nDdim yn gwybod\r\nDdim yn gymwys"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D587,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D585))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D585))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E585))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D585))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F585))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G585))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H585))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I585))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J585))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K585))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I585))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I585))),\"\")","v":""}]
[false,"Out","Parents",586,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":" Financial attitudes and motivations"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Attitudes to money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"Attitudes to managing money"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How much do you agree with the folowing statement?\n\n- 'Nothing I do will make much difference to my financial situation'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3"},{"$f":"_xlfn.IFNA(VLOOKUP($D588,'7'!$J$8:$N$120,3,0),\"\")","v":"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r\r\ndatganiad\r\n\r\n \"Ni fydd unrhyw beth fyddaf i'n ei wneud yn gwneud llawer o wahaniaeth i'm sefyllfa ariannol\"\r\n\r\n1. Cytuno’n gryf\r\n2. Tueddu i gytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Tueddu i anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D588,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D586))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D586))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E586))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D586))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F586))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G586))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H586))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I586))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J586))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K586))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I586))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I586))),\"\")","v":""}]
[false,"Out","Parents",587,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"General attitudes and motivations (applied to money)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Self-control"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"People are able to abstain from/delay spending in order to live within their means and save for the future\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"How much do you agree or disagree with each of the following statements?  \n \n- 'I tend to buy things even when I can’t really afford them'\n\n- 'I tend to live for today and let tomorrow take care of itself'  \n\n- 'I find it more satisfying to spend money than to save it for the long term'"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"For each statement:\nCHOOSE ONE ONLY\n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"First, score each statement:\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator."},{"$f":"_xlfn.IFNA(VLOOKUP($D589,'7'!$J$8:$N$120,3,0),\"\")","v":"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n- Rydw i'n tueddu i brynu pethau hyd yn oed pan na allaf eu fforddio nhw mewn gwirionedd\r\n - Rydw i'n tueddu i fyw ar gyfer heddiw a gadael i yfory ofalu amdano ei hun\r\n - Rydw i’n ei chael yn fwy boddhaol gwario arian na’i gynilo ar gyfer y tymor hir\r\n\n1. Cytuno’n gryf\r\n\r2. Tueddu i gytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Tueddu i anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D589,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D587))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D587))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E587))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D587))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F587))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G587))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H587))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I587))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J587))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K587))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I587))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I587))),\"\")","v":""}]
[false,"Out","Parents",588,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Financial knowledge and understanding"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Understanding financial concepts, products and situations"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"People are able to answer basic questions about interest rates and savings  \n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"QUIZ \nSuppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\n\nHow much would be in the account at the end of the first year, once the interest payment is made?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. £120\n2. £140\n3. £104\n4. £102\nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=0\n3=0\n4=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D590,'7'!$J$8:$N$120,3,0),\"\")","v":"CWIS Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\n\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?\r\n1: A. £120\r\n2: B. £140\r\n3: C. £104\r\n4: D. £102"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":"Y"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D590,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D588))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D588))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E588))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D588))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F588))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G588))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H588))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I588))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J588))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K588))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I588))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I588))),\"\")","v":""}]
[false,"Out","Parents",589,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Financial knowledge and understanding"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Understanding financial concepts, products and situations"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"People are able to answer basic questions about the interest rates and loans \n\n\n\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"QUIZ\nYou have taken out a loan for £500, and the interest rate you are charged is 10 percent per month. There are no other fees. At this interest rate, how much money would you owe in total after one month?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n\n1. £505\n2. £550\n3. £510\n4. £600\nDon't know\n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=6\n3=0\n4=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D591,'7'!$J$8:$N$120,3,0),\"\")","v":"CWIS Rydych chi wedi benthyca £500, a'r gyfradd llog a godir arnoch chi ydi 10 y cant y mis. Nid oes ffioedd eraill. Ar y gyfradd llog hon, faint fyddai cyfanswm yr arian fyddai'n ddyledus gennych chi ar ôl un mis?\r\n\r\nA £505\r\nB £550\r\nC £510\r\nD £600"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D591,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D589))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D589))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E589))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D589))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F589))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G589))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H589))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I589))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J589))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K589))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I589))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I589))),\"\")","v":""}]
[false,"Out","Parents",590,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Financial knowledge and understanding"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Understanding financial concepts, products and situations"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"People understand basic financial concepts and are able to answer basic questions around interest rates and inflation \n"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"QUIZ\nIf the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=0\n2=0\n3=6\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D592,'7'!$J$8:$N$120,3,0),\"\")","v":"CWIS Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, bydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D592,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D590))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D590))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E590))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D590))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F590))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G590))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H590))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I590))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J590))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K590))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I590))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I590))),\"\")","v":""}]
[false,"Out","Parents",591,{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!E$2,'7'!$B$8:$I$8,0)),\"\")","v":"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!F$2,'7'!$B$8:$I$8,0)),\"\")","v":"Basic skills"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!G$2,'7'!$B$8:$I$8,0)),\"\")","v":"Applied numeracy"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!H$2,'7'!$B$8:$I$8,0)),\"\")","v":"People can successfully apply mathematical skills to financial problems"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!I$2,'7'!$B$8:$I$8,0)),\"\")","v":"QUIZ\nThe same TV is on sale in both shop A and B. In Shop A it is priced at £400.  In Shop B it is on sale for £500 with 10% discount.  Which one is cheaper? "},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!J$2,'7'!$B$8:$I$8,0)),\"\")","v":"CHOOSE ONE ONLY\n\n1:  The one sold in shop A \n2: The one sold in shop B \n3: They are both the same price \nDon't know"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!K$2,'7'!$B$8:$I$8,0)),\"\")","v":"1=6\n2=0\n3=0\nDon't know=0"},{"$f":"_xlfn.IFNA(VLOOKUP($D593,'7'!$J$8:$N$120,3,0),\"\")","v":"CWIS Mae'r un teledu ar werth yn siop A ac yn siop B. Mae’n costio £400 yn Siop A.  Yn Siop B mae'r teledu ar werth am £500 gyda gostyngiad o 10%.  Pa un sydd rataf?\r\n\r\n1:  Yr un sydd ar werth yn siop A\r\n2: Yr un sydd ar werth yn siop B\r\n3: Mae'r ddau yr un pris\r\n4. Ddim yn gwybod"},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!M$2,'7'!$B$8:$I$8,0)),\"\")","v":0},{"$f":"_xlfn.IFNA(INDEX('7'!$B$9:$I$120,MATCH(Questions!$D593,'7'!$J$9:$J$120,0),MATCH(Questions!N$2,'7'!$B$8:$I$8,0)),\"\")","v":""},null,null,null,null,{"$f":"IFERROR(INDEX(D$3:D$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D591))),\"\")","v":""},{"$f":"IFERROR(INDEX(C$3:C$622,SMALL(IF(B$3:B$622=\"In\",ROW(C$2:C$621)-ROW(D$2)+1),ROW(D591))),\"\")","v":""},{"$f":"IFERROR(INDEX(E$3:E$622,SMALL(IF(B$3:B$622=\"In\",ROW(E$2:E$621)-ROW(E$2)+1),ROW(E591))),\"\")","v":""},{"$f":"IFERROR(INDEX(F$3:F$622,SMALL(IF(B$3:B$622=\"In\",ROW(D$2:D$621)-ROW(D$2)+1),ROW(D591))),\"\")","v":""},{"$f":"IFERROR(INDEX(G$3:G$622,SMALL(IF(B$3:B$622=\"In\",ROW(G$2:G$621)-ROW(F$2)+1),ROW(F591))),\"\")","v":""},{"$f":"IFERROR(INDEX(H$3:H$622,SMALL(IF(B$3:B$622=\"In\",ROW(H$2:H$621)-ROW(G$2)+1),ROW(G591))),\"\")","v":""},{"$f":"IFERROR(INDEX(I$3:I$622,SMALL(IF(B$3:B$622=\"In\",ROW(I$2:I$621)-ROW(H$2)+1),ROW(H591))),\"\")","v":""},{"$f":"IFERROR(INDEX(J$3:J$622,SMALL(IF(B$3:B$622=\"In\",ROW(J$2:J$621)-ROW(I$2)+1),ROW(I591))),\"\")","v":""},{"$f":"IFERROR(INDEX(K$3:K$622,SMALL(IF(B$3:B$622=\"In\",ROW(K$2:K$621)-ROW(J$2)+1),ROW(J591))),\"\")","v":""},{"$f":"IFERROR(INDEX(L$3:L$622,SMALL(IF(B$3:B$622=\"In\",ROW(L$2:L$621)-ROW(K$2)+1),ROW(K591))),\"\")","v":""},null,{"$f":"IFERROR(INDEX(N$3:N$622,SMALL(IF(B$3:B$622=\"In\",ROW(N$2:N$621)-ROW(I$2)+1),ROW(I591))),\"\")","v":""},{"$f":"IFERROR(INDEX(O$3:O$622,SMALL(IF(B$3:B$622=\"In\",ROW(O$2:O$621)-ROW(I$2)+1),ROW(I591))),\"\")","v":""}]
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[null,{"$f":"Questions!S605","v":""},{"$f":"Questions!T605","v":""},{"$f":"Questions!U605","v":""},{"$f":"Questions!V605","v":""},{"$f":"Questions!W605","v":""},{"$f":"Questions!X605","v":""},{"$f":"Questions!Y605","v":""},{"$f":"Questions!Z605","v":""},{"$f":"Questions!AA605","v":""},{"$f":"Questions!AB605","v":""},null,{"$f":"Questions!AD605","v":""},{"$f":"Questions!AE605","v":""},{"$f":"Questions!AB605","v":""}]
[null,{"$f":"Questions!S606","v":""},{"$f":"Questions!T606","v":""},{"$f":"Questions!U606","v":""},{"$f":"Questions!V606","v":""},{"$f":"Questions!W606","v":""},{"$f":"Questions!X606","v":""},{"$f":"Questions!Y606","v":""},{"$f":"Questions!Z606","v":""},{"$f":"Questions!AA606","v":""},{"$f":"Questions!AB606","v":""},null,{"$f":"Questions!AD606","v":""},{"$f":"Questions!AE606","v":""},{"$f":"Questions!AB606","v":""}]
[null,{"$f":"Questions!S607","v":""},{"$f":"Questions!T607","v":""},{"$f":"Questions!U607","v":""},{"$f":"Questions!V607","v":""},{"$f":"Questions!W607","v":""},{"$f":"Questions!X607","v":""},{"$f":"Questions!Y607","v":""},{"$f":"Questions!Z607","v":""},{"$f":"Questions!AA607","v":""},{"$f":"Questions!AB607","v":""},null,{"$f":"Questions!AD607","v":""},{"$f":"Questions!AE607","v":""},{"$f":"Questions!AB607","v":""}]
[null,{"$f":"Questions!S608","v":""},{"$f":"Questions!T608","v":""},{"$f":"Questions!U608","v":""},{"$f":"Questions!V608","v":""},{"$f":"Questions!W608","v":""},{"$f":"Questions!X608","v":""},{"$f":"Questions!Y608","v":""},{"$f":"Questions!Z608","v":""},{"$f":"Questions!AA608","v":""},{"$f":"Questions!AB608","v":""},null,{"$f":"Questions!AD608","v":""},{"$f":"Questions!AE608","v":""},{"$f":"Questions!AB608","v":""}]
[null,{"$f":"Questions!S609","v":""},{"$f":"Questions!T609","v":""},{"$f":"Questions!U609","v":""},{"$f":"Questions!V609","v":""},{"$f":"Questions!W609","v":""},{"$f":"Questions!X609","v":""},{"$f":"Questions!Y609","v":""},{"$f":"Questions!Z609","v":""},{"$f":"Questions!AA609","v":""},{"$f":"Questions!AB609","v":""},null,{"$f":"Questions!AD609","v":""},{"$f":"Questions!AE609","v":""},{"$f":"Questions!AB609","v":""}]
[null,{"$f":"Questions!S610","v":""},{"$f":"Questions!T610","v":""},{"$f":"Questions!U610","v":""},{"$f":"Questions!V610","v":""},{"$f":"Questions!W610","v":""},{"$f":"Questions!X610","v":""},{"$f":"Questions!Y610","v":""},{"$f":"Questions!Z610","v":""},{"$f":"Questions!AA610","v":""},{"$f":"Questions!AB610","v":""},null,{"$f":"Questions!AD610","v":""},{"$f":"Questions!AE610","v":""},{"$f":"Questions!AB610","v":""}]
[null,{"$f":"Questions!S611","v":""},{"$f":"Questions!T611","v":""},{"$f":"Questions!U611","v":""},{"$f":"Questions!V611","v":""},{"$f":"Questions!W611","v":""},{"$f":"Questions!X611","v":""},{"$f":"Questions!Y611","v":""},{"$f":"Questions!Z611","v":""},{"$f":"Questions!AA611","v":""},{"$f":"Questions!AB611","v":""},null,{"$f":"Questions!AD611","v":""},{"$f":"Questions!AE611","v":""},{"$f":"Questions!AB611","v":""}]
[null,{"$f":"Questions!S612","v":0},{"$f":"Questions!T612","v":0},{"$f":"Questions!U612","v":""},{"$f":"Questions!V612","v":0},{"$f":"Questions!W612","v":0},{"$f":"Questions!X612","v":0},{"$f":"Questions!Y612","v":0},{"$f":"Questions!Z612","v":0},{"$f":"Questions!AA612","v":0},{"$f":"Questions!AB612","v":""},null,{"$f":"Questions!AD612","v":0},{"$f":"Questions!AE612","v":0},{"$f":"Questions!AB612","v":""}]
[null,{"$f":"Questions!S613","v":0},{"$f":"Questions!T613","v":0},{"$f":"Questions!U613","v":""},{"$f":"Questions!V613","v":0},{"$f":"Questions!W613","v":0},{"$f":"Questions!X613","v":0},{"$f":"Questions!Y613","v":0},{"$f":"Questions!Z613","v":0},{"$f":"Questions!AA613","v":0},{"$f":"Questions!AB613","v":""},null,{"$f":"Questions!AD613","v":0},{"$f":"Questions!AE613","v":0},{"$f":"Questions!AB613","v":""}]
[null,{"$f":"Questions!S614","v":0},{"$f":"Questions!T614","v":0},{"$f":"Questions!U614","v":""},{"$f":"Questions!V614","v":0},{"$f":"Questions!W614","v":0},{"$f":"Questions!X614","v":0},{"$f":"Questions!Y614","v":0},{"$f":"Questions!Z614","v":0},{"$f":"Questions!AA614","v":0},{"$f":"Questions!AB614","v":""},null,{"$f":"Questions!AD614","v":0},{"$f":"Questions!AE614","v":0},{"$f":"Questions!AB614","v":""}]
[null,{"$f":"Questions!S615","v":0},{"$f":"Questions!T615","v":0},{"$f":"Questions!U615","v":""},{"$f":"Questions!V615","v":0},{"$f":"Questions!W615","v":0},{"$f":"Questions!X615","v":0},{"$f":"Questions!Y615","v":0},{"$f":"Questions!Z615","v":0},{"$f":"Questions!AA615","v":0},{"$f":"Questions!AB615","v":""},null,{"$f":"Questions!AD615","v":0},{"$f":"Questions!AE615","v":0},{"$f":"Questions!AB615","v":""}]
[null,{"$f":"Questions!S616","v":0},{"$f":"Questions!T616","v":0},{"$f":"Questions!U616","v":""},{"$f":"Questions!V616","v":0},{"$f":"Questions!W616","v":0},{"$f":"Questions!X616","v":0},{"$f":"Questions!Y616","v":0},{"$f":"Questions!Z616","v":0},{"$f":"Questions!AA616","v":0},{"$f":"Questions!AB616","v":""},null,{"$f":"Questions!AD616","v":0},{"$f":"Questions!AE616","v":0},{"$f":"Questions!AB616","v":""}]
[null,{"$f":"Questions!S617","v":0},{"$f":"Questions!T617","v":0},{"$f":"Questions!U617","v":""},{"$f":"Questions!V617","v":0},{"$f":"Questions!W617","v":0},{"$f":"Questions!X617","v":0},{"$f":"Questions!Y617","v":0},{"$f":"Questions!Z617","v":0},{"$f":"Questions!AA617","v":0},{"$f":"Questions!AB617","v":""},null,{"$f":"Questions!AD617","v":0},{"$f":"Questions!AE617","v":0},{"$f":"Questions!AB617","v":""}]
[null,{"$f":"Questions!S618","v":0},{"$f":"Questions!T618","v":0},{"$f":"Questions!U618","v":""},{"$f":"Questions!V618","v":0},{"$f":"Questions!W618","v":0},{"$f":"Questions!X618","v":0},{"$f":"Questions!Y618","v":0},{"$f":"Questions!Z618","v":0},{"$f":"Questions!AA618","v":0},{"$f":"Questions!AB618","v":""},null,{"$f":"Questions!AD618","v":0},{"$f":"Questions!AE618","v":0},{"$f":"Questions!AB618","v":""}]
[null,{"$f":"Questions!S619","v":0},{"$f":"Questions!T619","v":0},{"$f":"Questions!U619","v":""},{"$f":"Questions!V619","v":0},{"$f":"Questions!W619","v":0},{"$f":"Questions!X619","v":0},{"$f":"Questions!Y619","v":0},{"$f":"Questions!Z619","v":0},{"$f":"Questions!AA619","v":0},{"$f":"Questions!AB619","v":""},null,{"$f":"Questions!AD619","v":0},{"$f":"Questions!AE619","v":0},{"$f":"Questions!AB619","v":""}]
[null,{"$f":"Questions!S620","v":0},{"$f":"Questions!T620","v":0},{"$f":"Questions!U620","v":""},{"$f":"Questions!V620","v":0},{"$f":"Questions!W620","v":0},{"$f":"Questions!X620","v":0},{"$f":"Questions!Y620","v":0},{"$f":"Questions!Z620","v":0},{"$f":"Questions!AA620","v":0},{"$f":"Questions!AB620","v":""},null,{"$f":"Questions!AD620","v":0},{"$f":"Questions!AE620","v":0},{"$f":"Questions!AB620","v":""}]
[null,{"$f":"Questions!S621","v":0},{"$f":"Questions!T621","v":0},{"$f":"Questions!U621","v":""},{"$f":"Questions!V621","v":0},{"$f":"Questions!W621","v":0},{"$f":"Questions!X621","v":0},{"$f":"Questions!Y621","v":0},{"$f":"Questions!Z621","v":0},{"$f":"Questions!AA621","v":0},{"$f":"Questions!AB621","v":""},null,{"$f":"Questions!AD621","v":0},{"$f":"Questions!AE621","v":0},{"$f":"Questions!AB621","v":""}]

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[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"3 - 5 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions","CYP \nFinCap","Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Connection",null,"CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n","First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D3","v":1},null,"Mae plant yn cael arian poced yn rheolaidd Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis\n",false]
[null,"Behaviour","Managing your money well dato-day",null,"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]","CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know","1=6\n2=3\n3=0\nDon't know=3\n",0,"N",{"$f":"Questions!D4","v":2},null,"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]\n",false]
[null,"Behaviour","Managing your money well dato-day",null,"Children make age appropriate choices about how to spend their money","Parent proxy\n\nHow often does your child plan what they want to buy in advance?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\nHow often does your child make impulse purchases?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]","For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nAdd together the scores for all 2 statements and divide by 2 to produce the final score for this indicator",0,"N",{"$f":"Questions!D5","v":3},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrbwyll?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their parents and other family members","Parent proxy\n\nHow often do you give your child advice and guidance about money?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nHow often does your child receive advice and guidance about money from  other family members?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]","For each question: \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know","\n\n\n\nFirst, score each question\n\nFor a) \n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator",0,"N",{"$f":"Questions!D6","v":4},null,"Procsi rhieni\n\nPa mor aml ydych chi'n rhoi cyngor ac arweiniad i'ch plentyn am arian?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad ar arian gan aelodau eraill o'r teulu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals",null,"Interviewer administered:\n\nPQ11: Do your parents talk to you about what you spend your money on? \n\nYes\nNo","1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=0","Y","Y - PQ11",{"$f":"Questions!D7","v":5},null,"Gweinyddu gan y cyfwelydd:\n\nPQ11: Ydi eich rhieni’n siarad gyda chi am sut rydych chi’n gwario eich arian? \n\nYdyn\nNac ydyn\n",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money in various forms being used to pay for things in shops","Parent proxy\n\nHow often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n    ","For each statement: CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know","First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 7 statements and divide by 7 to produce the final score for this indicator",0,"N",{"$f":"Questions!D8","v":6},null,"Procsi rhieni\n\nPa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ngŵydd eich plentyn?\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\n\nTalu am bethau gan ddefnyddio arian parod\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\nTalu am bethau ar-lein\nGwirio balans cyfrif banc\nDefnyddio bancio ar-lein i wirio cyfrif banc\nGwirio balans ar gerdyn credyd\nDefnyddio peiriant arian i dynnu arian                               \n\n",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children hear everyday household spending decisions are being taken (eg. about the weekly shop)","Parent proxy\n\nHow often does your child hear about basic family spending decisions, for example what you buy in a weekly shop?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know)","1=6\n2=4\n3=2\n4=0\nDon't know=3",0,"N",{"$f":"Questions!D9","v":7},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn clywed am benderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod\n",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nParent proxy\n\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n","First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D10","v":8},null,"Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nProcsi rhieni\n\nBob hyn a hyn ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos o'r teulu / perthnasau eraill\nYn afreolaidd neu pan fydd gennym rywfaint o arian i'w sbario\nDim - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddir tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu ydi'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children understand when things are being paid for in shops","Parent proxy\n\nDoes your child understand that you have to pay for things you want to buy in a shop?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child know that you are handing over money for things you want to buy when paying in a shop?\n1. Yes\n2. No\n3. Don’t know","For each question:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know","\n\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator",0,"N",{"$f":"Questions!D11","v":9},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod yn rhaid i chi dalu am bethau rydych chi eisiau eu prynu mewn siop?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwybod eich bod chi’n trosglwyddo arian am bethau rydych chi eisiau eu prynu wrth dalu mewn siop?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Parent proxy\n\nDo you think that your child understands that money is limited and people need to choose what they buy rather than buying everything they want?\n1. Yes, all the time\n2. Yes, sometimes\n3. No\n4. Don’t know","CHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know","1=6\n2=3\n3=0\nDon't know=3 ",0,"N",{"$f":"Questions!D12","v":10},null,"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig a bod angen i bobl ddewis beth maen nhw’n ei brynu yn hytrach na phrynu popeth maen nhw ei eisiau?\n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)",null,null,"Interviewer administered:\n\nPQ18: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later","CHOOSE ONE ONLY\n1. Buy something else\n2. Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know","1=6\n2=0\n3=6\nDon't know=3",0,"Y - PQ18",{"$f":"Questions!D13","v":11},null,"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych chi ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen\n",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Parent proxy\n\nHow often does your child ask you to buy things because their friends have them?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=0  \n2=2  \n3=4\n4=6\nDon't know = 3",0,"N",{"$f":"Questions!D14","v":12},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn gofyn i chi brynu pethau oherwydd bod gan eu ffrindiau rai eu hunain?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n",false]
[null,"Mindset","Money and values",null,null,"Parent proxy\n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?\n1. Yes\n2. No","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know=3","1=6\n2=0\nDon’t know=3",0,"N",{"$f":"Questions!D15","v":13},null,"Procsi rhieni\n\nYdych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\n1. Do\n2. Naddo\n",false]
[null,"Mindset","Money and values",null,null,"Interviewer administered:\n\nPQ16: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nAll the time\nSometimes\nNever","CHOOSE ONE ONLY\n1. All the time\n2. Sometimes\n3. Never\nDon't know","1=0\n2=3\n3=6\nDon't know=3","Y","Y - PQ16",{"$f":"Questions!D16","v":14},null,"Gweinyddu gan y cyfwelydd:\n\nPQ16: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nYdych chi’n gofyn i'ch mam neu eich tad am bethau sydd gan eich ffrindiau?\n\nDrwy'r amser\nWeithiau\nByth\n",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Parent proxy - Please say how true or untrue the following statements are of your child:\n{Child} Is irritable or quick to get angry\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Frequently fights with others \n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child \n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child / Mostly true of my child / Somewhat true of my child / Not very true of my child / Not at all true of my child","For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know","\n\n\n\n\nFirst, score each statement:\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator.","Y (First Q; second Q)","N",{"$f":"Questions!D17","v":15},null,"Procsi rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n",false]
[null,"Mindset","General mindset",null,null,"Interviewer administered:\n\nPQ8:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      \n","CHOOSE ONE ONLY\n1. Take it off them\n2. Ask if I can have a turn\n3. Find something else to play with      \nDon't know","1=0\n2=6\n3=6\nDon't know=3","Y","Y - PQ8",{"$f":"Questions!D18","v":16},null,"Gweinyddu gan y cyfwelydd:\n\nPQ8:Mae fy ffrind yn chwarae gyda thegan ac rydw i eisiau chwarae gyda’r tegan hwnnw. Beth ddylwn i ei wneud? Cymryd y tegan oddi arnyn nhw / Gofyn ga i dro / Chwilio am degan arall      \n",false]
[null,"Mindset","General mindset",null,null,"Interviewer administered:\n\nPQ19: I have a large jar of sweets but it is nearly dinner time. What should I do? \nEat them all now / Eat some now and same some for another day","CHOOSE ONE ONLY\n1. Eat them all now\n2. Eat some now and save some for another day\nDon't know","1=0\n2=6\nDon't know=3",0,"Y - PQ19",{"$f":"Questions!D19","v":17},null,"Gweinyddu gan y cyfwelydd:\n\nPQ19: Mae gen i jar mawr o felysion ond mae hi bron yn amser swper. Beth ddylwn i ei wneud? \nEu bwyta nhw i gyd rŵan / Bwyta rhai yn awr a chadw rhai at rywbryd eto\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that there are different coins, and can describe and name them","Parent proxy\n\nCan your child put coins in order of their value?\n1. Yes\n2. No\n3. Don’t know\n\nCan your child put banknotes in order of their value?\n1. Yes\n2. No\n3. Don’t know","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","\n\n\n\n\nFirst, score each question:\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D20","v":18},null,"Procsi rhiant\n\nAll eich plentyn roi darnau arian yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n\nAll eich plentyn roi arian papur yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are beginning to understand that different coins and notes have different values","Parent proxy\n\nDoes your child understand that different coins and notes have different monetary values?\n1. Yes\n2. No\n3. Don’t know\n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D21","v":19},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod gan ddarnau arian ac arian papur gwahanol werthoedd ariannol gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nPQ1: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ2:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","For each question:\n\n1. £1\n2. 1p\n3. 50p\nDon't know","First, score each question:\n\n1=6\n2=0\n3=0\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.","Y","Y - PQ1 & PQ2",{"$f":"Questions!D22","v":20},null,"Gweinyddu gan y cyfwelydd:\n\nPQ1: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ2:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nPQ4: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ5:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","For each question:\n\n1. £10\n2. £5\n3. £20\nDon't know","First, score each question:\n\nA) \n1=0\n2=0\n3=6\nDon't know=0\n\nB) \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.","Y","Y - PQ4 & PQ5",{"$f":"Questions!D23","v":21},null,"Gweinyddu gan y cyfwelydd:\n\nPQ4: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ5:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language eg. spend, save, change","Parent proxy\n\n\nA: Is your child familiar with these simple financial terms? Please tick all that apply\n1. Save\n2. Spend\n3. Change\n4. Not sure\n\n[for each ticked at A]\nB: Has your child ever used these simple financial terms?\n1. Save\n2. Spend\n3. Change\n4. Not sure","For each question: \nCHOOSE ALL THAT APPLY\n1. Save\n2. Spend\n3. Change\n4. None of these\nDon't know","First, score each question:\n\nFor options 1 to 3, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 7=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both question and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D24","v":22},null,"Procsi rhieni\n\n\nA: Ydi eich plentyn yn gyfarwydd â’r termau ariannol syml hyn? Ticiwch bob un sy'n berthnasol\n1. Cynilo\n2. Gwario\n3. Newid\n4. Ddim yn siŵr\n\n[ar gyfer pob un â thic yn A]\nB: Ydi eich plentyn wedi defnyddio’r termau ariannol syml hyn erioed?\n1. Cynilo\n2. Gwario\n3. Newid\n4. Ddim yn siŵr\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nSQ1: Please can you tell me what is happening in these pictures?\n\nCoding list\n\nSave: keep, put away, look after\nSpend: use, give, pay for, buy\nChange: money back, left over","Acceptable answers (any of)\n\nFor picture 1:  \nSave: keep, put away, look after=6\n\n\nFor picture 2:  \nSpend: use, give, pay for, buy=6\n\n\nFor picture 3:  \nSpend: use, give, pay for, buy=6","First, score each picture:\n\nPicture 1:  \nSave: keep, put away, look after=6\nAny other answer=0\n\nFor picture 2:  \nSpend: use, give, pay for, buy=6\nAny other answer=0\n\nFor picture 3:  \nSpend: use, give, pay for, buy=6\nAny other answer=0",0,"Y - SQ1",{"$f":"Questions!D25","v":23},null,"Gweinyddu gan y cyfwelydd:\n\nSQ1: Allwch chi ddweud wrthyf beth sy'n digwydd yn y lluniau hyn?\n\nRhestr godio\n\nCynilo: cadw, rhoi o'r neilltu, gofalu\nGwario: defnyddio, rhoi, talu am, prynu\nNewid: arian yn ôl, dros ben",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand that certain things they need and want cost money","Parent proxy\n\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know \n\n\nDoes your child understand that different things cost different amounts?\n1. Yes\n2. No\n3. Don’t know ","For each question \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","\n\n\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D26","v":24},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau bob dydd fel teganau, dillad a bwyd yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall bod gweithgareddau fel dosbarthiadau neu deithiau yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall fod pethau gwahanol yn costio symiau gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand that diffrerent things cost different amounts","Parent proxy\n\nDoes your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\n3. Don’t know\n","Does your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\nDon’t know\n","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D27","v":25},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau neu weithgareddau gwahanol yn costio symisu gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Ability","Understanding money management","CYP understand the value of money",null,"Interviewer administered:\n\nCQ3; CQ4: Which of these do you think costs more?","For PRE picture 1 (CQ3):  \n1. Bike\n2. Car\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Car\n2. Bike\nDon't know","PRE picture 1 (CQ3):  \n1=0\n2=6\nDon't know=0\n\nPOST picture 2 (CQ4):  \n1=6\n2=0\nDon't know=0",0,"Y - CQ3 & CQ4",{"$f":"Questions!D28","v":26},null,"Gweinyddu gan y cyfwelydd:\n\nCQ3; CQ4: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?\n",false]
[null,"Ability","Understanding money management","CYP understand the value of money",null,"Interviewer administered:\n\nCQ5 CQ6: Which of these do you think costs more?","For PRE picture 1 (CQ5):  \n1. Computer\n2. Book\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Book\n2. Computer\nDon't know","PRE picture 1 (CQ5):  \n1=6\n2=0\nDon't know=0\n\nPOST picture 2 (CQ6):  \n1=0\n2=6\nDon't know=0",0,"Y - CQ5 & CQ6",{"$f":"Questions!D29","v":27},null,"Gweinyddu gan y cyfwelydd:\n\nCQ5 CQ6: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?\n",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children are aware that money is valuable and not a toy","Parent proxy\n\nDoes your child understand that money is not a toy?\n1. Yes\n2. No\n3. Don’t know ","1. Yes\n2. No\nDon’t know ","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D30","v":28},null,"Procsi rhieni\n\nYdi eich plentyn yn deall nad tegan ydi arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod \n",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep money safe","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]","CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know","1=6\n2=3\n3=0\nDon't know=3\n",0,"N",{"$f":"Questions!D31","v":29},null,"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]",false]
[null,"Ability","Understanding money management",null,null,"Interviewer administered:\n\nPQ13: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house\nIn a piggy bank or money box\nIn the garden\nIn a purse or wallet","CHOOSE ONE ONLY\n1. Around the house\n2. In a piggy bank or money box\n3. In the garden  \n4. In a purse or wallet\nDon't know","\n1=0\n2=6\n3=0\n4=6\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score. ","Y","Y - PQ13",{"$f":"Questions!D32","v":30},null,"Gweinyddu gan y cyfwelydd:\n\nPQ13: Cliciwch / rhowch gylch (dewiswch gynifer ag y credwch).\n\nBle sy’n lle da i gadw eich arian? \nO gwmpas y tŷ\nMewn cadw-mi-gei neu flwch arian\nYn yr ardd\nMewn pwrs neu waled\n",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do very simple addition and subtraction in relation to money","Interviewer administered:\n\nPQ3:\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins \n","1. Correctly indicates £1 and 50p\n2. Incorrect response\nDon't know","1=6\n2=0\nDon't know=0","Y","Y - PQ3",{"$f":"Questions!D33","v":31},null,"Gweinyddu gan y cyfwelydd:\n\nPQ3:\n\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol \n",false]
[null,"Ability",null,null,null,"Interviewer administered:\n\nPQ20:\n\nThe lolly costs 21p. What coins you need to pay the exact money?\n\n\nPlease click/draw a circle around the right coins","1.  Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know","1=6\n2=0\nDon't know=0",0,"Y - PQ20",{"$f":"Questions!D34","v":32},null,"Gweinyddu gan y cyfwelydd:\n\nPQ20:\n\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D35","v":33},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D36","v":34},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D37","v":35},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can plan ways to solve a problem","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D38","v":36},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can monitor progress in tackling a problem","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D39","v":37},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D40","v":38},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni lle bo modd",false]

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[]
[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"5-7 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'1'!I8","v":"CYP \nFinCap"},"Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Financially capable behaviour",null,"CYP have their own regular source of money","Children receive pocket money regularly","In which of the following ways does this child get money of their own?","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n","First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D41","v":39},null,"Procsi rhiant\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\n\nTiciwch bob un sy'n berthnasol\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis\n",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5)","\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n","CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know","1=6\n2=3\n3=0\nDon't know=3\n",0,"N",{"$f":"Questions!D42","v":40},null,"Procsi rhieni\n\nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]\n",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children have money saved up"," Do you have any money saved up?","1. Yes\n2. No","1=6\n2=0",0,"Y-PQ9",{"$f":"Questions!D43","v":41},null,"Gweinyddu gan y cyfwelydd:\nPQ9: Oes gennych chi arian wedi ei gynilo?\nOes\nNac oes",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know roughly how much money they have (including savings)","Does your child know roughly how much money they have, including in their savings?","Does your child know roughly how much money they have, including in their savings?\n1. Yes\n2. No\n3. Don’t know0","01=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D44","v":42},null,"Procsi rhieni\n\nYdi eich plentyn yn gwybod yn fras faint o arian sydd ganddo, gan gynnwys ei gynilion?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make a simple plan for what they will spend their money on and are able to stick to it","How often does your child do each of the following things?\n\na) - Plan what they want to buy in advance?\n\nb) - Stick to their plan?\n\nc) - Make impulse purchases?","For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","First, score each statement:\n\nFor a) and b)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor c)\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nAdd together the scores for all 3 statements and divide by 3 to produce the final score  for this indicator",0,"N",{"$f":"Questions!D45","v":43},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\n{Os ydyw}Pa mor aml mae eich plentyn yn cadw at ei gynllun?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim wyn gwybod]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrfyfyr?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make age appropriate choices about how to spend their money (3-5)","A) How often does your child do each of the following things?\n\n- Plan what they want to buy in advance?\n\n- Stick to their plan?\n\n- Make impulse purchases?\n\nB) What is the longest time your child saved  for because they wanted to buy a specific item?\n\n\nC) Does your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?\n","A) For each statement:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Less than a week\n2. More than a week but less than month\n3. A month or more\n4. They have never saved\nDon’t know \n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","First, score each question:\n\nA)  Score each statement:\nFor a) and b):\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=4\n4=6\nDon't know=3\n\nAdd together the scores for all 3 statements and divide by 3 to produce the final score for A)\n\nB)\n1=2\n2=4\n3=6\n4=0\nDon't know=3\n\nC)\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for all three questions and divide by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D46","v":44},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynllunio ymlaen llaw beth mae eisiau ei brynu?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\n{Os ydyw}Pa mor aml mae eich plentyn yn cadw at eu cynllun?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim wyn gwybod]\n\nPa mor aml mae eich plentyn yn prynu pethau'n fyrfyfyr?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n[6. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun]\n\nBeth yw'r amser hiraf mae eich plentyn wedi cynilo gan ei fod eisiau prynu eitem benodol?\n1. Llai nag wythnos\n2. Mwy nag wythnos ond llai na mis\n3. Mis neu ragor\n\nYdi eich plentyn yn gwybod y bydd angen iddo wneud dewisiadau am sut i wario ei arian, er enghraifft, dim ond gallu fforddio prynu un eitem yn lle dwy?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod ",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children check they have the right change when paying for things in shops","A) Is your child able to pay for something in a shop with cash? \n\nB) Does your child check they have been given the correct change when buying something in a shop? ","A) CHOOSE ONE ONLY\n1. Yes\n2. No\n3. Don’t know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each question:\n\nA)\n1=6\n2=0\n3=0\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D47","v":45},null,"Procsi rhieni\n\nYdi eich plentyn yn gallu talu am rywbeth mewn siop gydag arian parod?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwirio ei fod wedi cael y newid cywir wrth brynu rhywbeth mewn siop?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod  ",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Does your child ever talk to you about money? For example, what things cost, how you budget or how much they spend?","1. Yes, a lot\n2. Yes, sometimes\n3. No","1=6\n2=3\n3=0",0,"N",{"$f":"Questions!D48","v":46},null,"Procsi rhieni\n\nYdi eich plentyn wedi siarad gyda chi am arian erioed? Er enghraifft, faint o arian poced mae’n ei gael, faint mae’n ei wario neu a ydi ef/hi’n cynilo ar gyfer rhywbeth?\n1. Ydi, yn aml\n2. Ydi, weithiau\n3. Nac ydw\n",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?","1. Yes\n2. No\nDon't Know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D49","v":47},null,"Gweinyddu gan y cyfwelydd:\nA: Ydych chi a'ch ffrindiau yn siarad am arian? Er enghraifft, faint o arian poced rydych chi’n ei gael, faint o arian rydych chi’n ei wario neu a ydych chi’n cynilo ar gyfer rhywbeth?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n",false]
[null,"Connection","Access to and use of financial products","CYP have access to their own financial products","Children have their own bank account account (at a bank, building society, credit union, etc.)","A) Does your child have a current account, held in their own name?\n\n\nB) Does child have a savings account or junior ISA, held in their own name?\n","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n","First, score each question:\n1=6\n2=0\nDon't know=0\n\nThen, use the highest score you have assigned to produce the final score for this indicator",0,"N",{"$f":"Questions!D50","v":48},null,"Procsi rhieni\n\nOes gan eich plentyn gyfrif cyfredol, yn ei enw ei hun?\n1. Oes\n2. Nac oes\n[3.Ddim yn gwybod]\n\nOes gan eich plentyn gyfrif cynilo neu ISA iau, yn ei enw ei hun?\n1. Oes\n2. Nac oes\n[3.Ddim yn gwybod]",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)","A) How often do you give your child advice and guidance about money?\n\nB) How often does your child receive advice and guidance about money from teachers?\n\nC) How often does your child receive advice and guidance about money from any other sources?","For each question: \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know","\n\n\n\nFirst, score each question\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 3 questions and divide by 3 to produce the final score for this indicator",0,"N",{"$f":"Questions!D51","v":49},null,"Procsi rhieni\n\nPa mor aml ydych chi'n rhoi cyngor ac arweiniad i'ch plentyn am arian?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad ar arian gan athrawon?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n\nPa mor aml mae eich plentyn yn cael cyngor ac arweiniad o unrhyw ffynhonnell arall?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)","Do your parents talk to you about what you spend your money on?","1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=0","Y","Y-PQ11",{"$f":"Questions!D52","v":50},null,"Gweinyddu gan y cyfwelydd:\nPQ11: Ydi eich rhieni yn siarad gyda chi am yr hyn rydych chi’n gwario eich arian? \nYdyn\nNac ydyn\n",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money being used to pay for things in shops and online (3-5)","How often do you do the following in front of your child?\n\n- Pay for things using cash       \n- Pay for things using a debit or credit card      \n- Pay for things online                                         \n- Checked the balance of a bank account                            \n- Used online banking to check a bank account                 \n- Checked the balance on a credit card    \n- Used a cash machine to withdraw money     ","For each statement: CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3.Rarely\n4. Never \nDon't Know","First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add together the scores for all 7 statements and divide by 7 to produce the final score for this indicator",0,"N",{"$f":"Questions!D53","v":51},null,"Procsi rhieni\n\nPa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ngŵydd eich plentyn?\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\nTalu am bethau gan ddefnyddio arian parod\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\nTalu am bethau ar-lein\nGwirio balans cyfrif banc\nDefnyddio bancio ar-lein i wirio cyfrif banc\nGwirio balans ar gerdyn credyd\nDefnyddio peiriant arian i dynnu arian                           \n",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made","How often do you involve your child in household spending decisions, for example what you buy in a weekly shop?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know=3",0,"N",{"$f":"Questions!D54","v":52},null,"Procsi rhieni\n\nPa mor aml ydych chi'n cynnwys eich plentyn mewn penderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive pocket money regularly","In which of the following ways does this child get money of their own?","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from you. \n2. Regular pocket money or an allowance each week or month from anyone else. \n3. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n4. Any other money\n5. None of these\n\n","First, score each option:\n1=6\n2=6\n3=3\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D55","v":53},null,"Procsi rhiant\n\nYm mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\nTiciwch bob un sy'n berthnasol\n\nArian poced rheolaidd\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\nPen-blwyddi / Nadolig / Dathliadau eraill\nPan fydd yn gweld nain a taid neu ffrindiau agos i'r teulu / perthnasau eraill\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\nArall (nodwch os gwelwch yn dda)\nDdim yn gwybod\n\nOS rhoddwyd tic wrth 'arian poced rheolaidd':\n\nYdych chi’n rhoi swm penodol rheolaidd o arian poced i'ch plentyn neu a yw'r swm yn amrywio?\n1. Swm penodol rheolaidd\n2. Mae’n amrywio\n[3  Ddim yn gwybod]\n\nFaint o arian poced ydych chi'n ei roi i’ch plentyn fel arfer?\nAGORED: £____________ yr wythnos/ y mis",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves","Does your child have a safe place to keep their money, for example a piggy bank or savings account?","CHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know","1=6\n2=0\nDon't know=0\n\nDoes not get money of their own at FILTER 1=Immediately score 0",0,"N",{"$f":"Questions!D56","v":54},null,"Procsi rhieni\n\nOes gan eich plentyn le diogel i gadw eu harian, er enghraifft cadw-mi-gei neu gyfrif cynilo mewn banc?\n1. Oes\n2. Nac ydw\n3. Ddim yn gymwys - nid oes gan y plentyn ei arian ei hun\n",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children make decisions about how to spend or save their money, supported by their parents","A) Who is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n\n\n\nB) Who is mainly responsible for deciding when your child’s money should be saved for later?  \n","For each question:\nCHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\nDon’t know","First, score each question:\n\n1=0\n2=0\n3=6\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D57","v":55},null,"Procsi rhieni\n\nPwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario?  \n1. Fi\n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]\n\nPwy sy’n bennaf gyfrifol am benderfynu pryd dylid cadw arian eich plentyn at rywbryd eto?  \n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)",null,0,"0Who is mainly responsible for keeping your child’s money safe? ","CHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\nDon’t know","1=0\n2=0\n3=6\nDon't know=3",0,"N",{"$f":"Questions!D58","v":56},null,"Procsi rhieni\n\nPwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario? \n1. Fi\n2. Aelod arall o'r teulu neu ofalwr\n3. Fy mhlentyn\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\n[5. Ddim yn gwybod]",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of choosing coins and notes to pay for things in shops and waiting for change","A) Is your child able to make a cash payment in a shop?\n\n\nB) Does your child know to wait for change after they have made a cash payment?\n","For both questions\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","First, score each question:\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D59","v":57},null,"Procsi rhieni\n\nYdi eich plentyn yn gallu gwneud taliad arian parod mewn siop?\n1. Oes\n2. Nac ydw\n3. Ddim yn gwybod\n\nYdi eich plentyn yn gwybod fod angen aros i gael newid ar ôl talu ag arian parod?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","Does your child think it's important to think carefully before they spend their money?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D60","v":58},null,"Procsi rhiant:\nYdi eich plentyn yn credu ei bod yn bwysig meddwl yn ofalus cyn gwario ei arian?\nYdi\nNac ydi\nDdim yn siŵr\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","Imagine it was your birthday yesterday and you got £5, what would you do with it?","CHOOSE ONE ONLY\n1. I would spend it all at once\n2. I would wait and think about what to spend the money on\nDon't know","1=0\n2=6\nDon't know=3","Y","Y-PQ12",{"$f":"Questions!D61","v":59},null,"Gweinyddu gan y cyfwelydd:\nPQ12: Dychmygwch bod eich pen-blwydd ddoe a'ch bod chi wedi cael £5.  Beth fyddech chi'n ei wneud ag ef?\nByddwn yn ei wario i gyd ar unwaith\nByddwn yn aros a meddwl ar beth gallwn i wario'r arian\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is a good thing to do","Which one of these is most like you?\n\nClick/draw a circle around your answer.","CHOOSE ONE ONLY\n1. I like to save my money\n2. I like to spend my money straight away","1=6\n2=0 ","Y","Y-PQ10",{"$f":"Questions!D62","v":60},null,"Gweinyddu gan y cyfwelydd:\nPQ10: Cliciwch/rhowch gylch o gwmpas yr un sydd debycaf i chi.\nRydw i'n hoffi cynilo fy arian\nRydw i'n hoffi gwario fy arian ar unwaith\n",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is a good thing to do","Is it a good thing to save your money?\n\nClick/draw a circle around your answer.","CHOOSE ONE ONLY\n1. Yes\n2. No","1=6\n2=0",0,"Y-PQ21",{"$f":"Questions!D63","v":61},null,"Gweinyddu gan y cyfwelydd:\nPQ21: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae'n dda cynilo eich arian\nYdi\nNac ydi",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't continue to ask for things after they've been told they can't have them or will have to wait for them","How often does your child pester you to buy things?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=0\n2=2\n3=4\n4=6\nDon't know=3",0,"N",{"$f":"Questions!D64","v":62},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn pwyso arnoch chi i brynu pethau oherwydd ei fod wedi gwario ei holl arian ei hunan?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Do you think that your child understands that money is limited and that they can’t have everything they want?","CHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know","1=6\n2=3\n3=0\nDon't know=3\n",0,"N",{"$f":"Questions!D65","v":63},null,"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig ac na all gael popeth y mae ei eisiau?\n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?","CHOOSE ONE ONLY\n1. Buy something else\n2. Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know","1=6\n2=0\n3=6\nDon't know=3",0,"Y - PQ18",{"$f":"Questions!D66","v":64},null,"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","How often does your child ask you to buy things because their friends have them?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=0  \n2=2  \n3=4\n4=6\nDon't know = 3",0,"N",{"$f":"Questions!D67","v":65},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn gofyn i chi brynu pethau oherwydd bod gan eu ffrindiau rai eu hunain?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Have  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon’t know=3",0,"N",{"$f":"Questions!D68","v":66},null,"Procsi rhieni\n\nYdych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\n1. Ydw\n2. Nac ydw\n",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Do you ask your mum or dad for things your friends have?\n\nClick/draw a circle around your answer.","CHOOSE ONE ONLY\n1. All the time\n2. Sometimes\n3. Never\nDon't know","1=0\n2=3\n3=6\nDon't know=3","Y","Y-PQ16",{"$f":"Questions!D69","v":67},null,"Gweinyddu gan y cyfwelydd:\nPQ16: Cliciwch/rhowch gylch o gwmpas eich ateb.\nYdych chi’n gofyn i'ch mam neu eich tad am bethau sydd gan eich ffrindiau?\nDrwy'r amser\nWeithiau\nByth\n",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family","Does your child ever talk to you about money? For example, how much pocket money they get, how much they spend or whether they're saving up for something?","CHOOSE ONE ONLY\n1. Yes, a lot\n2. Yes, sometimes\n3. No\nDon't know","1=6\n2=3\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D70","v":68},null,"Procsi rhieni\n\nYdi eich plentyn wedi siarad gyda chi am arian erioed? Er enghraifft, faint o arian poced maen nhw’n ei gael, faint maen nhw’n ei wario neu a ydyn nhw’n cynilo ar gyfer rhywbeth?\n1. Ydi, yn aml\n2. Ydi, weithiau\n3. Nac ydi",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family","Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=3 ",0,"N",{"$f":"Questions!D71","v":69},null,"Gweinyddu gan y cyfwelydd:\nA: Ydych chi a'ch ffrindiau yn siarad am arian? Er enghraifft, faint o arian poced rydych chi’n ei gael, faint o arian rydych chi’n ei wario neu a ydych chi’n cynilo ar gyfer rhywbeth?\n1. Ydym\n2. Nac ydym\n3. Ddim yn gwybod",false]
[null,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Children want to be good at managing their money","A) Chloe gets £5 pocket money every week.  Chloe always spends £2 and puts £3 into her savings account.  Do you think Chloe sounds…? Pick the one you think describes Chloe best\n\nB) Chloe’s sister Daisy also gets £5 pocket money every week.  Daisy always spends all her pocket money and never saves any.  Do you think Daisy sounds… [pick the one you think describes Daisy best?\n\nC) When it comes to spending and saving, are you more like Chloe or Daisy?","\nFor A) and B)  \nCHOOSE ONE ONLY\n1. Fun\n2. Boring\n3. Silly\n4. Sensible\n5. Stingy\n\nB)\n1. Fun\n2. Boring\n3. Silly\n4. Sensible\n5. Stingy\n\nC) CHOOSE ONE ONLY\n1. Chloe\n2. Daisy","First, score each statement:\n\nA) \n1=6\n2=0\n3=0  \n4=6 \n5=0\n\nB)\n1=0\n2=6\n3=6  \n4=0 \n5=0\n\nC)\n1=6\n2=0\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D72","v":70},null,"Gweinyddu gan y cyfwelydd:\n\nMae Chloe yn cael £5 o arian poced bob wythnos.  Mae Chloe bob amser yn gwario £2 ac yn rhoi £3 yn ei chyfrif cynilo.  Sut un ydi Chloe yn eich barn chi? [dewiswch un gair sy’n disgrifio Chloe orau yn eich barn chi]\na) Hwyliog?\nb) Diflas?\nc) Gwirion?\nd) Synhwyrol?\nE) Cybyddlyd?\n\nMae Daisy, sef chwaer Chloe, hefyd yn cael £5 o arian poced bob wythnos.  Mae Daisy bob amser yn gwario ei holl arian poced a byth yn ei gynilo.  Sut un ydi Daisy yn eich barn chi? [dewiswch un gair sy’n disgrifio Daisy orau yn eich barn chi]\na) Hwyliog?\nb) Diflas?\nc) Gwirion?\nd) Synhwyrol?\nE) Cybyddlyd?\n\nO ran gwariant a chynilo, ydych chi’n debyg i Chloe ynteu Daisy?\na) Chloe\nb) Daisy",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal)","How often does your child save up their money to buy a specific item?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","\n\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nDoes not get money of their own at FILTER 1=Immediately score 0",0,"N",{"$f":"Questions!D73","v":71},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn cynilo ei arian ei hunan i brynu eitem benodol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","A) How often does your child seem pleased or proud of themselves?\n\nB) When around others does your child appear confident?","For each question\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","First, score each statement:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D74","v":72},null,"Procsi rhieni\n\nPa mor aml mae eich plentyn yn ymddangos yn hapus neu'n falch ohono’i hunan?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nYdi eich plentyn yn ymddangos yn hyderus yng nghwmni pobl eraill?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? ","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 3 statements and divide by  3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D75","v":73},null,"Gweinyddu gan y cyfwelydd:\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)\n",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies","For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know","First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator.","Y (First Q; second Q)","N",{"$f":"Questions!D76","v":74},null,"Procsi rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","My friend is playing with a toy and I want to play with it. What should I do?","CHOOSE ONE ONLY\n1. Take it off them\n2. Ask if I can have a turn\n3. Find something else to play with      \nDon't know","1=0\n2=6\n3=6\nDon't know=3","Y","Y-PQ8",{"$f":"Questions!D77","v":75},null,"Gweinyddu gan y cyfwelydd:\n\nPQ8:Mae fy ffrind yn chwarae gyda thegan ac rydw i eisiau chwarae gyda’r tegan hwnnw. Beth ddylwn i ei wneud? Cymryd y tegan oddi arno / Gofyn ga i dro / Chwilio am degan arall      ",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","A) Can your child put coins in order of their value?\n\n\nB) Can your child put banknotes in order of their ","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","\n\n\n\n\nFirst, score each question\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D78","v":76},null,"Procsi rhiant\n\nAll eich plentyn roi’r darnau arian yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod\n\nAll eich plentyn roi arian papur yn nhrefn eu gwerth?\n1. Gall\n2. Na all\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Please can you tell me what is happening in these pictures?\n\nA) Which one of these is worth the most? Click/draw a circle around your answer.\n\nB) Which one of these is worth the least?\nClick/draw a circle around your answer.\n\n","For each question:\n\n1. £1\n2. 1p\n3. 50p\nDon't know","First, score each question:\n\n1=6\n2=0\n3=0\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.","Y","Y-PQ1 & PQ2",{"$f":"Questions!D79","v":77},null,"Gweinyddu gan y cyfwelydd:\n\nPQ1: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ2:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Please can you tell me what is happening in these pictures?\n\nA) Which one of these is worth the most?\nClick/draw a circle around your answer.\n\nB) Which one of these is worth the least?\nClick/draw a circle around your answer.\n\n","For each question:\n\n1. £10\n2. £5\n3. £20\nDon't know","First, score each question:\n\n1=0\n2=0\n3=6\nDon't know=0\n\nB):  \n1=0\n2=6\n3=0\nDon't know=0\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.","Y","Y-PQ4 & PQ5",{"$f":"Questions!D80","v":78},null,"Gweinyddu gan y cyfwelydd:\n\nPQ4: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth mwyaf?\n\nPQ5:  Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nPa un o'r rhain sydd â’r gwerth lleiaf",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Can you put these in the right order? Put a 1 next to the coin you think is worth the least, a 2 next to the coin you think is worth second to least and so on.","\n\n1. All four correct (1p=1, 20p=2, 50p=3, £1=4)\n2. Two out of four are ranked correctly\n3. One out of four is ranked correctly\n4. None are ranked correctly\nDon't know\n","1=6\n2=4\n3=2\n4=0\nDon't know=0",0,"Y-PQ22",{"$f":"Questions!D81","v":79},null,"Gweinyddu gan y cyfwelydd:\n\nPQ22: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nAllwch chi roi'r rhain yn y drefn gywir? Rhowch 1 wrth ymyl y darn arian sydd â’r gwerth lleiaf yn eich barn chi, 2 wrth ymyl y darn arian sydd â'r gwerth lleiaf ond un, ac yn y blaen.",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops","\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nClick/draw a circle around the right coins.","\n\n1. Correctly indicates £1 and 50p\n2. Incorrect response\nDon't know\n","1=6\n2=0\n\nDon't know=0","Y","Y-PQ3",{"$f":"Questions!D82","v":80},null,"Gweinyddu gan y cyfwelydd:\n\nPQ3:\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol ",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops","\nThe lolly costs 21p. What coins you need to pay the exact money?\n\nClick/draw a circle around the right coins.","1. Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know","1=6\n2=0\nDon't know=0",0,"Y-PQ20",{"$f":"Questions!D83","v":81},null,"Gweinyddu gan y cyfwelydd:\n\nPQ20:\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","\n\nDoes your child understand the following words and can use them appropriately in conversation?\n\n- Spend\n- Save\n- Change","For each statement:\nCHOOSE ONE ONLY\n1. Yes \n2. No \nDon't know","\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D84","v":82},null,"Procsi rhieni\n\nYdi eich plentyn yn deall y geiriau a ganlyn ac yn gallu eu defnyddio'n briodol mewn sgwrs?\n(1. Ydi 2. Nac ydi 3 Ddim yn gwybod) \nGwario\nCynilo\nNewid",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","A) If you 'save' money does that mean that you keep it for the future or spend it in a shop?\n\n\nB) If you can 'afford' to buy something does this mean that you have enough to pay for it or do not have enough to pay for it?\n","A)\nCHOOSE ONE ONLY\n1. Keep it for the future\n2. Spend it in a shop\nDon't know\n\nB)\nCHOOSE ONE ONLY\n1. Have enough to pay for it\n2. Do not have enough to pay for it\nDon't know","\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)  \n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D85","v":83},null,"Gweinyddu gan y cyfwelydd:\n\nBeth ydych chi'n ei wneud gyda'ch arian os ydych chi'n ei ‘gynilo’?\n1. ei gadw ar gyfer y dyfodol\n2. ei wario mewn siop\n\nOs gallwch chi 'fforddio' prynu rhywbeth:\n1. Mae gennych chi ddigon i dalu amdano\n2. Nid oes gennych chi ddigon i dalu amdano",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","\n\nIf something is epxensive, does it mean that it doesn't cost much or it costs a lot of money?\n\n","CHOOSE ONE ONLY\n1. It doesn't cost much\n2. It costs a lot of money\nDon't know","\n1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D86","v":84},null,"Gweinyddu gan y cyfwelydd:\n\nBeth mae ‘drud’ yn ei olygu?\n1. Nid yw'n costio llawer\n2. Mae'n costio llawer o arian",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","What's another word for 'money' meaning coins and notes? Is it cash or tickets?","CHOOSE ONE ONLY\n1. Cash\n2. Tickets\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D87","v":85},null,"Gweinyddu gan y cyfwelydd:\n\nBeth yw'r term am arian wrth sôn am ddarnau arian ac arian papur?\n1. Arian parod\n2. Arian powdwr",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children recognise and use symbols for pounds (£) and pence (p)","Which of these is worth more money?\n\nClick/draw a circle around your answer.","CHOOSE ONE ONLY\n1. £5\n2. 5p\nDon't know","1=6\n2=0\nDon't know=0",0,"Y-CQ1",{"$f":"Questions!D88","v":86},null,"Gweinyddu gan y cyfwelydd:\n\nCQ1: Pa un sydd â'r gwerth mwyaf?\n\n(CERDYN)\n£5\n5c",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children recognise and use symbols for pounds (£) and pence (p)","Which of these is worth more money?\n\nClick/draw a circle around your answer.","CHOOSE ONE ONLY\n1. £5\n2. 5p\nDon't know","1=6\n2=0\nDon't know=0",0,"Y-CQ2",{"$f":"Questions!D89","v":87},null,"Gweinyddu gan y cyfwelydd:\n\nCQ2: Pa un sydd â'r gwerth mwyaf?\n\n(CERDYN)\n£5\n5c",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","Does your child understand the difference 'lending' and 'giving'?","CHOOSE ONE ONLY\n1. Yes \n2. No \n3. Don't know","\n\n\n1=6\n2=0\nDon't know=0\n\n\n",0,"N",{"$f":"Questions!D90","v":88},null,"Procsi rhieni\n\nYdi eich plentyn yn deall y gwahaniaeth rhwng 'benthyca' a 'rhoi'?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","Does your child understand that if they borrow something they have to give it back?\n","1. Yes\n2. No\n3. Don't Know","\n\n\n1=6\n2=0\nDon't know=0\n\n\n",0,"N",{"$f":"Questions!D91","v":89},null,"Procsi rhieni\n\nYdi eich plentyn yn deall os ydyw’n benthyg rhywbeth fod yn rhaid iddo ei roi yn ôl?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","If you 'borrow' something does this mean that you keep it forever or give it back?","CHOOSE ONE ONLY\n1. Keep it forever\n2. Give it back\nDon't know","\n\n\n1=0\n2=6\nDon't know=0\n\n\n",0,"N",{"$f":"Questions!D92","v":90},null,"Gweinyddu gan y cyfwelydd:\n\nOs ydych chi'n 'benthyg’ rhywbeth, ydych chi’n...\n1. Ei gadw am byth\n2. Ei roi yn ôl",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (eg. cash at home, in a savings account etc)","\nIn which of the following places is your child aware that money can be kept?'\n","CHOOSE ALL THAT APPLY\n1. In a bank\n2. In a piggy bank or money box\n3. In a purse, wallet or bag\n4. In pockets\n5. Looked after by parents\n6. Somewhere else (specify)\n7. None of these\nDon’t know\n","For options 1 to 6, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 7=Immediately score 0\nDon't know=0",0,"N",{"$f":"Questions!D93","v":91},null,"Procsi rhiant:\nYm mha rai o'r lleoedd a ganlyn mae eich plentyn yn ymwybodol y gellir cadw arian?\nTiciwch bob un sy'n gymwys.\n\n1. Mewn banc\n2. Mewn cadw-mi-gei neu flwch arian\n3. Mewn pwrs, waled neu fag llaw\n4. Mewn pocedi\n5. Dan ofal rhieni\n6. Rhywle arall (ysgrifennwch yr ateb)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (eg. cash at home, in a savings account etc)","Where can people keep their money so that it stays safe?\n","CHOOSE ALL THAT APPLY\n1. Bank\n2. Piggy bank or money box, other container\n3. Purse, wallet or bag\n4. In pockets\n5. At home, in bedroom\n6. At home, other rooms in house\n7. Looked after by parents\n8. Somewhere else (specify) \nDon't know","For options 1 to 8, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\nOption 7=Immediately score 0\nDon't know=0",0,"N",{"$f":"Questions!D94","v":92},null,"Gweinyddu gan y cyfwelydd:\nLle gall pobl gadw eu harian fel ei fod yn aros yn ddiogel?\nRhestr godio: banc, cadw-mi-gei, blwch arian, cynhwysydd arall, pwrs, waled, bag, pocedi, gartref, ystafell wely, ystafelloedd eraill yn y tŷ, dan ofal rhiant, lleoedd eraill.",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.)","\nDoes your child understand that money can be used digitally, for example when buying something through an online store or an app?\n","CHOOSE ONE ONLY\n1. Yes\n2. No\n3. Don’t know ","\n\n\n1=6\n2=0\nDon't know=0\n\n\n",0,"N",{"$f":"Questions!D95","v":93},null,"Procsi rhieni \nYdi eich plentyn yn deall y gellir defnyddio arian yn ddigidol - er enghraifft, wrth brynu rhywbeth drwy siop ar-lein neu app?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep their money safe (3-5)","\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n","CHOOSE ONE ONLY\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. They always leave it lying around\nDon't know","1=6\n2=3\n3=0\nDon't know=3\n",0,"N",{"$f":"Questions!D96","v":94},null,"Procsi rhieni \nYdi eich plentyn bob amser yn cadw ei arian gwario yn rhywle diogel (er enghraifft blwch arian neu bwrs) neu a ydyw weithiau’n ei adael yma ac acw?\n1. Mae bob amser yn cadw ei arian yn rhywle diogel\n2. Mae weithiau’n gadael arian yma ac acw\n3. Ddim yn gymwys- Nid oes gan y plentyn ei arian ei hunan\n[4. Ddim yn gwybod]",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep their money safe (3-5)","\nWhere are good places to keep your money? \n\nClick/draw a circle around the right coins. Pick as many as you think.","CHOOSE ALL THAT APPLY\n1. Around the house\n2. In a piggy bank or money box\n3. In the garden  \n4. In a purse or wallet\nDon't know","\n\n\n\n1=0\n2=6\n3=0\n4=6\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score. ","Y","Y-PQ13",{"$f":"Questions!D97","v":95},null,"Gweinyddu gan y cyfwelydd:\nPQ13: Cliciwch / rhowch gylch (dewiswch gynifer ag y credwch).\nBle sy’n lle da i gadw eich arian? \nO gwmpas y tŷ / Mewn cadw-mi-gei neu flwch arian / Yn yr ardd / Mewn pwrs neu waled",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand the consequences of losing money or having it stolen","\nDoes your child understand that if money is lost or stolen, they cannot get it back?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","\n\n\n1=6\n2=0\nDon't know=0\n\n\n",0,"N",{"$f":"Questions!D98","v":96},null,"Procsi rhieni\n\nYdi eich plentyn yn deall os caiff arian ei golli neu ei ddwyn, na fydd modd ei gael yn ôl?\n\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand the consequences of losing money or having it stolen","\nWhat would it mean if you lost your money and someone found it and kept it?","CHOOSE ONE ONLY\n1. You couldn't buy what you wanted\n2. You would have to get some more money from your parents\n3. You would have to ask a bank to replace it\nDon't know","1=6\n2=3\n3=0\nDon't know=0",0,"N",{"$f":"Questions!D99","v":97},null,"Gweinyddu gan y cyfwelydd:\nBeth fyddai'n ei olygu pe baech chi'n colli eich arian ac y byddai rhywun yn dod o hyd iddo ac yn ei gadw?\n\n1. Byddai'n golygu na fyddwn i'n gallu prynu’r hyn roeddwn i eisiau ei brynu\n2. Byddai'n golygu y byddai'n rhaid i mi gael rhagor o arian gan fy rhieni\n3. Byddai'n golygu y byddai'n rhaid i mi ofyn i’r banc am arian yn ei le",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited and that they might not be able to have everything they want","A) Do you think that your child understands that money is limited and that they can’t have everything they want? \n\n \n\nB) Have you ever explained to your child that money is limited and that they therefore can’t have everything they want?\n\n\nC) How often do you explain to your child that money is limited and that they therefore can’t have everything they want?\n\n\n\nD) Does your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?","A)\nCHOOSE ONE ONLY\n1. Yes, all the time\n2. Yes, sometimes\n3. No\nDon’t know \n\n\nB) \nCHOOSE ONE ONLY\n1.  Yes\n2. No\nDon’t know\n\n\nC) \nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nD) \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","A)\n1=6\n2=3\n3=0\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nD)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D100","v":98},null,"Procsi rhieni\n\nYdych chi’n meddwl bod eich plentyn yn deall bod arian yn gyfyngedig ac na all gael popeth y mae ei eisiau? \n1. Ydi, bob amser\n2. Ydi, weithiau\n3. Nac ydi\n4. Ddim yn gwybod \n\nYdych chi wedi ceisio esbonio wrth eich plentyn erioed fod arian yn gyfyngedig, ac na all gael popeth mae ei eisiau oherwydd hynny?\n1.  Ydw\n2. Nac ydw\n3. Ddim yn gwybod \n\nPa mor aml ydych chi wedi ceisio esbonio wrth eich plentyn fod arian yn gyfyngedig, ac na all gael popeth mae ei eisiau oherwydd hynny?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nYdi eich plentyn yn gwybod y bydd angen gwneud dewisiadau am sut i wario eu harian - er enghraifft, dim ond gallu fforddio prynu un eitem yn lle dwy?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited and that they might not be able to have everything they want","\n\nImagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\n","CHOOSE ONE ONLY\n1.Buy something else\n2.Ask your mum or dad to buy it for you\n3. Save up your money to buy it later\nDon't know","1=3\n2=0\n3=6\nDon't know=0",0,"Y-PQ18",{"$f":"Questions!D101","v":99},null,"Gweinyddu gan y cyfwelydd:\n\nPQ18: Dychmygwch fod gennych chi £5 i'w wario. Rydych chi'n gweld tegan rydych chi ei eisiau o ddifrif, ond nid oes gennych ddigon o arian i'w brynu. Beth ydych chi'n ei wneud?\n\nPrynu rhywbeth arall\nGofyn i'ch mam neu eich tad ei brynu i chi\nCynilo eich arian i’w brynu yn nes ymlaen",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand what wants and needs are and can explain the difference between the two","\n\nDoes your child understand that there is a difference between things they need and things they may want? \n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D102","v":100},null,"Procsi rhieni\n\nYdi eich plentyn yn deall bod gwahaniaeth rhwng y pethau y mae ei angen a’r pethau y mae ei eisiau? \n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand what wants and needs are and can explain the difference between the two","\nCan you help me? I only have £5 to spend and I am hungry. I can spend it on a new toy or on lunch. Which should I choose?\n\nClick/draw a circle around your answer.\n\n","CHOOSE ONE ONLY\n1. Toy\n2. Lunch\nDon't know","1=0\n2=6\nDon't know=0","Y","Y-PQ14",{"$f":"Questions!D103","v":101},null,"Gweinyddu gan y cyfwelydd:\n\nPQ14: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nAllwch chi fy helpu i? Dim ond £5 sydd gen i i’w wario ac rydw i'n llwglyd. Gallaf ei wario ar degan newydd neu ar ginio. Pa un ddylwn i ei ddewis?\n\nTegan\nCinio",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that certain things they need and want (toys, activities, clothes and food) cost money","\nA)\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n\nB)\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know ","For each question \nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","Fo each question score as follows:\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D104","v":102},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau bob dydd fel teganau, dillad a bwyd yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod\n\nYdi eich plentyn yn deall bod gweithgareddau fel dosbarthiadau neu deithiau yn costio arian?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Does your child understand that different items or activities cost different amounts?\n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D105","v":103},null,"Procsi rhieni\n\nYdi eich plentyn yn deall fod eitemau neu weithgareddau gwahanol yn costio symisu gwahanol?\n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Which of these do you think costs more?\n\n- PRE Picture (CQ3)\n\n- POST Picture (CQ4)\n\n","For PRE picture 1 (CQ3):  \n1. Bike\n2. Car\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Car\n2. Bike\nDon't know","PRE picture 1 (CQ3):  \n1=0\n2=6\nDon't know=0\n\nPOST picture 2 (CQ4):  \n1=6\n2=0\nDon't know=0",0,"Y-CQ3 & CQ4",{"$f":"Questions!D106","v":104},null,"Gweinyddu gan y cyfwelydd:\nCQ3; CQ4: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Which of these do you think costs more?\n\n- PRE Picture (CQ5)\n\n- POST Picture (CQ6)\n\n","For PRE picture 1 (CQ5):  \n1. Computer\n2. Book\nDon't know\n\nFor POST picture 2 (CQ4):  \n1. Book\n2. Computer\nDon't know","PRE picture 1 (CQ5):  \n1=6\n2=0\nDon't know=0\n\nPOST picture 2 (CQ6):  \n1=0\n2=6\nDon't know=0",0,"Y-CQ5 & CQ6",{"$f":"Questions!D107","v":105},null,"Gweinyddu gan y cyfwelydd:\nCQ5; CQ6: Pa un o'r rhain sy'n costio fwyaf yn eich barn chi?",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (eg. counting the money in a money box)","Is your child able to keep track of their money, for example, by counting the money in their money box?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D108","v":106},null,"Procsi rhieni\n\nYdi eich plentyn yn gallu cadw golwg ar ei arian e.e. drwy gyfri’r arian yn ei flwch arian?\n1.Ydi\n2. Nac ydi\n3. Nid oes gan fy mhlentyn ei arian ei hun",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want","Children know how to put money aside for the future","Does your child know how to save money and keep their savings safe? ","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know ","1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D109","v":107},null,"Procsi rhieni\n\nYdi eich plentyn yn gwybod sut i gynilo arian a chadw ei gynilion yn ddiogel? \n1. Ydi\n2. Nac ydi\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want","Children know how to put money aside for the future","Suppose you wanted something really expensive and your mum or dad says you have to save up for it. Where would you put your money until you had saved enough?","CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. Ask my parents to keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Something else (specify)\nDon’t know\n","First, score each option:\n1=2\n2=4\n3=6\n4=6\n4=assign the nearest appropriate score\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator",0,"N",{"$f":"Questions!D110","v":108},null,"Gweinyddu gan y cyfwelydd:\n\nGadewch i ni dybio eich bod chi eisiau rhywbeth gwirioneddol ddrud a bod eich mam neu eich tad yn dweud fod yn rhaid i chi gynilo ar ei gyfer. Ble fyddech chi'n rhoi eich arian nes byddech chi wedi cynilo’n ddigonol? GOFYNNWCH HEB ANOGAETH\nRhoi arian mewn cadw-mi-gei/blwch arian\nRhoi arian mewn cyfrif banc\nGofyn i fy rhieni edrych ar ôl yr arian,\nAteb arall\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want","Children understand why saving money for something you want to buy is important","A) Which one of these do you agree with most?\n\n\n\n\nB) You may have heard people talking about saving money for the future.   Why do you think people save money?\n\n\n ","A) CHOOSE ONE ONLY\n1.There is no point in saving money\n2. I think it’s important to save money\nDon't know\n\nB) CHOOSE ONE ONLY\n1. To buy something that's expensive \n 2. Just in case they need it in the future\n 3. Other answer (specify)\n Don't know\n\n\n","First, score each question:\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=6\n3=assign the nearest appropriate score\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n",0,"N",{"$f":"Questions!D111","v":109},null,"Gweinyddu gan y cyfwelydd:\n\nÂ pha un o’r rhain ydych chi’n cytuno fwyaf? DARLLENWCH A RHOWCH GOD AR GYFER UN\n  - Nid oes unrhyw bwynt cynilo arian\n  - Rydw i'n credu ei bod yn bwysig cynilo arian\n\n Efallai eich bod chi wedi clywed pobl yn siarad am gynilo arian ar gyfer y dyfodol.   Pam ydych chi’n meddwl mae pobl yn cynilo arian? GOFYNNWCH HEB ANOGAETH\n  - Prynu rhywbeth sy'n ddrud\n  - Dim ond rhag ofn y byddan nhw ei angen yn y dyfodol\n  - Ateb arall\n  - Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get","\n\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nClick/draw a circle around the right coins.","1.  Correctly indicates £1 and 50p\n2.Incorrect response\nDon't know","1=6\n2=0\nDon't know=0","Y","Y-PQ3",{"$f":"Questions!D112","v":110},null,"Gweinyddu gan y cyfwelydd:\n\nPQ3:\nRydw i eisiau prynu’r lolipop hwn. Mae'n costio £1.50.\nPa ddarnau arian fyddaf i eu hangen i brynu'r lolipop?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol ",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get","The lolly costs 21p. What coins you need to pay the exact money?\n\nClick/draw a circle around the right coins.","1. Correctly indicates 20p and 1p\n2.Incorrect response\nDon't know","1=6\n2=0\nDon't know=0",0,"Y-PQ20",{"$f":"Questions!D113","v":111},null,"Gweinyddu gan y cyfwelydd:\n\nPQ20:\nMae’r loli'n costio 21c. Pa ddarnau arian fyddwch chi eu hangen i dalu’r union swm?\n\nCliciwch/rhowch gylch o gwmpas y darnau arian priodol",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children know that they can get money in different ways and they understand how they get their money","\n\nCan you help me? What are some different ways that children can get money?\n\nClick/draw a circle around your answer.","CHOOSE ALL THAT APPLY\n1. Pocket money\n2. Ask mum or dad for some money\n3. Earn money for doing special jobs at home","First, score each option:\n1=3\n2=0\n3=6\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator.",0,"Y-PQ23",{"$f":"Questions!D114","v":112},null,"Gweinyddu gan y cyfwelydd:\n\nPQ23: Cliciwch/rhowch gylch o gwmpas eich ateb.\nAllwch chi fy helpu i? Beth ydi rhai o'r ffyrdd gwahanol y gall plant gael arian?\nArian poced\nGofyn i mam neu dad am arian\nCael arian am wneud tasgau arbennig yn y cartref",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand where the money their family has comes from","\n\nA) How often have you talked to your child about where your household income comes from?\n\nB) How confident are you that your child understand where your household gets its money from?  \n","A)\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\nB)\nCHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\nDon't know","First, score question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D115","v":113},null,"Procsi rhieni\n\nPa mor aml ydych chi wedi siarad gyda'ch plentyn am ble daw incwm eich cartref?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n[5. Ddim yn gwybod]\n\nPa mor hyderus ydych chi fod eich plentyn yn deall o ble daw arian eich cartref?  \n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand where the money their family has comes from","How do you think adults can get the money they spend?\n\nClick/draw a circle around your answer.","CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know","\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add up all of the scores you have assigned to produce the final score for this indicator.","Y","Y-PQ15",{"$f":"Questions!D116","v":114},null,"Gweinyddu gan y cyfwelydd:\n\nPQ15: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae fy rhieni yn cael arian i'r teulu ei wario. Sut ydych chi'n meddwl maen nhw’n cael yr arian?\nEnnill arian drwy fynd i weithio\nO'r banc\nO'r til yn y siop",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children are beginning to understand about working to earn money","A) Do you ever give your child money in exchange for work, for example if they do chores around the house?\n\nB) Do you think your child understands that people can earn money by working?","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n","\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D117","v":115},null,"Procsi rhieni\n\nYdych chi erioed wedi rhoi arian i'ch plentyn yn gyfnewid am waith - er enghraifft, os ydi ef/hi’n gwneud tasgau o gwmpas y tŷ?\n1. Do\n2. Naddo\n3. Ddim yn gwybod\n\nYdych chi'n meddwl bod eich plentyn yn deall fod pobl yn gallu ennill arian drwy weithio?\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children are beginning to understand about working to earn money","How do you think adults can get the money they spend?\n\nClick/draw a circle around your answer.","CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know","\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add up all of the scores you have assigned to produce the final score for this indicator.","Y","Y-PQ15",{"$f":"Questions!D118","v":116},null,"Gweinyddu gan y cyfwelydd:\n\nPQ15: Cliciwch/rhowch gylch o gwmpas eich ateb.\nMae fy rhieni yn cael arian i'r teulu ei wario. Sut ydych chi'n meddwl maen nhw’n cael yr arian?\nEnnill arian drwy fynd i weithio / O'r banc / O'r til yn y siop",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things","\n\nA) How often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?\n\n\n\nB) How confident are you that your child understands that adverts are designed to try and make people buy things?  \n\n\n\n","A) CHOOSE ONLY ONLY\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\nDon’t know\n\nB) CHOOSE ONLY ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\nDon’t know","First, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D119","v":117},null,"Procsi rhieni\n\nPa mor aml ydych chi'n esbonio diben hysbysebion a'r tactegau mae cwmnïau’n eu defnyddio i werthu mwy o gynhyrchion i'ch plentyn?\n1. Yn aml\n2.Weithiau\n3 Yn anaml\n4.Byth\n[5.Ddim yn gwybod]\n\nPa mor hyderus ydych chi fod eich plentyn yn deall bod hysbysebion yn cael eu cynllunio i geisio gwneud i bobl brynu pethau?  \n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things","\n\nI asked my friends what they think adverts on TV are for. This is what they said. What do you think?\n\nClick/draw a circle around your answer.","For each statement:\nCHOOSE ONE ONLY\n1. To give you a break \n2. To be fun to watch\n3. To make you buy things\nDon't know\n","3=6\nAny other answer=0",0,"Y-PQ17",{"$f":"Questions!D120","v":118},null,"Gweinyddu gan y cyfwelydd\n\nPQ17: Cliciwch/rhowch gylch o gwmpas eich ateb.\n\nGofynnais i fy ffrindiau beth oedden nhw'n ei feddwl oedd diben hysbysebion ar y teledu. Dyma beth ddywedon nhw. Beth ydi eich barn chi?\nI roi seibiant i chi - Ie/Na\nHwyl i’w wylio - Ie/Na\nGwneud i chi brynu pethau - Ie/Na",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D121","v":119},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D122","v":120},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D123","v":121},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can plan ways to solve a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D124","v":122},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can monitor progress in tackling a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D125","v":123},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can review solutions to problems and modify them if necessary","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D126","v":124},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children save up for things they want to buy and can save for at least a month","Parent proxy\n\nIf your child wants something do they mostly tend to…\n1. Use their own money to buy it straight away or save up for it\n2. Ask you to buy the item for them\n3. My child doesn’t want things\n4. Don’t know\n\nHow often does your child save up their own money because they want to buy a specific item ?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know  \n\nWhat is the longest time your child saved  for because they wanted to buy a specific item?\n1. Less than a week\n2. More than a week but less than month\n3. A month or more",null,null,"Y (Second Q)","N",null,null,"Procsi rhieni\n\nOs ydi eich plentyn eisiau rhywbeth, mae’n tueddu’n bennaf ...\n1. Defnyddio ei arian ei hunan i’w brynu ar unwaith neu gynilo ar ei gyfer\n2. Gofyn i chi i brynu'r eitem ar ei gyfer\n3. Nid ydi fy mhlentyn eisiau pethau\n4. Ddim yn gwybod\n\nPa mor aml mae eich plentyn yn cynilo ei arian ei hunan oherwydd ei fod eisiau prynu eitem benodol?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n4. Byth\n5. Ddim yn gwybod\n\nBeth yw'r amser hiraf y mae eich plentyn wedi cynilo gan ei fod eisiau prynu eitem benodol?\n1. Llai nag wythnos\n2. Mwy nag wythnos ond llai na mis\n3. Mis neu ragor"]

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[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"7-11 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'2'!I8","v":"CYP \nFinCap"},"Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Financially capable behaviour",null,"CYP have their own regular source of money","Children receive a set amount of pocket money on a regular basis (5-7)","You said that you have money of your own. Where do you get your money from? ","A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Any other money\n6. None of these\n\n","First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D127","v":125},null,"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 neu 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5, 5-7)","\nWhere do you keep your money?\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n","First, score each option:\n1=2\n2=2\n3=6\n4=6\n5=assign the nearest appropriate score\n6=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator","Y (first Q; second Q)","N",{"$f":"Questions!D128","v":126},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'oes' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nOs oes gennych chi gyfrif banc, oes gennych chi gerdyn y gallwch ei ddefnyddio mewn peiriant arian neu lyfr banc?  Gallwch ddewis un ateb neu'r ddau ohonyn nhw.\nMae gen i gerdyn\nMae gen i lyfr banc\nNa, dim un o'r rhain\n\nOS OES LLYFR BANC NEU GERDYN\nYmhle ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Children keep information about their bank accounts safe","\nA)  Do you have any of the following wth your bank account?\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. A bank card \n2. A bank book\n3. Neither of these\n\n\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items","\nFirst, score each question\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nThen, use the score you have assigned at B) as the final score for this indicator","Y","N",{"$f":"Questions!D129","v":127},null,"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod ",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children have money saved up (5-7)","When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n","CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n","1=6\n2=4\n3=2\n4=0\nDon't know=3",0,"N",{"$f":"Questions!D130","v":128},null,"Meddyliwch am eich holl arian. Ydych chi'n gwybod faint o arian sydd gennych chi ar hyn o bryd?\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n\nPan fyddwch chi’n prynu pethau gan ddefnyddio eich arian, ydych chi’n cadw golwg ar faint rydych chi’n ei wario a faint sydd gennych chi ar ôl? \n\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Does gen i ddim fy arian fy hun i’w wario\n6.  Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know how much money they have (including savings) and keep track of their spending","A) When you buy things using your money, do you keep track of how much you spend and how much you have left? \n\n\n\nB) Think about all your money. Do you know how much money you have right now?\n","A) CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t Know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know ","\n\n\n\nFirst, score each question:\n\nA) \n1=6\n2=4\n3=2\n4=0\nDon’t Know\n\nB) \n1=6\n2=0\nDon't know=0  \n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator.\n\nDoes not get money of their own at FILTER 1=Immediately score 0","Y","N",{"$f":"Questions!D131","v":129},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know how much money they have (including savings) and keep track of their spending","\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?","\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nThis is your final score for this indicator if you only ask A)\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n \nThen, add up the scores for both questions you have asked A) and B) and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D132","v":130},null,"Ydych chi'n cynllunio beth rydych chi eisiau ei brynu gyda'ch arian cyn i chi ei wario?\n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid oes gen i fy arian fy hunan i'w wario\n\nPa mor aml ydych chi'n cadw at eich cynllun? \n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid ydw i'n cynllunio beth i'w brynu",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make a plan for what they will spend their money on and stick to it","A) Do you plan what you want to buy with your money before you spend it?\n\nB) How often do you stick to your plan? ","For both questions:\nCHOOSE ONE ONLY\n1. A lot\n2. Sometimes \n3. Never\nDon't know","First, score each question:\n\n1=6\n2=3\n3=0\nDon't know=0\n\nThen, if asking both questions: add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.\n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D133","v":131},null,"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod\n\nPan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make choices about how to spend their money that are based on their needs and on value for money","A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\nC) When you want to get something for yourself, how often do you do the following? \n\na) - Look in different places or stores to compare prices.\nb) - think about whether your friends would approve of the item.\nc) - think about whether the item is good value for money.","A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nC) Score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nAdd up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.\n\nThen, add up the scores for all 3 questions and divide by 3 to produce the final score for this indicator.\n\n",0,"N",{"$f":"Questions!D134","v":132},null,"Pan fyddwch chi'n prynu rhywbeth mewn siop, ydych chi'n gwirio a ydych chi wedi cael y newid cywir?\n1. Yn aml\n2. Weithiau\n3. Byth\n4. Nid ydw i'n prynu pethau mewn siopau",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children check they have the right change when paying for things in shops (5-7)","When you buy something in a shop, do you check if you have been given the right change?","CHOOSE ONE ONLY\n1. A lot\n2. Sometimes \n3. Never\n4. I do not buy things in shops","1=6\n2=3\n3=0\n4=0","Y","N",{"$f":"Questions!D135","v":133},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  meddwl a oedd yr eitem yn werth da am arian?",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children shop around to get the best deal","When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?","CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D136","v":134},null,"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children save up for things they want to buy and can save over a longer time period (at least three months)","What is the longest time you have saved up for something? ","CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D137","v":135},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn? \nTICIWCH BAWB RYDYCH CHI'N SIARAD GYDA NHW AM ARIAN (CYLCHDROI 1-5)\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Do you talk about your money with any of the following people?","CHOOSE ALL THAT APPLY\n1. I never talk about money\n2. Friends\n3. Parents or carers\n4. Teachers\n5. My brothers and sisters\n6. Grandparents or other family members\nDon't know","First, score each option:\n1=immediately score 0 on this indicator.\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=Immediately score 3 on this indicator\n\nThen, for options 2 to 6  add up the interim values to a maximum of 6, and apply the following to produce the final score:\n2=2  4=4  6=6\n\n","Y","N",{"$f":"Questions!D138","v":136},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu, dylech ateb 'oes' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Ddim yn gwybod a oes gen i un",false]
[null,"Connection","Access to and use of financial products","CYP have access to their own financial products from a young age","Children have their own bank account (at a bank, building society, credit union, etc.)","A bank account is somewhere people can keep their money rather than keeping it at home. You can have a bank account with a bank, a building society or a credit union. Do you have a bank account of your own?","CHOOSE ONE ONLY\n1. Yes\n2. No: I do not have a bank account\n3. I don’t know if I have one","1=6\n2=0\n3=0",0,"N",{"$f":"Questions!D139","v":137},null,"OS OES CYFRIF BANC/ CYMDEITHAS ADEILADU:\nWnaeth eich rhieni ddewis y cyfrif banc hwn ar eich cyfer chi? \n1. Do\n2. Naddo\n3. Ddim yn gwybod\n\nWnaeth eich rhieni siarad gyda chi am ba gyfrif banc roeddech chi ei eisiau? \n1. Do\n2. Naddo\n3. Ddim yn gwybod",false]
[null,"Connection","Access to and use of financial products","CYP are given experience of choosing their own financial products","Children are involved in the process of choosing and setting up their own bank accounts","A) Did your parents pick this bank account for you? \n\nB) Did your parents talk to you about which bank account you wanted?","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nA) \n1=ask B)\n2=6\nDon't know=ask B)\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, if you asked only A): use the score for A) as the final score for this indicator. If you asked A) and B) use the score for B) as the final score for this indicator.",0,"N",{"$f":"Questions!D140","v":138},null,"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)","How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n","\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator.","Y (variation to first Q)","N",{"$f":"Questions!D141","v":139},null,"Pe baech chi angen cyngor ar arian, pwy fyddai'n rhoi cyngor defnyddiol? \nDewiswch bob un sy'n berthnasol.  \n\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft, Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod (SC)\n\nA phwy fyddai fwyaf defnyddiol (SENGL)\n\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft, Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod\nNi fyddai'r un ohonyn nhw’n rhoi cyngor defnyddiol\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\n\nYdw\nNac ydw\nDdim yn siŵr neu ddim yn cofio",false]
[null,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)","A) If you needed advice about money, who would give useful advice? \n\n\nB) Have you learnt about how to manage your money in school or college?\n","A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults\n6. The internet/computer\n7. A bank\n8. TV programme\n9. I would not ask for advice about money\nDon't know\n\n\nB)  CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know/don't remember","First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this question.\n\nB) \n1=6\n2=0\nDon't know=3\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D142","v":140},null,"Gyda pha rai o'r rhain ydych chi wedi gweld eich rhieni yn talu am nwyddau? \nMC\n1. Arian parod – (h.y. Arian papur neu ddarnau arian)\n2. Cerdyn debyd\n3. Cyfrif ar-lein (fel Paypal)\n4. Ffôn symudol\n5. Cerdyn credyd\n6. Dim un o’r uchod [SC]\n7. Ddim yn gwybod [SC]",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money being used to pay for things in shops and online","Have you seen your parents pay for things with? ","CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0",0,"N",{"$f":"Questions!D143","v":141},null,"Ydi eich rhieni yn gwirio eu cyfrifon banc mewn unrhyw un o'r ffyrdd hyn?\n1. Ymweld â'r banc neu’r ATM/peiriant arian Ydyn/Nac ydyn/Ddim yn siŵr\n2. Gwirio ar-lein Ydyn/Nac ydyn/Ddim yn siŵr\n3. Llythyr neu ddatganiad gan y banc Ydyn/Nac ydyn/Ddim yn siŵr\n\n[gan ddilyn pob un fel hyn]\nPa mor aml ydych chi'n gweld eich rhieni yn gwirio eu cyfrifon banc?\nByth\nYn anaml \nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see adults checking the balance on their current and savings accounts, and checking transactions ","How often do you see your parent(s) check their bank accounts by doing the following?\n\n- Visiting the bank or at a cash machine or ATM  \n- Checking on the internet or computer  \n- Reading a letter or statement from the bank  \n","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know","First, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, add together the scores for all three statements and divide by 3 to produce the final score for this indicator","Y","N",{"$f":"Questions!D144","v":142},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \n1. Diwrnodau allan neu wyliau i'r teulu\n2. Beth i’w brynu wrth siopa am fwyd i'r teulu\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)","Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D145","v":143},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)","Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D146","v":144},null,"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 neu 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive a set amount of pocket money on a regular basis (5-7)","You said that you have money of your own. Where do you get your money from? ","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (e.g. Birthdays,  Christmas) or as a reward for doing something\n3. Any other money\n4. None of these\n\n","First, score each option:\n1=6\n2=3\n3=3\n4=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D147","v":145},null,"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves (5-7)","\n\n\n\n\n\nA) Where do you keep your money?\n\n\n\n\n\n\n\n\n\n\n\nB) Which of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n","First, score each question:\n\nA) Score each option:\n1=2\n2=4\n3=6\n4=6\n5=assign the nearest appropriate score\n6=0\nDon't know =0\n\nTake the highest score you have assigned as the final score for A)\n\nB) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nThen, if asking both question: add together the scores for both questions and divide by 2 to produce the final score for this indicator. Otherwise, use the score you have assigned for A) as the final score for this indicator.","Y","N",{"$f":"Questions!D148","v":146},null,"GOFYN I BAWB SYDD AG ARIAN:\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono? \nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children make decisions about how to spend or save their money, supported by their parents (5-7)","\nA) When you have money, who usually decides whether you save any of it? \n\nB) When you have money, who usually decides what you spend it on?\n\n","CHOOSE ONE ONLY \n1. My parents (guardians or carers)  decide\n2. I decide on my own\n3. We both decide together\nDon’t know\n","\n\n\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator\n\nDoes not get money of their own at FILTER 1=Immediately score 0",0,"N",{"$f":"Questions!D149","v":147},null,"Pa un o'r rhain sydd fwyaf tebyg i chi?\n1. Rydw i'n hoffi aros am yr hyn rydw i ei eisiau o ddifrif\n2. Rydw i'n hoffi gwario rhywfaint a chynilo rhywfaint\n3. Rydw i'n hoffi gwario, gwario, gwario!",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children can explain the choices they make with their own money (5-7)","Thinking about money, which one of these is most like you?","CHOOSE ONE ONLY\n1. I like to wait to spend it on what I really want\n2. I like to spend some now, and save some for later\n3. I like to spend it all now\nDon't know","\n\n\n\n\n1=6\n2=3\n3=0\nDon't know=3\n\nDoes not get money of their own at FILTER 1=Immediately score 0",0,"N",{"$f":"Questions!D150","v":148},null,"Pan fyddwch chi'n mynd i'r siop, pa mor aml ydych chi'n talu am bethau eich hunan wrth y til?\n1. Yn aml\n2. Weithiau\n3. Yn anaml\n3. Byth - rhywun arall sy'n talu\n\nWhat do you get when you are given 'change' at the till?\n1. Arian parod – (fel arian papur neu ddarnau arian)\n2. Dillad newydd rydych chi wedi eu cyfnewid\n3. Derbynneb",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of paying for things in shops and waiting for change","A) When you go to shops, how often do you pay for things at the till yourself?\n\n\n\n\n\nB) What do you get when you are given 'change' at the till?\n\n","A) CHOOSE ONE ONLY\n1. A lot\n2. Sometimes\n3. Not very often\n4. Never, someone else pays\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Money back (as notes or coins)\n2. New clothes that you've swapped\n3. A receipt\nDon't know","\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nB)\n1=6\n2=0\n3=0\nDon't know=0\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator\n",0,"N",{"$f":"Questions!D151","v":149},null,"Ydych chi erioed wedi talu am rywbeth ar-lein gyda chymorth oedolyn, naill ai ar wefan neu drwy ddefnyddio app?\n1. Ydw\n2. Nac ydw",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of paying for things online (with the support of their parents) such as apps, games or music","Have you ever paid for something on the internet with the help of an adult, either on a website or using an app?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D152","v":150},null,"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to keep track of their money","How important do you think it is to check how much money you have?\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3","Y","N",{"$f":"Questions!D153","v":151},null,"Dychmygwch eich bod chi'n cael £5 i’w wario ar drip ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond fe fyddwn i'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.","CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know","1=6\n2=3\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D154","v":152},null,"Dychmygwch eich bod chi'n cael £5 i’w wario ar degan. Beth fyddech chi'n ei wneud?\nMynd i'r siop deganau agosaf a’i brynu\nGweld ymhle mae'n cael ei werthu am y pris isaf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children think it's important to shop around and look for the best deals in order to make their money go further","Imagine you were given £5 to spend on a toy. What would you do?","CHOOSE ONE ONLY\n1. Go to the nearest toyshop and buy it\n2. Find out where sells it for the lowest price\nDon't know","1=0\n2=6\nDon't know=3","Y","N",{"$f":"Questions!D155","v":153},null,"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is an important thing to do","Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n","CHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know","1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3",0,"N",{"$f":"Questions!D156","v":154},null,"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nNid ydi benthyca arian yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Children believe they should not borrow money from friends or family if they cannot pay it back","Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n","CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK even if I can't afford to pay it back\nDon't know","1=6\n2=6\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D157","v":155},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw (graddfa 5 pwynt)\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't get angry or upset when they're told they can't have something they want but don't need (5-7)","Here are some things that people your age have said about money. How much do you agree with the statements?\n\na)  - 'My parents discuss with me what we can and can’t afford to buy'\n\nb) - 'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know","First, score each statement:\n\nFor a)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D158","v":156},null,"Dychmygwch eich bod chi eisiau rhywbeth sy’n ddrud.  Rydych chi'n gofyn i'ch rhieni ei brynu i chi ond maen nhw’n dweud \"Na\".  Dyma rai pethau mae plant eraill wedi dweud y bydden nhw’n ei wneud. Pa un fyddech chi fwyaf tebygol o’i wneud? \n\nDal ati i ofyn a gobeithio y byddan nhw’n dweud ie yn y pen draw\nAros tan achlysur arbennig (e.e. pen-blwydd neu'r Nadolig)\nAros tan bydd gennyf ddigon o arian i’w brynu fy hun\nDim byd, a derbyn na allaf ei gael",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't continue to ask for things after they've been told they can't have them or will have to wait for them (5-7)","Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other children have said they would do. Which would you most likely do? ","CHOOSE ONE ONLY\n1. Keep asking and hope that they will eventually say yes\n2. Wait until a special occasion (e.g. birthday or Christmas)\n3. Wait until I have enough money to buy it myself\n4. Nothing, accept that I can't have it\nDon't know","1=0\n2=3\n3=3\n4=6\nDon't know=3",0,"N",{"$f":"Questions!D159","v":157},null,"Sut ydych chi’n teimlo am y datganiadau hyn?\n1. 'Gallaf benderfynu drosof fy hunan sut i wario fy arian fy hunan'\n2. 'Gallaf weithio allan faint rydw i angen ei gynilo bob wythnos ar gyfer rhywbeth rydw i ei eisiau'\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Children feel confident to manage their own money","How much do you agree with these statements?\n\na) 'I can decide for myself how to spend my own money'\n\nb) 'I can work out how much I need to save each week for something I want'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly disagree\n2. Slightly disagree\n3. Neither agree nor disagree\n4. Slightly agree\n5. Strongly agree\nDon't know","First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D160","v":158},null,"Fyddai'n well gennych chi fod yn ffrindiau gyda phlant sydd â phethau drud na'r rhai heb bethau drud? \n1) Byddai\n2) Na fyddai",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","When making friends, material possessions are not the most important factor for children","Would you rather be friends with children who have expensive things than those who don't?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=0\n2=6\nDon't know=3",0,"N",{"$f":"Questions!D161","v":159},null,"Ydych chi'n meddwl ei bod hi'n bwysig cael pethau drud? \n1) Nac ydw, ddim o gwbl\n2) Nac ydw, ddim mewn gwirionedd\n3) Ydw, ychydig\n4) Ydw, yn fawr iawn ",false]
[null,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","How important do you think it is tohave expensive things?\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","1=0\n2=2\n3=4\n4=6\nDon't know = 3","Y","N",{"$f":"Questions!D162","v":160},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn? \nTICIWCH BAWB RYDYCH CHI'N SIARAD GYDA NHW AM ARIAN (CYLCHDROI 1-5)\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family (5-7)","Do you talk about your money with any of the following people?","CHOOSE ALL THAT APPLY\n1. I never talk about money\n2. Friends\n3. Parents or carers\n4. Teachers\n5. My brothers and sisters\n6. Grandparents or other family members\nDon't know","First, score each option:\n1=immediately score 0 on this indicator.\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=Immediately score 3 on this indicator\n\nThen, for options 2 to 6  add up the interim values to a maximum of 6, and apply the following to produce the final score:\n2=2  4=4  6=6\n\n",0,"N",{"$f":"Questions!D163","v":161},null,"Pa mor bwysig i chi ydi...\n\nEich bod chi'n dysgu sut i gynilo a gwario eich arian yn dda?\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n",false]
[null,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Children want to be good at managing their money (5-7)","How important is it to you that you learn how to save and spend your money well?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D164","v":162},null,"Oes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n hŷn? \n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael",false]
[null,"Mindset","Aspirations and goals","CYP have education and career goals","Children are thinking about the different jobs they might want to do when they're older","Do you have any idea what job you would like to have when you are older?","CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like","1=6\n2=3\n3=0",0,"N",{"$f":"Questions!D165","v":163},null,"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw - rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a, b neu c yn y cwestiwn uchod\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7)","A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nASK IF ANSWERED 1 or 2 for question A) above:\nB) People save for different reasons. Which of these statements best describes why you save?","A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n","First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator.\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator","Y (First and second Qs)","N",{"$f":"Questions!D166","v":164},null,"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? ","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 3 statements and divide by  3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D167","v":165},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)",null,0,"N",{"$f":"Questions!D168","v":166},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)",null,0,"N",{"$f":"Questions!D169","v":167},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\n\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw / Nac ydw / Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech eu newid? (Oes/Nac oes/Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)",null,"Y (First Q; second Q)","N",{"$f":"Questions!D170","v":168},null,"Rydw i'n mynd yn ddig yn gyflym\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n aml yn ymladd gyda phobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","How well do each of the following statements describe you?\n\na) I often fight with other people\n\nb) I get angry quickly\n\nc) I sometimes take things belonging to other people\n\nd) I am generally willing to do what is asked of me (e.g. by teachers or parents)\n\ne) Other people say I tell lies","For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know","First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen for d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator.","Y (First Q; second Q)","N",{"$f":"Questions!D171","v":169},null,"Procsi rhieni\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies","For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know","First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by 5 to produce the final score for this indicator.","Y (First Q)","N",{"$f":"Questions!D172","v":170},null,"\nRydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nNid ydi siomedigaethau yn fy nigalonni. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","aHow well do each of the following statements describe you?\n\nA) Setbacks don’t discourage me. \n\nb) I finish whatever I begin. \n\nc) I persist (carry on) with work whether it is difficult or not. \n","For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n","First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n","Y (First Q)","N",{"$f":"Questions!D173","v":171},null,"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know what bank accounts are, how they work (at a simple level) and the benefits of having them","A) Do you know what a bank account is?\n\n\n\n\nB) Which of the following could you use a bank account for?\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nA) CHOOSE ALL THAT APPLY\n1. Separating your notes from your coins\n2. Keeping your money in a safe place\n3. Taking out money when you want to buy something\n4. Working out where is the cheapest place to buy something\n5. Having extra money added to what you save\nDon't know","\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=Immediately score 0\n\nB)\n1=0\n2=2\n3=2\n4=0\n5=2\nDon't know=0\n\nAdd up the scores you have assigned to produce the final score for B)\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D174","v":172},null,"Ydych chi’n gwybod beth ydi cyfrif banc?\n1. Ydw\n2. Nac ydw\n\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nAr gyfer pa rai o'r canlynol fyddech chi'n defnyddio cyfrif banc?\nAML GOD\n\nCadw eich arian papur a darnau arian ar wahân\nCadw eich arian mewn lle diogel\nCymryd arian pan fyddwch chi eisiau prynu rhywbeth\nGweithio allan ble yw'r lle rhataf i brynu rhywbeth\nYchwanegu arian at yr hyn rydych chi'n ei gynilo",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know what bank accounts are, how they work (at a simple level) and the benefits of having them","\n\n\n\n\n\n\n\n\nA) Which of the following do you do with your bank account(s)?\n\n\n\nB) What type of bank account do you have?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=6\n2=6\n3=6\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D175","v":173},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB GYDA CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (e.g. in cash at home, in a savings account, etc.)","Where can you save your money?","CHOOSE ALL THAT APPLY\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer can look after it for me\n4. Bank account (or building society or credit union account)\nDon’t know","For options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n0=0  1=2  2=3  3=4  4=6\nDon't know=0",0,"N",{"$f":"Questions!D176","v":174},null,"Ble allwch chi gynilo eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Cyfrif banc (neu gyfrif cymdeithas adeiladu neu undeb credyd)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand how to set up an account for their money","Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D177","v":175},null,"Pa un o’r datganiadau hyn sy'n gywir?\n            \n1. Rydych chi’n cael cyfrif banc yn awtomatig pan fyddwch chi'n cael eich geni\n2. Mae'n rhaid i chi neu eich rhieni ddewis a sefydlu eich cyfrif banc eich hun\n\nEr mwyn sefydlu cyfrif banc, pa un o'r pethau hyn yn eich barn chi fyddech chi ei angen?\n1. Enw a chyfeiriad\n2. Dyddiad geni\n3. Tystysgrif geni\n4. Pasbort\n5. Nodyn ysgrifenedig o’ch ysgol\n6. Manylion personol eich rhieni\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\n8. Cerdyn credyd\n9. Rhywfaint o arian",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that if you borrow money you have to pay it back","When you 'borrow' money, do you…","CHOOSE ONE ONLY\n1. Keep it, it's for you\n2. Forget about it for now\n3. Pay it back, as soon as you can\nDon't know","1=0\n2=0\n3=6\nDon't know=0",0,"N",{"$f":"Questions!D178","v":176},null,"Pan fyddwch chi’n ‘benthyg’ arian, ydych chi’n...\n\n1. Ei gadw - chi piau’r arian\n2. Anghofio am y peth am y tro\n3. Ei dalu'n ôl, cyn gynted ag y gallwch chi",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that borrowing money and not being able to pay it back can have negative consequences","How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - I could get into trouble if I borrowed lots of money\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Borrowing money and not paying it back means people might not trust you in the future\n\n","For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know\n\n","First, score each statement:\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator",0,"N",{"$f":"Questions!D179","v":177},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?                      \n  \n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\n2. Gallwn fynd i drafferth pe bawn i'n benthyg llawer o arian\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\n4. Mae benthyg arian a pheidio â’i dalu'n ôl yn golygu na fydd pobl yn ymddiried ynoch chi yn y dyfodol o bosibl\n\nCytuno\nAnghytuno",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand what interest is, and how it can be added to money that people save or borrow","Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax","For each statement: CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know","First, score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D180","v":178},null,"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.) (5-7)","Have you seen your parents pay for things with? ","CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0","Y","N",{"$f":"Questions!D181","v":179},null,"Gyda pha rai o'r rhain ydych chi wedi gweld eich rhieni yn talu am nwyddau? \nMC\n1. Arian parod – (h.y. Arian papur neu ddarnau arian)\n2. Cerdyn debyd\n3. Cyfrif ar-lein (e.e. Paypal)\n4. Ffôn symudol\n5. Cerdyn credyd\n6. Dim un o’r uchod [SC]\n7. Ddim yn gwybod [SC]",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Children are beginning to understand the basic things they need to think about when choosing between different accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.)","Which of these features should you think about when choosing a bank account?","CHOOSE ALL THAT APPLY\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can bank online or through an app\n7. Interest rate on the money in the bank account\n8. Whether you can take money out straightaway or you have to wait\n9. How much money you can take out per day\n10. Special offers (e.g. free tickets/toy/piggy bank)\n11. None of these\nDon't know","For options 1, 3, 6,7, 8, 9,and 10, COUNT to a maximum of 6. For options 2, 4 and 5, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1  2=2  3=3  4=4  5=5  6=6\nOption 11=0\nDon't know=0\n",0,"N",{"$f":"Questions!D182","v":180},null,"Pa rai o'r pethau hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\nTiciwch bob un sy'n berthnasol\n\n1. Cael cerdyn banc\n2. Llun ar gerdyn banc\n3. Pa mor hawdd ydi hi i gyrraedd y banc\n4. Ydi fy ffrindiau yn defnyddio'r un banc\n5. Ydi fy rhieni yn defnyddio'r un banc\n6. Allwch chi dynnu arian allan ar unwaith, ynteu oes rhaid i chi aros\n7. Cynigion arbennig (e.e. tocynnau am ddim/teganau/cadw-mi-gei)\n8. Arall (nodwch)",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited, and that they might not be able to have everything they want or need (5-7)","A) How much do you agree with the following?\n\n- 'I don't spend money on things if I think I might need the money for something else'\n\nB) Families have different things to spend their money on. Which of the following do you think are essential and which are nice to have if you can afford it?\n\na) - Heating\nb) - Food\nc) - Sweets\nd) - Television\ne) - School shoes\nf) - Electricity\ng) - Expensive trainers\nh) - Winter coat\ni) - Trip to the cinema\nj) - Games console (e.g. Wii, xbox)","A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Essential\n2. Nice to have if you can afford it\nDon't know","First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB) Score each statement:\nFor a) b) e) f) h) \n1=6\n2=0\nDon't know=0\n\nFor c) d) g) i) j)\n1=0\n2=6\nDon't know=0\n\nAdd together the scores for all 10 statements nad divide by 10 to produce the final score for B).\n\nThen, add together the scores for both questions and divide by 2 to produce the final score for this indicator",0,"N",{"$f":"Questions!D183","v":181},null,"Nid ydw i'n gwario arian ar bethau os ydw i’n credu y byddaf angen yr arian ar gyfer rhywbeth arall (cytuno neu anghytuno).\n\nMae gan deuluoedd bethau gwahanol i wario eu harian arnyn nhw.   Pa rai o'r canlynol sy’n hanfodol yn eich barn chi, a pha rai sy'n braf eu cael ond dim ond os gallwch chi neu eich teulu eu fforddio.  \n\nGwresogi\nBwyd\nMelysion\nTeledu\nEsgidiau ysgol\nTrydan\nEsgidiau drud\nCot gaeaf\nTrip i'r sinema\nConsol gemau (e.e. Wii, Xbox)\n\nHanfodol\nBraf eu cael os gellir eu fforddio",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children can make spending decisions appropriate to their age based on their needs and priorities","A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\nC) When you want to get something for yourself, how often do you do the following? \n\na) - Look in different places or stores to compare prices.\n\nb) - think about whether your friends would approve of the item.\n\nc) - think about whether the item is good value for money.","A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\nFor each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n\nFirst, score each statement:\n\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D184","v":182},null,"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod\n\nPan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that services like electricity, phones and the internet cost money","Which of the following cost your parents money?  \n\na) - Going to the park  \nb) - Electricity  in your home \nc) - Going to an NHS doctor  \nd) - Going to a library      \ne) - Making phone calls \nf) - Water that comes out of taps in your home","For each statement:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know","First, score each statement:\nFor a)  c) and d)\n1=0\n2=6\nDon't know=0\n\nFor b) e) and f)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y (modified form)","N",{"$f":"Questions!D185","v":183},null,"Pa rai o'r canlynol sy’n costio arian i’ch rhieni?  (dewiswch bob un sy'n berthnasol)\n1. Mynd i'r parc            Ydi   Nac ydi   Ddim yn gwybod\n2. Trydan yn eich cartref  Ydi   Nac ydi   Ddim yn gwybod\n3. Mynd i weld un o feddygon y GIG  Ydi   Nac ydi   Ddim yn gwybod\n4. Mynd i'r llyfrgell              Ydi   Nac ydi   Ddim yn gwybod\n5. Gwneud galwadau ffôn          Ydi   Nac ydi   Ddim yn gwybod\n6. Dŵr sy'n dod drwy’r tapiau yn eich cartref   Ydi   Nac ydi   Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand that there is a difference between 'price' and 'value' and that some things are better value than others","A packet of chocolate biscuits costs £1 in one shop.  In another shop they have five packets of the same chocolate biscuits on sale for £3.  \n\nWhich shop sells the biscuits at the best value?","CHOOSE ONE ONLY\n1. First\n2. Second\n3. Don't know","1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D186","v":184},null,"Mae paced o fisgedi siocled yn costio £1 mewn un siop.  Mewn siop arall mae ganddyn nhw bum pecyn o'r un bisgedi siocled ar werth am £3.  \n\nPa siop sy’n gwerthu’r bisgedi am y gwerth gorau am arian?\nY gyntaf\nYr ail\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Children understand how to shop around to get the best value for money, and why this is important","Imagine you want a bike and your mum or dad offers to buy you a new one.  What do you think your mum or dad should do?","CHOOSE ONE ONLY\n1. Go to your local bike shop and buy the one which you like the best\n2. Go to two or three different bike shops and look at the prices of different bicycles, before deciding which one to buy\nDon't know","1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D187","v":185},null,"Dychmygwch eich bod chi eisiau beic a bod eich mam neu eich tad yn cynnig prynu un newydd i chi.  Beth ydych chi'n meddwl y dylai eich mam neu eich tad ei wneud?\n\n - Mynd i'ch siop feiciau leol a phrynu'r un rydych chi’n ei hoffi orau\n  - Mynd i ddau neu dri o siopau beiciau gwahanol ac edrych ar brisiau beiciau gwahanol, cyn penderfynu pa un i'w brynu",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)","\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?","\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nThis is your final score for this indicator if you only ask A)\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n \nThen, add up the scores for both questions you have asked A) and B) and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D188","v":186},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)","When you buy things using your money, do you keep track of how much you spend and how much you have left? \n","1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t Know\n","\n\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nDoes not get money of their own at filter 1=Immediately score 0 on this indicator",0,"N",{"$f":"Questions!D189","v":187},null,"Pan fyddwch chi’n prynu pethau gan ddefnyddio eich arian, ydych chi’n cadw golwg ar faint rydych chi’n ei wario a faint sydd gennych chi ar ôl? \n\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Does gen i ddim fy arian fy hun i’w wario\n6.  Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know how to check a bank balance and read a bank statement","Looking at this example of a bank statement, how much money was in the account at the end of February? ","AMOUNT in £\nDon't know","£61=6\nAny other amount=0\nDon't know=0","Y","Y-BSQ",{"$f":"Questions!D190","v":188},null,"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\n\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know they need to keep information about their accounts safe","Alfie and Helen both decide to put their money in a bank account.  They are both given a bank book with information about their account.\n\nAlfie keeps his bank book in his school bag so he can find it easily. Helen keeps hers in safe place at home.  \n\nWho do you agree with most, Alfie or Helen?\n","1. Alfie\n2. Helen\n3. Neither Alfie nor Helen\nDon't know","1=0\n2=6\n3=0\nDon't know=0",0,"N",{"$f":"Questions!D191","v":189},null,"Mae Alfie a Helen yn penderfynu rhoi eu harian mewn cyfrif banc.  Mae’r ddau yn cael llyfr banc gyda gwybodaeth am eu cyfrif.\n\nMae Alfie yn cadw ei lyfr banc yn ei fag ysgol er mwyn iddo allu dod o hyd iddo’n hawdd.  Mae Helen yn cadw ei llyfr hi mewn lle diogel yn y cartref.  Gyda phwy ydych chi'n cytuno fwyaf - Alfie ynteu Helen?\n\nAlfie\nHelen\nY naill na'r llall/ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children know how to make deposits into an account","\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n","1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator","Y","N",{"$f":"Questions!D192","v":190},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children understand why saving money for something you want to buy is important ","A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nB) People save for different reasons. Which of these statements best describes why you save?","A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n","First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator",0,"N",{"$f":"Questions!D193","v":191},null,"A. Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw - rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a neu b yng nghwestiwn A\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny\n",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children know how to put money aside for the future (5-7)","Where can someone save their money?","CHOOSE ALL THAT APPLY\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. A parent (guardian or carer) can look after it\n4. Bank account (or building society or credit union account)\n5. None of these\nDon’t know","\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=2\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D194","v":192},null,"Ble allwch chi gynilo eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Cyfrif banc (neu gyfrif cymdeithas adeiladu neu undeb credyd)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can calculate what interest they would be paid or would owe if they saved or borrowed money","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   ","AMOUNT in £\nDon’t know","£102=6\nAny other amount=0\nDon't know=0","Y","N",{"$f":"Questions!D195","v":193},null,"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \nRHOWCH Y SWM\n  Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can work out how long they will need to save for to be able to buy something if they are saving a set amount a week","Greg gets £5 a week pocket money. How long would it take Greg to save up his pocket money to buy a book that costs £25?","CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n","4=6\nAny other option=0",0,"N",{"$f":"Questions!D196","v":194},null,"Mae Greg yn cael £5 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu llyfr sy'n costio £25?",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand the different sources that people get their money from in adulthood","How do you think adults can get the money they spend?","CHOOSE ALL THAT APPLY\n1. Earn money by going to work\n2. From the money they saved up\n3. From the Government/from benefits\n4. From going to the shops\n5. None of these\nDon't know","\n\nFirst, score each option:\n1=2\n2=2\n3=2\n4=0\n5=Immediately score 0\nDon't know=Immediately score 0\n\nThen, add together all of the scores you have assigned to produce the final score for this indicator.",0,"N",{"$f":"Questions!D197","v":195},null,"Sut ydych chi'n meddwl mae oedolion yn cael yr arian maen nhw’n ei wario? \nEnnill arian drwy fynd i weithio\nO'r arian poced maen nhw wedi ei gynilo\nGan y Llywodraeth/o fudd-daliadau\nDrwy fynd i'r siopau",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand that there are a range of jobs and that different jobs pay different amounts (including some that are unpaid)","Please say whether you think this is true or not true.\n\n- The amount of money adults get from working is the same for all jobs","CHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know","1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D198","v":196},null,"Dywedwch a ydych chi’n credu bod hyn yn wir ai peidio.\n\nMae faint o arian mae oedolion yn ei gael drwy weithio yr un fath ar gyfer pob swydd\n1. Gwir\n2. Ddim yn wir",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand that the choices they make around school and work will affect the amount of money they have when they're older","Which of these statements is true?\n                                                                                                  ","CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D199","v":197},null,"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd plant sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children understand that adverts (e.g. in shops, online and on TV) are designed to make people buy things","What do you think are adverts for?\n","CHOOSE ONE ONLY\n1. To tell you about things you need\n2. To make you buy things\n3. To entertain you\n4. To teach you new songs\n5. To give you a break from watching something\nDon't know","1=0\n2=6\n3=0\n4=0\n5=0\nDon't know=0",0,"N",{"$f":"Questions!D200","v":198},null,"Beth ydi pwrpas hysbysebion?\nDweud wrthych chi am bethau rydych chi eu hangen\nGwneud i chi brynu pethau\nEich diddanu chi\nDysgu caneuon newydd i chi\nRhoi seibiant i chi wrth wylio rhywbeth",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children understand that companies exist to make money","Which of the following things do you think are most important to companies like shops?","CHOOSE ALL THAT APPLY\n1. To sell things\n2. To help people\n3. To make money/to make  profit\n4. To make sure people don't spend too much money\n5. To be easy to get to\n6. To be open seven days a week\n7. None of these\nDon't know","First, score each option:\n1=3\n2=0\n3=6\n4=0\n5=0\n6=0\n7=0\nDon't know=0\n\nThen, take the highest score you have recorded as the final score for this indicator",0,"N",{"$f":"Questions!D201","v":199},null,"Pa rai o'r rhain yn eich barn chi sydd bwysicaf i gwmnïau fel siopau?\nGwerthu pethau\nHelpu pobl\nGwneud arian/gwneud elw\nGwneud yn siŵr nad ydi pobl yn gwario gormod o arian\nBod o fewn cyrraedd\nBod yn agored saith diwrnod yr wythnos",false]
[null,"Ability","Understanding the role of money in society","CYP understand that taxes are collected and what they are used for","Children understand that the Government takes money taken from people's earnings to pay for things we all need (e.g. schools, hospitals and rubbish collection)","A) Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax\n\n\n\n\n\nB) Tax is money that the Government takes from the money that people earn. What is tax for?\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know","First, score each question:\n\nA) Score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nAdd up the scores for both statements and divide by 2 to produce the final score for A).\n\nB) For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D202","v":200},null,"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD\n\nTreth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian mae pobl yn ei gael. Beth ydi pwrpas trethi?\n\nTalu am bethau fel ysbytai a ffyrdd\nGwneud yn siŵr nad ydi pobl yn ennill gormod\nTalu am wobrau loteri\nTalu am yr heddlu ac ysgolion\nTalu am archfarchnadoedd",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D203","v":201},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D204","v":202},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D205","v":203},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can plan ways to solve a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D206","v":204},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can monitor progress in tackling a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D207","v":205},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Children can review solutions to problems and modify them if necessary","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D208","v":206},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]

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[]
[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"11-14 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'3'!I8","v":"CYP \nFinCap"},"Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)","You said that you have money of your own. Where do you get your money from? ","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these","First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D209","v":207},null,"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Young people keep their money in a safe place (7-11)","\nWhere do you keep your money?\n\n\n\n\n","1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. In a bank account\n5. Somewhere else (specify)\n6. I don't have a special place where I keep my money\nDon’t know\n","First, score each option:\n1=2\n2=2\n3=6\n4=6\n4=assign the nearest appropriate score\n6=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator","Y (first Q; second Q)","N",{"$f":"Questions!D210","v":208},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nB,.Oes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nC.Ble’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nD.Ydych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\ne.Ydych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Young people keep information about their current and savings accounts safe (7-11)","\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in","First, score each question:\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=2\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score",null,"N",{"$f":"Questions!D211","v":209},null,null,false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people have money saved up (5-7, 7-11)","A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n","A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D212","v":210},null,"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 1-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people know how much money they have (Including savings) and keep track of their spending, including by checking bank statements / online banking","\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n","\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each question:\nA) \n1=0\n2=3\n3=0\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator.","Y","N",{"$f":"Questions!D213","v":211},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it","A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. ",0,"N",{"$f":"Questions!D214","v":212},null,"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people make choices about how to spend their money that are based on their needs and on value for money","When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b) d) e) and f)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y (First & fifth statements)","N",{"$f":"Questions!D215","v":213},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \n\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am ba hyd fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people shop around to get the best deal (7-11)","When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?","CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D216","v":214},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people save up for things they want to buy and can save over a longer time period (at least 6 months)","What is the longest time you have saved up for something? ","CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D217","v":215},null,"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Nid ydw i wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",0,"Young people talk about money with friends and family openly (5-7, 7-11)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0","Y","N",{"$f":"Questions!D218","v":216},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.)","What type of bank account do you have?","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=6\n2=0\n3=6\nDon't know=3\n\n\nIf does not have a bank account at FILTER 2=immediately score 0 on this indicator","Y","N",{"$f":"Questions!D219","v":217},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 gyda'r cwestiwn uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account","A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n","A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  ","Y","N",{"$f":"Questions!D220","v":218},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own savings account (at a bank, building society, credit union, etc.)","What type of bank account do you have?\n","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=0\n2=6\n3=6\nDon't know=3","Y","N",{"$f":"Questions!D221","v":219},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Ydw\n2. Nac ydw\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYP2 Ydych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have experience of managing their bank accounts online where this is available","\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\n","\nCHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n","\n\n\nFirst, score each option:\n1=0\n2=0\n3=6\n4=6\n5=0\n6=0\n7=6\n8=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as the final score for this indicator\n\n","Y","N",{"$f":"Questions!D222","v":220},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)\n",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own current or savings accounts (7-11)","How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account","CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n","\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n",0,"N",{"$f":"Questions!D223","v":221},null,"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian? \n(Cymryd rhan yn llawn/cymryd rhan yn rhannol/Ddim yn cymryd rhan o gwbl)\n\nDewis fy nghyfrif banc neu gyfrif cynilo",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own mobile phone provider and package (if they own a mobile phone)","Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package ","CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know","\n\n\n1=6\n2=0\n3=3\nDon't know=0\n\n",0,"N",{"$f":"Questions!D224","v":222},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nCost eich pecyn galwadau a data ar ffôn symudol\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n4. Does gen i ddim ffôn symudol",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)","How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n","\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator.",0,"N",{"$f":"Questions!D225","v":223},null,"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)","A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n","\nA) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know","First, score each question:\n\nA) Score the response options selected:\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nAdd up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D226","v":224},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\nDewiswch bob un sy'n berthnasol.\nCANIATEIR AML-GOD\n\nFy rhieni\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu (ysgrifennwch)\nGwefan (ysgrifennwch)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu (ysgrifennwch)\nArall (ysgrifennwch)\nNid ydw i'n gofyn am gyngor ar arian\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\nYdw\nNaddo\nDdim yn siŵr/Ddim yn cofio\n\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\nAML\nMathemateg\nABGI\nDinasyddiaeth\nBusnes a Chyllid\nMenter\nArall (rhowch fanylion)\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options","A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Other family members\n3. Friends\n4. A careers adviser or careers teacher at school\n5. Other teachers at school\n6. A Connexions personal adviser\n7. Someone else at Connexions\n8. Other adults (e.g. youth workers, work colleagues)\n9. Someone else (specify)\n10. No-one\nDon't know","A)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=4\n2=4\n3=2\n4=6\n5=4\n6=6\n7=6\n8=4\n9=assign the nearest apprpriate score\n10=0\nDon't know=0\n",0,"N",{"$f":"Questions!D227","v":225},null,"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl\n\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\n1. Rhieni\n2. Brawd/chwaer\n3. Aelodau eraill o'r teulu\n4. Ffrindiau\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\n6. Athrawon eraill yn yr ysgol\n7. Cynghorydd personol Connexions\n8. Rhywun arall yn Connexions\n9. Rhywun arall (manylwch ______)",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people regularly see adults checking the balance on their current and savings accounts, and checking transactions (5-7, 7-11) ","How often do your parents do the following in things when you are with them?\n                                        \n- Check their bank balance                           \n- Use their online banking                  \n- Check their debit or credit card statements\n- Check they were given the correct change","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know","First, score each statement:\n\n1=0\n2=2  \n3=4 \n4=6\nDon't know = 3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D228","v":226},null,"Pa mor aml mae eich rhieni yn gwneud y pethau a ganlyn pan fyddwch chi gyda nhw?\n\n- Gwirio balans eu cyfrif\n- Defnyddio bancio ar-lein\n- Gwirio eu datganiadau cerdyn debyd neu gredyd\n- Gwneud yn siŵr eu bod nhw wedi cael y newid cywir\n\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)","Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D229","v":227},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \n1. Diwrnodau allan neu wyliau i'r teulu\n2. Beth i’w brynu wrth siopa am fwyd i'r teulu\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)","Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D230","v":228},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod ",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)","You said that you have money of your own. Where do you get your money from? ","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these","First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D231","v":229},null,"Ble ydych chi’n cael eich arian fel arfer? \nMULTICODE OK. CODAU 1-6 AR HAP\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Arall (Nodwch)\n\nGOFYN I BOB UN 7-17 OED SYDD AG ARIAN POCED (CODAU 1 yn CYP2): \nCYP3 Ydych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves","A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n","For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator..",0,"N",{"$f":"Questions!D232","v":230},null,"OS OES CYFRIF BANC:\nA: Allwch chi gymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nB: Ydi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn / Nac ydyn\n\nOS NAD OES CYFRIF BANC\nC: Allwch chi wario eich arian eich hun heb ganiatâd eich rhieni? GALLAF/NA ALLAF\n\nD: Ydi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn / Nac ydyn",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for some of the things they need out of their pocket money or allowance, e.g. mobile phone, travel or toiletries","How often do your parents do the following in things when you are with them?\n\n- Non-school clothes & shoes\n- Toiletries & cosmetics\n- Snacks or sweets\n- Presents for other people\n- Toys or games or gadgets\n- Going out with your friends","CHOOSE ONE ONLY\n1. No - my parents pay for this for me\n2. Yes - I sometimes pay for this from my own money\n3. Yes - I often pay for this from my own money\nDon't know","First, score each statement:\n\n1=0\n2=3\n3=6\nDon't know=0\n\nThen, add up the scores for the 6 statements and divide by  6 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D233","v":231},null,"Oes rhaid i chi dalu am rai o'r pethau a ganlyn gyda'ch arian poced neu lwfans?\n\nDillad ac esgidiau ar gyfer y tu allan i oriau ysgol\nPethau ymolchi a cholur\nByrbrydau neu felysion\nAnrhegion ar gyfer pobl eraill\nTeganau neu gemau neu declynnau\nMynd allan gyda'ch ffrindiau\n\nNac oes - mae fy rhieni yn talu ar fy rhan\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\nOes - rydw i'n talu am hyn gan fy arian fy hunan yn bennaf\n",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision","A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n","\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n","\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n",0,"N",{"$f":"Questions!D234","v":232},null,"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\nDo\nNaddo\nDdim yn gwybod\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\nArian\nCerdyn debyd\nCerdyn credyd\nTaleb ar gyfer siop ar-lein\nCyfrif ar-lein (e.e. Paypal)\nArall (nodwch)\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\nNid ydw i'n talu am bethau ar-lein",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to keep track of their money (7-11)","How important do you think is it to check how much money you have?\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon't know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D235","v":233},null,"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on (7-11)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.","CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know","1=6\n2=3\n3=0\nDon't know=3","Y","N",{"$f":"Questions!D236","v":234},null,"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need  and look for the best deals in order to make their money go further (7-11)","Imagine you need to buy a present. What do you do?","CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n","1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3",0,"N",{"$f":"Questions!D237","v":235},null,"\nDychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\n\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\nChwilio ar-lein i ddod o hyd i'r pris rhataf\nRhywbeth arall\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is an important thing to do","Imagine you want to buy something expensive. How would you get the money?","CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (Specify)\nDon't know","1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n",0,"N",{"$f":"Questions!D238","v":236},null,"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\n\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\nByddai rhywun arall yn fy nheulu yn talu amdano\nFyddwn i ddim yn ei brynu\nArall\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","How important do you think it is for you to save-up your money for the future in general?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D239","v":237},null,"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n4. Ddim yn bwysig o gwbl\n\nNEU\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n","For each statement:\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know","\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.\n","Y","N",{"$f":"Questions!D240","v":238},null,"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe they should not borrow money from friends or family if they cannot pay it back (7-11)","Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)","CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK even if I can't afford to pay it back\nDon't know","1=6\n2=6\n3=0\nDon't know=3","Y","N",{"$f":"Questions!D241","v":239},null,"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nDydi benthyca arian ddim yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11)","Here are some things that people your age have said about money. How much do you agree with the statements?\n\na) - 'My parents discuss with me what we can and can’t afford to buy' (11-17 only)\n\nb) -  'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know","First, score each statement:\n\nFor a)\n1=6 \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D242","v":240},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't continue to ask for things after they've been told they can't have them, or that they will have to wait for them","Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other young people have said they would do.  Which would you most likely do? ","CHOOSE ONE ONLY\n1. Keep asking and hope that they will eventually say yes\n2. Wait until a special occasion (e.g. birthday or Christmas)\n3. Wait until I have enough money to buy it myself\n4. Nothing, accept that I can't have it\nDon't know","CHOOSE ONE ONLY\n1=0\n2=3\n3=3\n4=6\nDon't know=3",0,"N",{"$f":"Questions!D243","v":241},null,"Dychmygwch eich bod chi eisiau rhywbeth sy’n ddrud.  Rydych chi'n gofyn i'ch rhieni ei brynu i chi ond maen nhw’n dweud \"Na\".  Dyma rai pethau mae pobl ifanc eraill wedi dweud y bydden nhw'n eu gwneud.  Beth fyddech chi fwyaf tebygol o’i wneud? \n\nDal ati i ofyn a gobeithio y byddan nhw’n dweud ie yn y pen draw\nAros tan achlysur arbennig (e.e. pen-blwydd neu'r Nadolig)\nAros tan bydd gennyf ddigon o arian i’w brynu fy hun\nDim byd, a derbyn na allaf ei gael",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know","0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0","Y","N",{"$f":"Questions!D244","v":242},null,"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\n\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation through the choices they make","How much do you agree with the following statement?\n\nNothing I do will make much difference to my money situation (11+)","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3","Y","N",{"$f":"Questions!D245","v":243},null,"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\n\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol (11+)\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11)","Which of the following things would you look for in a new friend?","CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\n7. None of the above\nDon't know","First, score each option:\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0",0,"N",{"$f":"Questions!D246","v":244},null,"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?:\n1. Pa un ai a ydyn nhw’n glyfar\n2. Pa un ai a ydyn nhw’n cŵl neu’n ddeniadol\n3. Pa un ai a ydyn nhw’n berchen ar bethau cŵl\n4. Pa un ai a ydyn nhw’n ddigri\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\n6. Pa un ai a ydyn nhw’n gyfoethog\n7. Dim un o’r uchod",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11)","How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n","For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator",0,"N",{"$f":"Questions!D247","v":245},null,"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0","Y","N",{"$f":"Questions!D248","v":246},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11)","How important is the following to you?\n\n- Being good at managing your money\n\n","For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D249","v":247},null,"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve ","Which, if any, of the following goals would you like to achieve in the next 5 years?","CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know","For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n","Y","N",{"$f":"Questions!D250","v":248},null,"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\n\nAML-GOD\n\nDim byd, does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\nMynd i'r brifysgol\nMynd i deithio\nCael swydd ddiogel pan fyddaf yn gadael byd addysg\nSymud allan o gartref fy rhieni\nCael fy nghar fy hun\nPeidio â dibynnu ar fy rhieni am arian\nMynd ar wyliau gyda fy ffrindiau\nAros ym myd addysg ar ôl 16 oed (11-15)\nCael graddau da yn fy ngwaith cartref\nYmuno â thîm chwaraeon neu grŵp cerddoriaeth neu gynhyrchiad drama\nAros ym myd addysg (11-14)\nMae gen i nodau eraill yr hoffwn eu cyflawni",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people are starting to have goals around the job they want to do when they're older","A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?","\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know","First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.",0,"N",{"$f":"Questions!D251","v":249},null,"Oes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n hŷn? \n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\n3. Nac oes - dydw i ddim yn gwybod pa swydd fyddwn i’n hoffi ei chael\n\n{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\n1. Tebygol iawn\n2. Eithaf tebygol\n3. Ddim yn debygol\n4. Ddim yn debygol o gwbl",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money rather than rely on others for money","How much do you agree or disagree with each of the following statements?\n\na) It's important to earn your own money\n\nb) I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D252","v":250},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\n                                                       Cytuno                    Anghytuno\n\n1. Mae'n bwysig ennill eich arian eich hun\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn siŵr fod gennych chi ddigon i’ch cynnal chi eich hun\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11)","A) Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\n\n\nB) People save for different reasons. Which of these statements best describes why you save?","A) \nCHOOSE ONE ONLY\n1. Yes I save regularly\n2. Yes, but only occasionally\n3.  No\n\n\nB) \nCHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n","First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=2\n2=6\n3=4\n4=0\n\nThen, if asking both questions:  add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise use the score for A) as the final score for this indicator\n\nIf does not have money of their own at FILTER 1=immediately score 0 on this indicator",0,"N",{"$f":"Questions!D253","v":251},null,"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\na) Ydw, rydw i'n cynilo'n rheolaidd\nb) Ydw, ond dim ond o bryd i'w gilydd\nc) Nac ydw\n\nGOFYNNWCH OS ATEBWYD a neu b yn y cwestiwn uchod:\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'","\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know","First, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator.","Y (First Q; second Q; third Q)","N",{"$f":"Questions!D254","v":252},null,"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn amdanaf i hyd at yn wir iawn andanaf i)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","How well do each of the following statements describe you?\n\na) - 'I often fight with other people'\n\nb) - 'I get angry quickly'\n\nc) - ' I sometimes take things belonging to other people'\n\nd) - 'I am generally willing to do what is asked of me' (e.g. by teachers or parents)\n\ne) - 'Other people say I tell lies'","For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n","First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n","Y (First Q; second Q)","N",{"$f":"Questions!D255","v":253},null,"Rydw i'n mynd yn ddig yn gyflym\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwb\n\nRydw i'n aml yn ymladd gyda phobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Please say how true or untrue the following statements are of your child:\n\nA) Frequently fights with others \n\nB) Is irritable or quick to get angry\n\nC) Sometimes takes/steals things from others\n\nD) Is often disobedient\n\nE) Often tells lies","For each statement:\nCHOOSE ONE ONLY\n1. Very true of my child\n2. Mostly true of my child\n3. Somewhat true of my child\n4. Not very true of my child\n5. Not at all true of my child\nDon't know","First, score each statement:\n\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.","Y (First Q; second Q)","N",{"$f":"Questions!D256","v":254},null,"Eitemau adroddiad rhieni\n\nNodwch pa mor wir neu anwir yw'r datganiadau a ganlyn o ran eich plentyn:\n\n{Plentyn} yn biwis neu'n mynd yn flin yn gyflym\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn anufudd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn ymladd yn aml ag eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} weithiau’n cymryd/dwyn pethau pobl eraill\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn\n\n{Plentyn} yn aml yn dweud celwydd\n• Yn wir iawn am fy mhlentyn\n• Yn eithaf gwir am fy mhlentyn\n• Rhywfaint yn wir am fy mhlentyn\n• Ddim yn wir am fy mhlentyn\n• Ddim yn wir o gwbl am fy mhlentyn",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me' \n\n- 'I finish whatever I begin' \n\n- 'I carry on with work whether it is difficult or not' \n","For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite  like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n","First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n","Y (First Q)","N",{"$f":"Questions!D257","v":255},null,"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl \n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau. \nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwb",false]
[null,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you it is usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator.","Y (First Q)","N",{"$f":"Questions!D258","v":256},null,"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what bank accounts are, how they work and the benefits of having them","\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator","Y","N",{"$f":"Questions!D259","v":257},null,"Ydych chi’n gwybod beth ydi cyfrif banc? (7-11)\n1. Ydw\n2. Nac ydw\n\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"What type of bank account do you have?","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=6\n2=6\n3=6\nDon't know=0","Y","N",{"$f":"Questions!D260","v":258},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU: \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.)","A) Before today, which of the following financial products had you heard of?\n\n\n\n\n\n\n\nB) And which of the following do you have in your own name?\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nB) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=2  2=3  3=6 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n\n",0,"N",{"$f":"Questions!D261","v":259},null,"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\nCyfrif cyfredol\nCyfrif cynilion\nISAs\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\n\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\nCyfrif cyfredol\nCyfrif cynilion\nISAs\nCronfeydd ymddiriedolaeth plant neu ISAs Iau",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand how to set up a current or savings account (7-11)","Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D262","v":260},null,"Pa un o’r datganiadau hyn sy'n gywir?\n1. Rydych chi’n cael cyfrif banc yn awtomatig pan fyddwch chi'n cael eich geni\n2. Mae'n rhaid i chi neu eich rhieni ddewis a sefydlu eich cyfrif banc eich hun\n\nEr mwyn sefydlu cyfrif banc, pa un o'r pethau hyn yn eich barn chi fyddech chi ei angen?\n1. Enw a chyfeiriad\n2. Dyddiad geni\n3. Tystysgrif geni\n4. Pasbort\n5. Nodyn ysgrifenedig o’ch ysgol\n6. Manylion personol eich rhieni\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\n8. Cerdyn credyd\n9. Rhywfaint o arian",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that borrowing money and not being able to pay it back can have negative consequences","How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - I could get into trouble if I borrowed lots of money\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Borrowing money and not paying it back means people might not trust you in the future\n\n","For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Stronglydisagree\nDon't know\n\n","First, score each statement:\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=5\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator","Y","N",{"$f":"Questions!D263","v":261},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?                      \n  \n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\n2. Gallwn fynd i drafferth pe bawn i'n benthyg llawer o arian\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\n4. Mae benthyg arian a pheidio â’i dalu'n ôl yn golygu na fydd pobl yn ymddiried ynoch chi yn y dyfodol o bosibl\n\nCytuno\nAnghytuno",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what interest is, and how it can be added to money that people save or borrow (7-11)","For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account","For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know","First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D264","v":262},null,"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\n\nY swm mae pris pethau yn y siopau yn cynyddu\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nLlog\nPensiwn\nChwyddiant\nBalans\nTreth\nBudd-dal\nCredyd\nDebyd\nDdim yn gwybod",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that money can grow at different rates in different places","Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D265","v":263},null,"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\n\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\nMae rhai cyfrifon yn rhoi cyfradd llog uwch i chi\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\nMae’r holl gyfrifon cynilo yn yr un banc yn cynnig yr un gyfradd llog",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11)","A) Which of these things have you seen your parents pay for things with?\n\n\n\nB) Are the following statements true or are they false? \n\n-A debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\n- Direct debits can take money from your bank account each month for regular bills","A)  CHOOSE ALL THAT APPLY\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of these\nDon't know\n\nB) For each statement: CHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each question:\n\nA)\nFor options 1 to 5, COUNT to a maximum of 3 and then apply the following to your count:\n0=0  1=2  2=4  3=6\n6=0\nDon't know=0\n\nB) Score each statement:\n1=6\n2=0\nDon't know=0\n\nAdd up the scores for both statements and divide by 2 to produce the score for B).\n\nThen, add the scores for both questions and divide by 2 to produce the final score for this indicator","Y","N",{"$f":"Questions!D266","v":264},null,"Ydych chi wedi gweld eich rhieni yn talu am bethau gyda...?\nAML\n\nArian (arian papur neu ddarnau arian)\nCerdyn debyd\nCyfrif ar-lein (fel Paypal)\nFfôn symudol\nCerdyn credyd\nDim un o'r rhain (SC)\nDdim yn gwybod (SC)\n\nYdi hyn yn gywir ynteu'n anghywir?\n\nMae cerdyn debyd yn cymryd arian yn uniongyrchol o'ch cyfrif banc, mae cerdyn credyd yn gadael i chi fenthyg arian a’i dalu'n ôl yn ddiweddarach\n\nGall debydau uniongyrchol gymryd arian o'ch cyfrif banc bob mis ar gyfer biliau rheolaidd\n\nCywir\nAnghywir",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (e.g. interest rates, how quickly and easily they can access the money, different account features etc.)","Which of these features should you think about when choosing a bank account?","CHOOSE ALL THAT APPLY\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can bank online or through an app\n7. Interest rate on the money in the bank account\n8. Whether you can take money out straightaway or you have to wait\n9. How much money you can take out per day\n10. Special offers (e.g. free tickets/toy/piggy bank)\n11. None of these\nDon't know","For options 1,3,4,5,6,7,8 and 9, COUNT to a maximum of 6. Do not count options 2 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n",0,"N",{"$f":"Questions!D267","v":265},null,"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\nTiciwch bob un sy'n berthnasol\n\n1. Cael cerdyn banc\n2. Llun ar gerdyn banc\n3. Pa mor hawdd ydi hi i gyrraedd y banc\n4. Ydi fy ffrindiau yn defnyddio'r un banc\n5. Ydi fy rhieni yn defnyddio'r un banc\n6. Allwch chi fancio ar-lein neu drwy app\n7. Cyfradd llog ar yr arian yn y cyfrif banc\n8. Allwch chi dynnu arian allan ar unwaith, neu oes rhaid i chi aros\n9. Faint o arian allwch chi ei gymryd allan fesul diwrnod\n10. Cynigion arbennig (e.e. tocynnau am ddim/teganau/cadw-mi-gei)\n11. Arall (nodwch)",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","A) When you get money, who usually decides what you spend it on?\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?","A) CHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know","\n\n\nFirst, score each question:\n\nA)\n1=0\n2=6\n3=3\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D268","v":266},null,"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi’n ei wario?\nSENGL\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","When you want to get something for yourself, how often do you do the following? \n\n\na) - Look in different places or stores to compare prices.\nb) - think about whether your friends would approve of the item.\nc) - think about whether the item is good value for money.","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each statement:\n\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D269","v":267},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml ydych chi’n...\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n... chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\n …  meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n ...  Meddwl a oedd yr eitem yn werth da am arian?",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others","Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?","CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know","1=0\n2=6\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D270","v":268},null,"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\n\n1. Mae'n well prynu brand adnabyddus a drud\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand that services like electricity, phones and the internet cost money (7-11)","Which of the following cost your parents money?  \n\na) - Going to the park  \nb) - Electricity  in your home \nc) - Going to an NHS doctor  \nd) - Going to a library      \ne) - Making phone calls \nf) - Water that comes out of taps in your home","For each statement:\nCHOOSE ONE ONLY\n1=Yes\n2=No\nDon't know","First, score each statement:\nFor a)  c) and d)\n1=0\n2=6\nDon't know=0\n\nFor b) e) and f)\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y (modified form)","N",{"$f":"Questions!D271","v":269},null,"Pa rai o'r canlynol sy’n costio arian i’ch rhieni?  (dewiswch bob un sy'n berthnasol)\n1. Mynd i'r parc            Ydi   Nac ydi   Ddim yn gwybod\n2. Trydan yn eich cartref  Ydi   Nac ydi   Ddim yn gwybod\n3. Mynd i weld un o feddygon y GIG  Ydi   Nac ydi   Ddim yn gwybod\n4. Mynd i'r llyfrgell              Ydi   Nac ydi   Ddim yn gwybod\n5. Gwneud galwadau ffôn          Ydi   Nac ydi   Ddim yn gwybod\n6. Dŵr sy'n dod drwy’r tapiau yn eich cartref   Ydi   Nac ydi   Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around for things that they need to get the best value for money, and why this is important (7-11)","A) Why is it a good idea to shop around when picking where to buy something?\n\nB) How can you make sure you get a good deal when buying something?","A) CHOOSE ALL THAT APPLY\n1. You can find the same thing for different prices in different shops \n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money\nDon’t know\n\nB) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online \n3. Buy second hand\n4. Buy non-branded goods \n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know","First, score each question:\n\nA)\nFor options 1,3 and 4 , COUNT to a maximum of 3. Then apply the following to the new number:\n0=0  1=2  2=4  3=6\nDon't know=0\n\nB) \nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D272","v":270},null,"Pam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\n\n1. Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o’u cymharu ag eraill (1 pwynt)\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\n5. Ddim yn gwybod (0 pwynt)\n\nSut gallwch chi wneud yn siŵr eich bod chi’n cael bargen dda wrth brynu rhywbeth?\n1. Prynu’r peth cyntaf welwch chi\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\n3. Prynu’n ail law (1 pwynt)\n4. Prynu nwyddau heb frand (1 pwynt)\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\n7. Cael rhywun arall i’w brynu i chi\n8. Ddim yn gwybod (0 pwynt)",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to set a budget and accurately track their spending against it","A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) How do you keep track of the money you get and the money you spend?\n","A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB) Score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned to B) and use this as your final score forB). \n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D273","v":271},null,"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget",0,"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?","CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know","1=6\n2=3\n3=0\nDon't know=0",0,"N",{"$f":"Questions!D274","v":272},null,"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\n\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn siŵr nad ydych chi’n mynd yn brin o arian\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use budgeting tools to help them budget","How do you keep track of the money you get and the money you spend?\n","CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as the final score for this indicator.","Y","N",{"$f":"Questions!D275","v":273},null,"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11)","Looking at this example of a bank statement, how much money was in the account at the end of February? ","AMOUNT in £\nDon't know","£61=6\nAny other amount=0\nDon't know=0","Y","Y-BSQ",{"$f":"Questions!D276","v":274},null,"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\n\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11)","A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\nD) Which of these statements are true and which are not true?\n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know\n\nD) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each question:\n\nA) Do not score\n\nB)\n1=6\n2=3\nDon't know=0\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 1, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\nD) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for D).\n\nThen, if asking B) and C), add up the scores for B),  C) and D)  and divide by 3 to produce the final score for this indicator. Otherwise, use the score you have recorded for C) as the final score for this indicator.",0,"N",{"$f":"Questions!D277","v":275},null,"Os oes cyfrif banc:\n\nYdi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\nYdi \nNac ydi\nDdim yn gwybod\n\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\n1. Chi eich hun\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\n\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\n3. Cadw eich PIN yn gyfrinach rhag pawb\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld\n\nDywedwch a ydi’r datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/ Ddim yn gwybod)\n\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (7-11)","\n\n\n\n\n\n\nA) Which of the following do you do with your bank account?\n\n\n\nB) When you get money,  how often do you save at least some of it, for example by putting it in a piggy bank or cash box or into a bank account?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know \n","First score each question:\n\nA) \n1=6\nAny other option=0\n\nTake the highest score as the final score for A)\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D278","v":276},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management",0,"Young people understand why saving money for something you want to buy is important (5-7, 7-11)","Why is it good to save up for something you want to buy?","CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know","First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D279","v":277},null,"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n hŷn (2 bwynt)\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\n5. I'ch atal rhag mynd i ddyled (2 bwynt)",false]
[null,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand about the different types of scams and identity theft, and know how to protect themselves from it","\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n","\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n",0,"N",{"$f":"Questions!D280","v":278},null,"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\n\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\n\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   ","AMOUNT in £\nDon’t know","£102=6\nAny other amount=0\nDon't know=0","Y","N",{"$f":"Questions!D281","v":279},null,"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych chi’n gwneud taliadau pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan. Faint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y byddai’r taliad llog yn cael ei wneud? (11+)\n\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11)","Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?","CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n","4=6\nAny other option=0",0,"N",{"$f":"Questions!D282","v":280},null,"Mae Greg yn cael £6.00 yr wythnos o arian poced. Faint o wythnosau fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?",false]
[null,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how and where to seek advice about their money when they need to","A) If you needed advice about money, who would you go to?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know","First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this indicator.","Y","N",{"$f":"Questions!D283","v":281},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\n\nAML\n\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod (SC)",false]
[null,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how and where to seek advice about their money when they need to","And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice","Context Only",null,"Y","N",{"$f":"Questions!D284","v":282},null,"A phwy fyddai fwyaf defnyddiol?\n\nSENGL\n\nFy rhieni neu fy ngofalwyr\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu\nOedolion eraill\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu\nDdim yn gwybod\nNi fyddai’r un ohonyn nhw’n rhoi cyngor defnyddiol",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult","How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up.","\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n","First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D285","v":283},null,"Pa mor bwysig i chi yw... \n\n...cael swydd pan fyddwch chi'n oedolyn?  \n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)? \n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Ddim yn bwysig iawn\n4. Ddim yn bwysig o gwbl ",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11)","Which of these statements is true?\n                                                                                                  ","CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D286","v":284},null,"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term","Which of these statements is true?\n                                                                                                  ","CHOOSE ONE ONLY                                                                                               \n1. Children who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D287","v":285},null,"Pa un o’r datganiadau hyn sy'n gywir?\n\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n hŷn\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements","Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n","For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know","First score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D288","v":286},null,"Amser am gwis bach:\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau? \n\n1. Hysbysebu\n2. Marchnata\n3. Gosod cynnyrch\n4. Arnodiadau gan enwogion\n\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\n- Talu rhywun enwog i gysylltu eu henw a’u hwyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\n\n(os ar-lein) Llusgo a gollwng\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that the Government takes money taken from people's earnings to pay for things we all need (eg. schools, hospitals and rubbish collection)","A) Can you pick the description that best fits these words?\n\na) - Interest\nb) - Tax\n\n\n\n\n\nB) Tax is money that the Government takes from the money that people earn. What is tax for?\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. The money that is added to savings by banks or building societies\n2. The money people pay to government\n3. The money you get when you retire from working\n4. The amount you have in your bank account\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know","First, score each question:\n\nA) Score each statement:\n\nFor a)\n1=6\nAny other answer=0\n\nFor b)\n2=6\nAny other answer=0\n\nAdd up the scores for both statements and divide by 2 to produce the final score for A).\n\nB) For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D289","v":287},null,"Allwch chi ddewis y disgrifiad sy'n gweddu’r geiriau hyn orau?\n\nLlog\nTreth\n\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\nYr arian mae pobl yn ei dalu i'r llywodraeth\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\nY swm sydd gennych chi yn eich cyfrif banc\n\nDDIM YN GWYBOD\n\nTreth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian mae pobl yn ei gael. Beth ydi pwrpas trethi?\n\nTalu am bethau fel ysbytai a ffyrdd\nGwneud yn siŵr nad ydi pobl yn ennill gormod\nTalu am wobrau loteri\nTalu am yr heddlu ac ysgolion\nTalu am archfarchnadoedd",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D290","v":288},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D291","v":289},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D292","v":290},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D293","v":291},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D294","v":292},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D295","v":293},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Other","Wellbeing",0,"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n","\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n ","Y","N",{"$f":"Questions!D296","v":294},null,"I ba raddau ydych chi'n cytuno â'r canlynol\n\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about how to spend or save their money","When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nWhen you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know",null,null,"Y","N",null,null,"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono? \nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod",true]

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[]
[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"14-16 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'4'!I8","v":"CYP \nFinCap"},"Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job)","You said that you have money of your own. Where do you get your money from? ","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n4. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n5. Any other money\n6. None of these","First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=3\n6=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D297","v":295},null,"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 yn y cwestiwn cyntaf: \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Young people keep their money in a safe place (7-11)","\nWhere do you keep your money?\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a piggy bank, cash box or  other safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep my money\nDon’t know\n","First, score each option\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\nDon't know =0\n\nThen, take the highest score you have assigned as the final score for this indicator","Y (first Q; second Q)","N",{"$f":"Questions!D298","v":296},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \n(OS OES CYFRIF BANC, RHOWCH [\"Ar wahân i’ch cyfrif(on) banc\"] ymhle rydych chi'n cadw eich arian?\nMC\n1. Pwrs neu waled\n2. Cadw-mi-gei neu flwch arian gartref\n3. Mae fy rhiant/gofalwr yn gofalu amdano ar fy rhan\n4. Unman yn benodol (SC)\n5. Rhywle arall\n6. Ddim yn gwybod (SC)\n\nOS OES CYFRIF BANC\nOes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nBle’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nYdych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\nYdych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi\n",false]
[null,"Financially capable behaviour","Managing your money well day-to-day","CYP Keep their money safe","Young people keep information about their current and savings accounts safe (7-11)","\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in","First, score each question:\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score","Y","N",{"$f":"Questions!D299","v":297},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i mewn i'r banc\n\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people know how much money they have and keep track of their spending, including by checking bank statements / online banking (11-14)","\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n","\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each question:\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\nFor options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator.","Y","N",{"$f":"Questions!D300","v":298},null,"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people have money saved up (5-7, 7-11, 11-14)","A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n","A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D301","v":299},null,"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it (11-14)","A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. ","Y (some options)","N",{"$f":"Questions!D302","v":300},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl am faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am faint fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people make more complex choices about how to spend their money that are based on their needs and on value for money (11-14)","When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each statement:\nFor a) and c)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor b) d) e) and f)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y (some options)","N",{"$f":"Questions!D303","v":301},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people shop around to get the best deal (7-11, 11-14)","When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?","CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D304","v":302},null,"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year)","What is the longest time you have saved up for something? ","CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D305","v":303},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people talk about money with friends and family openly (5-7, 7-11, 11-14)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0","Y","N",{"$f":"Questions!D306","v":304},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14)","What type of bank account do you have?","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=6\n2=0\n3=6\nDon't know=3","Y","N",{"$f":"Questions!D307","v":305},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i’r banc\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)\n",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account (11-14)","A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n","A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  ","Y","N",{"$f":"Questions!D308","v":306},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod): \nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\nCOD SENGL\n1. Cyfrif cyfredol\n2. Cyfrif cynilo\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14)","What type of bank account do you have?\n","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=0\n2=6\n3=6\nDon't know=3","Y","N",{"$f":"Questions!D309","v":307},null,"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have experience of managing their bank accounts online where this is available","How do you keep track of the money you get and the money you spend?","CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know","\n\nFirst, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score for this indicator. ",0,"N",{"$f":"Questions!D310","v":308},null,"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian? \n(Cymryd rhan llawn/cymryd rhan rhannol/Ddim yn cymryd rhan o gwbl)\n\nDewis fy nghyfrif banc neu gyfrif cynilo",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own current and savings accounts or have been involved in the decision-making","How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account","CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n","\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n","Y","N",{"$f":"Questions!D311","v":309},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nCost eich pecyn galwadau a data ar ffôn symudol\n\n1. Ydw\n2. Nac ydw\n3. Ddim yn gwybod\n4. Does gen i ddim ffôn symudol",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own mobile phone provider and package, and have a key say in which ones are selected (if they own a mobile phone)","Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package ","CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know","\n\n\n1=6\n2=0\n3=leave blank and skip to next indicator\nDon't know=0\n\n",0,"N",{"$f":"Questions!D312","v":310},null,"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP receeve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)","How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n","\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator.","Y","N",{"$f":"Questions!D313","v":311},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\n\nDewiswch bob un sy'n berthnasol.\n\nCANIATEIR AML-GOD\n\nFy rhieni\nFy ffrindiau\nFy athrawon\nAelodau eraill o'r teulu (ysgrifennwch)\nGwefan (ysgrifennwch)\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\nRhaglenni teledu (ysgrifennwch)\nArall (ysgrifennwch)\nNid ydw i'n gofyn am gyngor ar arian\n\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\n(SENGL)\n\nYdw\nNaddo\nDdim yn siŵr/Ddim yn cofio\n\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\nAML\n\nMathemateg\nABGI\nDinasyddiaeth\nBusnes a Chyllid\nMenter\nArall (rhowch fanylion)\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)","A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know","First, score each question:\n\nA) Score the response options selected:\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nAdd up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D314","v":312},null,"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\n1. Hyderus iawn\n2. Gweddol hyderus\n3. Ddim yn hyderus\n4. Ddim yn hyderus o gwbl\n\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\n1. Rhieni\n2. Brawd/chwaer\n3. Aelodau eraill o'r teulu\n4. Ffrindiau\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\n6. Athrawon eraill yn yr ysgol\n7. Cynghorydd personol Connexions\n8. Rhywun arall yn Connexions\n9. Rhywun arall (manylwch ______)",false]
[null,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14)","A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. A careers adviser or careers teacher at school/college\n2. Other teachers at school\n3. A careers adviser outside school \n4. Parents or carers\n5. Other family members\n6. Other adults (e.g. youth workers, work colleagues)\n7. Friends\n8. Someone else (specify)\n9. No-one\nDon't know","First, score each question\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=6\n2=6\n3=6\n4=4\n5=4\n6=4\n7=2\n8=assign the nearest apprpriate score\n9=0\nDon't know=0\n\nTake the highest score assigned for B) as the score for this question.\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D315","v":313},null,"Os byddech chi angen cyngor neu wybodaeth am y gwahanol ddewisiadau ar gyfer talu am addysg yn y dyfodol, ble byddech chi'n mynd?\nDewiswch bob un sy'n berthnasol.\n\n1. Fy rhieni\n2. Fy ffrindiau\n3. Aelodau eraill o'r teulu (ysgrifennwch)\n4. Fy athrawon/fy ysgol neu goleg\n5. Gwefan (ysgrifennwch)\n6. Banc, cymdeithas adeiladu neu sefydliad ariannol arall\n7. Rhaglenni teledu (ysgrifennwch)\n8. Arall (ysgrifennwch)\n9. Dydw i ddim wedi meddwl am hyn eto\n10. Dydw i ddim angen y math hwn o gyngor na gwybodaeth",false]
[null,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people know where to go for advice and guidance on finance options to fund further education","If you needed advice and information about the different options for paying for education in the future, where would you go?","CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Somewhere else (specify)\n10. I would not ask for advice about paying for education\nDon't know","\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.","Y","N",{"$f":"Questions!D316","v":314},null,"Pa un o'r pethau a ganlyn mae'r rhan fwyaf o oedolion yn talu amdanyn nhw, a pha rai mae'r rhan fwyaf o oedolion yn eu cael am ddim?\n\nRhent neu forgais\nTrydan neu nwy yn y cartref\nDŵr yn y cartref\nYmweliadau â meddyg teulu neu ysbyty\nY dreth gyngor\nRhyngrwyd yn y cartref\nBenthyca llyfr llyfrgell\n\nTalu\nAm ddim\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax)","Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book","For each statement:\n1. Pay for\n2. Get for free\nDon't know","\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=0\n\nFor d) and g) \n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D317","v":315},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\n \nDiwrnodau allan i'r teulu neu wyliau\nBeth i'w brynu wrth siopa bwyd i'r teulu\n\nYdw\nNac ydw\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)","Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D318","v":316},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod ",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)","Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b) and c):\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D319","v":317},null,"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 yn y cwestiwn cyntaf): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job)","You said that you have money of your own. Where do you get your money from? ","CHOOSE ALL THAT APPLY\n1. Regular pocket money or an allowance each week or month from my parents, carers or anyone else. \n2. Occasional pocket money, for special occasions (like Birthdays,  Christmas) or as a reward for doing something\n3. Regular money from a job (like a paper round)\n5. Occasional money from doing odd jobs (like washing cars, dog-walking or baby-sitting)\n4. Any other money\n5. None of these","First, score each option:\n1=6\n2=3\n3=6\n4=3\n5=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0\n",0,"N",{"$f":"Questions!D320","v":318},null,"OS OES CYFRIF BANC:\nYdych chi'n cael cymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nYdi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn/Nac ydyn\n\nOS NAD OES CYFRIF BANC\nYdych chi'n cael gwario eich arian eich hun heb ganiatâd eich rhieni? Gallaf/Na allaf\n\nYdi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn/Nac ydyn",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves (11-14)","A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n","For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator..","Y","N",{"$f":"Questions!D321","v":319},null,"GOFYN I BAWB SYDD AG ARIAN:\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono? \nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod\n\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\nSC\n\nFy rhieni neu fy ngofalwyr sy’n penderfynu\nFi sy’n penderfynu\nRydyn ni’n penderfynu gyda'n gilydd\nDdim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about how to spend or save their money (11-14)","A) When you get money, who usually decides whether you save any of it? \n\n\nB) When you get money, who usually decides what you spend it on?","For each question:\nCHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know","\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D322","v":320},null,"Oes rhaid i chi dalu am rai o'r pethau a ganlyn rydych chi eu hangen gyda'ch arian eich hun? \nSENGL FESUL RHES\n\n1. Dillad ac esgidiau ar gyfer y tu allan i oriau ysgol\n2. Pethau ymolchi a cholur\n3. Byrbrydau neu felysion\n4. Anrhegion ar gyfer pobl eraill\n5. Teganau neu gemau neu declynnau\n6. Mynd allan gyda'ch ffrindiau\n\nNac oes - mae fy rhieni yn talu ar fy rhan\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\nOes - rydw i'n yn talu am hyn gan fy arian fy hunan yn bennaf",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14)","For each of the following things, how often do you pay for them out of your own money? \n\n- Non-school clothes and shoes\n\n- Toiletries & cosmetics\n\n- Snacks or sweets\n\n- Presents for other people \n\n- Toys or games or gadgets\n\n- Going  out with your friends\n","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D323","v":321},null,"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\n\nDo\nNaddo\nDdim yn gwybod\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\n\nArian\nCerdyn debyd\nCerdyn credyd\nTaleb ar gyfer siop ar-lein\nCyfrif ar-lein (e.e. Paypal)\nArall (nodwch)\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\nNid ydw i'n talu am bethau ar-lein",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision","A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n","\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n","\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n",0,"N",{"$f":"Questions!D324","v":322},null,"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\n\nPwysig iawn\nEithaf pwysig\nDdim yn bwysig iawn\nDdim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe that it is important to keep track of their money (7-11, 11-14)","How important do you think is it to check how much money you have?\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon't know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3","Y","N",{"$f":"Questions!D325","v":323},null,"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\n3. Na, fyddwn i ddim yn gwneud cynllun\n4. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on (7-11, 11-14)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.","CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know","1=6\n2=3\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D326","v":324},null,"Dychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\n\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\nChwilio ar-lein i ddod o hyd i'r pris rhataf\nRhywbeth arall\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14)","Imagine you need to buy a present. What do you do?","CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n","1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3",0,"N",{"$f":"Questions!D327","v":325},null,"O ran arian, mae'n well gen i fyw ar gyfer heddiw yn hytrach na chynllunio ar gyfer yfory\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod ",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people prefer to plan for the future rather than live for the day when it comes to their money","How much do you agree with the following statement?\n\n- 'When it comes to money I prefer to live for today rather than plan for tomorrow'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3",0,"N",{"$f":"Questions!D328","v":326},null,"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\n\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\nByddai rhywun arall yn fy nheulu yn talu amdano\nFyddwn i ddim yn ei brynu\nArall\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is important for them to do (11-14)","Imagine you want to buy something expensive. How would you get the money?","CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (Specify)\nDon't know","1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n",0,"N",{"$f":"Questions!D329","v":327},null,"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","How important do you think it is for you to save-up your money for the future in general?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3","Y","N",{"$f":"Questions!D330","v":328},null,"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono\n\nDychmygwch fod rhywun yn rhoi £100 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \n(Os ar-lein) GRADDFA LITHRO - Cynilo £100 i Wario £100 - defnyddiwch gynyddrannau £1\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n","For each statement\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know\n\n\n\n\n\n\n","First, score each statement\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.\n","Y","N",{"$f":"Questions!D331","v":329},null,"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian? (12+)\n\nSENGL\n\nByddai'n well gen i beidio â benthyg arian\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\nNid ydi benthyca arian yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back","Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)","CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK, even if I can't afford to pay it back\nDon't know","1=6\n2=6\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D332","v":330},null,"Mae Steve yn 18 oed ac yn astudio yn y coleg. Un noson bu lladrad yn ei gartref a chafodd ei liniadur ei ddwyn. Nid oes ganddo yswiriant.\nMae Steve angen gliniadur cyn gynted ag y bo modd fel y gall ddilyn ei gwrs, ac ni all ei ffrindiau na’i deulu ei helpu i brynu un newydd. Mae ganddo ddigon o arian yn ei gyfrif cynilion i dalu am liniadur rhad. Fodd bynnag, os bydd yn gwario ei gynilion ar liniadur ni fydd yn gallu mynd ar wyliau gyda'i ffrindiau fel roedd wedi bwriadu ei wneud. Beth ddylai Steve ei wneud?\n1. Defnyddio'r cynilion i brynu gliniadur\n2. Gwneud cais am gerdyn credyd a defnyddio hwnnw i brynu gliniadur\n3. Cael benthyciad diwrnod cyflog a’i ddefnyddio i brynu gliniadur\n4. Gadael y coleg\n\nBeth fyddech chi'n ei wneud pe byddech chi yn y sefyllfa hon? [dewisiadau fel yr uchod]",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back","Steve is 18 and is studying at college. One night his home is burgled and his laptop to stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What would you do if you were in this situation?","CHOOSE ONE ONLY\n1. Use the savings to buy a laptop\n2. Apply for a credit card and use this to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\nDon't know","1=6\n2=3\n3=0\n4=0\nDon't know = 3\n","Y","N",{"$f":"Questions!D333","v":331},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\nCYLCHDROI’R DATGANIADAU\nDewiswch un ar gyfer pob rhes\nMae fy rhieni yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu (11-17 yn unig)\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11, 11-14)","Here are some things that people your age have said about money. How much do you agree with them?\n\na) - 'My parents discuss with me what we can and can’t afford to buy'\n\nb) - 'I don't like it when my parents or carers say I cannot have things I see in shops'\n\nc) - 'I don’t like it when friends have things I don’t have'","For each statement\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon't know","First, score the statements\na):\n1=6\n2=4  \n3=3  \n4=2\n5=0\nDon't know = 3\n\nb) and c)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide the result by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D334","v":332},null,"Pa mor aml ydych chi'n gofyn i'ch rhieni brynu pethau i chi rydych chi eu heisiau ond nad oes eu hangen arnoch chi mewn gwirionedd (fel gemau newydd neu ddillad ffasiynol)?\n1. Rydw i'n gwneud hyn yn aml\n2. Rydw i'n gwneud hyn weithiau\n3. Ni fyddaf yn gwneud hyn yn aml\n4. Ni fyddaf yn gwneud hyn o gwbl\n5. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money","How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?","CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t know","1=0  \n2=2  \n3=4\n4=6 \nDon't know = 3",0,"N",{"$f":"Questions!D335","v":333},null,"Faint ydych chi'n cytuno neu'n anghytuno â'r datganiad a ganlyn \"Rydw i’n aml yn teimlo'n ddig gyda fy rhieni os na fyddan nhw’n prynu’r pethau rydw i'n gofyn amdanyn nhw\"\n\nAnghytuno'n gryf\nAnghytuno rywfaint\nDdim yn cytuno nac yn anghytuno\nCytuno rywfaint\nCytuno'n gryf\nDdim yn gwybod ",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money","How much do you agree with the following statement \n\n- 'I often feel annoyed with my parents if they won't buy me things I ask for'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know","1=0 \n2=2\n3=3  \n4=4 \n5=6\nDon't know = 3","Y","N",{"$f":"Questions!D336","v":334},null,"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\n\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11, 11-14)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know","0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0","Y","N",{"$f":"Questions!D337","v":335},null,"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\n\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol (11+)\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14)","How much do you agree with the following?\n\n- 'Nothing I do will make much difference to my money situation'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know","1=0 \n2=2\n3=3  \n4=4 \n5=6\nDon't know = 3",0,"N",{"$f":"Questions!D338","v":336},null,"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?\n1. Pa un ai a ydyn nhw’n glyfar\n2. Pa un ai a ydyn nhw’n cŵl neu’n ddeniadol\n3. Pa un ai a ydyn nhw’n berchen ar bethau cŵl\n4. Pa un ai a ydyn nhw’n ddigri\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\n6. Pa un ai a ydyn nhw’n gyfoethog\n7. Dim un o’r uchod",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11, 11-14)","Which of the following things would you look for in a new friend?\n","CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\nDon’t know","\n\nFirst, score each option:\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0",0,"N",{"$f":"Questions!D339","v":337},null,"Pa mor bwysig yw'r rhain i chi:\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian\n\n1. Pwysig iawn\n2. Eithaf pwysig\n3. Dim barn y naill ffordd na'r llall\n4. Ddim yn bwysig iawn\n5. Ddim yn bwysig o gwbl",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11, 11-14)","How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n","For each statement\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D340","v":338},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nFfrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0",0,"N",{"$f":"Questions!D341","v":339},null,"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\n1. Bod yn boblogaidd yn yr ysgol\n2. Gwneud yn dda gyda'ch gwaith ysgol\n3. Cael eich gweld fel rhywun cŵl neu ddeniadol\n4. Bod yn berchen ar bethau cŵl\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\n6. Cyd-dynnu'n dda gyda'ch teulu\n7. Bod yn dda am reoli eich arian",false]
[null,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11, 11-14)","How important is the following to you?\n\n- Being good at managing your money\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3","Y","N",{"$f":"Questions!D342","v":340},null,"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\n\nAML-GOD\n\nDim byd - does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\nMynd i’r brifysgol\nMynd i deithio\nCael swydd sefydlog pan fyddaf yn gadael byd addysg\nSymud allan o gartref fy rhieni\nCael fy nghar fy hun\nPeidio â dibynnu ar fy rhieni am arian\nMynd ar wyliau gyda fy ffrindiau\nAros ym myd addysg y tu hwnt i 16 oed\nCael graddau da yn fy ngwaith cartref\nYmuno â thîm chwaraeon neu grŵp cerddoriaeth neu gynhyrchiad drama\nAros ym myd addysg\nMae gen i nodau eraill yr hoffwn i eu cyflawni",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve (11-14) ","Which, if any, of the following goals would you like to achieve in the next 5 years?","CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know","For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n",0,"N",{"$f":"Questions!D343","v":341},null,"Pa mor bwysig i chi ydi...\r\n...eich bod chi'n cael swydd pan fyddwch chi’n gorffen eich addysg?\r\n...eich bod chi'n gyfoethog pan fyddwch chi'n oedolyn?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n\r\n\r\nOes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n h?n?\r\n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\r\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\r\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14)","How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up.","\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n","\n\n\n\nFirst score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D344","v":342},null,"{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\r\n1. Tebygol iawn\r\n2. Eithaf tebygol\r\n3. Ddim yn debygol\r\n4. Ddim yn debygol o gwbl",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14)","A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?","\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know","First, score each question:\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.",0,"N",{"$f":"Questions!D345","v":343},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\r\n                                                       Cytuno                    Anghytuno\r\n\r\n1. Mae'n bwysig ennill eich arian eich hun\r\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\r\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn si?r fod gennych chi ddigon i’ch cynnal chi eich hun\r\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\r\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14)","How much do you agree or disagree with each of the following statements?\n\na) It's important to earn your own money\n\nb I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=6\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator.","Y (First Q; second Q; third Q)","N",{"$f":"Questions!D346","v":344},null,"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\n\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\n\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'","\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\n\n\n\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know","\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D347","v":345},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,0,"N",{"$f":"Questions!D348","v":346},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","How well do the following statements describe you?\n\na) -'I often fight with other people'\n\nb) -'I get angry quickly'\n\nc) -'I sometimes take things belonging to other people'\n\nd) -'I am generally willing to do what is asked of me (e.g. by teachers or parents)'\n\ne) -'Other people say I tell lies'\n\n","For each statement:\n\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know","First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n","Y (First Q)","N",{"$f":"Questions!D349","v":347},null,"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me' \n\n- 'I finish whatever I begin' \n\n- 'I carry on with work whether it is difficult or not' \n","For each statement\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite  like me \n4. Not much like me \n5. Not like me at all\nDon't know\n\n","First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n","Y (First Q)","N",{"$f":"Questions!D350","v":348},null,"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you is it usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for the 4 statements and divide by  4 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D351","v":349},null,"Ydych chi’n gwybod beth ydi cyfrif banc? (7-11)\r\n1. Ydw\r\n2. Nac ydw\r\n\r\n\r\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Oes\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what bank accounts are, how they work and the benefits of having them (11-14)","\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\nOR\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator",0,"N",{"$f":"Questions!D352","v":350},null,"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\n\r\n\r\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)","A) Before today, which of the following financial products had you heard of?\n\nB) And which of the following do you have in your own name?","For both questions:\n\nCHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know","First, score each question:\n\nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D353","v":351},null,"Er mwyn sefydlu cyfrif banc, pa rai o'r pethau hyn yn eich barn chi fyddech chi ei angen?\r\n1. Enw a chyfeiriad\r\n2. Dyddiad geni\r\n3. Tystysgrif geni\r\n4. Pasbort\r\n5. Nodyn ysgrifenedig o’ch ysgol\r\n6. Manylion personol eich rhieni\r\n7. Cyfrifiadur/gliniadur/cyfrifiadur tabled\r\n8. Cerdyn credyd\r\n9. Rhywfaint o arian",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand how to set up a current or savings account (7-11, 11-14)","To set up a bank account which of these things do you think you would need?","CHOOSE ALL THAT APPLY\n1. Name and address\n2. Date of birth\n3. Proof of who you are (e.g. a birth certificate or passport)\n4. Note from your school\n5. Parents' contact details\n6. A computer/laptop/tablet\n7. A credit card\n8. Some money\nDon't know","First, score each option:\n1=2\n2=2\n3=2\n4=0\n5=2\n6=0\n7=0\n8=2\nDon't know=Immedaitely score 0 for this indicator\n\nThen, add up the scores you have assigned to a maximum of 6 to produce the final score for this indicator.\n",0,"N",{"$f":"Questions!D354","v":352},null,"Mae benthyciadau myfyrwyr yn ffordd rad o fenthyg arian.\r\n\r\nAnghytuno'n gryf\r\nAnghytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno rywfaint\r\nCytuno'n gryf\r\nDdim yn gwybod\r\n\r\nNodwch a ydych chi’n credu fod y datganiadau a ganlyn yn wir ynteu’n gau:\r\n1. Mae angen talu benthyciadau myfyrwyr yn syth ar ôl graddio\r\n2. Mae'n rhaid i chi ddechrau ad-dalu benthyciad myfyriwr os ydych chi’n ennill mwy na swm penodol\r\n3. Mae benthyciadau myfyrwyr yn cael eu clirio ar ôl 25 mlynedd\r\n4. Nid oes angen talu benthyciadau myfyrwyr yn ôl os ydi’r unigolyn yn hunangyflogedig\r\n5. Mae ad-daliadau benthyciadau myfyrwyr yn cael eu cyfrifo bob mis yn seiliedig ar gyflog yr unigolyn",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand the role of student loans and the way in which they work","A) How much do you agree with the following statement?\n\n- Student  loans are a sensible way to borrow money for the long term.\n\n\nB) Which of the following statements are true and which are false? \n\na) - Student loans are repaid based on what you earn after you graduate\nb) - You might not have to repay the full amount of the loan for example if you do not get a job after university\nc) - Student loans are cleared if they are not repaid within 30 years\nd) - One does not need to pay the student loans if s/he is self-employed\ne) - Student loan repayments are calculated each month based on one's salary","A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\ndon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB) Score each statement:\n\nFor a) b) c)  and e)\n1=6\n2=0\nDon't know=0\n\nFor d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D355","v":353},null,"Pam fyddai rhywun yn prynu yswiriant? Dewiswch bob un sy'n gymwys:\n1. Talu am gost rhywbeth pe bai hwnnw ar goll\n2. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n torri \n3. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n cael ei ddwyn\n4. Newid gwrthrych hŷn (fel ffôn symudol) am un newydd\n\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod):\n1. Gallwch gael gwell bargeinion ar yswiriant os byddwch chi’n siopa o gwmpas\n2. Os ydych chi’n berchen ar gar, rhaid i chi gael yswiriant car i’w yrru\n3. Os ydych chi’n berchen ar ffôn symudol mae rhwymedigaeth gyfreithiol arnoch chi i'w yswirio\n4. Mae gan bob polisi yswiriant yr un telerau ac amodau\n5. Gall yswirwyr wrthod talu am bethau yn dibynnu ar y telerau a'r amodau",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it","A) Why  would someone buy insurance?\n\n\n\n\n\n\n\n\n\n\nB) Which of the following statements are true and which are false? \n\na) - You can get better deals on insurance if you shop around\nb) - If you own a car you must have car insurance to drive it\nc) - If you own a mobile phone you are legally obliged to insure it\nd) - All insurance policies have the same terms and conditions\ne) - Insurers can refuse to pay out on a claim depending on the terms and conditions\n\n","A) CHOOSE ALL THAT APPLY:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n5. To save for retirement\nDon't know\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) Score each option:\n1=2\n2=2\n3=2\n4=0\n5=0\nDon't know=0\n\nAdd together the scores for each option selected to produce a score for A).\n\n\nB) Score each statement:\n\nFor a) b) and e)\n1=6\n2=0\nDon't know=0\n\nFor c) d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D356","v":354},null,"Pa rai o'r canlynol y gall pobl brynu yswiriant ar eu cyfer? Dewiswch bob un sy'n gymwys\r\n1.  Ffôn symudol\r\n2. Cynnwys y cartref\r\n3. Car\r\n4. Anifail anwes\r\n5. Yswiriant bywyd (er mwyn talu arian parod os ydyn nhw’n marw)\r\n6. Deintyddol a meddygol (er mwyn darparu gofal preifat os ydyn nhw’n mynd yn sâl)\r\n7. Yswiriant teithio (ar gyfer gwyliau)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it","Which of the following can people buy insurance for?","CHOOSE ALL THAT APPLY\n1. Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)\n8. None of these\nDon't know","For options 1 to 7, COUNT to a maximum of 6. Then apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 8=0\nDon't know=0",null,"N",{"$f":"Questions!D357","v":355},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\n\n1. Mae benthyg arian yn iawn cyn belled ag y byddwch yn talu’n ôl fesul dipyn yn rheolaidd\r\n2. Mae benthyca arian am amser hir yn golygu efallai y bydd yn rhaid i chi dalu yn ôl llawer mwy nag y gwnaethoch chi ei fenthyca\r\n3. Os ydych chi’n benthyg arian ac yn peidio â’i dalu'n ôl, ni fydd unrhyw beth yn digwydd\r\n4. Mae mynd i ddyled yn golygu ei bod yn anoddach cael benthyciadau, cardiau credyd a chontractau ffôn symudol yn y dyfodol\r\n\nCytuno\r\n\rAnghytuno\r",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that borrowing money and not being able to pay it back can have negative consequences (11-14)","How much do you agree with the following statements?                      \n  \na) - Borrowing money is OK as long as you pay bits back regularly\nb) - Borrowing money for a long time means you may have to pay back a lot more than you borrowed\nc) - If you borrow money and do not pay it back nothing will happen\nd) - Getting into debt means it is harder to get loans, credit cards and mobile phone contracts in the future\n\n","For each statement:\nCHOOSE ONE ONLY             \n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Stronglydisagree\nDon't know\n\n","First, score each statement\n\nFor a), b) and d):\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor c):\n1=0\n2=2\n3=3\n4=4\n5=5\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator","Y","N",{"$f":"Questions!D358","v":356},null,"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\r\n\r\nY swm mae pris pethau yn y siopau yn cynyddu\r\n\r\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\r\n\r\nYr arian mae pobl yn ei dalu i'r llywodraeth\r\n\r\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\r\n\r\nY swm sydd gennych chi yn eich cyfrif banc\r\n\r\nLlog\r\nPensiwn\r\nChwyddiant\r\nBalans\r\nTreth\r\nBudd-dal\r\nCredyd\r\nDebyd\r\nDdim yn gwybod",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what interest is, and how it can be added to money that people save or borrow (7-11, 11-14, 14-16)","For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account","For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know","First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator.","Y (1st Q; 2nd Q)","N",{"$f":"Questions!D359","v":357},null,"Ydi hyn yn gywir ynteu'n anghywir?\n\nMae cerdyn debyd yn cymryd arian yn uniongyrchol o'ch cyfrif banc, mae cerdyn credyd yn gadael i chi fenthyg arian a’i dalu'n ôl yn ddiweddarach\n\n\n\nGall debydau uniongyrchol gymryd arian o'ch cyfrif banc bob mis ar gyfer biliau rheolaidd\n\nCywir\nAnghywir\n\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau rydych chi eisiau eu prynu? DEWISWCH BOB UN SY'N GYMWYS\r\n1. Arian parod – arian papur neu ddarnau arian\r\n2. Cerdyn debyd\r\n3. Cerdyn talu ymlaen llaw\r\n4. Cyfrif ar-lein (e.e. Paypal)\r\n5. Ffôn symudol\r\n6. Rhywbeth arall (manylwch ar gyfer y peilot)\r\n7.  Mae pobl eraill yn prynu pethau i mi\r\n8. Ddim yn gwybod\r\n\r\nA pha rai o'r dulliau a ganlyn rydych chi’n gweld eich rhieni yn eu defnyddio i dalu am bethau? DEWISWCH BOB UN SY'N GYMWYS\r\n1. Arian parod – arian papur neu ddarnau arian\r\n2. Cerdyn debyd\r\n3. Cerdyn talu ymlaen llaw\r\n4. Cyfrif ar-lein (e.e. Paypal)\r\n5. Ffôn symudol\r\n6. Cerdyn credyd\r\n7. Debyd uniongyrchol\r\n8. Dim un o’r uchod\r\n9. Ddim yn gwybod\r",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11, 11-14)","A) Which of the following methods do you think people can use to pay for things they want to buy? \n\nB) And which of the following ways do you see your parents pay for things? \n\nC) Please say whether you think the following statements are true or not true.\n\n- A debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\n- Direct debits can take money from your bank account each month for regular bills","For each question\nA) and B)\nCHOOSE ALL THAT APPLY\n1. Cash – notes or coins\n2. Debit card\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Credit card\n7. Direct debit\n8. None of these\nDon’t know\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know","First, score each question:\nA) and B)\n1=1\n2=1\n3=1\n4=1\n5=1\n6=1\n7=1\n8=Immediately score 0 on this question\n9=Immediately score 0 on this question\n\nFor each of A) and B), separately add up the scores you have assigned to a maximum of 6 and use this as the final score the question.\n\nC)\n1=6\n2=0\nDon't know=0\n\nAdd up the scores for both statements and divide by 2 to produce the score for C).\n\nThen, add up the scores for all three questions and divide by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D360","v":358},null,"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\r\nTiciwch bob un sy'n berthnasol\r\n\r\n1. Cael cerdyn arian neu gerdyn debyd\r\n2. Pa mor hawdd ydi mynd i'r banc\r\n3. Ydi fy ffrindiau yn defnyddio'r un banc\r\n4. Ydi fy rhieni yn defnyddio'r un banc\r\n5. Allwch chi fancio ar-lein neu drwy app\r\n6. Cyfradd llog ar yr arian yn y cyfrif banc\r\n7. Allwch chi fynd at eich arian ar unwaith\r\n8. Faint o arian allwch chi ei gymryd allan fesul diwrnod\r\n9. Cyfleuster gorddrafft a beth yw'r terfyn\r\n10. Cynigion rhagarweiniol (e.e. tocynnau am ddim/cerdyn teithio)\r\n11. Ffi misol a faint mae'n ei gostio\r\n12. Nodweddion arbennig (e.e. yswiriant ffôn symudol)\r\n13. Arall (nodwch)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features, etc.) (11-14)","Which of these features should you think about when choosing a bank account?","CHOOSE ALL THAT APPLY\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/gadget)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)\n14. None of these\nDon't know","For options 1,2,4,5,6,7,8,9,11, 12 and 13, COUNT to a maximum of 6. Do not count options 3 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n",0,"N",{"$f":"Questions!D361","v":359},null,"\nMae'r cwestiynau nesaf yn edrych ar y math o bethau mae pobl yn eu gwneud wrth ddewis cynnyrch ariannol fel cyfrifon banc neu dariffau ffôn symudol. Nodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\n\n... Gallwch gael gwell bargeinion ar gynhyrchion ariannol os ydych chi’n siopa o gwmpas\n... Mae'n bwysig darllen y telerau ac amodau cyn dewis cynnyrch ariannol. \n... Mae rhwymedigaeth gyfreithiol ar fanciau i ddweud wrthyf a allai fy arian wneud yn well mewn cyfrif arall\n... Mae rhwymedigaeth gyfreithiol ar ddarparwyr ffonau symudol i ddweud wrthyf pa dariff sydd orau i mi\n... Yn aml, gallwch gael gwell bargeinion ar gynhyrchion ariannol os byddwch chi’n newid darparwr yn rheolaidd\n...Mae cyngor niwtral am ddim ar ddewis cynhyrchion ariannol ar gael, dim ond bod angen i chi wybod ble i ddod o hyd iddo",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice","Here are some statements about choosing financial products such as  bank account accounts or mobile phone tariffs. Which of the following statements are true and which are false? \n\na) - You can get better deals on financial products if you shop around\n\nb) - It is important to read the terms and conditions before picking a  financial product. \n\nc) - Banks are legally obliged to tell me if my money could be doing better in another account\n\nd) - Mobile phone providers are legally obliged to tell me which tariff is best  for me\n\ne) - You can often get better deals on financial products if you change provider regularly\n\nf) - Free neutral advice on choosing financial products is available, you just need to know where to find it","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor a) b) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D362","v":360},null,"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\r\n\r\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\r\nMae ambell gynnyrch ariannol yn rhoi cyfradd llog uwch i chi\r\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\r\nMae pob cynnyrch ariannol yn yr un banc yn cynnig yr un gyfradd llog",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people are aware that some saving products have higher interest than others","Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D363","v":361},null,"Pan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod\r\n\r\n[Fe ddywedoch eich bod chi’n cynilo rhywfaint o arian bob amser/y rhan fwyaf o'r amser/rywfaint o'r amser rydych chi’n cael arian.] Pa mor aml ydych chi'n gwario'r arian hwnnw ar bethau rydych chi eu heisiau?\r\nSC\r\n\r\nBob tro rydw i'n cael arian\r\nY rhan fwyaf o'r adegau rydw i'n cael arian\r\nWeithiau\r\nByth\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","A) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n\nB) How often do you spend that money on things you want?","For each question:\nCHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know","First, score each question:\n\nA)\n1=6\n2=4\n3=2\n3=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.",0,"N",{"$f":"Questions!D364","v":362},null,"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\r\n\r\n1. Mae'n well prynu brand adnabyddus a drud\r\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\r\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11)","Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?","CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know","1=0\n2=6\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D365","v":363},null,"Sut gallwch chi wneud yn si?r eich bod chi’n cael bargen dda wrth brynu rhywbeth?\r\n1. Prynu’r peth cyntaf welwch chi\r\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\r\n3. Prynu’n ail law (1 pwynt)\r\n4. Prynu nwyddau heb frand (1 pwynt)\r\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\r\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\r\n7. Cael rhywun arall i’w brynu i chi\r\n8. Ddim yn gwybod (0 pwynt)\r\n\r\nPam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\r\n\r\n1.  Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\r\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\r\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o gymharu ag eraill (1 pwynt)\r\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\r\n5. Ddim yn gwybod (0 pwynt)",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14)","A) How can you make sure you get a good deal when buying something?\n\n\nB) Why is it a good idea to shop around when picking where to buy something?\n","How can you make sure you get a good deal when buying something?\nA) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online\n3. Buy second hand\n4. Buy non-branded goods\n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1.  You can find the same thing for different prices in different shops\n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money (1 point)\nDon’t know","First, score each question:\n\nA)\nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nB)\nFor options 1, 3 and 4, COUNT to a maximum of 3. Do not count option 2.\nThen apply the following to your count:\n0=0  1=2  2=4  3=6 \nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n","Y","N",{"$f":"Questions!D366","v":364},null,"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to set a budget appropriate to their age and accurately track their spending against it (11-14)","A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) How do you keep track of the money you get and the money you spend?\n","A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB) Score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned to B) and use this as your final score forB). \n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D367","v":365},null,"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\r\n\r\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn si?r nad ydych chi’n mynd yn brin o arian\r\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\r\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget",null,"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?","CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know","1=6\n2=3\n3=0\nDon't know=0","Y","N",{"$f":"Questions!D368","v":366},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC/ CYMDEITHAS ADEILADU:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):\r\nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use tools to help them budget (11-14)","\n\nA) \nDo you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) \nHow do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n","\n\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator.","Y","Y-BSQ",{"$f":"Questions!D369","v":367},null,"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\r\nTeipiwch eich ateb, i'r bunt agosaf__________________",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11, 11-14)","Looking at this example of a bank statement, how much money was in the account at the end of February? \n\nPlease give your answer to the nearest one pound (£)","AMOUNT in £\nDon't know","£61=6\nAny other amount=0\nDon't know=0",0,"N",{"$f":"Questions!D370","v":368},null,"Os oes cyfrif banc:\r\n\r\nYdi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\r\nYdi\r\nNac ydi\r\nDdim yn gwybod\r\n\r\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\r\n1. Chi eich hun\r\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\r\n\r\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\r\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\r\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\r\n3. Cadw eich PIN yn gyfrinach rhag pawb\r\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\r\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld\r\n\r\nDywedwch a ydi’r datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/ Ddim yn gwybod)\r\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\r\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN.\r\n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\r\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\r\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\r\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14)","A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\nD) Which of these statements are true and which are not true?\n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know\n\nD) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each question:\n\nA) Do not score\n\nB)\n1=6\n2=3\nDon't know=0\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 2, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\nD) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for D).\n\nThen, if asking B) and C), add up the scores for B),  C) and D)  and divide by 3 to produce the final score for this indicator. Otherwise, use the score you have recorded for C) as the final score for this indicator.","Y","N",{"$f":"Questions!D371","v":369},null,"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \r\nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (7-11, 11-14)","\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n","1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator",0,"N",{"$f":"Questions!D372","v":370},null,"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\r\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n h?n (2 bwynt)\r\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\r\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\r\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\r\n5. I'ch atal rhag mynd i ddyled (2 bwynt)",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14)","Why is it good to save up for something you want to buy?","CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know","First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D373","v":371},null,"Mae Tristan yn mynd i siop gyda'i rieni. Mae'n gweld cap y byddai yn hoffi ei brynu o ddifrif. Mae’r cap yn costio £15.  Dim ond £10 sydd gan Tristan ar hyn o bryd, ond yr wythnos nesaf bydd yn cael ei arian poced.  A ddylai Tristan:\r\n1. Gofyn i'w rieni am ragor o arian er mwyn iddo allu prynu'r cap yn awr, neu\r\n2. Prynu'r cap wythnos nesaf pan fydd yn cael ei arian poced\r\n\r\nBeth fyddech chi'n ei wneud yn sefyllfa Tristan?\r\n1. Gofyn i'ch rhieni am yr arian fel y gallwch brynu'r cap ar unwaith\r\n2. Prynu’r cap mewn wythnos pan fydd gennych chi fwy o arian",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14)","Peter  goes to a shop with his parents. He sees a jumper he would really like to buy. The jumper costs £15.  Peter only has £10 right now, but next week he will get some more money.  \n\nA) What should Peter do in this situation?\n\n","\nCHOOSE ONE ONLY\n1. Ask his parents for more money so he can buy the jumper straight away\n2. Buy the jumper next week when he gets more money\nDon't know","1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D374","v":372},null,"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Ddim yn bwysig iawn\r\n4. Ddim yn bwysig o gwbl\r\n\r\nNEU\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand the value of saving for the future","How important do you think it is for you to save up your money for the future in general?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know=3",0,"N",{"$f":"Questions!D375","v":373},null,"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\r\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\r\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN.\r\n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\r\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\r\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\r\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\r\n\r\n\r\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\n\r\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\r\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\r\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\r\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\r\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\r\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand about the different types of scams and identity theft, and know how to protect themselves from it (11-14)","\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n","\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n","Y","N",{"$f":"Questions!D376","v":374},null,"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \r\nRHOWCH Y SWM\r\n  Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   ","AMOUNT in £\nDon’t know","£102=6\nAny other amount=0\nDon't know=0","Y","N",{"$f":"Questions!D377","v":375},null,"Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, fydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n(SC)\r\n\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate the impact of inflation and depreciation on their money","Suppose the inflation rate is 5% and the interest rate you get on your savings is 3%. Will you be able to buy more, less or the same amount with your savings in a year's time as you could buy now?\n","CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know","1=0\n2=0\n3=6\nDon't know=0",0,"N",{"$f":"Questions!D378","v":376},null,"Mae Greg yn cael £6.00 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14)","Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?","CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n","4=6\nAny other option=0","Y","N",{"$f":"Questions!D379","v":377},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nAML\r\n\r\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod (SC)",false]
[null,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how, where and when to seek advice about their current and future financial circumstances (11-14)","A) If you needed advice about money, who would you go to?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know","First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the final score for this indicator.","Y","N",{"$f":"Questions!D380","v":378},null,"A phwy fyddai fwyaf defnyddiol?\r\n\r\nSENGL\r\n\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod\r\nNi fyddai’r un ohonyn nhw’n rhoi cyngor defnyddiol",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14)","How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up.","\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n","First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D381","v":379},null,"Pa mor bwysig i chi yw...\r\n\r\n...cael swydd pan fyddwch chi'n gorffen eich addysg?\r\n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Ddim yn bwysig iawn\r\n4. Ddim yn bwysig o gwbl ",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11, 11-14)","Which of these statements is true?\n                                                                                                  ","CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D382","v":380},null,"Pa un o’r datganiadau hyn sy'n gywir?\r\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl\r",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14)","Which of these statements is true?\n                                                                                                  ","CHOOSE ONE ONLY                                                                                               \n1. If you do well at school you will find it easier to get well-paid jobs when you grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\nDon't know","1=6\n2=0\nDon't know=0",0,"N",{"$f":"Questions!D383","v":381},null,"Pa un o’r datganiadau hyn sy'n gywir?\r\n1. Bydd pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n2. Does dim ots pa mor dda rydych chi’n ei wneud yn yr ysgol, fe gewch chi swydd sy'n talu'n dda os gwnewch chi chwilio'n fanwl\r",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand the role of the welfare system, including that benefit payments exist for people when they are unwell or unemployed and looking for work","Which of the following statements do you think are true and which are not true?\n\n\na) - The welfare system exists to support everyone in society\nb) - It's possible to receive money from the government if you choose not to work\nc) - The welfare system only supports children and older people\nd) - People who are unemployed and looking for work can get benefit payments\ne) - You can only receive benefit payments if you've paid taxes in the past\nf) - The welfare system will give you money whenever you feel ill\ng) - People can claim benefits payments if they are too unwell to work\n","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. Not true\nDon't know","First, for each statement:\n\nFor a) d) and g)\n1=6\n2=0\nDon't know=0\n\nFor b) c) e) and f)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator",0,"N",{"$f":"Questions!D384","v":382},null,"Dywedwch a ydych chi'n meddwl bod y datganiadau a ganlyn yn wir ynteu’n gau?\r\n\r\n\r\n1. Mae'r system les yn bodoli i gefnogi pawb yn y gymdeithas\r\n2.  Mae'n bosibl derbyn arian gan y llywodraeth os ydych chi’n dewis peidio â gweithio\r\n3. Mae'r system les yn cefnogi plant a phobl h?n yn unig\r\n4. Mae gan bobl sy'n ddi-waith ac yn chwilio am waith hawl i gael budd-daliadau\r\n5. Dim ond os ydych chi wedi talu trethi yn y gorffennol y cewch chi daliadau budd-dal \r\n6. Bydd y system les yn rhoi arian i chi pryd bynnag y byddwch chi’n teimlo'n sâl\r\n7. Gall pobl hawlio taliadau budd-dal os ydyn nhw’n rhy sâl i weithio\r\n\r\nGwir\r\nGau\r\nDdim yn gwybod",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (11-14)","Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n","For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know","First, score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D385","v":383},null,"Amser am gwis bach:\r\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau?\r\n\r\n1. Hysbysebu\r\n2. Marchnata\r\n3. Gosod cynnyrch\r\n4. Arnodiadau gan enwogion\r\n\r\n\r\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\r\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\r\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\r\n- Talu rhywun enwog i gysylltu eu henw a’u wyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\r\n\r\n(os ar-lein) Llusgo a gollwng\r\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)","Tax is money that the Government takes from the money that people earn. What is tax for?","CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know","For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0",0,"N",{"$f":"Questions!D386","v":384},null,"Treth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian y mae pobl yn ei ennill. Beth ydi pwrpas trethi?\r\n\r\nTalu am bethau fel ysbytai a ffyrdd\r\nGwneud yn si?r nad ydi pobl yn ennill gormod\r\nTalu am wobrau loteri\r\nTalu am yr heddlu ac ysgolion\r\nTalu am archfarchnadoedd",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)","The amount of money people take home from their job is less than they actually earn. Which of the following can be reasons for this?","CHOOSE ALL THAT APPLY\n1. National insurance\n2. Income tax \n3. Property tax \n4. Private medical insurance contributions\n5. Share options in an employer\n6. VAT (value added tax )\n7. Student loan repayments\n8. None of these\nDon't know","For options 1,2,4, 5 and 7, COUNT to a maximum of 5. For options 3 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1 2=2  3=3 4=4 5=6\nOption 6=0\nDon't know=0",0,"N",{"$f":"Questions!D387","v":385},null,"Mae faint o arian mae pobl yn mynd adref gyda nhw o’u gwaith yn llai na'r hyn maen nhw’n ei ennill mewn gwirionedd. Pa un o’r canlynol sy’n disgrifio orau pam mae hyn yn wir?\r\n\r\n1.  Yswiriant gwladol a threth incwm\r\n2.  Treth incwm, treth eiddo a chyfraniadau yswiriant meddygol preifat\r\n3.  Yswiriant gwladol, dewisiadau cyfranddaliadau mewn busnes, TAW (treth ar werth)\r\n4. Yswiriant gwladol, treth incwm ac ad-daliadau benthyciad myfyriwr",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)","\n\nA) Do adults always have to pay tax on the income they earn?\n\n\n\nB) Is the following statement true, or is it it false? \n\n- The first part of the money your earn is tax free. \n\n\nC) If the income you make from all sources is under £11, 500 do you have to pay Income Tax on it?\n\n\n","\nA) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. True \n2. False \nDon't know\n\n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\n","First, score each question\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D388","v":386},null,"Oes rhaid i oedolion dalu treth ar yr incwm maen nhw’n ei ennill bob amser?\r\n1. Do\r\n2. Nac oes\r\n3. Ddim yn gwybod\r\n\r\n\r\nMae rhan gyntaf yr arian rydych chi'n ei ennill yn ddi-dreth.\r\n1. Gwir\r\n2. Gau\r\n\r\nOs ydi'r incwm gewch chi o bob ffynhonnell yn llai na £11,000 oes rhaid i chi dalu Treth Incwm ar hynny?\r\n1. Do\r\n2. Nac oes\r\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)","Here are some examples of sources on income. Which ones do you think people normally have to pay tax? ","CHOOSE ALL THAT APPLY\n1. Wages/salary from work\n2. Tips or bonuses from work\n3. Interest on savings in an ISA\n4. All of these\nDon’t know","First, score the response options:\n1=3\n2=3\n3=0\n4=Immediately score 0 on this indicator\nDon't know=Immediately score 0 on this indicator\n\nThen, add up the scores you have assigned and use this as the final score for this indicator.",0,"N",{"$f":"Questions!D389","v":387},null,"Dyma rai enghreifftiau o ffynonellau incwm. Ar ba rai mae’n rhaid i bobl dalu treth? Dewiswch bob un sy'n gymwys\r\n1. Cyflog gwaith\r\n2. Cil-dyrnau neu fonysau o'r gwaith\r\n3. Llog ar gynilion mewn ISA\r\n4. Pob un o'r rhain\r\n5. Ddim yn gwybod",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D390","v":388},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D391","v":389},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D392","v":390},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D393","v":391},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D394","v":392},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D395","v":393},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Other","Wellbeing",null,"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n","\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n ","Y","N",{"$f":"Questions!D396","v":394},null,"I ba raddau ydych chi'n cytuno â'r canlynol\r\n\r\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14)",null,null,null,0,"N",null,null,"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\r\na) Ydw - rydw i'n cynilo'n rheolaidd\r\nb) Ydw, ond dim ond o bryd i'w gilydd\r\nc) Nac ydw\r\n\r\n\r\nGOFYNNWCH OS ATEBWYD a neu b yn y cwestiwn uchod\r\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\r\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\r\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\r\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\r\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,0,"N",null,null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",true]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,"Y (First Q; second Q)","N",null,null,"Rydw i'n mynd yn ddig yn gyflym\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n aml yn ymladd gyda phobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",true]

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[]
[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"16-18 yrs"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'5'!I8","v":"CYP \nFinCap"},"Picture \nQuestion","Question",null,"Question (Welsh)"]
[null,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)","You said that you have money of your own. Where do you get your money from? ","A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these","First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n\nDoes not get money of their own at FILTER 1=Immediately score 0","Y","N",{"$f":"Questions!D397","v":395},null,"Ble ydych chi’n cael eich arian fel arfer? \nAML\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\n4. Arian poced gan aelodau eraill fy nheulu\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\n8. Budd-daliadau\n9. Arall (Nodwch)\n\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod): \nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis? \n1. Ydw, yr un faint\n2. Nac ydw, mae’n amrywio\n3. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people keep information about their current and savings accounts safe (7-11, 11-14, 14-16)","\nA)  Do you have any of the following wth your bank account?\n\n\n\n\n\nB) Where do you keep your bank card or bank book?\n\n\n\n\n\nC) Do you keep your PIN number written down so you remember it?  \n\n\n\n\n\n\n\nD) Do you keep your online bank account login details written down so you remember them? \n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Plastic card\n2. PIN (number)\n3. Bank book\n4. Ability to access your account online\n5. None of these\n\nB) CHOOSE ONE ONLY\n1. In my purse/wallet/bag\n2. My parents keep it\n3. In a safe place at home\n4. Somewhere else (specify)\n5. I don't have a special place where I keep this/these items\n\nC)  CHOOSE ONE ONLY\n1. Yes, in my purse/wallet/bag\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my PIN number/I have forgotten it\n\nD) CHOOSE ONE ONLY\n1. Yes, in my purse/wallet\n2. Yes, at home\n3. Yes, stored on a computer, tablet or phone\n4. No, I just remember it in my head \n5. I don't use my online bank account/I have forgotten how to log in","First, score each question\n\nA) Do not score\nDo not score\n\n\n\n\nB)\n1=2\n2=4\n3=6\n4=assign the nearest appropriate score\n5=0\n\n\nC)\n1=0\n2=0\n3=0\n4=6\n5=3\n\n\n\nD)\n1=0\n2=2\n3=2\n4=6\n5=3\n\nThen, if asking more than one follow-up question from B) C and D) add up the scores and divide by the number of questions  asked to produce the final score for this indicator. Or if asking only one question, use the score assigned to that one as the final score","Y (first Q)","N",{"$f":"Questions!D398","v":396},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\n\nSC\n1. Oes\n2. Nac oes\n3. Nid ydw i'n gwybod a oes gen i un\n\nOS OES CYFRIF BANC:\nOes gennych chi un o'r rhain gyda'ch cyfrif banc? Dewiswch bob un sy'n gymwys\nCerdyn plastig\nPIN (rhif)\nLlyfr banc\nGallu cael mynediad at eich cyfrif ar-lein\nDim un o'r rhain\n\nOS OES LLYFR NEU GERDYN BANC\nBle’r ydych chi'n cadw eich cerdyn banc neu lyfr banc? Gallwch ddewis mwy nag un ateb.\nYn fy mhwrs/waled\nMae fy rhieni yn edrych ar ei ôl\nMewn man diogel yn y cartref\nRhywle arall\nDoes gen i ddim lle arbennig lle’r ydw i'n cadw hwn/yr eitemau hyn\n\nOS OES RHIF PIN\nYdych chi'n cadw eich rhif PIN wedi ei ysgrifennu fel eich bod chi'n ei gofio?  Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi ei storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n ei gofio\nNid ydw i'n defnyddio fy rhif PIN/rydw i wedi ei anghofio\n\nOS OES CYFRIF AR-LEIN\nYdych chi'n cadw manylion mewngofnodi eich cyfrif banc ar-lein wedi eu hysgrifennu fel eich bod chi'n eu cofio? Gallwch ddewis pob un sy'n gymwys\nYdw, yn fy mhwrs/waled\nYdw, gartref\nYdw, wedi eu storio ar gyfrifiadur, cyfrifiadur tabled neu ffôn\nNac ydw, rydw i'n eu cofio\nNid ydw i'n defnyddio fy nghyfrif banc ar-lein/rydw i wedi anghofio sut i fewngofnodi",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people have money saved up (5-7, 7-11, 11-14)","A) Do you know how much money you have in total (including in your bank)?\n\n\n\nB) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n","A) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nB) CHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know\n\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D399","v":397},null,"Ydych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\nSC\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf):  \nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\nDEWIS UN YN UNIG\n1. Bob tro rydw i'n cael arian\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\n3. Weithiau\n4. Byth\n5. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people know how much money they have (inluding savings) and keep track of their spending, including by checking bank statements / online banking  (7-11, 11-14, 14-16)","\n\nA)  Do you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) How do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n","\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n\n","First, score each question:\nA) \n1=0\n2=3\n3=0\nDon't know=0\n\nB)\nFor options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator.","Y","N",{"$f":"Questions!D400","v":398},null,"GOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 gyda'r cwestiwn cyntaf): \nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, gan gynnwys yn eich banc)\n1. Nac ydw \n2. Ydw, yn fras\n3. Ydw, yn union\n\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\n1. Rhoi arian i mewn\n2. Cymryd arian allan\n3. Edrych ar ôl fy llyfr banc\n4. Gwirio balans fy nghyfrif\n5. Defnyddio cerdyn debyd\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\n8. Mynd i'r banc\n(Rydw i'n gwneud hyn / Nid ydw i'n gwneud hyn)\n\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\nAML\n\nOfferyn cyllidebu ar-lein\nCyfrif banc ar-lein\nTaenlen\nDarn o bapur\nYn fy mhen (yn feddyliol)\nGwirio balans fy nghyfrif banc ar beiriant arian\nAdolygu fy nghyfriflenni banc\nAr app symudol\nNid ydw i'n cadw golwg\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it","A) Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\n\n\nB) And, how often do you keep to your plan or budget?\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know\n\n\n\n\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0\n\nThen, if only asking A): record the score you have assigned at A) as the final score for this indicator. If asking A) and B): add up the scores you have assigned for both questions and divide by 2 to produce the final score for this indicator. ",0,"N",{"$f":"Questions!D401","v":399},null,"Ydych chi erioed wedi gwneud cynllun ynghylch sut byddwch chi'n gwario ac yn cynilo eich arian? Er enghraifft, drwy osod cyllideb i chi eich hun.\nDEWISWCH UN YN UNIG\n1. Do\n2. Naddo\n\n{Os do}\nA pha mor aml ydych chi'n cadw at eich cynllun neu gyllideb?\nDEWISWCH UN YN UNIG\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people make complex choices about how to spend their money that are based on their needs and on value for money (11-14, 14-16)","When you want to get something for yourself, how often do you do the following? \n\n\na) - Think about whether your friends would approve of the item.\nb) - Think about how much money you will have left to spend on other things.\nc) - Think about how attractive or cool the item is.\nd) - Think about how long the item will last?\ne) - Think about whether the item is good value for money?\nf) - Think about whether you should save your money for another day?","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","First, score each statement:\nFor A) and C)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nFor B) D) E and F\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y (some options)","N",{"$f":"Questions!D402","v":400},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... \nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod\n\n...  ydych chi’n meddwl a fyddai eich ffrindiau yn cymeradwyo’r eitem?\n...  ydych chi’n meddwl am faint o arian fydd gennych chi dros ben i'w wario ar bethau eraill?\n...  ydych chi'n meddwl pa mor atyniadol neu cŵl ydi'r eitem?\n...  ydych chi'n meddwl am faint fydd yr eitem yn para?\n...  ydych chi'n meddwl a oedd yr eitem yn werth da am arian?\n... ydych chi'n meddwl a ddylech chi gynilo eich arian ar gyfer rhywbryd eto?",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people shop around to get the best deal for things that they need (7-11, 11-14, 14-16)","When you want to get something for yourself, how often do you do the following? \n\n- Look in different places or stores to compare prices?","CHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D403","v":401},null,"Pan fyddwch chi eisiau prynu rhywbeth i chi eich hun, pa mor aml... ydych chi'n chwilio mewn mannau neu siopau gwahanol i gymharu prisiau?\nByth\nYn anaml\nWeithiau\nYn aml\nDdim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year) (14-16)","What is the longest time you have saved up for something? ","CHOOSE ONE ONLY\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\nDon’t know","\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=0","Y","N",{"$f":"Questions!D404","v":402},null,"Beth yw'r amser hiraf rydych chi wedi cynilo ar gyfer rhywbeth? (Er enghraifft, i brynu rhywbeth rydych chi ei eisiau)\nSC\n1. Dydw i ddim wedi cynilo arian yn y gorffennol\n2. Llai nag wythnos\n3. Mwy nag wythnos ond llai na mis\n4. Mwy na mis ond llai na blwyddyn\n5. Mwy na blwyddyn\n6. Ddim yn gwybod",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people talk about money with friends and family openly (5-7, 7-11, 11-14, 14-16)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0","Y","N",{"$f":"Questions!D405","v":403},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\n\nAML\n\nNi fyddaf yn siarad am arian o gwbl (SC)\nffrindiau\nRhieni neu ofalwyr\nAthrawon\nFy mrodyr a’m chwiorydd\nNeiniau a theidiau neu aelodau eraill o'r teulu\nDdim yn gwybod (SC)",false]
[null,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people claim any benefits to which they are entitled","When did you last do each of the following things?\n\n- Checked whether you are receiving all the benefits, tax credits or pension that you are entitled to\n- Applied for new or additional benefits that you are entitled to\n- Increased or tried to increase your income in some other way (e.g. applied for a job, claimed grants)","For each statement:\nCHOOSE ONE ONLY\n1. Within the last month\n2. Between one and three months ago\n3. Between three and six months ago\n4. Between six and one year ago\n5. Between one and five years ago\n6. More than five years ago\n7. Never\nDon't know\n","\n\n\n\n\n\nFirst, score each statement:\n1=6\n2=5\n3=4\n4=3\n5=2\n6=1\n7=0\nDon't know=0\n\nThen, if asking about more than one statement: add up the scores for all of the statements you have asked about and divide by the number of statements to produce the final score for this indicator.",0,"N",{"$f":"Questions!D406","v":404},null,"Pryd oedd y tro diwethaf i chi wneud y pethau a ganlyn?:\n- Gwirio a ydych chi'n cael yr holl fudd-daliadau, credydau treth neu bensiwn y mae gennych chi hawl i’w cael\n- Gwneud cais am fudd-daliadau newydd neu ychwanegol y mae gennych chi hawl i’w cael\n- Cynyddu neu geisio cynyddu eich incwm mewn rhyw ffordd arall (e.e. ymgeisio am swydd, hawlio grantiau)\nDEWISWCH UN AR GYFER POB UN\n1. Yn ystod y mis diwethaf\n2. Rhwng un a thri mis yn ôl\n3. Rhwng tri a chwe mis yn ôl\n4. Rhwng chwe mis a blwyddyn yn ôl\n5. Rhwng un a phum mlynedd yn ôl\n6. Mwy na phum mlynedd yn ôl\n7. Byth (COD SENGL YN UNIG)\n8. Ddim yn gymwys - ddim gen i, na’i angen chwaith (COD SENGL YN UNIG)",false]
[null,"Financially capable behaviour","Preparing for and managing life events",null,"Young people have appropriate insurance","Which, if any, of the following types of insurance do you have? This might be something you have bought yourself or that you know someone else has bought on your behalf.","CHOOSE ALL THAT APPLY\n1. Home insurance (covering contents and/or the building)\n2. Insurance for specific items (e.g. mobile phone)\n3. Another type of insurance (e.g. car, health)\n4. None of these\nDon't know","\nFirst, score the response options:\n\n1=6\n2=3\n3=assign the nearest appropriate score\n4=0\nDon't know=0\n\nThen, record the highest score as the final score for this indicator.",0,"N",{"$f":"Questions!D407","v":405},null,"Pa rai, os o gwbl, o'r mathau a ganlyn o yswiriant sydd gennych chi?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1.  Yswiriant cartref (yn cwmpasu cynnwys a/neu'r adeilad)\r\n2. Yswiriant ar gyfer eitemau penodol (e.e. ffonau symudol)\r\n3. Math arall o yswiriant\r\n4. Dim un o'r rhain (CÔD SENGL YN UNIG)",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14, 14-16)","What type of bank account do you have?","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=6\n2=0\n3=6\nDon't know=3\n\nIf does not have a bank account at FILTER 2=immediately score 0 on this indicator","Y","N",{"$f":"Questions!D408","v":406},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Do\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod):\r\nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\r\nCOD SENGL\r\n1. Cyfrif cyfredol\r\n2. Cyfrif cynilo\r\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\r\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account (11-14, 14-16)","A) Can I just check, does your bank account come with a debit card? Please include a contactless debit card, but do not include a card which you can only use to withdraw cash at a cash point (ATM) or a prepaid card.\n\n\n\nB) And do you ever use the debit card which comes with your account?\n\n\n\n\n","A) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\nB) CHOOSE ONE ONLY\n1.Yes\n2.No\nDon't know\n\n\n\n","\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\n\n\nB)\n1=6\n2=0\nDon't know=0\n\nThen, If only asking A), record this as the final score for this indicator. If asking A) and B) add up both scores divide by 2 to produce the final score for this indicator.  ","Y","N",{"$f":"Questions!D409","v":407},null,"GOFYN I BAWB SYDD Â CHYFRIF BANC:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14, 14-16)","What type of bank account do you have?\n","CHOOSE ONE ONLY\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\nDon't know","1=0\n2=6\n3=6\nDon't know=3","Y","N",{"$f":"Questions!D410","v":408},null,"Mae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Do\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC/CYMDEITHAS ADEILADU (COD 1 uchod):\r\nYdych chi'n gwybod pa fath o gyfrif banc sydd gennych chi? Ai...\r\nCOD SENGL\r\n1. Cyfrif cyfredol\r\n2. Cyfrif cynilo\r\n3. Mae gen i gyfrif cyfredol a chyfrif cynilo\r\n4. Nid ydw i'n gwybod pa fath o gyfrif banc sydd gen i",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have the physical ability to access appropriate financial products which meet their needs via appropriate channels","How easy or difficult is it for you to do each of the folllowing things?\n\n- Get to a Post Office using your normal forms of transport\n- Get to a Cash point using your normal forms of transport\n- Get to a Bank, building society or credit union using your normal forms of transport\n- Receive confidential financial documents by post, such as a payment card or chequebook","For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n","\n\n\nFirst, score each statement:\n\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D411","v":409},null,"Pa mor hawdd neu anodd ydi hi i chi i wneud y pethau a ganlyn?\nDEWISWCH UN YN UNIG FESUL UN\n- Mynd i Swyddfa’r Post gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i bwynt Arian gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i fanc, cymdeithas adeiladu neu undeb credyd gan ddefnyddio eich dulliau cludiant arferol\n- Derbyn dogfennau ariannol cyfrinachol drwy'r post, fel cerdyn talu neu lyfr siec\n\n1. Hawdd iawn\n2. Eithaf hawdd\n3. Eithaf anodd\n4. Anodd iawn\n5. Methu mynd\n6. Dim yn dymuno mynd",false]
[null,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have the technical ability to access appropriate financial products which meet their needs via appropriate channels","In which of the following ways, if any, can you use the internet when you need to access information about money or your finances?","CHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, school or college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet\nDon't know","\nFirst, score each option:\n\n1=6\n2=6\n3=4\n4=2\n5=2\n6=0\nDon't know=0\nUser-added options = assign the nearest appropriate score.\n\nThen, use the highest score recorded as the final score for this indicator.",0,"N",{"$f":"Questions!D412","v":410},null,"Ym mha rai o'r ffyrdd a ganlyn, os o gwbl, allwch chi neu ydych chi'n defnyddio'r rhyngrwyd pan fydd angen i chi gael gwybodaeth am arian neu eich sefyllfa ariannol?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Gartref, gan ddefnyddio cyfrifiadur neu liniadur\r\n2. Gartref, gan ddefnyddio ffôn symudol, cyfrifiadur tabled neu deledu â'r rhyngrwyd wedi ei alluogi\r\n3. Yn y gwaith, coleg neu yng nghartref ffrind neu berthynas\r\n4. Mewn llyfrgell, canolfan gymunedol neu leoliad cyhoeddus arall\r\n5. Rhywle arall\r\n6. Nid ydw i'n defnyddio’r rhyngrwyd",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people choose and set up their own current and savings accounts or have been involved in the decision-making","How involved are you in the following decisions about money? \n\n- Choosing my bank or savings account","CHOOSE ONE ONLY\n1. Fully involved \n2. Partly involved \n3. Not at all involved\nDon't know\n","\n\n\n1=6\n2=3\n3=0\nDon't know=0\n\nDoes not have a bank account at FILTER 2=Immediately score 0\n",0,"N",{"$f":"Questions!D413","v":411},null,"Faint oedd eich cyfraniad at y penderfyniadau a ganlyn am eich arian?\r\n(Cymryd rhan llawn/cymryd rhan rhannol/Ddim yn cymryd rhan o gwbl)\r\n\r\nDewis fy nghyfrif banc neu gyfrif cynilo",false]
[null,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people choose and set up their own mobile phone provider and package (if they own a mobile phone)","Do you get to have a choice in the following?\n\n- The cost of your mobile phone call and data package ","CHOOSE ONE ONLY\n1. Yes\n2. No\n3. I don’t have a mobile phone\nDon't know","\n\n\n1=6\n2=0\n3=3\nDon't know=0\n\n","Y","N",{"$f":"Questions!D414","v":412},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\r\nCost eich pecyn galwadau a data ar ffôn symudol\r\n1. Ydw\r\n\r2. Nac ydw\r\n3. Ddim yn gwybod\r\n4. Does gen i ddim ffôn symudol\r",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)","How often do the following people teach you about  money and spending?\n\na) - Your parents (guardians or carers)\n\nb) - Your teachers","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\nDon't know\n\n\n","\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both statements: add up the scores for both statements and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for a) as the final score for this indicator.",0,"N",{"$f":"Questions!D415","v":413},null,"Pa mor aml mae eich rhieni neu eich gofalwyr yn eich addysgu chi am arian a gwariant?\r\nByth\r\nYn anaml\r\nWeithiau\r\nYn aml\r\nDdim yn gwybod\r\n\r\nPa mor aml mae eich athrawon yn eich addysgu chi am arian a gwariant?\r\nByth\r\nYn anaml\r\nWeithiau\r\nYn aml\r\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)","A) If you needed advice about money, who would you go to?\n\n\n\n\n\n\n\n\n\n\n\n\n\nB) Which subjects at school or college did you learn how to manage your money in?\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Maths\n2. Personal and Social Health Education (PSHE)\n3. Citizenship\n4. Business or Finance\n5. Enterprise\n6. Something else\n7. Can't remember which class but we did learn about it\n8. Have not learnt about this at school or college\nDon't know","First, score each question:\n\nA)\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.\n\nTake the highest score you have recorded as the score for this question.\n\nB)\n1=6\n2=6\n3=6\n4=6\n5=6\n6=6\n7=6\n8=0\nDon't know=3\n\nTake the highest score you have recorded as the score for this question.\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D416","v":414},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nDewiswch bob un sy'n berthnasol.\r\n\r\nCANIATEIR AML-GOD\r\n\r\nFy rhieni\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu (ysgrifennwch)\r\nGwefan (ysgrifennwch)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu (ysgrifennwch)\r\nArall (ysgrifennwch)\r\nNid ydw i'n gofyn am gyngor ar arian\r\n\r\nYdych chi wedi dysgu am sut i reoli eich arian yn yr ysgol neu'r coleg?\r\n(SENGL)\r\n\r\nYdw\r\nNaddo\r\nDdim yn si?r/Ddim yn cofio\r\n\r\nYm mha bynciau wnaethoch chi ddysgu sut i reoli eich arian?\r\nAML\r\n\r\nMathemateg\r\nABGI\r\nDinasyddiaeth\r\nBusnes a Chyllid\r\nMenter\r\nArall (rhowch fanylion)\r\nDdim yn gwybod",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14, 14-16)","A) How confident are you that you know who to turn to for advice about education and careers?\n\n\n\nB) Which of the following people have given you advice about your education and career options. \n\n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. A careers adviser or careers teacher at school/college\n2. Other teachers at school\n3. A careers adviser outside school \n4. Parents or carers\n5. Other family members\n6. Other adults (e.g. youth workers, work colleagues)\n7. Friends\n8. Someone else (specify)\n9. No-one\nDon't know","First, score each question\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know=0\n\nB)\n1=6\n2=6\n3=6\n4=4\n5=4\n6=4\n7=2\n8=assign the nearest apprpriate score\n9=0\nDon't know=0\n\nTake the highest score assigned for B) as the score for this question.\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D417","v":415},null,"Pa mor hyderus ydych chi eich bod chi’n gwybod at bwy i droi am gyngor ar addysg a gyrfaoedd?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n\r\n\r\nPa rai o’r bobl hyn sydd wedi rhoi cyngor i chi ar eich dewisiadau addysg a gyrfa. Dewiswch bob un sy'n gymwys:\r\n1. Rhieni\r\n2. Brawd/chwaer\r\n3. Aelodau eraill o'r teulu\r\n4. Ffrindiau\r\n5. Cynghorydd gyrfaoedd neu athro gyrfaoedd yn yr ysgol\r\n6. Athrawon eraill yn yr ysgol\r\n7. Cynghorydd personol Connexions\r\n8. Rhywun arall yn Connexions\r\n9. Rhywun arall (manylwch ______)",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people know where to go for advice and guidance on finance options to fund further education (14-16)","If you needed advice and information about the different options for paying for education in the future, where would you go?","CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Somewhere else (specify)\n10. I would not ask for advice about paying for education\nDon't know","\n1=4\n2=2\n3=4\n4=4\n5=4\n6=2\n7=6\n8=2\n9=assign the nearest appropriate score\n10=0\nDon't know=3\nUser-added options = assign the nearest appropriate score.",0,"N",{"$f":"Questions!D418","v":416},null,"Os byddech chi angen cyngor a gwybodaeth am y gwahanol ddewisiadau ar gyfer talu am addysg yn y dyfodol, ble byddech chi'n mynd?\r\nDewiswch bob un sy'n berthnasol.\r\n\r\n1. Fy rhieni\r\n2. Fy ffrindiau\r\n3. Aelodau eraill o'r teulu (ysgrifennwch)\r\n4. Fy athrawon/fy ysgol neu goleg\r\n5. Gwefan (ysgrifennwch)\r\n6. Banc, cymdeithas adeiladu neu sefydliad ariannol arall\r\n7. Rhaglenni teledu (ysgrifennwch)\r\n8. Arall (ysgrifennwch)\r\n9. Dydw i ddim wedi meddwl am hyn eto\r\n10. Dydw i ddim angen y math hwn o gyngor na gwybodaeth",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people have the physical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively","How easy or difficult is it for you to do each of the following things?\n\n-Get to a Citizens Advice Bureau or other advice agency using your normal forms of transport\n-Get to a Jobcentre Plus or local benefit office using your normal forms of transport\n-Use a telephone in private to discuss financial matters\n-Receive confidential financial information by post","For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n","\n\n\nFirst, score each statement:\n\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D419","v":417},null,"Pa mor hawdd neu anodd ydi hi i chi i wneud y pethau a ganlyn?\nDEWISWCH UN YN UNIG FESUL UN\n- Mynd i Ganolfan Cyngor ar Bopeth neu asiantaeth gynghori arall gan ddefnyddio eich dulliau cludiant arferol\n- Mynd i Ganolfan Byd Gwaith neu swyddfa fudd-daliadau leol gan ddefnyddio eich dulliau cludiant arferol\n- Defnyddio ffôn yn breifat i drafod materion ariannol\n- Derbyn dogfennau ariannol cyfrinachol drwy'r post\n\n1. Hawdd iawn\n2. Eithaf hawdd\n3. Eithaf anodd\n4. Anodd iawn\n5. Methu mynd\n6. Dim yn dymuno mynd",false]
[null,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people have the technical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively","In which of the following ways, if any, can you use the internet when you need to access information about money or your finances?","CHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, school or college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet\nDon't know","\n\nFirst, score each option:\n1=6\n2=6\n3=4\n4=2\n5=2\n6=0\nDon't know=0\nUser-added options = assign the nearest appropriate score.\n\nThen, use the highest score recorded as the final score for this indicator.",0,"N",{"$f":"Questions!D420","v":418},null,"Ym mha rai o'r ffyrdd a ganlyn, os o gwbl, allwch chi neu ydych chi'n defnyddio'r rhyngrwyd pan fydd angen i chi gael gwybodaeth am arian neu eich sefyllfa ariannol?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Gartref, gan ddefnyddio cyfrifiadur neu liniadur\r\n2. Gartref, gan ddefnyddio ffôn symudol, cyfrifiadur tabled neu deledu â'r rhyngrwyd wedi ei alluogi\r\n3. Yn y gwaith, coleg neu yng nghartref ffrind neu berthynas\r\n4. Mewn llyfrgell, canolfan gymunedol neu leoliad cyhoeddus arall\r\n5. Rhywle arall\r\n6. Nid ydw i'n defnyddio’r rhyngrwyd",false]
[null,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax) (14-16)","Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book","For each statement:\n1. Pay for\n2. Get for free\nDon't know","\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=0\n\nFor d) and g) \n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D421","v":419},null,"Pa un o'r pethau canlynol yn y rhan fwyaf o oedolion yn talu am, ac sydd ddim rhan fwyaf o oedolion gael am ddim?\n\nRhent neu forgais\nTrydan neu nwy yn y cartref\nDŵr yn y cartref\nYmweliadau â meddyg teulu neu ysbyty\nY dreth gyngor\nRhyngrwyd yn y cartref\nBenthyca llyfr llyfrgell\n\nTalu\nAm ddim\nDdim yn gwybod",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)","Do you get to have a choice in the following?\n\n- Family days out or holidays \n- What to buy in the weekly food shop\n","For each statement:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both statements and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D422","v":420},null,"Ydych chi'n cael lleisio eich barn wrth ddewis...\r\nDiwrnodau allan i'r teulu neu wyliau\r\nBeth i'w brynu wrth siopa bwyd i'r teulu\r\n1. Ydw\r\n\r2. Nac ydw\r\n3. Ddim yn gwybod\r",false]
[null,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)","Here are some things that people your age have said about money. How strongly do you agree with them?\n\na) - 'My parents (guardians or carers) discuss with me what we can and can’t afford to buy'\nb) - 'I don't like it when my parents  (guardians or carers) say I cannot have things I see in shops'\nc) - 'I don’t like it when friends have things I don’t have'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nFor b) and c):\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide by 3 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D423","v":421},null,"Dyma rai pethau mae pobl o’ch oedran chi wedi ei ddweud am arian. Pa mor gryf ydych chi'n cytuno neu'n anghytuno â nhw\r\nCYLCHDROI’R DATGANIADAU\r\nDewiswch un ar gyfer pob rhes\r\nMae fy rhieni neu fy ngofalwyr yn trafod gyda mi yr hyn y gallwn ac na allwn fforddio ei brynu\r\nNid ydw i'n hoffi pan fydd fy rhieni neu fy ngofalwyr yn dweud na allaf gael pethau rydw i'n eu gweld mewn siopau\r\nNid ydw i'n hoffi pan fydd gan ffrindiau bethau nad oes gennyf i mohonyn nhw\r\nAnghytuno'n gryf\r\n\r\nAnghytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno rywfaint\r\nCytuno'n gryf\r\nDdim yn gwybod \r",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)","You said that you have money of your own. Where do you get your money from? ","A) CHOOSE ALL THAT APPLY\n1. Occasional pocket money from my parents, carers or other family members, including for on scpail occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from my parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n","First, score each option:\n\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score \n\nDOES NOT GET MONEY OF THEIR OWN AT FILTER 1=Immediately score 0\n","Y","N",{"$f":"Questions!D424","v":422},null,"Ble ydych chi’n cael eich arian fel arfer?\r\nAML\r\n1. Nid ydw i'n cael unrhyw arian gan fy rhieni na phobl eraill - SC\r\n2. Arian poced neu lwfans gan fy rhieni neu ofalwyr\r\n3. Gan fy rhieni neu ofalwyr fel gwobr am wneud rhywbeth\r\n4. Arian poced gan aelodau eraill fy nheulu\r\n5. Ar ben-blwyddi, y Nadolig neu achlysuron arbennig\r\n6. Gwaith neu swydd ran-amser fel rownd bapurau newydd\r\n7. Drwy werthu pethau ar-lein neu yn rhywle arall\r\n8. Budd-daliadau\r\n9. Arall (Nodwch)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN POCED (CODAU 2 a 4 uchod):\r\nYdych chi’n cael yr un faint o arian poced/lwfans bob wythnos/mis?\r\n1. Ydw, yr un faint\r\n2. Nac ydw, mae’n amrywio\r\n3. Ddim yn gwybod",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves (11-14, 14-16)","A) Can you spend your own money without the permission of your parents (guardians or carers)? \n\nB) Do your parents (guardians or carers) control the amount of money you spend?\n\nC) ASK IF HAS A BANK ACCOUNT AT FILTER 2:\nCan you take money out of your bank account without the permission of your parents (guardians or carers)?\n\nD) ASK IF HAS A BANK ACCOUNT AT FILTER 2: \nDo your parents (guardians or carers) control the amount of money you take out of your bank account?\n","For each question asked:\nCHOOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\nFor A) and C):\n1=6\n2=0\nDon't know=3\n\nFor B) and D):\n1=0\n2=6\nDon't know=3\n\nThen, if you have asked all four questions: add up the scores for all questions and divide by 4 to produce the final score for this indicator. Otherwise, add up the scores for A) and B) and divide by 2 to produce the final score for this indicator..",0,"N",{"$f":"Questions!D425","v":423},null,"OS OES CYFRIF BANC:\r\nYdych chi'n cael cymryd arian o'ch cyfrif banc heb ganiatâd eich rhieni? Gallaf/Na allaf\r\n\r\nYdi eich rhieni chi’n rheoli faint o arian rydych chi'n ei gymryd o'ch cyfrif banc? Ydyn/Nac ydyn\r\n\r\nOS NAD OES CYFRIF BANC\r\nYdych chi'n cael gwario eich arian eich hun heb ganiatâd eich rhieni? Gallaf/Na allaf\r\n\r\nYdi eich rhieni chi’n rheoli faint o arian rydych chi’n ei wario? Ydyn/Nac ydyn",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about  how to spend or save their money  (5-7, 7-11, 11-14, 14-16)","A) When you get money, who usually decides whether you save any of it? \n\n\nB) When you get money, who usually decides what you spend it on?","For each question:\nCHOOSE ONE ONLY\n1. My parents (guardians or carers) decide\n2. I decide\n3. We both decide\nDon’t know","\n\n\nFirst, score each question:\n\n1=0\n2=6\n3=3\nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D426","v":424},null,"Pan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu a fyddwch chi’n cynilo rhywfaint ohono?\r\nSC\r\n\r\nFy rhieni neu fy ngofalwyr sy’n penderfynu\r\nFi sy’n penderfynu\r\nRydyn ni’n penderfynu gyda'n gilydd\r\nDdim yn gwybod\r\n\r\nPan fydd gennych chi arian, pwy sydd fel arfer yn penderfynu ar beth rydych chi'n ei wario?\r\nSC\r\nFy rhieni neu fy ngofalwyr sy’n penderfynu\r\nFi sy’n penderfynu\r\nRydyn ni’n penderfynu gyda'n gilydd\r\nDdim yn gwybod\r",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14, 14-16)","For each of the following things, how often do you pay for them out of your own money? \n\n- Non-school clothes and shoes\n\n- Toiletries & cosmetics\n\n- Snacks or sweets\n\n- Presents for other people \n\n- Toys or games or gadgets\n\n- Going  out with your friends\n","For each statement:\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. Always\nDon't know","\n\n\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know=3\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D427","v":425},null,"Oes rhaid i chi dalu am rai o'r pethau a ganlyn rydych chi eu hangen gyda'ch arian eich hun?\r\nSENGL FESUL RHES\r\n1. Dillad ac esgidiau ar gyfer y tu allan i oriau ysgol\r\n3. Pethau ymolchi a cholur\r\n4. Byrbrydau neu felysion\r\n5. Anrhegion ar gyfer pobl eraill\r\n6. Teganau neu gemau neu declynnau\r\n7. Mynd allan gyda'ch ffrindiau\r\n\r\nNac oes - mae fy rhieni yn talu ar fy rhan\r\nOes - rydw i weithiau’n talu am hyn gyda fy arian fy hunan\r\nOes - rydw i'n yn talu am hyn gan fy arian fy hunan yn bennaf",false]
[null,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision (14-16)","A) Have you ever bought something online by yourself?\n\n\n\nB) Which of the following methods have you used to pay for things online?\n\n\n\n\n\n","\nA)\n1. Yes\n2. No\nDon't know\n\nB) CHOOSE ALL THAT APPLY\n1. Cash\n2. Debit card\n3. Credit card\n4. Voucher for an online shop\n5. Online account (e.g. Paypal)\n6. Some other way (specify)\nDon't know\n\n\n\n","\n\n\n\nFirst, score each question:\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=2\n4=2\n5=2\n6=2\nDon't know=0\n\nThen add together the scores you have assigned for B) to a maximum of 6 to produce the final score for B.\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.\n",0,"N",{"$f":"Questions!D428","v":426},null,"Ydych chi erioed wedi prynu rhywbeth ar-lein ar eich pen eich hun?\r\n\r\nDo\r\nNaddo\r\nDdim yn gwybod\r\n\r\nPa rai o'r dulliau a ganlyn ydych chi wedi eu defnyddio i dalu am bethau ar-lein?\r\n\r\nArian\r\nCerdyn debyd\r\nCerdyn credyd\r\nTaleb ar gyfer siop ar-lein\r\nCyfrif ar-lein (e.e. Paypal)\r\nArall (nodwch)\r\nNid ydw i'n gwybod sut gwnes i dalu am bethau ar-lein\r\nNid ydw i'n talu am bethau ar-lein",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to keep track of their money (7-11, 11-14, 14-16)","How important do you think is it to check how much money you have?\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D429","v":427},null,"Pa mor bwysig ydi hi i wirio faint o arian sydd gennych chi?\r\n\r\nPwysig iawn\r\nEithaf pwysig\r\nDdim yn bwysig iawn\r\nDdim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on  (7-11, 11-14, 14-16)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n","CHOOSE ONE ONLY\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\nDon’t know","1=6\n2=3\n3=0\nDon't know=3","Y","N",{"$f":"Questions!D430","v":428},null,"Dychmygwch eich bod chi'n cael £5 i’w wario ar daith ysgol. Fyddech chi’n cynllunio sut i wario'r arian, ac yna’n cadw at y cynllun hwnnw? Er enghraifft, fyddech chi’n gweld faint rydych chi eisiau ei wario ar bethau gwahanol fel losin neu anrhegion.\r\n1. Byddwn, fe fyddwn i’n gwneud cynllun ac yn cadw ato\r\n2. Byddwn, fe fyddwn i’n gwneud cynllun ond byddai'n annhebygol o gadw ato\r\n3. Na, fyddwn i ddim yn gwneud cynllun\r\n4. Ddim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14, 14-16)","Imagine you need to buy a present. What do you do?","CHOOSE ONE ONLY\n1. Go to the nearest shop and buy the thing you want\n2. Look around a few different shops to see where it is cheapest\n3. Look online to find the cheapest price\n4. Something else\nDon't know\n","1=0\n2=6\n3=6\n4=assign the nearest appropriate score\nDon't know=3",0,"N",{"$f":"Questions!D431","v":429},null,"Dychmygwch eich bod chi angen prynu anrheg. Beth fyddech chi'n ei wneud?\r\n\r\nMynd i'r siop agosaf a phrynu beth rydych chi ei eisiau\r\nChwilio mewn ychydig o siopau gwahanol i weld lle mae'r pris rhataf\r\nChwilio ar-lein i ddod o hyd i'r pris rhataf\r\nRhywbeth arall\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people prefer to plan for the future rather than live for the day when it comes to their money (14-16)","How much do you agree with the following statement?\n\n- 'When it comes to money I prefer to live for today rather than plan for tomorrow'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3",0,"N",{"$f":"Questions!D432","v":430},null,"O ran arian, mae'n well gen i fyw ar gyfer heddiw yn hytrach na chynllunio ar gyfer yfory\r\n\r\nCytuno'n gryf\r\nCytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nAnghytuno ychydig\r\nAnghytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is important for them to do (11-14, 14-16)","Imagine you want to buy something expensive. How would you get the money?","CHOOSE ONE ONLY\n1. I would save some money every week or month for it\n2. I would borrow money from my friends or family\n3. My parents or guardian would pay for it\n4. Someone else in my family would pay for it\n5. I would just not buy it\n6. Something else (specify)\nDon't know","1=6\n2=3\n3=0\n4=0\n5=3\n6=3\nDon't know=3\n",0,"N",{"$f":"Questions!D433","v":431},null,"Dychmygwch eich bod chi eisiau prynu rhywbeth drud. Sut byddech chi’n cael yr arian?\r\n\r\nByddwn yn cynilo rhywfaint o arian bob wythnos neu fis ar ei gyfer\r\n\r\nByddwn yn benthyg arian gan fy ffrindiau neu deulu\r\n\r\nByddai fy rhieni neu fy ngwarcheidwad yn talu amdano\r\n\r\nByddai rhywun arall yn fy nheulu yn talu amdano\r\n\r\nFyddwn i ddim yn ei brynu\r\n\r\nArall\r\n\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future (14-16)","How important do you think it is for you to save-up your money for the future in general?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D434","v":432},null,"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future (14-16)","A) Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n\n\nB) Imagine someone gives you £100. How much would you spend and how much would you save for later?   \n","For each statement\nCHOOSE ONE ONLY\n1. Spend all of it\n2. Spend more than half\n3. Spend about half\n4. Spend less than half \n5. Save all of it\nDon't know","\n\nFirst, score each statement:\n\n1=0\n2=2\n3=3\n4=4\n5=6\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D435","v":433},null,"Dychmygwch fod rhywun yn rhoi £10 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \r\n(Os ar-lein) GRADDFA LITHRO - Cynilo £10 i Wario £10 - defnyddiwch gynyddrannau £1\r\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono\r\n\r\nDychmygwch fod rhywun yn rhoi £100 i chi. Faint fyddech chi'n ei wario a faint fyddech chi’n ei gynilo at eto?   \r\n(Os ar-lein) GRADDFA LITHRO - Cynilo £100 i Wario £100 - defnyddiwch gynyddrannau £1\r\n(Os ar bapur) Gwario'r cyfan ohono; Gwario mwy na’i hanner; Gwario tua’i hanner; Gwario llai na’i hanner; Cynilo'r cyfan ohono",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)","Here are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n","CHOOSE ONE ONLY\n1. I'd rather not borrow money\n2. Borrowing money is OK, but only if I can pay it back\n3. Borrowing money is OK, even if I can't afford to pay it back\nDon't know","1=6\n2=6\n3=0\nDon't know=3","Y","N",{"$f":"Questions!D436","v":434},null,"Isod, gwelir rhai pethau mae pobl eich oedran chi wedi ei ddweud am fenthyg arian. Pa un sy'n disgrifio orau sut rydych chi’n teimlo am fenthyca arian?\r\n\r\nSENGL\r\n\r\nByddai'n well gen i beidio â benthyg arian\r\nMae benthyg arian yn iawn, ond dim ond os gallaf ei dalu yn ôl\r\nDydi benthyca arian ddim yn fy mhoeni i o gwbl, hyd yn oed os na allaf fforddio ei dalu’n ôl\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)","Steve is 18 and is studying at college. One night his home is burgled and his laptop is stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What would you do if you were in this situation?","CHOOSE ONE ONLY\n1. Use the savings to buy a laptop\n2. Apply for a credit card to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\nDon't know","1=6\n2=3\n3=0\n4=0\nDon't know = 3\n",0,"N",{"$f":"Questions!D437","v":435},null,"Mae Steve yn 18 oed ac yn astudio yn y coleg. Un noson bu lladrad yn ei gartref a chafodd ei liniadur ei ddwyn. Nid oes ganddo yswiriant.\r\nMae Steve angen gliniadur cyn gynted ag y bo modd fel y gall ddilyn ei gwrs, ac ni all ei ffrindiau na’i deulu ei helpu i brynu un newydd. Mae ganddo ddigon o arian yn ei gyfrif cynilion i dalu am liniadur rhad. Fodd bynnag, os bydd yn gwario ei gynilion ar liniadur ni fydd yn gallu mynd ar wyliau gyda'i ffrindiau fel roedd wedi bwriadu ei wneud. Beth ddylai Steve ei wneud?\r\n1. Defnyddio'r cynilion i brynu gliniadur\r\n2. Gwneud cais am gerdyn credyd a defnyddio hwnnw i brynu gliniadur\r\n3. Cael benthyciad diwrnod cyflog a’i ddefnyddio i brynu gliniadur\r\n4. Gadael y coleg\r\n\r\nBeth fyddech chi'n ei wneud pe byddech chi yn y sefyllfa hon? [dewisiadau fel yr uchod]",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people are able to abstain from/delay spending in order to live within their means and save for the future","How much do you agree with the following statements?  \n \n- 'I tend to buy things even when I can’t really afford them'\n\n- 'I tend to live for today and let tomorrow take care of itself'  \n\n- 'I find it more satisfying to spend money than to save it for the long term' \n\n","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","\n\nFirst, score each statement:\n\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 3 statements and divide the result by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D438","v":436},null,"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n- Rydw i'n tueddu i brynu pethau hyd yn oed pan na allaf eu fforddio nhw mewn gwirionedd\r\n - Rydw i'n tueddu i fyw ar gyfer heddiw a gadael i yfory ofalu amdano ei hun\r\n - Rydw i’n ei chael yn fwy boddhaol gwario arian na’i gynilo ar gyfer y tymor hir\r\n1. Cytuno’n gryf\r\n\r2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money (14-16)","A) How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?\n\n\n\n\nB) How much do you agree with the following statement:\n\n- 'I often feel annoyed with my parents if they won't buy me things I ask for'","A) CHOOSE ONE ONLY\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know","\nFirst, score each statement:\n\nA)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\n B)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D439","v":437},null,"Pa mor aml ydych chi'n gofyn i'ch rhieni brynu pethau i chi rydych chi eu heisiau ond nad oes eu hangen arnoch chi mewn gwirionedd (fel gemau newydd neu ddillad ffasiynol)?\r\n1. Rydw i'n gwneud hyn yn aml\r\n2. Rydw i'n gwneud hyn weithiau\r\n3. Ni fyddaf yn gwneud hyn yn aml\r\n4. Ni fyddaf yn gwneud hyn o gwbl\r\n5. Ddim yn gwybod\r\n\r\nFaint ydych chi'n cytuno neu'n anghytuno â'r datganiad a ganlyn \"Rydw i’n aml yn teimlo'n ddig gyda fy rhieni os na fyddan nhw’n prynu’r pethau rydw i'n gofyn amdanyn nhw\"\r\nCytuno'n gryf\r\nCytuno rywfaint\r\nDdim yn cytuno nac yn anghytuno\r\nAnghytuno rywfaint\r\nAnghytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11, 11-14, 14-16)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know","0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0","Y","N",{"$f":"Questions!D440","v":438},null,"Pa mor hyderus ydych chi'n teimlo ynghylch rheoli eich arian?\r\n\r\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu ‘ddim yn hyderus o gwbl’ a 10 yn golygu ‘hyderus iawn’",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14, 14-16)","How much do you agree with the following statement?\n\n- 'Nothing I do will make much difference to my money situation'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3","Y","N",{"$f":"Questions!D441","v":439},null,"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\r\n\r\nFydd dim byd wnaf i yn gwneud llawer o wahaniaeth i fy sefyllfa ariannol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","Attitudes to money management (including spending, saving and borrowing)","Attitudes to receiving money advice and guidance","Young people understand the value of financial advice and believe it can help them","How much do you agree or disagree with the following statements?  \n\na) - 'Seeking financial advice seems too daunting' \n\nb) - 'I think I would make better financial decisions with the help of advice'\n\nc) - 'I would feel too embarrassed to seek professional advice about money problems'\n\nd) - 'When it comes to financial advice I don't know where to start' \n\ne) - 'I can sort out my own money issues, without seeking advice'\n\nf) - 'When it comes to choosing financial products like savings accounts and insurance, I find there is not enough information out there that I can trust'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a) c) d) e) and f)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nFor b)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for all 6 statements and divide the result by 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D442","v":440},null,"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n\r\n - Mae ceisio cyngor ariannol yn ymddangos yn rhy frawychus\r\n  - Rydw i'n credu y byddwn i'n gwneud penderfyniadau ariannol gwell ar ôl cael cyngor\r\n  - Byddwn yn teimlo gormod o gywilydd gofyn am gyngor proffesiynol am broblemau ariannol\r\n  - Nid ydw i'n gwybod lle i ddechrau o ran cyngor ariannol.\r\n - Gallaf ddatrys fy materion ariannol fy hunan, heb ofyn am gyngor\r\n  - O ran dewis cynhyrchion ariannol (fel cyfrifon cynilo, yswiriant), nid oes digon o wybodaeth ar gael y gallaf ymddiried ynddi yn fy marn i\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11,11-14, 14-16)","Which of the following things would you look for in a new friend?\n","CHOOSE ALL THAT APPLY\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\nDon’t know","First, score each option\n1=0  \n2=0  \n3=3\n4=0\n5=0\n6=3\nDon't know = 3\n\nThen, add up the scores you have assigned and apply the following to produce the final score fro this indicator:\n0=6 3=3 6=0",0,"N",{"$f":"Questions!D443","v":441},null,"Pa rai o'r pethau a ganlyn fyddech chi'n chwilio amdanyn nhw mewn ffrind newydd?\r\n1. Pa un ai a ydyn nhw’n glyfar\r\n2. Pa un ai a ydyn nhw’n c?l neu’n ddeniadol\r\n3. Pa un ai a ydyn nhw’n berchen ar bethau c?l\r\n4. Pa un ai a ydyn nhw’n ddigri\r\n5. Pa un ai a oes ganddyn nhw’r un diddordebau â chi\r\n6. Pa un ai a ydyn nhw’n gyfoethog\r\n7. Dim un o’r uchod",false]
[null,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11, 11-14, 14-16)","How important are each of the following to you?\n\na) - Being popular at school\n\nb) - Doing well in your school work\n\nc) - Being viewed as cool or attractive\n\nd) - Owning cool things\n\ne) - Getting on well with your friends\n\nf) - Getting on well with you family\n\ng) - Being good at managing your money\n\n","For each statement:\nCHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","First, score each statement:\n\nFor a) c) and d)\n1=0  \n2=2  \n3=4\n4=6\nDon't know = 3\n\nFor b) e) f) and g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for all 7 statements and divide the result by 7 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D444","v":442},null,"Pa mor bwysig yw'r rhain i chi (defnyddiwch y raddfa bwysigrwydd a restir uchod):\r\n1. Bod yn boblogaidd yn yr ysgol\r\n2. Gwneud yn dda gyda'ch gwaith ysgol\r\n3. Cael eich gweld fel rhywun c?l neu ddeniadol\r\n4. Bod yn berchen ar bethau c?l\r\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\r\n6. Cyd-dynnu'n dda gyda'ch teulu\r\n7. Bod yn dda am reoli eich arian",false]
[null,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14, 14-16)","Do you talk about money with any of the following people?","CHOOSE ALL THAT APPLY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family members\n6. None of these\nDon't know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=0\nDon't know=0","Y","N",{"$f":"Questions!D445","v":443},null,"Ydych chi'n siarad am eich arian gyda rhai o'r bobl hyn?\r\n\r\nAML\r\n\r\nNi fyddaf yn siarad am arian o gwbl (SC)\r\nffrindiau\r\nRhieni neu ofalwyr\r\nAthrawon\r\nFy mrodyr a’m chwiorydd\r\nNeiniau a theidiau neu aelodau eraill o'r teulu\r\nDdim yn gwybod (SC)",false]
[null,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11, 11-14, 14-16)","How important is the following to you?\n\n- Being good at managing your money\n\n","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,"N",{"$f":"Questions!D446","v":444},null,"Pa mor bwysig yw'r rhain i chi\r\n1. Bod yn boblogaidd yn yr ysgol\r\n2. Gwneud yn dda gyda'ch gwaith ysgol\r\n3. Cael eich gweld fel rhywun c?l neu ddeniadol\r\n4. Bod yn berchen ar bethau c?l\r\n5. Cyd-dynnu'n dda gyda'ch ffrindiau\r\n6. Cyd-dynnu'n dda gyda'ch teulu\r\n7. Bod yn dda am reoli eich arian\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve (11-14, 14-16)","Which, if any, of the following goals would you like to achieve in the next 5 years?","CHOOSE ALL THAT APPLY\n1. Stay in education/further study\n2. Get a secure job \n3. Move out of parental home\n4. Do well in my studies\n5. Do well in sports, music, theatre or other creative interest\n6.To have a job which pays well\n7. To have a job where I can get promoted and progress\n8. To have children/raise a family\n9. Something else (specify)\n10. Nothing, I have no goals for the next 5 years\nDon't know","For options 1 to 9 and for any user-added options, COUNT to a maximum of 6. Then apply the following to your count:\n0=0  1=2  2=4  3=6 4=6  5=6  6=6\nOption 10=Immediately score 0\nDon't know=0\n\n","Y","N",{"$f":"Questions!D447","v":445},null,"Pa rai o'r nodau a ganlyn - os o gwbl - hoffech chi eu cyflawni yn ystod y 5 mlynedd nesaf?\r\n\r\nAML-GOD\r\n\r\nDim byd - does gen i ddim nodau ar gyfer y 5 mlynedd nesaf (SC)\r\nMynd i’r brifysgol\r\nMynd i deithio\r\nCael swydd sefydlog pan fyddaf yn gadael byd addysg\r\nSymud allan o gartref fy rhieni\r\nCael fy nghar fy hun\r\nPeidio â dibynnu ar fy rhieni am arian\r\nMynd ar wyliau gyda fy ffrindiau\r\nAros ym myd addysg y tu hwnt i 16 oed (11-15)\r\nCael graddau da yn fy ngwaith cartref\r\nYmuno â thîm chwaraeon neu gr?p cerddoriaeth neu gynhyrchiad drama\r\nAros ym myd addysg\r\nMae gen i nodau eraill yr hoffwn i eu cyflawni",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14, 14-16)","How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up.","\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n","First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D448","v":446},null,"Pa mor bwysig i chi ydi...\r\n...eich bod chi'n cael swydd pan fyddwch chi’n gorffen eich addysg?\r\n...eich bod chi'n gyfoethog pan fyddwch chi'n oedolyn?\r\n\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n\r\nOes gennych chi unrhyw syniad pa swydd yr hoffech chi ei chael pan fyddwch chi’n h?n?\r\n1. Oes - Rydw i'n gwybod yn union beth rydw i eisiau bod\r\n2. Mae gen i rai syniadau, ond dydw i ddim wedi penderfynu’n llwyr\r\n3. Nid ydw i'n gwybod pa swydd fyddwn i'n hoffi ei chael",false]
[null,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14, 14-16)","A) Do you have any idea what job you would like to have when you are older?\n\nB) How likely are you to get the type of job you would like in the future?","\nA) CHOOSE ONE ONLY\n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\nB) CHOOSE ONE ONLY\n1. Very likely\n2. Quite likely\n3. Not very likely\n4. Not at all likely\nDon't know","First, score each question\n\nA)\n1=6\n2=3\n3=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen , if asking both questions, add up the scores and divide by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.",0,"N",{"$f":"Questions!D449","v":447},null,"{Os 1 neu 2 uchod} Pa mor debygol ydych chi o gael y math o swydd fyddech chi'n hoffi ei chael yn y dyfodol?\r\n1. Tebygol iawn\r\n2. Eithaf tebygol\r\n3. Ddim yn debygol\r\n4. Ddim yn debygol o gwbl",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","How much do you agree with each of the following statements?\n\na) It's important to earn your own money\n\nb) I would like to be able to pay my own way as soon as I'm old enough\n\nc) It's fine to not earn money because others will make sure you have enough to get by\n\nd) I'm looking forward to having a job and my own money\n\ne) It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\nDon’t know\n","First, score each statement:\n\nFor a) b) d) and e)\n1=6\n2=4  \n3=3  \n4=2  \n5=6\nDon't know = 3\n\nFor c)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for all 5 statements and divide the result by 5 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D450","v":448},null,"Ydych chi’n cytuno neu'n anghytuno â'r datganiadau a ganlyn?\r\n                                                       Cytuno                    Anghytuno\r\n\r\n1. Mae'n bwysig ennill eich arian eich hun\r\n2. Hoffwn allu talu fy ffordd fy hun cyn gynted ag y byddaf i'n ddigon hen\r\n3. Mae'n iawn peidio ag ennill arian gan y bydd pobl eraill yn gwneud yn si?r fod gennych chi ddigon i’ch cynnal chi eich hun\r\n4. Rydw i'n edrych ymlaen at gael swydd ac arian i mi fy hun\r\n5. Mae'n syniad da cael swydd ran-amser pan fyddwch chi’n ddigon hen i ennill arian yn hytrach na dibynnu ar eich rhieni",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","How much do you agree with the following statement?\n\n- Having a job is the best way to be an independent person","CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3","Y","N",{"$f":"Questions!D451","v":449},null,"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r canlynol\r\n\r\nCael swydd yw'r ffordd orau o fod yn unigolyn annibynnol\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","At what age would you like to pay for your  home and bills rather than relying on your parents?","CHOOSE ONE ONLY\n1. When I am 16\n2. When I am 18\n3. When I am 21\n4. When I am 25\n5. When I am 30\n6. Never\nDon't know","1=6\n2=5\n3=4  \n4=3  \n5=2\n6=0\nDon't know = 3",0,"N",{"$f":"Questions!D452","v":450},null,"Ar ba oed hoffech chi dalu am eich cartref a’ch biliau yn hytrach na dibynnu ar eich rhieni?\r\nPan fyddaf i’n 16 oed\r\nPan fyddaf i’n 18 oed\r\nPan fyddaf i’n 21 oed \r\nPan fyddaf i’n 25 oed\r\nPan fyddaf i’n 30 oed\r\nByth",false]
[null,"Mindset","Aspirations and goals","CYP have financial goals","Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11, 11-14, 14-16)","A) Do you save money, for example at home in a money box or in a savings account?\n\n\n\nB) People save for different reasons. Which of these statements best describes why you save?\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes, I save occasionally\n2. Yes, I save regularly\n3. No\n\nB) CHOOSE ONE ONLY\n1. I’m saving because my parents or guardians say it’s a good idea\n2. I’m saving up for a specific thing I want to buy\n3.I’m saving because I want to but not towards anything in particular\n4. I’m only saving because my parents or guardians make me\n","First, score each question:\n\nA)\n1=3\n2=6\n3=0\n\nB)\n1=2\n2=4\n3=6\n4=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.",0,"N",{"$f":"Questions!D453","v":451},null,"Ydych chi'n cynilo arian - er enghraifft, gartref mewn blwch arian neu mewn cyfrif cynilo? Dewiswch un ateb.\r\na) Ydw - rydw i'n cynilo'n rheolaidd\r\nb) Ydw, ond dim ond o bryd i'w gilydd\r\nc) Nac ydw\r\n\r\n\r\nGOFYNNWCH OS ATEBWYD a neu b yn y cwestiwn uchod:\r\nMae pobl yn cynilo am resymau gwahanol. Pa un o’r datganiadau hyn sy’n disgrifio orau pam rydych chi'n cynilo? Dewiswch un ateb.\r\na) Rydw i'n cynilo oherwydd bod fy rhieni neu fy ngwarcheidwaid yn dweud ei fod yn syniad da\r\nb) Rydw i'n cynilo ar gyfer rhywbeth penodol rydw i eisiau ei brynu\r\nc) Rydw i'n cynilo oherwydd fy mod i eisiau, ond nid tuag at unrhyw beth yn benodol\r\nd) Rydw i'n cynilo gan fod fy rhieni neu fy ngwarcheidwaid yn gwneud i mi wneud hynny",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","A) Do you think that your parents usually like to hear about your ideas? \n\nB) When you have to say things in front of teachers, do you usually feel shy? \n\nC) Are there lots of things about yourself you would like to change? \n\n\nD) How well does the following statement describe you?\n\n-'I have high self-esteem'","\nFor each question:\n\nA) B) and C) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\n\n\n\n\nD) CHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Quite like me \n4. Not much like me \n5. Not at all like me\nDon't know","\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=3\n\nB) and C)\n1=0\n2=6\nDon't know=3\n\nD)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 4 questions and divide by  4 to produce the final score for this indicator.","Y (First Q; second Q; third Q)","N",{"$f":"Questions!D454","v":452},null,"Pan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\n\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\n\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)\n\nYdych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,0,"N",{"$f":"Questions!D455","v":453},null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","How well do the following statements describe you?\n\na) -'I often fight with other people'\n\nb) -'I get angry quickly'\n\nc) -'I sometimes take things belonging to other people'\n\nd) -'I am generally willing to do what is asked of me (e.g. by teachers or parents)'\n\ne) -'Other people say I tell lies'\n\n","For each statement:\n\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Somewhat like me \n4. Not much like me \n5. Not at all like me\nDon't know","First score each statement:\n\nFor a) b) c) and e)\n1=0\n2=2  \n3=3  \n4=4 \n5=6\nDon't know = 3\n\nFor d)\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 5 statements and divide by  5 to produce the final score for this indicator.\n","Y (First Q; second Q)","N",{"$f":"Questions!D456","v":454},null,"Rydw i'n aml yn ymladd gyda phobl eraill\n\n\nRydw i'n mynd yn ddig yn gyflym\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nYn gyffredinol rydw i’n barod i wneud yr hyn a ofynnir i mi (e.e. gan athrawon neu rieni)\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nYn debyg iawn i fi\nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nWeithiau byddaf yn cymryd pethau sy'n perthyn i bobl eraill\nYn debyg iawn i fi \nYn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl\n\nMae pobl eraill yn dweud fy mod i'n dweud celwydd\nYn debyg iawn i fi \n Yn eithaf tebyg i fi \nRhywfaint fel fi \nDim llawer fel fi \nDdim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","How well do each of the following statements describe you?\n\n- 'Setbacks don’t discourage me'. \n\n- 'I finish whatever I begin'. \n\n- 'I persist (carry on) with work whether it is difficult or not'. \n","For each statement:\nCHOOSE ONE ONLY\n1. A lot like me \n2. Mostly like me \n3. Somewhat like me \n4. Not much like me \n5. Not at all like me\nDon't know\n\n","First, score each statement:\n\n1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.\n","Y (First Q)","N",{"$f":"Questions!D457","v":455},null,"Rydw i'n dal ati gyda gwaith pa un ai a ydi o'n anodd ai peidio.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nNid ydi siomedigaethau yn fy nigalonni.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl\n\nRydw i'n gorffen beth bynnag rydw i'n ei ddechrau.\nq Yn debyg iawn i fi\nq Yn eithaf tebyg i fi\nq Rhywfaint fel fi\nq Dim llawer fel fi\nq Ddim fel fi o gwbl",false]
[null,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","A) Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? \n\nB) When someone is very angry with you is it impossible to make him your friend again?\n\nC) When bad things happen to you it is usually someone else's fault? \n\nD) When nice things happen to you is it only good luck?","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First, score each question:\n\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for all 4 questions and divide by  4 to produce the final score for this indicator.","Y (First Q)","N",{"$f":"Questions!D458","v":456},null,"Pan fydd pethau braf yn digwydd i chi, ai dim ond lwc dda ydi hynny? (Ie/Na/Ddim yn gwybod)\n\nYdych chi fel arfer yn teimlo ei bod hi bron yn ddiwerth ymdrechu yn yr ysgol/coleg gan fod y rhan fwyaf o fyfyrwyr yn glyfrach na chi? (Ydw/Nac ydw/Ddim yn gwybod)\n\nPan fydd rhywun yn ddig iawn gyda chi, ydi hi'n amhosibl dod yn ffrindiau eto? (Ydi/Nac ydi/Ddim yn gwybod)\n\nPan fydd pethau drwg yn digwydd i chi, ai bai rhywun arall ydi hynny fel arfer? (Ie/Na/Ddim yn gwybod)\n",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)","\n\n\n\n\n\n\n\n\nA) ASK ONLY IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\nOR\n\n\n\n\nB) ASK ONLY IF DOES NOT HAVE A BANK ACCOUNT AT FILTER 2.\nDo you know what a bank account is?\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","A) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\nFirst, score the question you have asked:\n\nA) For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0\n\n\n\n\n\n\n\nB)\n1=3\n2=0\nDon't know=0\n\nThen, use the score for A) or B) as the final score for this indicator","Y","N",{"$f":"Questions!D459","v":457},null,"Ydych chi’n gwybod beth ydi cyfrif banc?\r\n1. Ydw\r\n2. Nac ydw\r\n\r\n\r\nMae cyfrif banc yn rhywle y gall pobl gadw eu harian yn hytrach na’i gadw gartref. Mae cyfrifon undebau credyd a chymdeithasau adeiladu yn debyg i gyfrifon banc.  Os oes gennych chi gyfrif undeb credyd neu gymdeithas adeiladu dylech ateb 'ydw' i'r cwestiwn hwn. Oes gennych chi eich cyfrif banc eich hun?\r\n\r\nSC\r\n1. Oes\r\n2. Nac oes\r\n3. Nid ydw i'n gwybod a oes gen i un\r\n\r\nGOFYN I BAWB SYDD Â CHYFRIF BANC:\r\nPa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i’r banc\r\n\r\n(Rydw i'n gwneud hyn/Nid ydw i'n gwneud hyn)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)","Why do you  think it is important for people to have a current account in their own name?","CHOOSE ALL THAT APPLY\n1. To receive payments for work and/or one off money from friends and family straight into an account\n2. To be able to pay for things themselves\n3. To be able to withdraw cash if they need to\n4. To be able to set up regular payments (e.g. standing orders, direct debits) for  bills (e.g. for a mobile phone)\n5. To be able to check how much money you have\n6. To be able to transfer money\n7. Something else (specify)\n8. None of these\nDon't know","For options 1 to 7, COUNT to a maximum of 3. Then apply the following to your count:\n1=2  2=4  3=6\nOption 8=Immediately score 0\nDon't know=0",0,"N",{"$f":"Questions!D460","v":458},null,"Pam mae hi'n bwysig cael cyfrif cyfredol yn eich enw eich hun?\r\n1. Derbyn taliadau am waith a/neu arian achlysurol gan ffrindiau a theulu yn syth i mewn i’m cyfrif\r\n2. Er mwyn gallu talu am bethau fy hunan\r\n3. Er mwyn gallu tynnu arian os bydd angen i mi wneud hynny\r\n4. Er mwyn gallu sefydlu Debyd Uniongyrchol i dalu gwahanol filiau (fel fy mil ffôn symudol)\r\n5. Er mwyn gallu gwirio fy malans\r\n6. Gallu trosglwyddo arian",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand basic financial concepts and are able to answer basic questions around interest rates, loan types, investment, inflation etc.","For each of the following statements, can you pick the word that best fits the description?\n\na) - The amount the price of things in shops goes up by\n\nb) - The money that is added to savings by banks or building soceties\n\nc) - The money people pay to  government\n\nd) - The amount you get when you retire from working\n\ne) - The amount of money you have in your bank account","For each statement:\nCHOOSE ONE ONLY\n1. Interest\n2. Pension\n3. Inflation\n4. Balance\n5. Tax\n6. Benefit\n7. Credit\n8. Debit\nDon't know","First, score each statement:\n\na)\n3=6\nAny other option=0\n\nb)\n1=6\nAny other option=0\n\nc)\n5=6\nAny other option=0\n\nd)\n2=6\nAny other option=0\n\ne)\n4=6\nAny other option=0\n\nThen, add up the scores for all 5 statements and divide by 5 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D461","v":459},null,"Allwch chi ddewis y gair sy'n gweddu’r disgrifiad orau?\r\n\r\nY swm mae pris pethau yn y siopau yn cynyddu\r\n\r\nYr arian sy'n cael ei ychwanegu at gynilion gan fanciau neu gymdeithasau adeiladu\r\n\r\nYr arian mae pobl yn ei dalu i'r llywodraeth\r\n\r\nYr arian rydych chi'n ei gael pan fyddwch chi’n ymddeol o'ch gwaith\r\n\r\nY swm sydd gennych chi yn eich cyfrif banc\r\n\r\nLlog\r\nPensiwn\r\nChwyddiant\r\nBalans\r\nTreth\r\nBudd-dal\r\nCredyd\r\nDebyd\r\nDdim yn gwybod",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)","A) Before today, which of the following financial products had you heard of?\n\n\n\n\n\n\n\nB) And which of the following do you have in your own name?\n\n\n\n\n\n\n\nC) Please indicate whether you think the following statements are true or false? \n\na) - Gaining interest on savings is a way of making your money grow\nb) - All banks have to give you the same level of interest on your savings\nc) - Current accounts are usually used for day-to-day banking when you want to get money in and out easily\nd) - Savings accounts usually give you higher rates of interest than current accounts\ne) - You might get a higher level of interest on a savings account if you  put in money every month\nf) - ISAs and junior ISAs are a type of savings account where do not have to pay tax on interest earned\ng) - There is no limit on the amount of money you can put into an ISA each year","A) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1. Current account\n2. Savings account\n3. ISAs\n4. Child trust funds or Junior ISAs\n5. None of these\nDon't know\n\n\nC) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=1  2=2  3=4 4=6\nOption 5=Immediately score 0\nDon't know=0\n\nB) \nFor options 1 to 4, COUNT to a maximum of 4. Then apply the following to your count:\n1=2  2=3  3=6 4=6\nOption 5=Immediately score 0\nDon't know=0\n\n\nC)\nScore each statement:\n\nFor a) c) d) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor b) and g)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for C).\n\nThen, add up the scores for all 3 questions and divide by 3 to produce the final score for this indicator.\n\n",0,"N",{"$f":"Questions!D462","v":460},null,"Cyn heddiw, am ba rai o'r cynhyrchion ariannol a ganlyn oeddech chi wedi clywed?\r\nCyfrif cyfredol\r\nCyfrif cynilion\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\nPa rai o'r canlynol sydd gennych chi yn eich enw chi?\r\nCyfrif cyfredol\r\nCyfrif cynilo\r\nISAs\r\nCronfeydd ymddiriedolaeth plant neu ISAs Iau\r\n\r\nNodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\r\nMae cael llog ar gynilion yn ffordd o wneud i’ch arian gynyddu\r\nMae'n rhaid i bob banc roi'r un lefel o log i chi ar eich cynilion\r\nMae cyfrifon cyfredol yn cael eu defnyddio ar gyfer bancio o ddydd i ddydd fel arfer, ar gyfer pan fyddwch chi eisiau rhoi arian i mewn neu ei dynnu allan yn hawdd\r\nMae cyfrifon cynilo fel arfer yn rhoi cyfraddau llog uwch i chi na chyfrifon cyfredol\r\nMae’n bosibl y cewch chi lefel uwch o log ar gyfrif cynilo os byddwch chi’n rhoi arian i mewn bob mis\r\nMae ISAs ac ISAs Iau yn fath o gyfrifon cynilo nad oes rhaid i chi dalu treth ar y llog a enillir\r\nNid oes cyfyngiad ar y swm o arian y gallwch chi ei roi mewn ISA bob blwyddyn",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the various ways to borrow money as an adult and that these are associated with different levels of risk","A) When you are 18 you may be offered products to help your borrow money. For each of the following types of borrowing, how confident would you feel explaining what it is to a friend?\n- Credit card\n- Store cards or store credit\n- Bank loan\n- Pay day loan\n - Student loan\n- Mortgage\n- Overdraft\n\n\nB) The following questions are about borrowing money and buying things on credit. Which of the following statements are true and which are false? \n\na) -  When you borrow money you will often be charged interest (you will pay back more than you borrow)\nb) -  All credit card providers charge the same rate of interest \nc) - The quicker you can pay off a debt, the less interest you normally have to pay\nd) - Pay day loans usually have lower interest rates than credit cards\ne) - It is easy to get away with not paying money back\nf) - Some types of borrowing are more expensive than others\ng) You may be fined or have to pay more if you don't pay money back on time\nh) You may be fined or have to pay more if you use an overdraft that has not been agreed in advance with your bank","A) For each statement:\nCHOOSE ONE ONLY\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n5. I have not heard of this\nDon't know\n\n\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA)\nFor each statement:\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for A).\n\nB)\nScore each statement:\n\nFor a) c) f) g) and h)\n1=6\n2=0\nDon't know=0\n\nFor b) d) and e)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 8 statements and divide by 8 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D463","v":461},null,"Pan fyddwch chi’n 18 oed efallai y bydd cynnyrch yn cael ei gynnig i chi i'ch helpu i fenthyg arian.  Am ba rai o'r rhain rydych chi wedi clywed?\r\n1. Cerdyn credyd\r\n2. Cardiau siopau neu gredyd siopau\r\n3. Benthyciad banc\r\n4. Benthyciad diwrnod cyflog\r\n5. Benthyciadau myfyrwyr\r\n6. Morgais\r\n7. Gorddrafft\r\n8. Dim un o'r uchod\r\n\r\n{Ar gyfer pob eitem a enwir uchod}\r\nPa mor hyderus fyddech chi’n teimlo wrth esbonio i ffrind beth ydi [ENW'R MATH O GREDYD}?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n\r\nMae'r cwestiynau a ganlyn ynghylch benthyca arian a phrynu pethau ar gredyd.  Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n gau? Gwir/Gau/ Ddim yn gwybod)\r\n1.  Pan fyddwch chi’n benthyg arian, bydd llog yn cael ei godi yn aml (fe fyddwch chi’n talu mwy yn ôl na'r swm y cawsoch chi ei fenthyg)\r\n2. Mae pob darparwr cardiau credyd yn codi’r un gyfradd llog\r\n3. Yn gyffredinol, y cyflymaf y gallwch dalu dyled, y lleiaf o log fydd yn rhaid i chi ei dalu\r\n4. Fel arfer mae gan fenthyciadau diwrnod cyflog gyfraddau llog is na chardiau credyd\r\n5.  Mae'n hawdd peidio â thalu arian yn ôl\r\n6. Mae rhai mathau o fenthyciadau yn ddrutach nag eraill\r\n7. Efallai y byddwch chi’n cael dirwy os nad ydych chi’n talu arian yn ôl yn brydlon\r\n8. Efallai y byddwch chi’n cael dirwy os ydych chi’n defnyddio gorddrafft sydd heb ei gytuno ymlaen llaw gyda'ch banc",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand the role of student loans and the way in which they work (14-16)","A) How much do you agree with the following statement?\n\n- Student  loans are a sensible way to borrow money for the long term.\n\n\nB) Which of the following statements are true and which are false? \n\na) - Student loans are repaid based on what you earn after you graduate\nb) - You might not have to repay the full amount of the loan for example if you do not get a job after university\nc) - Repayments are taken automatically from what you earn\nd) - Student loans are cleared if they are not repaid within 30 years\ne) - Student loans are a very expensive way of borrowing money compared to other loans\nf) - Student loan repayments are collected by debt collectors\ng) - You must always repay the full amount you borrowed with a student loan","A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\ndon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each question:\n\nA)\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nB)\nScore each statement:\n\nFor a) b) c) \n1=6\n2=0\nDon't know=0\n\nFor d) e) f) g)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 7 statements and divide by 7 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D464","v":462},null,"Mae benthyciadau myfyrwyr yn ffordd rad o fenthyg arian.\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod):\r\n1. Mae benthyciadau myfyrwyr yn cael eu had-dalu yn seiliedig ar yr hyn rydych chi’n ei ennill ar ôl i chi raddio\r\n2.  Efallai na fydd yn rhaid i chi ad-dalu swm llawn y benthyciad - er enghraifft, os nad ydych chi’n cael swydd ar ôl bod yn y brifysgol\r\n3. Mae ad-daliadau’n cael eu cymryd yn awtomatig o'r hyn rydych chi’n ei ennill\r\n4. Mae benthyciadau myfyrwyr yn cael eu clirio os nad ydyn nhw’n cael eu had-dalu o fewn 30 mlynedd\r\n5. Mae benthyciadau myfyrwyr yn ffordd ddrud iawn o fenthyca arian o’u cymharu â benthyciadau eraill\r\n6. Mae ad-daliadau benthyciadau myfyrwyr yn cael eu casglu gan gasglwyr dyledion\r\n7. Rhaid i chi ad-dalu'r swm llawn a fenthycwyd gennych chi bob amser yn achos benthyciadau myfyrwyr",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it (14-16)","A) Why  would someone buy insurance?\n\n\n\n\n\n\n\n\n\n\nB) Which of the following statements are true and which are false? \n\na) - You can get better deals on insurance if you shop around\nb) - If you own a car you must have car insurance to drive it\nc) - If you own a mobile phone you are legally obliged to insure it\nd) - All insurance policies have the same terms and conditions\ne) - Insurers can refuse to pay out on a claim depending on the terms and conditions\n\n","A) CHOOSE ALL THAT APPLY:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n5. To save for retirement\nDon't know\n\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) Score each option:\n1=2\n2=2\n3=2\n4=0\n5=0\nDon't know=0\n\nAdd together the scores for each option selected to produce a score for A).\n\n\nB)\nScore each statement:\n\nFor a) b) and e)\n1=6\n2=0\nDon't know=0\n\nFor c) d)\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 5 statements and divide by 5 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D465","v":463},null,"Pam fyddai rhywun yn prynu yswiriant? Dewiswch bob un sy'n gymwys:\r\n1. Talu am gost rhywbeth pe bai hwnnw ar goll\r\n2. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n torri \r\n3. Talu am gost rhywbeth pe bai rhywbeth sy'n perthyn iddyn nhw’n cael ei ddwyn\r\n4. Newid gwrthrych h?n (fel ffôn symudol) am un newydd\r\n5. Cynilo ar gyfer ymddeoliad\r\n\r\n\r\n\r\nDywedwch a ydych chi'n meddwl bod y datganiadau hyn yn wir ynteu’n gau (Gwir/Gau/Ddim yn gwybod)\r\n1. Gallwch gael gwell bargeinion ar yswiriant os byddwch chi’n siopa o gwmpas\r\n2. Os ydych chi’n berchen ar gar, rhaid i chi gael yswiriant car i’w yrru\r\n3. Os ydych chi’n berchen ar ffôn symudol mae rhwymedigaeth gyfreithiol arnoch chi i'w yswirio\r\n4. Mae gan bob polisi yswiriant yr un telerau ac amodau\r\n5. Gall yswirwyr wrthod talu am bethau yn dibynnu ar y telerau a'r amodau",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it (14-16)","Which of the following can people buy insurance for?","CHOOSE ALL THAT APPLY\n1. Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)\n8. None of these\nDon't know","For options 1 to 7, COUNT to a maximum of 6. Then apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 8=0\nDon't know=0",0,"N",{"$f":"Questions!D466","v":464},null,"Pa rai o'r canlynol y gall pobl brynu yswiriant ar eu cyfer? Dewiswch bob un sy'n gymwys\r\n1.  Ffôn symudol\r\n2. Cynnwys y cartref\r\n3. Car\r\n4. Anifail anwes\r\n5. Yswiriant bywyd (er mwyn talu arian parod os ydyn nhw’n marw)\r\n6. Deintyddol a meddygol (er mwyn darparu gofal preifat os ydyn nhw’n mynd yn sâl)\r\n7. Yswiriant teithio (ar gyfer gwyliau)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it (14-16)","A) Which of the options best describes what a credit record is?\n\n\n\n\nB) Which of the following things are important if you want to have a good credit record?","A) CHOOSE ONE ONLY\n1.  A credit card statement from a bank\n2. A store card bill \n3. A record showing your mobile phone history\n4. A record of all credit you have borrowed from different places (banks, stores, bills etc.) and whether this has been paid back \n5. None of these\nDon't know\n\nB) CHOOSE ALL THAT APPLY \n1. Your education\n2. Whether you are a registered voter\n3. Whether you have a credit card\n4. Whether you pay your credit card on time \n5. Whether you have debts\n6. Whether you are registered with a G.P.\n7. None of these\nDon't know","First, score each question:\n\nA)\n4=6\nAny other option=0\n\n\n\n\n\nB)\nFor options 2 to 5, COUNT to a maximum of 4. For options 1 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less =0  1=2  2=3  3=4 4=6\nOption 7=0\nDon't know=0",0,"N",{"$f":"Questions!D467","v":465},null,"Beth ydi cofnod credyd? Dewiswch y disgrifiad gorau.\r\n1.  Datganiad cerdyn credyd gan fanc\r\n2. Bil cerdyn siop\r\n3. Cofnod yn dangos hanes eich ffôn symudol\r\n4. Cofnod o’r holl gredyd rydych chi wedi ei fenthyg o wahanol leoedd (banciau, siopau, ac ati) ac a dalwyd y credyd yn ôl\r\n\r\n\r\nPa rai o'r pethau a ganlyn sy’n bwysig os ydych chi eisiau cael cofnod credyd da? Dewiswch bob un sy'n gymwys\r\n\r\n1. Eich addysg\r\n2. Pa un ai a ydych chi’n bleidleisiwr cofrestredig\r\n3. Pa un ai a oes gennych chi gerdyn credyd\r\n4. Pa un ai a ydych chi’n talu eich bil cerdyn credyd yn brydlon\r\n5. Pa un ai a oes gennych chi ddyledion\r\n6. Pa un ai a ydych chi’n cofrestru gyda meddyg teulu",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.) (11-14, 14-16)","Which of these features should you think about when choosing a bank account?","CHOOSE ALL THAT APPLY\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/gadget)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)\n14. None of these\nDon't know","For options 1,2, 4,5,6,7,8,9,11, 12 and 13, COUNT to a maximum of 6. Do not count options 3,4 or 10.\nThen apply the following to your count:\n1=1  2=2  3=3 4=4 5=5 6=6\nOption 14=0\nDon't know=0\n\n",0,"N",{"$f":"Questions!D468","v":466},null,"Pa rai o'r nodweddion hyn ddylech chi feddwl amdanyn nhw wrth ddewis cyfrif banc?\r\nTiciwch bob un sy'n berthnasol\r\n\r\n1. Cael cerdyn arian neu gerdyn debyd\r\n2. Pa mor hawdd ydi mynd i'r banc\r\n3. Ydi fy ffrindiau yn defnyddio'r un banc\r\n4. Ydi fy rhieni yn defnyddio'r un banc\r\n5. Allwch chi fancio ar-lein neu drwy app\r\n6. Cyfradd llog ar yr arian yn y cyfrif banc\r\n7. Allwch chi fynd at eich arian ar unwaith\r\n8. Faint o arian allwch chi ei gymryd allan fesul diwrnod\r\n9. Cyfleuster gorddrafft a beth yw'r terfyn\r\n10. Cynigion rhagarweiniol (e.e. tocynnau am ddim/teclynnau)\r\n11. Ffi misol a faint mae'n ei gostio\r\n12. Nodweddion arbennig (e.e. yswiriant ffôn symudol)\r\n13. Arall (nodwch)",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice (14-16)","Here are some statements about choosing financial products such as  bank account accounts or mobile phone tariffs. Which of the following statements are true and which are false? \n\na) - You can get better deals on financial products if you shop around\n\nb) - It is important to read the terms and conditions before picking a  financial product. \n\nc) - Banks are legally obliged to tell me if my money could be doing better in another account\n\nd) - Mobile phone providers are legally obliged to tell me which tariff is best  for me\n\ne) - You can often get better deals on financial products if you change provider regularly\n\nf) - Free neutral advice on choosing financial products is available, you just need to know where to find it","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor a) b) e) and f)\n1=6\n2=0\nDon't know=0\n\nFor c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 6 statements and divide by 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D469","v":467},null,"Mae'r cwestiynau nesaf yn edrych ar y math o bethau mae pobl yn eu gwneud wrth ddewis cynnyrch ariannol fel cyfrifon banc neu dariffau ffôn symudol. Nodwch a ydych chi’n credu bod y datganiadau a ganlyn yn wir ynteu'n gau (Gwir/Gau/Ddim yn gwybod)\r\n\r\n... Gallwch gael gwell bargeinion ar gynhyrchion ariannol os ydych chi’n siopa o gwmpas\r\n... Mae'n bwysig darllen y telerau ac amodau cyn dewis cynnyrch ariannol.\r\n... Mae rhwymedigaeth gyfreithiol ar fanciau i ddweud wrthyf a allai fy arian wneud yn well mewn cyfrif arall... Mae rhwymedigaeth gyfreithiol ar ddarparwyr ffonau symudol i ddweud wrthyf pa dariff sydd orau i mi\r\n... Yn aml, gallwch gael gwell bargeinion ar gynhyrchion ariannol os byddwch chi’n newid darparwr yn rheolaidd\r\n...Mae cyngor niwtral am ddim ar ddewis cynhyrchion ariannol ar gael, dim ond bod angen i chi wybod ble i ddod o hyd iddo\r",false]
[null,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people are aware that some saving and borrowing products have higher interest than others","Which of the following statements are true and which are false? \n\na) - It doesn't matter what kind of savings account you have, the interest rate is the same at all banks\n\nb) - There are some financial products which will give you a higher interest rate\n\nc) - If you negotiate with the bank, you can get a higher interest rate on your savings\n\nd) - All the saving products within the same bank offer the same interest rate","For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know","First, score each statement:\n\nFor b)\n1=6\n2=0\nDon't know=0\n\nFor a) c) and d)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 4 statements and divide by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D470","v":468},null,"Pa rai o'r datganiadau a ganlyn sy'n wir a pha rai sy'n ffug:\r\n\r\nDoes dim ots pa fath o gyfrif cynilo sydd gennych chi, mae’r gyfradd llog yr un fath ym mhob banc\r\nMae ambell gynnyrch ariannol yn rhoi cyfradd llog uwch i chi\r\nOs gwnewch chi drafod gyda'r banc, gallwch gael cyfradd llog uwch ar eich cynilion\r\nMae pob cynnyrch ariannol yn yr un banc yn cynnig yr un gyfradd llog",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities (14-16)","A) When you get money, how often do you save at least some of it. This might include putting it in a money box, bank account or giving it to someone to look after for you?\n\n\nB) How often do you spend that money on things you want?","For each question:\nCHOOSE ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\nDon’t know","First, score each question:\n\nA)\n1=6\n2=4\n3=2\n3=0\nDon't know=0\n\nB)\n1=0\n2=2\n3=4\n4=6\nDon't know=0\n\nThen, if asking both questions: add up the scores for both and divide by 2 to produce the final score for this indicator. Otherwise, use the score recorded at A) as the final score for this indicator.","Y","N",{"$f":"Questions!D471","v":469},null,"Pan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn cadw-mi-gei neu flwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod\r\n\r\n[Fe ddywedoch eich bod chi’n cynilo rhywfaint o arian bob amser/y rhan fwyaf o'r amser/rywfaint o'r amser rydych chi’n cael arian.] Pa mor aml ydych chi'n gwario'r arian hwnnw ar bethau rydych chi eu heisiau?\r\nSC\r\n\r\nBob tro rydw i'n cael arian\r\nY rhan fwyaf o'r adegau rydw i'n cael arian\r\nWeithiau\r\nByth\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11, 11-14, 14-16)","Suppose you are thinking of buying some new trainers.  Which of these comes closest to your view?","CHOOSE ONE ONLY\n1. It's always best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is always best to choose the cheapest ones you can get even if they won't last quite as long\nDon't know","1=0\n2=6\n3=0\nDon't know=3",0,"N",{"$f":"Questions!D472","v":470},null,"Rydych chi'n ystyried prynu esgidiau hamdden newydd.  Pa rai o’r rhain sydd agosaf at eich safbwynt?\r\n\r\n1. Mae'n well prynu brand adnabyddus a drud\r\n2. Mae'n werth ystyried brand llai costus os yw'n cynnig yr un safon\r\n3. Mae'n well dewis y rhai rhataf y gallwch chi eu cael, hyd yn oed os na fyddan nhw’n para mor hir",false]
[null,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14, 14-16)","A) How can you make sure you get a good deal when buying something?\n\n\nB) Why is it a good idea to shop around when picking where to buy something?\n","How can you make sure you get a good deal when buying something?\nA) CHOOSE ALL THAT APPLY\n1. Buy the first thing you see\n2. Compare prices in different shops or online\n3. Buy second hand\n4. Buy non-branded goods\n5. Only buy the things you really need\n6. Wait for things you want to go on sale\n7. Get someone else to buy it for you\nDon't know\n\n\nB) CHOOSE ALL THAT APPLY\n1.  You can find the same thing for different prices in different shops\n2. It is fun to shop around\n3. Some shops sell better quality items compared to others\n4. Shopping around can save you money (1 point)\nDon’t know","First, score each question:\n\nA)\nFor options 2 to 6, COUNT to a maximum of 5. Do not count options 1 or 7.\nThen apply the following to your count:\n0=0  1=1  2=2  3=4 4=5 5=6\nDon't know=0\n\nB)\nFor options 1, 3 and 4, COUNT to a maximum of 3. Do not count option 2.\nThen apply the following to your count:\n0=0  1=2  2=4  3=6 \nDon't know=0\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n",0,"N",{"$f":"Questions!D473","v":471},null,"Sut gallwch chi wneud yn si?r eich bod chi’n cael bargen dda wrth brynu rhywbeth?\r\n1. Prynu’r peth cyntaf welwch chi\r\n2. Cymharu prisiau mewn siopau gwahanol neu ar-lein (1 pwynt)\r\n3. Prynu’n ail law (1 pwynt)\r\n4. Prynu nwyddau heb frand (1 pwynt)\r\n5. Prynu pethau rydych chi eu hangen o ddifrif yn unig (1 pwynt)\r\n6. Aros nes bydd y pethau rydych chi eu heisiau i'w cael mewn arwerthiant (1 pwynt)\r\n7. Cael rhywun arall i’w brynu i chi\r\n8. Ddim yn gwybod (0 pwynt)\r\n\r\nPam mae'n syniad da siopa o gwmpas wrth ddewis ble i brynu rhywbeth?\r\n\r\n1.  Gallwch ddod o hyd i’r un peth am brisiau gwahanol mewn siopau gwahanol (1 pwynt)\r\n2. Mae'n hwyl siopa o gwmpas (0 pwynt)\r\n3. Mae rhai siopau yn gwerthu eitemau o ansawdd gwell o gymharu ag eraill (1 pwynt)\r\n4. Gall siopa o gwmpas arbed arian i chi (1 pwynt)\r\n5. Ddim yn gwybod (0 pwynt)",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the principles of budgeting and can develop a budget suited to their needs","How do you keep track of the money you get and the money you spend?","CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know","\n\nFirst, score each option:\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nThen, take the highest score you have assigned and use this as your final score for this indicator. ","Y","N",{"$f":"Questions!D474","v":472},null,"Sut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the principles of budgeting and can develop a budget suited to their needs","Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?","CHOOSE ONE ONLY\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\nDon't know","1=6\n2=3\n3=0\nDon't know=0",0,"N",{"$f":"Questions!D475","v":473},null,"Mae rhai pobl yn pennu cynllun ar gyfer sut byddan nhw’n gwario eu harian, ac nid ydi eraill yn gwneud hynny. Pa un o'r rhain sydd agosaf at eich safbwynt ar gynllunio ariannol?\r\n\r\n1. Mae'n well cofnodi'r arian sydd gennych chi a phopeth rydych chi’n ei wario i wneud yn si?r nad ydych chi’n mynd yn brin o arian\r\n2. Mae'n syniad da cadw llygad ar eich gwariant, ond nid yw'n werth poeni am ambell bunt yma ac acw\r\n3. Mae'n ormod o ymdrech cadw golwg ar wariant; os ydych chi’n mynd yn brin o arian, bydd yn rhaid i chi aros nes eich bod chi’n cael mwy",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use tools to help them budget (11-14, 14-16, 16-18)","\n\nA) \nDo you know how much money you have in total (including in your bank)?\n\n\nB) ASK IF HAS A BANK ACCOUNT AT FILTER 2.\nWhich of the following do you do with your bank account(s)?\n\n\n\n\n\n\n\n\n\n\nC) \nHow do you keep track of the money you get and the money you spend?\n\n\n\n\n\n\n\n\n\n\n","\n\nA) CHOOSE ONE ONLY\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nB) CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n\n\n\nC) CHOOSE ALL THAT APPLY\n1. Online budgeting tool\n2. Online bank account\n3. Spreadsheet\n4. Piece of paper\n5. In my head\n6. Checking my bank balance at a cash machine\n7. Reviewing my bank statements\n8. On a mobile app\n9. I don't keep track\nDon't know\n","First, score each question:\n\nA) \n1=0\n2=3\n3=6\nDon't know=0\n\nB)\n1=0\n2=0\n3=6\n4=6\n5=0\n6=6\n7=6\n8=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for B). \n\nC)\n1=6\n2=6\n3=5\n4=5\n5=1\n6=3\n7=3\n8=6\n9=0\nDon't know=0\n\nTake the highest score you have assigned and use this as your final score for C). \n\nThen, add up the scores for all questions you have asked and divide by 3 if you asked B) or divide by 2 if you did not ask B to produce the final score for this indicator.","Y","N",{"$f":"Questions!D476","v":474},null,"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):\r\nYdych chi'n gwybod faint o arian sydd gennych chi gyda’i gilydd? (OS OES CYFRIF BANC, RHOWCH [“gan gynnwys yn eich banc”])\r\nSC\r\n1. Nac ydw\r\n2. Ydw, yn fras\r\n3. Ydw, yn union\r\n\r\n\r\nSut ydych chi’n cadw golwg ar yr arian rydych chi’n ei gael a'r arian rydych chi'n ei wario?\r\nAML\r\n\r\nOfferyn cyllidebu ar-lein\r\nCyfrif banc ar-lein\r\nTaenlen\r\nDarn o bapur\r\nYn fy mhen (yn feddyliol)\r\nGwirio balans fy nghyfrif banc ar beiriant arian\r\nAdolygu fy nghyfriflenni banc\r\nAr app symudol\r\nNid ydw i'n cadw golwg\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the costs of living independently","Which of the following things do most adults pay for, and which do most adults get for free?\n\na) - Rent or mortgage\nb) - Electricity or gas at home\nc) - Water at home\nd) - Visits to a GP or hospital\ne) - Council tax\nf) - Internet at home\ng) - Borrowing a library book","For each statement:\n1. Pay for\n2. Get for free\nDon't know","\n\n\nFirst, score each statement:\n\nFor a), b), c), e) and f)\n1=6\n2=0\nDon't know=3\n\nFor d) and g) \n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for all 7 statements and divide by 7 to produce the final score for this indicator.","Y","N",{"$f":"Questions!D477","v":475},null,"Pa un o'r pethau canlynol yn y rhan fwyaf o oedolion yn talu am, ac sydd ddim rhan fwyaf o oedolion gael am ddim?\r\n\r\nRhent neu forgais\r\nTrydan neu nwy yn y cartref\r\nD?r yn y cartref\r\nYmweliadau â meddyg teulu neu ysbyty\r\nY dreth gyngor\r\nRhyngrwyd yn y cartref\r\nBenthyca llyfr llyfrgell\r\n\r\nTalu\r\nAm ddim\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11, 11-14, 14-16)","Looking at this example of a bank statement, how much money was in the account at the end of February? \n\nPlease give your answer to the nearest one pound (£)","AMOUNT in £\nDon't know","£61=6\nAny other amount=0\nDon't know=0","Y","Y-BSQ",{"$f":"Questions!D478","v":476},null,"BSQ: O edrych ar yr enghraifft hon o ddatganiad banc, faint o arian oedd yn y cyfrif ddiwedd mis Chwefror?\r\nTeipiwch eich ateb, i'r bunt agosaf__________________",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to read a payslip and understand the tax and NI contributions","Please look at this payslip shown. \n\nA) How much has Sally paid towards her retirement so far this year?\n\n\n\n\n\n\nB) How much was Sally paid this month before any tax or deductions were taken?\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. £100\n2. £320\n3. £2465.20\n4. £1000\n5. £200\nDon't know\n\nB) CHOOSE ONE ONLY\n1. £1950.88\n2. £2700\n3. £2000\n4. £27000\n5. £246.52\nDon't know","\nFirst, score each question:\n\nA)\n4=6\nAny other option=0\n\n\n\n\nB)\n2=6\nAny other option=0\n\n\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y","Y-PSQ",{"$f":"Questions!D479","v":477},null,"PSQ: Edrychwch ar slip cyflog hwn ac yna atebwch y cwestiynau isod.\r\nFaint mae Sally wedi ei dalu tuag at ei hymddeoliad hyd yma eleni?\r\n(SC)\r\n\r\n£100\r\n£320\r\n£2465.2\r0\n£1000\r\n£200\r\nDdim yn gwybod\r\n\r\nFaint o dâl gafodd Sally y mis hwn cyn treth a didyniadau?\r\n(SC)\r\n\r\n£1950.88\r\n£2700\r\n£2000\r\n£27000\r\n£246.52\r\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14, 14-16)","A) Does your bank account come with a card you can use to get cash from a cash point?\n\n\n\nB) Who looks after your bank card?\n\n\n\n\n\nC)  Which of the following should you do to keep your bank card PIN number safe? \n\n\n\n\n\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes \n2. No\nDon't know\n\nB) CHOOSE ONE ONLY\n1. You\n2. Someone else (e.g. your parents or other)\nDon't know\n\nC) CHOOSE ALL THAT APPLY\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it\nDon't know","\nFirst, score each question:\n\nA) Do not score\n\n\n\nB)\n1=6\n2=3\nDon't know=0\n\n\nC)\nFor options 3 to 5 , COUNT to a maximum of 3. For options 1 and 1, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=2  2=4  3=6\nDon't know=0\n\n\nThen, add up the scores for B) and C) and divide by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D480","v":478},null,"Os oes cyfrif banc:\r\n\r\n{Os ydi} Ydi eich cyfrif banc yn dod gyda cherdyn y gallwch chi ei ddefnyddio i gael arian o beiriant twll yn y wal?\r\nYdi \r\nNac ydi\r\nDdim yn gwybod\r\n\r\n{Os ydi} Pwy sy'n gofalu am eich cerdyn banc?\r\n1. Chi eich hun\r\n2. Rhywun arall (e.e. eich rhieni neu bobl eraill)\r\n\r\n{Os y chi} Pa rai o'r canlynol ddylech chi eu gwneud i gadw rhif PIN eich cerdyn banc yn ddiogel? Dewiswch yr holl atebion sy’n gywir yn eich barn chi\r\n1. Ysgrifennu eich PIN a'i gadw yn eich waled rhag ofn i chi ei anghofio\r\n2. Dweud wrth eich ffrind gorau beth ydi eich rhif PIN rhag ofn i chi ei anghofio\r\n3. Cadw eich PIN yn gyfrinach rhag pawb\r\n4. Cuddio’r bysellbad pan fyddwch chi’n rhoi eich rhif PIN mewn pwynt arian neu siop\r\n5. Newid eich rhif PIN os ydych chi’n credu bod rhywun wedi ei weld",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (11-14, 14-16)","\n\n\n\n\n\n\nWhich of the following do you do with your bank account?\n\n\n\n\n\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card (including contactless)\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. None of these\nDon't know\n","1=6\nAny other option=0\n\nTake the highest score as the final score for this indicator","Y","N",{"$f":"Questions!D481","v":479},null,"Pa rai o'r rhain rydych chi'n eu gwneud gyda'ch cyfrif(on) banc? AML-GOD\r\n1. Rhoi arian i mewn\r\n2. Cymryd arian allan\r\n3. Edrych ar ôl fy llyfr banc\r\n4. Gwirio balans fy nghyfrif\r\n5. Defnyddio cerdyn debyd\r\n6. Edrych ar y cyfrif ar-lein (bancio dros y rhyngrwyd)\r\n7. Edrych ar y cyfrif ar fy ffôn (bancio symudol)\r\n8. Mynd i mewn i'r banc\r\n\r\n(Rydw i’n gwneud hyn / dydw i ddim yn gwneud hyn)\r\n\r\nGOFYN I BAWB SYDD AG ARIAN (CODAU 2-6 yn y cwestiwn cyntaf):  \r\nPan fyddwch chi’n cael arian, pa mor aml fyddwch chi'n cynilo o leiaf rywfaint ohono, [er enghraifft, drwy ei roi mewn blwch arian neu yn eich cyfrif banc]?\r\nDEWIS UN YN UNIG\r\n1. Bob tro rydw i'n cael arian\r\n2. Y rhan fwyaf o'r adegau rydw i'n cael arian\r\n3. Weithiau\r\n4. Byth\r\n5. Ddim yn gwybod ",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)","Why is it good to save up for something you want to buy?","CHOOSE ALL THAT APPLY\n1. Saving up for things yourself will help you learn money management for when you are older \n2. Other people may not have money to spare or may get annoyed if you ask them for money \n3. Saving up for something will mean you are less likely to make 'impulse buys'\n4.  Saving up makes you more likely to buy thing you really want or need \n5.  You can spend the money you have saved on something else if you want to\n6. To stop you getting into debt \nDon't know","First, score each option:\n1=2\n2=1\n3=1\n4=1\n5=1\n6=2\nDon't know=0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D482","v":480},null,"Pam mae'n syniad da cynilo ar gyfer rhywbeth rydych chi eisiau ei brynu?\r\n1. Bydd cynilo am bethau eich hunan yn eich helpu i ddysgu rheoli arian ar gyfer pan fyddwch chi’n h?n (2 bwynt)\r\n2.  Efallai na fydd gan bobl eraill arian i’w sbario/ efallai y byddan nhw’n mynd yn flin os byddwch yn gofyn iddyn nhw am arian (1 pwynt)\r\n3. Bydd cynilo am rywbeth yn golygu eich bod chi’n llai tebygol o brynu’n fympwyol/ yn eich gwneud chi’n fwy tebygol o brynu beth rydych chi ei eisiau neu ei angen o ddifrif (1 pwynt)\r\n4. Gallwch wario'r arian rydych chi wedi ei gynilo ar rywbeth arall os ydych chi eisiau\r\n4. I'ch atal rhag mynd i ddyled (2 bwynt)",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)","Peter  goes to a shop with his parents. He sees a jumper he would really like to buy. The jumper costs £15.  Peter only has £10 right now, but next week he will get some more money.  \n\nA) What should Peter do in this situation?\n\n","\nCHOOSE ONE ONLY\n1. Ask his parents for more money so he can buy the jumper straight away\n2. Buy the jumper next week when he gets more money\nDon't know","1=0\n2=6\nDon't know=0",0,"N",{"$f":"Questions!D483","v":481},null,"Mae Tristan yn mynd i siop gyda'i rieni. Mae'n gweld cap y byddai o ddifrif yn hoffi ei brynu. Mae’r cap yn costio £15.  Dim ond £10 sydd gan Tristan ar hyn o bryd, ond yr wythnos nesaf bydd yn cael ei arian poced.  A ddylai Tristan:\r\n1. Gofyn i'w rieni am ragor o arian er mwyn iddo allu prynu'r cap yn awr: neu\r\n2. Prynu'r cap wythnos nesaf pan fydd yn cael ei arian poced\r\n\r\nBeth fyddech chi'n ei wneud yn sefyllfa Tristan?\r\n1. Gofyn i'ch rhieni am yr arian fel y gallwch brynu'r cap ar unwaith\r\n2. Prynu’r cap mewn wythnos pan fydd gennych chi fwy o arian",false]
[null,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand the value of saving for the future (14-16)","How important do you think it is for you to save up your money for the future in general?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know=3",0,"N",{"$f":"Questions!D484","v":482},null,"Pa mor bwysig yn eich barn chi ydi hi i gynilo eich arian ar gyfer y dyfodol yn gyffredinol?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl",false]
[null,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand the main types of financial fraud and how to protect themselves from it","\n\nA) Which of the following statements are true and which are false? \n\na) - It is important to keep your bank details, PIN and passwords secret.\nb) - Your bank may email you sometimes to ask for your PIN. \nc) - Criminals often pretend to be banks or other organisations to scam people\nd) - Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\ne) - Criminals can copy bank cards by using machines that look like ATMs or card payment machines\nf) - It is always safe to use a cash machine, even if it looks damaged or unusual\n\nB) How much do you agree with the following statements?\n\na) - I never open attachments from unknown email senders \nb) - I always lock my phone/ tablet/ laptop when I am not using it\nc) - I pick passwords  that will be difficult to break (long ones with both numbers and letters)\nd) - I never tell other people what my passwords are\ne) - I have anti-virus software  on my computer\nf) - I am careful about what information I publish about myself online and on social media\n","\n\nA) For each statement:\nCHOOSE ONE ONLY\n1. True\n2. False\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\nDon't know\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA) Score each statement:\nFor a) c) d) and e):\n1=6\n2=0\nDon't know=0\n\nFor b) and f):\n1=0\n2=6\nDon't know=0\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score for A).\n\n\n\n\nB) Score each statement:\n1=6\n2=4\n3=3\n4=2\n5=0\nDon't know=3\n\nAdd up the scores for all 6 statements and divide by 6 to produce the final score forB).\n\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n",0,"N",{"$f":"Questions!D485","v":483},null,"Dywedwch a ydi'r datganiadau hyn yn wir ynteu gau (Gwir/ Gau/ Ddim yn gwybod)\n1. Mae'n bwysig cadw eich manylion banc, PIN a chyfrineiriau yn gyfrinachol.\n2. Efallai y bydd eich banc yn anfon neges e-bost atoch chi weithiau i ofyn am eich PIN. \n3. Mae troseddwyr yn aml yn esgus bod yn fanciau neu sefydliadau eraill i sgamio pobl\n4. Nid ydi pobl swyddogol, fel banciau a swyddogion yr heddlu, byth yn gofyn am fanylion banc (fel eich PIN) dros y ffôn neu e-bost\n5. Gall troseddwyr gopïo cardiau banc drwy ddefnyddio peiriannau sy'n edrych fel ATM neu beiriannau talu â cherdyn\n6. Mae hi bob amser yn ddiogel defnyddio peiriant arian parod, hyd yn oed os ydi o'n edrych yn anarferol neu wedi ei ddifrodi\n\nI ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn? \n\n- Dydw i byth yn agor atodiadau gan anfonwyr e-bost anhysbys\n- Rydw i bob amser yn cloi fy ffôn/ cyfrifiadur tabled/ gliniadur pan nad ydw i'n ei ddefnyddio\n- Rydw i'n dewis cyfrineiriau fydd yn anodd eu trechu (rhai hir gyda rhifau a llythrennau)\n- Dydw i byth yn dweud wrth bobl eraill beth ydi fy nghyfrineiriau\n- Mae gen i feddalwedd gwrth-firws ar fy nghyfrifiadur\n- Rydw i’n ofalus o ran yr wybodaeth rydw i’n ei chyhoeddi amdanaf fy hun ar-lein ac ar y cyfryngau cymdeithasol\n\nAnghytuno'n gryf\nAnghytuno ychydig\nDdim yn cytuno nac yn anghytuno\nCytuno ychydig\nCytuno'n gryf\nDdim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14, 14-16)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   ","AMOUNT in £\nDon’t know","£102=6\nAny other amount=0\nDon't know=0","Y","N",{"$f":"Questions!D486","v":484},null,"Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?   \r\nRHOWCH Y SWM\r\n  Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can understand the impact of inflation and depreciation on their money (14-16)","Suppose the inflation rate is 5% and the interest rate you get on your savings is 3%. Will you be able to buy more, less or the same amount with your savings in a year's time as you could buy now?\n","CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know","1=0\n2=0\n3=6\nDon't know=0","Y","N",{"$f":"Questions!D487","v":485},null,"Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, bydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n(SC)\r\n\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod",false]
[null,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14, 14-16)","Suppose that Greg gets £6.00 a week allowance. How long would it take Greg to save up his allowance to buy something that costs £26?","CHOOSE ONE ONLY\n1. Two weeks\n2. Three weeks\n3. Four weeks\n4. Five weeks\n5. Six weeks\nDon't know \n","4=6\nAny other option=0",0,"N",{"$f":"Questions!D488","v":486},null,"Mae Greg yn cael £6.00 yr wythnos o arian poced. Pa mor hir fyddai'n ei gymryd i Greg gynilo ei arian poced i brynu rhywbeth sy'n costio £26?",false]
[null,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know where to go for advice, guidance and tools about their financial situation, in person, by phone and using digital resources","If you needed advice about money, who would you go to?\n\n\n\n\n\n","CHOOSE ALL THAT APPLY\n1. Parents (guardians or carers)\n2. Friends\n3. Other family members\n4. Teachers\n5. Other adults (e.g. youth workers, work colleagues)\n6. Online (e.g. YouTube, Money Saving Expert)\n7. A bank, building society or other financial organisation\n8. TV programmes\n9. Someone else (specify)\n10. I would not ask for advice about money\nDon't know","First, score the response options selected:\n\n1=2\n2=1\n3=2\n4=2\n5=2\n6=2\n7=2\n8=1\n9=assign the nearest appropriate score\n\nThen, add up the scores to a maximum of 6, and apply the following to give the final score:\n0=0  1=1  2=2  3=3  4=4  5=5  6=6\n10=Immediately score 0\nDon't know=Immediately score 3\nUser-added options = assign the nearest appropriate score and include in count.","Y","N",{"$f":"Questions!D489","v":487},null,"Pe baech chi angen cyngor ar arian, pwy fyddech chi'n eu holi?\r\n\r\nAML\r\n\r\nNid ydw i'n gofyn am gyngor ynghylch arian (SC)\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod (SC)",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14, 14-16)","How important are each of the following to you?\n\na) - To get a job after you finish education.\n\nb) - To be rich when you are a grown-up.","\nFor each statement:\nCHOOSE ONE ONLY \n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know\n","First score each statement:\nFor a)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nFor b)\n1=3\n2=2\n3=1\n4=0\nDon't know = 3\n\nThen, add up the scores for both  statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D490","v":488},null,"Pa mor bwysig i chi yw...\r\n\r\n...cael swydd pan fyddwch chi'n gorffen eich addysg?\r\n...peidio â bod angen arian eich rhieni pan fyddwch chi’n oedolyn (bod yn annibynnol)?\r\n\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have (7-11, 11-14, 14-16)","How much do you agree with the following statements?  \n \n- Young people who do well at school find it easier to get good jobs when they grow up\n\n- 'Spending money on education is an investment in my future'\n\n","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","\n\nFirst, score each statement:\n\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D491","v":489},null,"Mae pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nMae gwario arian ar addysg yn fuddsoddiad yn fy nyfodol\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod ",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14, 14-16)","How much do you agree with the following statements?  \n \n- Young people who do well at school find it easier to get good jobs when they grow up\n\n- 'Spending money on education is an investment in my future'\n\n","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree \nDon’t know","\n\nFirst, score each statement:\n\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for both statements and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D492","v":490},null,"Mae pobl ifanc sy'n gwneud yn dda yn yr ysgol yn ei chael yn haws cael swyddi sy'n talu'n dda pan fyddan nhw’n h?n\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r\n\r\n\r\nMae gwario arian ar addysg yn fuddsoddiad yn fy nyfodol\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno ychydig\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno ychydig\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod ",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people know where to find out information on whether they are entitled to benefits and how to claim them","Which of the following could someone go to if they wanted to find information on whether they are entitled to benefits?","CHOOSE ALL THAT APPLY\n1. Parents (guardian or carer)\n2. Job Centre\n3. Local Council\n4. Staff at school/college\n5. Internet\n6. Citizens Advice Bureau/ local charity\n7. None of these\nDon't know","\n\nFirst, score each option:\n1=1  \n2=2  \n3=2  \n4=1  \n5=1\n6=2\n7=0\nDon't know = 0\n\nThen, add together all of the scores you have assigned to a maximum of 6 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D493","v":491},null,"At ba rai o'r canlynol allai rhywun droi os oedden nhw eisiau dod o hyd i wybodaeth ynghylch a oes ganddyn nhw hawl i fudd-daliadau?\r\nDewiswch bob un sy'n gymwys:\r\nRhieni\r\nCanolfan Waith\r\nCyngor Lleol\r\nStaff yr ysgol/coleg\r\nY Rhyngrwyd\r\nCanolfan Cyngor ar Bopeth/ elusen leol",false]
[null,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people know where to find out information on whether they are entitled to benefits and how to claim them","A) Do  you think some people can claim benefits from the government when they are unemployed and looking for work?\n\n\nB) Do you think some people can claim benefits from the government when they are unwell and unable to work?\n","For each question\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n","\n\n\nFirst, score each question:\n\n1=6\n2=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D494","v":492},null,"Ydych chi'n meddwl y gall pobl hawlio budd-daliadau gan y llywodraeth pan fyddan nhw’n ddi-waith ac yn chwilio am waith?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nYdych chi'n meddwl y gall pobl hawlio budd-daliadau gan y llywodraeth pan fyddan nhw’n ddi-waith ac yn methu gweithio?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod",false]
[null,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (5-7, 7-11, 11-14, 14-16)","Now for a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. What is the correct name for each of the following statements?\n\na) - Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\nb) - The process of transferring goods and services from the seller to the buyer\nc) - Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\nd) - Paying someone famous to put their name and face to goods and services and help to sell them\n","For each statement:\nCHOOSE ONE ONLY\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n5. None of these\nDon't know","First score each statement:\n\nFor a):\n1=6\nAny other option=0\n\nFor b):\n5=6\nAny other option=0\n\nFor c):\n3=6\nAny other option=0\n\nFor d):\n4=6\nAny other option=0\n\nThen, add up the scores for all 4 statements and divide the result by 4 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D495","v":493},null,"Amser am gwis bach:\nMae cwmnïau yn defnyddio llawer o wahanol ffyrdd o gael pobl i wario arian ar eu nwyddau a'u gwasanaethau. Allwch chi baru rhai o'r ffyrdd hyn â'u henwau? \n\n1. Hysbysebu\n2. Marchnata\n3. Gosod cynnyrch\n4. Arnodiadau gan enwogion\n\n- Rhoi lluniau ac enghreifftiau o gynnyrch lle gall llawer o bobl ei weld (e.e. ar y teledu, mewn cylchgronau neu ar y cyfryngau cymdeithasol)\n- Trosglwyddo nwyddau a gwasanaethau o’r gwerthwr i'r prynwr\n- Hyrwyddo nwyddau a gwasanaethau drwy ffilmiau, teledu neu’r cyfryngau cymdeithasol (e.e. rhywun yn defnyddio math penodol o ffôn clyfar mewn ffilm)\n- Talu rhywun enwog i gysylltu eu henw a’u wyneb â nwyddau a gwasanaethau a helpu i'w gwerthu\n\n(os ar-lein) Llusgo a gollwng\n(os ar bapur) Tynnwch linell rhwng y disgrifiad a’r enw",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)","Tax is money that the Government takes from the money that people earn. What is tax for?","CHOOSE ALL THAT APPLY\n1. To pay for things like hospitals and roads\n2. To make sure people don't earn too much\n3. To pay for lottery prizes\n4. To pay for police and schools\n5. To pay for supermarkets\n6. None of these\nDon't know","For options 1 and 4, COUNT to a maximum of 2. For options 2, 5 and 6, COUNT to a maximum of 3. Subtract the second from the first number (e.g. 1-3) and appply the following to the new number:\n0 or less=0  1=3  2=6\nOption 6=0\nDon't know=0",0,"N",{"$f":"Questions!D496","v":494},null,"Treth ydi arian mae'r Llywodraeth yn ei gymryd o'r arian y mae pobl yn ei ennill. Beth ydi pwrpas trethi?\r\n\r\nTalu am bethau fel ysbytai a ffyrdd\r\nGwneud yn si?r nad ydi pobl yn ennill gormod\r\nTalu am wobrau loteri\r\nTalu am yr heddlu ac ysgolion\r\nTalu am archfarchnadoedd",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)","The amount of money people take home from their job is less than they actually earn. Which of the following can be reasons for this?","CHOOSE ALL THAT APPLY\n1. National insurance\n2. Income tax \n3. Property tax \n4. Private medical insurance contributions\n5. Share options in an employer\n6. VAT (value added tax )\n7. Student loan repayments\n8. None of these\nDon't know","For options 1,2,4, 5 and 7, COUNT to a maximum of 5. For options 3 and 6, COUNT to a maximum of 2. Subtract the second from the first number (e.g. 3-1) and appply the following to the new number:\n0 or less=0  1=1 2=2  3=3 4=4 5=6\nOption 6=0\nDon't know=0",0,"N",{"$f":"Questions!D497","v":495},null,"Mae faint o arian mae pobl yn mynd adref gyda nhw o’u gwaith yn llai na'r hyn maen nhw’n ei ennill mewn gwirionedd. Pa un o’r canlynol sy’n disgrifio orau pam mae hyn yn wir?\r\n\r\n1.  Yswiriant gwladol a threth incwm*\r\n2.  Treth incwm, treth eiddo a chyfraniadau yswiriant meddygol preifat\r\n3.  Yswiriant gwladol, dewisiadau cyfranddaliadau mewn busnes, TAW (treth ar werth)\r\n4. Yswiriant gwladol, treth incwm ac ad-daliadau benthyciad myfyriwr *",false]
[null,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14, 14-16)","\n\nA) Do adults always have to pay tax on the income they earn?\n\n\n\nB) Is the following statement true, or is it it false? \n\n- The first part of the money your earn is tax free. \n\n\nC) If the income you make from all sources is under £11, 500 do you have to pay Income Tax on it?\n\n\n","\nA) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. True \n2. False \nDon't know\n\n\nC) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n\n","First, score each question\n\nA)\n1=0\n2=6\nDon't know=0\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=0\n2=6\nDon't know=0\n\nThen, add up the scores for all 3 questions and divide the result by 3 to produce the final score for this indicator.",0,"N",{"$f":"Questions!D498","v":496},null,"Oes rhaid i oedolion dalu treth ar yr incwm maen nhw’n ei ennill bob amser?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\n\r\nMae rhan gyntaf yr arian rydych chi'n ei ennill yn ddi-dreth.\r\n1. Gwir\r\n2. Gau\r\n\r\nOs ydi'r incwm gewch chi o bob ffynhonnell yn llai na £11,000 oes rhaid i chi dalu Treth Incwm ar hynny?\r\n1. Oes\r\n2. Nac oes\r\n3. Ddim yn gwybod",false]
[null,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","Do you have GCSE English grade A*-C, 4-9 or equivalent? This might include the equivalent grades from National Awards in Scotland and the International Baccalaureate.\n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D499","v":497},null,"Pa rai o’r cymwysterau a ganlyn sydd gennych chi?\r\nAML\r\n\r\nHND\r\nHNC\r\nSafon Uwch gradd A-E\r\nSafon Uwch Gyfrannol gradd A-E\r\nUwch Gymwysterau'r Alban gradd A-C\r\nTGAU\r\nRhywbeth arall\r\nNid oes gennyf gymwysterau hyd yn hyn\r\nDdim yn gwybod\r\n\r\nOes gennych chi…?\r\n\r\nTGAU Saesneg gradd A*-C\r\n\r\nOes\r\nNac oes",false]
[null,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","Do you have GCSE Maths grade A*-C, 4-9 or equivalent?  This might include the equivalent grades from National Awards in Scotland and the International Baccalaureate.\n\n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n1=6\n2=0\nDon't know=3",0,"N",{"$f":"Questions!D500","v":498},null,"Pa rai o’r cymwysterau a ganlyn sydd gennych chi?\r\nAML\r\n\r\nHND\r\nHNC\r\nSafon Uwch gradd A-E\r\nSafon Uwch Gyfrannol gradd A-E\r\nUwch Gymwysterau'r Alban gradd A-C\r\nTGAU\r\nRhywbeth arall\r\nNid oes gennyf gymwysterau hyd yn hyn\r\nDdim yn gwybod\r\n\r\nOes gennych chi…?\r\n\r\nTGAU Mathemateg gradd A*-C\r\n\r\nOes\r\nNac oes",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D501","v":499},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D502","v":500},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D503","v":501},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","There is no standard question for this indicator","There are no standard response options for this indicator","Score test results/grades from 0 (low capability) to 6 (high capability). Always apply a standard scoring system to all young adults from the same age cohort and maintain the same system if you collect data more than once.",0,"N",{"$f":"Questions!D504","v":502},null,"Defnyddiwch brofion Mathemateg/Saesneg wedi eu safoni os oes rhai ar gael (neu defnyddiwch wybodaeth sy'n bodoli’n barod ar raddau ysgol os caiff ymyriad ei gynnal mewn ysgolion)",false]
[null,"Ability","Basic skills","Digital literacy","Young people are able to use financial/money-related online services eg. forms, tools, emails, and online banking","A) Do you have access to the internet, at home or anywhere else?\n\n\n\n\nB) I’d like to ask you about different commercial transactions people do in their everyday lives like banking or shopping. How easy do you find it to use the internet for each of the following? \n\na) - Buying a product online\nb) - Making travel reservations/bookings\nc) - Paying bills\nd) - Using your bank’s online services\ne) - Comparing products and services\nf) - Ordering groceries or food online\ng) - Selling things online\nh) - Finding the location of a house, office, store or restaurant \n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know\n\n\nB) For each statement:\nCHOOSE ONE ONLY\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Impossible\nDon't know\n\n\n\n\n\n\n\n","A)\n1=Ask B\n2=Immediately score 0 for this indicator\nDon't know= Immediately score 0 on this indicator\n\nB) \nFirst, score each statement\n1=6\n2=4\n3=2\n4=1\n5=0\nDon't know=3\n\nThen, add up the scores for all 8 statements at B) and divide the result by 8 to produce the final score for this indicator.\n\n\n\n",0,"N",{"$f":"Questions!D505","v":503},null,"Ydych chi'n gallu defnyddio'r rhyngrwyd gartref neu yn rhywle arall?\r\nYdw\r\nNac ydw\r\nDdim yn gwybod\r\n\r\nOS OES GENNYCH FYNEDIAD\r\nHoffwn i chi feddwl am drafodion masnachol gwahanol y mae pobl yn eu gwneud yn eu bywydau bob dydd, fel bancio neu siopa. Pa mor hawdd ydych chi'n ei chael i ddefnyddio'r rhyngrwyd ar gyfer y dibenion a ganlyn?\r\na) Prynu cynnyrch ar-lein\r\nb) Gwneud trefniadau/archebion teithio\r\nc) Talu biliau\r\nch) Defnyddio gwasanaethau ar-lein eich banc\r\nd) Cymharu cynhyrchion a gwasanaethau\r\nf) Archebu nwyddau neu fwyd ar-lein\r\ng) Gwerthu pethau ar-lein\r\nh) Dod o hyd i leoliad t?, swyddfa, siop neu fwyty\r\n\r\n1. Sawl gwaith y diwrnod\r\n2. Bob dydd\r\n3. Bob wythnos\r\n4. Bob mis\r\n5. Llai aml na bob mis\r\n6. Byth\r\n7. Ddim yn gwybod",false]
[null,"Ability","Other","Wellbeing",null,"To what extent do you agree with the following statement?\n\n- 'Thinking about money makes me anxious'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know\n","\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n ","Y","N",{"$f":"Questions!D506","v":504},null,"I ba raddau ydych chi'n cytuno â'r canlynol\r\n\r\nMae meddwl am arian yn gwneud i mi deimlo'n bryderus\r\n\r\nAnghytuno'n gryf\r\nAnghytuno ychydig\r\nDdim yn cytuno nac yn anghytuno\r\nCytuno ychydig\r\nCytuno'n gryf\r\nDdim yn gwybod",false]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,0,"N",null,null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",true]
[null,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)",null,0,"N",null,null,"Ydych chi'n meddwl bod eich rhieni yn hoffi clywed am eich syniadau fel arfer? (Ydw / Nac ydw / Ddim yn gwybod)\r\n\r\nPan fydd yn rhaid i chi ddweud pethau o flaen athrawon, ydych chi fel arfer yn teimlo'n swil? (Ydw/Nac ydw/Ddim yn gwybod)\r\n\r\nOes yna lawer o bethau amdanoch chi eich hun yr hoffech chi eu newid? (Oes/Nac oes/Ddim yn gwybod)\r\n\r\nMae gen i hunan-barch uchel (graddfa 7 pwynt o Ddim yn wir iawn ohonof i yn wir iawn o fi)",true]
[null,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know where to go for advice, guidance and tools about their financial situation, in person, by phone and using digital resources","And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice",null,null,"Y","N",null,null,"A phwy fyddai fwyaf defnyddiol?\r\n\r\nSENGL\r\n\r\nFy rhieni neu fy ngofalwyr\r\nFy ffrindiau\r\nFy athrawon\r\nAelodau eraill o'r teulu\r\nOedolion eraill\r\nAr-lein (er enghraifft - Youtube, Money Saving Expert)\r\nBanc, cymdeithas adeiladu neu sefydliad ariannol arall\r\nRhaglenni teledu\r\nDdim yn gwybod\r\nNi fyddai’r un ohonyn nhw’n rhoi cyngor defnyddiol",true]

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[]
[]
[null,"Children, Young People and Parents Outcomes Framework & Question Bank"]
[null,"Parents"]
[null,"Please select the first question for each indicator / Dewiswch y cwestiwn cyntaf ar gyfer pob dangosydd"]
[]
[null,"Area","Higher level outcome","Lower level outcome","Indicator","Question","Response Options","Scoring Instructions",{"$f":"'6'!I8","v":"CYP \nFinCap"},"Question",null,"Question (Welsh)"]
[null,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents recognise that money management is an important life skill",null,"How important are money management skills?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D507","v":505},null,"Barn ar sgiliau rheoli arian...\r\n1. Pwysig iawn\r\n2.  Eithaf pwysig\r\n3.  Dim barn y naill ffordd na'r llall\r\n4.  Ddim yn bwysig iawn\r\n5.  Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour","Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)","A) How much do you agree with the following statement?\n\n- Children grow up to be like their parents/carers are with their money.\n\nB) At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n - Talk about how money is used in the family, e.g. paying for heating\n\n - Explain the difference between price and the value of things\n\n- Teach the importance of saving\n\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n - Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money","A) CHOOSE ONE ONLY\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree \n5. Strongly disagree\nDon't know\n\nB)  For each statement:\nCHOOSE ONE ONLY\n1. Under 5\n2. 5-7\n3. 8-11 \n4. 12-15\n5. 16-18\n6. Parents/carers shouldn't do this \nDon't know","First, score each statement:\nA)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nB)\nScore each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=0\nDon't know = 3\n\nAdd up the scores for all 9 statements and divide by 9 to produce a score for B).\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.","Y (Q1, Q2 amended version: 3rd, 4th, 6th, 7th, 8th and 9th statements are used)",{"$f":"Questions!D508","v":506},null,"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau a ganlyn?\r\nMae plant yn tyfu i fyny i fod fel eu rhieni/gofalwyr o ran ymdrin ag arian\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf)\r\n\r\n\r\nYm mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i fod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)",false]
[null,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour","Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)","How much do you agree with the following statement? \n\n- How you manage your money now will influence how your child manages their money in the future.","CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know","1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3",0,{"$f":"Questions!D509","v":507},null,"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiad a ganlyn? Bydd y ffordd rydych chi'n rheoli eich arian yn awr yn dylanwadu ar sut mae eich plentyn yn rheoli ei arian yn y dyfodol.\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n[6. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents think it is important that they help their children develop money management skills, including budgeting and saving and avoiding problem debt",null,"How important is it to help your children  learn how to manage their money?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",null,{"$f":"Questions!D510","v":508},null,"Pa mor bwysig ydi hi i helpu eich plant i ddysgu sut i reoli eu harian?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents think it is important to support the learning their children receive about money outside of the home, e.g. in school",null,"How important is it for parents to  support their children  learn about money through their school work?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D511","v":509},null,"Pa mor bwysig ydi hi i rieni gefnogi eu plant i ddysgu am arian drwy eu gwaith ysgol?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents have absorbed the key messages provided in the intervention",null,"What can parents do to help children develop good money management skills?\n","POSSIBLE RESPONSES (DO NOT PROMPT)\n1. Parents give children their own money\n2. Parents give a set amount of money to children and stick to it\n3. Parents act as role models in how they manage their own money\n4. Parents talk to children  about saving, budgeting and the role of money in society\n5. Parent praise children for managing money well\n6. Parents positively comment on others who are good with money etc\nDon't know\n\n","For options 1 to 6, COUNT to a maximum of 3, then apply the following to your count: \n0=0 1=2  2=4  3=6\nDon't know=0\n\nUser-added options=include within count",0,{"$f":"Questions!D512","v":510},null,"Beth all rhieni ei wneud i helpu eu plant i ddatblygu sgiliau rheoli arian da?\r\n\r\nCWESTIWN AGORED:\r\n\r\nNODYN GWEINYDDU: Dylid datblygu rhestr o ymatebion derbyniol y gellir eu codio, yn seiliedig ar gynnwys yr ymyriad / prif amcanion y cwrs. Gallai hyn gynnwys pwyntiau a ddyrennir ar gyfer pob un o'r canlynol (nid yw'r rhestr a ganlyn yn hollgynhwysfawr]:\r\n- Rhieni yn rhoi arian i’r plant\r\n- Rhieni yn rhoi swm penodol o arian i blant a chadw at y swm hwnnw\r\n- Rhieni yn gweithredu fel modelau rôl o ran sut maen nhw’n rheoli eu harian eu hunain\r\n- Rhieni yn siarad gyda phlant am gynilo, cyllidebu a rôl arian yn y gymdeithas\r\n- Rhieni yn canmol plant am reoli arian yn dda\r\n- Rhieni yn gwneud sylwadau cadarnhaol am bobl eraill sydd yn fedrus gydag arian ac ati\r\n\r\nYna, dylid pennu system sgorio a’i chymhwyso e.e.:\r\n0- Ni ddarparwyd ateb / Ni chrybwyllwyd cynnwys cwrs\r\n1- Nododd y rhieni 1 peth y gallen nhw ei wneud\r\n2- crybwyllodd y rhieni 2-3 o bethau y gallen nhw ei wneud\r\n3- crybwyllodd y rhieni 4 neu ragor o bethau y gallen nhw ei wneud",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that it is best to start teaching children about money management from a young age (3+)",null,"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n-  Talk about how money is used in the family, e.g. paying for heating\n\n-  Explain the difference between price and the value of things\n\n-   Teach the importance of saving\n\n-  Give them their own spending money / allowance\n\n-  Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money","For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know","First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 9 statements and divide by 9 to produce the final score for this indicator.","Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)",{"$f":"Questions!D513","v":511},null," Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that it is best to start teaching children about money management from a young age (3+)",null,"At what age is it best to start to teach children about money management?","CHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know","\n1=6\n2=4\n3=2\n4=0\n5=0\n6=0\n7=0\nDon't know=3",0,{"$f":"Questions!D514","v":512},null,"Pa oedran yw’r gorau i ddechrau addysgu plant am reoli arian?\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n[8. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that children develop many financial habits and attitudes between the ages of 3 - 7",null,"At what age do children start to develop habits related to money and spending?","CHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know","\n1=6\n2=4\n3=2\n4=0\n5=0\n6=0\n7=0\nDon't know=3","Y (amended version: question wording is slightly different)",{"$f":"Questions!D515","v":513},null,"Ar ba oedran mae plant yn dechrau datblygu arferion sy'n gysylltiedig ag arian a gwariant?\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n[8. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents understand the best time to introduce specific financial concepts, products and issues to their children",null,"A) At what age do you think  children can start  saving their own money?\n\nB) At what age do you think  children can start learning about how set a budget ?\n\nC) At what age do you think it is important for children to start learning about debt and borrowing?\n\nD) At what age do you think it is important to start talking to children about how to spend money wisely?","For each question:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\nDon't know","First, score each question:\n\n1=6\n2=5\n3=4\n4=3\n5=2\n6=1\n7=0\nDon't know=3\n\nThen, add up the scores for the 4 questions and divide by 4 to produce the final score for this indicator.",0,{"$f":"Questions!D516","v":514},null,"Ar ba oedran ydych chi'n meddwl y gall plant ddechrau cynilo eu harian eu hunain?\r\n\r\n\r\nAr ba oedran ydych chi'n meddwl y gall plant ddechrau dysgu am sut i bennu cyllideb?\r\n\r\nAr ba oedran ydych chi'n meddwl mae hi'n bwysig i blant ddechrau dysgu am ddyledion a benthyca?\r\n\r\n\r\nAr ba oedran ydych chi'n meddwl mae hi'n bwysig dechrau siarad gyda phlant am sut i wario arian yn ddoeth?\r\n\r\nDEWISIADAU ATEB I BOB UN\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n8. Ddim yn gwybod",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents understand the best time to introduce specific financial concepts, products and issues to their children",null,"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n- Talk about how money is used in the family, e.g. paying for heating\n\n-  Explain the difference between price and the value of things\n\n-  Teach the importance of saving\n\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money","For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know","First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 9 statements and divide by 9 to produce the final score for this indicator.","Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)",{"$f":"Questions!D517","v":515},null,"Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents understand the best time to introduce specific financial concepts, products and issues to their children",null," At what age do you feel it is appropriate to share the following kinds of financial information with your child or to involve the child in the activity? \n\n- Receiving an allowance\n\n- Using a current account\n\n- Opening a savings account\n\n- Having a clothing budget\n\n- Family monthly living costs\n\n- Family income\n\n- Keeping records of family income\n\n- Taking major financial decisions\n\n- Being fully responsible for current account\n\n- Earning all own income\n\n- Being responsible for own credit card","For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. From age 17\n9. From age 18\n10. From age 21\n11. From age 25\n12. Older than this\n13. Never\nDon’t know","Record the option chosen at pre- and post-intervention.\n\nAt post-intervention, first count 1 for each statement showing any improvement (i.e. any lower response option or younger age) at post-intervention, and add these together. Separately count 1  for each statement showing any reversal (i.e. a higher response option or older age group) and add these together.\n\nThen, subtract the second number  from the first one. Cap the resulting score to a maximum of 6 and a minimum of -6 and use this as the final score at post-intervention for this indicator:",0,{"$f":"Questions!D518","v":516},null," Ar ba oedran ydych chi'n teimlo mae hi’n briodol rhannu’r mathau a ganlyn o wybodaeth ariannol gyda'ch plentyn neu gynnwys y plentyn yn y gweithgarwch?\r\nDewisiadau ateb:\r\n1. O 3 oed ymlaen\r\n2. O 5 oed ymlaen\r\n3. O 7 oed ymlaen\r\n4. O 9 oed ymlaen\r\n5. O 11 oed ymlaen\r\n6. O 13 oed ymlaen\r\n7. O 15 oed ymlaen\r\n8. O 17 oed ymlaen\r\n9. O 18 oed ymlaen\r\n10. O 21 oed ymlaen\r\n11. O 25 oed ymlaen\r\n12. H?n na hynny\r\n13. Byth\r\n14. Ddim yn gwybod\r\nCael lwfans\r\nCael cyfrif cyfredol\r\nAgor cyfrif cynilo\r\nCyfrifol am gyllideb dillad\r\nGwybod am gostau byw misol y teulu\r\nCael gwybod beth ydi incwm y teulu\r\nHelpu i gadw cofnodion o incwm y teulu\r\nTrafod penderfyniadau ariannol mawr\r\nYn gwbl gyfrifol am y cyfrif cyfredol\r\nEnnill ei holl incwm ei hun\r\nYn gyfrifol am ei gerdyn credyd ei hun",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident in helping their children to learn about money and develop money management skills",null,"Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) - 'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'I know what age I should start talking to my child / children about how money works'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know","First, score each statement:\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator.","Y (1st, 3rd and 4th statements)",{"$f":"Questions!D519","v":517},null,"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf ",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident in helping their children to learn about money and develop money management skills",null,"How confident do you feel in supporting your child to learn how to manage their own money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know","0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0",0,{"$f":"Questions!D520","v":518},null,"Pa mor hyderus ydych chi'n teimlo wrth gefnogi eich plentyn i ddysgu sut i reoli ei arian ei hun?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5. Ddim yn gwybod]",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident talking to their children about money",null,"Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) - 'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'know what age I should start talking to my child / children about how money works'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know","First, score each statement:\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator.","Y (1st, 3rd and 4th statements)",{"$f":"Questions!D521","v":519},null,"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf ",false]
[null,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident talking to their children about money",null,"How comfortable do you feel talking to your child about money?","CHOOSE ONE ONLY\n1.  Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\nDon't know","1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3",0,{"$f":"Questions!D522","v":520},null,"Pa mor gyfforddus ydych chi'n teimlo wrth siarad gyda'ch plentyn am arian?\r\n1. Cyfforddus iawn\r\n2.  Eithaf cyfforddus\r\n3.  Dim barn y naill ffordd na’r llall\r\n4.  Eithaf anghyfforddus\r\n5.  Anghyfforddus iawn\r\n[6. Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents believe it is important to act as a good role model for their children around money management",null,"\n\nHow important do you think it is to act as a role model for your child, when it comes to managing money?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 0",0,{"$f":"Questions!D523","v":521},null,"Pa mor bwysig ydych chi'n credu ydi hi i weithredu fel model rôl i’ch plentyn o ran rheoli arian?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6. Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents feel able to act as a good role model for the children around money management",null,"How able do you feel  to demonstrate good money management skills to your child?","CHOOSE ONE ONLY\n1. Very able\n2. Fairly able\n3. Neither able nor unable\n4. Fairly unable\n5. Very unable\nDon't know\n","1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3",0,{"$f":"Questions!D524","v":522},null,"Pa mor abl ydych chi'n teimlo o ran dangos sgiliau rheoli arian da i’ch plentyn?\r\n1. Abl iawn\r\n2. Eithaf abl\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn abl iawn\r\n5. Ddim yn abl o gwbl\r\n[6. Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents set a budget and stick to it.  Parent talks to child about this.","\nA) Do you keep track of your personal income and expenditure?  \n\n\nB) You said that you keep track of your personal expenditure.  Do you set a personal budget of how much you can spend? \n\n\nC) Have you ever talked to your child about your budget? ","For each question:\nCHOOSE ONE ONLY\nA) \n1. Yes\n2. No\nDon’t know   \n\nB)  \n1. Yes\n2. No\nDon’t know\n\nC)\n1. Yes\n2. No\nDon't know","First, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nIf you only asked A) then this is your final score for this question\n\nB)\n1=6\n2=0\nDon't know=0\n\nC)\n1=6\n2=0\nDon't know=0\n\nThen, if asking all 3 questions: add the 3 scores and divide by 3 to produce the final score for this indicator. Otherwise, add together the scores for A) and C) and divide by 2 to produce the final score.",0,{"$f":"Questions!D525","v":523},null,"Ydych chi'n cadw golwg ar eich incwm a’ch gwariant personol?  \r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nOs ydych chi:\r\nFe ddywedoch chi eich bod chi’n cadw golwg ar eich gwariant personol.  Ydych chi’n pennu cyllideb bersonol ar gyfer faint allwch chi ei wario?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n_____\r\n\r\nYdych chi erioed wedi siarad gyda'ch plentyn am eich cyllideb?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn berthnasol ",false]
[null,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents keep track of their spending  in front of CYP and explain what they are doing.","\nA) Do you keep track of your personal income and expenditure?  \n\n\nB) How often do you check your bank balance or statements when your child is present?\n\n\n\n\nC) Have you explained to your child what you are doing when you check your bank balance or statements?\n","For each question:\nCHOOSE ONE ONLY\nA) \n1. Yes\n2. No\nDon’t know   \n\nB)\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nC)\n1. Yes\n2. No\nDon't know\n","\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)\n1=6\n2=4\n3=2\n4=0\nDon't know=3\n\nC)\n1=6\n2=0\nDon't know=3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.\n\n",0,{"$f":"Questions!D526","v":524},null,"Ydych chi'n cadw golwg ar eich incwm a’ch gwariant personol?  \r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn gwybod\r\n\r\nPa mor aml ydych chi'n gwirio balans eich cyfrif banc neu ddatganiadau pan fydd eich plentyn yn bresennol?\r\n1. Yn aml\r\n2. Weithiau\r\n3. Yn anaml\r\n4. Byth\r\n\r\nYdych chi wedi esbonio wrth eich plentyn beth rydych chi’n ei wneud pan fyddwch chi’n gwirio balans eich eich banc neu ddatganiadau?\r\n1. Ydw\r\n2. Nac ydw\r\n3. Ddim yn berthnasol ",false]
[null,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents demonstrate saving in front of their children","\nA) Which of these best describes how often you save money?\n\n\n\n\nB) Have you explained to your child about why you are putting money aside? By putting money aside, we mean saving money or putting it away in any form, even if it is only small amounts or for a short period (e.g. to pay a bill at the end of the month).\n\n\n","For each statement:\nCHOOSE ONE ONLY\nA) \n1. Every month\n2. Most months\n3. Some months but not others\n4. Rarely / never\nDon't know\n\nB) \n1. Yes\n2. No\nDon't know\n","\n\n\n\n\nFirst, score each statement:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon't know=3\n\nThen, if asking both questions, add up the scores for each and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.",0,{"$f":"Questions!D527","v":525},null,"Pa un o'r rhain sy'n disgrifio orau pa mor aml rydych chi’n cynilo arian?\r\nTiciwch un yn unig\r\n\r\nBob mis\r\nY rhan fwyaf o fisoedd\r\nRhai misoedd ond nid rhai eraill\r\nYn anaml / byth\r\nDdim yn gwybod\r\nGwell gennyf beidio â dweud\r\n\r\nYdych chi wedi esbonio wrth eich plentyn pam eich bod chi'n rhoi arian o'r neilltu?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn berthnasol ",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents set clear boundaries around spending for their children and stick to them","Increased number set and stick to money agreements and responsibilities with their child (PP)","A) Do you have any family agreements about money in place for this child?\n\n\nB) Please tell us about the types of family agreements you have in place.\n\n\nC) How often are you and your family able to stick to these agreements?\n\n\nD) Please share why, for the time being, you do not have any money agreements in place.","A)\nCHOOSE ONE ONLY\n1. Yes, lots\n2. Yes, some\n3. No\nDon't know\n\nB) write down  for context only\n\nC)\nCHOOSE ONE ONLY\n1. Never\n2. Rarely\n3. Sometimes\n4. Often\n5. All the time\nDon't know\n\nD) write down for context only","First score each question:\nA) \n1=6\n2=3\n3=0\nDon't know=3\n\nB) is for context only.\n\nC)\n1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nD) is for context only.\n\nThen, if asking A) and C): add up the scores for both questions and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score for A) as the final score for this indicator.\n\n",0,{"$f":"Questions!D528","v":526},null,"Oes gennych chi gytundebau teuluol ynghylch arian ar waith ar gyfer y plentyn hwn?\r\n\r\nOes, llawer\r\nOes, ambell un\r\nNac oes\r\n\r\nOS OES, dywedwch wrthym am y mathau o gytundebau teuluol sydd gennych chi ar waith isod:\r\n\r\nOS OES, pa mor aml ydych chi a'ch teulu yn gallu cadw at y cytundebau hyn?\r\nTiciwch un ateb\r\n\r\nByth / Anaml / Weithiau / Yn aml / Drwy'r amser / Ddim yn gwybod\r\n\r\nOS NAC OES, dywedwch pam, ar hyn o bryd, nad oes gennych chi gytundebau ariannol ar waith ",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents set clear boundaries around spending for their children and stick to them",null,"A) How often does your child pester you to buy things because they have spent all their own money?\n\nB) When your child asks for more money how often do you give this to them?","For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","First, score each question:\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D529","v":527},null," Pa mor aml mae eich plentyn yn pwyso arnoch chi i brynu pethau oherwydd ei fod wedi gwario'r cyfan o’i arian ei hunan?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]\r\n\r\nPan fydd eich plentyn yn gofyn am ragor o arian, pa mor aml ydych chi'n cytuno i wneud hynny?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents are able to resist ‘pester power’ ",null,"\nHow confident are you that you can resist ‘pester power’ when your child wants you to buy them something?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know","0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 3",0,{"$f":"Questions!D530","v":528},null,"Pa mor hyderus ydych chi y gallwch chi wrthsefyll 'p?er plagio' pan fydd eich plentyn eisiau i chi brynu rhywbeth iddyn nhw?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5. Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents don't feel pressure to spend money on things their children want but don’t need",null,"To what extent would you say the following statement applies to you personally?\n\n- 'I feel under pressure to spend money on my children even when I can’t afford it'\n\nPlease answer on a scale of 0 to 10, where 0 means it doesn’t sound like you at all and 10 means it sounds a lot like you. ","0 This doesn't sound like me at all\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 This sounds a lot like me\nDon’t know","0=6\n1=5\n2=5\n3=4\n4=4\n5=3\n6=2\n7=2\n8=1\n9=1\n10=0\nDon't know = 3","Y",{"$f":"Questions!D531","v":529},null,"I ba raddau fyddech chi’n dweud bod y datganiad a ganlyn yn berthnasol i chi’n bersonol?\r\n\"Rydw i'n teimlo dan bwysau i wario arian ar fy mhlant, hyd yn oed pan na allaf ei fforddio\"\r\nAtebwch ar raddfa o 0 i 10, lle mae 0 yn golygu nad yw'n swnio’n debyg i chi o gwbl a lle mae 10 yn golygu ei fod yn swnio'n debyg iawn i chi. Ticiwch un ateb.\r\n(Graddfa 0-10)",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents don't feel pressure to spend money on things their children want but don’t need",null,"\nHow much pressure,  if any, do you feel to spend money on your child for things they don’t need?","CHOOSE ONE ONLY\n1. A lot of pressure\n2. Some pressure\n3. No pressure\nDon't know","1=0\n2=3\n3=6\nDon't know=3",0,{"$f":"Questions!D532","v":530},null,"Faint o bwysau, os o gwbl, ydych chi'n teimlo i wario arian ar eich plant am bethau nad ydyn nhw eu hangen?\r\n1. Llawer o bwysau\r\n2. Rhywfaint o bwysau\r\n3. Dim pwysau\r\n4. Ddim yn gwybod]",false]
[null,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents praise children when they demonstrate self-control in relation to money.\n\n\n\n\n\n\n","Parents praise their children when they demonstrate good money management\n","A) How often do you praise your child for showing self-control when it comes to spending money?\n\nB) How often do you praise your child for making sensible choices about what to spend their money on?","For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","\n\n\n\n\nFirst, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know = 0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D533","v":531},null,"Pa mor aml ydych chi'n canmol eich plentyn am ddangos hunan-reolaeth ynghylch gwario arian?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n canmol eich plentyn am wneud dewisiadau synhwyrol ar beth maen nhw’n gwario eu harian?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money","Increased discussions about how money is used; Increased money management discussions with children (PP)","Here are some statements other parents and carers have said about teaching children about managing money.  How much do you agree with these statements?\n\na) - 'I don’t know how to talk to my child / children about money'\n\nb) - 'I feel comfortable discussing money and spending with my child / children'\n\nc) - 'Children should be protected from understanding how money works'\n\nd) -  'My parents never talked to me about money'\n\ne) - 'I am hiding the reality of our family finances from my child / children'\n\nf) - 'I know what age I should start talking to my child / children about how money works'","For each statement:\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know","First, score each statement:\n\na) c) d) and e)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nb) and f)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nThen, add up the scores for the 6 statements and divide by 6 to produce the final score for this indicator.","Y (1st, 3rd and 4th statements)",{"$f":"Questions!D534","v":532},null,"Dyma rai datganiadau y mae rhieni a gofalwyr eraill wedi eu dweud am addysgu plant ynghylch rheoli arian. I ba raddau ydych chi'n cytuno neu'n anghytuno â'r datganiadau hyn?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nNid ydw i'n gwybod sut i siarad gyda fy mhlentyn / plant am arian\r\n\r\nRydw i'n teimlo'n gyfforddus yn trafod arian a gwario gyda fy mhlentyn / plant\r\n\r\nDylai plant gael eu gwarchod rhag deall sut mae arian yn gweithio\r\n\r\nDoedd fy rhieni byth yn siarad am arian gyda mi\r\n\r\nRydw i'n cuddio realiti sefyllfa ariannol ein teulu rhag fy mhlentyn / plant\r\n\r\nRydw i’n gwybod pa oedran y dylwn ddechrau siarad gyda fy mhlentyn / plant am sut mae arian yn gweithio\r\n\r\n(Anghytuno'n gryf / Anghytuno ychydig / Ddim yn cytuno nac yn anghytuno / Cytuno ychydig / Cytuno'n gryf",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money",null,"How comfortable do you feel talking to your child about money?","CHOOSE ONE ONLY\n1. Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\nDon't know","1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3",0,{"$f":"Questions!D535","v":533},null,"Pa mor gyfforddus ydych chi'n teimlo wrth siarad gyda'ch plentyn am arian?\r\n1. Cyfforddus iawn\r\n2.  Eithaf cyfforddus\r\n3.  Dim barn y naill ffordd na’r llall\r\n4.  Eithaf anghyfforddus\r\n5.  Anghyfforddus iawn\r\n[6. Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain that money is limited and that they have to make trade-offs when spending it","Increased discussions about how money is used; Increased money management discussions with children (PP)","A) How often do you  explain to your child that money is limited and that they therefore can’t have everything they want?\n\nB) If your child wanted you to buy them two items would you:\n\nC) How often do you talk to your child about how to you decide what to buy and what not to buy?","For each question:\n\nA)  CHOOSE  ONE ONLY \n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nB)  CHOOSE  ONE ONLY \n1. Buy them both\n2. Make them pick one\nDon't know\n\nC)  CHOOSE  ONE ONLY \n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","\n\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=0\n2=6\nDon't know=3\n\nC)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.",0,{"$f":"Questions!D536","v":534},null,"Ydych chi wedi ceisio esbonio wrth eich plentyn erioed fod arian yn gyfyngedig, ac na allan nhw gael popeth maen nhw ei eisiau oherwydd hynny?\r\n1.  Do\r\n2. Naddo\r\n[3. Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi wedi ceisio esbonio wrth eich plentyn fod arian yn gyfyngedig, ac na all gael popeth y mae ei eisiau oherwydd hynny?\r\n\r\n1. Yn aml\r\n2. Weithiau\r\n3. Yn anaml\r\n4. Byth\r\n[5. Ddim yn gwybod]\r\n\r\nOs oedd eich plentyn eisiau i chi brynu dwy eitem, beth fyddech chi’n ei wneud?\r\n1. Prynu’r ddwy eitem\r\n2. Gwneud iddo ddewis un\r\n[3. Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n siarad gyda'ch plentyn am sut rydych chi’n penderfynu beth i'w brynu a beth i beidio ei brynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain the difference between wants and needs",null,"Have you ever explained to your child that  there is a different between things they 'want' and things they 'need'? ","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=3",0,{"$f":"Questions!D537","v":535},null,"Ydych chi erioed wedi esbonio i'ch plentyn fod gwahaniaeth rhwng y pethau y mae eu 'heisiau' a’r pethau y mae eu 'hangen'?\r\n1.  Do\r\n2. Naddo\r\n[3. Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain the difference between wants and needs",null,"Is your child able to do any of the following?\n\n- Save up for a short period of time to buy something they want\n\n- Understand why you are saying “no” to buying something\n\n- Manage their own day-to-day money or allowance\n\n- Explain the choices they make when they spend their money\n\n- Focus on an activity they have been asked to / decided to do\n\n- Finish a task they have been asked to / decided to do\n\n- Able to Recognise the difference between something they want (e.g. sweets), and something they need (e.g. food)","For each statement:\nCHOOSE ONE ONLY\n1. No\n2. Yes, sometimes\n3. Yes, always\nDon't know","\n\n\n\n\nFirst, score each statement:\n\n1=0\n2=3\n3=6\nDon't know=3\n\nThen, add up the scores for the 7 statements and divide by 7 to produce the final score for this indicator.","Y (1st, 3rd, 4th & 7th statements)",{"$f":"Questions!D538","v":536},null,"Ydi'r plentyn hwn yn gallu gwneud rhai o'r canlynol?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nCynilo am gyfnod byr o amser i brynu rhywbeth mae ef/hi ei eisiau\r\n\r\nDeall pam rydych chi’n dweud \"na\" wrth feddwl prynu rhywbeth\r\n\r\nRheoli ei arian neu ei lwfans eu hunan o ddydd i ddydd\r\n\r\nEsbonio'r dewisiadau mae’n eu gwneud pan fydd yn gwario ei arian\r\n\r\nCanolbwyntio ar weithgaredd y gofynnwyd iddo ei wneud / y penderfynodd ei wneud\r\n\r\nGorffen tasg y gofynnwyd iddo ei wneud / y penderfynodd ei wneud\r\n\r\nGwybod y gwahaniaeth rhwng rhywbeth y mae ei eisiau (e.e. melysion), a rhywbeth y mae ei angen (e.e. bwyd)\r\n\r\n(Ydi / Ydi, weithiau / Ydi, yn bendant / Ddim yn gwybod / Amherthnasol (nid oes gan fy mhlentyn ei arian ei hun))",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to their children about the costs of what they want to buy","Increased discussions about how money is used; Increased money management discussions with children (PP)","How often do you talk to your child about the cost of things you or they want to buy?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n","1=6\n2=4\n3=2\n4=0\nDon't know = 0",0,{"$f":"Questions!D539","v":537},null,"Pa mor aml ydych chi'n siarad gyda'ch plentyn am gost pethau rydych chi neu y mae ef/hi eisiau eu prynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to their children about how to spend their money wisely and explain simple money-saving strategies (eg. shopping around/ only buy what you need)","Increased discussions about how money is used; Increased money management discussions with children; Increased number involve children in family conversations around money (PP)","Have you ever explained to your child about the things you might do to save money, such as shopping around or only buying what you need?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n","1=6\n2=0\nDon’t know=3",0,{"$f":"Questions!D540","v":538},null,"Ydych chi erioed wedi esbonio wrth eich plentyn am y pethau y gallech chi eu gwneud i arbed arian, fel siopa o gwmpas, neu ddim ond prynu’r hyn rydych chi ei angen?\r\n1. Do\r\n2. Naddo",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)","Increased number involve children in basic family spending decisions (PP)","How often do you involve your child in household spending decisions, for example what you buy in a weekly shop?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D541","v":539},null,"Pa mor aml ydych chi'n cynnwys eich plentyn mewn penderfyniadau gwario teuluol sylfaenol - er enghraifft, beth rydych chi’n ei brynu yn y siopa wythnosol?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n[5.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)",null,"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\n- Talk about how money is used in the family, e.g. paying for heating\n\n- Explain the difference between price and the value of things\n\n- Teach the importance of saving\n- Give them their own spending money / allowance\n\n- Involve them in basic family spending discussions e.g. the cost of days out\n\n- Involve them in basic family spending decisions e.g. food shopping\n\n- Let them manage their own day-to-day money without supervision\n\n- Give them responsibility for saving up for something they want\n\n- Encourage them to think about what to do with their money","For each statement:\nCHOOSE ONE ONLY\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Parents/carers shouldn't do this \nDon't know","First, score each statement:\n1=6\n2=5\n3=4  \n4=3  \n5=2\n6=1\n7=0\n8=0\nDon't know = 3\n\nThen, add up the scores for the 8 statements and divide by 8 to produce the final score for this indicator.","Y (3rd, 4th, 6th, 7th, 8th and 9th statements are used)",{"$f":"Questions!D542","v":540},null,"Ym mha gr?p oedran ydych chi'n meddwl y dylai rhieni a gofalwyr ddechrau gwneud y canlynol gyda'u plant i'w helpu nhw i ddod yn fedrus gydag arian pan fyddan nhw’n tyfu i fyny?\r\nTiciwch un ar gyfer pob rhes\r\n\r\nSiarad am sut caiff arian ei ddefnyddio yn y teulu, e.e. talu am wresogi\r\n\r\nEsbonio’r gwahaniaeth rhwng pris a gwerth pethau\r\n\r\nDysgu am bwysigrwydd cynilo\r\n\r\nRhoi eu harian gwario/eu lwfans eu hunain iddyn nhw\r\n\r\nEu cynnwys nhw mewn trafodaethau sylfaenol ar wariant teuluol e.e. cost diwrnodau allan\r\n\r\nEu cynnwys nhw mewn penderfyniadau sylfaenol ar wariant teuluol e.e. siopa bwyd\r\n\r\nGadael iddyn nhw reoli eu harian o ddydd i ddydd eu hunain heb oruchwyliaeth\r\n\r\nRhoi cyfrifoldeb iddyn nhw dros gynilo ar gyfer rhywbeth maen nhw ei eisiau\r\n\r\nEu hannog nhw i feddwl beth i'w wneud â’u harian\r\n\r\n(Dan 5 / 5-7 / 8-11 / 12-15 / 16-18 / ni ddylai rhieni/gofalwyr wneud hyn / Ddim yn gwybod)",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain how to budget and save, and why they are important",null,"\nHow often do you encourage your child to save up for things they want to purchase?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. My child does not have their own money\nDon't know\n\n","1=6\n2=4\n3=2\n4=0\n5=0\nDon't know = 3 \n",0,{"$f":"Questions!D543","v":541},null,"Pa mor aml ydych chi'n annog eich plentyn i gynilo ar gyfer y pethau y mae eisiau eu prynu?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n5. Nid oes gan fy mhlentyn ei arian ei hun",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents understand that it is beneficial to involve children in household spending decisions",null,"How important do you think it is to involve your child in household spending decisions?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D544","v":542},null,"Pa mor bwysig ydych chi'n credu ydi hi i gynnwys eich plentyn ym mhenderfyniadau gwariant yr aelwyd?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to children about the cost of living (eg. electricity, water, mobile phone, transport etc)",null,"\nHave you explained to your child that utilities, for example mobile phones, water and electricity, cost money?","\n1. Yes\n2. No\nDon’t know","\n1=6\n2=0\nDon't know=3",0,{"$f":"Questions!D545","v":543},null,"Ydych chi wedi esbonio i’ch plentyn fod cyfleustodau - er enghraifft, ffonau symudol, d?r a thrydan - yn costio arian?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to young people about how to manage household finances and set-up bills (16+)",null,"A) Now think about a child you have who is 16 or older. How often do you talk to your child about how to manage household finances?\n\n\n\nB) Have you talked to your child about how to set-up bills such a phone and electricity bills?","For each question:\nA) CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon’t know=3\n\nThen, add up the scores for the 2 questions and divide by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D546","v":544},null,"(16+) Yn awr, meddyliwch am blentyn sydd gennych chi sy'n 16 neu'n h?n.\r\n Pa mor aml ydych chi'n siarad gyda'ch plentyn am sut i reoli cyllid yr aelwyd?\r\n1. Yn aml\r\n2. Weithiau\r\n3 Yn anaml\r\n4. Byth\r\n\r[5.  Ddim yn gwybod]\r\n\n(16+) Ydych chi wedi siarad gyda'ch plentyn am sut i sefydlu biliau, e.e. biliau ffôn a thrydan?\r\n1. Do\n2. Naddo\n[3.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to young people about how and why people get into debt and the negative consequences that can result (11+)",null,"Have you ever spoken to your child about why people get into debt and the problems this can cause?\n","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n","1=6\n2=0\nDon’t know=3",0,{"$f":"Questions!D547","v":545},null,"Ydych chi erioed wedi ei siarad gyda'ch plentyn am pam mae pobl yn mynd i ddyled a’r problemau mae hyn yn gallu ei achosi?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain how to work out everyday financial questions involving maths to children, and support them to do so",null,"How often does someone at home help your child solve money questions involving maths? \n\nFor example, how to work out the correct change, how to work out interest, or any other question involving money.\n","CHOOSE ONE ONLY\n1. Never\n2. Occasionally or less than once a week\n3. 1 or 2 days per week\n4. 3 or 4 times a week\n5. 5 times a week or more\nDon’t know","1=0  \n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3",0,{"$f":"Questions!D548","v":546},null,"Pa mor aml mae rhywun gartref yn helpu eich plentyn i ddatrys cwestiynau ariannol yn ymwneud â mathemateg?\r\nEr enghraifft, sut i gyfrifo’r newid cywir, sut i gyfrifo llog, neu unrhyw gwestiwn arall yn ymwneud ag arian.\r\n1. Byth\r\n2. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n3. 1 neu 2 ddiwrnod yr wythnos\r\n4. 3 neu 4 gwaith yr wythnos\r\n5. 5 gwaith yr wythnos neu'n amlach na hynny\r\n6. Ddim yn gwybod",false]
[null,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents use different methods of payment in front of their children (cash, card, online)",null,"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         ","For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First score the statements:\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator.",0,{"$f":"Questions!D549","v":547},null,"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         ",false]
[null,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents use different financial products in front of their children (eg. check current accounts, pay into savings accounts, use online banking etc)",null,"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         ","For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","\n\n\n\n\n\nFirst score the statements:\n\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator.",0,{"$f":"Questions!D550","v":548},null,"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, byth, ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         ",false]
[null,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to their children about what they are doing while using financial products and making transactions",null,"How often do you do the following in front of your child?\n\na) - Pay for things using cash       \nb) - Pay for things using a debit or credit card      \nc) - Pay for things online                                         \nd) - Checked the balance of a bank account                            \ne) - Used online banking to check a bank account                 \nf) - Checked the balance on a credit card    \ng) - Used a cash machine to withdraw money                           \n\nIf you do any of the things in the statements above do you ever explain to your child what you are doing when you are…\n\nh) - Pay for things using cash       \ni) - Pay for things using a debit or credit card      \nj) - Pay for things online                                         \nk) - Checked the balance of a bank account                            \nl) - Used online banking to check a bank account                 \nm) - Checked the balance on a credit card    \nn) - Used a cash machine to withdraw money         ","For statements a) to g):\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know\n                           \n\nFor statements h) to n):\nCHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","First score the statements:\na) to g)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen score any of the statements from h) to n) that were asked:\n1=6\n2=0\nDon't know=3\n\n\nThen, add up the scores for the statements you asked and divide the answer by the number asked to produce the final score for this indicator.",0,{"$f":"Questions!D551","v":549},null,"Pa mor aml ydych chi'n gwneud y dewisiadau a ganlyn yng ng?ydd eich plentyn?\r\n(GRID: Dewisiadau ateb:  Yn aml, weithiau, yn anaml, Byth, Ddim yn gwybod)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian                        \r\n\r\n{Os ydw }Ydych chi’n esbonio wrth eich plentyn beth rydych chi'n ei wneud pan fyddwch chi’n…\r\n(GRID Ydw/Nac ydw)\r\nTalu am bethau gan ddefnyddio arian parod\r\nTalu am bethau gan ddefnyddio cerdyn debyd neu gredyd\r\nTalu am bethau ar-lein\r\nGwirio balans cyfrif banc\r\nDefnyddio bancio ar-lein i wirio cyfrif banc\r\nGwirio balans ar gerdyn credyd\r\nDefnyddio peiriant arian i dynnu arian         ",false]
[null,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to young people about how to select the best financial product for them",null,"The next few questions are whether you have talked to your child about various topics.\n\nHave you talked to your child about the kind of things you have to consider when choosing a financial product, for example a bank account or savings account?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","1=6\n2=0\nDon't know=3","Y",{"$f":"Questions!D552","v":550},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nYdych chi wedi siarad gyda'ch plentyn am y math o bethau mae'n rhaid i chi eu ystyried wrth ddewis cynnyrch ariannol - er enghraifft, cyfrif banc neu gyfrif cynilo?\r\n1. Do\r\n2. Naddo\n[3.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to children about borrowing money / sources of credits and the risks associated with this (16+)",null,"The next few questions are whether you have talked to your child about various topics.\n\nHow often do you talk to your child about the risks associated with borrowing money, and the impact of getting into debt?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D553","v":551},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nPa mor aml ydych chi'n siarad gyda'ch plentyn am y risgiau sy'n gysylltiedig â benthyg arian, ac effaith mynd i ddyled?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n[5.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about consumer society","Parents talk to children about marketing (eg. adverts are designed to make you want to buy things, promotions (e.g. 3 for 2) are designed to make people spend more etc)",null,"The next few questions are whether you have talked to your child about various topics. \n\nHow often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D554","v":552},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]\r\nPa mor aml ydych chi'n esbonio pwrpas hysbysebion a'r tactegau y mae cwmnïau yn eu defnyddio i werthu rhagor o gynnyrch i'ch plentyn?\r\n\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about consumer society","Parents explain techniques for resisting consumer pressure to children",null,"The next few questions are whether you have talked to your child about various topics. \n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know","1=6\n2=0\nDon't know=3",0,{"$f":"Questions!D555","v":553},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol]. Ydych chi erioed wedi siarad gyda'ch plentyn am y modd na ddylen nhw brynu pethau dim ond i fod yn debyg i'w ffrindiau?\r\n1. Do\r\n2. Naddo\r\n[3.  Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to children about where their money comes from",null,"The next few questions are whether you have talked to your child about various topics.\n\nHow often have you talked to your child about where your household income comes from?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D556","v":554},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol] Pa mor aml ydych chi wedi siarad gyda'ch plentyn am ble daw incwm eich aelwyd?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to children about work and how different jobs have different salaries",null,"The next few questions are whether you have talked to your child about various topics.\n\nHow often have you talked to your child about how different jobs have different salaries?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D557","v":555},null,"[Mae'r cwestiynau nesaf ynghylch a ydych chi wedi siarad gyda'ch plentyn am bynciau amrywiol] Pa mor aml ydych chi wedi siarad gyda'ch plentyn am y modd y mae gan swyddi gwahanol gyflogau gwahanol?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to their children about further education and future plans and the financial implications of/options for those plans (16+)",null,"A) How often do you talk to your child about what they could do after they finish their education?\n\nB)  How confident would you feel providing your child with advice on how they can fund their studies after the leave the school?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","For each question:\n\nA) CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\n\n\nB)\n0 Not at all confident\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 Very confident\nDon’t know\n","\n\nFirst score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n0=0\n1=1\n2=1\n3=2\n4=2\n5=3\n6=4\n7=4\n8=5\n9=5\n10=6\nDon't know = 0\n\nThen, add up the scores for the 2 questions and divide by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D558","v":556},null,"Pa mor aml ydych chi'n siarad gyda'ch plentyn am yr hyn y gallai ei wneud ar ôl iddo orffen ei addysg?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\n\r\n\r\n(16+) Pa mor hyderus fyddech chi’n teimlo ynghylch darparu cyngor i'ch plentyn ar sut gallai gyllido ei astudiaethau ar ôl y gadael yr ysgol?\r\n1. Hyderus iawn\r\n2. Gweddol hyderus\r\n3. Ddim yn hyderus\r\n4. Ddim yn hyderus o gwbl\r\n[5.Ddim yn gwybod]",false]
[null,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents encourage their children's aspirations and their financial independence (16+)","Parents help their children think about their careers and help them plan how they can reach their career goals. ","A) How often do you talk to your child about what careers they could in the future?\n\n\n\n\nB) Does your child know roughly what career they want to do in the future?\n\n\n\nC) How often do you give your child advice on how they can get the career they want?\n","For each question:\nCHOOSE ONE ONLY\nA)\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know\n\nB)\n1. Yes\n2. No\nDon't know\n\nC)\n1. Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know","First score the questions:\nA) \n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=0\nDon’t know=3\n\nC) \n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, if asking three questions: add up the scores for all three questions and divide the result by 3 to produce the final score for this indicator. Otherwise, add together the scores for A) and B) and divide by 2 to produce the final score for this indicator.\n","Y (first Q)",{"$f":"Questions!D559","v":557},null,"Pa mor aml ydych chi'n siarad gyda'ch plentyn am y gyrfaoedd y gallai eu dilyn yn y dyfodol?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\nYdi eich plentyn yn gwybod yn fras pa yrfa mae'n dymuno ei dilyn yn y dyfodol?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gwybod\r\n\r\n{Os ydyn nhw} Pa mor aml ydych chi'n rhoi cyngor i'ch plentyn ar sut gallai gael yr yrfa y mae ei heisiau?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it",null,"How important do you think it is for your child to manage their own money?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3"," ",{"$f":"Questions!D560","v":558},null,"Pa mor bwysig ydych chi'n credu ydi hi i’ch plentyn reoli ei arian ei hunan?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it",null,"In which of the following ways does your child get money of their own?","CHOOSE ALL THAT APPLY\n1. Occasional pocket money from their parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from their parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n","First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n","Y (amended version: additional options in CYP fincap)",{"$f":"Questions!D561","v":559},null,"Ym mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\r\nTiciwch bob un sy'n berthnasol\r\n\r\nArian poced rheolaidd\r\n\r\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\r\n\r\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\r\n\r\nPen-blwyddi / Nadolig / Dathliadau eraill\r\n\r\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\r\n\r\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\r\n\r\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\r\n\r\nArall (nodwch os gwelwch yn dda) ________________________________________\r\n\r\nDdim yn gwybod",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents provide their children with a regular set amount of pocket money",null,"In which of the following ways does your child get money of their own?","CHOOSE ALL THAT APPLY\n1. Occasional pocket money from their parents (guardians or carers) or other family members, including for special occasions (e.g. Birthdays,  Christmas)\n2. Regular pocket money or an allowance each week or month from their parents, carers or other family members\n3. Occasional money from work or a part-time job (including a delivery round)\n4. Regular money from work or a part-time job (including a delivery round)\n5. Benefits payments (e.g. JSA, Universal Credit)\n6. Any other regular income\n7. None of these\n\n","First, score each option:\n1=3\n2=6\n3=3\n4=6\n5=6\n7=0\n\nThen, take the highest score you have assigned and use this as your final score. \n","Y (amended version: additional options in CYP fincap)",{"$f":"Questions!D562","v":560},null,"Ym mha rai o’r ffyrdd a ganlyn y mae’r plentyn hwn yn cael ei arian ei hunan?\r\nTiciwch bob un sy'n berthnasol\r\n\r\nArian poced rheolaidd\r\n\r\nYn gyfnewid am ymddygiad da neu helpu yn y cartref / tasgau\r\n\r\nO bryd i'w gilydd ar ddyddiau allan arbennig neu wyliau\r\n\r\nPen-blwyddi / Nadolig / Dathliadau eraill\r\n\r\nPan fyddan nhw’n gweld eu teidiau a'u neiniau neu ffrindiau agos i'r teulu / perthnasau eraill\r\n\r\nYn achlysurol neu pan fydd gennym rywfaint o arian i'w sbario\r\n\r\nByth - Nid oes gan fy mhlentyn unrhyw arian ei hunan\r\n\r\nArall (nodwch os gwelwch yn dda) ________________________________________\r\n\r\nDdim yn gwybod",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents believe  children should  manage their own money, including making their own decisions about whether to spend or save it and allow their child to do this. ",null,"A) Who is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n\n\nB) How much do you agree with the following statements?\n\na) - Children should be allowed to make their own mistakes with their pocket money.\n\nb) - It is best if parents manage their children’s money for them.\n\nc) - Children should decide whether to save their own pocket money.\n\nd) - Children should decide whether to  spend their own pocket money.","A) \nCHOOSE ONE ONLY\n1. I am\n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\nDon’t know\n\n\nB)\nFor each statement\nCHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon’t know","First, score each question:\nA) \n1=0\n2=0\n3=6\n4=0\nDon't know=3\n\nB) Score each statement:\nFor a) c) and d)\n1=6  \n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3\n\nFor b)\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nAdd up the scores for all 4 statements and divide by 4 to produce a score for B)\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.\n","Y (first Q)",{"$f":"Questions!D563","v":561},null,"Pwy sy'n bennaf gyfrifol am benderfynu sut mae arian poced neu lwfans eich plentyn yn cael ei wario?  \r\n1. Fi\r\n2. Aelod arall o'r teulu neu ofalwr\r\n3. Fy mhlentyn\r\n4. Nid ydi fy mhlentyn yn cael arian o gwbl\r\n[5. Ddim yn gwybod]\r\n\r\nI ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau a ganlyn.\r\n\r\na) Dylai plant gael yr hawl i wneud eu camgymeriadau eu hunain gyda’u harian poced\r\nb) Mae'n well os ydi rhieni yn rheoli arian eu plant ar eu cyfer\r\n(c) Dylai plant benderfynu a ddylen nhw gynilo eu harian poced eu hunain ai peidio.\r\n(d) Dylai plant benderfynu a ddylen nhw wario eu harian poced eu hunain ai peidio.\r\n\r\n1. Cytuno’n gryf\r\n2. Cytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Anghytuno\r\n5. Anghytuno’n gryf\r\n[6. Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents encourage and support their children to make a plan for what to spend their money on and/or budget and stick to it","Increased number allowing their child to make money choices (PP)","How often do you encourage your child to plan what they are going to spend their money on?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon't know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D564","v":562},null,"Pa mor aml ydych chi'n annog eich plentyn i gynllunio ar beth maen nhw’n mynd i wario eu harian?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents encourage and support their children to save",null,"A) How often do you talk to your child about the importance of saving money up for things they want?\n\n\nB) How often do you encourage your child to save up for things they want to purchase?","For each question:\nCHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\nDon't know\n\n","First, score each question:\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D565","v":563},null,"Pa mor aml ydych chi'n siarad gyda'ch plentyn am bwysigrwydd cynilo arian ar gyfer pethau mae ef/hi eu heisiau?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]\r\n\r\nPa mor aml ydych chi'n annog eich plentyn i gynilo ar gyfer y pethau y eisiau eu prynu?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents allow their children to make payments in different ways, including online",null,"In which of these ways has your child made a payment?","CHOOSE  ALL THAT APPLY\n1. In person using cash\n2. In person using card\n3. Online\n4. None of these\nDon’t know","For options 1 to 3, add together to produce a score for this indicator\n1=2\n2=2\n3=2\nOption 4=immediately score 0\nDon't know=immediately score 3",0,{"$f":"Questions!D566","v":564},null,"Ym mha rai o'r ffyrdd hyn mae eich plentyn wedi gwneud taliad? (Ticiwch bob un sy'n berthnasol)\r\n1. Wyneb yn wyneb gan ddefnyddio arian parod\r\n2. Wyneb yn wyneb gan ddefnyddio cerdyn\r\n3. Ar-lein\r\n4. Dim un o'r rhain\r\n[5. Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents allow children to make mistakes with their money and help them learn from those experiences","Increased number allowing their child to make money choices (PP)","A) If your child lost some of their money would you replace it?\n\n\n\nB) Which of the following statements comes closest to your view? Please think about your child and other children of their age when answering. ","For each question:\n\nA) CHOOSE ONE ONLY\n1. Definitely would\n2. Probably would\n3. Definitely would not\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Parents should manage their children’s money for them \n2. Children should be allowed manage their own money \nDon't know\n","\n\nFirst, score  each question:\n\nA)\n1=0\n2=2\n3=6\nDon't know=3\n\nB)\n1=0\n2=6\nDon't know=3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D567","v":565},null,"Pe bai eich plentyn yn colli rhywfaint o'i arian, fyddech chi'n rhoi arian yn ei le?\r\n1. Byddwn, yn bendant\r\n2. Byddwn, mae’n debyg\r\n3. Na fyddwn, yn bendant\r\n[4.Ddim yn gwybod]\r\n\r\nPa rai o'r datganiadau a ganlyn sydd agosaf at eich safbwynt? Meddyliwch am eich plentyn a phlant eraill o'r un oedran wrth ateb.\r\n1. Dylai rhieni reoli arian eu plant ar eu rhan\r\n2. Dylid caniatáu i blant reoli eu harian eu hunain\r\n[3. Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents give older children responsibility for paying for the things they need (eg. school lunches, clothes) out of their pocket money or an allowance (11+)","Increased number allowing their child to make money choices; Increased number set and stick to money rules and responsibilities with their child (PP)","Does your child have to use their own allowance when buying any of the following things they need? ","CHOOSE ALL THAT APPLY\n1. School dinners\n2. School uniform\n3. School equipment\n4. Mobile phone credit or bill\n5. Other bills\n6. None of these\nDon’t know","For options 1 to 5, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 6=immediately score 0\nDon't know=immediately score 0","Y (amended version: different answer options)",{"$f":"Questions!D568","v":566},null,"Oes rhaid i'ch plentyn ddefnyddio ei lwfans ei hun wrth brynu unrhyw un o'r pethau a ganlyn mae ef/hi eu hangen? Ticiwch bob un sy'n berthnasol,\r\n1. Cinio ysgol\r\n2. Gwisg ysgol\r\n3. Offer ysgol\r\n4. Credyd neu fil ffôn symudol\r\n5. Biliau eraill\r\n6. Dim un o’r uchod\r\n7. [Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support their children to open and use their own current account",null,"Does your child have a current account, held in their own name?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=3",0,{"$f":"Questions!D569","v":567},null,"Oes gan eich plentyn gyfrif cyfredol, yn ei enw ei hun?\r\n1. Do\r\n2. Naddo\r\n[3.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to open and use their own savings account",null,"Does child have a savings account or junior ISA, held in their own name?","CHOOSE ONE ONLY\n1. Yes\n2. No\nDon't know","1=6\n2=0\nDon't know=3",0,{"$f":"Questions!D570","v":568},null,"Oes gan eich plentyn gyfrif cynilo neu ISA iau, yn ei enw ei hun?\r\n1. Do\r\n2. Naddo\r\n[3.Ddim yn gwybod]",false]
[null,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to choose their own current or savings account (7+)",null,"\nHave you ever involved your child in decisions about which financial products to choose for them, such as a bank or savings account, or a Junior ISA? ","CHOOSE ONE ONLY\n1. Yes\n2. No\n3. My child does not have an account\nDon’t know","1=6\n2=0\n3=0\nDon't know=3",0,{"$f":"Questions!D571","v":569},null,"Ydych chi erioed wedi cynnwys eich plentyn mewn penderfyniadau ynghylch pa gynhyrchion ariannol i’w dewis ar eu cyfer, fel cyfrif banc neu gyfrif cynilo, neu ISA Iau?\r\n1. Do\r\n2. Naddo\r\n3. Nid oes gan fy mhlentyn gyfrif\r\n(4. Ddim yn gwybod)",false]
[null,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to choose their own mobile phone provider and package (11+)",null,"A) Did you let your child pick their own mobile phone provider?\n\nB) Did you let your child pick their own mobile phone package?","For each question:\nCHOOSE ONE ONLY\n1. Yes\n2. No\n3. Child does not have a phone\nDon’t know","\n\n\n\nFirst, score each question:\n\n1=6\n2=0\n3=0\nDon't know=3\n\nThen, add up the scores for both questions and divide by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D572","v":570},null,"Wnaethoch chi adael i'ch plentyn ddewis ei ddarparwr ffôn symudol ei hunan?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gymwys - nid oes gan y plentyn ffôn\r\n\r\nWnaethoch chi adael i'ch plentyn ddewis ei becyn ffôn symudol ei hunan?\r\n1. Do\r\n2. Naddo\r\n3. Ddim yn gymwys - nid oes gan y plentyn ffôn",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents help young children learn letters, words and numbers (3-4)","A) How often does someone at home help (child) to learn the ABC or alphabet?\n\nB) How often does someone at home look at books with or read to your child? \n\nC) How often does someone at home teach your child numbers or counting?","For each question:\nCHOOSE ONE ONLY\n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\nDon’t know\n\n\n","\n\nFirst, score each question:\n\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.",0,{"$f":"Questions!D573","v":571},null,"{Os yw'r plant rhwng 3 a 4 oed} Pa mor aml mae rhywun gartref yn helpu (y plentyn) i ddysgu'r ABC neu’r wyddor?\r\n\r\nPa mor aml mae rhywun gartref yn edrych ar lyfrau neu’n darllen gyda'ch plentyn?\r\n\r\nPa mor aml mae rhywun gartref yn addysgu rhifau neu gyfri i’ch plentyn?\r\n\r\n\r\nDEWISIADAU ATEB I BOB UN:\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents show interest in CYP’s general school work (5+)","Thinking in general about children and education, would you say that a child's education is…","CHOOSE ONE ONLY\n\n1. Wholly the parents' responsibility\n2. Mainly the parents' responsibility\n3. Mainly the school's responsibility\n4. Wholly the school's responsibility\n5. Both equally\nDon't know\n","1=6\n2=4\n3=2\n4=0\n5=3\nDon't know=3",0,{"$f":"Questions!D574","v":572},null,"Gan feddwl yn gyffredinol am blant ac addysg, fyddech chi'n dweud bod addysg plentyn...\r\n\r\nYn gyfrifoldeb y rhieni yn gyfan gwbl \r\nYn gyfrifoldeb y rhieni yn bennaf\r\nYn gyfrifoldeb yr ysgol yn bennaf\r\nYn gyfrifoldeb yr ysgol yn gyfan gwbl\r\nY ddau fel ei gilydd",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents support CYP in their Maths/English schoolwork (5+)","A) How often does someone at home teach your child maths or help with maths homework? \n\nB) How often does someone at home teach your child words or help with English homework? ","For each question:\nCHOOSE ONE ONLY\n\n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\nDon't know","First, score each question:\n1=0\n2=2\n3=4\n4=6\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D575","v":573},null,"{Os ydi’r plant dros 5 oed} Pa mor aml mae rhywun gartref yn addysgu mathemateg i’ch plentyn neu'n helpu gyda gwaith cartref mathemateg?\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny\r\n\r\n{Os ydi’r plant dros 5 oed} Pa mor aml mae rhywun gartref yn addysgu geiriau i’ch plentyn neu’n help gyda gwaith cartref Cymraeg/Saesneg?\r\n1. Yn achlysurol neu’n llai aml nag unwaith yr wythnos\r\n2. 1 neu 2 ddiwrnod yr wythnos\r\n3. 3 neu 4 gwaith yr wythnos\r\n4. 5 gwaith yr wythnos neu'n amlach na hynny",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents encourage children to solve their own problems",null,"How important do you think it is for your child solve their own problems?","CHOOSE ONE ONLY\n1. Very important\n2. Quite important\n3. Not very important\n4. Not at all important\nDon’t know","\n1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D576","v":574},null,"Pa mor bwysig ydych chi'n credu ydi hi i’ch plentyn ddatrys ei broblemau ei hunan?\r\n1. Pwysig iawn\r\n2. Eithaf pwysig\r\n3. Dim barn y naill ffordd na'r llall\r\n4. Ddim yn bwysig iawn\r\n5. Ddim yn bwysig o gwbl\r\n[6.Ddim yn gwybod]",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents support the development of their children's self-confidence and praise them when they do well and put in effort.",null,"A) How comfortable do you feel praising your child when they try hard to do something?\n\nB) How often do you praise your child when they try hard to do something?","For each question:\n\nA) CHOOSE ONE ONLY\n1. Very comfortable\n2. Somewhat comfortable\n3. Somewhat uncomfortable\n4. Not at all comfortable\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know\n\n","First, score each question:\n\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.\n\n",0,{"$f":"Questions!D577","v":575},null,"Pa mor gyfforddus ydych chi'n teimlo yn canmol eich plentyn pan mae'n ymdrechu'n ddyfal i wneud rhywbeth?\r\n1. Cyfforddus iawn\r\n2. Cymharol gyfforddus\r\n3. Cymharol anghyfforddus\r\n4. Ddim yn gyfforddus o gwbl\r\n\r\nPa mor aml ydych chi'n canmol eich plentyn pan mae'n ymdrechu'n ddyfal i wneud rhywbeth?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Supporting broader development","Parents encourage and support their children's broader development","Parents encourage children to seek help if needed",null,"How often do you encourage your child to talk to people if they need help with something?","CHOOSE ONE ONLY\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 3",0,{"$f":"Questions!D578","v":576},null,"Pa mor aml ydych chi'n annog eich plentyn i siarad gyda phobl os bydd ef/hi angen help gyda rhywbeth?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"Seeking and sharing advice","Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents know where to find information and resources to help them develop their children's financial capability",null,"A) Do you know where to find information on teaching children and young people about money management?\n\nB) Which of these sources would you go to if you wanted to get information or help with teaching children and young people about money management?\n\n\n\n","A) CHOOSE ONE ONLY\n1. Yes\n2. No\nDon’t know\n \nB)  CHOOSE ALL THAT APPLY\n1. My child's school\n2. Websites/ Online content\n3. A charity such as CAB\n4. Other (please specify)\n5. None of these\nDon’t know\n","\nFirst, score each question:\n\nA)\n1=6\n2=0\nDon't know=0\n\nB)\nFor options 1 to 4, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 5=0\nDon't know=0\n\nThen, add up the scores for both questions and divide the result by 2 to produce the final score for this indicator.",0,{"$f":"Questions!D579","v":577},null,"Ydych chi'n gwybod lle i ddod o hyd i wybodaeth am addysgu plant a phobl ifanc am reoli arian?\r\n1. Do\r\n2. Nac ydw\r\nPa rai o'r ffynonellau hyn fyddech chi'n troi atyn nhw pe baech chi’n awyddus i gael gwybodaeth neu help gyda dysgu plant a phobl ifanc am reoli arian?\r\n 1. Ysgol fy mhlentyn\r\n 2. Gwefannau/ Cynnwys ar-lein\r\n 3. Elusen fel Cyngor ar Bopeth\r\n 4. Arall ________\r\n 5. Dim un o'r rhain\r\n 6. Ddim yn gwybod\r\nNA\r\n 6. Ddim yn gwybod",false]
[null,0,"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents access and use information and resources to help them develop their children's financial capability",null,"In the last 12 months have you used any of the following to get information about teaching children and young people about money management? ","CHOOSE ALL THAT APPLY\n1. My child's school\n2. Websites/ Online content\n3. A charity such as CAB\n4. Other (please specify)\n5. None of these\nDon’t know","For options 1 to 4, COUNT to a maximum of 3. Then apply the following to your count:\n0=0  1=2  2=4  3=6\nOption 5=0\nDon't know=0",0,{"$f":"Questions!D580","v":578},null,"Yn ystod y 12 mis diwethaf, ydych chi wedi defnyddio unrhyw un o'r canlynol i gael gwybodaeth am addysgu plant a phobl ifanc ynghylch rheoli arian? Ticiwch bob un sy'n berthnasol\r\n\r\n1. Ysgol fy mhlentyn\r\n 2. Gwefannau/ Cynnwys ar-lein\r\n 3. Elusen fel Cyngor ar Bopeth\r\n 4. Arall ________\r\n 5. Dim un o'r rhain\r\n 6. Ddim yn gwybod",false]
[null,0,"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents talk to other parents about how to help their children develop financial capability",null,"How often do you speak to other parents about ways in which to help children develop money management skills?","CHOOSE ONE ONLY\n1.Often\n2.Sometimes\n3. Rarely\n4.Never\nDon’t know","1=6\n2=4\n3=2\n4=0\nDon't know = 0",0,{"$f":"Questions!D581","v":579},null,"Pa mor aml ydych chi'n siarad gyda rhieni eraill ynghylch ffyrdd i helpu plant i ddatblygu sgiliau rheoli arian?\r\n1. Yn aml\r\n2.Weithiau\r\n3 Yn anaml\r\n4.Byth\r\n[5.Ddim yn gwybod]",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Ability to live (adequately) within means","Managing well day-to-day","Satisfaction with standard of living \n","How well would you say you yourself are managing financially these days? Would you say you are…","CHOOSE ONE ONLY\n1. Living comfortably\n2. Getting by alright\n3. Just about getting by\n4. Finding it quite difficult\n5. Finding it very difficult\nDon't know","1=6\n2=4  \n3=3  \n4=2  \n5=0\nDon't know = 3",0,{"$f":"Questions!D582","v":580},null,"Pa mor dda fyddech chi'n dweud eich bod chi eich hun yn ymdopi'n ariannol y dyddiau hyn? Fyddech chi’n dweud eich bod chi...\r\nDEWISWCH UN YN UNIG\r\n1. Yn byw’n gyfforddus\r\n2. Yn ymdopi'n iawn\r\n3. Yn ymdopi’n weddol\r\n4. Yn ei chael yn eithaf anodd\r\n5. neu'n ei chael yn anodd iawn?",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Ability to live (adequately) within means","Falling behind/in debt/in arrears",null,"In the last [SIX] months, have [you / or your partner] been unable to pay any of these bills due to a lack of money?","\nCHOOSE ALL THAT APPLY\n1. Rent or mortgage payments\n2. Council tax\n3. Gas, electricity or other fuel bills\n4. Water bill\n5. Telephone bill (including mobile phone, broadband)\n6. Credit or store card bills\n7. Repayments on a loan or advance\n8. Repayments on goods bought on hire purchase or mail order\n9. TV licence\n10. Income Tax or VAT payments\n11. Any other bill or regular commitment\n12. None of these\nDon't know","For options 1 to 11 COUNT to a maximum of 6. Then apply the following to your count:\n0=6  1=2  2=2  3=0  4=0  5=0 6=0\nOption 12=6\nDon't know=0",0,{"$f":"Questions!D583","v":581},null,"Yn y [CHWE] mis diwethaf, ydych [chi / neu eich partner] wedi methu â thalu unrhyw un o'r biliau hyn oherwydd diffyg arian?\r\nDEWISWCH BOB UN SY'N GYMWYS\r\n1. Taliadau rhent neu forgais\r\n2. Treth Gyngor\r\n3. Nwy, trydan neu filiau tanwydd eraill\r\n4. Bil d?r\r\n5. Bil ffôn (gan gynnwys ffôn symudol, band eang)\r\n6. Biliau cerdyn credyd neu gerdyn siop\r\n7. Ad-daliad ar fenthyciad neu daliad ymlaen llaw,\r\n8. Ad-daliadau ar nwyddau a brynwyd ar hurbwrcas neu drwy'r post\r\n9. Trwydded deledu\r\n10. Treth incwm neu daliadau TAW\r\n11. Unrhyw fil neu ymrwymiad rheolaidd arall\r\n12. Dim un o'r rhain (CÔD SENGL YN UNIG)",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial resilience - ability to withstand financial shocks",null,null,"Do you (and your partner) currently have at least as much money in savings as you get in income each month? ","CHOOSE ONE ONLY\n1. No\n2. Yes, about 1 month\n3. Yes, about 2 months\n4. Yes, three months of more\nDon't know","1=0\n2=2\n3=4\n4=6\nDon't know = 3",0,{"$f":"Questions!D584","v":582},null,"Oes gennych chi (a'ch partner) o leiaf yr un faint o arian mewn cyfrifon cynilo â’r hyn rydych chi'n ei gael fel incwm bob mis ar hyn o bryd?\r\nDEWISWCH UN YN UNIG\r\n1. Naddo\r\n2. Oes, gwerth tua mis\r\n3. Oes, gwerth tua 2 fis\r\n4. Oes, tri mis a mwy",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Managing money well day-to-day",null,"Creating and sticking to a viable budget","A) How closely do you normally plan how you will spend your money over the coming week or month? For example by drawing up a budget.\n\n\n\n\nB) And, how often do you keep to the budget you set?\n\n\n\n","For each question:\n\nA) CHOOSE ONE ONLY\n1. Very closely\n2. Fairly closely\n3. Not very closely\n4. I do not plan my spending at all\nDon't know\n\nB) CHOOSE ONE ONLY\n1. Always \n2. Most of the time\n3. Sometimes\n4. Hardly ever\n5. Never\n6. I do not budget\nDon't know","\n\n\n\nFirst, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=4\n3=3\n4=1\n5=0\n6=0\nDon't know=3\n\nThen, if asking both questions: add up the scores for each question and divide the result by 2 to produce the final score for this indicator. Otherwise, use the score you have recorded for A) as the final score for this indicator.",0,{"$f":"Questions!D585","v":583},null,"A) Pa mor fanwl ydych chi fel arfer yn cynllunio sut byddwch chi’n gwario eich arian dros yr wythnos neu'r mis nesaf? Er enghraifft, drwy lunio cyllideb.\r\nDEWISWCH UN YN UNIG\r\n1. Yn agos iawn\r\n2. Yn eithaf agos\r\n3. Ddim yn agos iawn\r\n4. Nid ydw i'n cynllunio fy ngwariant o gwbl\r\n5. Ddim yn gwybod\r\n\r\nB) A pha mor aml ydych chi'n cadw at y gyllideb wnaethoch chi ei phennu?\r\nDEWISWCH UN YN UNIG\r\n1. Bob amser\r\n2. Gan amlaf\r\n3. Weithiau\r\n4. Byth, bron\r\n5. Byth\r\n6. Ddim yn cyllidebu",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","General saving behaviour ",null,"Saving on a regular basis ","\nA) Which of these best describes how often you save money?\n\n\n\n\nB) Just thinking about the months that you save money is the amount that you save…\n\n\n\n\nC) About how much on average do you personally manage to save each month, at the moment? \n\n\n\n\n\n\n\n\n","\nFor each question:\n\nA)  CHOOSE ONE ONLY\n1. Every month\n2. Most months\n3. Some months, but not others\n4. Rarely/never\nDon’t know\n\nB) CHOOSE ONE ONLY\n1. Roughly the same each month\n2. A little different from month to month\n3. Very different from month to month\nDon’t know\n\nC) CHOOSE ONE ONLY\n1. Amount\nDon't know\n\n\n\n\n\n\n\n\n\n\n\n","First, score each question:\n\nA)\n1=6\n2=4\n3=2\n4=0\nDon't know = 3\n\nB)\n1=6\n2=4\n3=2\nDon't know=3\n\nC)\nScore using the first option which applies:\n£0 = 0\nup to £10 = 1 \nup to £25 = 2\nup to £50 = 3\nup to £100 = 4\nup to £250 = 5\nmore than £250 = 6\nDon't know = 3\n\nThen, add up the scores for the 3 questions and divide by 3 to produce the final score for this indicator.\n","Y (first Q, amended version: question wording clarified)",{"$f":"Questions!D586","v":584},null,"A) Pa un o'r rhain sy'n disgrifio orau pa mor aml ydych chi’n cynilo arian?\r\nDEWISWCH UN YN UNIG\r\n1. Bob mis\r\n2. Y rhan fwyaf o fisoedd\r\n3. Rhai misoedd, ond nid rhai eraill\r\n4. Yn anaml/byth\r\n5. Ddim yn gwybod\r\n\r\nB) Gan feddwl yn benodol am y misoedd rydych chi’n cynilo arian, ydi'r swm rydych chi'n ei gynilo...\r\n1. Tua'r un faint bob mis\r\n2. Mymryn yn wahanol o fis i fis\r\n3. Yn wahanol iawn o fis i fis\r\n4. Ddim yn gwybod\r\n\r\nC) Tua faint ydych chi'n bersonol yn llwyddo i’w gynilo bob mis ar gyfartaledd, ar hyn o bryd?\r\nRHOWCH SWM MEWN £\r\nYn amrywio gormod i ddweud",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"," Financial attitudes and motivations","Attitudes to money","Attitudes to managing money","To what extent would you say the following statement applies to you personally?\n\n- 'I feel under pressure to spend money on my children even when I can't afford it.'\n\nPlease answer on a scale of 0 to 10, where 0 is 'does not sound like me at all' and 10 is 'sounds a lot like me'\n\n","0 does not sound like me at all\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10 sounds a lot like me\nDon’t know","0=6\n1=5\n2=5\n3=4\n4=4\n5=3\n6=2\n7=2\n8=1\n9=1\n10=0\nDon't know = 3","Y",{"$f":"Questions!D587","v":585},null," A) Rydw i'n teimlo dan bwysau i wario arian ar fy mhlant, hyd yn oed pan na allaf ei fforddio 0 (ddim yn swnio’n debyg i mi o gwbl) i 10 (swnio'n debyg iawn i mi)\r\n\r\n\r\n0 ddim yn swnio’n debyg i mi\r\n...\r\n10 swnio'n debyg iawn i mi\r\nDdim yn gwybod\r\nDdim yn gymwys",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"," Financial attitudes and motivations","Attitudes to money","Attitudes to managing money","How much do you agree with the folowing statement?\n\n- 'Nothing I do will make much difference to my financial situation'","CHOOSE ONE ONLY\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\nDon't know","1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3","Y",{"$f":"Questions!D588","v":586},null,"I ba raddau ydych chi'n cytuno neu'n anghytuno â'r\r\ndatganiad\r\n\r\n \"Ni fydd unrhyw beth fyddaf i'n ei wneud yn gwneud llawer o wahaniaeth i'm sefyllfa ariannol\"\r\n\r\n1. Cytuno’n gryf\r\n2. Tueddu i gytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Tueddu i anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","General attitudes and motivations (applied to money)","Self-control","People are able to abstain from/delay spending in order to live within their means and save for the future\n\n","How much do you agree or disagree with each of the following statements?  \n \n- 'I tend to buy things even when I can’t really afford them'\n\n- 'I tend to live for today and let tomorrow take care of itself'  \n\n- 'I find it more satisfying to spend money than to save it for the long term'","For each statement:\nCHOOSE ONE ONLY\n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\nDon’t know","First, score each statement:\n1=0\n2=2  \n3=3  \n4=4  \n5=6\nDon't know = 3\n\nThen, add up the scores for the 3 statements and divide by 3 to produce the final score for this indicator.",0,{"$f":"Questions!D589","v":587},null,"I ba raddau ydych chi’n cytuno neu’n anghytuno â’r datganiadau hyn?  \r\n- Rydw i'n tueddu i brynu pethau hyd yn oed pan na allaf eu fforddio nhw mewn gwirionedd\r\n - Rydw i'n tueddu i fyw ar gyfer heddiw a gadael i yfory ofalu amdano ei hun\r\n - Rydw i’n ei chael yn fwy boddhaol gwario arian na’i gynilo ar gyfer y tymor hir\r\n\n1. Cytuno’n gryf\r\n\r2. Tueddu i gytuno\r\n3. Ddim yn cytuno nac yn anghytuno\r\n4. Tueddu i anghytuno\r\n5. Anghytuno’n gryf\r\n6. Ddim yn gwybod\r",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People are able to answer basic questions about interest rates and savings  \n","QUIZ \nSuppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\n\nHow much would be in the account at the end of the first year, once the interest payment is made?","CHOOSE ONE ONLY\n1. £120\n2. £140\n3. £104\n4. £102\nDon't know","1=0\n2=0\n3=0\n4=6\nDon't know=0","Y",{"$f":"Questions!D590","v":588},null,"CWIS Tybiwch eich bod chi’n rhoi £100 mewn cyfrif cynilo sydd â chyfradd llog warantedig o 2% y flwyddyn. Nid ydych yn gwneud unrhyw daliad pellach i'r cyfrif hwn ac nid ydych yn tynnu arian allan.\r\n\r\nFaint fyddai yn y cyfrif ar ddiwedd y flwyddyn gyntaf, unwaith y bydd y taliad llog yn cael ei wneud?\r\n1: A. £120\r\n2: B. £140\r\n3: C. £104\r\n4: D. £102",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People are able to answer basic questions about the interest rates and loans \n\n\n\n","QUIZ\nYou have taken out a loan for £500, and the interest rate you are charged is 10 percent per month. There are no other fees. At this interest rate, how much money would you owe in total after one month?","CHOOSE ONE ONLY\n\n1. £505\n2. £550\n3. £510\n4. £600\nDon't know\n","1=0\n2=6\n3=0\n4=0\nDon't know=0",0,{"$f":"Questions!D591","v":589},null,"CWIS Rydych chi wedi benthyca £500, a'r gyfradd llog a godir arnoch chi ydi 10 y cant y mis. Nid oes ffioedd eraill. Ar y gyfradd llog hon, faint fyddai cyfanswm yr arian fyddai'n ddyledus gennych chi ar ôl un mis?\r\n\r\nA £505\r\nB £550\r\nC £510\r\nD £600",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People understand basic financial concepts and are able to answer basic questions around interest rates and inflation \n","QUIZ\nIf the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?","CHOOSE ONE ONLY\n1. More\n2. The same\n3. Less\nDon’t know","1=0\n2=0\n3=6\nDon't know=0",0,{"$f":"Questions!D592","v":590},null,"CWIS Os yw'r gyfradd chwyddiant yn 5% a'r gyfradd llog rydych chi'n ei chael ar eich cynilion yn 3%, bydd gan eich cynilion fwy, llai neu yr un faint o b?er prynu ymhen blwyddyn?\r\n1. Mwy\r\n2. Yr un faint\r\n3. Llai\r\n4. Ddim yn gwybod",false]
[null,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Basic skills","Applied numeracy","People can successfully apply mathematical skills to financial problems","QUIZ\nThe same TV is on sale in both shop A and B. In Shop A it is priced at £400.  In Shop B it is on sale for £500 with 10% discount.  Which one is cheaper? ","CHOOSE ONE ONLY\n\n1:  The one sold in shop A \n2: The one sold in shop B \n3: They are both the same price \nDon't know","1=6\n2=0\n3=0\nDon't know=0",0,{"$f":"Questions!D593","v":591},null,"CWIS Mae'r un teledu ar werth yn siop A ac yn siop B. Mae’n costio £400 yn Siop A.  Yn Siop B mae'r teledu ar werth am £500 gyda gostyngiad o 10%.  Pa un sydd rataf?\r\n\r\n1:  Yr un sydd ar werth yn siop A\r\n2: Yr un sydd ar werth yn siop B\r\n3: Mae'r ddau yr un pris\r\n4. Ddim yn gwybod",false]

{"sheet":"3-5 yrs","index":15,"n_rows":45,"n_cols":13,"rows_kept":45,"cut":false,"hidden":true,"merged":[[19,4,20,4],[19,3,20,3]]}
["Fincap cyp outcomes framework: age 3 - 5 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes","FKY picture based questions","Parenting Pilot question","BN recommended question","Mirroring"]
[1,"Connection",null,"CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","N","CYP fincap; Natcen NEW [Tested]",null,null,"Q6. In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know"]
[2,"Behaviour","Managing your money well day-to-day",null,"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]\n\n\n\n","N","Natcen NEW [Not tested]",null,null,null,null,"Ability"]
[3,"Behaviour","Managing your money well day-to-day",null,"Children make age appropriate choices about how to spend their money","Parent proxy\n\nHow often does your child plan what they want to buy in advance?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\n\n\nHow often does your child make impulse purchases?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\n","N","Natcen NEW (tested and revised)",null,null,null,null,"Mindset, Ability (partial)"]
[4,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their parents and other family members","Parent proxy\n\nHow often do you give your child advice and guidance about money?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\n\nHow often does your child receive advice and guidance about money from  other family members?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]","N","Natcen NEW [Tested]",null,"PQ7: Do your parents talk to you about what you spend your money on? \n\nYes\nNo",null,null,"Mindset"]
[5,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals",null,"Interviewer administered:\n\nPQ11: Do your parents talk to you about what you spend your money on? \n\nYes\nNo","Y - PQ11","FKY"]
[6,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money in various forms being used to pay for things in shops","Parent proxy\n\nHow often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n    ","N","Natcen NEW [Not tested]",null,"make sure it is explained to them what paying by card, etc. really is",null,null,"Mindset (partial), Ability (partial)"]
[7,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children hear everyday household spending decisions are being taken (eg. about the weekly shop)","Parent proxy\n\nHow often does your child hear about basic family spending decisions, for example what you buy in a weekly shop?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]","N","Natcen NEW [Not tested]",null,null,null,null,"Mindset (partial), Ability (partial)"]
[8,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nParent proxy\n\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","N","CYP fincap; Natcen NEW [Tested]",null,null,"Q6. In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know",null,"Ability (partial)"]
[9,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children understand when things are being paid for in shops","Parent proxy\n\nDoes your child understand that you have to pay for things you want to buy in a shop?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child know that you are handing over money for things you want to buy when paying in a shop?\n1. Yes\n2. No\n3. Don’t know","N","Natcen NEW [Not tested]",null,null,null,null,"Mindset (partial), Ability"]
[10,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Parent proxy\n\nDo you think that your child understands that money is limited and people need to choose what they buy rather than buying everything they want?\n1. Yes, all the time\n2. Yes, sometimes\n3. No\n4. Don’t know\n\n","N","Natcen (amended by TNS) NEW [Tested]",null,"PQ12: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later","How well do you think your child understands the following about money?\n\nThat you have to make choices when you spend your money\nThat you do not have an endless amount of money\n\n(Scale: Not at all well; Not very well; Quite well, Very well, Don't know)",null,"Connection; Ability"]
[11,"Mindset","Attitudes to money management (including spending, saving and borrowing)",null,null,"Interviewer administered:\n\nPQ18: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later","Y - PQ18","FKY"]
[12,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Parent proxy\n\nHow often does your child ask you to buy things because their friends have them?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\n","N","Natcen New\n",null,"PQ15: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nA lot\nSometimes\nNo"]
[13,"Mindset","Money and values",null,null,"Parent proxy\n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?\n1. Yes\n2. No","N","Natcen New"]
[14,"Mindset","Money and values",null,null,"Interviewer administered:\n\nPQ16: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nAll the time\nSometimes\nNever","Y - PQ16","FKY"]
[15,"Mindset","General mindset","CYP have self-esteem",null,"Measures not appropriate for children this age","N"]
[16,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Parent proxy\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child","N","BCS10 (Rutter)",null,null,null,null,"Behaviours (partial), Ability (partial)"]
[17,"Mindset","General mindset",null,null,"Interviewer administered:\n\nPQ8:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      \n","Y - PQ8","FKY (tested)",null,"PQ1:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      \n\nPQ2: I have a large jar of sweets but it is nearly dinner time. What should I do? Eat them all now / Eat some now and same some for another day",null,null,"Mindset"]
[18,"Mindset","General mindset",null,null,"\nInterviewer administered:\n\nPQ19: I have a large jar of sweets but it is nearly dinner time. What should I do? Eat them all now / Eat some now and same some for another day","Y - PQ19","\nFKY (1st question tested / 2nd question not tested)\n\n\n\n\n\n\n"]
[19,"Mindset","General mindset","CYP have self-efficacy",null,"Measures not appropriate for children this age","N",null,null,null,null,"\nParent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n\n"]
[20,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that there are different coins, and can describe and name them","Parent proxy\n\nCan your child put coins in order of their value?\n1. Yes\n2. No\n3. Don’t know\n\nCan your child put banknotes in order of their value?\n1. Yes\n2. No\n3. Don’t know","N","New (Not tested)\n\n\n\n\n\nNew (tested)\nFKY question tested. Suitable for 4-5 year olds only\n\n\n",null,"Which one of these is worth the most? And which is worth the least? Question available on 3 levels : Low value coins / High value coins / notes "]
[21,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are beginning to understand that different coins and notes have different values","Parent proxy\n\nDoes your child understand that different coins and notes have different monetary values?\n1. Yes\n2. No\n3. Don’t know\n","N","\n\n\n\n\n\nNatcen New (Not tested)\n\n\n\n",null,"PQ17: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?\n\nPQ18: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?\n\nPQ19: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?",null,null,"Behaviours (partial), Connection (partial)"]
[22,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nPQ1: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ2:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","Y - PQ1 & PQ2","FKY"]
[23,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nPQ4: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ5:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","Y - PQ4 & PQ5","FKY"]
[24,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language eg. spend, save, change","Parent proxy\n\n\nA: Is your child familiar with these simple financial terms? Please tick all that apply\n1. Save\n2. Spend\n3. Change\n4. Not sure\n\n[for each ticked at A]\nB: Has your child ever used these simple financial terms?\n1. Save\n2. Spend\n3. Change\n4. Not sure","N","TNS","Given the young age group, the story card exercise would need to be interviewer administered.\n\nParent proxy version could be used across a range of interview modes. With an online instrument, any not ticked at A could be filtered out at B.",null,null,null,"Behaviours (partial), Connection (partial)"]
[25,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Interviewer administered:\n\nSQ1: Please can you tell me what is happening in these pictures?\n\nCoding list\n\nSave: keep, put away, look after\nSpend: use, give, pay for, buy\nChange: money back, left over","Y - SQ1","TNS","Given the young age group, the story card exercise would need to be interviewer administered.\n\nParent proxy version could be used across a range of interview modes. With an online instrument, any not ticked at A could be filtered out at B.",null,null,null,"Behaviours (partial), Connection (partial), Mindset (partial)"]
[26,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand that certain things they need and want cost money","Parent proxy\n\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know \n\n\nDoes your child understand that different things cost different amounts?\n1. Yes\n2. No\n3. Don’t know ","N","Natcen New [Not tested]"]
[27,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand that diffrerent things cost different amounts","Parent proxy\n\nDoes your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\n3. Don’t know\n","N","Natcen New (not tested)",null,null,null,null,"Behaviours, Connection, Mindset"]
[28,"Ability","Understanding money management","CYP understand the value of money",null,"Interviewer administered:\n\nCQ3; CQ4: Which of these do you think costs more?","Y - CQ3 & CQ4","TNS (Images courtesy of freedigitalphotos.net; leccyjustdoit and nipitphand)","(users should use CQ3 at thebeginning of the programme and CQ4 at the end  or vice-versa to ensure child has not just learned to choose the left or right response)",null,null,null,"Behaviours, Connection, Mindset"]
[29,"Ability","Understanding money management","CYP understand the value of money",null,"Interviewer administered:\n\nCQ5 CQ6: Which of these do you think costs more?","Y - CQ5 & CQ6","TNS (Images courtesy of freedigitalphotos.net; cuteimage and digitalart)","(users should use CQ5 at thebeginning of the programme and CQ6 at the end  or vice-versa to ensure child has not just learned to choose the left or right response)"]
[30,"Ability","Understanding money management","CYP understand the value of money","Children are aware that money is valuable and not a toy","Parent proxy\n\nDoes your child understand that money is not a toy?\n1. Yes\n2. No\n3. Don’t know ","N","Natcen New- Not tested\n\nPriority for testing"]
[31,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep money safe","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]","N","Natcen New- Not tested. \n",null,"PQ10: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house\nIn a piggy bank or money box\nIn the garden\nIn a purse or wallet",null,null,"Behaviours, Connection (partial), Mindset (partial)"]
[32,"Ability","Understanding money management",null,null,"Interviewer administered:\n\nPQ13: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house\nIn a piggy bank or money box\nIn the garden\nIn a purse or wallet","Y - PQ13","FKY - tested"]
[33,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do very simple addition and subtraction in relation to money","Interviewer administered:\n\nPQ3:\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins \n","Y - PQ3","Natcen/FKY",null,null,null,null,"Behaviours, Mindset (partial)"]
[34,"Ability",null,null,null,"Interviewer administered:\n\nPQ20:\n\nThe lolly costs 21p. What coins you need to pay the exact money?\n\n\nPlease click/draw a circle around the right coins","Y - PQ20","Natcen (Image courtesy of freedigitalphotos.net; nuchlee)"]
[35,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","Use standardised Maths/ English tests where available","N"]
[36,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","Use standardised Maths/ English tests where available","N"]
[37,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","Use standardised Maths/ English tests where available","N"]
[38,"Ability","Basic skills",null,"Children can plan ways to solve a problem","Use standardised Maths/ English tests where available","N"]
[39,"Ability","Basic skills",null,"Children can monitor progress in tackling a problem","Use standardised Maths/ English tests where available","N"]
[40,"Ability","Basic skills",null,"Children can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available","N"]
[41,"Ability","Other",null,null,null,"N"]

{"sheet":"5-7 yrs","index":16,"n_rows":94,"n_cols":16,"rows_kept":94,"cut":false,"hidden":true,"merged":[[41,14,42,14]]}
["Fincap cyp outcomes framework: age 5 - 7 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes","In CYP fincap survey?","FKY Picture based questions","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[42,"Financially capable behaviour",null,"CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","N","CYP fincap; Natcen NEW [Tested]",null,"Y",null,"(11-18) YP1. From which, if any, of the following places do you get money? \n\nASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SP\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n"]
[43,"Financially capable behaviour","Managing your money well day-to-day",null,"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5)","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]\n\n","N","Natcen NEW [Not tested]",null,null,null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: (IF NO AT QUESTION ABOVE: A bank account is somewhere people can keep their money rather than keeping it at home.) Do you have a bank account of your own?\n1. Yes \n2. No\n3. I don’t know if I have one\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT: Apart from in your bank account(s)), Where do you keep your money? \nSELECT ALL THAT APPLY\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent or carer looks after it for me\n4. Nowhere in particular\n5. Somewhere else (specify)\n6. Don’t know \n",null,null,null,"Connection, Ability"]
[44,"Financially capable behaviour","Managing your money well day-to-day",null,"Children have money saved up","Interviewer administered:\n\nPQ9: Do you have any money saved up?\n\nYes\nNo","Y-PQ9","FKY",null,null,null,"ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank) in all of those places?\n1. No \n2. Yes, roughly\n3. Yes exactly\n",null,"PQ3: Do you have any money saved up?\n\nYes\nNo",null,"Connection, Mindset, Ability"]
[45,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know roughly how much money they have (including savings)","Parent proxy\n\nDoes your child know roughly how much money they have, including in their savings?\n1. Yes\n2. No\n3. Don’t know","N","Natcen NEW [Not tested]",null,null,null,"ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank) in all of those places?\n1. No \n2. Yes, roughly\n3. Yes exactly\n",null,null,null,"Connection (partial), Mindset, Ability"]
[46,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make a simple plan for what they will spend their money on and are able to stick to it","Parent proxy\n\nHow often does your child plan what they want to buy in advance?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\n{If yes} How often does your child stick to their plan?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n\nHow often does your child make impulse purchases?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n","N","Natcen New (first item tested)\n\n\n\n\n\n\n\n","\n","Y",null,"NCYP10  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, you work out how much you want to spend on different things like sweets or presents.\n1. Yes I would make a plan and stick to it\n2. Yes I would make a plan but would be unlikely to stick to it\n3. No I wouldn’t make a plan\n4. Don’t know\n",null,null,null,"Connection (partial), Mindset, Ability"]
[47,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make age appropriate choices about how to spend their money (3-5)","Parent proxy\n\nHow often does your child plan what they want to buy in advance?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\n{If yes} How often does your child stick to their plan?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n\nHow often does your child make impulse purchases?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n[6. Not applicable- child does not have own money]\n\nWhat is the longest time your child saved  for because they wanted to buy a specific item?\n1. Less than a week\n2. More than a week but less than month\n3. A month or more\n\nDoes your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?\n1. Yes\n2. No\n3. Don’t know \n","N","Natcen","Note: This area is assessed by combining scores from multiple indicators - do not duplicate questions if already including in your survey",null,null,"ASK ALL 7– 17 YEAR OLDS: \nC2 Zig is 16, and he is an alien who has come from another planet to live on Earth. He can choose 3 of the items you see below. \nCan you pick the 3 most important things you think he needs to live here?\nRANDOMISE\n1. A house to live in\n2. Electricity\n3. Water supply\n4. Food\n5. New designer clothes\n6. TV\n7. Mobile phone\n8. Tablet/iPad\n9. Books\n10. Car\n11. Internet access\n12. Don’t know\n\nASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nMy parents or carers decide, I decide, we both decide, don’t know\nCYP8b When you have money, who usually decides what you spend it on? \nMy parents or carers decide, I decide, we both decide, don’t know\n",null,null,null,"Connection, Mindset, Ability"]
[48,"Financially capable behaviour","Managing your money well day-to-day",null,"Children check they have the right change when paying for things in shops","Parent proxy\n\nIs your child able to pay for something in a shop with cash?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child check they have been given the correct change when buying something in a shop?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know  \n","N","Natcen New (not tested)","Understanding of change could also be assessed by giving  children simple sums  where they have to identify correct coins  . This can be implemented using toy coins or pictures of coins. \n\nFor example\n\nQuestion:\nThe lolly costs 15p. Jane gives the shop keeper 20p. What change should Jane get? ","Y",null,"Have one for adults, still need one for children",null,null,null,"Connection, Ability"]
[49,"Financially capable behaviour","Managing your money well day-to-day",null,"Children save up for things they want to buy and can save for at least a month","Parent proxy\n\nIf your child wants something do they mostly tend to…\n1. Use their own money to buy it straight away or save up for it\n2. Ask you to buy the item for them\n3. My child doesn’t want things\n4. Don’t know\n\nHow often does your child save up their own money because they want to buy a specific item ?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know  \n\nWhat is the longest time your child saved  for because they wanted to buy a specific item?\n1. Less than a week\n2. More than a week but less than month\n3. A month or more","N","Natcen New (tested and revised);\nNew (not tested);\nNew (not tested)\n\n\n\n",null,"Y",null,"ASK ALL AGED 7 -17 (all 12-17 but only ask to 7-11 that selected code 1 at C1): \nCYP6 What is the longest time you have saved money up for something?\nSELECT ONE ONLY\n1. I haven’t saved up money\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n",null,null,null,"Connection, Mindset, Ability"]
[50,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Parent proxy\n\nDoes your child ever talk to you about money? For example, how much pocket money they get, how much they spend or whether they're saving up for something?\n1. Yes, a lot\n2. Yes, sometimes\n3. No","N","Natcen NEW [Not tested] (TNS amended)",null,null,null,"ASK ALL CHILDREN AGED 7-17: \nCYP17 Who do you talk to about your money? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family\n6. I never talk about money (SINGLE CODE ONLY)\n7. Don’t know (SINGLE CODE ONLY)\n",null,null,null,"Connection, Mindset, Ability"]
[51,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Interviewer administered:\nA: Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?\n1. Yes\n2. No\n3. Don't Know","N","TNS"]
[52,"Connection","Access to and use of financial products","CYP have access to their own financial products","Children have their own bank account account (at a bank, building society, credit union, etc.)","Parent proxy\n\nDoes your child have a current account, held in their own name?\n1. Yes\n2. No\n[3.Don't know]\n\nDoes child have a savings account or junior ISA, held in their own name?\n1. Yes\n2. No\n[3.Don't know]\n\n","N","Natcen New (not tested)",null,null,null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: (IF NO AT QUESTION ABOVE: A bank account is somewhere people can keep their money rather than keeping it at home.) Do you have a bank account of your own?\n1. Yes \n2. No\n3. I don’t know if I have one\n",null,null,null,"Behaviours, Ability"]
[53,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)","Parent proxy\n\nHow often do you give your child advice and guidance about money?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\nHow often does your child receive advice and guidance about money from teachers?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\nHow often does your child receive advice and guidance about money from any other sources?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know","N","Natcen New (not tested)\n",null,null,"Do you parents talk to you about what you spend your money on? A lot / A little / No",null,null,"PQ8: Do your parents talk to you about what you spend your money on? \n\nA lot\nA little\nNo",null,"Behaviours, Mindset (partial)"]
[54,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5)","Interviewer administered:\n\nPQ11: Do your parents talk to you about what you spend your money on? \n\nYes\nNo","Y-PQ11","FKY - tested"]
[55,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money being used to pay for things in shops and online (3-5)","Parent proxy\n\nHow often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n    ","N","Natcen NEW [Not tested]",null,"Y",null,"ASK ALL 7-11 YEAR OLDS: \nYP6 Tick all the ways you see your parents pay for things\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above\n7. Don’t know\n",null,null,null,"Ability"]
[56,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made","Parent proxy\n\nHow often do you involve your child in household spending decisions, for example what you buy in a weekly shop?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]","N","Natcen NEW [Not tested]",null,"Y",null,"CYP1.  Do you get to have a choice in?\nYes / No / DK/ I/we don’t have \n1. Family days out or holidays \n2. What to buy in the family food shop\n",null,null,null,"Ability"]
[57,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive pocket money regularly","Parent proxy\n\nIn which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\nIn return for good behaviour or helping out at home / chores\nNow and again on special days out or holidays\nBirthdays / Christmas / Other celebrations\nWhen they see Grandparents or other close family friends / relatives\nIrregularly or when we have some money to spare\nNone - My child doen't have any money of their own\nOther (plesae state)\nDon't know\n\nIF 'Regular pocket money' is ticked:\n\nDo you give a regular set amount of pocket money to your child or does the amount vary?\n1. A regular set amount\n2. It varies\n[3  Don’t know]\n\nHow much pocket money do you usually give your child?\nOPEN: £____________ per week/ month","N","CYP fincap; Natcen NEW [Tested]",null,"Y",null,"See above",null,null,null,"Mindset (partial), Ability (partial)"]
[58,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves","Parent proxy\n\nDoes your child have a safe place to keep their money, for example a piggy bank or savings account?\n1. Yes\n2. No\n3. Does not apply- child does not have own money\n","N","Natcen NEW [Not tested]",null,null,null,"(11-18) YP3. Where do you keep yor money?\n\nSELECT ALL THAT APPLY\n\nPurse/wallet\nPiggybank or cash box at home\nBank or building society account\nChild Trust Fund or JISA\nPost Office",null,null,null,"Behaviours, Ability"]
[59,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children make decisions about how to spend or save their money, supported by their parents","Parent proxy\n\nWho is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n1. I am\n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\n[5. Don’t know]\n\n\nWho is mainly responsible for deciding when your child’s money should be saved for later?  \n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\n[5. Don’t know]\n\n","N","Natcen New (tested and revised); Natcen New (not tested)\n\n\n\n\n",null,"Y",null,"ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nMy parents or carers decide, I decide, we both decide, don’t know\nCYP8b When you have money, who usually decides what you spend it on? \nMy parents or carers decide, I decide, we both decide, don’t know\n\n",null,null,null,"Behaviours, Mindset, Ability"]
[60,"Connection","Experience of managing your own money (and the risks that come with it)",null,null,"Parent proxy\n\nWho is mainly responsible for keeping your child’s money safe? \n1. I am\n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\n[5. Don’t know]\n","N","Natcen New (not tested)"]
[61,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of choosing coins and notes to pay for things in shops and waiting for change","Parent proxy\n\nIs your child able to make a cash payment in a shop?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child know to wait for change after they have made a cash payment?\n1. Yes\n2. No\n3. Don’t know\n","N","Natcen NEW [Not tested]",null,"Y",null,"(11-18) YP10. Which of the following do you use to pay for things?\n\nCash\nDebit card\nPre paid card\nOnline account\nOther (specify)",null,null,null,"Behaviours, Mindset (partial), Ability"]
[62,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","Parent proxy:\n\nDoes your child think it's important to think carefully before they spend their money?\n\nYes\nNo\nNot sure","N","TNS",null,"Y",null,null,null,null,null,"Behaviours, Connection, Ability"]
[63,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","Interviewer administered:\n\nPQ12: Imagine it was your birthday yesterday and you got £5, what would you do with it?\n\nI would spend it all at once\nI would wait and think about what to spend the money on","Y-PQ12","FKY (Not tested)",null,null,"Imagine it was your birthday yesterday and you got £5 what would you do with it? I would spend it all at once. I would save the money in my piggy bank or money box / I would wait and think about what to spend the money on.","(NCYP10  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, you work out how much you want to spend on different things like sweets or presents.\n1. Yes I would make a plan and stick to it\n2. Yes I would make a plan but would be unlikely to stick to it\n3. No I wouldn’t make a plan\n4. Don’t know\n",null,"PQ9: Imagine it was your birthday yesterday and you got £5, what would you do with it?\n\nI would spend it all at once\nI would save the money in my piggy bank or money box\nI would wait and think about what to spend the money on"]
[64,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is a good thing to do","Interviewer administered:\n\nPQ10: Click/draw a circle around the one that is most like you.\n\nI like to save my money\nI like to spend my money straight away","Y-PQ10","FKY (Tested)",null,"Y","What is most like you? I like to save my money / I like to spend my money straight away. AND It’s a good thing to save your money. Agree a lot / a little / no ","ASK ALL 7-17 YEAR OLDS: \nCYP11 Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nINSERT SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n",null,"PQ4: Click/draw a circle around the one that is most like you.\n\nI like to save my money\nI like to spend my money straight away\n\nPQ5: Click/draw a circle around your answer.\n\nIt's a good thing to save your money\n\nYes\nNo",null,"Behaviours, Connection (partial), Ability"]
[65,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is a good thing to do","Interviewer administered:\n\nPQ21: Click/draw a circle around your answer.\n\nIt's a good thing to save your money\n\nYes\nNo","Y-PQ21","FKY (Tested)"]
[66,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't continue to ask for things after they've been told they can't have them or will have to wait for them","Parent proxy\n\nHow often does your child pester you to buy things because they have spent all their own money?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n\n","N","Natcen New (not tested)\n",null,"Y",null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nA. I don’t like it when my parents or carers say I cannot have things I see in shops\nB. I don’t like it when friends have things I don’t have\nC. I carry on with a task whether it is difficult or not\n",null,null,null,"Behaviours (partial), Connection, Ability"]
[67,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Parent proxy\n\nDo you think that your child understands that money is limited and that they can’t have everything they want?\n1. Yes, all the time\n2. Yes, sometimes\n3. No\n4. Don’t know\n\n","N","Natcen NEW [Tested]",null,null,null,null,null,"PQ12: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later"]
[68,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children understand that people have to make choices about what they buy ","Interviewer administered:\n\nPQ18: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later","Y - PQ18","FKY"]
[69,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Parent proxy\n\nHow often does your child ask you to buy things because their friends have them?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know","N","Natcen New (not tested)\n",null,null,"Do you ask your mum and dad for things your friends have? A lot / Sometimes / No","none",null,"PQ15: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nA lot\nSometimes\nNo"]
[70,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Parent proxy\n\nHave  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?\n1. Yes\n2. No","N","Natcen New (not tested)"]
[71,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Interviewer administered:\n\nPQ16: Click/draw a circle around your answer.\n\nDo you ask your mum or dad for things your friends have?\n\nAll the time\nSometimes\nNever","Y-PQ16","FKY - tested"]
[72,"Mindset","Money and values","CYP have a positive/healthy emotional relationship with money","Children do not think that their possessions are the most important thing about them","outcome added from adult fw, but as per adult fw further research is needed to understand what this is and what a suitable indicator & question would be","N"]
[73,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family","Parent proxy\n\nDoes your child ever talk to you about money? For example, how much pocket money they get, how much they spend or whether they're saving up for something?\n1. Yes, a lot\n2. Yes, sometimes\n3. No","N","Natcen NEW [Not tested] (TNS amended)",null,null,null,"ASK ALL CHILDREN AGED 7-17: \nCYP17 Who do you talk to about your money? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY\n1. Friends\n2. Parents or carers\n3. Teachers\n4. My brothers and sisters\n5. Grandparents or other family\n6. I never talk about money (SINGLE CODE ONLY)\n7. Don’t know (SINGLE CODE ONLY)\n",null,null,null,"Behaviours, Connection, Ability (partial)"]
[74,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family","Interviewer administered:\nA: Do you and your friends talk about money? For example, how much pocket money you get, how much money you spend or whether you’re saving up for something?\n1. Yes\n2. No\n3. Don't Know","N","TNS"]
[75,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Children want to be good at managing their money","Interviewer administered:\n\nChloe gets £5 pocket money every week.  Chloe always spends £2 and puts £3 into her savings account.  Do you think Chloe sounds… [pick the one you think describes Chloe best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\nChloe’s sister Daisy also gets £5 pocket money every week.  Daisy always spends all her pocket money and never saves any.  Do you think Daisy sounds… [pick the one you think describes Daisy best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\nWhen it comes to spending and saving, are you more like Chloe or Daisy?\na) Chloe\nb) Daisy","N","Join Sam",null,null,null,null,"(Join Sam questions) 9. Chloe gets £5 pocket money every week.  Chloe always spends £2 and puts £3 into her savings account.  Do you think Chloe sounds… [pick the one you think describes Chloe best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\n10. Chloe’s sister Daisy also gets £5 pocket money every week.  Daisy always spends all her pocket money and never saves any.  Do you think Daisy sounds… [pick the one you think describes Daisy best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\n11. When it comes to spending and saving, are you more like Chloe or Daisy?\na) Chloe\nb) Daisy\n\n\n\n",null,null,"Behaviours (partial), Connection (partial), Ability (partial)"]
[76,"Mindset","Aspirations and goals","CYP have financial goals","Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal)","Parent proxy\n\nHow often does your child save up their money to buy a specific item?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don't know]\n\n","N","Natcen NEW (not tested)",null,null,null,null,"(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n",null,null,"Behaviours, Connection (partial), Ability"]
[77,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Parent proxy\n\nHow often does your child seem pleased or proud of themselves?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nWhen around others does your child appear confident?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\n","N","First measure adapted from Rutter questionnaire item on emotional problems. New answer scale added for internal consistency. \n\nSecond measure adapted from Kid Kindl on self-confidence. New answer scale added for internal consistency. For original Qn see: http://www.kindl.org/english/information/\n\nThird item is new and untested.",null,"Y",null,"ASK 5 to 11 YEAR OLDS:\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\nASK 5-11 YEAR OLDS:\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)\n",null,null,"LAWSEQ Q1. Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)"]
[78,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Interviewer administered:\n\nDo you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","N","LAWSEQ"]
[79,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","\nParent proxy\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child","N","BCS10 (Rutter)",null,"Y",null,"Bilal",null,null,"Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child"]
[80,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Interviewer administered:\n\nPQ8:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      ","Y-PQ8","\nFKY (tested)\n\n\n\n\n\n\n",null,"Y","My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with AND      I have a large jar of sweets but it is nearly dinner time. What should I do? Eat them all now / Eat some now and same some for later","Bilal",null,"PQ1:My friend is playing with a toy and I want to play with it. What should I do? Take it off them / Ask if I can have a turn / Find something else to play with      \n\nPQ2: I have a large jar of sweets but it is nearly dinner time. What should I do? Eat them all now / Eat some now and same some for another day"]
[81,"Mindset","General mindset","CYP have self-efficacy",null,"Measures not appropriate for children this age","N",null,null,"Y",null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nA. I don’t like it when my parents or carers say I cannot have things I see in shops\nB. I don’t like it when friends have things I don’t have\nC. I carry on with a task whether it is difficult or not\n"]
[82,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Parent proxy\n\nCan your child put coins in order of their value?\n1. Yes\n2. No\n3. Don’t know\n\nCan your child put banknotes in order of their value?\n1. Yes\n2. No\n3. Don’t know","N","Natcen New (Not tested); Natcen New (tested)\n\n\n",null,"Y","Which one of these is worth the most? And which is worh the least? Question available on 3 levels : Low value coins / High value coins / notes \nAND: Can you put a 1 next to the coin you think is worht the least, a 2 next to the coin you think is worth the second to least, and so on","none - use FKY",null,"PQ17: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?\n\nPQ18: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?\n\nPQ19: Click/draw a circle around your answer.\n\nWhich one of these is worth the most? And which is worth the least?\n\nPQ20: Click/draw a circle around your answer.\n\nCan you put these in the right order? Put a 1 next to the coin you think is worth the least, a 2 next to the coin you think is worth second to least and so on.",null,"Connection"]
[83,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Interviewer administered:\n\nPQ1: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ2:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","Y-PQ1 & PQ2","FKY"]
[84,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Interviewer administered:\n\nPQ4: Click/draw a circle around your answer.\n\nWhich one of these is worth the most?\n\nPQ5:  Click/draw a circle around your answer.\n\nWhich one of these is worth the least","Y-PQ4 & PQ5","FKY"]
[85,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know the value of coins and notes and can put them in order of value","Interviewer administered:\n\nPQ22: Click/draw a circle around your answer.\n\nCan you put these in the right order? Put a 1 next to the coin you think is worth the least, a 2 next to the coin you think is worth second to least and so on.","Y-PQ22","FKY - tested"]
[86,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops","Interviewer administered:\n\nPQ3:\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins ","Y-PQ3","Natcen/FKY","Please note multiple examples should be used. Questions used should vary so child does not learn correct response to a set question.\n",null,null,"none",null,"PQ21:\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins",null,"Connection"]
[87,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children can identify different combinations of coins and notes that make the same amount of money, and can select the right coins and notes when paying for things in shops","Interviewer administered:\n\nPQ20:\nThe lolly costs 21p. What coins you need to pay the exact money?\n\nPlease click/draw a circle around the right coins","Y-PQ20","Natcen (Image courtesy of freedigitalphotos.net; nuchlee)"]
[88,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","Parent proxy\n\nDoes your child understand the following words and can use them appropriately in conversation?\n(1. Yes 2. No 3. Don't know) \nSpend\nSave\nChange","N","Natcen","Can be adapted to work across online, self-completion and and face-to-face modes","Y",null,"none as yet",null,null,null,"Behaviours (partial), Mindset (partial)"]
[89,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","Interviewer administered:\n\nWhat do you do with your money if you 'save' it?\n1. keep it for the future\n2. spend it in a shop\n\nIf you can 'afford' to buy something do you:\n1. have enough to pay for it\n2. not have enough to pay for it","N","TNS"]
[90,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","Interviewer administered:\n\nWhat does 'expensive' mean?\n1. it doesn't cost much\n2. it costs a lot of money\n","N","TNS"]
[91,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children are aware of and can explain basic financial language e.g. spend, save, change (3-5)","Interviewer administered:\n\nWhat's the other word for 'money' meaning coins and notes?\n1. cash\n2. catch","N","TNS"]
[92,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children recognise and use symbols for pounds (£) and pence (p)","Interviewer administered:\n\nCQ1: Which is worth more money?\n\n(SHOWCARD)\n£5\n5p\n","Y-CQ1","Natcen New (Not tested)","5p and £5 can be written on a showcard to give the child  (users should use CQ1 at thebeginning of the programme and CQ2 at the end  or vice-versa to ensure child has not just learned to choose the left or right response)",null,null,"none"]
[93,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children recognise and use symbols for pounds (£) and pence (p)","Interviewer administered:\n\nCQ2: Which is worth more money?\n\n(SHOWCARD)\n£5\n5p\n","Y-CQ2","Natcen New (Not tested)"]
[94,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","Parent proxy\n\nDoes your child understand the difference 'lending' and 'giving'?\n1. Yes\n2. No\n3. Don't Know\n\n","N","Natcen New (Not tested)","The older child's approach to this measure could be used but it would have to be interviewer administered as children will not be able to write responses.  This is:\n\nWhat does the word 'borrow' mean?\n\nOPEN RESPONSE: \n\n1. Child can explain the word 'borrow'- mentions that the money ahs to be given back.\n2.  Child cannot explain the word 'borrow'.\n3.  Uncodeable  (unclear whether child understands or not)","Y",null,"none - note similarity to Mindset indicator - use only one of them"]
[95,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","Parent proxy\n\nDoes your child understand that if they borrow something they have to give it back?\n1. Yes\n2. No\n3. Don't Know","N","Natcen NEW [Not tested]"]
[96,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand the concept of borrowing money from family or friends and having to pay it back later","Interviewer administered:\n\nIf you 'borrow' something do you...\n1. Keep it forever\n2. Give it back","N","TNS"]
[97,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (eg. cash at home, in a savings account etc)","\nParent proxy:\nIn which of the following places is your child aware that money can be kept?'\nPlease tick all that apply.\n\n1. In a bank\n2. In a piggy bank or money box\n3. In a purse, wallet or handbag\n4. In pockets\n5. Looked after by parents\n6. Somewhere else (please write in)","N","TNS","\n",null,null,"none",null,null,null,"Behaviours, Connection, Mindset"]
[98,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (eg. cash at home, in a savings account etc)","\nInterviewer administered:\nWhere can people keep their money so that it stays safe?\nCoding list: bank, piggy bank, money box, other container, purse, wallet, bag, pockets, at home, bedroom, other rooms in house, with a parent, other places.","N","TNS"]
[99,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.)","Parent proxy\n\nDoes your child understand that money can be used digitally, for example when buying something through an online store or an app?\n1. Yes\n2. No\n3. Don’t know ","N","Natcen New (tested and revised)","\n","Y",null,"ASK ALL 7-11 YEAR OLDS: \nYP6 Tick all the ways you see your parents pay for things\n1. Money (notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above\n7. Don’t know\n",null,null,null,"Connection"]
[100,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep their money safe (3-5)","Parent proxy\n\nDoes your child always keep their spending money somewhere safe (for example a money box or purse) or do they sometimes leave it lying around?\n1. They always keep their money somewhere safe\n2. They sometimes leave it lying around\n3. Not applicable- Child does not have own money\n[4. Don't know]","N","New- Not tested\n",null,null,"Where are good places to keep your money? Around the house / In a piggy bank or money box / In the garden /  In a purse or wallet","(11-18) YP3. Where do you keep yor money?\n\nSELECT ALL THAT APPLY\n\nPurse/wallet\nPiggybank or cash box at home\nBank or building society account\nChild Trust Fund or JISA\nPost Office",null,"PQ10: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house\nIn a piggy bank or money box\nIn the garden\nIn a purse or wallet",null,"Behaviours, Connection, Mindset (partial)"]
[101,"Ability","Understanding money management","CYP understand the value of money","Children know how to keep their money safe (3-5)","Interviewer administered:\n\nPQ13: Click/draw a circle answer (pick as many as you think).\n\nWhere are good places to keep your money? \nAround the house / In a piggy bank or money box / In the garden / In a purse or wallet","Y-PQ13","FKY - tested"]
[102,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand the consequences of losing money or having it stolen","Parent proxy\n\nDoes your child understand that if money is lost or stolen, they cannot get it back?\n\n1. Yes\n2. No\n3. Don't Know","N","TNS",null,null,null,"none",null,null,null,"Behaviours (partial), Connection (partial), Mindset (partial)"]
[103,"Ability","Understanding money management","CYP understand the value of money","Children are beginning to understand the consequences of losing money or having it stolen","Interviewer administered:\nWhat would it mean if you lost your money and someone found it and kept it?\n\n1. It would mean I couldn't buy what I wanted\n2. It would mean I'd have to get some more money from my parents\n3. It would mean I would have to ask a bank to replace it","N","TNS"]
[104,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited and that they might not be able to have everything they want","Parent proxy\n\nDo you think that your child understands that money is limited and that they can’t have everything they want? \n1. Yes, all the time\n2. Yes, sometimes\n3. No\n4. Don’t know \n \n\nHave you ever explained to your child that money is limited and that they therefore can’t have everything they want?\n1.  Yes\n2. No\n3. Don’t know\n\nHow often do you explain to your child that money is limited and that they therefore can’t have everything they want?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nDoes your child know that they will need to make choices about what to spend their money on, for example only being able to afford to buy one item instead of two?\n1. Yes\n2. No\n3. Don’t know \n","N","Natcen New (not tested); Natcen New (tested); Natcen New (not tested); Natcen New (tested)\n\n\n\n\n\n\n",null,"Y","Imagine you have £5 to spend. You see a toy you really want but you don’t have enough money for it. What do you do? Buy something else / Ask your mum and dad to buy it for you / Save up your money to buy it later.","none - might be a q in the parenting pilot questionnaire - need to adapt for children. Scenario one, or do we have a picture based question for this?",null,null,null,"Behaviours, Connection, Mindset"]
[105,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited and that they might not be able to have everything they want","Interviewer administered:\n\nPQ18: Imagine you have £5 to spend. You see a toy you really want but you don't have enough money for it. What do you do?\n\nBuy something else\nAsk your mum or dad to buy it for you\nSave up your money to buy it later","Y-PQ18","\nFKY - TESTED"]
[106,"Ability","Understanding money management","CYP understand the value of money","Children understand what wants and needs are and can explain the difference between the two","Parent proxy\n\nDoes your child understand that there is a difference between things they need and things they may want? \n1. Yes\n2. No\n3. Don’t know\n","N","Natcen New (tested)\n",null,"Y",null,"ASK ALL 7– 17 YEAR OLDS: \nC2 Zig is 16, and he is an alien who has come from another planet to live on Earth. He can choose 3 of the items you see below. \nCan you pick the 3 most important things you think he needs to live here?\nRANDOMISE\n1. A house to live in\n2. Electricity\n3. Water supply\n4. Food\n5. New designer clothes\n6. TV\n7. Mobile phone\n8. Tablet/iPad\n9. Books\n10. Car\n11. Internet access\n12. Don’t know\n",null,"PQ11: Click/draw a circle around your answer.\n\nCan you help me? I only have £5 to spend and I am hungry. I can spend it on a new toy or on lunch. Which should I choose?\n\nToy\nLunch",null,"Behaviours (partial), Connection, Mindset"]
[107,"Ability","Understanding money management","CYP understand the value of money","Children understand what wants and needs are and can explain the difference between the two","Interviewer administered:\n\nPQ14: Click/draw a circle around your answer.\n\nCan you help me? I only have £5 to spend and I am hungry. I can spend it on a new toy or on lunch. Which should I choose?\n\nToy\nLunch","Y-PQ14","FKY"]
[108,"Ability","Understanding money management","CYP understand the value of money","Children understand that certain things they need and want (toys, activities, clothes and food) cost money","Parent proxy\n\nDoes your child understand that everyday items such as toys, clothes and food cost money?\n1. Yes\n2. No\n3. Don’t know\n\nDoes your child understand that activities such as classes or trips out cost money?\n1. Yes\n2. No\n3. Don’t know ","N","Natcen New (not tested)",null,"Y",null,"none - n.b. find existing list; list of options that may or may not cost money (NatCen Q)",null,null,null,"Behaviours, Connection, Mindset"]
[109,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Parent proxy\n\nDoes your child understand that different items or activities cost different amounts?\n1. Yes\n2. No\n3. Don’t know\n","N","Natcen New (not tested)",null,null,null,"none",null,null,null,"Behaviours, Connection, Mindset"]
[110,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Interviewer administered:\n\nCQ3; CQ4: Which of these do you think costs more?","Y-CQ3 & CQ4","TNS (Images courtesy of freedigitalphotos.net; leccyjustdoit and nipitphand)","(users should use CQ3 at thebeginning of the programme and CQ4 at the end  or vice-versa to ensure child has not just learned to choose the left or right response)"]
[111,"Ability","Understanding money management","CYP understand the value of money","Children understand that different things cost different amounts","Interviewer administered:\n\nCQ5; CQ6: Which of these do you think costs more?","Y-CQ5 & CQ6","TNS (Images courtesy of freedigitalphotos.net; cuteimage and digitalart)","(users should use CQ5 at thebeginning of the programme and CQ6 at the end  or vice-versa to ensure child has not just learned to choose the left or right response)"]
[112,"Ability","Understanding money management","CYP know how to keep track of their money and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (eg. counting the money in a money box)","Parent proxy\n\nIs your child able to keep track of their money e.g. by counting the money in their money box?\n1.Yes\n2. No\n3. My child does not have their own money","N","Natcen New (not tested)","\n\n",null,null,"(11-18) YP11. Do you keep track of your income and spending? \n\nPlease choose one option only\n\nSINGLE CODE \n1. Yes\n2. No\n3. Don’t know\n\n\n\n\nASK IF YP11 = 1\nYP12. How do you keep track of your income and spending? \nPlease select all that apply. \n\nMULTICODE OK. RANDOMISE 1 TO 7\n1. Online budgeting tool\n2. Online banking\n3. Spreadsheet\n4. Piece of paper\n5. In my head (mentally)\n6. Checking my bank balance at an ATM\n7. Reviewing my bank statements\n8. Other\n9. DK\n",null,null,null,"Behaviours, Connection (partial), Mindset (partial)"]
[113,"Ability","Understanding money management","CYP know how to save up for things they want","Children know how to put money aside for the future","\nParent proxy\n\nDoes your child know how to save money and keep their savings safe? \n1. Yes\n2. No\n3. Don’t know\n","N","TNS New (tested)",null,null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP11 Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nINSERT SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n",null,null,null,"Behaviours, Connection, Mindset,"]
[114,"Ability","Understanding money management","CYP know how to save up for things they want","Children know how to put money aside for the future","Interviewer administered:\n\nSuppose you wanted something really expensive and your mum or dad says you have to save up for it. Where would you put your money until you had saved enough? ASK UNPROMPTED\nPut money in a piggy bank/money box\nPut money in a bank account\nAsk my parents to look after the money, \nOther answer\nDon't know","N","TNS"]
[115,"Ability","Understanding money management","CYP know how to save up for things they want","Children understand why saving money for something you want to buy is important","Interviewer administered:\n\nWhich one of these do you agree with most? READ OUT AND CODE ONE\n - There is no point in saving money\n - I think it’s important to save money\n\n\n You may have heard people talking about saving money for the future.   Why do you think people save money? ASK UNPROMPTED\n - To buy something that's expensive \n - Just in case they need it in the future\n - Other answer\n - Don't know","N","TNS","Interviewer-administered.  At Q2 either of the first options would be recorded as the right answer, any other answer would be subject to judgement, and don't know would  be recorded as an incorrect answer.",null,null,null,"(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n",null,null,"Behaviours, Connection (partial), Mindset"]
[116,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get","Interviewer administered:\n\nPQ3:\n\nI want to buy this lollipop. It costs £1.50.\nWhich coins will I need to buy the lollipop?\n\nPlease click/draw a circle around the right coins \n","Y-PQ3","Natcen","Questions used should vary so child does not learn correct response to a set question.","Y",null,"none - basic maths question",null,null,null,"Behaviours, Connection, Mindset (partial)"]
[117,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can do simple addition and subtraction in relation to money, including working out how much money they need to pay for multiple items and how much change they will get","Interviewer administered:\n\nPQ20:\n\nThe lolly costs 21p. What coins you need to pay the exact money?\n\n\nPlease click/draw a circle around the right coins","Y-PQ20","Natcen (Image courtesy of freedigitalphotos.net; nuchlee)"]
[118,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children know that they can get money in different ways and they understand how they get their money","Interviewer administered:\n\nPQ23: Click/draw a circle around your answer.\n\nCan you help me? What are some different ways that children can get money?\n\nPocket money\nAsk mum or dad for some money\nEarn money for doing special jobs at home","Y-PQ23","FKY tested",null,null,"Can you help me? What are some different ways that children can get money? Pocket money / Ask mum and dad / Earn money by doing special jobs at home","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SP\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n",null,"PQ14: Click/draw a circle around your answer.\n\nCan you help me? What are some different ways that children can get money?\n\nPocket money\nAsk mum or dad for some money\nEarn money for doing special jobs at home",null,"Behaviours (partial), Connection (partial)"]
[119,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand where the money their family has comes from","Parent proxy\n\nHow often have you talked to your child about where your household income comes from?\n\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nHow confident are you that your child understand where your household gets its money from?  \n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all","N","Natcen",null,null,"My parents get money for the family to spend. How do you think they get the money? Earn money by going to work / From the bank / From the till at the shop","none",null,"PQ13: Click/draw a circle around your answer.\n\nMy parents get money for the family to spend. How do you think they get the money?\n\nEarn money by going to work\nFrom the bank\nFrom the till at the shop",null,"Behaviours (partial), Connection (partial)"]
[120,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand where the money their family has comes from","Interviewer administered:\n\nPQ15: Click/draw a circle around your answer.\n\nMy parents get money for the family to spend. How do you think they get the money?\n\nEarn money by going to work\nFrom the bank\nFrom the till at the shop","Y-PQ15","FKY"]
[121,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children are beginning to understand about working to earn money","Parent proxy\n\nDo you ever give your child money in exchange for work, for example if they do chores around the house?\n1. Yes\n2. No\n3. Don't know\n\nDo you think your child understands that people can earn money by working?\n1. Yes\n2. No\n3. Don't know","N","Natcen New (Not tested)",null,null,"Could above FKY question be used here too?","C3 Zig will need more money so he can buy the things he will need to live here. What would be the best way for him to make sure he gets the money he needs to live here? \nSelect all that apply \n1. Do well at school\n2. Get a job\n3. Borrow from other people\n4. Hope to be given some\n5. Go to a cash machine\n6. Apply for help from the people in charge\n7. Don’t know\n",null,"PQ13: Click/draw a circle around your answer.\n\nMy parents get money for the family to spend. How do you think they get the money?\n\nEarn money by going to work\nFrom the bank\nFrom the till at the shop",null,"Behaviours (partial), Connection (partial)"]
[122,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children are beginning to understand about working to earn money","Interviewer administered:\n\nPQ15: Click/draw a circle around your answer.\n\nMy parents get money for the family to spend. How do you think they get the money?\n\nEarn money by going to work / From the bank / From the till at the shop","Y-PQ15","FKY"]
[123,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things","Parent proxy\n\nHow often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\nHow confident are you that your child understands that adverts are designed to try and make people buy things?  \n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\n\n","N","Natcen New (tested and revised); Natcen New (tested)\n\n",null,null,"I asked my friends what adverts on TV are for. What do you think? To give you a break / To be fun to watch / To make you buy things (Multi option)","none",null,"PQ16: Click/draw a circle around your answer.\n\nI asked my friends what they think adverts on TV are for. This is what they said. What do you think?\n\nTo give you a break - Yes/No\nTo be fun to watch - Yes/No\nTo make you buy things - Yes/No"]
[124,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children are beginning to understand that adverts (eg. in shops, online and on TV) are designed to make people buy things","Interviewer administered\n\nPQ17: Click/draw a circle around your answer.\n\nI asked my friends what they think adverts on TV are for. This is what they said. What do you think?\n\nTo give you a break - Yes/No\nTo be fun to watch - Yes/No\nTo make you buy things - Yes/No","Y-PQ17","\nFKY questions tested"]
[125,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N"]
[126,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]
[127,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]
[128,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]
[129,"Ability","Basic skills","CYP have good problem solving skills","Children can plan ways to solve a problem","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]
[130,"Ability","Basic skills","CYP have good problem solving skills","Children can monitor progress in tackling a problem","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]
[131,"Ability","Basic skills","CYP have good problem solving skills","Children can review solutions to problems and modify them if necessary","\nUse standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,null,"none"]

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["Fincap cyp outcomes framework: age 7 - 11 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes","In CYP fincap survey?","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[132,"Financially capable behaviour",null,"CYP have their own regular source of money","Children receive a set amount of pocket money on a regular basis (5-7)","Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 or 4 above): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap","1, 3 or 5 = no to indicator, 2 or 4 = ask follow-up question","Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 2 or 4 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n\n\n"]
[133,"Financially capable behaviour","Managing your money well day-to-day",null,"Children keep their money in a safe place eg. a piggy bank, money box or purse/wallet (3-5, 5-7) and keep information about their bank accounts safe","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL  WITH MONEY (CODES 2-6 at first question): \n(IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\nIF HAVE BANK ACCOUNT\nIf you have a bank account, do you have a card that you can use at a cash machine or a bank book?  You can pick one or both answers.\nI have a card \nI have a bank book\nNo, neither of these\n\nIF HAVE A BANK BOOK OR CARD\nWhere do you keep your bank card or bank book? You can pick more than one answer.\nIn my purse/wallet\nMy parents look after it\nIn a safe place at home\nSomewhere else\nI don't have a special place where I keep this/these items\n\n","N","CYP fincap; TNS",null,null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)",null,null,null,"Connection, Mindset (partial), Ability"]
[134,"Financially capable behaviour","Managing your money well day-to-day",null,"Children have money saved up (5-7)","ASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know ","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\n\n",null,null,null,"Connection, Mindset, Ability"]
[135,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know how much money they have (including savings) and keep track of their spending","Think about all your money. Do you know how much money you have right now?:\n\n1. Yes\n2. No\n3. Don't know \n\nWhen you buy things using your money, do you keep track of how much you spend and how much you have left? \n\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\n5. I do not have my own money to spend\n6.  Don’t Know\n","N","Natcen New- first item not tested, second item tested and revised","Use question below, if programme is particularly interested in bank accounts",null,"\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n",null,null,null,"Connection (partial), Mindset, Ability"]
[136,"Financially capable behaviour","Managing your money well day-to-day",null,"Children know how much money they have (including savings) and keep track of their spending","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n","N","CYP fincap"]
[137,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make a plan for what they will spend their money on and stick to it","Do you plan what you want to buy with your money before you spend it?\n1. A lot\n2. Sometimes \n3. Never\n4. I do not have my own money to spend\n\nHow often do you stick to your plan? \n1. A lot\n2. Sometimes \n3. Never\n4. I do not plan on what to buy\n","N","Natcen New-Not tested",null,"Y","\nNCYP10  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know\n",null,null,null,"Connection, Mindset, Ability"]
[138,"Financially capable behaviour","Managing your money well day-to-day",null,"Children make choices about how to spend their money that are based on their needs and on value for money","When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nWhen you want to buy something for yourself, how often do you...\nNever\nRarely\nSometimes\nOften\nDon't know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?","N","CYP fincap",null,"Y","CYP8b: When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?","(Join Sam questions) 6. A new toy or game you really want has just been released. It costs £35 and you don't have enough money to buy it. Do you: (Please choose one answer)\n\nNag your parents to buy it for you?\nDo some extra chores to earn the money needed to buy it?\nSave your pocket money until you can afford it?\nDecide not to buy it?\nFind another way of getting £35?",null,null,"Connection, Mindset, Ability"]
[139,"Financially capable behaviour","Managing your money well day-to-day",null,"Children check they have the right change when paying for things in shops (5-7)","When you buy something in a shop, do you check if you have been given the right change ?\n1. A lot\n2. Sometimes \n3. Never\n4. I do not buy things in shops","N","Natcen New-Not tested",null,"Y",null,null,null,null,"Connection, Mindset (partial), Ability (partial)"]
[140,"Financially capable behaviour","Managing your money well day-to-day",null,"Children shop around to get the best deal","When you want to buy something for yourself, how often do you...\nNever\nRarely\nSometimes\nOften\nDon't know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?","N","CYP fincap",null,null,"ASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?\n",null,null,null,"Mindset, Ability"]
[141,"Financially capable behaviour","Managing your money well day-to-day",null,"Children save up for things they want to buy and can save over a longer time period (at least three months)","What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know","N","CYP fincap",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n",null,null,null,"Connection (partial), Mindset, Ability"]
[142,"Financially capable behaviour","Managing your money well day-to-day",null,"Children talk about money with friends and family openly","Do you talk about your money with any of the following people? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY (ROTATE 1-5)\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,"Y","ASK ALL CHILDREN AGED 7-17: \nCYP17 Do you talk about your money with any of the following people? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY (ROTATE 1-5)\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)\n",null,null,null,"Connection (partial), Mindset "]
[143,"Connection","Access to and use of financial products","CYP have access to their own financial products from a young age","Children have their own bank account (at a bank, building society, credit union, etc.)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n","N","CYP fincap",null,"Y -  additional question to cover access, i.e. who actually makes the transactions with the bank","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n",null,null,null,"Behaviours, Ability"]
[144,"Connection","Access to and use of financial products","CYP are given experience of choosing their own financial products","Children are involved in the process of choosing and setting up their own bank accounts","IF HAVE BANK/B.S. ACCOUNT:\nDid your parents pick this bank account for you? \n1. Yes\n2. No\n3. Don't know\n\nDid your parents talk to you about which bank account you wanted ? \n1. Yes\n2. No\n3. Don't know","N","Natcen New- Not tested.",null,null,"old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account",null,null,null,"Ability"]
[145,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)","How often do your parents or carers teach you about money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know\n\nHow often do your teachers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know","N","\n\n\n\nNatcen\nNew-Not tested\n\n\n\n",null,"Y","ASK ALL 11-17 YEAR OLDS (MC – SC): \nYP16: If you needed advice about money, who would give useful advice? \nPlease select all that apply.  \n\nI do not ask for advice about money (SC)\nMy parents or carers \nMy friends\nMy teachers\nOther family members \nOther adults\nOnline  (for example, Youtube, Money Saving Expert)\nA bank, building society or other financial organisation \nTV programmes \nDon't know (SC)\n\nIF MULTICODE: And who would be the most useful (SINGLE)\n\nMy parents or carers \nMy friends\nMy teachers\nOther family members \nOther adults\nOnline  (for example, Youtube, Money Saving Expert)\nA bank, building society or other financial organisation \nTV programmes \nDon't know\nNone of them would give useful advice\n\nCYP18: Have you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember",null,null,null,"Behaviours (partial), Mindset"]
[146,"Connection","Access to and use of financial products","CYP receive advice and guidance about money as well as wider life goals","Children receive money advice and guidance from their family, teachers and other appropriate sources around money (5-7)","If you needed advice about money, who would give useful advice? \nPlease select all that apply.  \n\nI do not ask for advice about money (SC)\nMy parents or carers \nMy friends\nMy teachers\nOther family members \nOther adults\nOnline  (for example, Youtube, Money Saving Expert)\nA bank, building society or other financial organisation \nTV programmes \nDon't know (SC)\n\nAnd who would be the most useful (SINGLE)\n\nMy parents or carers \nMy friends\nMy teachers\nOther family members \nOther adults\nOnline  (for example, Youtube, Money Saving Expert)\nA bank, building society or other financial organisation \nTV programmes \nDon't know\nNone of them would give useful advice\n\nHave you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember","N","CYP fincap"]
[147,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see money being used to pay for things in shops and online","Have you seen your parents pay for things with? \nMC\n1. Money – (i.e. notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above [SC]\n7. Don’t know [SC]\n","N","CYP fincap",null,"Y","ASK ALL 7-11 \nYP6 Have you seen your parents pay for things with? \nMC\n1. Money – (i.e. notes or coins)\n2. Debit card\n3. Online account (like Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above [SC]\n7. Don’t know [SC]\n\n",null,null,null,"Behaviours (partial), Ability "]
[148,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Children regularly see adults checking the balance on their current and savings accounts, and checking transactions ","Do your parent(s) check their bank accounts in any of these ways?\n1. Visiting the bank or at the ATM/cash machine    Y/N/Not sure\n2. Checking online   Y/N/Not sure\n3. Letter or statement from the bank   Y/N/Not sure\n\n[follow up for any]\nHow often do you see your parent(s) check their bank accounts?\nNever\nRarely\nSometimes\nOften\nDon't know","N","TNS","Easier to filter in an online instrument as could follow up separately about each. \nOn paper could follow up in one catch all Q (e.g. 'in any of these ways').",null,"none",null,null,null,"Mindset, Ability"]
[149,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)","Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n\n1. Yes\n2. No\n3. Don't know","N","CYP fincap",null,"Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]\n\n\nASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n",null,null,null,"Mindset (partial), Ability"]
[150,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Children are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap"]
[151,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Children receive a set amount of pocket money on a regular basis (5-7)","Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 or 4 above): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap","Measured at Question 1","Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 1 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n\n\n",null,null,null,"Behaviours (partial), Mindset (partial), Ability (partial)"]
[152,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children have a place to keep their money safe (e.g. a piggy bank or purse/wallet) and are allowed to look after it themselves (5-7)","\nASK ALL WITH MONEY (CODES 2-6 at first question): \n(IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\n\nASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,"NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n \n\n",null,null,null,"Behaviours, Mindset (partial), Ability"]
[153,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children make decisions about how to spend or save their money, supported by their parents (5-7)","ASK ALL WITH MONEY:\nWhen you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nWhen you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know","N","CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nCYP8b When you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know\n\n\n",null,null,null,"Behaviours, Mindset, Ability"]
[154,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Children can explain the choices they make with their own money (5-7)","\nWhich one of these is most like you?\n1. I like to wait for what I really want\n2. I like to spend some, save some\n3. I like to spend, spend, spend!","N","TNS",null,null,"none",null,null,null,"Behaviours (partial), Mindset (partial), Ability (partial)"]
[155,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of paying for things in shops and waiting for change","When you go to shops, how often do you pay for things at the till yourself?\n1. A lot\n2. Sometimes\n3. Not very often\n3. Never, someone else pays\n\nWhat do you get when you are given 'change' at the till?\n1. Money back (as notes or coins)\n2. New clothes that you've swapped\n3. A receipt","N","TNS",null,"Y",null,null,null,null,"Behaviours, Mindset (partial), Ability (partial)"]
[156,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Children have experience of paying for things online (with the support of their parents) such as apps, games or music","Null","N","Natcen New-Not tested",null,"Y",null,null,null,null,"Ability"]
[157,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to keep track of their money","How important is it to check how much money you have?\n\nVery important\nQuite important\nNot very important\nNot at all important","N","Natcen",null,"Y",null,null,null,null,"Behaviours, Connection, Ability"]
[158,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children believe it is important to think carefully about what they spend their money on","\nImagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know","N","CYP fincap",null,"Y","\nNCYP10:  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know\n\n\n",null,null,null,"Behaviours, Connection, Ability"]
[159,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Children think it's important to shop around and look for the best deals in order to make their money go further","Imagine you were given £5 to spend on a toy. What would you do?\n\nGo to the nearest toyshop and buy it\n\nFind out where sells it for the lowest price\n\nDon't know","N","MAS new",null,null,null,null,null,null,"Behaviours, Ability"]
[160,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Children think that saving money is an important thing to do","Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it\n","N","CYP fincap (Join Sam)",null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP11 Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n",null,null,null,"Behaviours, Connection, Ability"]
[161,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Children believe they should not borrow money from friends or family if they cannot pay it back","Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know","N","CYP fincap",null,"Y","(11-18) YP17. Below are some opinions that people have expressed about borrowing money. Which one best describes how you feel about borrowing money?\n\nPlease select the one that best applies. If no one matches exactly your own opinion, please select the one that most closely describes it\n\nSINGLE CODE. REVERSE CODES 1-3\n\nI'd rather not borrow money and I try to manage my money so that I can avoid doing so\nBorrowing money is OK; but only if I can pay it back and I am confident I can afford it\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nNone of the above\nI don't know",null,null,null,"Ability"]
[162,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't get angry or upset when they're told they can't have something they want but don't need (5-7)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n","\nn.b. consider altering indicator to something about understanding why can't have everything",null,null,"Behaviours, Connection, Ability"]
[163,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Children don't continue to ask for things after they've been told they can't have them or will have to wait for them (5-7)","Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other children have said they would do.  Which would you most likely do? \n\nKeep asking and hope that they will eventually say yes\nWait until a special occasion (e.g. birthday or Christmas)\nWait until I have enough money to buy it myself\nNothing, accept that I can't have it\n\n","N","TNS","Question can be administered across a range of modes (e.g. interviewer administered, paper or web self-completion).","Y",null,null,null,null,"Behaviours, Connection, Ability"]
[164,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Children feel confident to manage their own money","How do you feel about these statements?\n1. 'I can decide for myself how to spend my own money'\n2. 'I can work out how much I need to save each week for something I want'\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","TNS (The Money Charity)",null,"Y","ASK ALL 11 – 17 YEAR OLDS:\nNQ99. To what extent do you agree or disagree with the following things other people have said about money?\nRANDOMISE ORDER\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know\n\nA. Thinking about my money makes me anxious\nB. Nothing I do will make much difference to my money situation \nC. It is important to learn how to manage your money\n",null,null,null,"Behaviours, Connection, Ability (partial)"]
[165,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","When making friends, material possessions are not the most important factor for children","Would you rather be friends with children who have expensive things than those who don't? \n1) Yes\n2) No\n","N","TNS","We recommend administering this question through a paper or web self-completion as there may be social desirability bias here (and if interviewer administered children may not wish to answer 'Yes' at this question)."]
[166,"Mindset","Money and values","CYP do not value themselves or others by their material possessions","Children do not think that their possessions are the most important thing about them","Do you think it’s important to have expensive things? \n1) No, not at all \n2) No, not really \n3) Yes, a little \n4) Yes, very much ","N","TNS","We recommend administering this question through a paper or web self-completion as there may be social desirability bias here (and if interviewer administered children may not wish to answer 'Yes, at little' or 'Yes, very much' at this question).",null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n\nASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\nA. ...  look in different places or stores to compare prices?\nB. …  think about whether your friends would approve of the item?\nC. ...  think about whether the item is good value for money?\n"]
[167,"Mindset","Money and values","CYP have a positive/healthy emotional relationship with money",null,"outcome added from adult fw, but as per adult fw further research is needed to understand what this is and what a suitable indicator & question would be","N"]
[168,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Children feel comfortable talking openly about money with friends and family (5-7)","Do you talk about your money with any of the following people? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY (ROTATE 1-5)\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)\n","N","CYP fincap",null,null,"ASK ALL CHILDREN AGED 7-17: \nCYP17 Do you talk about your money with any of the following people? \nTICK ALL THE PEOPLE YOU TALK TO ABOUT MONEY (ROTATE 1-5)\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)\n",null,null,null,"Behaviours, Connection (partial)"]
[169,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Children want to be good at managing their money (5-7)","How important to you is it that…\n\nYou learn how to save and spend your money well?\n1. Very important\n2. A little important\n3. Not that important","N","Natcen New- Not tested",null,"Y","ASK ALL 11 – 17 YEAR OLDS:\nNQ99. To what extent do you agree or disagree with the following things other people have said about money?\nRANDOMISE ORDER\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know\n\nA. Thinking about my money makes me anxious\nB. Nothing I do will make much difference to my money situation \nC. It is important to learn how to manage your money\n","(Join Sam questions) 9. Chloe gets £5 pocket money every week.  Chloe always spends £2 and puts £3 into her savings account.  Do you think Chloe sounds… [pick the one you think describes Chloe best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\n10. Chloe’s sister Daisy also gets £5 pocket money every week.  Daisy always spends all her pocket money and never saves any.  Do you think Daisy sounds… [pick the one you think describes Daisy best]\na) Fun?\nb) Boring?\nc) Silly?\nd) Sensible?\ne) Stingy?\n\n\n11. When it comes to spending and saving, are you more like Chloe or Daisy?\na) Chloe\nb) Daisy\n\n\n\n","maybe put join sam question in somewhere else",null,"Behaviours (partial), Connection (partial), Ability (partial)"]
[170,"Mindset","Aspirations and goals","CYP have education and career goals","Children are thinking about the different jobs they might want to do when they're older","Do you have any idea what job you would like to have when you are older? \n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not totally decided\n3. No- I don't know what job I would like\n","N","Natcen 11-14 qs New- Not tested",null,null,"none",null,null,null,"Ability"]
[171,"Mindset","Aspirations and goals","CYP have financial goals","Children have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7)","Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for question above\nPeople save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me","N","Join Sam",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know","(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n","check for later version of join sam questions",null,"Behaviours, Connection (partial), Ability"]
[172,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","N","LAWSEQ",null,"Y","Bilal\n\nASK 5 to 11 YEAR OLDS:\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\nASK 5-11 YEAR OLDS:\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)\n",null,null,"LAWSEQ Q1. Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)"]
[173,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","N",null,null,null,"Bilal"]
[174,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","N",null,null,null,"Bilal"]
[175,"Mindset","General mindset","CYP have self-esteem","Children have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)","N",null,null,"Y","Bilal"]
[176,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","I often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","N","BCS10 (Rutter)",null,null,"Bilal",null,null,"Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\nSelf-report:\nI often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\n\n2. Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\n7. I finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","Behaviours (partial), Connection (partial), Ability (partial)"]
[177,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Parent proxy\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child","N","BCS10 (Rutter)"]
[178,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","N","Duckworth Grit Scale; BCS 1970",null,"Y","Bilal",null,null,null,"Behaviours (partial), Behaviours (partial)"]
[179,"Mindset","General mindset","CYP have self-efficacy","Children believe they can improve their abilities through personal effort","Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\n\nWhen someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\n\nWhen bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\n\nWhen nice things happen to you is it only good luck? (Yes/No/Don't know)","N","CARALOC",null,"Y","Bilal\n\nASK ALL 7-17\nCARALOC 14. When nice things happen to you is it only good luck? (Yes/No/Don't know)\n",null,null,"CARALOC 5. Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\nCARALOC 12. When someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\nCARALOC 13. When bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\nCARALOC 14. When nice things happen to you is it only good luck? (Yes/No/Don't know)"]
[180,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know what bank accounts are, how they work (at a simple level) and the benefits of having them","Do you know what a bank account is?\n1. Yes\n2. No\n\n\nA bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nWhich of the following would you use a bank account for?\nMULTICODE\n\nSeparating your notes from your coins\nKeeping your money in a safe place\nTaking out money when you want to buy something\nWorking out where is the cheapest place to buy something\nHaving extra money added to what you save","N","CYP fincap; MAS new",null,"Y","ASK ALL 7-11 YEAR OLDS\nNQ3: Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\n","Which of the following would you use a bank account for?\n\nSeparating your notes from your coins\nKeeping your money in a safe place\nTaking out money when you want to buy something\nWorking out where is the cheapest place to buy something\nHaving extra money added to what you save",null,null,"Behaviours, Connection"]
[181,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know what bank accounts are, how they work (at a simple level) and the benefits of having them","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH A BANK/BS ACCOUNT: \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap"]
[182,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children know that they can save money in different ways (e.g. in cash at home, in a savings account, etc.)","Where can you save your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Bank account (or building society or credit union account)\n5. Somewhere else\n6. Don’t know (SC)","N","Adapted from CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n \nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know","Where can you save your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Bank account (or building society or credit union account)\n5. Somewhere else\n6. Don’t know (SC)",null,null,"Behaviours (partial), Connection (partial)"]
[183,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand how to set up an account for their money","Which of these statements is true?\n                                                                                                   \n1. You are automatically given a bank account when you are born\n2. You or your parents have to choose and set up your own bank account\n\nTo set up a bank account which of these things do you think you would need?\n1. Name and address\n2. Date of birth\n3. Birth certificate\n4. Passport\n5. Note from your school\n6. Parents' personal details\n7. A computer/laptop/tablet\n8. A credit card\n9. Some money","N","TNS",null,null,null,null,null,null,"Connection"]
[184,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that if you borrow money you have to pay it back","When you 'borrow' money, do you…\n\n1. Keep it, it's for you\n2. Forget about it for now\n3. Pay it back, as soon as you can","N","TNS",null,"Y","none - note similarity to mindset indicator and only use one of them",null,null,null,"Mindset"]
[185,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that borrowing money and not being able to pay it back can have negative consequences","Do you agree or disagree with the following statements?                      \n  \n1. Borrowing money is OK as long as you pay bits back regularly\n2. I could get into trouble if I borrowed lots of money\n3. If you borrow money and do not pay it back nothing will happen\n4. Borrowing money and not paying it back means people might not trust you in the future\n\nAgree\nDisagree\n\n","N","TNS",null,"Y","none - same as indicator earlier on consequences - only use one of them",null,null,null,"Mindset"]
[186,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand what interest is, and how it can be added to money that people save or borrow","Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\n\n\nDON'T KNOW","N","CYP fincap","Draw a line between word and description if on paper or use drag and drop if online",null,"(11-18) YP18 Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\n\n\nDON'T KNOW"]
[187,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Children understand that you can pay for things in different ways (eg. cash, debit card, mobile, etc.) (5-7)","Have you seen your parents pay for things with? \nMC\n1. Money – (i.e. notes or coins)\n2. Debit card\n3. Online account (e.g. Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above [SC]\n7. Don’t know [SC]\n","N","CYP fincap",null,"Y","ASK ALL 7-11 \nYP6 Have you seen your parents pay for things with? \nMC\n1. Money – (i.e. notes or coins)\n2. Debit card\n3. Online account (e.g. Paypal)\n4. Mobile phone\n5. Credit card\n6. None of the above [SC]\n7. Don’t know [SC]\n",null,null,null,"Connection"]
[188,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Children are beginning to understand the basic things they need to think about when choosing between different accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.)","Which of these things should you think about when choosing a bank account?\nTick all that apply\n\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can take money out straightaway or you have to wait\n7. Special offers (e.g. free tickets/toy/piggy bank)\n8. Other (please write in)","N","TNS",null,null,null,null,null,null,"Connection"]
[189,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is an important resource for their family","Responses to other questions in this section demonstrate this indicator\n","N",null,null,null,"none",null,null,null,"Behaviours (partial), Connection, Mindset"]
[190,"Ability","Understanding money management","CYP understand the value of money","Children understand that money is limited, and that they might not be able to have everything they want or need (5-7)","I don't spend money on things if I think I might need the money for something else (agree or disagree).\n\n\n\nFamilies have different things to spend their money on.   Which of the following do you think are essential and which are nice to have but only if you or family can afford it.  \n                                                \nHeating\nFood\nSweets\nTelevision\nSchool shoes\nElectricity\nExpensive trainers\nWinter coat\nTrip to the cinema\nGames console (e.g. Wii, xbox)\n\nEssential\nNice to have if can afford it","N","TNS",null,"Y","ASK 7+YEAR OLDS\nUN1\nI carry on with a task whether it is difficult or not\nSC\n1. Very much like me \n2. Mostly like me \n3. Somewhat like me \n4. Not much like me \n5. Not like me at all\n\n",null,null,null,"Behaviurs, Connection, Mindset"]
[191,"Ability","Understanding money management","CYP understand the value of money","Children can make spending decisions appropriate to their age based on their needs and priorities","When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nWhen you want to buy something for yourself, how often do you...\nNever\nRarely\nSometimes\nOften\nDon't know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?","N","CYP fincap",null,null,"C2 Zig is 16, and he is an alien who has come from another planet to live on Earth. He can choose 3 of the items you see below. \nCan you pick the 3 most important things you think he needs to live here? (7-11)\nRANDOMISE\n1. A house to live in\n2. Electricity\n3. Water supply\n4. Food\n5. New  clothes\n6. TV\n7. Mobile phone\n8. Tablet or iPad\n9. Books\n10. Car\n11. Internet access\n12. Don’t know (SC)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that money on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know","CYP8b: When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?",null,null,"Behaviours, Connection, Mindset"]
[192,"Ability","Understanding money management","CYP understand the value of money","Children understand that services like electricity, phones and the internet cost money","Which of the following cost your parents money?  (please select all that apply)\n1. Going to the park             Yes   No   Don’t know\n2. Electricity  in your home  Yes   No   Don’t know\n3. Going to an NHS doctor  Yes   No   Don’t know\n4. Going to a library              Yes   No   Don’t know\n5. Making phone calls          Yes   No   Don’t know\n6. Water that comes out of taps in your home   Yes   No   Don’t know\n","N","Natcen New, not tested ",null,"Y",null,null,null,null,"Connection"]
[193,"Ability","Understanding money management","CYP understand the value of money","Children understand that there is a difference between 'price' and 'value' and that some things are better value than others","A packet of chocolate biscuits costs £1 in one shop.  In another shop they have five packets of the same chocolate biscuits on sale for £3.  \n\nWhich shop sells the biscuits at the best value?\nFirst\nSecond\nDon't know\n\n","N","TNS","\"Don't know\" would cover inability to answer the question and inability to understand the word \"value\".","Y","ASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n ...  look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?",null,null,null,"Behaviours, Connection (partial)"]
[194,"Ability","Understanding money management","CYP understand the value of money","Children understand how to shop around to get the best value for money, and why this is important","Imagine you want a bike and your mum or dad offers to buy you a new one.  What do you think your mum or dad should do?\n\n - Go to your local bike shop and buy the one which you like the best\n - Go to two or three different bike shops and look at the prices of different bicycles, before deciding which one to buy\n","N","TNS","Question can be administered across a range of modes (e.g. interviewer administered, paper or web self-completion).",null,null,null,null,null,"Behaviours, Connection (partial), Mindset"]
[195,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly","N","CYP fincap ",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n",null,null,null,"Behaviours, Connection (partial), Mindset"]
[196,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know roughly how much money they have and can keep track of their money & spending using simple financial records (e.g. counting the money in a money box and writing down what they have and spend, checking their bank statements, etc.)","When you buy things using your money, do you keep track of how much you spend and how much you have left? \n\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\n5. I do not have my own money to spend\n6.  Don’t Know\n","N","Natcen (Tested and then revised)"]
[197,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know how to check a bank balance and read a bank statement","BSQ: Looking at this example of a bank statement, how much money was in the account at the end of February?\n\nDon't know","Y-BSQ","CYP fincap",null,"Y","P22: Looking at this example of a bank statement, how much money was in the account at the end of February? (12+)\n\nDon't know",null,null,null,"Connection (partial)"]
[198,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Children know they need to keep information about their accounts safe","Alfie and Helen both decide to put their money in a bank account.  They are both given a bank book with information about their account.\n\nAlfie keeps his bank book in his school bag so he can find it easily.  Helenkeeps hers in safe place at home.  Who do you agree with most, Alfie or Helen?\n\nAlfie\nHelen\nNeither/don't know\n","N","TNS","Question can be administered across a range of modes (e.g. interviewer administered, paper or web self-completion).",null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)",null,null,null,"Behaviours"]
[199,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children know how to make deposits into an account","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n",null,null,null,"Connection (partial), Mindset (partial)"]
[200,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children understand why saving money for something you want to buy is important ","A. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a or b for A\nPeople save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n","N","Join Sam",null,null,null,"(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n",null,null,"Behaviurs, Connection (partial), Mindset"]
[201,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Children know how to put money aside for the future (5-7)","Where can you save your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Bank account (or building society or credit union account)\n5. Somewhere else\n6. Don’t know (SC)","N","Adapted from CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP11 Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n","Where can you save your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Bank account (or building society or credit union account)\n5. Somewhere else\n6. Don’t know (SC)",null,null,"Behaviours, Connection (partial), Mindset"]
[202,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can calculate what interest they would be paid or would owe if they saved or borrowed money","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know","N","CYP fincap","n.b. may be only suitablefor older children in this age range",null,"ASK ALL 11-17 YEAR OLDS: \nYP25 Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know\n"]
[203,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Children can work out how long they will need to save for to be able to buy something if they are saving a set amount a week","Greg gets £5 a week pocket money. How long would it take Greg to save up his pocket money to buy a book that costs £25?\n","N","Natcen ",null,"Y","Q8: A game I like costs £35. How many £5 notes will I need to buy it? (7-11)\n\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10\nMore than 10"]
[204,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand the different sources that people get their money from in adulthood","How do you think adults get the money they spend? \n\nEarn money by going to work\nFrom the pocket money they saved up\nFrom the Government/from benfits\nFrom going to the shops","N","MAS new",null,null,"Q6: My parents get money for the family to spend. How do you think they get the money? (7-11)\n\nEarn money by going to work\nFrom the bank\nFrom the till at the shop","How do you think adults get the money they spend? \n\nEarn money by going to work\nFrom the pocket money they saved up\nFrom the Government/from benfits\nFrom going to the shops",null,null,"Connection (partial), Mindset (partial)"]
[205,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand that there are a range of jobs and that different jobs pay different amounts (including some that are unpaid)","Please say whether you think this is true or not true.\n\n\nThe amount of money adults get from working is the same for all jobs\n1. True\n2. Not true\n","N","TNS","Question can be administered across a range of modes (e.g. interviewer administered, paper or web self-completion).",null,"none"]
[206,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Children understand that the choices they make around school and work will affect the amount of money they have when they're older","Which of these statements is true?\n                                                                                                   \n1. Children who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard","N","TNS/Natcen",null,"Y","C3 Zig will need more money so he can buy the things he will need to live here. What would be the best way for him to make sure he gets the money he needs to live here? (7-11)\nSelect all that apply \n1. Do well at school\n2. Get a job\n3. Borrow from other people\n4. Hope to be given some\n5. Go to a cash machine\n6. Apply for help from the people in charge\n7. Don’t know\n\nASK ALL THAT SELECT MORE THAN ONE ANSWER AT C3:\nC4 And what is the best way? (7-11)\n\n1. Do well at school\n2. Get a job\n3. Borrow from other people\n4. Hope to be given some\n5. Go to a cash machine\n6. Apply for help from the people in charge\n7. Don’t know\n",null,null,null,"Connection (partial), Mindset (partial)"]
[207,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children understand that adverts (e.g. in shops, online and on TV) are designed to make people buy things","What are adverts for?\n\nTo tell you about things you need\nTo make you buy things\nTo entertain you\nTo teach you new songs\nTo give you a break from watching something\n","N","MAS new",null,"Y",null,"New question:\n\nWhat are adverts for?\n\nTo tell you about things you need\nTo make you buy things\nTo entertain you\nTo teach you new songs\nTo give you a break from watching something\n"]
[208,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Children understand that companies exist to make money","Which of the following things do you think are most important to companies like shops?\n\nTo sell things\nTo help people\nTo make money/to make  profit\nTo make sure people don't spend too much money\nTo be easy to get to\nTo be open seven days a week","N","TNS","Answer would be recorded as \"correct\" if correctly identify \"to make money\" as one of their chosen options.\n\nQuestions would be suitable across a variety of modes.",null,"none"]
[209,"Ability","Understanding the role of money in society","CYP understand that taxes are collected and what they are used for","Children understand that the Government takes money taken from people's earnings to pay for things we all need (e.g. schools, hospitals and rubbish collection)","Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\nDON'T KNOW\n\n\nTax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets","N","CYP fincap; MAS new","Draw a line between word and description if on paper or use drag and drop if online","Y","(11-18) YP18 Can you pick the word that best fits this description?\n\nThe amount the price of things in shops goes up by\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDON'T KNOW","(11-18) YP18 Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\nDON'T KNOW\n\nNew question:\nTax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets"]
[210,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N",null,"Indicators removed across all age groups in line with adult f/w, as research needed to determine what this looks like"]
[211,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N"]
[212,"Ability","Basic skills","CYP have good literacy skills","Children perform at age appropriate levels in standardised literacy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,"Y","HP to pick up on these"]
[213,"Ability","Basic skills","CYP have good numeracy skills","Children perform at age appropriate levels in standardised numeracy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,"Y","HP to pick up on these"]
[214,"Ability","Basic skills","CYP have good problem solving skills","Children can identify and understand a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[215,"Ability","Basic skills","CYP have good problem solving skills","Children can plan ways to solve a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[216,"Ability","Basic skills","CYP have good problem solving skills","Children can monitor progress in tackling a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[217,"Ability","Basic skills","CYP have good problem solving skills","Children can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]

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["Fincap cyp outcomes framework: age 11 - 14 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes","In CYP fincap survey?","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[218,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)","Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 and 4 above): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap",null,"Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 1 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n "]
[219,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people keep their money in a safe place and keep information about their current and savings accounts safe (7-11)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \n(IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\nIF HAVE BANK ACCOUNT\nB,.Do you have any of the following wth your bank account? Pick all that apply\nPlastic card\nPIN (number)\nBank book\nAbility to access your account online\nNone of these\n\nIF HAVE A BANK BOOK OR CARD\nC.Where do you keep your bank card or bank book? You can pick more than one answer.\nIn my purse/wallet\nMy parents keep it\nIn a safe place at home\nSomewhere else\nI don't have a special place where I keep this/these items\n\nIF HAVE A PIN NUMBER\nD.Do you keep your PIN number written down so you remember it?  You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my PIN number/I have forgotten it\n\nIF HAVE AN ONLINE ACCOUNT\nE. Do you keep your online bank account login details written down so you remember them? You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my online bank account/I have forgotten how to log in\n","??","CYP fincap; TNS",null,null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)",null,null,"filter question"]
[220,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people have money saved up (5-7, 7-11)","ASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL WITH MONEY (CODES 1-6 at first question):  \nWhen you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know","N","CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know"]
[221,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people know how much money they have (Including savings) and keep track of their spending, including by checking bank statements / online banking","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[222,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it","\nDo you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\nCHOOSE ONE ONLY\n1. Yes\n2. No\n\n{If yes}\nAnd, how often do you keep to your plan or budget?\nCHOOSE ONE ONLY\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen (CitA)",null,null,"NQ5: How often do you plan how you are going to pay for things you need?\n\nSINGLE\n\nNever\nRarely\nSometimes\nOften\nAlways\nDon't know"]
[223,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people make choices about how to spend their money that are based on their needs and on value for money","When you want to buy something for yourself, how often... \n\nNever\nRarely\nSometimes\nOften\nDon't know\n\n...  do you think about whether your friends would approve of the item?\n...  do think about how much money you will have left to spend on other things?\n...  do think about how attractive or cool the item is?\n...  do think about how long the item will last?\n...  do think about whether the item is good value for money?\n... do you think about whether you should save your money for another day?","N","Natcen","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know\n\nCYP8b: When you have money, who usually decided what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that money on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know\n\nYP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know","(Join Sam questions) 6. A new toy or game you really want has just been released. It costs £35 and you don't have enough money to buy it. Do you: (Please choose one answer)\n\nNag your parents to buy it for you?\nDo some extra chores to earn the money needed to buy it?\nSave your pocket money until you can afford it?\nDecide not to buy it?\nFind another way of getting £35?"]
[224,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people shop around to get the best deal (7-11)","When you want to buy something for yourself, how often... do  you look in different places or stores to compare prices?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen","Add to other questions with same opening statement if present in your questionnaire",null,"YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know"]
[225,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people save up for things they want to buy and can save over a longer time period (at least 6 months)","What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know","N","CYP fincap",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n"]
[226,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people talk about money with friends and family openly (5-7, 7-11)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,"Y","CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)"]
[227,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT (CODE 1 at question above): \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have"]
[228,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,"Y","ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)"]
[229,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own savings account (at a bank, building society, credit union, etc.)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT: \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have"]
[230,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have experience of managing their bank accounts online where this is available","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)"]
[231,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own current or savings accounts (7-11)","How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\n\nChoosing my bank or savings account","N","CYP fincap (old)",null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account"]
[232,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own mobile phone provider and package (if they own a mobile phone)","Do you get to have a choice in?\n \nThe cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone","N","CYP fincap","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]"]
[233,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)","How often do your parents or carers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know\n\nHow often do your teachers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen",null,"Y","(11-18, ?7-11) YP19. If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\n\nCYP18: Have you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nCYP18a: Which subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know",null,null,"Prioritise natcen question from 7-11"]
[234,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11)","If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\n\nHave you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nWhich subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know","N","CYP fincap"]
[235,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options","How confident are you that you know who to turn to for advice about education and careers?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n\n\nWhich of the following people have given you advice about your education and career options. Select all that apply:\n1. Parents\n2. Siblings\n3. Other family members\n4. Friends\n5. A careers adviser or careers teacher at school\n6. Other teachers at school\n7. A Connexions personal adviser\n8. Someone else at Connexions\n9. Someone else (Please specify______)","N","Natcen (LSYPE)"]
[236,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people regularly see adults checking the balance on their current and savings accounts, and checking transactions (5-7, 7-11) ","How often do your parents do the following in things when you are with them?\n                                        \n- Check their bank balance                           \n- Use their online banking                  \n- Check their debit or credit card statements\n- Check they were given the correct change\n\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen"]
[237,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)","Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n\n1. Yes\n2. No\n3. Don't know\n\n\n","N","CYP fincap","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]\n\n\nASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n"]
[238,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n","N","CYP fincap"]
[239,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a set amount of pocket money or allowance on a regular basis (5-7, 7-11)","Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 1 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n\n\n","N","CYP fincap",null,"Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTICODE OK. RANDOMISE CODES 1-6\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 1 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n\n\n"]
[240,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves","IF HAVE BANK ACCOUNT:\nA: Can you take money out of your bank account without your parents' permission? Y/N\n\nB: Do your parents control the amount of money you take out of your bank account? Y/N\n\nIF DO NOT HAVE BANK ACCOUNT\nC: Can you spend your own money without your parents' permission? Y/N\n\nD: Do your parents control the amount of money you spend? Y/N","N","TNS",null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account\n"]
[241,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about how to spend or save their money","When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nWhen you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know","N","CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nCYP8b When you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know"]
[242,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for some of the things they need out of their pocket money or allowance, e.g. mobile phone, travel or toiletries","Null","N","CYP fincap",null,"Y","(11-18) YP7: Do you have to pay for any of the following things out of your pocket money or allowance?\n\n\nNon-school clothes & shoes\n\nToiletries & cosmetics\n\nSnacks or sweets\n\nPresents for other people\n\nToys or games or gadgets\n\nGoing out with your friends\n\nNo - my parents pay for this for me\nYes - I sometimes pay for this from my own money\nYes - I mainly pay for this from my own money"]
[243,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision","Have you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\nWhich of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online","N","MAS new",null,"Y","(11-18) YP10. Which of the following methods do you use to pay for things?\n\nCash\nDebit card\nPre paid card\nOnline account\nOther (specify)",null,null,"New questions:\n\nHave you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\n(11-18) YP10. Which of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online"]
[244,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to keep track of their money (7-11)","How important is it to check how much money you have?\n\nVery important\nQuite important\nNot very important\nNot at all important","N","Natcen",null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nIt is important to learn how to manage your money (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[245,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on (7-11)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know","N","CYP fincap",null,null,"NCYP10:  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know"]
[246,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need  and look for the best deals in order to make their money go further (7-11)","\nImagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know","N","MAS new",null,null,null,null,null,"new question\n\nImagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know\n"]
[247,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is an important thing to do","Imagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know","N","MAS new",null,null,null,null,null,"modified survey q\n\nImagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know"]
[248,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","How important do you think it is for you to save-up your money for the future in general?\n1. Very important\n2. Quite important\n3. Not that important \n4. Not important at all \n\nOR\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP11 Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n",null,null,"prioritise natcen question"]
[249,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it","N","CYP fincap (Join Sam)"]
[250,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe they should not borrow money from friends or family if they cannot pay it back (7-11)","Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know","N","CYP fincap",null,null,"YP11: Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know"]
[251,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n"]
[252,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't continue to ask for things after they've been told they can't have them, or that they will have to wait for them","Imagine you want something that is expensive.  You ask your parents to buy it for you but they say \"No\".  Here are some things other young people have said they would do.  Which would you most likely do? \n\nKeep asking and hope that they will eventually say yes\nWait until a special occasion (e.g. birthday or Christmas)\nWait until I have enough money to buy it myself\nNothing, accept that I can't have it","N","TNS"]
[253,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","N","CYP fincap",null,"Y","CYP10:  How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"]
[254,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation through the choices they make","To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,"Y","NQ99b: To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[255,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11)","Which of the following things would you look for in a new friend?:\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\n7. None of the above\n ","N","Natcen"]
[256,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11)","How important are each of the following to you (use importance scale listed above):\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money","N","Natcen",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n\nYP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know\n"]
[257,"Mindset","Money and values","CYP have a positive/healthy emotional relationship with money",null,"outcome added from adult fw, but as per adult fw further research is needed to understand what this is and what a suitable indicator & question would be","N"]
[258,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,null,"CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)",null,null,"may need to add something on being comfortable"]
[259,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11)","How important are each of the following to you (use importance scale listed above):\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money","N","Natcen",null,null,null,null,null,"look  at 7-11 natcen question"]
[260,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve ","Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve","N","CYP fincap",null,null,"(11-18) YP8. Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve"]
[261,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people are starting to have goals around the job they want to do when they're older","Do you have any idea what job you would like to have when you are older? \n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\n{If 1 or 2 above} How likely are you to get the type of job you would like in the future?\n1. Very likely\n2. Somewhat likely\n3. Not very likely\n4. Not at all likely","N","Natcen",null,null,null,null,null,"look at 7-11 cyp survey question"]
[262,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money rather than rely on others for money","Do you agree or disagree with the following statements?\n                                                       Agree                    Disagree\n\n1. It's important to earn your own money\n2. I would like to be able to pay my own way as soon as I'm old enough\n3. It's fine to not earn money because others will make sure you have enough to get by\n4. I'm looking forward to having a job and my own money\n5. It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","N","TNS",null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person (14+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[263,"Mindset","Aspirations and goals","CYP have financial goals","Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11)","Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a or b for question above:\nPeople save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me","N","Join Sam",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n","(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n",null,"check age range for join sam"]
[264,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,"Y",null,null,"LAWSEQ Q1. Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nRosenberg Single Item scale. I have high self-esteem (7 point scale from Not very true of me to Very true of me)"]
[265,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth",null,"N",null,null,"Y"]
[266,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth",null,"N"]
[267,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth",null,"N"]
[268,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","I often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","N","adapted from BCS10 (Rutter)",null,null,"none",null,"Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\nSelf-report:\nI often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\n\n2. Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\n7. I finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all"]
[269,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n","N","BCS10 (Rutter)",null,"Y","none"]
[270,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n","N","Duckworth Grit Scale; BCS 1970"]
[271,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\n\nWhen someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\n\nWhen bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\n\nWhen nice things happen to you is it only good luck? (Yes/No/Don't know)","N","CARALOC",null,"Y","none",null,"CARALOC 5. Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\nCARALOC 12. When someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\nCARALOC 13. When bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\nCARALOC 14. When nice things happen to you is it only good luck? (Yes/No/Don't know)"]
[272,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what bank accounts are, how they work and the benefits of having them","Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nA bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,"ASK ALL 7-11 YEAR OLDS\nNQ3: Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have",null,null,"see new 7-11 question"]
[273,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"ASK ALL WITH A BANK/BS ACCOUNT: \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap"]
[274,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.)","Before today, which of the following financial products had you heard of?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs\n\n\nWhich of the following do you have in your own name?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs","N","Natcen",null,null,"ASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\nNQ3: Do you have a Child Trust Fund or a Junior ISA?\n\nMULTI\n\nI have a Child Trust Fund\nI have a Junior ISA\nI don't know if I have one of these (SC)\nI don't know what these are (SC)\n\nYP19: Look at this list and choose which ones make your money grow, and which ones give you money now that has to be paid back later? (14+)\n\nMortgage\nJunior ISA\nSavings account\nPayday loan\nGovernment Bond\nCredit card\nInvestment\n\nMakes your money grow\nHas to be paid back later\nDon't know"]
[275,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand how to set up a current or savings account (7-11)","Which of these statements is true?\n                                                                                                   \n1. You are automatically gi ven a bank account when you are born\n2. You or your parents have to choose and set up your own bank account\n\nTo set up a bank account which of these things do you think you would need?\n1. Name and address\n2. Date of birth\n3. Birth certificate\n4. Passport\n5. Note from your school\n6. Parents' personal details\n7. A computer/laptop/tablet\n8. A credit card\n9. Some money","N","TNS",null,"Y","for those who weren't involved in setting up or don't have - what do you need to set up a current account?"]
[276,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that borrowing money and not being able to pay it back can have negative consequences","Do you agree or disagree with the following statements?                      \n  \n1. Borrowing money is OK as long as you pay bits back regularly\n2. I could get into trouble if I borrowed lots of money\n3. If you borrow money and do not pay it back nothing will happen\n4. Borrowing money and not paying it back means people might not trust you in the future\n\nAgree\nDisagree\n\n","N","TNS",null,"Y","same as indicator earlier on consequences - only use one of them"]
[277,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what interest is, and how it can be added to money that people save or borrow (7-11)","Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know","N","CYP fincap","Draw a line between word and description if on paper or use drag and drop if online",null,"YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know"]
[278,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that money can grow at different rates in different places","Which of the following statements is true and which is false:\n\nIt doesn't matter what kind of savings account you have, the interest rate is the same at all banks\nThere are some accounts which will give you a higher interest rate\nIf you negotiate with the bank, you can get a higher interest rate on your savings\nAll the savings accounts within the same bank offer the same interest rate","N","Natcen",null,"Y","YP19: Look at this list and choose which ones make your money grow, and which ones give you money now that has to be paid back later?\n\nMortgage\nJunior ISA\nSavings account\nPayday loan\nGovernment Bond\nCredit card\nInvestment\n\nMakes your money grow\nHas to be paid back later\nDon't know",null,null,"natcen question amended from 14-18"]
[279,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11)","Have you seen your parents pay for things with…?\nMULTI\n\nMoney (notes or coins)\nDebit card\nOnline account (like Paypal)\nMobile phone\nCredit card\nNone of these (SC)\nDon't know (SC)\n\nIs this true or false?\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse","N","CYP fincap",null,"Y","YP6: Have you seen your parents pay for things with…? (7-11)\nMULTI\n\nMoney (notes or coins)\nDebit card\nOnline account (like Paypal)\nMobile phone\nCredit card\nNone of these (SC)\nDon't know (SC)\n\nYP21: Is this true or false? (14+)\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse",null,null,"check on 2nd survey uestion"]
[280,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (e.g. interest rates, how quickly and easily they can access the money, different account features etc.)","Which of these features should you think about when choosing a bank account?\nTick all that apply\n\n1. Having a bank card\n2. Picture on bank card\n3. How easy it is to get to the bank\n4. Whether my friends use the same bank\n5. Whether my parents use the same bank\n6. Whether you can bank online or through an app\n7. Interest rate on the money in the bank account\n8. Whether you can take money out straightaway or you have to wait\n9. How much money you can take out per day\n10. Special offers (e.g. free tickets/toy/piggy bank)\n11. Other (please write in)\n","N","TNS",null,"Y","List of options with some false ones"]
[281,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know","N","CYP fincap",null,null,"\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know",null,null,"CYP8b: When you have money, who usually decides what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nASK ALL 11-17 YEAR OLDS:\nYP99. When you want to buy something for yourself, how often do you...\n1. Often \n2. Sometimes\n3. Rarely\n4. Never\n5. Don’t know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?"]
[282,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","When you want to buy something for yourself, how often do you...\nNever\nRarely\nSometimes\nOften\nDon't know\n... look in different places or stores to compare prices?\n …  think about whether your friends would approve of the item?\n ...  think about whether the item is good value for money?","N","CYP fincap"]
[283,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others","You are thinking of buying some new trainers.  Which of these comes closest to your view?\n\n1. It's best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is best to choose the cheapest ones you can get even if they won't last quite as long","N","TNS",null,"Y","YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know"]
[284,"Ability","Understanding money management","CYP understand the value of money","Young people understand that services like electricity, phones and the internet cost money (7-11)","Which of the following cost your parents money?  (please select all that apply)\n1. Going to the park             Yes   No   Don’t know\n2. Electricity  in your home  Yes   No   Don’t know\n3. Going to an NHS doctor  Yes   No   Don’t know\n4. Going to a library              Yes   No   Don’t know\n5. Making phone calls          Yes   No   Don’t know\n6. Water that comes out of taps in your home   Yes   No   Don’t know\n","N","Natcen",null,"Y","YP28: Which of the following things do most adults pay for, and which do most adults get for free? (14+)\n\nRent or mortgage\n\nElectricity or gas at home\n\nWater at home\n\nVisits to a GP or hospital\n\nCouncil tax\n\nInternet at home\n\nBorrowing a library book"]
[285,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around for things that they need to get the best value for money, and why this is important (7-11)","Why is it a good idea to shop around when picking where to buy something?\n\n1. You can find the same thing for different prices in different shops (1 point)\n2. It is fun to shop around (0 point)\n3. Some shops sell better quality items compared to others(1 point)\n4. Shopping around can save you money (1 point)\n5. Don’t know (0 points)\n\n\n\nHow can you make sure you get a good deal when buying something?\n1. Buy the first thing you see\n2. Compare prices in different shops or online (1 point)\n3. Buy second hand (1 point)\n4. Buy non-branded goods (1 point)\n5. Only buy the things you really need (1 point)\n6. Wait for things you want to go on sale (1 point)\n7. Get someone else to buy it for you\n8. Don't know (0 points)","N","Natcen",null,null,null,null,null,"use closed questions only"]
[286,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to set a budget and accurately track their spending against it","Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[287,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget",null,"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?\n\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more","N","TNS"]
[288,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use budgeting tools to help them budget","How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"YP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[289,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11)","BSQ: Looking at this example of a bank statement, how much money was in the account at the end of February?\n\nDon't know","Y-BSQ","CYP fincap",null,"Y","P22: Looking at this example of a bank statement, how much money was in the account at the end of February? (12+)\n\nDon't know"]
[290,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11)","If have a bank account:\n\nDoes your bank account come with a card you can use to get cash from a cash point?\nYes \nNo\nDon't know\n\n{If yes} Who looks after your bank card?\n1. You\n2. Someone else (e.g. your parents or other)\n\n{if you} Which of the following should you do to keep your bank card PIN safe? Please select all the answers you think are correct\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN at a cash point or shop\n5. Change your PIN if you think someone may have seen it\n\n Please say true or false to each statement (True/False/ Don’t know)\n1. It is important to keep your bank details, PIN and passwords secret.\n2. Your bank may email you sometimes to ask for your PIN. \n3. Criminals often pretend to be banks or other organisations to scam people\n4. Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\n5. Criminals can copy bank cards by using machines that look like ATMs or card payment machines\n6. It is always safe to use a cash machine, even if it looks damaged or unusual","N","Natcen",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)"]
[291,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (7-11)","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know ","N","CYP fincap",null,"Y","ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know "]
[292,"Ability","Understanding money management",null,"Young people understand why saving money for something you want to buy is important (5-7, 7-11)","Why is it good to save up for something you want to buy?\n1. Saving up for things yourself will help you learn money management for when you are older (2 points)\n2.  Other people may not have money to spare/ they may get irritated if you ask them for money (1 point)\n3. Saving up for something will mean you are less likely to make 'impulse buys'/ makes you more likely to buy thing you really want or need (1 point)\n4. You can spend the money you have saved on something else if youwant to\n4. To stop you getting into debt  (2 point)","N","Natcen",null,null,null,null,null,"check ages for join sam questions"]
[293,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand about the different types of scams and identity theft, and know how to protect themselves from it","Please say true or false to each statement (True/False/ Don’t know)\n1. It is important to keep your bank details, PIN and passwords secret.\n2. Your bank may email you sometimes to ask for your PIN. \n3. Criminals often pretend to be banks or other organisations to scam people\n4. Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\n5. Criminals can copy bank cards by using machines that look like ATMs or card payment machines\n6. It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\n\nTo what extent do you agree or disagree with each of these statements?\n\n- I never open attachments from unknown email senders \n- I always lock my phone/ tablet/ laptop when I am not using it\n- I pick passwords  that will be difficult to break (long ones with both numbers and letters)\n– I never tell other people what my passwords are\n- I have anti-virus software  on my computer\n- I am careful about what information I publish about myself online and on social media\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know ","N","Natcen"]
[294,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.How much would be in the account at the end of the first year, once the interest payment is made? (11+)\n\nDon't know","N","CYP fincap",null,"Y","YP25: Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.How much would be in the account at the end of the first year, once the interest payment is made? (11+)\n\nDon't know"]
[295,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11)","Greg gets £6.00 a week pocket money. How many weeks would it take Greg to save up his pocket money to buy something that costs £26?\n","N","Natcen",null,null,null,null,null,"look at natcen question for 7-11amended natcen 7-11 question"]
[296,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how and where to seek advice about their money when they need to","If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)","N","CYP fincap",null,null,"YP16: If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)\n\nYP16a: And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice",null,null,"n.b. amended indicator to remove 'when'"]
[297,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how and where to seek advice about their money when they need to","And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice","N","CYP fincap"]
[298,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult","How important is it to you ... \n\n… to get a job when you are a grown-up?  \n… to not need  your parents' money when you are grown up (to be independant)? \n\n1. Very important\n2. Fairly important \n3. Not really important\n4. Not at all important ","N","Natcen"]
[299,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11)","Which of these statements is true?\n                                                                                                   \n1. Young people who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\n\n","N","TNS/Natcen"]
[300,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term","Which of these statements is true?\n                                                                                                   \n1. Young people who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard\n\n","N","TNS/Natcen",null,"Y",null,null,null,"may need new question to encompass short term situation and long term situation\ne.g. True/Flase questions\n\nIf you get a job when you are 18, you are likely to have more money than if you go to university at 18\nIf you go to university, you may be able to get a job afterwards that pays more than if you didn't go to university\nYou may be paid less while doing an apprenticeship than while doing a job "]
[301,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements","Now a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. Can you match some of these ways to their names? \n\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n\n\n- Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\n- The process of transferring goods and services from the seller to the buyer\n- Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\n- Paying someone famous to put their name and face to goods and services and help to sell them\n\n(if online) Drag & drop\n(if on paper) Draw a line between description and name","N","TNS (Barclays Money Skills)",null,"Y"]
[302,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that the Government takes money taken from people's earnings to pay for things we all need (eg. schools, hospitals and rubbish collection)","Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\nDON'T KNOW\n\n\nTax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets","N","CYP fincap; MAS new","Draw a line between word and description if on paper or use drag and drop if online","Y","YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know",null,null,"(11-18) YP18 Can you pick the description that best fits these words?\n\nInterest\nTax\n\nThe money that is added to savings by banks or building societies\nThe money people pay to government\nThe money you get when you retire from working\nThe amount you have in your bank account\n\nDON'T KNOW\n\nNew question:\nTax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets"]
[303,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N","Indicators removed across all age groups in line with adult f/w, as research needed to determine what this looks like"]
[304,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N","Indicators removed across all age groups in line with adult f/w, as research needed to determine what this looks like"]
[305,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[306,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[307,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[308,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[309,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[310,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N"]
[311,"Ability","Other","Wellbeing",null,"To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,"NQ99b: To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]

{"sheet":"14-16 yrs","index":19,"n_rows":109,"n_cols":15,"rows_kept":109,"cut":false,"hidden":true,"merged":[[55,13,58,13],[59,13,60,13],[55,8,58,8]]}
["Fincap cyp outcomes framework: age 14 - 16 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes","In CYP fincap survey?","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[312,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job)","Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 and 4 at first question: \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n","N","CYP fincap","This question needs to be asked first in all questionnaires as a filter for a number of other questions","Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 2-8 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n",null,"1) From which, if any, of the following sources do you get money? MULTICODE: From my parents/guardians as pocket money/allowance / From my parents/guardians in return for doing jobs / From other members of my family / From work or a part-time job / From a bank, savings account or trust in my name / Through selling items or digital content online / Benefits payments / Other specify / I do not get money from my parents or other sources.  2) If code 1: You said before that you receive pocket money allowance from your parents/guardians, is this money given to you on a regular basis or is there no set timing? I receive a fixed amount on a weekly / monthly basis /  I receive it regularly but less frequently than once a month / I don't receive it regularly, there is no set timing / DK",null,"Connection - 26"]
[313,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people keep their money in a safe place and keep information about their current and savings accounts safe (7-11)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \n(IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\nIF HAVE BANK ACCOUNT\nDo you have any of the following wth your bank account? Pick all that apply\nPlastic card\nPIN (number)\nBank book\nAbility to access your account online\nNone of these\n\nIF HAVE A BANK BOOK OR CARD\nWhere do you keep your bank card or bank book? You can pick more than one answer.\nIn my purse/wallet\nMy parents keep it\nIn a safe place at home\nSomewhere else\nI don't have a special place where I keep this/these items\n\nIF HAVE A PIN NUMBER\nDo you keep your PIN number written down so you remember it?  You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my PIN number/I have forgotten it\n\nIF HAVE AN ONLINE ACCOUNT\nDo you keep your online bank account login details written down so you remember them? You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my online bank account/I have forgotten how to log in","N","CYP fincap; TNS","filter question",null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)",null,null,null,"Ability - 81"]
[314,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people know how much money they have and keep track of their spending, including by checking bank statements / online banking (11-14)","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,"Y","\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know",null,"Part 1) Do you keep track of income and spending? Yes / No / DK   (Part 2) How do you keep track of income and spending? MULTICODE: Online budgeting tool / Spreadsheet / In my head (mentally) / On paper / Checking my bank balance / Reviewing my bank statements / DK",null,"Ability - 80"]
[315,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people have money saved up (5-7, 7-11, 11-14)","ASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money, how often do you save at least some of it, [say by putting it in a cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know","N","CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know",null,null,null,"Connection - 18. \nAttitudes - 37 \nAbility - 83\nBehaviours - Should saving regularly be an indicator for this and all CYP? "]
[316,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it (11-14)","Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\nCHOOSE ONE ONLY\n1. Yes\n2. No\n\n{If yes}\nAnd, how often do you keep to your plan or budget?\nCHOOSE ONE ONLY\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen (CitA)",null,"Y","NQ5: How often do you plan how you are going to pay for things you need?\n\nSINGLE\n\nNever\nRarely\nSometimes\nOften\nAlways\nDon't know",null,null,null,"Ability - 78 & 79"]
[317,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people make more complex choices about how to spend their money that are based on their needs and on value for money (11-14)","When you want to buy something for yourself, how often... \nNever\nRarely\nSometimes\nOften\nDon't know\n\n...  do you think about whether your friends would approve of the item?\n...  do think about how much money you will have left to spend on other things?\n...  do think about how attractive or cool the item is?\n...  do think about how long the item will last?\n...  do think about whether the item is good value for money?\n... do you think about whether you should save your money for another day?","N","Natcen","Add to other questions with same opening statement if present in your questionnaire",null,"ASK ALL WITH MONEY:\nWhen you have money, who usually decides whether you save any of it? \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know\n\nWhen you have money, who usually decided what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\n[You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want?\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know\n\nWhen you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know","(Join Sam questions) 6. A new toy or game you really want has just been released. It costs £35 and you don't have enough money to buy it. Do you: (Please choose one answer)\n\nNag your parents to buy it for you?\nDo some extra chores to earn the money needed to buy it?\nSave your pocket money until you can afford it?\nDecide not to buy it?\nFind another way of getting £35?",null,null,"Connection - 28\nMindset = 33 \nAbility = 75"]
[318,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people shop around to get the best deal (7-11, 11-14)","When you want to buy something for yourself, how often... do  you look in different places or stores to compare prices?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen","Add to other questions with same opening statement if present in your questionnaire",null,"YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know",null,null,null,"Mindset = 34\nAbility = 77"]
[319,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year)","What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know","N","CYP fincap",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n",null,"Do you save some money every month? By saving I mean putting some money aside in anything from a money box to a bank or savings account. (Yes / No)",null,"Mindset - 36 & 52 (goals)\nAbility - 83 "]
[320,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people talk about money with friends and family openly (5-7, 7-11, 11-14)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,"Y","CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)",null,"Money is something: You discuss openly with friends and family / you are uncomfortable talking about?",null,"Connection = 21\nMindset = 47"]
[321,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT (CODE 1 above): \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have",null,"Which of the following do you have? A savings account in my name / A current account in my own name / A credit union account in my name / None of the above",null,"Ability - 55, 56, 82"]
[322,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account (11-14)","ASK ALL  WITH A BANK/B.S. ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,"Y","ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\n",null,"c.f. row 64",null,"Ability - 71"]
[323,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT (CODE 1 above): \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have",null,"How or where do you save money? MULTICODE: In a savings account (eg from a bank, building society or post office) / In a ISA / In a cash or money box / In a credit union account / Premium bond",null,"Ability - 65, 82"]
[324,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have experience of managing their bank accounts online where this is available","How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"YP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[325,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own current and savings accounts or have been involved in the decision-making","How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\n\nChoosing my bank or savings account","N","old CYP fincap",null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account",null,null,null,"Ability - 66, 72"]
[326,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people are involved in the process of choosing and setting up their own mobile phone provider and package, and have a key say in which ones are selected (if they own a mobile phone)","Do you get to have a choice in?\n \nThe cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone","N","CYP fincap","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]"]
[327,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)","How often do your parents or carers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know\n\nHow often do your teachers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen",null,"Y","(11-18, ?7-11) YP19. If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\n\nCYP18: Have you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nCYP18a: Which subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know",null,null,null,"Mindset - 62\nAbility - 89"]
[328,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (3-5, 5-7, 7-11, 11-14)","If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\n\nHave you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nWhich subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know","N","CYP fincap"]
[329,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14)","How confident are you that you know who to turn to for advice about education and careers?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n\n\nWhich of the following people have given you advice about your education and career options. Select all that apply:\n1. Parents\n2. Siblings\n3. Other family members\n4. Friends\n5. A careers adviser or careers teacher at school\n6. Other teachers at school\n7. A Connexions personal adviser\n8. Someone else at Connexions\n9. Someone else (Please specify______)","N","Natcen; LSYPE",null,null,"none"]
[330,"Connection","Access to and use of financial products and advice","CYP recieve advice and guidance about money as well as wider life goals","Young people know where to go for advice and guidance on finance options to fund further education","If you needed advice or information about the different options for paying for education in the future where would you go?\nPlease select all that apply.\n\n1. My parents\n2. My friends\n3. Other family members (write in)\n4. My teachers/my school or college\n5. Internet site (write in)\n6. A bank, building society or other financial organisation\n7. TV programmes (write in)\n8. Other (write in)\n9. I haven't thought about this yet\n10. I don't need this kind of advice or information","N","Natcen",null,null,"none"]
[331,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax)","Which of the following things do most adults pay for, and which do most adults get for free?\n\nRent or mortgage\nElectricity or gas at home\nWater at home\nVisits to a GP or hospital\nCouncil tax\nInternet at home\nBorrowing a library book\n\nPay for\nGet for free\nDon't know","N","CYP fincap/Natcen",null,"Y","YP28: Which of the following things do most adults pay for, and which do most adults get for free?\n\nRent or mortgage\nElectricity or gas at home\nWater at home\nVisits to a GP or hospital\nCouncil tax\nInternet at home\nBorrowing a library book\n\nPay for\nGet for free\nDon't know"]
[332,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)","Do you get to have a choice in?\n \nFamily days out or holidays \nWhat to buy in the family food shop\n\nYes\nNo \nDon't know\n\n\n","N","CYP fincap","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]\n\n\nASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n",null,"Here are some statements made by other people about their family finances. Please indicate how strongly you agree or disagree with each. 'My parents discuss with me what we can and can't afford to buy' (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)       "]
[333,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (e.g. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n","N","CYP fincap"]
[334,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job)","Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 and 4 at first question): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap",null,null,"ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 2-8 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n",null,"1) From which, if any, of the following sources do you get money? MULTICODE: From my parents/guardians as pocket money/allowance / From my parents/guardians in return for doing jobs / From other members of my family / From work or a part-time job / From a bank, savings account or trust in my name / Through selling items or digital content online / Benefits payments / Other specify / I do not get money from my parents or other sources.  2) If code 1: You said before that you receive pocket money allowance from your parents/guardians, is this money given to you on a regular basis or is there no set timing? I receive a fixed amount on a weekly / monthly basis /  I receive it regularly but less frequently than once a month / I don't receive it regularly, there is no set timing / DK"]
[335,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves (11-14)","IF HAVE BANK ACCOUNT:\nCan you take money out of your bank account without your parents' permission? Y/N\n\nDo your parents control the amount of money you take out of your bank account? Y/N\n\nIF DO NOT HAVE BANK ACCOUNT\nCan you spend your own money without your parents' permission? Y/N\n\nDo your parents control the amount of money you spend? Y/N","N","TNS",null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account\n"]
[336,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about how to spend or save their money (11-14)","Null","N","CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nCYP8b When you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know"]
[337,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14)","Do you have to pay for any of the following things you need out of your money? \nSINGLE PER ROW\n1. Non-school clothes and shoes\n3. Toiletries & cosmetics\n4. Snacks or sweets\n5. Presents for other people \n6. Toys or games or gadgets\n7. Going  out with your friends\n\nNo - my parents pay for this for me\nYes - I sometimes pay for this from my own money\nYes - I mainly pay for this from my own money","N","CYP fincap",null,"Y","ASK ALL 11-17 YEAR OLDS: COG\nYP7 Do you have to pay for any of the following things you need out of your money? \nSINGLE PER ROW\n1. Non-school clothes and shoes\n3. Toiletries & cosmetics\n4. Snacks or sweets\n5. Presents for other people \n6. Toys or games or gadgets\n7. Going  out with your friends\n\nNo - my parents pay for this for me\nYes - I sometimes pay for this from my own money\nYes - I mainly pay for this from my own money\n",null,"Which of the following are you responsible for paying for with your own money? MULTI-CODE: To buy a one-off thing such as a phone or laptop, games, non essential clothes / Leisure activities (e.g. cinema tickets, days out with friends,after school activities, sports clubs or other sports activities) / For spending for future events (whilst on holiday or to buy Christmas or birthday presents) / Mobile phone bill or top-up / To buy things I need like toiletries, travel to school, school books etc / To pay for other driving lessons, education or training after I finish school / For unknown things that might happen in the future"]
[338,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision","Have you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\nWhich of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online","N","MAS new; CYP fincap",null,"Y","old question no longer in survey\n\nASK ALL 7-17 YEAR OLDS: COG \nYP5 Which of the following ways do you use to pay for things you want to buy? SELECT ALL THAT APPLY\n1. Cash - notes or coins\n2. Debit card (11+ only)\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Something else (specify for pilot)\n7.  Other people buy things for me\n8. Don’t know\n","New questions:\n\nHave you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\n(11-18) YP10. Which of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online"]
[339,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe that it is important to keep track of their money (7-11, 11-14)","How important is it to check how much money you have?\n\nVery important\nQuite important\nNot very important\nNot at all important","N","Natcen",null,"Y","NQ99b: To what extent do you agree or disagree with the following\n\nIt is important to learn how to manage your money (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[340,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on (7-11, 11-14)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know\n","N","CYP fincap",null,"Y","NCYP10:  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know",null,"You win £100, do you: Spend it / save it?"]
[341,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14)","Imagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know\n","N","MAS new",null,"Y",null,"new question\n\nImagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know\n"]
[342,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people prefer to plan for the future rather than live for the day when it comes to their money","When it comes to money I prefer to live for today rather than plan for tomorrow' \n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n","N","old CYP fincap",null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments",null,"Here are some statements other people have said they do when managing their money. Please indicate how strongly you agree or disagree with each. 'When it comes to money I prefer to live for today rather than plan for the future' (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)"]
[343,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is important for them to do (11-14)","Imagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know","N","MAS new",null,"Y","modified survey q\n\nImagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know",null,"Here are some statements made by other people about saving for the future. Please indicate how strongly you agree or disagree with each. 'Its important I think about how I will save for expensive things I want e.g. holidays, new tech (e.g. phone /tablet) (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)         AND AN ALTERNATIVE OPTION: Here are some things things other people have said they do when managing their money. Please indicate the extent to which you can or cannot do each: 'Save money up until I have enough to buy something I want' (5 point scale: I can always do this / I can usually do this /  I cannot usually do this / I cannot do this / DK)"]
[344,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","How important do you think it is for you to save-up your money for the future in general?\n\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n\n"]
[345,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future","Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it\n\nImagine someone gives you £100. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it","N","CYP fincap (Join Sam)"]
[346,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back","Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know","N","CYP fincap",null,"Y","YP11: Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know",null,"Borrowing money is something: That bothers you / that does not both you?"]
[347,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back","Steve is 18 and is studying at college. One night his home is burgled and his laptop to stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What should Steve do?\n1. Use the savings to buy a laptop\n2. Apply for a credit card and use this to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\n\nWhat would you do if you were in this situation? [options as above]\n","N","Natcen"]
[348,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't get angry or upset when they can't have something they want but don't need (5-7, 7-11, 11-14)","Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n"]
[349,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money","How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\n5. Don’t know","N","Natcen",null,"Y"]
[350,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money","How much do you agree or disagree with the following statement \"I often feel annoyed with my parents if they won't buy me things I ask for\"\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know ","N","Natcen"]
[351,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11, 11-14)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","N","CYP fincap",null,"Y","CYP10:  How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'",null,"When it comes to managing money: You are confident / you lack confidence?"]
[352,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14)","To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,"Y","NQ99b: To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[353,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11, 11-14)","Which of the following things would you look for in a new friend?:\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\n7. None of the above","N","Natcen"]
[354,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11, 11-14)","How important are each of the following to you:\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money\n\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n\nYP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know\n"]
[355,"Mindset","Money and values","CYP have a positive/healthy emotional relationship with money","Young people do not think that their possessions are the most important thing about them (7-11, 11-14)","outcome added from adult fw, but as per adult fw further research is needed to understand what this is and what a suitable indicator & question would be","N"]
[356,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,null,"CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)"]
[357,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11, 11-14)","How important are each of the following to you (use importance scale listed above):\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money","N","Natcen",null,"Y","none - though we have something for younger ages in Join Sam Qs",null,"Below are some thoughts from people of your same age, about how they imagine they will manage their money in the future.  Which one most closely describes how you think you will be at managing your money as an adult? Please select the one the best applies. If no one matches exactly your own opinion, please select the one that most closely describes it: I’ll be great – my friends will come to me for advice /  I’ll probably not be completely on top of my money, but it won’t keep me up at night / I’ll make a few mistakes – I don’t have much experience managing my own money / I’ll be quite bad at it – money really isn’t my strong point / None of the above / DK Better Q: You have a friend who is better than you at budgeting: You wish you were a bit more like them / You don’t think you need to be like them?"]
[358,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve (11-14) ","Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education\nI have other goals I would like to achieve","N","CYP fincap","This questions could fit across both of these indicators, with some additional answer options?",null,"(11-18) YP8. Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve",null,"Which, if any, of the following goals would you like to achieve in the next 5 years? MULTICODE: Get into University / Go travelling / Get a secure job / Move out of parental home / Get my own car / Provide for myself / Have fun with my friends without any big commitment / Nothing, I have no specific goals for the next 5 years"]
[359,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14)","How important to you is it that…\n...you  get a job when you finish education?\n...you are rich when you are a grown-up?\n\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant\n\n\nDo you have any idea what job you would like to have when you are older? \n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like\n\n","N","Natcen",null,null,"(11-18) YP8. Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve"]
[360,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14)","{If 1 or 2 above} How likely are you to get the type of job you would like in the future?\n1. Very likely\n2. Somewhat likely\n3. Not very likely\n4. Not at all likely","N","Natcen"]
[361,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14)","Do you agree or disagree with the following statements?\n                                                       Agree                    Disagree\n\n1. It's important to earn your own money\n2. I would like to be able to pay my own way as soon as I'm old enough\n3. It's fine to not earn money because others will make sure you have enough to get by\n4. I'm looking forward to having a job and my own money\n5. It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","N","TNS",null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person (14+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[362,"Mindset","Aspirations and goals","CYP have financial goals","Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11, 11-14)","Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a or b for question above\nPeople save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me","N","Join Sam",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n","(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n"]
[363,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,"Y","none",null,"Overall, to what extent do you feel that the things you do in your life are worthwhile? (0-10)","LAWSEQ Q1. Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nRosenberg Single Item scale. I have high self-esteem (7 point scale from Not very true of me to Very true of me)"]
[364,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,null,"none"]
[365,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,null,"none"]
[366,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,"Y","none"]
[367,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","I often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","N","adapted from BCS10 (Rutter)",null,"Y","none",null,"Imagine that somebody has given you £100 as a gift. Which, if any, of the following would you be most likely to do with all or most of this money if you received it next week? SINGLE: Spend it on yourself, friends or family / Save it towards something you want to buy or do / Save it in case you need it for something unexpected in the future","Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\nSelf-report:\nI often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\n\n2. Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\n7. I finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all"]
[368,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n","N","Duckworth Grit Scale; BCS 1970",null,"Y","none"]
[369,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\n\nWhen someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\n\nWhen bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\n\nWhen nice things happen to you is it only good luck? (Yes/No/Don't know)","N","CARALOC",null,"Y","none",null,null,"CARALOC 5. Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\nCARALOC 12. When someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\nCARALOC 13. When bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\nCARALOC 14. When nice things happen to you is it only good luck? (Yes/No/Don't know)"]
[370,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what bank accounts are, how they work and the benefits of having them (11-14)","Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nA bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/B.S. ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,"ASK ALL 7-11 YEAR OLDS\nNQ3: Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\n"]
[371,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)","Before today, which of the following financial products have you heard of?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs\n\n\nWhich of the following do you have in your own name?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs","N","Natcen",null,"Y","ASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\nNQ3: Do you have a Child Trust FUnd or a Junior ISA?\n\nMULTI\n\nI have a Child Trust Fund\nI have a Junior ISA\nI don't know if I have one of these (SC)\nI don't know what these are (SC)\n\nYP19: Look at this list and choose which ones make your money grow, and which ones give you money now that has to be paid back later?\n\nMortgage\nJunior ISA\nSavings account\nPayday loan\nGovernment Bond\nCredit card\nInvestment\n\nMakes your money grow\nHas to be paid back later\nDon't know"]
[372,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand how to set up a current or savings account (7-11, 11-14)","To set up a bank account which of these things do you think you would need?\n1. Name and address\n2. Date of birth\n3. Birth certificate\n4. Passport\n5. Note from your school\n6. Parents' personal details\n7. A computer/laptop/tablet\n8. A credit card\n9. Some money","N","TNS",null,"Y","for those who weren't involved in setting up or don't have - what do you need to set up a current account?"]
[373,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand the role of student loans and the way in which they work","Student  loans are a cheap way to borrow money.\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n\nPlease indicate whether you think the following statements are True or False:\n1. Student loans need to be paid immediately after graduation\n2. You must start to repay a student loan if you earn above a certain amount\n3. Student loans are cleared after 25 years \n4. One does not need to pay the student loans if s/he is self-employed\n5. Student loans repayments are calculated each month based on one's salary","N","LSYPE: Natcen",null,null,"YP21: Is this true or false?\n\nYou always need to start paying a student loan back as soon as you leave University\n\nTrue\nFalse\n"]
[374,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it","Why  would someone buy insurance? Please choose all that apply:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n\n\nPlease indicate whether you think the following statements are True or False (True/False/Don't Know)\n1. You can get better deals on insurance if you shop around\n2. If you own a car you must have car insurance to drive it\n3. If you own a mobile phone you are legally obliged to insure it\n4. All insurance policies have the same terms and conditions\n5. Insurers can refuse to pay for things depenfing on the terms and conditions","N","Natcen",null,null,"none",null,"If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, the same or less buying power in a year's time? (More / The same / Less / DK)"]
[375,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it","Which of the following can people buy insurance for? Choose all that apply\n1.  Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)\n","N","Natcen"]
[376,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that borrowing money and not being able to pay it back can have negative consequences (11-14)","Do you agree or disagree with the following statements?                      \n  \n1. Borrowing money is OK as long as you pay bits back regularly\n2. Borrowing money for a long time means you may have to pay back a lot more than you borrowed\n3. If you borrow money and do not pay it back nothing will happen\n4. Getting into debt means it is harder to get loans, credit cards and mobile phone contracts in the future\n\nAgree\nDisagree\n\n","N","TNS",null,"Y","same as indicator earlier on consequences - use only one of them\n\nASK ALL 11-17 YEAR OLDS: \nYP11 Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\nPlease select the one that best applies. If no one matches exactly your own opinion, please select the one that most closely describes it\nSINGLE CODE. REVERSE CODES 1-3\n1. I’d rather not borrow money \n2. Borrowing money is OK; but only if I can pay it back \n3. Borrowing money does not bother me at all, even if I can’t afford to pay it back\n4. I don’t know\n"]
[377,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what interest is, and how it can be added to money that people save or borrow (7-11, 11-14, 14-16)","Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know","N","CYP fincap","Draw a line between word and description if on paper or use drag and drop if online",null,"YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know"]
[378,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand that you can pay for things in different ways (eg. cash, direct debit from a bank account, debit card etc) and the reasons for chosing one method over another (7-11, 11-14)"," Which of the following methods do you use to pay for things you want to buy? SELECT ALL THAT APPLY\n1. Cash - notes or coins\n2. Debit card\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Something else (specify for pilot)\n7.  Other people buy things for me\n8. Don’t know\n\nAnd which of the following ways do you see your parents pay for things? SELECT ALL THAT APPLY\n1. Cash – notes or coins\n2. Debit card\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Credit card\n7. Direct debit\n8. None of the above\n9. Don’t know\n\nIs this true or false?\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS: COG \nYP5 Which of the following ways do you use to pay for things you want to buy? SELECT ALL THAT APPLY\n1. Cash - notes or coins\n2. Debit card (11+ only)\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Something else (specify for pilot)\n7.  Other people buy things for me\n8. Don’t know\n\nASK ALL 7-17 YEAR OLDS: \nYP6 And which of the following ways do you see your parents pay for things? SELECT ALL THAT APPLY\n1. Cash – notes or coins\n2. Debit card\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Credit card\n7. Direct debit\n8. None of the above\n9. Don’t know\n\nYP21: Is this true or false?\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse"]
[379,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features, etc.) (11-14)","Which of these features should you think about when choosing a bank account?\nTick all that apply\n\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/travel card)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)","N","TNS",null,"Y","List of options with some false ones"]
[380,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice","The  next questions look at the sort of things people do when choosing financial products such as  bank account accounts or mobile phone tariffs. Please indicate whether you think the following statements are true or false (True/False/Don't Know)\n\n...You can get better deals on financial products if you shop around\n...It is important to read the terms and conditions before picking a  financial product. \n... Banks are legally obliged to tell me if my money could be doing better in another account\n... Mobile phone providers are legally obliged to tell me which tariff is best  for me\n ...You can often get better deals on financial products if you change provider regularly\n...Free neutral advice on choosing financial products is available, you just need to know where to find it","N","Natcen",null,null,"none"]
[381,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people are aware that some saving products have higher interest than others","Which of the following statements is true and which is false:\n\nIt doesn't matter what kind of savings account you have, the interest rate is the same at all banks\nThere are some financial products which will give you a higher interest rate\nIf you negotiate with the bank, you can get a higher interest rate on your savings\nAll the saving products within the same bank offer the same interest rate","N","Natcen",null,null,"none"]
[382,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities","When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\n[You said that you save some money every time/most times/some of the time you get money.] How often do you spend that money on things you want?\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know","N","CYP fincap","Filter second question by answer to first question","Y","\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know"]
[383,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11)","You are thinking of buying some new trainers.  Which of these comes closest to your view?\n\n1. It's best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is best to choose the cheapest ones you can get even if they won't last quite as long","N","TNS","This question may be best administered through a paper or web self-completion as there may be social desirability bias here.","Y","YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know",null,"Have you learnt about how to manage your money in school? Yes /  No / Not sure (don’t remember)"]
[384,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14)","How can you make sure you get a good deal when buying something?\n1. Buy the first thing you see\n2. Compare prices in different shops or online (1 point)\n3. Buy second hand (1 point)\n4. Buy non-branded goods (1 point)\n5. Only buy the things you really need (1 point)\n6. Wait for things you want to go on sale (1 point)\n7. Get someone else to buy it for you\n8. Don't know (0 points)\n\nWhy is it a good idea to shop around when picking where to buy something?\n\n1.  You can find the same thing for different prices in different shops (1 point)\n2. It is fun to shop around (0 point)\n3. Some shops sell better quality items compared to others(1 point)\n4. Shopping around can save you money (1 point)\n5. Don’t know (0 points)\n\n\n\n\n","N","Natcen"]
[385,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to set a budget appropriate to their age and accurately track their spending against it (11-14)","Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[386,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget",null,"Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?\n\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more\n","N","TNS"]
[387,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use tools to help them budget (11-14)","ASK ALL WITH A BANK/B.S. ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[388,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11, 11-14)","BSQ: Looking at this example of a bank statement, how much money was in the account at the end of February? \nPlease type in your answer to nearest pound__________________\n\n","Y-BSQ","CYP fincap",null,"Y","P22 Looking at this example of a bank statement, how much money was in the account at the end of February? \nPlease type in your answer to nearest pound__________________\n\n\n"]
[389,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14)","If have a bank account:\n\nDoes your bank account come with a card you can use to get cash from a cash point?\nYes \nNo\nDon't know\n\n{If yes} Who looks after your bank card?\n1. You\n2. Someone else (e.g. your parents or other)\n\n{if you} Which of the following should you do to keep your bank card PIN safe? Please select all the answers you think are correct\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN at a cash point or shop\n5. Change your PIN if you think someone may have seen it\n\n Please say true or false to each statement (True/False/ Don’t know)\n1. It is important to keep your bank details, PIN and passwords secret.\n2. Your bank may email you sometimes to ask for your PIN. \n3. Criminals often pretend to be banks or other organisations to scam people\n4. Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\n5. Criminals can copy bank cards by using machines that look like ATMs or card payment machines\n6. It is always safe to use a cash machine, even if it looks damaged or unusual","N","Natcen","Filter from previous question on bank accounts, then filter subsequent questions on answers to previous. Last question in gorup can be asked to all.",null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)",null,"Young people agree that saving money for something unexpected in the future: Is important / unimportant?"]
[390,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (7-11, 11-14)","Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know ","N","CYP fincap",null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know "]
[391,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14)","Why is it good to save up for something you want to buy?\n1. Saving up for things yourself will help you learn money management for when you are older (2 points)\n2.  Other people may not have money to spare/ they may get irritated if you ask them for money (1 point)\n3. Saving up for something will mean you are less likely to make 'impulse buys'/ makes you more likely to buy thing you really want or need (1 point)\n4. You can spend the money you have saved on something else if youwant to\n4. To stop you getting into debt  (2 point)\n","N","Natcen",null,null,"none"]
[392,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14)","Tristan  goes to a shop with his parents. He sees a cap he would really like to buy. The cap costs £15.  Tristan only has £10 right now, but next week he will get his pocket money.  Should Tristan:\n1. Ask his parents for more money so he can buy the cap now, or\n2. Buy the cap next week when he gets his pocket money\n\nWhat would you do in Tristan's situation?\n1. Ask your parents for the money so you can buy the cap straight away\n2. Buy the cap in a weeks time when you have more money\n","N","Natcen"]
[393,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand the value of saving for the future","How important do you think it is for you to save-up your money for the future in general?\n1. Very important\n2. Quite important\n3. Not that important \n4. Not important at all \n\nOR\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n"]
[394,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand about the different types of scams and identity theft, and know how to protect themselves from it (11-14)","Please say true or false to each statement (True/False/ Don’t know)\n1. It is important to keep your bank details, PIN and passwords secret.\n2. Your bank may email you sometimes to ask for your PIN. \n3. Criminals often pretend to be banks or other organisations to scam people\n4. Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\n5. Criminals can copy bank cards by using machines that look like ATMs or card payment machines\n6. It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\nTo what extent do you agree or disagree with each of these statements? \n\n- I never open attachments from unknown email senders \n- I always lock my phone/ tablet/ laptop when I am not using it\n- I pick passwords  that will be difficult to break (long ones with both numbers and letters)\n– I never tell other people what my passwords are\n- I have anti-virus software  on my computer\n- I am careful about what information I publish about myself online and on social media\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know ","N","Natcen"]
[395,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know\n","N","CYP fincap",null,"Y","ASK ALL 11-17 YEAR OLDS: \nYP25 Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know\n"]
[396,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate the impact of inflation and depreciation on their money","If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?\n(SC)\n\n1. More\n2. The same\n3. Less\n4. Don’t know","N","CYP fincap",null,null,"ASK ALL 14-17 YEAR OLDS: \nYP26: If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?\n(SC)\n\n1. More\n2. The same\n3. Less\n4. Don’t know"]
[397,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14)","Greg gets £6.00 a week pocket money. How long would it take Greg to save up his pocket money to buy something that costs £26?\n\n","N","Natcen",null,null,"(old question no longer in survey)\n\nASK ALL 7-14 YEAR OLDS: (ABILITY) \nCYP16 If you saved £7 each week, how long would it take for you to be able to buy the £35 game? Please choose one answer.\n1. 4 weeks\n2. 5 weeks\n3. 6 weeks\n4. 7 weeks\n5. Don’t know\n"]
[398,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how, where and when to seek advice about their current and future financial circumstances (11-14)","If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)","N","CYP fincap",null,null," YP16: If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)\n\nYP16a: And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice"]
[399,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know how, where and when to seek advice about their current and future financial circumstances (11-14)","And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice","N","CYP fincap"]
[400,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14)","How important is it to you ... \n\n… to get a job when you finish education? \n… to not need  your parents' money when you are an adult (to be independant)? \n\n1. Very important\n2. Fairly important \n3. Not really important\n4. Not at all important \n","N","Natcen",null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person (14+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[401,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have in adulthood (7-11, 11-14)","Which of these statements is true?\n                                                                                                   \n1. Young people who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard","N","TNS/Natcen",null,"Y"]
[402,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14)","Which of these statements is true?\n                                                                                                   \n1. Young people who do well at school will find it easier to get well-paid jobs when they grow up\n2. It doesn't matter how well you do at school, you will find a well-paid job if you look hard","N","TNS/Natcen",null,null,"none","may need new question to encompass short term situation and long term situation\ne.g. True/Flase questions\n\nIf you get a job when you are 18, you are likely to have more money than if you go to university at 18\nIf you go to university, you may be able to get a job afterwards that pays more than if you didn't go to university\nYou may be paid less while doing an apprenticeship than while doing a job "]
[403,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand the role of the welfare system, including that benefit payments exist for people when they are unwell or unemployed and looking for work","Please indicate whether the following statements are true or false?\n\n\n1. The welfare system exists to support everyone in society\n2.  It's possible to receive money from the government if you choose not to work\n3. The welfare system only supports children and older people\n4. People who are unemployed and looking for work are entitled to benefit payments\n5. You can only receive benefit payments if you've paid taxes in the past\n6. The welfare system will give you money whenever you feel ill\n7. People can claim benefits payments if they are too unwell to work\n\nTrue\nFalse\nDon't know","N","TNS",null,null,"none\n\n(ASKED ALL 7-11):\nC3 Fred will need more money so he can buy the things he will need to live here. What would be the best way for him to make sure he gets the money he needs to live here? Select all that apply \n1. Get good grades in exams\n2. Get a job\n3. Borrow from other people\n4. Go to the supermarket\n5. Hope to be given some\n6. Go to a cash machine\n7. Apply for help from the people in charge\n8. Don’t know\n"]
[404,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (11-14)","Now a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. Can you match some of these ways to their names? \n\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n\n\n- Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\n- The process of transferring goods and services from the seller to the buyer\n- Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\n- Paying someone famous to put their name and face to goods and services and help to sell them\n\n(if online) Drag & drop\n(if on paper) Draw a line between description and name","N","TNS (Barclays Money Skills)","(if online) Drag & drop\n(if on paper) Draw a line between description and name",null,"none - alien Q\n\nASK ALL 7-17 YEAR OLDS: RBC\nCYP9 Here are some things that people have said about money. Please indicate how strongly you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nA. My parents don’t buy things if they think they can’t afford them (11-17 only)\nB. My parents discuss with me what we can and can’t afford to buy (11-17 only)\nC. It upsets me when my parents say I cannot have things I see on TV or Adverts\nD. It upsets me when friends have things I don’t have\nE. Adverts try to get us to spend money on things\n"]
[405,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)","Tax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets\n","N","MAS new",null,null,"YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know"]
[406,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14)","The amount of money people take home from their job is less  than they actually earn. Which of the following best describes why this is?\n\n1.  National insurance and income tax\n2.  Income tax, property tax and private medical insurance contributions\n3.  National insurance, share options in a business, VAT (value added tax )\n4. National insurance, income tax and student loan repayments","N","Natcen (2008 Survey of Personal Financial  Literacy Among High School and College Students - revised for UK)"]
[407,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)","Do adults always have to pay tax on the income they earn?\n1. Yes\n2. No\n3. Don’t know\n\n\nThe first part of the money your earn is tax free. \n1. True \n2. False \n\nIf the income you make from all sources is under £11, 000 do you have to pay Income Tax on it?\n1. Yes\n2. No\n3. Don’t know\n","N","Natcen; HE survey","Will need updating in 2017",null,"none"]
[408,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14)","Here are some examples of sources on income. On which ones do people have to pay tax? Select all that apply\n1. Wages/salary from work\n2. Tips or bonuses from work\n3. Interest on savings in an ISA\n4. All of these\n5. Don’t know","N","Natcen"]
[409,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N","Indicators removed across all age groups in line with adult f/w, as research needed to determine what this looks like"]
[410,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none"]
[411,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none"]
[412,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none"]
[413,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none"]
[414,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none"]
[415,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N",null,null,null,"none",null,"Here are some statements made by other people about their family finances. Please indicate how strongly you agree or disagree with each. 'My parents often say they are worried about money' (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)       "]
[416,"Ability","Other","Wellbeing",null,"To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,"NQ99b: To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know",null,"On a scale of 0-10 where 0 is not at all anxious and 10 is completely anxious, overall, how anxious did you feel yesterday?  (0-10)"]

{"sheet":"16-18 years","index":20,"n_rows":119,"n_cols":16,"rows_kept":119,"cut":false,"hidden":true,"merged":[[62,14,65,14],[66,8,67,8],[66,14,67,14]]}
["Fincap cyp outcomes framework: age 16 - 18 indicators"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested",null,"Notes","In CYP fincap survey?","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[417,"Financially capable behaviour",null,"CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)","Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Benefits payments\n9. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 and 4 above): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap","1) From which, if any, of the following sources do you get money? MULTICODE: From my parents/guardians as pocket money/allowance / From my parents/guardians in return for doing jobs / From other members of my family / From work or a part-time job / From a bank, savings account or trust in my name / Through selling items or digital content online / Benefits payments / Other specify / I do not get money from my parents or other sources.  2) If code 1: You said before that you receive pocket money allowance from your parents/guardians, is this money given to you on a regular basis or is there no set timing? I receive a fixed amount on a weekly / monthly basis /  I receive it regularly but less frequently than once a month / I don't receive it regularly, there is no set timing / DK","This question needs to be asked first in all questionnaires as a filter for a number of other questions","Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Benefits payments\n9. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 2-8 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n"]
[418,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people keep information about their current and savings accounts safe (7-11, 11-14, 14-16)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nIF HAVE A BANK ACCOUNT:\nDo you have any of the following wth your bank account? Pick all that apply\nPlastic card\nPIN (number)\nBank book\nAbility to access your account online\nNone of these\n\nIF HAVE A BANK BOOK OR CARD\nWhere do you keep your bank card or bank book? You can pick more than one answer.\nIn my purse/wallet\nMy parents keep it\nIn a safe place at home\nSomewhere else\nI don't have a special place where I keep this/these items\n\nIF HAVE A PIN NUMBER\nDo you keep your PIN number written down so you remember it?  You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my PIN number/I have forgotten it\n\nIF HAVE AN ONLINE ACCOUNT\nDo you keep your online bank account login details written down so you remember them? You can pick all that apply\nYes, in my purse/wallet\nYes, at home\nYes, stored on a computer, tablet or phone\nNo, I just remember it in my head \nI don't use my online bank account/I have forgotten how to log in","N","TNS",null,null,null,"ASK ALL 7-17 YEAR OLDS:\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP4 (IF HAVE BANK ACCOUNT INSERT [“Apart from in your bank account(s)”] Where do you keep your money?\nMC\n1. Purse or wallet\n2. Piggy bank or cash box at home\n3. My parent/carer looks after it for me\n4. Nowhere in particular (SC)\n5. Somewhere else\n6. Don’t know (SC)\n\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)"]
[419,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people have money saved up (5-7, 7-11, 11-14)","Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL WITH MONEY (CODES 2-6 at frist question):  \nWhen you get money, how often do you save at least some of it, [say by putting it in a cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know","N","CYP fincap",null,null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 2-8 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money, how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know"]
[420,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people know how much money they have (inluding savings) and keep track of their spending, including by checking bank statements / online banking  (7-11, 11-14, 14-16)","ASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\n\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap","Part 1) Do you keep track of income and spending? Yes / No / DK   (Part 2) How do you keep track of income and spending? MULTICODE: Online budgeting tool / Spreadsheet / In my head (mentally) / On paper / Checking my bank balance / Reviewing my bank statements / DK","needs filter","Y","\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2): \nCYP5 Do you know how much money you have in total? (IF HAVE BANK ACCOUNT, including in your bank)\n1. No \n2. Yes, roughly\n3. Yes exactly\n\nYP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[421,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people set themselves a budget that's appropriate and realistic for their circumstances and stick to it","Do you ever make a plan on how you will spend and save your money? For example by setting yourself a budget.\nCHOOSE ONE ONLY\n1. Yes\n2. No\n\n{If yes}\nAnd, how often do you keep to your plan or budget?\nCHOOSE ONE ONLY\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen (CitA)",null,null,"Y","NQ5: How often do you plan how you are going to pay for things you need?\n\nSINGLE\n\nNever\nRarely\nSometimes\nOften\nAlways\nDon't know"]
[422,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people make complex choices about how to spend their money that are based on their needs and on value for money (11-14, 14-16)","When you want to buy something for yourself, how often... \nNever\nRarely\nSometimes\nOften\nDon't know\n\n...  do you think about whether your friends would approve of the item?\n...  do think about how much money you will have left to spend on other things?\n...  do think about how attractive or cool the item is?\n...  do think about how long the item will last?\n...  do think about whether the item is good value for money?\n... do you think about whether you should save your money for another day?","N","Natcen",null,"Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know\n\nCYP8b: When you have money, who usually decided what you spend it on?\nSINGLE\n\nMy parents or carers decide\nI decide\nWe both decide\nDon't know\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know\n\nYP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know","(Join Sam questions) 6. A new toy or game you really want has just been released. It costs £35 and you don't have enough money to buy it. Do you: (Please choose one answer)\n\nNag your parents to buy it for you?\nDo some extra chores to earn the money needed to buy it?\nSave your pocket money until you can afford it?\nDecide not to buy it?\nFind another way of getting £35?"]
[423,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people shop around to get the best deal for things that they need (7-11, 11-14, 14-16)","When you want to buy something for yourself, how often... do  you look in different places or stores to compare prices?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen",null,"Add to other questions with same opening statement if present in your questionnaire","Y","YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know"]
[424,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people save up for bigger things they want to buy (eg a holiday or a car) and can save over a longer time period (at least a year) (14-16)","What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n","N","CYP fincap","Do you save some money every month? By saving I mean putting some money aside in anything from a money box to a bank or savings account. (Yes / No)",null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n"]
[425,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people talk about money with friends and family openly (5-7, 7-11, 11-14, 14-16)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap",null,null,"Y","CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)"]
[426,"Financially capable behaviour","Managing your money well day-to-day",null,"Young people claim any benefits to which they are entitled","When did you last do each of the following things?:\n- Checked whether you are receiving all the benefits, tax credits or pension that you are entitled to\n- Applied for new or additional benefits that you are entitled to\n- Increased or tried to increase your income in some other way (e.g. applied for a job, claimed grants)\nCHOOSE ONE FOR EACH\n1. Within the last month\n2. Between one and three months ago\n3. Between three and six months ago\n4. Between six and one year ago\n5. Between one and five years ago\n6. More than five years ago\n7. Never (SINGLE CODE ONLY)\n8. Not applicable - don't have or need this (SINGLE CODE ONLY)","N","Adult f/w",null,null,"Y","When did you last do each of the following things?:\n- Checked whether you are receiving all the benefits, tax credits or pension that you are entitled to\n- Applied for new or additional benefits that you are entitled to\n- Increased or tried to increase your income in some other way (e.g. applied for a job, claimed grants)\nCHOOSE ONE FOR EACH\n1. Within the last month\n2. Between one and three months ago\n3. Between three and six months ago\n4. Between six and one year ago\n5. Between one and five years ago\n6. More than five years ago\n7. Never (SINGLE CODE ONLY)\n8. Not applicable - don't have or need this (SINGLE CODE ONLY)"]
[427,"Financially capable behaviour","Preparing for and managing life events",null,"Young people have appropriate insurance","Which, if any, of the following types of insurance do you have? \nCHOOSE ALL THAT APPLY\n1.  Home insurance (covering contents and/or the building)\n2. Insurance for specific items (e.g. mobile phone)\n3. Anther type of insurance\n4. None of these (SINGLE CODE ONLY)","N","Adult f/w",null,null,null,"Which, if any, of the following types of insurance do you have? \nCHOOSE ALL THAT APPLY\n1.  Home insurance (covering contents and/or the building)\n2. Insurance for specific items (e.g. mobile phone)\n3. Anther type of insurance\n4. None of these (SINGLE CODE ONLY)"]
[428,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to their own current account (at a bank, building society, credit union, etc.) (7-11, 11-14, 14-16)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT (CODE 1 above): \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap","Which of the following do you have? A savings account in my name / A current account in my own name / A credit union account in my name / None of the above",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have"]
[429,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and use a debit card linked to their current account (11-14, 14-16)","ASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n","N","CYP fincap","c.f. row 89",null,"Y","ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n"]
[430,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have access to and manage their own savings account (at a bank, building society, credit union etc) (7-11, 11-14, 14-16)","A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK/BS ACCOUNT (CODE 1 above): \nDo you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have","N","CYP fincap","How or where do you save money? MULTICODE: In a savings account (eg from a bank, building society or post office) / In a ISA / In a cash or money box / In a credit union account / Premium bond",null,"Y","NQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have"]
[431,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have the physical ability to access appropriate financial products which meet their needs via appropriate channels","How easy or difficult is it for you to do each of the folllowing things?\nCHOOSE ONE ONLY FOR EACH\n- Get to a Post Office using your normal forms of transport\n- Get to a Cash point using your normal forms of transport\n- Get to a Bank, building society or credit union using your normal forms of transport\n- Receive confidential financial documents by post, such as a payment card or chequebook\n\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Unable to go\n6.Do not wish to go","N","Adult f/w",null,null,null,"How easy or difficult is it for you to do each of the folllowing things?\nCHOOSE ONE ONLY FOR EACH\n- Get to a Post Office using your normal forms of transport\n- Get to a Cash point using your normal forms of transport\n- Get to a Bank, building society or credit union using your normal forms of transport\n- Receive confidential financial documents by post, such as a payment card or chequebook\n\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Unable to go\n6.Do not wish to go"]
[432,"Connection","Access to and use of financial products and advice","CYP have access to their own financial products from a young age","Young people have the technical ability to access appropriate financial products which meet their needs via appropriate channels","In which of the following ways, if any, can or do you use the internet when you need to access information about money or your finances?\nCHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet","N","Adult f/w",null,null,null,"In which of the following ways, if any, can or do you use the internet when you need to access information about money or your finances?\nCHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet"]
[433,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people choose and set up their own current and savings accounts or have been involved in the decision-making","How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\n\nChoosing my bank or savings account","N","old CYP fincap",null,null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account"]
[434,"Connection","Access to and use of financial products and advice","CYP are given experience of choosing their own financial products","Young people choose and set up their own mobile phone provider and package (if they own a mobile phone)","Do you get to have a choice in?\n \nThe cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone\n\n\n","N","CYP fincap",null,"Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]"]
[435,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)","How often do your parents or carers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know\n\nHow often do your teachers teach you about  money and spending?\nNever\nRarely\nSometimes\nOften\nDon't know","N","Natcen",null,null,"Y","(11-18, ?7-11) YP19. If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\nCYP18: Have you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nCYP18a: Which subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know"]
[436,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive money advice and guidance from their family, teachers and other appropriate sources around money (11-14, 14-16)","If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\nHave you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nWhich subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know","N","CYP fincap"]
[437,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people receive advice and guidance from their family, teachers and other appropriate sources on their education and career options (11-14, 14-16)","How confident are you that you know who to turn to for advice about education and careers?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n\n\nWhich of the following people have given you advice about your education and career options. Select all that apply:\n1. Parents\n2. Siblings\n3. Other family members\n4. Friends\n5. A careers adviser or careers teacher at school\n6. Other teachers at school\n7. A Connexions personal adviser\n8. Someone else at Connexions\n9. Someone else (Please specify______)","N","Natcen; LSYPE",null,null,null,"(11-18, ?7-11) YP19. If you needed advice about money, who would you ask?\n\nPlease select all that apply.\n\nMULTICODE ALLOWED\n\nMy parents\nMy friends\nMy teachers\nOther family members (write in)\nInternet site (write in)\nA bank, building society or other financial organisation\nTV programmes (write in)\nOther (write in)\nI do not ask for advice about money\n\n\nCYP18: Have you learnt about how to manage your money in school or college?\n(SINGLE)\n\nYes\nNo\nNot sure or don't remember\n\nCYP18a: Which subjects did you learn how to manage your money in?\nMULTI\n\nMaths\nPSHE\nCitizenship\nBusiness & Finance\nEnterprise\nOther (please specify)\nDon't know"]
[438,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people know where to go for advice and guidance on finance options to fund further education (14-16)","If you needed advice and information about the different options for paying for education in the future where would you go?\nPlease select all that apply.\n\n1. My parents\n2. My friends\n3. Other family members (write in)\n4. My teachers/my school or college\n5. Internet site (write in)\n6. A bank, building society or other financial organisation\n7. TV programmes (write in)\n8. Other (write in)\n9. I haven't thought about this yet\n10. I don't need this kind of advice or information",null,"TNS",null,null,null,"none"]
[439,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people have the physical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively","How easy or difficult is it for you to do each of the following things?\nCHOOSE ONE ONLY FOR EACH\n-Get to a Citizens Advice Bureau or other advice agency using your normal forms of transport\n-Get to a Jobcentre Plus or local benefit office using your normal forms of transport\n-Use a telephone in private to discuss financial matters\n-Receive confidential financial information by post\n\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Unable to go\n6.Do not wish to go",null,"Adult f/w",null,null,null,"How easy or difficult is it for you to do each of the following things?\nCHOOSE ONE ONLY FOR EACH\n-Get to a Citizens Advice Bureau or other advice agency using your normal forms of transport\n-Get to a Jobcentre Plus or local benefit office using your normal forms of transport\n-Use a telephone in private to discuss financial matters\n-Receive confidential financial information by post\n\n1.Very easy\n2.Quite easy\n3.Quite difficult\n4.Very difficult\n5.Unable to go\n6.Do not wish to go"]
[440,"Connection","Access to and use of financial products and advice","CYP receive advice and guidance about money as well as wider life goals","Young people have the technical ability to access financial advice, guidance and tools which meet their needs in a form and language they can understand, and channel they can use effectively","In which of the following ways, if any, can or do you use the internet when you need to access information about money or your finances?\nCHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet","N","Adult f/w",null,null,null,"In which of the following ways, if any, can or do you use the internet when you need to access information about money or your finances?\nCHOOSE ALL THAT APPLY\n1. At home, using a computer or laptop\n2. At home, using a mobile phone, tablet or internet-enabled TV\n3. At work, college or at a friend or relative's home\n4. In a library, community centre or other public setting\n5. Somewhere else\n6. Do not use the internet"]
[441,"Connection","Exposure to family finances","CYP witness financial transactions and processes","Young people are aware of the range of regular household bills to be paid (e.g. rent/mortgage, gas, electricity, council tax) (14-16)","Null","N","CYP fincap",null,null,"Y","YP28: Which of the following things do most adults pay for, and which do most adults get for free?\n\nRent or mortgage\nElectricity or gas at home\nWater at home\nVisits to a GP or hospital\nCouncil tax\nInternet at home\nBorrowing a library book\n\nPay for\nGet for free\nDon't know"]
[442,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)","Do you get to have a choice in?\n \nFamily days out or holidays \nWhat to buy in the family food shop\n\n1. Yes\n2. No\n3. Don't know\n\n\n","N","CYP fincap","Here are some statements made by other people about their family finances. Please indicate how strongly you agree or disagree with each. 'My parents discuss with me what we can and can't afford to buy' (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)       ","Add to other questions with same opening statement if present in your questionnaire","Y","ASK ALL 7– 17 YEAR OLDS: \nCYP1.  Do you get to have a choice in?\n \n1. Family days out or holidays \n2. What to buy in the family food shop\n3. The cost of your mobile phone call and data package \n\n1. Yes\n2. No\n3. Don't know\n4. I don’t have a mobile phone [ROW 3 ONLY]\n\n\nASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n",null," "]
[443,"Connection","Exposure to family finances","CYP are involved in discussions and decisions about household spending","Young people are involved when everyday household spending decisions are being taken (eg. about the weekly shop) and trade-offs are being made (5-7, 7-11, 11-14, 14-16)","\nHere are some things that people your age have said about money. How strongly do you agree or disagree with them\nROTATE STATEMENTS\nSelect one for each row\nMy parents or carers discuss with me what we can and can’t afford to buy\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know \n","N","CYP fincap"]
[444,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have their own regular source of money","Young people receive a regular income (eg. an allowance from their family or from a job) (14-16)","Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Benefits payments\n9. Other (Please write in)\n\nASK ALL WITH POCKET MONEY (CODES 2 and 4 above): \nDo you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know","N","CYP fincap","1) From which, if any, of the following sources do you get money? MULTICODE: From my parents/guardians as pocket money/allowance / From my parents/guardians in return for doing jobs / From other members of my family / From work or a part-time job / From a bank, savings account or trust in my name / Through selling items or digital content online / Benefits payments / Other specify / I do not get money from my parents or other sources.  2) If code 1: You said before that you receive pocket money allowance from your parents/guardians, is this money given to you on a regular basis or is there no set timing? I receive a fixed amount on a weekly / monthly basis /  I receive it regularly but less frequently than once a month / I don't receive it regularly, there is no set timing / DK",null,"Y","ASK ALL 7-17 year olds: \nCYP2 Where do you get your money from? \nMULTI\n1. I do not get any money from my parents or other people – SC\n2. Pocket money or allowance from my parents or carers\n3. From my parents or carers as a reward for doing something\n4. Pocket money from other members of my family \n5. Birthdays, Christmas or special occasions\n6. From work or a part-time job such as delivering papers\n7. Through selling things online or somewhere else\n8. Benefits payments\n9. Other (Please write in)\n\nASK ALL 7-17 YEAR OLDS WITH POCKET MONEY (CODES 2-8 at CYP2): \nCYP3 Do you receive the same amount of pocket money/allowance each week/month? \n1. Yes, the same\n2. No, it varies\n3. Don’t know\n"]
[445,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people look after their money themselves (11-14, 14-16)","IF HAVE BANK ACCOUNT:\nCan you take money out of your bank account without your parents' permission? Y/N\n\nDo your parents control the amount of money you take out of your bank account? Y/N\n\nIF DO NOT HAVE BANK ACCOUNT\nCan you spend your own money without your parents' permission? Y/N\n\nDo your parents control the amount of money you spend? Y/N","N","TNS",null,null,"Y","old question no longer in survey\n\n\nASK ALL 7-17 YEAR OLDS WITH MONEY: COG?\nCYP8 How involved are you in the following decisions about your money? \n(Fully involved / Partly involved / Not at all involved)\nA. Deciding whether to spend or save my money\nB. Deciding how to spend my money\nC. Choosing my bank or savings account\n",null," "]
[446,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people make their own decisions about  how to spend or save their money  (5-7, 7-11, 11-14, 14-16)","When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nWhen you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know","N","CYP fincap","Which of the following are you responsible for paying for with your own money? MULTI-CODE: To buy a one-off thing such as a phone or laptop, games, non essential clothes / Leisure activities (e.g. cinema tickets, days out with friends,after school activities, sports clubs or other sports activities) / For spending for future events (whilst on holiday or to buy Christmas or birthday presents) / Mobile phone bill or top-up / To buy things I need like toiletries, travel to school, school books etc / To pay for other driving lessons, education or training after I finish school / For unknown things that might happen in the future",null,"Y","ASK ALL 7-17 YEAR OLDS WITH MONEY:\nCYP8a When you have money, who usually decides whether you save any of it? \nSC\n\nMy parents or carers decide \nI decide\nWe both decide\nDon’t know\n\nCYP8b When you have money, who usually decides what you spend it on?\nSC\n \nMy parents or carers decide\nI decide\nWe both decide\nDon’t know"]
[447,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have responsibility for managing their own money","Young people are given responsibility for paying for things they need out of their own money eg. mobile phone, travel or toiletries (11-14, 14-16)","Do you have to pay for any of the following things you need out of your money? \nSINGLE PER ROW\n1. Non-school clothes and shoes\n3. Toiletries & cosmetics\n4. Snacks or sweets\n5. Presents for other people \n6. Toys or games or gadgets\n7. Going  out with your friends\n\nNo - my parents pay for this for me\nYes - I sometimes pay for this from my own money\nYes - I mainly pay for this from my own money","N","CYP fincap","If you receive a higher than usual phone bill or an unexpected expense, how would you pay for it? I would pay for it with my savings or income / My parents, guardians or another family member would pay for it / I would borrow money from my family or friends / DK",null,"Y","ASK ALL 11-17 YEAR OLDS: COG\nYP7 Do you have to pay for any of the following things you need out of your money? \nSINGLE PER ROW\n1. Non-school clothes and shoes\n3. Toiletries & cosmetics\n4. Snacks or sweets\n5. Presents for other people \n6. Toys or games or gadgets\n7. Going  out with your friends\n\nNo - my parents pay for this for me\nYes - I sometimes pay for this from my own money\nYes - I mainly pay for this from my own money\n"]
[448,"Connection","Experience of managing your own money (and the risks that come with it)","CYP have experience of paying for goods and activities","Young people pay for things online (where able to) with their own money (such as apps, games or music) without supervision (14-16)","Have you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\nWhich of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online","N","MAS new; CYP fincap",null,null,"Y","old question no longer in survey\n\nASK ALL 7-17 YEAR OLDS: COG \nYP5 Which of the following ways do you use to pay for things you want to buy? SELECT ALL THAT APPLY\n1. Cash - notes or coins\n2. Debit card (11+ only)\n3. Pre-paid card\n4. Online account (e.g. Paypal)\n5. Mobile phone\n6. Something else (specify for pilot)\n7.  Other people buy things for me\n8. Don’t know\n","New questions:\n\nHave you ever bought something online by yourself?\n\nYes\nNo\nDon't know\n\n(11-18) YP10. Which of the following methods have you used to pay for things online?\n\nCash\nDebit card\nCredit card\nVoucher for an online shop\nOnline account (e.g. Paypal)\nOther (specify)\nI don't know how I paid for things online\nI don't pay for things online"," "]
[449,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to keep track of their money (7-11, 11-14, 14-16)","How important is it to check how much money you have?\n\nVery important\nQuite important\nNot very important\nNot at all important","N","Natcen",null,null,"Y","NQ99b: To what extent do you agree or disagree with the following\n\nIt is important to learn how to manage your money (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[450,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people believe it is important to think carefully about what they spend their money on  (7-11, 11-14, 14-16)","Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know","N","CYP fincap",null,null,"Y","NCYP10:  Imagine you were given £5 to spend on a school trip. Would you plan how to spend the money and then stick to that plan? For example, would you work out how much you want to spend on different things like sweets or presents.\n1. Yes, I would make a plan and stick to it\n2. Yes, I would make a plan but would be unlikely to stick to it\n3. No, I wouldn’t make a plan\n4. Don’t know"]
[451,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP believe it's important to manage your money well and think carefully about how you spend it","Young people think it's important to shop around for things that they need and look for the best deals in order to make their money go further (7-11, 11-14, 14-16)","Imagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know\n","N","MAS new",null,null,"Y",null,"new question\n\nImagine you need to buy a present. What do you do?\n\nGo to the nearest shop and buy the thing you want\nLook around a few different shops to see where it is cheapest\nLook online to find the cheapest price\nSomething else\nDon't know\n"]
[452,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people prefer to plan for the future rather than live for the day when it comes to their money (14-16)","When it comes to money I prefer to live for today rather than plan for tomorrow' \n\nStrongly agree \nSlightly agree \nNeither agree nor disagree\nSlightly disagree \nStrongly disagree\nDon't know\n","N","fincap","Here are some statements other people have said they do when managing their money. Please indicate how strongly you agree or disagree with each. 'When it comes to money I prefer to live for today rather than plan for the future' (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)",null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments",null," "]
[453,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think that saving money for larger purchases is important for them to do (11-14, 14-16)","Imagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know","N","MAS new","Here are some statements made by other people about saving for the future. Please indicate how strongly you agree or disagree with each. 'Its important I think about how I will save for expensive things I want e.g. holidays, new tech (e.g. phone /tablet) (Strongly agree / tend to agree / tend to disagreee / strongly disagree / DK)         AND AN ALTERNATIVE OPTION: Here are some things things other people have said they do when managing their money. Please indicate the extent to which you can or cannot do each: 'Save money up until I have enough to buy something I want' (5 point scale: I can always do this / I can usually do this /  I cannot usually do this / I cannot do this / DK)",null,"Y","modified survey q\n\nImagine you want to buy something expensive. How would you get the money?\n\nI would save some money every week or month for it\n\nI would borrow money from my friends or family\n\nMy parents or guardian would pay for it\n\nSomeone else in my family would pay for it\n\nI would just not buy it\n\nOther\n\nDon't know"]
[454,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future (14-16)","How important do you think it is for you to save-up your money for the future in general?\n\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n\n"]
[455,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP think it's good to plan for the future and save up for things","Young people think it's important for them to save for the future (14-16)","Imagine someone gives you £10. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it\n\nImagine someone gives you £100. How much would you spend and how much would you save for later?   \n(if online) SLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n(if on paper) Spend all of it; Spend more than half; Spend about half; Spend less than half; Save all of it\n","N","CYP fincap (Join Sam)"]
[456,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)","Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money?\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know","N","CYP fincap","Borrowing money is something: That bothers you / that does not both you?",null,"Y","YP11: Below are some things people your age have said about borrowing money. Which one best describes how you feel about borrowing money? (12+)\n\nSINGLE\n\nI'd rather not borrow money\nBorrowing money is OK, but only if I can pay it back\nBorrowing money does not bother me at all, even if I can't afford to pay it back\nI don't know",null," "]
[457,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP have a cautious attitude to borrowing and debt","Young people believe it is important to think about the potential consequences of borrowing money including the impact if they can't pay it back (14-16)","Steve is 18 and is studying at college. One night his home is burgled and his laptop to stolen. He does not have insurance.\nSteve needs a laptop as soon as possible so he can do his course and his friends and family cannot help him buy a replacement. He has enough money in his savings account to pay for a cheap laptop. However, if he spends his savings on a laptop he won’t be able to go on holiday with his friends like he had planned. What should Steve do?\n1. Use the savings to buy a laptop\n2. Apply for a credit card and use this to buy a laptop\n3. Get an instant pay day loan and use this to buy a laptop\n4. Drop out of college\n\nWhat would you do if you were in this situation? [options as above]","N","Natcen"]
[458,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people are able to abstain from/delay spending in order to live within their means and save for the future","How much do you agree or disagree with each of the following statements?  \n \n- I tend to buy things even when I can’t really afford them\n - I tend to live for today and let tomorrow take care of itself  \n - I find it more satisfying to spend money than to save it for the long term \n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know","N","Adult f/w",null,null,"Y","How much do you agree or disagree with each of the following statements?  \n \n- I tend to buy things even when I can’t really afford them\n - I tend to live for today and let tomorrow take care of itself  \n - I find it more satisfying to spend money than to save it for the long term \n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know"]
[459,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP accept that they cannot have everything they want and that everyone has to make trade-offs with their money","Young people don't regularly ask other people for things they want but cannot afford to buy with their own money (14-16)","How often do you ask your parents to buy you things you want but don’t really need (such as new games or fashionable clothes)?\n1. I do this a lot\n2. I do this sometimes\n3. I rarely do this\n4. I never do this\n5. Don’t know\n\nHow much do you agree or disagree with the following statement \"I often feel annoyed with my parents if they won't buy me things I ask for\"\nStrongly agree\nSlightly agree\nNeither agree nor disagree\nSlightly disagree \nStrongly disagree\nDon't know","N","Natcen","If you want money for something expensive that is not strictly necessary but that you want to get, would your parents or guardians give you the money for it? SINGLE: Yes, I would only have to ask them / Yes, although I would need to insist and put pressure on them / Yes, but only in exchange for work or I would have to pay them back / No, no matter how hard I try they would not give it to me/ DK",null,"Y"]
[460,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people feel confident to manage their own money (7-11, 11-14, 14-16)","How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'","N","CYP fincap","When it comes to managing money: You are confident / you lack confidence?",null,"Y","CYP10:  How confident do you feel managing your money?\n\nPlease answer on a scale of 0 to 10, where 0 is 'not at all confident' and 10 is 'very confident'"]
[461,"Mindset","Attitudes to money management (including spending, saving and borrowing)","CYP feel confident and in control of their financial situation","Young people believe that they can influence and improve their own financial situation (now and in adulthood) through the choices they make (11-14, 14-16)","To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,"Y","NQ99b: To what extent do you agree or disagree with the following\n\nNothing I do will make much difference to my money situation (11+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[462,"Mindset","Attitudes to money management (including spending, saving and borrowing)","Attitudes to receiving money advice and guidance","Young people understand the value of financial advice and believe it can help them","How much do you agree or disagree with each of the following statements?  \n\n - Seeking financial advice seems too daunting \n - I think I would make better financial decisions with the help of advice\n -  I would feel too embarrassed to seek professional advice about money problems \n - When it comes to financial advice I don't know where to start. \n -  I can sort out my own money issues, without seeking advice \n - When it comes to choosing financial products (like savings accounts, insurance), I find there is not enough information out there that I can trust \n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know\n","N","Adult f/w",null,null,null,"How much do you agree or disagree with each of the following statements?  \n\n - Seeking financial advice seems too daunting \n - I think I would make better financial decisions with the help of advice\n -  I would feel too embarrassed to seek professional advice about money problems \n - When it comes to financial advice I don't know where to start. \n -  I can sort out my own money issues, without seeking advice \n - When it comes to choosing financial products (like savings accounts, insurance), I find there is not enough information out there that I can trust \n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know\n"]
[463,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","When making friends, material possessions are not the most important factor for young people (7-11,11-14, 14-16)","Which of the following things would you look for in a new friend?:\n1. Whether they are clever\n2. Whether they are cool or attractive\n3. Whether they own cool things\n4. Whether they are funny\n5. Whether they have the same hobbies as you\n6. Whether they are rich\n7. None of the above","N","Natcen",null,null,"Y"]
[464,"Mindset","Money and values","CYP do not value themelves or others by their material possessions","Young people do not think that their possessions are the most important thing about them (7-11, 11-14, 14-16)","How important are each of the following to you (use importance scale listed above):\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money","N","Natcen",null,null,"Y","ASK ALL 7-17 YEAR OLDS: \nCYP9 Here are some things that people your age have said about money. How strongly do you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nMy parents discuss with me what we can and can’t afford to buy (11-17 only)\nI don't like it when my parents or carers say I cannot have things I see in shops\nI don’t like it when friends have things I don’t have\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know\n\nYP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know\n"]
[465,"Mindset","Money and values","CYP have a positive/healthy emotional relationship with money",null,"outcome added from adult fw, but as per adult fw further research is needed to understand what this is and what a suitable indicator & question would be","N"]
[466,"Mindset","Money and values","CYP feel comfortable talking openly about money with friends and family","Young people feel comfortable talking openly about money with friends and family (5-7, 7-11, 11-14, 14-16)","Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)","N","CYP fincap","Money is something: You discuss openly with friends and family / you are uncomfortable talking about?",null,"Y","CYP17:  Do you talk about your money with any of the following people?\n\nMULTI\n\nI never talk about money (SC)\nFriends\nParents or carers\nTeachers\nMy brothers and sisters\nGrandparents or other family members\nDon't know (SC)"]
[467,"Mindset","Aspirations and goals","CYP aspire to be good at managing their money","Young people want to be good at managing their money (5-7, 7-11, 11-14, 14-16)","How important are each of the following to you\n1. Being popular at school\n2. Doing well in your school work\n3. Being viewed as cool or attractive\n4. Owning cool things\n5. Getting on well with your friends\n6. Getting on well with you family\n7. Being good at managing your money \n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen","Below are some thoughts from people of your same age, about how they imagine they will manage their money in the future.  Which one most closely describes how you think you will be at managing your money as an adult? Please select the one the best applies. If no one matches exactly your own opinion, please select the one that most closely describes it: I’ll be great – my friends will come to me for advice /  I’ll probably not be completely on top of my money, but it won’t keep me up at night / I’ll make a few mistakes – I don’t have much experience managing my own money / I’ll be quite bad at it – money really isn’t my strong point / None of the above / DK Better Q: You have a friend who is better than you at budgeting: You wish you were a bit more like them / You don’t think you need to be like them?",null,"Y","none - have something for younger ages from Join Sam"]
[468,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the education and qualifications they want to achieve (11-14, 14-16)","Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education\nI have other goals I would like to achieve","N","CYP fincap","Which, if any, of the following goals would you like to achieve in the next 5 years? MULTICODE: Get into University / Go travelling / Get a secure job / Move out of parental home / Get my own car / Provide for myself / Have fun with my friends without any big commitment / Nothing, I have no specific goals for the next 5 years",null,null,"(11-18) YP8. Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve"]
[469,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14, 14-16)","How important to you is it that…\n...you  get a job when you finish education?\n...you are rich when you are a grown-up?\n\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant\n\nDo you have any idea what job you would like to have when you are older? \n1. Yes- I know exactly what I want to be\n2. I have some ideas but I am not 100% decided\n3. No- I don't know what job I would like","N","Natcen",null,null,null,"(11-18) YP8. Which, if any, of the following goals would you like to achieve in the next 5 years?\n\nMULTICODE\n\nNothing, I have no goals for the next 5 years (SC)\nGet into university\nGo travelling\nGet a secure job when I leave education\nMove out of parents' home\nGet my own car\nNot rely on my parents for money\nGo on holiday with my friends\nStay in education past the age of 16 (11-15)\nGet good grades in my homework\nMake it into a sports team or music group or drama production\nStay in education (11-14)\nI have other goals I would like to achieve"]
[470,"Mindset","Aspirations and goals","CYP have educational and career goals","Young people have goals around the job they want to do when they leave education (11-14, 14-16)","{If 1 or 2 above} How likely are you to get the type of job you would like in the future?\n1. Very likely\n2. Somewhat likely\n3. Not very likely\n4. Not at all likely","N","Natcen"]
[471,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","Do you agree or disagree with the following statements?\n                                                       Agree                    Disagree\n\n1. It's important to earn your own money\n2. I would like to be able to pay my own way as soon as I'm old enough\n3. It's fine to not earn money because others will make sure you have enough to get by\n4. I'm looking forward to having a job and my own money\n5. It's a good idea to get a part-time job when you are old enough to earn money rather than relying on your parents","N","TNS",null,null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person (14+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[472,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap"]
[473,"Mindset","Aspirations and goals","CYP have financial goals","Young people aspire to earn their own money as adults rather than rely on others for money (11-14, 14-16)","At what age would you like to pay for your  home and bills rather than relying on your parents?\nWhen I am 16\nWhen I am 18\nWhen I am 21\nWhen I am 25\nWhen I am 30\nNever","N","Natcen"]
[474,"Mindset","Aspirations and goals","CYP have financial goals","Young people have a plan for saving up a certain amount of money so that they can pay for something that they want themselves (they have a savings goal) (5-7, 7-11, 11-14, 14-16)","Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a or b for question above:\nPeople save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n","N","Join Sam ",null,null,"Y","ASK ALL AGED 7-17 \nCYP6.  What is the longest time you have saved up for? (for example to buy something you wanted)\nSC\n1. I haven’t saved up money before\n2. Less than a week\n3. More than a week but less than month\n4. More than a month but less than a year\n5. More than a year\n6. Don’t know\n\n","(Join Sam questions) 1. Do you save money, for example at home in a money box or in a savings account? Please choose one answer.\na) Yes I save regularly\nb) Yes, but only occasionally\nc) No\n\n\nASK IF ANSWERED a, b or c for Q1\n1a.  People save for different reasons. Which of these statements best describes why you save? Please choose one answer.\na) I’m saving because my parents or guardians say it’s a good idea\nb) I’m saving up for a specific thing I want to buy\nc) I’m saving because I want to but not towards anything in particular\nd) I’m only saving because my parents or guardians make me\n"]
[475,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg","Overall, to what extent do you feel that the things you do in your life are worthwhile? (0-10)",null,"Y","none",null,null,"LAWSEQ Q1. Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nLAWSEQ Q6. When you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nLAWSEQ Q10. Are there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nRosenberg Single Item scale. I have high self-esteem (7 point scale from Not very true of me to Very true of me)"]
[476,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,null,"Y","none"]
[477,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,null,"Y","none"]
[478,"Mindset","General mindset","CYP have self-esteem","Young people have a sense of their own value or worth","Do you think that your parents usually like to hear about your ideas? (Yes/No/Don't know)\n\nWhen you have to say things in front of teachers, do you usually feel shy? (Yes/No/Don't know)\n\nAre there lots of things about yourself you would like to change? (Yes/No/Don't know)\n\nI have high self-esteem (7 point scale from Not very true of me to Very true of me)","N","LAWSEQ; Rosenberg",null,null,"Y","none"]
[479,"Mindset","General mindset","CYP display self-control/self-regulation","Children show appropriate behaviour","I often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n","N","adapted from BCS10 (Rutter)","Imagine that somebody has given you £100 as a gift. Which, if any, of the following would you be most likely to do with all or most of this money if you received it next week? SINGLE: Spend it on yourself, friends or family / Save it towards something you want to buy or do / Save it in case you need it for something unexpected in the future",null,"Y","none",null,null,"Parent-report items\n\nPlease say how true or untrue the following statements are of your child:\n{Child} Frequently fights with others \n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is irritable or quick to get angry\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Sometimes takes/steals things from others\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Is often disobedient\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\n{Child} Often tells lies\n• Very true of my child\n• Mostly true of my child\n• Somewhat true of my child\n• Not very true of my child\n• Not at all true of my child\n\nSelf-report:\nI often fight with other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI get angry quickly\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI sometimes take things belonging to other people\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nI am generally willing to do what is asked of me (e.g. by teachers or parents)\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\nOther people say I tell lies\nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all\n\n\n2. Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\n7. I finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all"]
[480,"Mindset","General mindset","CYP display self-control/self-regulation","Children show perseverance","Setbacks don’t discourage me. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI finish whatever I begin. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all \n\nI persist (carry on) with work whether it is difficult or not. \nVery much like me \nMostly like me \nSomewhat like me \nNot much like me \nNot like me at all","N","Duckworth Grit Scale; BCS 1970",null,null,"Y","none"]
[481,"Mindset","General mindset","CYP have self-efficacy","Young people believe they can improve their abilities through personal effort","Do you usually feel that it's almost useless to try in school/college because most students are cleverer than you? (Yes/No/Don't know)\n\nWhen someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\n\nWhen bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\n\nWhen nice things happen to you is it only good luck? (Yes/No/Don't know)","N","CARALOC",null,null,"Y","none",null,null,"CARALOC 5. Do you usually feel that it's almost useless to try in school because most students are cleverer than you? (Yes/No/Don't know)\nCARALOC 12. When someone is very angry with you is it impossible to make him your friend again? (Yes/No/Don't know)\nCARALOC 13. When bad things happen to you it is usually someone else's fault? (Yes/No/Don't know)\nCARALOC 14. When nice things happen to you is it only good luck? (Yes/No/Don't know)"]
[482,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)","Do you know what a bank account is?\n1. Yes\n2. No\n\n\nA bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL WITH A BANK ACCOUNT:\nWhich of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)","N","CYP fincap",null,null,null,"ASK ALL 7-11 YEAR OLDS\nNQ3: Do you know what a bank account is? (7-11)\n1. Yes\n2. No\n\n\nNQ4: A bank account is somewhere people can keep their money rather than keeping it at home. Credit union and building society accounts are like bank accounts, if you have a credit union or building society account you should answer yes to this question. Do you have a bank account of your own?\n\nSC\n1. Yes\n2. No\n3. I don’t know if I have one\n\nASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\n"]
[483,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know what current accounts are, how they work and the benefits of having them (11-14, 14-16)","Why is important to have a current account in your name?\n1. To receive payments for work and/or one off money from friends and family straight into my account\n2. To be able to pay for things myself\n3. To be able to withdraw cash if I need to\n4. To be able to set up Direct Debit for pay different bills (such as, my mobile phone bill)\n5. To be able to check my balance\n6. To be able to transfer money","N","Natcen"]
[484,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand basic financial concepts and are able to answer basic questions around interest rates, loan types, investment, inflation etc.","Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know","N","CYP fincap","If the inflation rate is 5% and the intersest rate you get on your savings is 3%, will your savings have more, the same or less buying power in a year's time? (More / The same / Less / DK)","Draw a line between word and description if on paper or use drag and drop if online","Y","YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know"]
[485,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the different types of savings products available (eg. savings accounts, junior ISAs, child trust funds, etc.) and are aware of the pros and cons of each (11-14)","Before today, which of the following financial products had you heard of?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs\nWhich of the following do you have in your own name?\nCurrent account\nSavings account\nISAs\nChild trust funds or Junior ISAs\n\nPlease indicate whether you think the following statements are true or false (True/False/Don't Know)\nGaining interest on savings is a way of making your money grow\nAll banks have to give you the same level of interest on your savings\nCurrent accounts are usually used for day-to-day banking when you want to get money in and out easily\nSavings accounts usually give you higher rates of interest than current accounts\nYou might get a higher level of interest on a savings account if you  put in money every month\nISAs and junior ISAs are a type of savings account where do not have to pay tax on interest earned\nThere is no limit on the amount of money you can put into an ISA each year\n","N","Natcen",null,null,"Y","ASK ALL 8-17 YEAR OLDS WITH A BANK/BS ACCOUNT (CODE 1 at NQ4): \nYP2 Do you know what type of bank account you have? Is it a….\nSINGLE CODE\n1. Current account\n2. Savings account\n3. I have both a current and a savings account\n4. I don’t know what type of bank account I have\n\nNQ3: Do you have a Child Trust FUnd or a Junior ISA?\n\nMULTI\n\nI have a Child Trust Fund\nI have a Junior ISA\nI don't know if I have one of these (SC)\nI don't know what these are (SC)\n\nYP19: Look at this list and choose which ones make your money grow, and which ones give you money now that has to be paid back later?\n\nMortgage\nJunior ISA\nSavings account\nPayday loan\nGovernment Bond\nCredit card\nInvestment\n\nMakes your money grow\nHas to be paid back later\nDon't know"]
[486,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people are aware of the various ways to borrow money as an adult and that these are associated with different levels of risk","When you are 18 you may be offered products to help your borrow money, which of these have you heard of?\n1. Credit card\n2. Store cards or store credit\n3. Bank loan\n4. Pay day loan\n5. Student loan\n6. Mortgage\n7. Overdraft\n8. None of the above\n\n{For each item named above}\nHow confident would you feel explaining to a friend what a [NAME OF CREDIT TYPE} is?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not at all confident\n\nThe following questions are about borrowing money and buying things on credit.  Which of the following statements are true and which are false? (True/ False/ Don't know)\n1.  When you borrow money you will often be charged interest (you will pay back more than you borrow)\n2. All credit card providers charge the same rate of interest \n3. Generally, the quicker you can pay off a debt, the less interest you have to pay\n4. Pay day loans usually have lower interest rates than credit cards\n5.  It is easy to get away with not paying money back\n6. Some types of borrowing are more expensive than others\n7. You may be fined if you don't pay money back on time\n8. You may be fined if you use an overdraft that has not been agreed in advance with your bank","N","Natcen",null,null,"Y","YP21: Is this true or false?\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nYou always need to start paying a student loan back as soon as you leave University\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse"]
[487,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand the role of student loans and the way in which they work (14-16)","Student  loans are a cheap way to borrow money.\n\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly Disagree\n6. Don't know\n\n\nPlease indicate whether you think the following statements are True or False (True/False/Don't Know):\n1. Student loans are repaid based on what you earn after you graduate\n2.  You might not have to repay the full amount of the loan for example if you do not get a job after university\n3. Repayments are taken automatically from what you earn\n4. Student loans are cleared if they are not repaid within 30 years\n5. Student loans are a very expensive way of borrowing money compared to other loans\n6. Student loan repayments are collected by debt collectors\n7. You must always repay the full amount you borrowed with a student loan","N","LSYPE; Natcen",null,null,"Y","YP21: Is this true or false?\n\nA debit card takes money directly from your bank account, a credit card lets you borrow money and pay it back later\n\nYou always need to start paying a student loan back as soon as you leave University\n\nDirect debits can take money from your bank account each month for regular bills\n\nTrue\nFalse"]
[488,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people understand what insurance is for and where to go to access it (14-16)","Why  would someone buy insurance? Please choose all that apply:\n1. To cover the cost if they lose something\n2. To cover the cost if something they owned broke\n3. To cover the costs if something they owned got stolen\n4. To replace an older object (such as a mobile) with a new one\n5. To save for retirement\n\n\n\nPlease indicate whether you think the following statements are true or false (True/False/Don't Know)\n1. You can get better deals on insurance if you shop around\n2. If you own a car you must have car insurance to drive it\n3. If you own a mobile phone you are legally obliged to insure it\n4. All insurance policies have the same terms and conditions\n5. Insurers can refuse to pay for things depenfing on the terms and conditions\n","N","Natcen"]
[489,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language",null,"Which of the following can people buy insurance for? Choose all that apply\n1.  Mobile phone \n2. Home contents\n3. Car\n4. Pet\n5. Life insurance (to provide a cash pay-out if they die)\n6. Dental and medical (to provide private care if they get sick)\n7. Travel insurance (to cover holidays)","N","Natcen"]
[490,"Ability","Understanding financial products and concepts","CYP understand financial products, concepts and language","Young people know how to maintain a good credit record","What is a credit record? Pick the option that is the best description.\n1.  A credit card statement from a bank\n2. A store card bill \n3. A record showing your mobile phone history\n4. A record of all credit you have borrowed from different places (banks, stores, etc.) and whether this has been paid back \n\n\nWhich of the following things are important if you want to have a good credit record? Select all that apply\n\n1. Your education\n2. Whether you are a registered voter\n3. Whether you have a credit card\n4. Whether you pay your credit card on time \n5. Whether you have debts\n6. Whether you are registered with a G.P.","N","Natcen",null,null,null,"none - c.f. adults framework"]
[491,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people understand the things they need to think about when choosing between different current or savings accounts (eg. interest rates, how quickly and easily they can access the money, different account features etc.) (11-14, 14-16)","Which of these features should you think about when choosing a bank account?\nTick all that apply\n\n1. Having a cash card or debit card\n2. Ease of getting to the bank\n3. Whether my friends use the same bank\n4. Whether my parents use the same bank\n5. Whether you can bank online or through an app\n6. Interest rate on the money in the bank account\n7. Whether you can access your money straightaway\n8. How much money you can take out per day\n9. Overdraft facility and how much it is\n10. Introductory offers (e.g. free tickets/gadget)\n11. Monthly fee and how much it is\n12. Special features (e.g. mobile phone insurance)\n13. Other (please write in)","N","TNS",null,null,"Y","List of options with some false ones"]
[492,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people know useful strategies when selecting financial products such as comparing deals, reading the small print, switching providers and seeking advice (14-16)","The  next questions look at the sort of things people do when choosing financial products such as  bank account accounts or mobile phone tariffs. Please indicate whether you think the following statements are true or false (True/False/Don't Know)\n\n...You can get better deals on financial products if you shop around\n...It is important to read the terms and conditions before picking a  financial product. \n... Banks are legally obliged to tell me if my money could be doing better in another account\n... Mobile phone providers are legally obliged to tell me which tariff is best  for me\n ...You can often get better deals on financial products if you change provider regularly\n...Free neutral advice on choosing financial products is available, you just need to know where to find it","N","Natcen",null,null,null,"none"]
[493,"Ability","Understanding financial products and concepts","CYP understand how to choose financial products that meet their needs","Young people are aware that some saving and borrowing products have higher interest than others","Which of the following statements is true and which is false:\n\nIt doesn't matter what kind of savings account you have, the interest rate is the same at all banks\nThere are some financial products which will give you a higher interest rate\nIf you negotiate with the bank, you can get a higher interest rate on your savings\nAll the saving products within the same bank offer the same interest rate","N","Natcen",null,null,"Y"]
[494,"Ability","Understanding money management","CYP understand the value of money","Young people can make spending decisions appropriate to their age based on their needs and priorities (14-16)","When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\n[You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want?\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know","N","CYP fincap",null,null,"Y","\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know \n\nYP3b: [You said that you save some money every time/most times/some of the time you get money.] How often do you spend that oney on things you want? (7-17)\nSC\n\nEvery time I get money\nMost times I get money\nSometimes\nNever\nDon't know"]
[495,"Ability","Understanding money management","CYP understand the value of money","Young people understand the difference between 'price' and 'value' and that some things are better value than others (7-11, 11-14, 14-16)","You are thinking of buying some new trainers.  Which of these comes closest to your view?\n\n1. It's best to buy a well-known, expensive, brand\n2. It is worth considering a less expensive brand if it offers the same quality\n3. It is best to choose the cheapest ones you can get even if they won't last quite as long","N","TNS",null,null,"Y","YP99: When you want to buy something for yourself, how often…\n\n…do you look in different places or stores to compare prices?\n\n…do you think about whether your friends would approve of the item?\n\n…do you think about whether the item is good value for money?\n\nNever\nRarely\nSometimes\nOften\nDon' know"]
[496,"Ability","Understanding money management","CYP understand the value of money","Young people understand how to shop around to get the best value for money and why this is important (7-11, 11-14, 14-16)","How can you make sure you get a good deal when buying something?\n1. Buy the first thing you see\n2. Compare prices in different shops or online (1 point)\n3. Buy second hand (1 point)\n4. Buy non-branded goods (1 point)\n5. Only buy the things you really need (1 point)\n6. Wait for things you want to go on sale (1 point)\n7. Get someone else to buy it for you\n8. Don't know (0 points)\n\nWhy is it a good idea to shop around when picking where to buy something?\n\n1.  You can find the same thing for different prices in different shops (1 point)\n2. It is fun to shop around (0 point)\n3. Some shops sell better quality items compared to others(1 point)\n4. Shopping around can save you money (1 point)\n5. Don’t know (0 points)","N","Natcen"]
[497,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the principles of budgeting and can develop a budget suited to their needs","How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP finccap","Have you learnt about how to manage your money in school? Yes /  No / Not sure (don’t remember)",null,"Y","YP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[498,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the principles of budgeting and can develop a budget suited to their needs","Some people set a plan for how they will spend their money and others do not. Which of these comes closest to how you feel about money planning?\n\n1. It's best to record the money you have and everything you spend to make sure you don't run out of money\n2. It is a good idea to keep an eye on your spending but it's not worth worrying about a pound here and there\n3. It's too much effort to keep track of spending; if you run out of money you'll just have to wait until you get more","N","TNS"]
[499,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to use tools to help them budget (11-14, 14-16, 16-18)","Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question): \nDo you know how much money you have in total? (IF HAVE BANK ACCOUNT INSERT [“including in your bank”])\nSC\n1. No \n2. Yes, roughly\n3. Yes exactly\n\n\nHow do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know","N","CYP fincap",null,null,null,"YP8a: How do you keep track of the money you get and the money you spend?\nMULTI\n\nOnline budgeting tool\nOnline bank account\nSpreadsheet\nPiece of paper\nIn my head (mentally)\nChecking my bank balance at a cash machine\nReviewing my bank statements\nOn a mobile app\nI don't keep track\nDon't know"]
[500,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people understand the costs of living independently","Which of the following things do most adults pay for, and which do most adults get for free?\n\nRent or mortgage\nElectricity or gas at home\nWater at home\nVisits to a GP or hospital\nCouncil tax\nInternet at home\nBorrowing a library book\n\nPay for\nGet for free\nDon't know","N","CYP fincap",null,null,null,"YP28: Which of the following things do most adults pay for, and which do most adults get for free?\n\nRent or mortgage\nElectricity or gas at home\nWater at home\nVisits to a GP or hospital\nCouncil tax\nInternet at home\nBorrowing a library book\n\nPay for\nGet for free\nDon't know\n\nNew4: What would be the consequence if you weren't able to pay your council tax?\nMULTI\n\nNothing\nYou could go to prison\nThe government will pay what is owed for you\nYour things may be taken by a debt collector\nDon't know"]
[501,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to check a bank balance and read a bank statement (7-11, 11-14, 14-16)","BSQ: Looking at this example of a bank statement, how much money was in the account at the end of February? \nPlease type in your answer to nearest pound__________________","Y-BSQ","CYP fincap",null,null,"Y","P22 Looking at this example of a bank statement, how much money was in the account at the end of February? \nPlease type in your answer to nearest pound__________________\n\n\n"]
[502,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know how to read a payslip and understand the tax and NI contributions","PSQ: Please look at this payslip and then answer the questions below. \nHow much has Sally paid towards her retirement so far this year?\n(SC)\n\n£100\n£320\n£2465.20\n£1000\n£200\nDon't know\n\nHow much was Sally paid this month before any tax or deductions were taken?\n(SC)\n\n£1950.88\n£2700\n£2000\n£27000\n£246.52\nDon't know","Y-PSQ","CYP fincap",null,null,"Y","Please look at this payslip and then answer the questions below. \nYP23: How much has Sally paid towards her retirement so far this year?\n(SC)\n\n£100\n£320\n£2465.20\n£1000\n£200\nDon't know\n\nYP24: How much was Sally paid this month before any tax or deductions were taken?\n(SC)\n\n£1950.88\n£2700\n£2000\n£27000\n£246.52\nDon't know\n"]
[503,"Ability","Understanding money management","CYP know how to keep track of their money, and set and stick to a budget","Young people know they need to keep information about their current and savings accounts safe (7-11, 11-14, 14-16)","If have a bank account:\n\n{If yes} Does your bank account come with a card you can use to get cash from a cash point?\nYes \nNo\nDon't know\n\n{If yes} Who looks after your bank card?\n1. You\n2. Someone else (e.g. your parents or other)\n\n{if you} Which of the following should you do to keep your bank card PIN number safe? Please select all the answers you think are correct\n1. Write down your PIN and keep it in your wallet in case you forget it\n2. Tell your best friend your PIN in case you forget it\n3. Keep your PIN secret from everyone\n4. Hide the keypad when you are entering your PIN number at a cash point or shop\n5. Change your PIN if you think someone may have seen it","N","Natcen",null,null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)"]
[504,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people know how to make deposits into a bank account (11-14, 14-16)","Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL WITH MONEY (CODES 2-6 at first question):  \nWhen you get money,  how often do you save at least some of it, [say by putting it in a cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know ","N","CYP fincap",null,null,null,"ASK ALL 8 to 17 YEAR OLDS WITH A BANK ACCOUNT:\nPP19 Which of the following do you do with your bank account(s)? MULTICODE\n1. Put money in\n2. Take money out \n3. Look after my bank book\n4. Check my bank balance\n5. Use a debit card\n6. Look at the account online (internet banking)\n7. Look at the account on my phone (mobile banking)\n8. Go into the bank\n\n(I do this / I don't do this)\n\nASK ALL 7-17 YEAR OLDS WITH MONEY (CODES 1-7 at CYP2):  \nYP3 When you get money,  how often do you save at least some of it, [say by putting it in a piggy bank or cash box or into your bank account]?\nSELECT ONE ONLY\n1. Every time I get money\n2. Most times I get money\n3. Sometimes\n4. Never\n5. Don’t know "]
[505,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)","Why is it good to save up for something you want to buy?\n1. Saving up for things yourself will help you learn money management for when you are older (2 points)\n2.  Other people may not have money to spare/ they may get irritated if you ask them for money (1 point)\n3. Saving up for something will mean you are less likely to make 'impulse buys'/ makes you more likely to buy thing you really want or need (1 point)\n4. You can spend the money you have saved on something else if youwant to\n4. To stop you getting into debt  (2 point)","N","Natcen","Young people agree that saving money for something unexpected in the future: Is important / unimportant?"]
[506,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand why saving money for something you want to buy is important (7-11, 11-14, 14-16)","Tristan  goes to a shop with his parents. He sees a cap he would really like to buy. The cap costs £15.  Tristan only has £10 right now, but next week he will get his pocket money.  Should Tristan:\n1. Ask his parents for more money so he can buy the cap now: or\n2. Buy the cap next week when he gets his pocket money\n\nWhat would you do in Tristan's situation?\n1. Ask your parents for the money so you can buy the cap straight away\n2. Buy the cap in a weeks time when you have more money\n","N","Natcen"]
[507,"Ability","Understanding money management","CYP know how to save up for things they want and why it is good to save","Young people understand the value of saving for the future (14-16)","How important do you think it is for you to save-up your money for the future in general?\n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen","Young people agree that saving money for something unexpected in the future: Is important / unimportant?",null,null,"ASK ALL 7-17 YEAR OLDS: \nCYP11: Imagine someone gives you £10. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £10 to Spend £10 – use £1 increments\n\nASK ALL 7-17 YEAR OLDS: \nCYP12: Imagine someone gives you £100. How much would you spend and how much would you save for later?   \nSLIDER SCALE – Save £100 to Spend £100 – use £1 increments\n"]
[508,"Ability","Understanding money management","CYP are aware of scams and fraud and know how to protect themselves from it","Young people understand the main types of financial fraud and how to protect themselves from it","Please say true or false to each statement (True/False/ Don’t know)\n1. It is important to keep your bank details, PIN and passwords secret.\n2. Your bank may email you sometimes to ask for your PIN. \n3. Criminals often pretend to be banks or other organisations to scam people\n4. Official people, like banks and police officers,  never ask for bank details (like your PIN) by phone or email\n5. Criminals can copy bank cards by using machines that look like ATMs or card payment machines\n6. It is always safe to use a cash machine, even if it looks damaged or unusual\n\n\nTo what extent do you agree or disagree with each of these statements? \n\n- I never open attachments from unknown email senders \n- I always lock my phone/ tablet/ laptop when I am not using it\n- I pick passwords  that will be difficult to break (long ones with both numbers and letters)\n– I never tell other people what my passwords are\n- I have anti-virus software  on my computer\n- I am careful about what information I publish about myself online and on social media\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","Natcen"]
[509,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can calculate what interest they would be paid or would owe if their saved or borrowed money (7-11, 11-14, 14-16)","Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know\n","N","CYP fincap",null,null,"Y","ASK ALL 11-17 YEAR OLDS: \nYP25 Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\nHow much would be in the account at the end of the first year, once the interest payment is made?   \nENTER AMOUNT\n Don’t know\n"]
[510,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can understand the impact of inflation and depreciation on their money (14-16)","If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?\n(SC)\n\n1. More\n2. The same\n3. Less\n4. Don’t know","N","CYP fincap",null,null,"Y","ASK ALL 14-17 YEAR OLDS: \nYP26: If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?\n(SC)\n\n1. More\n2. The same\n3. Less\n4. Don’t know"]
[511,"Ability","Understanding money management","CYP can apply their numeracy skills to financial issues","Young people can work out how long they will need to save for to be able to buy something if they are saving a set amount a week (7-11, 11-14, 14-16)","Greg gets £6.00 a week pocket money. How long would it take Greg to save up his pocket money to buy something that costs £26?","N","Natcen",null,null,null,"(old question no longer in survey)\n\nASK ALL 7-14 YEAR OLDS: (ABILITY) \nCYP16 If you saved £7 each week, how long would it take for you to be able to buy the £35 game? Please choose one answer.\n1. 4 weeks\n2. 5 weeks\n3. 6 weeks\n4. 7 weeks\n5. Don’t know\n"]
[512,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know where to go for advice, guidance and tools about their financial situation, in person, by phone and using digital resources","If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)","N","CYP fincap",null,"Which, if any, of these providers of advice on your money you have ever heard of, even if you’re not very familiar with them?\n\nSELECT ALL THAT APPLY\n\n1. Money Advice Service\n2.Citizen’s Advice Bureau\n3.Money Sense\n4.Which?\n5.Money Saving Expert (Martin Lewis)\n6.Other price comparison sites (e.g. Moneysupermarket, Comparethemarket)\n7.Directgov (gov.co.uk)\n8.Alvin Hall\n9. Consumer Credit Counselling Service (CCCS)/StepChange\n10. National Debtline\n[ADD OTHER RELEVANT ORGANISATIONS/SITES]\n11. None of these",null," YP16: If you needed advice about money, who would you ask?\n\nMULTI\n\nI do not ask for advice about money (SC)\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know (SC)\n\nYP16a: And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice"]
[513,"Ability","Understanding money management","CYP know where to get good advice and information on money management","Young people know where to go for advice, guidance and tools about their financial situation, in person, by phone and using digital resources","And who would be the most useful?\n\nSINGLE\n\nMy parents or carers\nMy friends\nMy teachers\nOther family members\nOther adults\nOnline (for example - Youtube, Money Saving Expert)\nA bank, building society or other financial organisation\nTV programmes\nDon't know\nNone of them would give useful advice","N","CYP fincap"]
[514,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that being financially independent and having their own source of income is an important part of being an adult (7-11, 11-14, 14-16)","How important is it to you ... \n\n… to get a job when you finish education? \n… to not need  your parents' money when you are an adult (to be independant)? \n\n1. Very important\n2. Fairly important\n3. Neither important not unimportant\n4. Fairly unimportant\n5. Very unimportant","N","Natcen",null,null,null,"NQ99b: To what extent do you agree or disagree with the following\n\nHaving a job is the best way to be an independent person (14+)\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]
[515,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that the choices they make around education and work will affect the amount of money they have (7-11, 11-14, 14-16)","Young people who do well at school find it easier to get good jobs when they grow up\n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know \n\n\nSpending money on education is an investment in my future\n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know \n","N","Natcen; Parents Opinion Survey 2010",null,null,"Y"]
[516,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people understand that different education & training options (eg. going to university or doing an apprenticeship) have different financial implications in both the short and longer term (11-14, 14-16)","Young people who do well at school find it easier to get good jobs when they grow up\n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know \n\n\nSpending money on education is an investment in my future\n\n1. Strongly agree\n2. Slightly agree\n3. Neither agree nor disagree\n4. Slightly disagree\n5. Strongly disagree\n6. Don’t know ","N","Natcen; Parents Opinion Survey 2010"]
[517,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people know where to find out information on whether they are entitled to benefits and how to claim them","Which of the following could someone go to if they wanted to find information on whether they are entitled to benefits?\nSelect all that apply:\nParents\nJob Centre\nLocal Council\nStaff at school/college\nInternet\nCitizens Advice Bureau/ local charity","N","Natcen"]
[518,"Ability","Understanding the role of money in society","CYP understand the different sources of money","Young people know where to find out information on whether they are entitled to benefits and how to claim them","Do  you think people can claim benefits from the government when they are unemployed and looking for work?\n1. Yes\n2. No\n3. Don’t know\n\nDo you think people can claim benefits from the government when they are unwell and unable to work?\n1. Yes\n2. No\n3. Don’t know\n","N","Natcen"]
[519,"Ability","Understanding the role of money in society","CYP understand that companies exist to make money","Young people understand the different ways that companies try to influence their spending, including through advertising, marketing, product placement and celebrity endorsements (5-7, 7-11, 11-14, 14-16)","Now a little quiz:\nCompanies use lots of different ways to get people to spend money on their goods and services. Can you match some of these ways to their names? \n\n1. Advertising\n2. Marketing\n3. Product placement\n4. Celebrity endorsements\n\n\n- Placing images and examples of a product where lots of people can see it (e.g. on TV, in magazines or on social media)\n- The process of transferring goods and services from the seller to the buyer\n- Promoting goods and services through films, television or social media (e.g. someone using a certain type of smart phone in a film)\n- Paying someone famous to put their name and face to goods and services and help to sell them\n\n(if online) Drag & drop\n(if on paper) Draw a line between description and name","N","TNS (Barclays Money Skills)",null,"\n(if online) Drag & drop\n(if on paper) Draw a line between description and name","Y","ASK ALL 7-17 YEAR OLDS: RBC\nCYP9 Here are some things that people have said about money. Please indicate how strongly you agree or disagree with them (5 point scale)\nROTATE STATEMENTS\nSelect one for each row\nA. My parents don’t buy things if they think they can’t afford them (11-17 only)\nB. My parents discuss with me what we can and can’t afford to buy (11-17 only)\nC. It upsets me when my parents say I cannot have things I see on TV or Adverts\nD. It upsets me when friends have things I don’t have\nE. Adverts try to get us to spend money on things\n"]
[520,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)","Tax is money that the Government takes from the money that people earn. What is tax for?\n\nTo pay for things like hospitals and roads\nTo make sure people don't earn too much\nTo pay for lottery prizes\nTo pay for police and schools\nTo pay for supermarkets","N","MAS new",null,null,"Y","YP18:  Can you pick the word that best fits the description?\n\nThe amount the price of things in shops goes up by\n\nThe money that is added to savings by banks or building soceties\n\nThe money people pay to  government\n\nThe amount you get when you retire from working\n\nThe amount of money you have in your bank account\n\nInterest\nPension\nInflation\nBalance\nTax\nBenefit\nCredit\nDebit\nDon't know"]
[521,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that National Insurance and Income Tax is deducted from the money people earn to pay for public services (11-14, 14-16)","The amount of money people take home from their job is less than they actually earn. Which of the following best describes why this is?\n\n1.  National insurance and income tax*\n2.  Income tax, property tax and private medical insurance contributions\n3.  National insurance, share options in a business, VAT (value added tax )\n4. National insurance, income tax and student loan repayments *","N","Natcen (2008 Survey of Personal Financial  Literacy Among High School and College Students)"]
[522,"Ability","Understanding the role of money in society","CYP understand how taxes are collected and what they are used for","Young people understand that people have a tax free allowance and don't pay Income Tax on a portion of what they earn (11-14, 14-16)","Do adults always have to pay tax on the income they earn?\n1. Yes\n2. No\n3. Don’t know\n\n\nThe first part of the money your earn is tax free. \n1. True \n2. False \n\nIf the income you make from all sources is under £11, 000 do you have to pay Income Tax on it?\n1. Yes\n2. No\n3. Don’t know","N","Natcen; HE survey",null,"Will need updating in 2017"]
[523,"Ability","Understanding values and emotions around money","CYP understand their own values and feelings around money",null,null,"N","Indicators removed across all age groups in line with adult f/w, as research needed to determine what this looks like"]
[524,"Ability","Basic skills","CYP have good literacy skills","Young people perform at age appropriate levels in standardised literacy tests","Which of the following qualifications do you have?\nMULTI\n\nHND\nHNC\nA-level grade A-E\nAS-level grade A-E\nScottish Highers grade A-C\nGCSE\nSomething else\nI have no qualifications yet\nDon't know\n\nDo you have…?\n\nGCSE English grade A*-C\n\nYes\nNo","N","CYP fincap",null,null,"Y","YP27: Which of the following qualifications do you have?\nMULTI\n\nHND\nHNC\nA-level grade A-E\nAS-level grade A-E\nScottish Highers grade A-C\nGCSE\nSomething else\nI have no qualifications yet\nDon't know\n\nQ101: Do you have…?\n\nGCSE English grade A*-C\n\nYes\nNo"]
[525,"Ability","Basic skills","CYP have good numeracy skills","Young people perform at age appropriate levels in standardised numeracy tests","Which of the following qualifications do you have?\nMULTI\n\nHND\nHNC\nA-level grade A-E\nAS-level grade A-E\nScottish Highers grade A-C\nGCSE\nSomething else\nI have no qualifications yet\nDon't know\n\nDo you have…?\n\nGCSE Maths grade A*-C\n\nYes\nNo","N","CYP fincap",null,null,"Y","YP27: Which of the following qualifications do you have?\nMULTI\n\nHND\nHNC\nA-level grade A-E\nAS-level grade A-E\nScottish Highers grade A-C\nGCSE\nSomething else\nI have no qualifications yet\nDon't know\n\nQ101: Do you have…?\n\nGCSE Maths grade A*-C\n\nYes\nNo"]
[526,"Ability","Basic skills","CYP have good problem solving skills","Young people can identify and understand a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N","CYP fincap",null,null,null,"none"]
[527,"Ability","Basic skills","CYP have good problem solving skills","Young people can plan ways to solve a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N","CYP fincap",null,null,null,"none"]
[528,"Ability","Basic skills","CYP have good problem solving skills","Young people can monitor progress in tackling a problem","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N","CYP fincap",null,null,null,"none"]
[529,"Ability","Basic skills","CYP have good problem solving skills","Young people can review solutions to problems and modify them if necessary","Use standardised Maths/ English tests where available (or use existing information on school grades if intervention is conducted in schools)","N","CYP fincap",null,null,null,"none"]
[530,"Ability","Basic skills","Digital literacy","Young people are able to use financial/money-related online services eg. forms, tools, emails, and online banking","Do you access to the internet at home or elsewhere?\nYes\nNo\nDon't know\n\nIF DO HAVE ACCESS\nI’d like you to think about different commercial transactions people do in their everyday lives like banking or shopping. How easy do you find it to use the internet for the following purposes? \na) Buying a product online\nb) Making travel reservations/bookings\nc) Paying bills\nd) Using your bank’s online services\ne) Comparing products and services\nf) Ordering groceries or food online\ng) Selling things online\nh) Finding the location of a house,  office, store or restaurant \n\n1. Several times a day\n2. Daily\n3. Weekly\n4. Monthly\n5. Less than monthly\n6. Never\n7. Don't know","N","Adult f/w",null,null,null,"A) Do you access to the internet at home or elsewhere?\nYes\nNo\nDon't know\n\nIF DO HAVE ACCESS\nB) I’d like you to think about different commercial transactions people do in their everyday lives like banking or shopping. How easy do you find it to use the internet for the following purposes? \na) Buying a product online\nb) Making travel reservations/bookings\nc) Paying bills\nd) Using your bank’s online services\ne) Comparing products and services\nf) Ordering groceries or food online\ng) Selling things online\nh) Finding the location of a house,  office, store or restaurant \n\n1. Several times a day\n2. Daily\n3. Weekly\n4. Monthly\n5. Less than monthly\n6. Never\n7. Don't know\n"]
[531,"Ability","Other","Wellbeing",null,"To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know","N","CYP fincap",null,null,null,"NQ99b: To what extent do you agree with the following\n\nThinking about money makes me anxious\n\nStrongly disagree\nSlightly disagree\nNeither agree nor disagree\nSlightly agree\nStrongly agree\nDon't know"]

{"sheet":"Parents","index":21,"n_rows":92,"n_cols":16,"rows_kept":92,"cut":false,"hidden":true,"merged":[]}
["Fincap parent outcomes framework"]
[]
[]
["No.","Area","Top Tier Outcome","Lower level outcomes","Indicators","Final Measurement tool","Picture Question","Source/ whether tested","Notes",null,"In CYP fincap survey?","CYP survey question","Join Sam question","FKY question","BN recommended Question","Mirroring"]
[532,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents recognise that money management is an important life skill",null,"Money management skills are…\n1. Very important\n2.  Fairly important\n3.  Neither important nor unimportant\n4.  Fairly unimportant\n5.  Very unimportant\n[6. Don't Know]\n",null,"NEW (Not tested)"]
[533,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour","Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)","To what extent do you agree or disagree with the following statements?\nChildren grow up to be like their parents/carers are with their money\n\n(Disagree Strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly)\n\n\nAt what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents/carers shouldn't do this / Don't know)",null,"Parenting Pilot",null,"Q12. To what extent do you agree or disagree with the following statements?\nChildren grow up to be like their parents/carers are with their money\n\n(Disagree Strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly)\n\nQ2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents/carers shouldn't do this / Don't know)"]
[535,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents are aware that they play a vital role in developing their children's financial capability, and that what they do now in relation to money will influence their child's future behaviour","Increased awareness of their role in family's fincap; Increased awareness of childhood as key to adult financial capability (PP)","To what extent do you agree or disagree with the following statement. How you manage your money now will influence how your child manages their money in the future?\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\n[6. Don't Know]",null,"NEW (Not tested)"]
[536,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents think it is important that they help their children develop money management skills, including budgeting and saving and avoiding problem debt",null,"How important is it to help your children  learn how to manage their money?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6. Don't know]\n",null,"NEW (Tested)"]
[537,"Overarching attitudes and knowledge","Parents believe in the importance of developing their children's financial capability","Parents think it is important to support the learning their children receive about money outside of the home, e.g. in school",null,"How important is it for parents to  support their children  learn about money through their school work?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6. Don't know]",null,"NEW (Not tested)"]
[538,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents have absorbed the key messages provided in the intervention",null,"What can parents do to help children develop good money management skills?\n\nOPEN QUESTION:\n\nNOTE ON ADMINISTRATION: A codeable list of acceptable responses should be developed based on the intervention content/ primary aims of the course. This could included points allocated for each of the following (the following list is not exhaustive]:\n- Parents give children their own money\n-Parents give a set amount of moeny to children and stick to it\n- Parents act as role models in how they manage their own money\n-Parents talk to children  about saving, budgeting and the role of money in society\n- Parent praise children for managing money well\n-Parents positively comment on others who are good with money etc\n\nA score system should then be set and applied e.g:\n0- No answer provided/ No course content mentioned\n1- Parent identified 1 thinkg they could do\n2- Parents mentioned 2-3 things they could do\n3- Parents mentioned 4 or more thinngs they could do",null,"NEW [Not tested- should be tailored to meet intervention content]"]
[539,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that it is best to start teaching children about money management from a young age (3+)",null," At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know",null,"Parenting Pilot",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[540,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that it is best to start teaching children about money management from a young age (3+)",null,"At what age is it best to start to teach children about money management?\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n[8. Don't know]",null,"NEW [Not tested]"]
[541,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents know that children develop many financial habits and attitudes between the ages of 3 - 7",null,"At what age do children start to develop habits related to money and spending?\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n[8. Don't know]",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[542,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents understand the best time to introduce specific financial concepts, products and issues to their children",null,"At what age do you think  children can start  saving their own money?\n\n\nAt what age do you think  children can start learning about how set a budget ?\n\nAt what age do you think it is important for children to start learning about debt and borrowing?\n\n\nAt what age do you think it is important to start talking to children about how to spend money wisely?\n\nANSWER OPTIONS FOR ALL\n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. Don’t know\n\n\n",null,"NEW [General approach tested- see 5.2 of Parent cognitive interviewing report]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[543,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability",null,null,"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know",null,"Parenting Pilot"]
[544,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents understand the best time to introduce specific financial concepts, products and issues to their children (Continued)",null," At what age do you feel it is appropriate to share the following kinds of financial information with your child or to involve the child in the activity? \nAnswer options: \n1. From age 3\n2. From age 5\n3. From age 7\n4. From age 9\n5. From age 11\n6. From age 13\n7. From age 15\n8. From age 17\n9. From age 18\n10. From age 21\n11. From age 25\n12. Older than this\n13. Never\n14. Don’t know\nReceive an allowance\nHave a current account\nOpen a savings account\nResponsible for clothing budget\nKnow family monthly living costs\nTold family income\nHelp keep records of family income\nDiscuss major financial decisions\nFully responsible for current account\nEarn all own income\nResponsible for own credit card\n",null,"Adapted from Parental Perceptions of Children's Financial Socialization (Danes,1994)",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[545,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident in helping their children to learn about money and develop money management skills",null,"Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly ",null,"Parenting Pilot",null,"Q1. Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly "]
[546,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident in helping their children to learn about money and develop money management skills",null,"How confident do you feel in supporting your child to learn how to manage their own money?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\n[5. Don't Know]",null,"NEW (Not tested)"]
[547,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident talking to their children about money",null,"Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly ",null,"Parenting Pilot",null,"Q1. Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly "]
[548,"Overarching attitudes and knowledge","Parents have the knowledge and confidence to effectively support the development of their children's financial capability","Parents feel confident talking to their children about money",null,"\n\nHow comfortable do you feel talking to your child about money?\n1. Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\n[6. Don't Know]",null,"NEW (Not tested)"]
[549,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents believe it is important to act as a good role model for their children around money management",null,"\n\nHow important do you think it is to act as a role model for your child, when it comes to managing money?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6. Don't Know]\n\n",null,"NEW (Not tested)"]
[550,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents feel able to act as a good role model for the children around money management",null,"How able do you feel   to demonstrate good money management skills to your child?\n1. Very able\n2. Fairly able\n3. Neither able nor unable\n4. Fairly unable\n5. Very unable\n[6. Don't Know]\n",null,"NEW (Not tested)"]
[551,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents set a budget and stick to it.  Parent talks to child about this.","\nDo you keep track of your personal income and expenditure?  \n1. Yes\n2. No\n3. Don’t know   \n\nIf Yes:\nYou said that you keep track of your personal expenditure.  Do you set a personal budget of how much you can spend? \n1. Yes\n2. No\n3. Don’t know\n_____\n\nHave you ever talked to your child about your budget? \n1. Yes\n2. No\n3. Does not apply ",null,"First two items are FinCap items.\n\nThe last question on talking to child is NEW (not tested)."]
[552,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents keep track of their spending  in front of CYP and explain what they are doing.","\nDo you keep track of your personal income and expenditure?  \n1. Yes\n2. No\n3. Don’t know   \n\nHow often do you check your bank balance or statements when your child is present?\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n\nHave you explained to your child what you are doing when you check your bank balance or statements?\n1. Yes\n2. No\n3. Does not apply \n",null,"First question is a FinCap item. The last two are NEW (Not tested)"]
[553,"Role-modelling financially capable behaviour","Parents role-model and are positive about good money management","Parents role model good money management behaviour","Parents demonstrate saving in front of their children","\nWhich of these best describes how often you save money?\nPlease tick one only\n\nEvery months\nMost months\nSome months but not others\nRarely / never\nDon't know\nPrefer not to say\n\nHave you explained to your child about why you are putting money aside?\n1. Yes\n2. No\n3. Does not apply \n",null,"First question from Parenting Pilot; Second question NEW (Not tested)",null,"Q13. Which of these best describes how often you save money?\nPlease tick one only\n\nEvery months\nMost months\nSome months but not others\nRarely / never\nDon't know\nPrefer not to say"]
[554,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents set clear boundaries around spending for their children and stick to them","Increased number set and stick to money agreements and responsibilities with their child (PP)","Do you have any family agreements about money in place for this child?\n\nYes, lots\nYes, some\nNo\n\nIF YES, please tell us about the types of family agreements you have in place below:\n\nIF YES, how often are you and your family able to stick to these agreements?\nPlease tick one answer\n\nNever /Rarely / Sometimes / Often / All the time / Don't know\n\nIF NO, please share why, for the time being, you do not have any money agreements in place ",null,"Parenting Pilot",null,"Q7. Do you have any family agreements about money in place for this child?\n\nYes, lots\nYes, some\nNo\n\nIF YES at Q7, please tell us about the types of family agreements you have in place below:\n\nIF YES at Q7, how often are you and your family able to stick to these agreements?\nPlease tick one answer\n\nNever /Rarely / Sometimes / Often / All the time / Don't know\n\nIF NO at Q7, please share why, for the time being, you do not have any money agreements in place "]
[555,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents set clear boundaries around spending for their children and stick to them",null," How often does your child pester you to buy things because they have spent all their own money?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]\n\nWhen your child asks for more money how often do you give this to them?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]\n",null,"NEW [Not tested]"]
[556,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents are able to resist ‘pester power’ ",null,"\nHow confident are you that you can resist ‘pester power’ when your child wants you to buy them something?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\n[5. Don’t know]\n",null,"NEW [Not tested]",null,"Q11. To what extent would you say the following statement applies to you personally?\n“I feel under pressure to spend money on my children even when I can’t afford it”\nPlease answer on a scale of 0 to 10, where 0 means it doesn’t sound like you at all and 10 means it sounds a lot like you. Please tick one answer.\n(0-10 scale)"]
[557,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents don't feel pressure to spend money on things their children want but don’t need",null,"To what extent would you say the following statement applies to you personally?\n“I feel under pressure to spend money on my children even when I can’t afford it”\nPlease answer on a scale of 0 to 10, where 0 means it doesn’t sound like you at all and 10 means it sounds a lot like you. Please tick one answer.\n(0-10 scale)",null,"Parenting Pilot",null,"Q11. "]
[558,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents don't feel pressure to spend money on things their children want but don’t need",null,"\nHow much pressure,  if any, do you feel to spend money on your child for things they don’t need?\n1. A lot of pressure\n2. Some pressure\n3. No pressure\n[4. Don't Know]",null,"NEW [Tested]"]
[559,"Role-modelling financially capable behaviour","Parents emphasise self-control around money","Parents praise children when they demonstrate self-control in relation to money.\n\n\n\n\n\n\n","Parents praise their children when they demonstrate good money management\n","How often do you praise your child for showing self-control when it comes to spending money?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]\n\nHow often do you praise your child for making sensible choices about what to spend their money on?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]",null,"NEW [Not tested]"]
[560,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money","Increased discussions about how money is used; Increased money management discussions with children (PP)","Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly",null,"Parenting Pilot",null,"Q1. Here are some statements other parents and carers have said about teaching children about managing money. To what extent do you agree or disagree with these statements?\nPlease tick one for each row\n\nI don’t know how to talk to my child / children about money\n\nI feel comfortable discussing money and spending with my child / children\n\nChildren should be protected from understanding how money works\n\nMy parents never talked to me about money\n\nI am hiding the reality of our family finances from my child / children\n\nI know what age I should start talking to my child / children about how money works\n\n(Disagree strongly / Disagree slightly / Neither agree nor disagree / Agree slightly / Agree strongly \n\nQ2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know\n\n"]
[561,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk openly about money to their children, and encourage their children to come to them with any questions and concerns about money",null,"How comfortable do you feel talking to your child about money?\n1. Very comfortable\n2.  Fairly comfortable\n3.  Neither comfortable nor uncomfortable\n4.  Fairly uncomfortable\n5.  Very uncomfortable\n[6. Don't Know]\n\n\n",null,"NEW [Not tested]"]
[562,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain that money is limited and that they have to make trade-offs when spending it","Increased discussions about how money is used; Increased money management discussions with children (PP)","Have you ever explained to your child that  money is limited and that they therefore can’t have everything they want? \n1.  Yes\n2. No\n[3. Don't Know]\n\nHow often do you  explain to your child that money is limited and that they therefore can’t have everything they want?\n\n1. Often\n2. Sometimes\n3. Rarely\n4. Never\n[5. Don’t know]\n\nIf your child wanted you to buy them two items would you:\n1. Buy them both\n2. Make them pick one\n[3. Don't Know] \n\nHow often do you talk to your child about how to you decide what to buy and what not to buy?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]",null,"NEW [First item tested- others not tested]",null,"Q8. How well do you think this child understands the following about money?\nPlease tick one for each row\n\nThat money has a value\n\nWhere your day-to-day money comes from\n\nThat you have to make choices when you spend your money\n\nThat you do not have an endless amount of money\n\nThat adverts and some TV programmes are trying to sell them things\n\n(Not at all well / Not very well / Quite well / Very well / Don't know"]
[563,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain the difference between wants and needs",null,"Have you ever explained to your child that  there is a different between things they 'want' and things they 'need'? \n1.  Yes\n2. No\n[3. Don't Know]",null,"NEW [Not tested]",null,"Q9. Is this child able to do any of the following?\nPlease tick one for each row\n\nSave up for a short period of time to buy something they want\n\nUnderstand why you are saying “no” to buying something\n\nManage their own day-to-day money or allowance\n\nExplain the choices they make when they spend their money\n\nFocus on an activity they have been asked to / decided to do\n\nFinish a task they have been asked to / decided to do\n\nAble to recognise the difference between something they want (e.g. sweets), and something they need (e.g. food)\n\n(No / Yes, sometimes / Yes, definitely / Don't know / N/A (my child doesn't have their own money))"]
[564,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain the difference between wants and needs",null,"Is this child able to do any of the following?\nPlease tick one for each row\n\nSave up for a short period of time to buy something they want\n\nUnderstand why you are saying “no” to buying something\n\nManage their own day-to-day money or allowance\n\nExplain the choices they make when they spend their money\n\nFocus on an activity they have been asked to / decided to do\n\nFinish a task they have been asked to / decided to do\n\nAble to recognise the difference between something they want (e.g. sweets), and something they need (e.g. food)\n\n(No / Yes, sometimes / Yes, definitely / Don't know / N/A (my child doesn't have their own money))",null,"Parenting Pilot"]
[565,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to their children about the costs of what they want to buy","Increased discussions about how money is used; Increased money management discussions with children (PP)","How often do you talk to your child about the cost of things you or they want to buy?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]\n",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[566,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to their children about how to spend their money wisely and explain simple money-saving strategies (eg. shopping around/ only buy what you need)","Increased discussions about how money is used; Increased money management discussions with children; Increased number involve children in family conversations around money (PP)","Have you ever explained to your child about the things you might do to save money, such as shopping around or only buying what you need?\n1. Yes\n2. No\n",null,"NEW [Not tested]"]
[567,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)","Increased number involve children in basic family spending decisions (PP)","How often do you involve your child in household spending decisions, for example what you buy in a weekly shop?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[568,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents involve their children in household spending decisions (e.g. deciding what to buy in weekly shop, or making decisions about a larger purchase such as a holiday)",null,"At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know",null,"Parenting Pilot"]
[569,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain how to budget and save, and why they are important",null,"\nHow often do you encourage your child to save up for things they want to purchase?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n5. My child does not have their own money\n\n",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[570,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents understand that it is beneficial to involve children in household spending decisions",null,"How important do you think it is to involve your child in household spending decisions?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6.  Don’t know]\n",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[571,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to children about the cost of living (eg. electricity, water, mobile phone, transport etc)",null,"\nHave you explained to your child that utilities, for example mobile phones, water and electricity, cost money?\n1. Yes\n2. No\n[3.  Don’t know]",null,"NEW [Not tested]",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[572,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to young people about how to manage household finances and set-up bills (16+)",null,"(16+) Now think about a child you have who is 16 or older. How often do you talk to your child about how to manage household finances?\n1. Often\n2. Sometimes\n3 Rarely\n4. Never\n[5.  Don’t know]\n\n (16+) Have you talked to your child about how to set-up bills  such a phone and electricity bills?\n1. Yes\n2. No\n[3.  Don’t know]",null,"NEW [Not tested]"]
[573,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents talk to young people about how and why people get into debt and the negative consequences that can result (11+)",null,"Have you ever spoken to your child about why people get into debt and the problems this can cause?\n1. Yes\n2. No\n[3.  Don’t know]\n",null,"NEW [Not tested]"]
[574,"Demonstrating, explaining and involving in household finances","Parents talk about, explain and involve children in everyday household money management","Parents explain how to work out everyday financial questions involving maths to children, and support them to do so",null,"\nHow often does someone at home help your child solve money questions involving maths? \nFor example how to work out the correct change, how to work out interest, or any other question involving money.\n1. Never\n2. Occasionally or less than once a week\n3. 1 or 2 days per week\n4. 3 or 4 times a week\n5. 5 times a week or more\n6. Don’t know\n\n",null,"NEW[ Tested]"]
[575,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents use different methods of payment in front of their children (cash, card, online)",null,"How often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n\n{If yes }Do you ever explain to your child what you are doing when you are…\n(GRID Yes/No)\nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money         ",null,"NEW [Not tested]"]
[576,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents use different financial products in front of their children (eg. check current accounts, pay into savings accounts, use online banking etc)",null,"How often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n\n{If yes }Do you ever explain to your child what you are doing when you are…\n(GRID Yes/No)\nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money         ",null,"NEW [Not tested]"]
[577,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to their children about what they are doing while using financial products and making transactions",null,"How often do you do the following in front of your child?\n(GRID: Answer options:  Often, Sometimes, Rarely, Never , Don't Know)   \nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money                           \n\n{If yes }Do you ever explain to your child what you are doing when you are…\n(GRID Yes/No)\nPay for things using cash       \nPay for things using a debit or credit card      \nPay for things online                                         \nChecked the balance of a bank account                            \nUsed online banking to check a bank account                 \nChecked the balance on a credit card    \nUsed a cash machine to withdraw money         ",null,"NEW [Not tested]"]
[578,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to young people about how to select the best financial product for them",null,"[The next few questions are whether you have talked to your child about various topics] Have you talked to your child about the kind of things you have to consider when choosing a financial product, for example a bank account or savings account?\n1. Yes\n2. No\n[3.Don’t know]",null,"NEW [Not tested]"]
[579,"Demonstrating, explaining and involving in household finances","Parents use financial products and make transactions in front of their children, and explain them in a way they can understand","Parents talk to children about borrowing money / sources of credits and the risks associated with this (16+)",null,"[The next few questions are whether you have talked to your child about various topics] How often do you talk to your child about the risks associated with borrowing money, and the impact of getting into debt?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n",null,"NEW [Not tested]"]
[580,"Demonstrating, explaining and involving in household finances","Parents talk to children about consumer society","Parents talk to children about marketing (eg. adverts are designed to make you want to buy things, promotions (e.g. 3 for 2) are designed to make people spend more etc)",null,"[The next few questions are whether you have talked to your child about various topics] \nHow often do you explain the purpose of adverts and the tactics companies use to sell more products to your child?\n\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW [Tested and revised]",null,"Q10. How often do you talk to this child about…?\nPlease tick one for each row\n\nWhere the money your household has comes from\n\nThe choices you make when spending your money\n\nHow to save up for things they want\n\nThat companies try to sell them things in adverts and some TV programmes\n\n(Never / Rarely / Sometimes / Often / Don't know)"]
[581,"Demonstrating, explaining and involving in household finances","Parents talk to children about consumer society","Parents explain techniques for resisting consumer pressure to children",null,"[The next few questions are whether you have talked to your child about various topics]. Have  you ever talked to your child about how they shouldn’t buy things just to fit in with friends?\n1. Yes\n2. No\n[3.  Don’t know]\n",null,"NEW [Not tested]"]
[582,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to children about where their money comes from",null,"[The next few questions are whether you have talked to your child about various topics] How often have you talked to your child about where your household income comes from?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n",null,"NEW [Tested and revised]",null,"Q10. How often do you talk to this child about…?\nPlease tick one for each row\n\nWhere the money your household has comes from\n\nThe choices you make when spending your money\n\nHow to save up for things they want\n\nThat companies try to sell them things in adverts and some TV programmes\n\n(Never / Rarely / Sometimes / Often / Don't know)"]
[583,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to children about work and how different jobs have different salaries",null,"[The next few questions are whether you have talked to your child about various topics] How often have you talked to your child about how different jobs have different salaries?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW [Not tested]"]
[584,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents talk to their children about further education and future plans and the financial implications of/options for those plans (16+)",null,"How often do you talk to your child about what they could do after they finish their education?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\n\n\n(16+) How confident would you feel providing your child with advice on how they can fund their studies after the leave the school?\n1. Very confident\n2. Fairly confident\n3. Not very confident\n4. Not confident at all\n[5.Don't Know]\n",null,"NEW [Not tested]"]
[585,"Demonstrating, explaining and involving in household finances","Parents talk to children about the link between money and jobs, and encourage aspirations and financial independence","Parents encourage their children's aspirations and their financial independence (16+)","Parents help their children think about their careers and help them plan how they can reach their career goals. ","How often do you talk to your child about what careers they could in the future?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\nDoes your child know roughly what career they want to do in the future?\n1. Yes\n2. No\n3. Don't know\n\n{If yes} How often do you give your child advice on how they can get the career they want?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW (Not tested)"]
[586,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it",null,"How important do you think it is for your child to manage their own money?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6.Don't know]\n",null,"NEW [Not tested]",null,"Q5. In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\n\nIn return for good behaviour or helping out at home / chores\n\nNow and again on special days out or holidays\n\nBirthdays / Christmas / Other celebrations\n\nWhen they see Grandparents or other close family friends / relatives\n\nIrregularly or when we have some money to spare\n\nNone – My child doesn’t have any money of their own\n\nOther (please state) ________________________________________\n\nDon’t know"]
[587,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents think it is important for children to have their own money from a young age (3+) and be given an appropriate amount of responsibility for it",null,"In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\n\nIn return for good behaviour or helping out at home / chores\n\nNow and again on special days out or holidays\n\nBirthdays / Christmas / Other celebrations\n\nWhen they see Grandparents or other close family friends / relatives\n\nIrregularly or when we have some money to spare\n\nNone – My child doesn’t have any money of their own\n\nOther (please state) ________________________________________\n\nDon’t know",null,"Parenting Pilot"]
[588,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents provide their children with a regular set amount of pocket money",null,"In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\n\nIn return for good behaviour or helping out at home / chores\n\nNow and again on special days out or holidays\n\nBirthdays / Christmas / Other celebrations\n\nWhen they see Grandparents or other close family friends / relatives\n\nIrregularly or when we have some money to spare\n\nNone – My child doesn’t have any money of their own\n\nOther (please state) ________________________________________\n\nDon’t know",null,"Parenting Pilot",null,"Q5. In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\n\nIn return for good behaviour or helping out at home / chores\n\nNow and again on special days out or holidays\n\nBirthdays / Christmas / Other celebrations\n\nWhen they see Grandparents or other close family friends / relatives\n\nIrregularly or when we have some money to spare\n\nNone – My child doesn’t have any money of their own\n\nOther (please state) ________________________________________\n\nDon’t know"]
[589,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves"]
[590,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents believe  children should  manage their own money, including making their own decisions about whether to spend or save it and allow their child to do this. ",null,"Who is mainly responsible for deciding how your child’s pocket money or allowance is spent?  \n1. I am\n2. Another family member or carer is\n3. My child is\n4. My child is not given any money\n[5. Don’t know]\n\nTo what extent do you agree or disagree with the following statements. \n\na) Children should be allowed to make their own mistakes with their pocket money\nb) It is best if parents manage their children’s money for them\n(c) Children should decide whether to save their own pocket money.\n(d) Children should decide whether to  spend their own pocket money.\n\n1. Strongly agree\n2. Agree\n3. Neither agree nor disagree\n4. Disagree\n5. Strongly disagree\n[6. Don’t know]\n\n\n\n",null,"NEW [Tested and revised]",null,"Q5. In which of the following ways does this child get money of their own?\nPlease tick all that apply\n\nRegular pocket money\n\nIn return for good behaviour or helping out at home / chores\n\nNow and again on special days out or holidays\n\nBirthdays / Christmas / Other celebrations\n\nWhen they see Grandparents or other close family friends / relatives\n\nIrregularly or when we have some money to spare\n\nNone – My child doesn’t have any money of their own\n\nOther (please state) ________________________________________\n\nDon’t know"]
[591,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents encourage and support their children to make a plan for what to spend their money on and/or budget and stick to it","Increased number allowing their child to make money choices (PP)","\nHow often do you encourage your child to plan what they are going to spend their money on?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\n",null,"NEW [Not tested]\n",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[592,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents encourage and support their children to save",null,"How often do you talk to your child about the importance of saving money up for things they want?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\nHow often do you encourage your child to save up for things they want to purchase?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW [Not tested]\n",null,"Q10. How often do you talk to this child about…?\nPlease tick one for each row\n\nWhere the money your household has comes from\n\nThe choices you make when spending your money\n\nHow to save up for things they want\n\nThat companies try to sell them things in adverts and some TV programmes\n\n(Never / Rarely / Sometimes / Often / Don't know)"]
[593,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents allow their children to make payments in different ways, including online",null,"In which of these ways has your child made a payment? (Tick all that apply)\n1. In person using cash\n2. In person using card\n3. Online\n4. None of these\n[5. Don’t know]\n",null,"NEW [Not tested]\n"]
[594,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents allow children to make mistakes with their money and help them learn from those experiences","Increased number allowing their child to make money choices (PP)","If your child lost some of their money would you replace it?\n1. Definitely would\n2. Probably would\n3. Definitely would not\n[4.Don't know]\n\nWhich of the following statements comes closest to your view? Please think about your child and other children of their age when answering. \n1. Parents should manage their children’s money for them \n2. Children should be allowed manage their own money \n[3. Don't Know]\n",null,"NEW [Not tested]\n",null,"Q2. At what age group do you think parents and carers should start doing the following with their children to help them become good with money when they grow up?\nPlease tick one for each row\n\nTalk about how money is used in the family, e.g. paying for heating\n\nExplain the difference between price and the value of things\n\nTeach the importance of saving\n\nGive them their own spending money / allowance\n\nInvolve them in basic family spending discussions e.g. the cost of days out\n\nInvolve them in basic family spending decisions e.g. food shopping\n\nLet them manage their own day-to-day money without supervision\n\nGive them responsibility for saving up for something they want\n\nEncourage them to think about what to do with their money\n\n(Under 5 / 5-7 / 8-11 / 12-15 / 16-18 / Parents / carers shouldn’t do this / Don't know"]
[595,"Supporting learning about money through experience","Parents provide children with a set amount of money and support them to manage it themselves","Parents give older children responsibility for paying for the things they need (eg. school lunches, clothes) out of their pocket money or an allowance (11+)","Increased number allowing their child to make money choices; Increased number set and stick to money rules and responsibilities with their child (PP)","Does your child have to use their own allowance when buying any of the following things they need? Tick all that apply,\n1. School dinners\n2. School uniform\n3. School equipment\n4. Mobile phone credit or bill\n5. Other bills\n6. None of the above\n7. [Don't know]",null,"NEW [not tested]"]
[596,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support their children to open and use their own current account",null,"Does your child have a current account, held in their own name?\n1. Yes\n2. No\n[3.Don't know]",null,"NEW [Not tested]"]
[597,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to open and use their own savings account",null,"Does child have a savings account or junior ISA, held in their own name?\n1. Yes\n2. No\n[3.Don't know]",null,"NEW [Not tested]"]
[598,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to choose their own current or savings account (7+)",null,"\nHave you ever involved your child in decisions about which financial products to choose for them, such as a bank or savings account, or a Junior ISA? \n1. Yes\n2. No\n3. My child does not have an account\n(4. Don’t know)\n\n",null,"NEW [Tested]"]
[599,"Supporting learning about money through experience","Parents help their children to access financial products, and support them to take an active role in selecting the products","Parents support children to choose their own mobile phone provider and package (11+)",null,"Did you let your child pick their own mobile phone provider?\n1. Yes\n2. No\n3. Does not apply- Child does not have a phone\n\nDid you let your child pick their own mobile phone package?\n1. Yes\n2. No\n3. Does not apply- Child does not have a phone\n",null,"NEW [Not tested]"]
[600,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents help young children learn letters, words and numbers (3-4)","{If children aged 3-4} How often does someone at home help (child) to learn the ABC or alphabet?\n\nHow often does someone at home look at books with or read to your child? \n\nHow often does someone at home teach your child numbers or counting?\n\n\nANSWER OPTIONS FOR ALL: \n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\n\n\n",null,"Adapted from Study of Early Education and Development (SEED). "]
[601,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents show interest in CYP’s general school work (5+)","Thinking in general about children and education, would you say that a child's education is…\n\nWholly the parents' responsibility\nMainly the parents' responsibility\nMainly the school's responsibility\nWholly the school's responsibility\nBoth equally\n",null,"Taken from Avon Longitudinal Study of Children and Parents (ALSPAC)"]
[602,"Supporting broader development","Parents encourage and support their children's broader development","Parents support their children with their literacy, numeracy and wider school work","Parents support CYP in their Maths/English schoolwork (5+)","{If children aged 5+} How often does someone at home teach your child maths or help with maths homework? \n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more\n\n{If children aged 5+} How often does someone at home teach your child words or help with English homework? \n1. Occasionally or less than once a week\n2. 1 or 2 days per week\n3. 3 or 4 times a week\n4. 5 times a week or more",null,"NEW- Format adapted from Study of Early Education and Development (SEED). "]
[603,"Supporting broader development","Parents encourage and support their children's broader development","Parents encourage children to solve their own problems",null,"How important do you think it is for your child solve their own problems?\n1. Very important\n2. Fairly important\n3. Neither important nor unimportant\n4. Fairly unimportant\n5. Very unimportant\n[6.Don't know]",null,"NEW (Not tested)"]
[604,"Supporting broader development","Parents encourage and support their children's broader development","Parents support the development of their children's self-confidence and praise them when they do well and put in effort.",null,"How comfortable do you feel praising your child when they try hard to do something?\n1. Very comfortable\n2. Somewhat comfortable\n3. Somewhat uncomfortable\n4. Not at all comfortable\n\nHow often do you praise your child when they try hard to do something?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]\n\n",null,"NEW (Not tested)",null,"IS THERE A GAP AROUND SELF-CONTROL, PERSEVERENCE, GRIT?"]
[605,"Supporting broader development","Parents encourage and support their children's broader development","Parents encourage children to seek help if needed",null,"How often do you encourage your child to talk to people if they need help with something?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW (Not tested)"]
[606,"Seeking and sharing advice","Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents know where to find information and resources to help them develop their children's financial capability",null,"Do you know where to find information on teaching children and young people about money management?\n1. Yes\n2. No\n \nWhich of these sources would you go to if you wanted to get information or help with teaching children and young people about money management?\n \n 1. My child's school\n 2. Websites/ Online content\n 3. A charity such as CAB\n 4. Other ________\n 5. None of these\n  6. Don’t know\n",null,"NEW [Not tested]"]
[607,null,"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents access and use information and resources to help them develop their children's financial capability",null,"In the last 12 months have you used any of the following to get information about teaching children and young people about money management? Tick all that apply\n\n 1. My child's school\n 2. Websites/ Online content\n 3. A charity such as CAB\n 4. Other ________\n 5. None of these\n  6. Don’t know",null,"NEW [Not tested]"]
[608,null,"Parents actively seek support to help them develop their children's financial capability, and share their knowledge with others ","Parents talk to other parents about how to help their children develop financial capability",null,"How often do you speak to other parents about ways in which to help children develop money management skills?\n1. Often\n2.Sometimes\n3 Rarely\n4.Never\n[5.Don’t know]",null,"NEW [Not tested]"]
[609,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Ability to live (adequately) within means","Managing well day-to-day","Satisfaction with standard of living \n","How well would you say you yourself are managing financially these days? Would you say you are...\nCHOOSE ONE ONLY\n1. Living comfortably\n2. Getting by alright\n3. Just about getting by\n4. Finding it quite difficult\n5. or finding it very difficult?",null,"USOC Finnow\nAdapted"]
[610,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Ability to live (adequately) within means","Falling behind/in debt/in arrears",null,"In the last [SIX] months, have [you / or your partner] been unable to pay any of these bills due to a lack of money?\nCHOOSE ALL THAT APPLY\n1. Rent or mortgage payments\n2. Council tax\n3. Gas, electricity or other fuel bills\n4. Water bill\n5. Telephone bill (including mobile phone, broadband)\n6. Credit or store card bills\n7. Repayments on a loan or advance,\n8. Repayments on goods bought on hire purchase or mail order\n9. TV licence\n10. Income Tax or VAT payments\n11. Any other bill or regular commitment\n12. None of these (SINGLE CODE ONLY)",null,"FFH Unable\nAdapted","Practitioners can change [six] months to a reference period which is consistent with the lapsed time between the intervention and follow up measurement"]
[611,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial resilience - ability to withstand financial shocks",null,null,"Do you (and your partner) currently have at least as much money in savings as you get in income each month? \nCHOOSE ONE ONLY\n1. No\n2. Yes, about 1 month\n3. Yes, about 2 months\n4. Yes, three months of more\n\n",null,"Genworth\nAdapted"]
[612,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Managing money well day-to-day",null,"Creating and sticking to a viable budget","A) How closely do you normally plan how you will spend your money over the coming week or month? For example by drawing up a budget.\nCHOOSE ONE ONLY\n1. Very closely\n2. Fairly closely\n3. Not very closely\n4. I do not plan my spending at all\n5. Don't know\n\nB) And, how often do you keep to the budget you set?\nCHOOSE ONE ONLY\n1. Always \n2. Most of the time\n3. Sometimes\n4. Hardly ever\n5. Never\n6. Do not budget",null,"CitA 3\nAdapted"]
[613,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","General saving behaviour ",null,"Saving on a regular basis ","A) Which of these best describes how often you save money?\nCHOOSE ONE ONLY\n1. Every month\n2. Most months\n3. Some months, but not others\n4. Rarely/never\n5. Don’t know\n\nB) Just thinking about the months that you save money is the amount that you save…\n1. Roughly the same each month\n2. A little different from month to month\n3. Very different from month to month\n4. Don’t know\n\nC) About how much on average do you personally manage to save each month, at the moment? \nENTER AMOUNT IN £\nVaries too much to say",null,"FinCap G3 and G4\nOriginal\n\nCitA Q33\nChanged"]
[614,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"," Financial attitudes and motivations","Attitudes to money","Attitudes to managing money"," A) I feel under pressure to spend money on my children even when I can't afford it 0 (does not sound like me at all) to 10 (sounds a lot like me)\n\n\n0 does not sound like me\n...\n10 sounds a lot like me\nDon't know\nNot applicable",null,"Fincap (Q4c/d)\nChanged"]
[615,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)"," Financial attitudes and motivations","Attitudes to money","Attitudes to managing money","To what extent do you agree or disagree with the\nstatement \n\n \"Nothing I do will make much difference to my financial situation\"\n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know\n",null,"Fincap (O2D)\nOriginal"]
[616,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","General attitudes and motivations (applied to money)","Self-control","People are able to abstain from/delay spending in order to live within their means and save for the future\n\n","How much do you agree or disagree with each of the following statements?  \n \n- I tend to buy things even when I can’t really afford them\n - I tend to live for today and let tomorrow take care of itself  \n - I find it more satisfying to spend money than to save it for the long term \n\n1. Strongly agree\n2. Tend to agree\n3. Neither agree nor disagree\n4. Tend to disagree\n5. Strongly disagree\n6. Don’t know",null,"SEG (c44)/OECD (F10)\nOriginal though first one is adapted"]
[617,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People are able to answer basic questions about interest rates and savings  \n","QUIZ Suppose you put £100 into a savings account with a guaranteed interest rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money.\n\nHow much would be in the account at the end of the first year, once the interest payment is made?\n1: A. £120\n2: B. £140\n3: C. £104\n4: D. £102",null,"Fincap (N3)"]
[618,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People are able to answer basic questions about the interest rates and loans \n\n\n\n","QUIZ You have taken out a loan for £500, and the interest rate you are charged is 10 percent per month. There are no other fees. At this interest rate, how much money would you owe in total after one month?\n\nA £505\nB £550\nC £510\nD £600\n",null,"PDL (Q97a)"]
[619,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Financial knowledge and understanding","Understanding financial concepts, products and situations","People understand basic financial concepts and are able to answer basic questions around interest rates and inflation \n","QUIZ If the inflation rate is 5% and the interest rate you get on your savings is 3%, will your savings have more, less or the same amount of buying power in a year’s time?\n1. More\n2. The same\n3. Less\n4. Don’t know",null,"Fincap (N2)"]
[620,"For general adults outcomes (eg. confidence in money management skills, no anxiety about money, and willingness to seek advice about money, see the adult outcomes framework)","Basic skills","Applied numeracy","People can successfully apply mathematical skills to financial problems","QUIZ The same TV is on sale in both shop A and B. In Shop A it is priced at £400.  In Shop B it is on sale for £500 with 10% discount.  Which one is cheaper? \n\n1:  The one sold in shop A \n2: The one sold in shop B \n3: They are both the same price \n4. Don't know",null,"CDS (Q28)"]

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{"sheet":"PQ3","index":25,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ4","index":26,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ5","index":27,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ6","index":28,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ7","index":29,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ8","index":30,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ9","index":31,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PQ10","index":32,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ11","index":33,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ12","index":34,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ13","index":35,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ14","index":36,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ15","index":37,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ16","index":38,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ17","index":39,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ18","index":40,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ19","index":41,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"PQ20","index":42,"n_rows":29,"n_cols":6,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
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{"sheet":"BSQ","index":46,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"PSQ","index":47,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"SQ1","index":48,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ1","index":49,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ2","index":50,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ3","index":51,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ4","index":52,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ5","index":53,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CQ6","index":54,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}